Home > The First National Bank of Brewster > Income and Expense
The First National Bank of Brewster, Income and Expense
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $238,000 | 7,961 |
| Total interest expense | $53,000 | 8,010 |
| Net interest income | $185,000 | 7,836 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $20,000 | 7,420 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $15,000 | 6,393 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $5,000 | 7,314 |
| Total noninterest expense | $174,000 | 7,885 |
| Salaries and employee benefits | $78,000 | 7,985 |
| Premises and equipment expense | $17,000 | 7,834 |
| Additional noninterest expense | $79,000 | 7,399 |
| Pre-tax net operating income | $31,000 | 5,872 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $16,000 | 3,709 |
| Income before extraordinary items | $15,000 | 6,228 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $15,000 | 6,230 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $15,000 | 6,230 |
| Net charge-offs | $-3,000 | 7,537 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $15,000 | 6,067 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,004,000 | 7,978 |
| Total interest expense | $307,000 | 7,991 |
| Net interest income | $697,000 | 7,910 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $109,000 | 7,212 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $75,000 | 6,255 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $34,000 | 7,102 |
| Total noninterest expense | $691,000 | 7,933 |
| Salaries and employee benefits | $373,000 | 7,943 |
| Premises and equipment expense | $94,000 | 7,678 |
| Additional noninterest expense | $224,000 | 7,780 |
| Pre-tax net operating income | $115,000 | 5,975 |
| Securities gains (losses) | $2,000 | 2,962 |
| Applicable income taxes | $25,000 | 4,181 |
| Income before extraordinary items | $92,000 | 5,888 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $92,000 | 5,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,960 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $90,420 | 6,043 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $750,000 | 8,079 |
| Total interest expense | $246,000 | 8,054 |
| Net interest income | $504,000 | 8,017 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $82,000 | 7,318 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $51,000 | 6,424 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $31,000 | 7,091 |
| Total noninterest expense | $531,000 | 7,949 |
| Salaries and employee benefits | $288,000 | 7,966 |
| Premises and equipment expense | $70,000 | 7,722 |
| Additional noninterest expense | $173,000 | 7,782 |
| Pre-tax net operating income | $55,000 | 6,571 |
| Securities gains (losses) | $2,000 | 2,845 |
| Applicable income taxes | $-2,000 | 7,251 |
| Income before extraordinary items | $59,000 | 6,367 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $59,000 | 6,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,427 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $57,000 | 6,539 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $516,000 | 8,131 |
| Total interest expense | $182,000 | 8,075 |
| Net interest income | $334,000 | 8,070 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $60,000 | 7,286 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $29,000 | 6,599 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $31,000 | 6,744 |
| Total noninterest expense | $373,000 | 7,959 |
| Salaries and employee benefits | $205,000 | 7,967 |
| Premises and equipment expense | $45,000 | 7,802 |
| Additional noninterest expense | $123,000 | 7,766 |
| Pre-tax net operating income | $21,000 | 6,829 |
| Securities gains (losses) | $2,000 | 2,957 |
| Applicable income taxes | $-19,000 | 7,649 |
| Income before extraordinary items | $42,000 | 6,746 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $42,000 | 6,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $40,000 | 6,699 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $273,000 | 8,155 |
| Total interest expense | $102,000 | 8,083 |
| Net interest income | $171,000 | 8,105 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $45,000 | 6,809 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $14,000 | 6,612 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $31,000 | 5,863 |
| Total noninterest expense | $205,000 | 7,910 |
| Salaries and employee benefits | $117,000 | 7,875 |
| Premises and equipment expense | $23,000 | 7,808 |
| Additional noninterest expense | $65,000 | 7,717 |
| Pre-tax net operating income | $11,000 | 7,047 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-30,000 | 7,953 |
| Income before extraordinary items | $41,000 | 6,705 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $41,000 | 6,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $41,000 | 6,610 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,215,000 | 8,077 |
| Total interest expense | $465,000 | 7,997 |
| Net interest income | $750,000 | 8,030 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $86,000 | 7,711 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $60,000 | 6,601 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $26,000 | 7,642 |
| Total noninterest expense | $717,000 | 8,063 |
| Salaries and employee benefits | $343,000 | 8,185 |
| Premises and equipment expense | $85,000 | 7,909 |
| Additional noninterest expense | $289,000 | 7,590 |
| Pre-tax net operating income | $119,000 | 7,098 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $63,000 | 4,803 |
| Income before extraordinary items | $56,000 | 7,302 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $56,000 | 7,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,985 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $56,000 | 7,275 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $906,000 | 8,140 |
| Total interest expense | $351,000 | 8,051 |
| Net interest income | $555,000 | 8,099 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $69,000 | 7,697 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $46,000 | 6,605 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $23,000 | 7,559 |
| Total noninterest expense | $537,000 | 8,034 |
| Salaries and employee benefits | $257,000 | 8,170 |
| Premises and equipment expense | $54,000 | 8,035 |
| Additional noninterest expense | $226,000 | 7,521 |
| Pre-tax net operating income | $87,000 | 7,361 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $48,000 | 4,974 |
| Income before extraordinary items | $39,000 | 7,533 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $39,000 | 7,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,861 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $39,000 | 7,520 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $600,000 | 8,208 |
| Total interest expense | $233,000 | 8,096 |
| Net interest income | $367,000 | 8,178 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $49,000 | 7,679 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $29,000 | 6,696 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $20,000 | 7,375 |
| Total noninterest expense | $359,000 | 8,082 |
| Salaries and employee benefits | $172,000 | 8,238 |
| Premises and equipment expense | $39,000 | 8,020 |
| Additional noninterest expense | $148,000 | 7,595 |
| Pre-tax net operating income | $57,000 | 7,483 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $32,000 | 5,076 |
| Income before extraordinary items | $25,000 | 7,655 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $25,000 | 7,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,810 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $25,000 | 7,640 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $307,000 | 8,240 |
| Total interest expense | $113,000 | 8,164 |
| Net interest income | $194,000 | 8,195 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $28,000 | 7,526 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $14,000 | 6,735 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $14,000 | 7,050 |
| Total noninterest expense | $180,000 | 8,119 |
| Salaries and employee benefits | $86,000 | 8,280 |
| Premises and equipment expense | $22,000 | 7,922 |
| Additional noninterest expense | $72,000 | 7,643 |
| Pre-tax net operating income | $42,000 | 7,384 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $21,000 | 4,889 |
| Income before extraordinary items | $21,000 | 7,611 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $21,000 | 7,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,895 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $21,000 | 7,593 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $123,000 | 8,656 |
| Total interest expense | $55,000 | 8,569 |
| Net interest income | $68,000 | 8,663 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $17,000 | 8,435 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $10,000 | 7,420 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $7,000 | 8,343 |
| Total noninterest expense | $91,000 | 8,662 |
| Salaries and employee benefits | $30,000 | 8,648 |
| Premises and equipment expense | $5,000 | 8,636 |
| Additional noninterest expense | $56,000 | 8,640 |
| Pre-tax net operating income | $-6,000 | 7,968 |
| Securities gains (losses) | $-76,000 | 8,098 |
| Applicable income taxes | $-28,000 | 8,242 |
| Income before extraordinary items | $-54,000 | 8,037 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-54,000 | 8,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-3,840 | 7,975 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $711,000 | 8,385 |
| Total interest expense | $246,000 | 8,290 |
| Net interest income | $465,000 | 8,377 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $108,000 | 7,420 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $58,000 | 6,554 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $50,000 | 6,932 |
| Total noninterest expense | $748,000 | 7,715 |
| Salaries and employee benefits | $246,000 | 8,332 |
| Premises and equipment expense | $58,000 | 8,100 |
| Additional noninterest expense | $444,000 | 6,102 |
| Pre-tax net operating income | $-175,000 | 8,287 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-175,000 | 8,304 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-175,000 | 8,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 3,313 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-175,000 | 8,300 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $495,000 | 8,403 |
| Total interest expense | $162,000 | 8,304 |
| Net interest income | $333,000 | 8,369 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $72,000 | 7,475 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $41,000 | 6,503 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $31,000 | 7,060 |
| Total noninterest expense | $510,000 | 7,713 |
| Salaries and employee benefits | $164,000 | 8,380 |
| Premises and equipment expense | $32,000 | 8,262 |
| Additional noninterest expense | $314,000 | 5,931 |
| Pre-tax net operating income | $-105,000 | 8,339 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-105,000 | 8,350 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-105,000 | 8,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 2,556 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-105,000 | 8,349 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $246,000 | 8,417 |
| Total interest expense | $79,000 | 8,318 |
| Net interest income | $167,000 | 8,399 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $33,000 | 7,559 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $16,000 | 6,758 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $17,000 | 6,929 |
| Total noninterest expense | $224,000 | 7,917 |
| Salaries and employee benefits | $83,000 | 8,392 |
| Premises and equipment expense | $20,000 | 8,084 |
| Additional noninterest expense | $121,000 | 6,613 |
| Pre-tax net operating income | $-24,000 | 8,299 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-24,000 | 8,311 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-24,000 | 8,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 2,059 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-24,000 | 8,296 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,121,000 | 8,233 |
| Total interest expense | $386,000 | 7,934 |
| Net interest income | $735,000 | 8,298 |
| Provision for loan and lease losses | $140,000 | 4,242 |
| Total noninterest income | $159,000 | 7,415 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $73,000 | 6,700 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $86,000 | 6,640 |
| Total noninterest expense | $990,000 | 7,769 |
| Salaries and employee benefits | $403,000 | 8,199 |
| Premises and equipment expense | $33,000 | 8,647 |
| Additional noninterest expense | $554,000 | 6,287 |
| Pre-tax net operating income | $-236,000 | 8,406 |
| Securities gains (losses) | $-22,000 | 7,864 |
| Applicable income taxes | $-51,000 | 8,556 |
| Income before extraordinary items | $-207,000 | 8,418 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-207,000 | 8,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 4,418 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-189,400 | 8,390 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $866,000 | 8,254 |
| Total interest expense | $298,000 | 7,881 |
| Net interest income | $568,000 | 8,321 |
| Provision for loan and lease losses | $50,000 | 5,172 |
| Total noninterest income | $119,000 | 7,446 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $58,000 | 6,669 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $61,000 | 6,739 |
| Total noninterest expense | $730,000 | 7,774 |
| Salaries and employee benefits | $325,000 | 8,088 |
| Premises and equipment expense | $40,000 | 8,431 |
| Additional noninterest expense | $365,000 | 6,622 |
| Pre-tax net operating income | $-93,000 | 8,425 |
| Securities gains (losses) | $-15,000 | 8,058 |
| Applicable income taxes | $5,000 | 6,684 |
| Income before extraordinary items | $-113,000 | 8,462 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-113,000 | 8,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,249 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-98,000 | 8,421 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $589,000 | 8,234 |
| Total interest expense | $192,000 | 7,873 |
| Net interest income | $397,000 | 8,293 |
| Provision for loan and lease losses | $48,000 | 4,636 |
| Total noninterest income | $82,000 | 7,374 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $37,000 | 6,721 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $45,000 | 6,573 |
| Total noninterest expense | $522,000 | 7,659 |
| Salaries and employee benefits | $237,000 | 7,970 |
| Premises and equipment expense | $25,000 | 8,468 |
| Additional noninterest expense | $260,000 | 6,402 |
| Pre-tax net operating income | $-91,000 | 8,473 |
| Securities gains (losses) | $-15,000 | 8,274 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-106,000 | 8,518 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-106,000 | 8,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,245 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-91,000 | 8,481 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $319,000 | 8,187 |
| Total interest expense | $88,000 | 7,991 |
| Net interest income | $231,000 | 8,189 |
| Provision for loan and lease losses | $50,000 | 3,171 |
| Total noninterest income | $23,000 | 8,065 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $15,000 | 6,958 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,000 | 7,922 |
| Total noninterest expense | $271,000 | 7,650 |
| Salaries and employee benefits | $114,000 | 8,101 |
| Premises and equipment expense | $28,000 | 7,807 |
| Additional noninterest expense | $129,000 | 6,456 |
| Pre-tax net operating income | $-67,000 | 8,608 |
| Securities gains (losses) | $-8,000 | 8,484 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-75,000 | 8,633 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-75,000 | 8,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,407 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-67,000 | 8,601 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $169,000 | 8,894 |
| Total interest expense | $49,000 | 8,837 |
| Net interest income | $120,000 | 8,901 |
| Provision for loan and lease losses | $30,000 | 6,416 |
| Total noninterest income | $15,000 | 8,813 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $12,000 | 7,754 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,000 | 8,748 |
| Total noninterest expense | $136,000 | 8,952 |
| Salaries and employee benefits | $69,000 | 8,940 |
| Premises and equipment expense | $7,000 | 8,930 |
| Additional noninterest expense | $60,000 | 8,914 |
| Pre-tax net operating income | $-31,000 | 8,433 |
| Securities gains (losses) | $35,000 | 2,001 |
| Applicable income taxes | $-43,000 | 8,665 |
| Income before extraordinary items | $47,000 | 8,295 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $47,000 | 8,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,636 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $12,000 | 8,371 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $760,000 | 8,429 |
| Total interest expense | $218,000 | 8,164 |
| Net interest income | $542,000 | 8,446 |
| Provision for loan and lease losses | $30,000 | 5,981 |
| Total noninterest income | $80,000 | 8,071 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $57,000 | 6,887 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $23,000 | 7,956 |
| Total noninterest expense | $565,000 | 8,238 |
| Salaries and employee benefits | $283,000 | 8,365 |
| Premises and equipment expense | $57,000 | 8,268 |
| Additional noninterest expense | $225,000 | 7,706 |
| Pre-tax net operating income | $27,000 | 8,383 |
| Securities gains (losses) | $4,000 | 3,145 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $31,000 | 8,390 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $31,000 | 8,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,184 |
| Cash dividends | $54,000 | 4,957 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $27,000 | 8,371 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $511,000 | 8,474 |
| Total interest expense | $144,000 | 8,243 |
| Net interest income | $367,000 | 8,480 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $48,000 | 8,220 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $35,000 | 7,014 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $13,000 | 8,126 |
| Total noninterest expense | $377,000 | 8,288 |
| Salaries and employee benefits | $188,000 | 8,427 |
| Premises and equipment expense | $40,000 | 8,252 |
| Additional noninterest expense | $149,000 | 7,744 |
| Pre-tax net operating income | $38,000 | 8,306 |
| Securities gains (losses) | $3,000 | 2,926 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $41,000 | 8,305 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $41,000 | 8,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,234 |
| Cash dividends | $54,000 | 4,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $38,000 | 8,267 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $256,000 | 8,525 |
| Total interest expense | $73,000 | 8,301 |
| Net interest income | $183,000 | 8,522 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $26,000 | 8,131 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $19,000 | 6,877 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $7,000 | 8,076 |
| Total noninterest expense | $190,000 | 8,314 |
| Salaries and employee benefits | $96,000 | 8,435 |
| Premises and equipment expense | $22,000 | 8,152 |
| Additional noninterest expense | $72,000 | 7,841 |
| Pre-tax net operating income | $19,000 | 8,328 |
| Securities gains (losses) | $3,000 | 2,499 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $22,000 | 8,296 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $22,000 | 8,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $27,000 | 3,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $19,000 | 8,278 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,079,000 | 8,512 |
| Total interest expense | $315,000 | 8,416 |
| Net interest income | $764,000 | 8,470 |
| Provision for loan and lease losses | $40,000 | 6,511 |
| Total noninterest income | $95,000 | 8,361 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $74,000 | 7,015 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $21,000 | 8,405 |
| Total noninterest expense | $720,000 | 8,410 |
| Salaries and employee benefits | $353,000 | 8,576 |
| Premises and equipment expense | $76,000 | 8,401 |
| Additional noninterest expense | $291,000 | 7,823 |
| Pre-tax net operating income | $99,000 | 8,208 |
| Securities gains (losses) | $2,000 | 4,163 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $101,000 | 8,214 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $101,000 | 8,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,670 |
| Cash dividends | $178,000 | 5,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $99,000 | 8,106 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $828,000 | 8,586 |
| Total interest expense | $245,000 | 8,489 |
| Net interest income | $583,000 | 8,526 |
| Provision for loan and lease losses | $40,000 | 6,097 |
| Total noninterest income | $65,000 | 8,507 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $54,000 | 7,102 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $11,000 | 8,647 |
| Total noninterest expense | $538,000 | 8,429 |
| Salaries and employee benefits | $259,000 | 8,620 |
| Premises and equipment expense | $59,000 | 8,402 |
| Additional noninterest expense | $220,000 | 7,819 |
| Pre-tax net operating income | $70,000 | 8,371 |
| Securities gains (losses) | $2,000 | 3,872 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $72,000 | 8,406 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $72,000 | 8,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,860 |
| Cash dividends | $54,000 | 5,075 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $70,000 | 8,300 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $568,000 | 8,603 |
| Total interest expense | $171,000 | 8,529 |
| Net interest income | $397,000 | 8,529 |
| Provision for loan and lease losses | $40,000 | 5,444 |
| Total noninterest income | $43,000 | 8,517 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $34,000 | 7,172 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $9,000 | 8,523 |
| Total noninterest expense | $361,000 | 8,442 |
| Salaries and employee benefits | $171,000 | 8,652 |
| Premises and equipment expense | $40,000 | 8,386 |
| Additional noninterest expense | $150,000 | 7,776 |
| Pre-tax net operating income | $39,000 | 8,446 |
| Securities gains (losses) | $2,000 | 3,460 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $41,000 | 8,503 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $41,000 | 8,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 3,999 |
| Cash dividends | $27,000 | 4,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $39,000 | 8,393 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $296,000 | 8,617 |
| Total interest expense | $90,000 | 8,557 |
| Net interest income | $206,000 | 8,526 |
| Provision for loan and lease losses | $40,000 | 4,103 |
| Total noninterest income | $22,000 | 8,506 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $15,000 | 7,293 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $7,000 | 8,228 |
| Total noninterest expense | $188,000 | 8,428 |
| Salaries and employee benefits | $92,000 | 8,606 |
| Premises and equipment expense | $21,000 | 8,333 |
| Additional noninterest expense | $75,000 | 7,806 |
| Pre-tax net operating income | $0 | 8,688 |
| Securities gains (losses) | $2,000 | 2,590 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $2,000 | 8,736 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,000 | 8,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 2,690 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $0 | 8,657 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,433,000 | 8,459 |
| Total interest expense | $517,000 | 8,335 |
| Net interest income | $916,000 | 8,398 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $96,000 | 8,446 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $76,000 | 7,019 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $20,000 | 8,540 |
| Total noninterest expense | $903,000 | 8,150 |
| Salaries and employee benefits | $361,000 | 8,653 |
| Premises and equipment expense | $85,000 | 8,377 |
| Additional noninterest expense | $457,000 | 6,765 |
| Pre-tax net operating income | $109,000 | 8,286 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $4,000 | 7,480 |
| Income before extraordinary items | $105,000 | 8,309 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $105,000 | 8,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,669 |
| Cash dividends | $172,000 | 5,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $105,000 | 8,214 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,828,000 | 8,393 |
| Total interest expense | $848,000 | 8,336 |
| Net interest income | $980,000 | 8,328 |
| Provision for loan and lease losses | $30,000 | 7,215 |
| Total noninterest income | $121,000 | 8,222 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $84,000 | 6,897 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $37,000 | 8,124 |
| Total noninterest expense | $811,000 | 8,432 |
| Salaries and employee benefits | $376,000 | 8,719 |
| Premises and equipment expense | $76,000 | 8,695 |
| Additional noninterest expense | $359,000 | 7,445 |
| Pre-tax net operating income | $260,000 | 7,590 |
| Securities gains (losses) | $2,000 | 4,242 |
| Applicable income taxes | $6,000 | 7,708 |
| Income before extraordinary items | $256,000 | 7,400 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $256,000 | 7,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,648 |
| Cash dividends | $150,000 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $254,040 | 7,300 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,906,000 | 8,498 |
| Total interest expense | $903,000 | 8,431 |
| Net interest income | $1,003,000 | 8,473 |
| Provision for loan and lease losses | $8,000 | 8,049 |
| Total noninterest income | $109,000 | 8,473 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $92,000 | 6,724 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 9,087 |
| Total noninterest expense | $832,000 | 8,473 |
| Salaries and employee benefits | $360,000 | 8,946 |
| Premises and equipment expense | $78,000 | 8,823 |
| Additional noninterest expense | $394,000 | 7,195 |
| Pre-tax net operating income | $272,000 | 8,019 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $104,000 | 6,463 |
| Income before extraordinary items | $168,000 | 8,298 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $168,000 | 8,296 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,352 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $168,000 | 8,305 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,821,000 | 8,695 |
| Total interest expense | $851,000 | 8,564 |
| Net interest income | $970,000 | 8,701 |
| Provision for loan and lease losses | $2,000 | 8,441 |
| Total noninterest income | $133,000 | 8,339 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $104,000 | 6,628 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 8,882 |
| Total noninterest expense | $817,000 | 8,677 |
| Salaries and employee benefits | $343,000 | 9,233 |
| Premises and equipment expense | $71,000 | 9,201 |
| Additional noninterest expense | $403,000 | 7,246 |
| Pre-tax net operating income | $284,000 | 8,178 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $81,000 | 7,184 |
| Income before extraordinary items | $203,000 | 8,287 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $203,000 | 8,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,619 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $203,000 | 8,253 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,903,000 | 8,799 |
| Total interest expense | $875,000 | 8,752 |
| Net interest income | $1,028,000 | 8,728 |
| Provision for loan and lease losses | $14,000 | 8,020 |
| Total noninterest income | $118,000 | 8,721 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $86,000 | 7,135 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 8,918 |
| Total noninterest expense | $835,000 | 8,652 |
| Salaries and employee benefits | $356,000 | 9,253 |
| Premises and equipment expense | $90,000 | 8,926 |
| Additional noninterest expense | $389,000 | 7,310 |
| Pre-tax net operating income | $297,000 | 8,418 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $107,000 | 7,422 |
| Income before extraordinary items | $190,000 | 8,687 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $190,000 | 8,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $190,000 | 8,618 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,845,000 | 9,207 |
| Total interest expense | $829,000 | 9,170 |
| Net interest income | $1,016,000 | 9,140 |
| Provision for loan and lease losses | $7,000 | 8,548 |
| Total noninterest income | $135,000 | 8,817 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $94,000 | 7,332 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 8,825 |
| Total noninterest expense | $812,000 | 8,990 |
| Salaries and employee benefits | $315,000 | 9,842 |
| Premises and equipment expense | $133,000 | 8,167 |
| Additional noninterest expense | $364,000 | 7,679 |
| Pre-tax net operating income | $332,000 | 8,814 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $126,000 | 7,981 |
| Income before extraordinary items | $206,000 | 9,100 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $206,000 | 9,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,548 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $206,000 | 9,065 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,809,000 | 9,643 |
| Total interest expense | $833,000 | 9,540 |
| Net interest income | $976,000 | 9,622 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $270,000 | 7,321 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 8,049 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $192,000 | 5,293 |
| Total noninterest expense | $761,000 | 9,581 |
| Salaries and employee benefits | $310,000 | 10,272 |
| Premises and equipment expense | $83,000 | 9,731 |
| Additional noninterest expense | $368,000 | 8,171 |
| Pre-tax net operating income | $485,000 | 8,026 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $190,000 | 7,281 |
| Income before extraordinary items | $295,000 | 8,467 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $295,000 | 8,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $295,000 | 8,408 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,659,000 | 10,245 |
| Total interest expense | $734,000 | 10,178 |
| Net interest income | $924,000 | 10,174 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $114,000 | 9,977 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $79,000 | 8,338 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 9,970 |
| Total noninterest expense | $744,000 | 10,014 |
| Salaries and employee benefits | $310,000 | 10,663 |
| Premises and equipment expense | $64,000 | 10,656 |
| Additional noninterest expense | $370,000 | 8,491 |
| Pre-tax net operating income | $294,000 | 9,785 |
| Securities gains (losses) | $-12,000 | 10,219 |
| Applicable income taxes | $106,000 | 9,057 |
| Income before extraordinary items | $176,000 | 10,204 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $176,000 | 10,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $12,000 | 8,525 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $183,680 | 10,098 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,523,000 | 10,699 |
| Total interest expense | $570,000 | 10,741 |
| Net interest income | $953,000 | 10,546 |
| Provision for loan and lease losses | $9,000 | 8,587 |
| Total noninterest income | $108,000 | 10,558 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 8,747 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 10,793 |
| Total noninterest expense | $766,000 | 10,396 |
| Salaries and employee benefits | $307,000 | 11,141 |
| Premises and equipment expense | $70,000 | 10,970 |
| Additional noninterest expense | $389,000 | 8,932 |
| Pre-tax net operating income | $286,000 | 10,231 |
| Securities gains (losses) | $-5,000 | 9,408 |
| Applicable income taxes | $114,000 | 9,050 |
| Income before extraordinary items | $167,000 | 10,635 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $167,000 | 10,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $26,000 | 8,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $170,200 | 10,644 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,402,000 | 11,438 |
| Total interest expense | $589,000 | 11,204 |
| Net interest income | $813,000 | 11,462 |
| Provision for loan and lease losses | $12,000 | 9,545 |
| Total noninterest income | $119,000 | 10,855 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $88,000 | 8,760 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 11,240 |
| Total noninterest expense | $677,000 | 11,274 |
| Salaries and employee benefits | $281,000 | 11,862 |
| Premises and equipment expense | $67,000 | 11,617 |
| Additional noninterest expense | $329,000 | 10,090 |
| Pre-tax net operating income | $243,000 | 10,680 |
| Securities gains (losses) | $9,000 | 5,582 |
| Applicable income taxes | $96,000 | 9,830 |
| Income before extraordinary items | $156,000 | 11,122 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $156,000 | 11,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 9,413 |
| Cash dividends | $26,000 | 8,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $150,240 | 10,995 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,541,000 | 11,858 |
| Total interest expense | $753,000 | 11,561 |
| Net interest income | $788,000 | 11,960 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $114,000 | 11,349 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 8,993 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 11,840 |
| Total noninterest expense | $682,000 | 11,606 |
| Salaries and employee benefits | $265,000 | 12,430 |
| Premises and equipment expense | $99,000 | 10,778 |
| Additional noninterest expense | $318,000 | 10,577 |
| Pre-tax net operating income | $220,000 | 10,887 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $91,000 | 10,135 |
| Income before extraordinary items | $129,000 | 11,554 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $129,000 | 11,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $29,000 | 8,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $129,000 | 11,237 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.