Home > The First National Bank of Bowman > Income and Expense
The First National Bank of Bowman, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,954,000 | 8,127 |
| Total interest expense | $1,237,000 | 7,760 |
| Net interest income | $1,717,000 | 8,260 |
| Provision for loan and lease losses | $8,000 | 8,632 |
| Total noninterest income | $175,000 | 9,201 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 7,306 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 9,980 |
| Total noninterest expense | $1,117,000 | 8,918 |
| Salaries and employee benefits | $506,000 | 9,338 |
| Premises and equipment expense | $163,000 | 8,231 |
| Additional noninterest expense | $448,000 | 8,335 |
| Pre-tax net operating income | $767,000 | 7,046 |
| Securities gains (losses) | $-93,000 | 11,484 |
| Applicable income taxes | $330,000 | 5,513 |
| Income before extraordinary items | $344,000 | 8,680 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $344,000 | 8,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $225,000 | 5,180 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $403,520 | 8,217 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $859,000 | 12,566 |
| Total interest expense | $385,000 | 12,292 |
| Net interest income | $474,000 | 12,622 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $56,000 | 12,391 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $44,000 | 10,269 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 12,609 |
| Total noninterest expense | $343,000 | 12,850 |
| Salaries and employee benefits | $157,000 | 12,940 |
| Premises and equipment expense | $45,000 | 12,369 |
| Additional noninterest expense | $141,000 | 12,530 |
| Pre-tax net operating income | $187,000 | 11,153 |
| Securities gains (losses) | $-43,000 | 13,064 |
| Applicable income taxes | $93,000 | 9,919 |
| Income before extraordinary items | $51,000 | 12,246 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $51,000 | 12,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 6,565 |
| Cash dividends | $3,766,000 | 604 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $78,520 | 11,845 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,363,000 | 7,052 |
| Total interest expense | $1,992,000 | 7,125 |
| Net interest income | $2,371,000 | 6,844 |
| Provision for loan and lease losses | $232,000 | 4,825 |
| Total noninterest income | $252,000 | 8,460 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $163,000 | 6,783 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 8,478 |
| Total noninterest expense | $1,595,000 | 7,600 |
| Salaries and employee benefits | $764,000 | 7,512 |
| Premises and equipment expense | $189,000 | 8,102 |
| Additional noninterest expense | $642,000 | 7,158 |
| Pre-tax net operating income | $796,000 | 6,583 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $300,000 | 5,919 |
| Income before extraordinary items | $496,000 | 7,369 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $496,000 | 7,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 6,366 |
| Cash dividends | $570,000 | 2,513 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $496,000 | 6,979 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.