Home > The First National Bank of Bridgeport > Income and Expense
The First National Bank of Bridgeport, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,222,000 | 8,227 |
| Total interest expense | $991,000 | 8,203 |
| Net interest income | $1,231,000 | 8,131 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $66,000 | 9,353 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $46,000 | 7,941 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 9,255 |
| Total noninterest expense | $1,191,000 | 7,589 |
| Salaries and employee benefits | $207,000 | 9,890 |
| Premises and equipment expense | $53,000 | 9,580 |
| Additional noninterest expense | $931,000 | 4,252 |
| Pre-tax net operating income | $106,000 | 9,046 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $163,000 | 6,119 |
| Income before extraordinary items | $-57,000 | 9,522 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-57,000 | 9,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 9,551 |
| Cash dividends | $950,000 | 2,379 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-57,000 | 9,498 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,580,000 | 8,009 |
| Total interest expense | $1,148,000 | 8,032 |
| Net interest income | $1,432,000 | 7,834 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $114,000 | 8,780 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $68,000 | 7,585 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 8,300 |
| Total noninterest expense | $1,377,000 | 7,024 |
| Salaries and employee benefits | $362,000 | 9,210 |
| Premises and equipment expense | $64,000 | 9,489 |
| Additional noninterest expense | $951,000 | 4,124 |
| Pre-tax net operating income | $169,000 | 9,072 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $198,000 | 6,217 |
| Income before extraordinary items | $-29,000 | 9,880 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-29,000 | 9,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 9,354 |
| Cash dividends | $2,630,000 | 1,082 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-29,000 | 9,840 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,217,000 | 10,046 |
| Total interest expense | $544,000 | 9,988 |
| Net interest income | $673,000 | 10,012 |
| Provision for loan and lease losses | $35,000 | 7,233 |
| Total noninterest income | $53,000 | 10,234 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $29,000 | 8,938 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 9,645 |
| Total noninterest expense | $558,000 | 9,905 |
| Salaries and employee benefits | $232,000 | 10,382 |
| Premises and equipment expense | $63,000 | 9,881 |
| Additional noninterest expense | $263,000 | 8,699 |
| Pre-tax net operating income | $133,000 | 9,936 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $71,000 | 8,891 |
| Income before extraordinary items | $62,000 | 10,172 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $62,000 | 10,174 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 3,008 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $62,000 | 10,139 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,958,000 | 8,056 |
| Total interest expense | $1,306,000 | 8,088 |
| Net interest income | $1,652,000 | 7,892 |
| Provision for loan and lease losses | $215,000 | 3,255 |
| Total noninterest income | $128,000 | 9,387 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $64,000 | 8,427 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 8,317 |
| Total noninterest expense | $958,000 | 8,847 |
| Salaries and employee benefits | $537,000 | 8,601 |
| Premises and equipment expense | $123,000 | 8,728 |
| Additional noninterest expense | $298,000 | 8,908 |
| Pre-tax net operating income | $607,000 | 7,379 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $126,000 | 8,285 |
| Income before extraordinary items | $481,000 | 7,033 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $481,000 | 7,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $271,000 | 2,222 |
| Cash dividends | $94,000 | 6,848 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $481,000 | 6,972 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,787,000 | 8,510 |
| Total interest expense | $1,272,000 | 8,364 |
| Net interest income | $1,515,000 | 8,492 |
| Provision for loan and lease losses | $42,000 | 6,540 |
| Total noninterest income | $119,000 | 9,879 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 8,952 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 8,751 |
| Total noninterest expense | $936,000 | 9,235 |
| Salaries and employee benefits | $514,000 | 8,989 |
| Premises and equipment expense | $122,000 | 8,993 |
| Additional noninterest expense | $300,000 | 9,239 |
| Pre-tax net operating income | $656,000 | 7,555 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $146,000 | 8,329 |
| Income before extraordinary items | $510,000 | 7,172 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $510,000 | 7,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,004 |
| Cash dividends | $85,000 | 7,107 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $510,000 | 7,146 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,509,000 | 8,893 |
| Total interest expense | $1,043,000 | 8,510 |
| Net interest income | $1,466,000 | 8,972 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $138,000 | 9,955 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $75,000 | 8,839 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 8,968 |
| Total noninterest expense | $958,000 | 9,516 |
| Salaries and employee benefits | $510,000 | 9,304 |
| Premises and equipment expense | $111,000 | 9,669 |
| Additional noninterest expense | $337,000 | 9,510 |
| Pre-tax net operating income | $586,000 | 8,084 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $128,000 | 8,751 |
| Income before extraordinary items | $458,000 | 7,630 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $458,000 | 7,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 2,877 |
| Cash dividends | $1,740,000 | 1,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $458,000 | 7,685 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,502,000 | 9,180 |
| Total interest expense | $1,117,000 | 8,608 |
| Net interest income | $1,385,000 | 9,463 |
| Provision for loan and lease losses | $108,000 | 5,571 |
| Total noninterest income | $133,000 | 10,566 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $74,000 | 9,210 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 9,584 |
| Total noninterest expense | $936,000 | 10,031 |
| Salaries and employee benefits | $480,000 | 9,865 |
| Premises and equipment expense | $121,000 | 9,761 |
| Additional noninterest expense | $335,000 | 10,016 |
| Pre-tax net operating income | $474,000 | 8,828 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $91,000 | 9,959 |
| Income before extraordinary items | $383,000 | 8,606 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $383,000 | 8,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 8,222 |
| Cash dividends | $102,000 | 6,819 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $383,000 | 8,344 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,883,000 | 9,183 |
| Total interest expense | $1,426,000 | 8,753 |
| Net interest income | $1,457,000 | 9,421 |
| Provision for loan and lease losses | $60,000 | 8,535 |
| Total noninterest income | $94,000 | 11,878 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $67,000 | 9,657 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 12,017 |
| Total noninterest expense | $863,000 | 10,693 |
| Salaries and employee benefits | $460,000 | 10,198 |
| Premises and equipment expense | $92,000 | 11,034 |
| Additional noninterest expense | $311,000 | 10,684 |
| Pre-tax net operating income | $628,000 | 7,531 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $133,000 | 9,043 |
| Income before extraordinary items | $495,000 | 7,379 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $495,000 | 7,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 8,990 |
| Cash dividends | $80,000 | 6,992 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $495,000 | 6,989 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.