Home > The First National Bank of Bryan > Assets and Liabilities
The First National Bank of Bryan, Assets and Liabilities
| 2007-03-31 | Rank | |
| # of Employees: | 135 | 1,271 |
| Assets and Liabilities | ||
| Total Assets: | $540,414,000 | 1,245 |
| Cash and due from depository institutions | $14,716,000 | 1,271 |
| Interest-bearing balances | $176,000 | 4,158 |
| Securities | $107,446,000 | 1,136 |
| Federal funds sold & reverse repurchase agreements | $2,800,000 | 4,509 |
| Net loans & leases | $384,233,000 | 1,193 |
| Loan loss allowance | $4,622,000 | 1,126 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $9,170,000 | 1,341 |
| Other real estate owned | $0 | 1,271 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $22,049,000 | 833 |
| Life insurance assets | $12,234,000 | 489 |
| Total liabilities and capital | $540,414,000 | 1,245 |
| Total liabilities | $487,175,000 | 1,230 |
| Total deposits | $453,511,000 | 1,151 |
| Interest-bearing deposits | $327,410,000 | 1,389 |
| Deposits held in domestic offices | $453,511,000 | 1,149 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $30,000,000 | 1,243 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $3,664,000 | 1,496 |
| Total equity capital | $53,239,000 | 1,265 |
| Total bank equity capital | $53,239,000 | 1,265 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $487,000 | 4,329 |
| Surplus | $751,000 | 7,007 |
| Undivided profits | $52,001,000 | 724 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $237,000 | 5,194 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $4,540,000 | 834 |
| Earning assets | $494,655,000 | 1,241 |
| Long-term assets (5+ years) | $155,716,000 | 725 |
| Average Assets, year-to-date | $535,299,500 | 1,239 |
| Average Assets, quarterly | $535,299,500 | 1,239 |
| Volatile liabilities | $61,002,000 | 2,118 |
| Insider loans | $8,311,000 | 849 |
| FHLB advances | $30,000,000 | 1,173 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $36,080,000 | 2,311 |
| Tier 1 (core) risk-based capital | $53,434,000 | 1,163 |
| Tier 2 risk-based capital | $3,929,000 | 1,338 |
| Total risk weighted assets | $313,636,000 | 1,583 |
| Total unused commitments | $36,080,000 | 2,311 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 147 | 1,158 |
| Assets and Liabilities | ||
| Total Assets: | $530,185,000 | 1,235 |
| Cash and due from depository institutions | $15,590,000 | 1,158 |
| Interest-bearing balances | $217,000 | 3,940 |
| Securities | $136,720,000 | 895 |
| Federal funds sold & reverse repurchase agreements | $4,200,000 | 3,186 |
| Net loans & leases | $342,898,000 | 1,337 |
| Loan loss allowance | $4,633,000 | 1,109 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $9,178,000 | 1,304 |
| Other real estate owned | $0 | 1,158 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $21,599,000 | 861 |
| Life insurance assets | $12,119,000 | 484 |
| Total liabilities and capital | $530,185,000 | 1,235 |
| Total liabilities | $478,805,000 | 1,229 |
| Total deposits | $465,872,000 | 1,093 |
| Interest-bearing deposits | $330,597,000 | 1,352 |
| Deposits held in domestic offices | $465,872,000 | 1,092 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $9,318,000 | 2,634 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $3,615,000 | 1,502 |
| Total equity capital | $51,380,000 | 1,282 |
| Total bank equity capital | $51,380,000 | 1,282 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $487,000 | 4,343 |
| Surplus | $751,000 | 7,014 |
| Undivided profits | $50,142,000 | 732 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $375,000 | 4,346 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $4,661,000 | 832 |
| Earning assets | $484,035,000 | 1,253 |
| Long-term assets (5+ years) | $189,760,000 | 588 |
| Average Assets, year-to-date | $499,404,200 | 1,256 |
| Average Assets, quarterly | $523,756,500 | 1,232 |
| Volatile liabilities | $61,522,000 | 2,254 |
| Insider loans | $8,293,000 | 843 |
| FHLB advances | $9,000,000 | 2,551 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $35,400,000 | 2,312 |
| Tier 1 (core) risk-based capital | $51,811,000 | 1,182 |
| Tier 2 risk-based capital | $3,917,000 | 1,325 |
| Total risk weighted assets | $313,053,000 | 1,551 |
| Total unused commitments | $35,400,000 | 2,313 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 151 | 1,155 |
| Assets and Liabilities | ||
| Total Assets: | $517,328,000 | 1,265 |
| Cash and due from depository institutions | $12,886,000 | 1,155 |
| Interest-bearing balances | $305,000 | 3,573 |
| Securities | $138,384,000 | 901 |
| Federal funds sold & reverse repurchase agreements | $9,800,000 | 1,452 |
| Net loans & leases | $327,713,000 | 1,393 |
| Loan loss allowance | $4,632,000 | 1,116 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $9,083,000 | 1,309 |
| Other real estate owned | $0 | 1,155 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $19,462,000 | 956 |
| Life insurance assets | $12,003,000 | 470 |
| Total liabilities and capital | $517,328,000 | 1,265 |
| Total liabilities | $468,139,000 | 1,252 |
| Total deposits | $448,372,000 | 1,121 |
| Interest-bearing deposits | $310,894,000 | 1,436 |
| Deposits held in domestic offices | $448,372,000 | 1,119 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $17,606,000 | 1,926 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,161,000 | 2,208 |
| Total equity capital | $49,189,000 | 1,327 |
| Total bank equity capital | $49,189,000 | 1,327 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $487,000 | 4,368 |
| Surplus | $751,000 | 7,055 |
| Undivided profits | $47,951,000 | 768 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $448,000 | 4,096 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $59,000 | 869 |
| Income earned, not collected on loans | $3,626,000 | 1,069 |
| Earning assets | $476,202,000 | 1,259 |
| Long-term assets (5+ years) | $190,537,000 | 589 |
| Average Assets, year-to-date | $491,709,000 | 1,290 |
| Average Assets, quarterly | $502,345,000 | 1,293 |
| Volatile liabilities | $60,984,000 | 2,250 |
| Insider loans | $8,641,000 | 785 |
| FHLB advances | $17,300,000 | 1,835 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $30,032,000 | 2,609 |
| Tier 1 (core) risk-based capital | $49,780,000 | 1,231 |
| Tier 2 risk-based capital | $3,797,000 | 1,362 |
| Total risk weighted assets | $302,896,000 | 1,598 |
| Total unused commitments | $30,032,000 | 2,609 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 149 | 1,166 |
| Assets and Liabilities | ||
| Total Assets: | $487,362,000 | 1,334 |
| Cash and due from depository institutions | $15,012,000 | 1,166 |
| Interest-bearing balances | $96,000 | 5,001 |
| Securities | $128,505,000 | 953 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 3,335 |
| Net loans & leases | $314,109,000 | 1,440 |
| Loan loss allowance | $4,501,000 | 1,134 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $7,486,000 | 1,551 |
| Other real estate owned | $0 | 1,166 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $19,750,000 | 933 |
| Life insurance assets | $11,893,000 | 464 |
| Total liabilities and capital | $487,362,000 | 1,334 |
| Total liabilities | $440,235,000 | 1,323 |
| Total deposits | $434,453,000 | 1,148 |
| Interest-bearing deposits | $305,306,000 | 1,441 |
| Deposits held in domestic offices | $434,453,000 | 1,146 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $4,421,000 | 3,852 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,361,000 | 2,874 |
| Total equity capital | $47,127,000 | 1,329 |
| Total bank equity capital | $47,127,000 | 1,329 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $487,000 | 4,361 |
| Surplus | $751,000 | 7,071 |
| Undivided profits | $45,889,000 | 760 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $457,000 | 3,893 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $80,000 | 803 |
| Income earned, not collected on loans | $3,503,000 | 1,012 |
| Earning assets | $445,210,000 | 1,329 |
| Long-term assets (5+ years) | $188,350,000 | 589 |
| Average Assets, year-to-date | $483,169,330 | 1,312 |
| Average Assets, quarterly | $477,170,500 | 1,344 |
| Volatile liabilities | $66,687,000 | 2,071 |
| Insider loans | $10,648,000 | 636 |
| FHLB advances | $4,421,000 | 3,686 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $27,070,000 | 2,786 |
| Tier 1 (core) risk-based capital | $46,044,000 | 1,300 |
| Tier 2 risk-based capital | $3,566,000 | 1,430 |
| Total risk weighted assets | $289,370,000 | 1,643 |
| Total unused commitments | $27,070,000 | 2,788 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 145 | 1,179 |
| Assets and Liabilities | ||
| Total Assets: | $466,979,000 | 1,364 |
| Cash and due from depository institutions | $12,768,000 | 1,179 |
| Interest-bearing balances | $129,000 | 4,622 |
| Securities | $123,676,000 | 1,011 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 5,091 |
| Net loans & leases | $299,764,000 | 1,468 |
| Loan loss allowance | $4,471,000 | 1,128 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $7,617,000 | 1,485 |
| Other real estate owned | $0 | 1,179 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $22,154,000 | 809 |
| Life insurance assets | $11,785,000 | 451 |
| Total liabilities and capital | $466,980,000 | 1,364 |
| Total liabilities | $420,948,000 | 1,353 |
| Total deposits | $417,364,000 | 1,181 |
| Interest-bearing deposits | $294,431,000 | 1,471 |
| Deposits held in domestic offices | $417,364,000 | 1,177 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $3,584,000 | 1,354 |
| Total equity capital | $46,032,000 | 1,343 |
| Total bank equity capital | $46,032,000 | 1,343 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $498,000 | 4,334 |
| Surplus | $751,000 | 7,061 |
| Undivided profits | $44,783,000 | 783 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $792,000 | 2,782 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $113,000 | 711 |
| Income earned, not collected on loans | $3,203,000 | 1,042 |
| Earning assets | $424,569,000 | 1,370 |
| Long-term assets (5+ years) | $179,972,000 | 593 |
| Average Assets, year-to-date | $481,073,000 | 1,310 |
| Average Assets, quarterly | $481,073,000 | 1,310 |
| Volatile liabilities | $58,749,000 | 2,191 |
| Insider loans | $9,373,000 | 691 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $26,182,000 | 2,833 |
| Tier 1 (core) risk-based capital | $45,541,000 | 1,285 |
| Tier 2 risk-based capital | $3,484,000 | 1,427 |
| Total risk weighted assets | $277,760,000 | 1,666 |
| Total unused commitments | $26,182,000 | 2,835 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 144 | 1,170 |
| Assets and Liabilities | ||
| Total Assets: | $495,167,000 | 1,262 |
| Cash and due from depository institutions | $16,562,000 | 1,170 |
| Interest-bearing balances | $150,000 | 4,541 |
| Securities | $113,358,000 | 1,110 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 2,486 |
| Net loans & leases | $333,239,000 | 1,279 |
| Loan loss allowance | $4,346,000 | 1,132 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $6,501,000 | 1,725 |
| Other real estate owned | $0 | 1,170 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $20,507,000 | 856 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $495,167,000 | 1,262 |
| Total liabilities | $450,106,000 | 1,252 |
| Total deposits | $431,301,000 | 1,119 |
| Interest-bearing deposits | $303,154,000 | 1,385 |
| Deposits held in domestic offices | $431,301,000 | 1,118 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $16,000,000 | 2,015 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,805,000 | 1,619 |
| Total equity capital | $45,061,000 | 1,346 |
| Total bank equity capital | $45,061,000 | 1,346 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $497,000 | 4,353 |
| Surplus | $751,000 | 7,087 |
| Undivided profits | $43,813,000 | 797 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $529,000 | 3,630 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $3,577,000 | 912 |
| Earning assets | $451,747,000 | 1,266 |
| Long-term assets (5+ years) | $168,141,000 | 618 |
| Average Assets, year-to-date | $435,154,800 | 1,377 |
| Average Assets, quarterly | $482,099,500 | 1,283 |
| Volatile liabilities | $74,871,000 | 1,768 |
| Insider loans | $8,790,000 | 732 |
| FHLB advances | $16,000,000 | 1,900 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $23,188,000 | 3,016 |
| Tier 1 (core) risk-based capital | $45,119,000 | 1,268 |
| Tier 2 risk-based capital | $3,506,000 | 1,396 |
| Total risk weighted assets | $279,959,000 | 1,643 |
| Total unused commitments | $23,188,000 | 3,018 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 141 | 1,196 |
| Assets and Liabilities | ||
| Total Assets: | $469,032,000 | 1,304 |
| Cash and due from depository institutions | $15,869,000 | 1,196 |
| Interest-bearing balances | $162,000 | 4,557 |
| Securities | $108,392,000 | 1,146 |
| Federal funds sold & reverse repurchase agreements | $4,300,000 | 2,531 |
| Net loans & leases | $316,225,000 | 1,324 |
| Loan loss allowance | $4,094,000 | 1,189 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $6,276,000 | 1,745 |
| Other real estate owned | $0 | 1,196 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $17,970,000 | 949 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $469,032,000 | 1,304 |
| Total liabilities | $424,432,000 | 1,298 |
| Total deposits | $402,796,000 | 1,174 |
| Interest-bearing deposits | $277,799,000 | 1,496 |
| Deposits held in domestic offices | $402,796,000 | 1,171 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $19,000,000 | 1,833 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,636,000 | 1,664 |
| Total equity capital | $44,600,000 | 1,340 |
| Total bank equity capital | $44,600,000 | 1,340 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $497,000 | 4,355 |
| Surplus | $751,000 | 7,093 |
| Undivided profits | $43,352,000 | 800 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $502,000 | 3,759 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,459,000 | 1,305 |
| Earning assets | $429,079,000 | 1,309 |
| Long-term assets (5+ years) | $176,706,000 | 584 |
| Average Assets, year-to-date | $420,151,750 | 1,418 |
| Average Assets, quarterly | $439,358,500 | 1,381 |
| Volatile liabilities | $67,321,000 | 1,851 |
| Insider loans | $8,731,000 | 710 |
| FHLB advances | $19,000,000 | 1,718 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $22,033,000 | 3,079 |
| Tier 1 (core) risk-based capital | $44,231,000 | 1,274 |
| Tier 2 risk-based capital | $3,281,000 | 1,457 |
| Total risk weighted assets | $261,680,000 | 1,693 |
| Total unused commitments | $22,033,000 | 3,081 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 136 | 1,248 |
| Assets and Liabilities | ||
| Total Assets: | $409,685,000 | 1,480 |
| Cash and due from depository institutions | $10,601,000 | 1,248 |
| Interest-bearing balances | $111,000 | 4,844 |
| Securities | $109,165,000 | 1,148 |
| Federal funds sold & reverse repurchase agreements | $4,100,000 | 2,419 |
| Net loans & leases | $260,955,000 | 1,582 |
| Loan loss allowance | $4,004,000 | 1,203 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,058,000 | 1,752 |
| Other real estate owned | $0 | 1,248 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $18,806,000 | 891 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $409,685,000 | 1,480 |
| Total liabilities | $366,058,000 | 1,486 |
| Total deposits | $364,594,000 | 1,284 |
| Interest-bearing deposits | $256,914,000 | 1,578 |
| Deposits held in domestic offices | $364,594,000 | 1,281 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,464,000 | 2,474 |
| Total equity capital | $43,627,000 | 1,347 |
| Total bank equity capital | $43,627,000 | 1,347 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $497,000 | 4,348 |
| Surplus | $751,000 | 7,079 |
| Undivided profits | $42,379,000 | 810 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $523,000 | 3,597 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $2,600,000 | 1,111 |
| Earning assets | $374,331,000 | 1,488 |
| Long-term assets (5+ years) | $150,072,000 | 676 |
| Average Assets, year-to-date | $403,858,330 | 1,472 |
| Average Assets, quarterly | $409,037,000 | 1,464 |
| Volatile liabilities | $45,974,000 | 2,418 |
| Insider loans | $8,002,000 | 760 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $24,813,000 | 2,776 |
| Tier 1 (core) risk-based capital | $43,166,000 | 1,274 |
| Tier 2 risk-based capital | $3,083,000 | 1,530 |
| Total risk weighted assets | $245,757,000 | 1,735 |
| Total unused commitments | $24,813,000 | 2,777 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 134 | 1,261 |
| Assets and Liabilities | ||
| Total Assets: | $408,389,000 | 1,465 |
| Cash and due from depository institutions | $10,643,000 | 1,261 |
| Interest-bearing balances | $151,000 | 4,622 |
| Securities | $107,895,000 | 1,181 |
| Federal funds sold & reverse repurchase agreements | $3,100,000 | 3,251 |
| Net loans & leases | $263,594,000 | 1,519 |
| Loan loss allowance | $3,918,000 | 1,215 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,100,000 | 1,721 |
| Other real estate owned | $0 | 1,261 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $17,057,000 | 960 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $408,389,000 | 1,465 |
| Total liabilities | $366,025,000 | 1,475 |
| Total deposits | $336,588,000 | 1,394 |
| Interest-bearing deposits | $231,223,000 | 1,749 |
| Deposits held in domestic offices | $336,588,000 | 1,390 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $27,900,000 | 1,363 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,537,000 | 2,347 |
| Total equity capital | $42,364,000 | 1,361 |
| Total bank equity capital | $42,364,000 | 1,361 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $498,000 | 4,365 |
| Surplus | $751,000 | 7,117 |
| Undivided profits | $41,115,000 | 801 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $557,000 | 3,499 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $52,000 | 972 |
| Income earned, not collected on loans | $2,146,000 | 1,345 |
| Earning assets | $374,740,000 | 1,459 |
| Long-term assets (5+ years) | $145,691,000 | 711 |
| Average Assets, year-to-date | $400,945,000 | 1,480 |
| Average Assets, quarterly | $400,945,000 | 1,480 |
| Volatile liabilities | $70,004,000 | 1,649 |
| Insider loans | $6,665,000 | 913 |
| FHLB advances | $27,900,000 | 1,277 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $21,155,000 | 3,008 |
| Tier 1 (core) risk-based capital | $42,046,000 | 1,290 |
| Tier 2 risk-based capital | $2,896,000 | 1,589 |
| Total risk weighted assets | $230,669,000 | 1,807 |
| Total unused commitments | $21,155,000 | 3,011 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 132 | 1,283 |
| Assets and Liabilities | ||
| Total Assets: | $393,501,000 | 1,516 |
| Cash and due from depository institutions | $12,023,000 | 1,283 |
| Interest-bearing balances | $252,000 | 4,142 |
| Securities | $107,014,000 | 1,199 |
| Federal funds sold & reverse repurchase agreements | $1,300,000 | 4,535 |
| Net loans & leases | $250,916,000 | 1,568 |
| Loan loss allowance | $3,825,000 | 1,230 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,055,000 | 1,716 |
| Other real estate owned | $0 | 1,283 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $16,193,000 | 990 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $393,501,000 | 1,516 |
| Total liabilities | $351,688,000 | 1,529 |
| Total deposits | $334,880,000 | 1,387 |
| Interest-bearing deposits | $225,293,000 | 1,769 |
| Deposits held in domestic offices | $334,880,000 | 1,383 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $14,900,000 | 2,082 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,908,000 | 1,988 |
| Total equity capital | $41,813,000 | 1,376 |
| Total bank equity capital | $41,813,000 | 1,376 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $498,000 | 4,381 |
| Surplus | $751,000 | 7,133 |
| Undivided profits | $40,564,000 | 825 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $611,000 | 3,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $52,000 | 927 |
| Income earned, not collected on loans | $2,571,000 | 1,064 |
| Earning assets | $359,482,000 | 1,514 |
| Long-term assets (5+ years) | $141,259,000 | 741 |
| Average Assets, year-to-date | $361,070,600 | 1,575 |
| Average Assets, quarterly | $378,540,500 | 1,564 |
| Volatile liabilities | $53,378,000 | 2,015 |
| Insider loans | $7,809,000 | 742 |
| FHLB advances | $14,900,000 | 1,967 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $17,148,000 | 3,315 |
| Tier 1 (core) risk-based capital | $40,823,000 | 1,307 |
| Tier 2 risk-based capital | $2,843,000 | 1,594 |
| Total risk weighted assets | $226,451,000 | 1,817 |
| Total unused commitments | $17,148,000 | 3,317 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 125 | 1,370 |
| Assets and Liabilities | ||
| Total Assets: | $363,580,000 | 1,624 |
| Cash and due from depository institutions | $8,376,000 | 1,370 |
| Interest-bearing balances | $315,000 | 3,961 |
| Securities | $93,988,000 | 1,368 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 3,602 |
| Net loans & leases | $238,107,000 | 1,619 |
| Loan loss allowance | $3,851,000 | 1,218 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $6,054,000 | 1,672 |
| Other real estate owned | $0 | 1,370 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $15,055,000 | 1,023 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $363,580,000 | 1,624 |
| Total liabilities | $322,512,000 | 1,642 |
| Total deposits | $314,374,000 | 1,464 |
| Interest-bearing deposits | $210,735,000 | 1,847 |
| Deposits held in domestic offices | $314,374,000 | 1,458 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $6,300,000 | 3,234 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,838,000 | 2,057 |
| Total equity capital | $41,068,000 | 1,379 |
| Total bank equity capital | $41,068,000 | 1,379 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $498,000 | 4,395 |
| Surplus | $751,000 | 7,140 |
| Undivided profits | $39,819,000 | 841 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $310,000 | 4,911 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $61,000 | 938 |
| Income earned, not collected on loans | $1,931,000 | 1,541 |
| Earning assets | $334,410,000 | 1,610 |
| Long-term assets (5+ years) | $127,951,000 | 829 |
| Average Assets, year-to-date | $352,963,000 | 1,607 |
| Average Assets, quarterly | $355,895,000 | 1,636 |
| Volatile liabilities | $41,659,000 | 2,403 |
| Insider loans | $6,212,000 | 936 |
| FHLB advances | $6,300,000 | 3,085 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $13,348,000 | 3,813 |
| Tier 1 (core) risk-based capital | $39,899,000 | 1,316 |
| Tier 2 risk-based capital | $2,739,000 | 1,629 |
| Total risk weighted assets | $217,997,000 | 1,840 |
| Total unused commitments | $13,348,000 | 3,814 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 129 | 1,333 |
| Assets and Liabilities | ||
| Total Assets: | $348,210,000 | 1,663 |
| Cash and due from depository institutions | $11,275,000 | 1,333 |
| Interest-bearing balances | $879,000 | 2,998 |
| Securities | $83,755,000 | 1,546 |
| Federal funds sold & reverse repurchase agreements | $2,700,000 | 3,004 |
| Net loans & leases | $228,311,000 | 1,654 |
| Loan loss allowance | $3,850,000 | 1,204 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,057,000 | 1,648 |
| Other real estate owned | $0 | 1,333 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $16,112,000 | 975 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $348,210,000 | 1,663 |
| Total liabilities | $309,134,000 | 1,691 |
| Total deposits | $303,120,000 | 1,517 |
| Interest-bearing deposits | $207,186,000 | 1,872 |
| Deposits held in domestic offices | $303,120,000 | 1,511 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $4,900,000 | 3,613 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,114,000 | 2,727 |
| Total equity capital | $39,076,000 | 1,394 |
| Total bank equity capital | $39,076,000 | 1,394 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $498,000 | 4,428 |
| Surplus | $751,000 | 7,180 |
| Undivided profits | $37,827,000 | 842 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $291,000 | 5,055 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $2,331,000 | 1,127 |
| Earning assets | $315,645,000 | 1,675 |
| Long-term assets (5+ years) | $112,065,000 | 971 |
| Average Assets, year-to-date | $349,424,000 | 1,618 |
| Average Assets, quarterly | $354,137,000 | 1,620 |
| Volatile liabilities | $36,951,000 | 2,591 |
| Insider loans | $6,063,000 | 933 |
| FHLB advances | $4,900,000 | 3,461 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $14,990,000 | 3,577 |
| Tier 1 (core) risk-based capital | $38,738,000 | 1,337 |
| Tier 2 risk-based capital | $2,655,000 | 1,658 |
| Total risk weighted assets | $211,198,000 | 1,847 |
| Total unused commitments | $14,990,000 | 3,578 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 130 | 1,318 |
| Assets and Liabilities | ||
| Total Assets: | $360,064,000 | 1,589 |
| Cash and due from depository institutions | $13,993,000 | 1,318 |
| Interest-bearing balances | $912,000 | 3,167 |
| Securities | $86,981,000 | 1,499 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $238,232,000 | 1,546 |
| Loan loss allowance | $3,632,000 | 1,272 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $6,154,000 | 1,600 |
| Other real estate owned | $0 | 1,318 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $14,704,000 | 1,008 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $360,064,000 | 1,589 |
| Total liabilities | $320,611,000 | 1,607 |
| Total deposits | $297,944,000 | 1,513 |
| Interest-bearing deposits | $203,385,000 | 1,902 |
| Deposits held in domestic offices | $297,944,000 | 1,509 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $20,500,000 | 1,579 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,167,000 | 1,872 |
| Total equity capital | $39,453,000 | 1,410 |
| Total bank equity capital | $39,453,000 | 1,410 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $498,000 | 4,440 |
| Surplus | $751,000 | 7,199 |
| Undivided profits | $38,204,000 | 868 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $367,000 | 4,738 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $63,000 | 1,016 |
| Income earned, not collected on loans | $1,921,000 | 1,401 |
| Earning assets | $326,125,000 | 1,609 |
| Long-term assets (5+ years) | $107,789,000 | 979 |
| Average Assets, year-to-date | $350,031,000 | 1,617 |
| Average Assets, quarterly | $350,031,000 | 1,617 |
| Volatile liabilities | $52,082,000 | 1,908 |
| Insider loans | $6,201,000 | 894 |
| FHLB advances | $20,500,000 | 1,470 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $14,514,000 | 3,584 |
| Tier 1 (core) risk-based capital | $37,592,000 | 1,368 |
| Tier 2 risk-based capital | $2,634,000 | 1,648 |
| Total risk weighted assets | $209,716,000 | 1,825 |
| Total unused commitments | $14,514,000 | 3,591 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 138 | 1,236 |
| Assets and Liabilities | ||
| Total Assets: | $339,998,000 | 1,662 |
| Cash and due from depository institutions | $15,243,000 | 1,236 |
| Interest-bearing balances | $1,161,000 | 2,761 |
| Securities | $74,346,000 | 1,768 |
| Federal funds sold & reverse repurchase agreements | $6,400,000 | 1,862 |
| Net loans & leases | $222,469,000 | 1,632 |
| Loan loss allowance | $3,500,000 | 1,321 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $6,043,000 | 1,619 |
| Other real estate owned | $0 | 1,236 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $15,497,000 | 974 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $339,998,000 | 1,662 |
| Total liabilities | $301,913,000 | 1,684 |
| Total deposits | $299,747,000 | 1,490 |
| Interest-bearing deposits | $199,783,000 | 1,927 |
| Deposits held in domestic offices | $299,747,000 | 1,488 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,166,000 | 1,758 |
| Total equity capital | $38,085,000 | 1,432 |
| Total bank equity capital | $38,085,000 | 1,432 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $498,000 | 4,475 |
| Surplus | $750,000 | 7,235 |
| Undivided profits | $36,837,000 | 872 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $360,000 | 4,785 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $2,199,000 | 1,225 |
| Earning assets | $304,376,000 | 1,703 |
| Long-term assets (5+ years) | $92,511,000 | 1,157 |
| Average Assets, year-to-date | $335,276,200 | 1,617 |
| Average Assets, quarterly | $339,408,000 | 1,642 |
| Volatile liabilities | $31,270,000 | 2,842 |
| Insider loans | $6,376,000 | 848 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $14,765,000 | 3,457 |
| Tier 1 (core) risk-based capital | $36,628,000 | 1,396 |
| Tier 2 risk-based capital | $2,536,000 | 1,697 |
| Total risk weighted assets | $201,933,000 | 1,871 |
| Total unused commitments | $14,765,000 | 3,459 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 146 | 1,163 |
| Assets and Liabilities | ||
| Total Assets: | $338,818,000 | 1,665 |
| Cash and due from depository institutions | $14,819,000 | 1,163 |
| Interest-bearing balances | $3,022,000 | 1,900 |
| Securities | $73,453,000 | 1,768 |
| Federal funds sold & reverse repurchase agreements | $700,000 | 5,686 |
| Net loans & leases | $230,156,000 | 1,563 |
| Loan loss allowance | $3,235,000 | 1,441 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,056,000 | 1,602 |
| Other real estate owned | $0 | 1,163 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $13,634,000 | 1,091 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $338,818,000 | 1,665 |
| Total liabilities | $301,372,000 | 1,688 |
| Total deposits | $296,157,000 | 1,522 |
| Interest-bearing deposits | $200,961,000 | 1,929 |
| Deposits held in domestic offices | $296,157,000 | 1,519 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,275,000 | 1,837 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,940,000 | 1,971 |
| Total equity capital | $37,446,000 | 1,470 |
| Total bank equity capital | $37,446,000 | 1,470 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $498,000 | 4,507 |
| Surplus | $750,000 | 7,263 |
| Undivided profits | $36,198,000 | 889 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $326,000 | 5,194 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,955,000 | 1,524 |
| Earning assets | $307,331,000 | 1,687 |
| Long-term assets (5+ years) | $82,246,000 | 1,282 |
| Average Assets, year-to-date | $334,095,750 | 1,636 |
| Average Assets, quarterly | $341,867,000 | 1,639 |
| Volatile liabilities | $34,731,000 | 2,588 |
| Insider loans | $6,484,000 | 802 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $13,225,000 | 3,677 |
| Tier 1 (core) risk-based capital | $35,989,000 | 1,433 |
| Tier 2 risk-based capital | $2,430,000 | 1,754 |
| Total risk weighted assets | $193,555,000 | 1,948 |
| Total unused commitments | $13,225,000 | 3,681 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 144 | 1,178 |
| Assets and Liabilities | ||
| Total Assets: | $344,916,000 | 1,617 |
| Cash and due from depository institutions | $18,295,000 | 1,178 |
| Interest-bearing balances | $3,493,000 | 1,891 |
| Securities | $79,482,000 | 1,586 |
| Federal funds sold & reverse repurchase agreements | $18,200,000 | 845 |
| Net loans & leases | $209,435,000 | 1,678 |
| Loan loss allowance | $3,158,000 | 1,440 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,097,000 | 1,559 |
| Other real estate owned | $0 | 1,178 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $13,407,000 | 1,061 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $344,916,000 | 1,617 |
| Total liabilities | $307,491,000 | 1,641 |
| Total deposits | $295,084,000 | 1,501 |
| Interest-bearing deposits | $200,673,000 | 1,914 |
| Deposits held in domestic offices | $295,084,000 | 1,497 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,200,000 | 1,047 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,207,000 | 1,863 |
| Total equity capital | $37,425,000 | 1,459 |
| Total bank equity capital | $37,425,000 | 1,459 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $498,000 | 4,517 |
| Surplus | $750,000 | 7,278 |
| Undivided profits | $36,177,000 | 897 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $129,000 | 6,639 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $2,226,000 | 1,233 |
| Earning assets | $310,610,000 | 1,636 |
| Long-term assets (5+ years) | $87,895,000 | 1,151 |
| Average Assets, year-to-date | $332,521,670 | 1,635 |
| Average Assets, quarterly | $335,252,000 | 1,642 |
| Volatile liabilities | $39,621,000 | 2,276 |
| Insider loans | $6,504,000 | 790 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $17,640,000 | 3,061 |
| Tier 1 (core) risk-based capital | $35,096,000 | 1,441 |
| Tier 2 risk-based capital | $2,477,000 | 1,684 |
| Total risk weighted assets | $197,507,000 | 1,864 |
| Total unused commitments | $17,640,000 | 3,071 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 126 | 1,367 |
| Assets and Liabilities | ||
| Total Assets: | $325,588,000 | 1,683 |
| Cash and due from depository institutions | $17,375,000 | 1,367 |
| Interest-bearing balances | $4,438,000 | 1,667 |
| Securities | $88,810,000 | 1,418 |
| Federal funds sold & reverse repurchase agreements | $2,200,000 | 5,098 |
| Net loans & leases | $200,095,000 | 1,718 |
| Loan loss allowance | $3,088,000 | 1,446 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,193,000 | 2,265 |
| Other real estate owned | $0 | 1,367 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $12,915,000 | 1,084 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $325,588,000 | 1,683 |
| Total liabilities | $289,700,000 | 1,706 |
| Total deposits | $286,119,000 | 1,528 |
| Interest-bearing deposits | $199,511,000 | 1,908 |
| Deposits held in domestic offices | $286,119,000 | 1,525 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,260,000 | 2,226 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,321,000 | 1,834 |
| Total equity capital | $35,888,000 | 1,485 |
| Total bank equity capital | $35,888,000 | 1,485 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $498,000 | 4,533 |
| Surplus | $750,000 | 7,302 |
| Undivided profits | $34,640,000 | 913 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $129,000 | 6,609 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $2,044,000 | 1,414 |
| Earning assets | $295,543,000 | 1,696 |
| Long-term assets (5+ years) | $87,526,000 | 1,120 |
| Average Assets, year-to-date | $326,324,500 | 1,651 |
| Average Assets, quarterly | $326,324,500 | 1,651 |
| Volatile liabilities | $29,763,000 | 2,826 |
| Insider loans | $6,164,000 | 838 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $19,507,000 | 2,757 |
| Tier 1 (core) risk-based capital | $33,854,000 | 1,466 |
| Tier 2 risk-based capital | $2,274,000 | 1,778 |
| Total risk weighted assets | $181,086,000 | 1,990 |
| Total unused commitments | $19,507,000 | 2,769 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 127 | 1,344 |
| Assets and Liabilities | ||
| Total Assets: | $327,061,000 | 1,637 |
| Cash and due from depository institutions | $22,772,000 | 1,344 |
| Interest-bearing balances | $4,265,000 | 1,568 |
| Securities | $79,791,000 | 1,544 |
| Federal funds sold & reverse repurchase agreements | $29,100,000 | 483 |
| Net loans & leases | $180,388,000 | 1,890 |
| Loan loss allowance | $3,000,000 | 1,462 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,248,000 | 2,211 |
| Other real estate owned | $0 | 1,344 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $10,762,000 | 1,232 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $327,061,000 | 1,637 |
| Total liabilities | $292,334,000 | 1,648 |
| Total deposits | $288,311,000 | 1,479 |
| Interest-bearing deposits | $189,294,000 | 1,976 |
| Deposits held in domestic offices | $288,311,000 | 1,476 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,885,000 | 2,103 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,138,000 | 1,917 |
| Total equity capital | $34,727,000 | 1,514 |
| Total bank equity capital | $34,727,000 | 1,514 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $498,000 | 4,538 |
| Surplus | $750,000 | 7,311 |
| Undivided profits | $33,479,000 | 923 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $136,000 | 6,466 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $2,162,000 | 1,382 |
| Earning assets | $293,544,000 | 1,667 |
| Long-term assets (5+ years) | $74,333,000 | 1,259 |
| Average Assets, year-to-date | $312,437,200 | 1,623 |
| Average Assets, quarterly | $329,194,500 | 1,615 |
| Volatile liabilities | $28,934,000 | 2,877 |
| Insider loans | $6,132,000 | 815 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $18,867,000 | 2,740 |
| Tier 1 (core) risk-based capital | $31,925,000 | 1,523 |
| Tier 2 risk-based capital | $2,184,000 | 1,818 |
| Total risk weighted assets | $173,940,000 | 2,022 |
| Total unused commitments | $18,867,000 | 2,746 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 121 | 1,379 |
| Assets and Liabilities | ||
| Total Assets: | $303,476,000 | 1,679 |
| Cash and due from depository institutions | $21,306,000 | 1,379 |
| Interest-bearing balances | $2,984,000 | 1,812 |
| Securities | $67,373,000 | 1,663 |
| Federal funds sold & reverse repurchase agreements | $23,700,000 | 598 |
| Net loans & leases | $175,374,000 | 1,876 |
| Loan loss allowance | $2,647,000 | 1,553 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,710,000 | 1,914 |
| Other real estate owned | $0 | 1,379 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $11,013,000 | 1,121 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $303,476,000 | 1,679 |
| Total liabilities | $272,891,000 | 1,688 |
| Total deposits | $270,907,000 | 1,479 |
| Interest-bearing deposits | $184,725,000 | 1,925 |
| Deposits held in domestic offices | $270,907,000 | 1,476 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,984,000 | 2,029 |
| Total equity capital | $30,585,000 | 1,603 |
| Total bank equity capital | $30,585,000 | 1,603 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $498,000 | 4,633 |
| Surplus | $750,000 | 7,453 |
| Undivided profits | $29,337,000 | 969 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $122,000 | 6,709 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $34,000 | 1,214 |
| Income earned, not collected on loans | $2,577,000 | 1,220 |
| Earning assets | $269,431,000 | 1,733 |
| Long-term assets (5+ years) | $49,253,000 | 1,741 |
| Average Assets, year-to-date | $277,234,200 | 1,741 |
| Average Assets, quarterly | $290,754,000 | 1,726 |
| Volatile liabilities | $26,519,000 | 2,994 |
| Insider loans | $6,467,000 | 732 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $17,305,000 | 2,764 |
| Tier 1 (core) risk-based capital | $28,628,000 | 1,608 |
| Tier 2 risk-based capital | $1,932,000 | 1,911 |
| Total risk weighted assets | $153,848,000 | 2,174 |
| Total unused commitments | $17,305,000 | 2,773 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 117 | 1,421 |
| Assets and Liabilities | ||
| Total Assets: | $264,301,000 | 1,828 |
| Cash and due from depository institutions | $14,451,000 | 1,421 |
| Interest-bearing balances | $8,000 | 6,434 |
| Securities | $88,275,000 | 1,266 |
| Federal funds sold & reverse repurchase agreements | $22,000,000 | 559 |
| Net loans & leases | $129,983,000 | 2,413 |
| Loan loss allowance | $2,080,000 | 1,841 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,607,000 | 1,890 |
| Other real estate owned | $0 | 1,421 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $4,985,000 | 1,808 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $264,301,000 | 1,828 |
| Total liabilities | $237,154,000 | 1,834 |
| Total deposits | $235,781,000 | 1,628 |
| Interest-bearing deposits | $157,848,000 | 2,151 |
| Deposits held in domestic offices | $235,781,000 | 1,623 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,373,000 | 2,775 |
| Total equity capital | $27,147,000 | 1,712 |
| Total bank equity capital | $27,147,000 | 1,712 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $550,000 | 4,335 |
| Surplus | $750,000 | 7,632 |
| Undivided profits | $25,847,000 | 1,041 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $773,000 | 2,796 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $32,000 | 1,136 |
| Income earned, not collected on loans | $1,323,000 | 1,972 |
| Earning assets | $240,266,000 | 1,840 |
| Long-term assets (5+ years) | $44,988,000 | 1,776 |
| Average Assets, year-to-date | $253,108,800 | 1,814 |
| Average Assets, quarterly | $259,126,000 | 1,836 |
| Volatile liabilities | $24,843,000 | 3,107 |
| Insider loans | $5,924,000 | 786 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $911,000 | 746 |
| Unused loan commitments | $11,823,000 | 3,351 |
| Tier 1 (core) risk-based capital | $26,815,000 | 1,643 |
| Tier 2 risk-based capital | $1,886,860 | 1,883 |
| Total risk weighted assets | $150,755,760 | 2,126 |
| Total unused commitments | $11,823,000 | 3,353 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 107 | 1,591 |
| Assets and Liabilities | ||
| Total Assets: | $250,547,000 | 1,875 |
| Cash and due from depository institutions | $14,144,000 | 1,591 |
| Interest-bearing balances | $8,000 | 6,455 |
| Securities | $94,332,000 | 1,206 |
| Federal funds sold & reverse repurchase agreements | $16,000,000 | 637 |
| Net loans & leases | $117,404,000 | 2,540 |
| Loan loss allowance | $1,747,000 | 2,095 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,091,000 | 1,667 |
| Other real estate owned | $7,000 | 1,591 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,569,000 | 2,443 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $250,547,000 | 1,875 |
| Total liabilities | $226,710,000 | 1,870 |
| Total deposits | $225,711,000 | 1,666 |
| Interest-bearing deposits | $155,923,000 | 2,101 |
| Deposits held in domestic offices | $225,711,000 | 1,664 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $999,000 | 3,276 |
| Total equity capital | $23,837,000 | 1,857 |
| Total bank equity capital | $23,837,000 | 1,857 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $550,000 | 4,475 |
| Surplus | $750,000 | 7,808 |
| Undivided profits | $22,537,000 | 1,105 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $98,000 | 6,888 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,115,000 | 2,016 |
| Earning assets | $227,744,000 | 1,889 |
| Long-term assets (5+ years) | $37,343,000 | 2,159 |
| Average Assets, year-to-date | $241,504,800 | 1,874 |
| Average Assets, quarterly | $253,430,500 | 1,834 |
| Volatile liabilities | $22,848,000 | 3,145 |
| Insider loans | $5,912,000 | 775 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $7,324,000 | 4,492 |
| Tier 1 (core) risk-based capital | $24,506,000 | 1,779 |
| Tier 2 risk-based capital | $1,662,370 | 2,005 |
| Total risk weighted assets | $132,905,270 | 2,303 |
| Total unused commitments | $7,324,000 | 4,496 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 104 | 1,643 |
| Assets and Liabilities | ||
| Total Assets: | $232,123,000 | 1,991 |
| Cash and due from depository institutions | $12,983,000 | 1,643 |
| Interest-bearing balances | $7,000 | 6,401 |
| Securities | $89,146,000 | 1,311 |
| Federal funds sold & reverse repurchase agreements | $19,400,000 | 828 |
| Net loans & leases | $102,463,000 | 2,705 |
| Loan loss allowance | $1,300,000 | 2,644 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $5,679,000 | 1,409 |
| Other real estate owned | $36,000 | 1,643 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,416,000 | 3,029 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $232,123,000 | 1,991 |
| Total liabilities | $208,686,000 | 1,994 |
| Total deposits | $207,197,000 | 1,824 |
| Interest-bearing deposits | $146,969,000 | 2,217 |
| Deposits held in domestic offices | $207,197,000 | 1,818 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,489,000 | 2,530 |
| Total equity capital | $23,437,000 | 1,907 |
| Total bank equity capital | $23,437,000 | 1,907 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $550,000 | 4,508 |
| Surplus | $750,000 | 7,905 |
| Undivided profits | $22,137,000 | 1,162 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $261,000 | 5,515 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $84,000 | 981 |
| Income earned, not collected on loans | $980,000 | 2,264 |
| Earning assets | $211,016,000 | 2,013 |
| Long-term assets (5+ years) | $30,939,000 | 2,317 |
| Average Assets, year-to-date | $216,843,000 | 2,016 |
| Average Assets, quarterly | $226,187,000 | 2,005 |
| Volatile liabilities | $22,060,000 | 2,782 |
| Insider loans | $6,428,000 | 636 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $15,805,000 | 2,669 |
| Tier 1 (core) risk-based capital | $22,382,000 | 1,888 |
| Tier 2 risk-based capital | $1,300,000 | 2,401 |
| Total risk weighted assets | $126,637,200 | 2,262 |
| Total unused commitments | $15,805,000 | 2,676 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 96 | 1,847 |
| Assets and Liabilities | ||
| Total Assets: | $204,699,000 | 2,223 |
| Cash and due from depository institutions | $10,528,000 | 1,847 |
| Interest-bearing balances | $7,000 | 6,263 |
| Securities | $87,696,000 | 1,312 |
| Federal funds sold & reverse repurchase agreements | $13,400,000 | 978 |
| Net loans & leases | $85,313,000 | 3,186 |
| Loan loss allowance | $1,100,000 | 3,099 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $5,520,000 | 1,415 |
| Other real estate owned | $36,000 | 1,847 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,206,000 | 3,204 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $204,699,000 | 2,223 |
| Total liabilities | $184,056,000 | 2,224 |
| Total deposits | $183,043,000 | 2,061 |
| Interest-bearing deposits | $134,053,000 | 2,398 |
| Deposits held in domestic offices | $183,043,000 | 2,054 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,013,000 | 3,535 |
| Total equity capital | $20,643,000 | 2,158 |
| Total bank equity capital | $20,643,000 | 2,158 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $550,000 | 4,673 |
| Surplus | $750,000 | 8,135 |
| Undivided profits | $19,343,000 | 1,337 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $283,000 | 5,504 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $799,000 | 2,890 |
| Earning assets | $186,416,000 | 2,258 |
| Long-term assets (5+ years) | $19,254,000 | 2,859 |
| Average Assets, year-to-date | $197,939,000 | 2,194 |
| Average Assets, quarterly | $202,439,000 | 2,215 |
| Volatile liabilities | $21,724,000 | 2,805 |
| Insider loans | $3,814,000 | 1,097 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $10,280,000 | 3,395 |
| Tier 1 (core) risk-based capital | $20,121,000 | 2,115 |
| Tier 2 risk-based capital | $1,100,000 | 2,691 |
| Total risk weighted assets | $101,509,200 | 2,728 |
| Total unused commitments | $10,280,000 | 3,396 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 88 | 2,126 |
| Assets and Liabilities | ||
| Total Assets: | $193,538,000 | 2,413 |
| Cash and due from depository institutions | $9,748,000 | 2,126 |
| Interest-bearing balances | $13,000 | 6,098 |
| Securities | $87,284,000 | 1,378 |
| Federal funds sold & reverse repurchase agreements | $16,700,000 | 778 |
| Net loans & leases | $73,913,000 | 3,651 |
| Loan loss allowance | $1,000,000 | 3,512 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,528,000 | 2,244 |
| Other real estate owned | $45,000 | 2,126 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,320,000 | 3,140 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $193,538,000 | 2,413 |
| Total liabilities | $175,153,000 | 2,405 |
| Total deposits | $174,470,000 | 2,220 |
| Interest-bearing deposits | $127,701,000 | 2,602 |
| Deposits held in domestic offices | $174,470,000 | 2,210 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $22,000 | 5,176 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $661,000 | 4,874 |
| Total equity capital | $18,385,000 | 2,441 |
| Total bank equity capital | $18,385,000 | 2,441 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $550,000 | 4,965 |
| Surplus | $750,000 | 8,452 |
| Undivided profits | $17,085,000 | 1,519 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $488,000 | 4,364 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $829,000 | 2,751 |
| Earning assets | $177,910,000 | 2,415 |
| Long-term assets (5+ years) | $7,020,000 | 5,049 |
| Average Assets, year-to-date | $184,833,400 | 2,428 |
| Average Assets, quarterly | $189,792,500 | 2,432 |
| Volatile liabilities | $16,960,000 | 3,324 |
| Insider loans | $3,518,000 | 1,230 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $8,081,000 | 3,879 |
| Tier 1 (core) risk-based capital | $18,247,000 | 2,372 |
| Tier 2 risk-based capital | $1,000,000 | 2,967 |
| Total risk weighted assets | $91,741,900 | 3,006 |
| Total unused commitments | $8,081,000 | 3,894 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 87 | 2,232 |
| Assets and Liabilities | ||
| Total Assets: | $182,666,000 | 2,548 |
| Cash and due from depository institutions | $7,183,000 | 2,232 |
| Interest-bearing balances | $12,000 | 6,371 |
| Securities | $92,830,000 | 1,345 |
| Federal funds sold & reverse repurchase agreements | $10,075,000 | 1,414 |
| Net loans & leases | $65,312,000 | 3,972 |
| Loan loss allowance | $1,000,000 | 3,538 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,549,000 | 2,973 |
| Other real estate owned | $453,000 | 2,232 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $4,264,000 | 1,842 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $182,666,000 | 2,548 |
| Total liabilities | $165,899,000 | 2,528 |
| Total deposits | $164,970,000 | 2,374 |
| Interest-bearing deposits | $124,348,000 | 2,695 |
| Deposits held in domestic offices | $164,970,000 | 2,364 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $85,000 | 4,457 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $844,000 | 4,182 |
| Total equity capital | $16,767,000 | 2,661 |
| Total bank equity capital | $16,767,000 | 2,661 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $550,000 | 5,226 |
| Surplus | $750,000 | 8,721 |
| Undivided profits | $15,467,000 | 1,694 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $519,000 | 4,165 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $749,000 | 3,138 |
| Earning assets | $168,229,000 | 2,539 |
| Long-term assets (5+ years) | $6,251,000 | 5,224 |
| Average Assets, year-to-date | $177,257,800 | 2,532 |
| Average Assets, quarterly | $179,412,000 | 2,564 |
| Volatile liabilities | $16,691,000 | 3,061 |
| Insider loans | $2,330,000 | 1,851 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $5,788,000 | 4,589 |
| Tier 1 (core) risk-based capital | $16,136,000 | 2,658 |
| Tier 2 risk-based capital | $1,000,000 | 2,906 |
| Total risk weighted assets | $83,362,900 | 3,200 |
| Total unused commitments | $5,788,000 | 4,602 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 83 | 2,406 |
| Assets and Liabilities | ||
| Total Assets: | $174,085,000 | 2,625 |
| Cash and due from depository institutions | $7,111,000 | 2,406 |
| Interest-bearing balances | $11,000 | 6,664 |
| Securities | $103,040,000 | 1,254 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $58,035,000 | 4,332 |
| Loan loss allowance | $1,000,000 | 3,589 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,155,000 | 3,418 |
| Other real estate owned | $554,000 | 2,406 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $3,190,000 | 2,525 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $174,085,000 | 2,625 |
| Total liabilities | $161,453,000 | 2,580 |
| Total deposits | $160,288,000 | 2,398 |
| Interest-bearing deposits | $121,809,000 | 2,714 |
| Deposits held in domestic offices | $160,288,000 | 2,389 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $300,000 | 4,235 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $143,000 | 4,603 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $722,000 | 3,920 |
| Total equity capital | $12,632,000 | 3,226 |
| Total bank equity capital | $12,632,000 | 3,226 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $550,000 | 5,507 |
| Surplus | $750,000 | 8,980 |
| Undivided profits | $11,332,000 | 2,063 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $537,000 | 4,090 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $541,000 | 3,883 |
| Earning assets | $161,086,000 | 2,603 |
| Long-term assets (5+ years) | $7,194,000 | 5,016 |
| Average Assets, year-to-date | $168,853,600 | 2,633 |
| Average Assets, quarterly | $173,944,500 | 2,614 |
| Volatile liabilities | $14,416,000 | 3,299 |
| Insider loans | $2,637,000 | 1,603 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $5,597,000 | 4,578 |
| Tier 1 (core) risk-based capital | $13,995,000 | 2,947 |
| Tier 2 risk-based capital | $951,130 | 3,036 |
| Total risk weighted assets | $76,041,230 | 3,392 |
| Total unused commitments | $5,597,000 | 4,586 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 78 | 2,677 |
| Assets and Liabilities | ||
| Total Assets: | $166,596,000 | 2,750 |
| Cash and due from depository institutions | $7,635,000 | 2,677 |
| Interest-bearing balances | $25,000 | 7,244 |
| Securities | $101,244,000 | 1,360 |
| Federal funds sold & reverse repurchase agreements | $3,900,000 | 3,521 |
| Net loans & leases | $49,502,000 | 4,825 |
| Loan loss allowance | $1,000,000 | 3,698 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,795,000 | 4,010 |
| Other real estate owned | $609,000 | 2,677 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,911,000 | 3,585 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $166,596,000 | 2,750 |
| Total liabilities | $154,516,000 | 2,710 |
| Total deposits | $153,635,000 | 2,569 |
| Interest-bearing deposits | $116,389,000 | 2,933 |
| Deposits held in domestic offices | $153,635,000 | 2,558 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $100,000 | 4,368 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $781,000 | 3,802 |
| Total equity capital | $12,080,000 | 3,387 |
| Total bank equity capital | $12,080,000 | 3,387 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $550,000 | 5,755 |
| Surplus | $750,000 | 9,220 |
| Undivided profits | $10,780,000 | 2,194 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $796,000 | 3,691 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $322,000 | 5,708 |
| Earning assets | $154,671,000 | 2,727 |
| Long-term assets (5+ years) | $16,307,000 | 3,092 |
| Average Assets, year-to-date | $162,630,200 | 2,761 |
| Average Assets, quarterly | $165,908,500 | 2,752 |
| Volatile liabilities | $12,930,000 | 3,370 |
| Insider loans | $440,000 | 6,101 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,914,000 | 4,950 |
| Tier 1 (core) risk-based capital | $12,080,000 | 3,301 |
| Tier 2 risk-based capital | $797,010 | 3,553 |
| Total risk weighted assets | $63,557,810 | 3,972 |
| Total unused commitments | $4,914,000 | 4,972 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 77 | 2,799 |
| Assets and Liabilities | ||
| Total Assets: | $163,158,000 | 2,899 |
| Cash and due from depository institutions | $10,499,000 | 2,799 |
| Interest-bearing balances | $25,000 | 7,785 |
| Securities | $101,826,000 | 1,321 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 6,440 |
| Net loans & leases | $43,520,000 | 5,380 |
| Loan loss allowance | $1,000,000 | 3,729 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,116,000 | 3,427 |
| Other real estate owned | $1,161,000 | 2,799 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,036,000 | 3,531 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $163,158,000 | 2,899 |
| Total liabilities | $153,382,000 | 2,827 |
| Total deposits | $152,416,000 | 2,711 |
| Interest-bearing deposits | $118,682,000 | 3,004 |
| Deposits held in domestic offices | $152,416,000 | 2,705 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $425,000 | 3,313 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $541,000 | 5,474 |
| Total equity capital | $9,776,000 | 3,972 |
| Total bank equity capital | $9,776,000 | 3,972 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $550,000 | 6,055 |
| Surplus | $750,000 | 9,372 |
| Undivided profits | $8,476,000 | 2,609 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,039,000 | 2,230 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $285,000 | 6,788 |
| Earning assets | $147,371,000 | 2,925 |
| Long-term assets (5+ years) | $19,665,000 | 2,645 |
| Average Assets, year-to-date | $152,437,600 | 2,996 |
| Average Assets, quarterly | $158,004,000 | 2,956 |
| Volatile liabilities | $13,363,000 | 3,271 |
| Insider loans | $414,000 | 2,204 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,927,000 | 4,659 |
| Tier 1 (core) risk-based capital | $9,776,000 | 3,913 |
| Tier 2 risk-based capital | $739,340 | 3,790 |
| Total risk weighted assets | $58,886,840 | 4,293 |
| Total unused commitments | $4,927,000 | 4,685 |
| Derivatives | $0 | 651 |