Home > The First National Bank of Bradford County > Income and Expense
The First National Bank of Bradford County, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,313,000 | 2,950 |
| Total interest expense | $4,795,000 | 2,561 |
| Net interest income | $5,518,000 | 3,236 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $498,000 | 5,308 |
| Gross Fiduciary activities income | $32,000 | 1,374 |
| Service charges on deposit accounts | $342,000 | 3,922 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $124,000 | 6,824 |
| Total noninterest expense | $4,038,000 | 3,404 |
| Salaries and employee benefits | $1,901,000 | 3,442 |
| Premises and equipment expense | $654,000 | 3,007 |
| Additional noninterest expense | $1,483,000 | 3,334 |
| Pre-tax net operating income | $1,978,000 | 3,456 |
| Securities gains (losses) | $137,000 | 641 |
| Applicable income taxes | $531,000 | 3,878 |
| Income before extraordinary items | $1,584,000 | 3,033 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,584,000 | 3,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,864 |
| Cash dividends | $579,000 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,481,250 | 3,236 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $10,015,000 | 3,083 |
| Total interest expense | $4,653,000 | 2,767 |
| Net interest income | $5,362,000 | 3,345 |
| Provision for loan and lease losses | $58,000 | 7,185 |
| Total noninterest income | $571,000 | 5,124 |
| Gross Fiduciary activities income | $96,000 | 1,222 |
| Service charges on deposit accounts | $352,000 | 3,857 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $123,000 | 7,223 |
| Total noninterest expense | $3,881,000 | 3,583 |
| Salaries and employee benefits | $1,922,000 | 3,395 |
| Premises and equipment expense | $624,000 | 3,203 |
| Additional noninterest expense | $1,335,000 | 3,850 |
| Pre-tax net operating income | $1,994,000 | 3,322 |
| Securities gains (losses) | $61,000 | 3,136 |
| Applicable income taxes | $538,000 | 3,930 |
| Income before extraordinary items | $1,517,000 | 3,209 |
| Extraordinary gains, net | $16,000 | 2,794 |
| Net income | $1,533,000 | 3,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 7,578 |
| Cash dividends | $385,000 | 3,785 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,471,860 | 3,124 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,716,000 | 3,261 |
| Total interest expense | $5,437,000 | 3,055 |
| Net interest income | $5,279,000 | 3,453 |
| Provision for loan and lease losses | $102,000 | 7,202 |
| Total noninterest income | $531,000 | 5,413 |
| Gross Fiduciary activities income | $36,000 | 1,410 |
| Service charges on deposit accounts | $366,000 | 3,761 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $129,000 | 7,194 |
| Total noninterest expense | $3,846,000 | 3,628 |
| Salaries and employee benefits | $1,880,000 | 3,394 |
| Premises and equipment expense | $640,000 | 3,158 |
| Additional noninterest expense | $1,326,000 | 3,975 |
| Pre-tax net operating income | $1,862,000 | 3,323 |
| Securities gains (losses) | $69,000 | 3,609 |
| Applicable income taxes | $483,000 | 4,102 |
| Income before extraordinary items | $1,448,000 | 3,184 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,448,000 | 3,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 7,310 |
| Cash dividends | $433,000 | 3,127 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,396,250 | 3,047 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.