Home > The First National Bank of Bovey > Income and Expense

The First National Bank of Bovey, Income and Expense

2001-12-31 (YTD Data)Rank
Total interest income$841,0009,259
Total interest expense$366,0009,206
Net interest income$475,0009,224
Provision for loan and lease losses$08,228
Total noninterest income$88,0008,679
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$82,0006,939
Trading account gains and fees$0177
Additional Noninterest Income$6,0009,281
Total noninterest expense$543,0009,097
Salaries and employee benefits$267,0009,192
Premises and equipment expense$46,0009,195
Additional noninterest expense$230,0008,414
Pre-tax net operating income$20,0008,650
Securities gains (losses)$04,612
Applicable income taxes$3,0007,803
Income before extraordinary items$17,0008,744
Extraordinary gains, net$0105
Net income$17,0008,743
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0008,710
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$17,0008,657
2000-12-31 (YTD Data)Rank
Total interest income$900,0009,470
Total interest expense$375,0009,458
Net interest income$525,0009,418
Provision for loan and lease losses$08,337
Total noninterest income$70,0009,036
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$61,0007,374
Trading account gains and feesNANA
Additional Noninterest Income$9,0009,477
Total noninterest expense$508,0009,377
Salaries and employee benefits$282,0009,344
Premises and equipment expense$48,0009,403
Additional noninterest expense$178,0008,995
Pre-tax net operating income$87,0008,846
Securities gains (losses)$01,956
Applicable income taxes$7,0008,144
Income before extraordinary items$80,0008,826
Extraordinary gains, net$038
Net income$80,0008,826
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0007,220
Cash dividends$80,0006,117
Sale, conversion, retirement of capital stock, net$0969
Net operating income$80,0008,815
1999-12-31 (YTD Data)Rank
Total interest income$897,0009,699
Total interest expense$382,0009,681
Net interest income$515,0009,661
Provision for loan and lease losses$88,0005,519
Total noninterest income$62,0009,420
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$56,0007,692
Trading account gains and feesNANA
Additional Noninterest Income$6,0009,914
Total noninterest expense$482,0009,676
Salaries and employee benefits$250,0009,720
Premises and equipment expense$45,0009,724
Additional noninterest expense$187,0009,157
Pre-tax net operating income$7,0009,382
Securities gains (losses)$03,155
Applicable income taxes$10,0008,485
Income before extraordinary items$-3,0009,444
Extraordinary gains, net$035
Net income$-3,0009,442
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0005,056
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$-3,0009,420
1998-12-31 (YTD Data)Rank
Total interest income$964,0009,883
Total interest expense$412,0009,871
Net interest income$552,0009,819
Provision for loan and lease losses$13,0008,046
Total noninterest income$59,0009,700
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$48,0008,089
Trading account gains and feesNANA
Additional Noninterest Income$11,0009,931
Total noninterest expense$505,0009,765
Salaries and employee benefits$294,0009,650
Premises and equipment expense$46,0009,908
Additional noninterest expense$165,0009,509
Pre-tax net operating income$93,0009,441
Securities gains (losses)$04,449
Applicable income taxes$4,0009,224
Income before extraordinary items$89,0009,408
Extraordinary gains, net$032
Net income$89,0009,409
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0009,285
Cash dividends$82,0006,478
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$89,0009,344
1997-12-31 (YTD Data)Rank
Total interest income$941,00010,363
Total interest expense$402,00010,331
Net interest income$539,00010,304
Provision for loan and lease losses$90,0005,371
Total noninterest income$147,0008,642
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$50,0008,425
Trading account gains and feesNANA
Additional Noninterest Income$97,0006,866
Total noninterest expense$547,0009,952
Salaries and employee benefits$292,00010,007
Premises and equipment expense$52,00010,154
Additional noninterest expense$203,0009,373
Pre-tax net operating income$49,00010,246
Securities gains (losses)$03,944
Applicable income taxes$7,0009,935
Income before extraordinary items$42,00010,278
Extraordinary gains, net$044
Net income$42,00010,279
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0003,853
Cash dividends$70,0006,919
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$42,00010,242
1996-12-31 (YTD Data)Rank
Total interest income$970,00010,863
Total interest expense$405,00010,860
Net interest income$565,00010,743
Provision for loan and lease losses$20,0007,945
Total noninterest income$60,00010,673
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$45,0008,974
Trading account gains and feesNANA
Additional Noninterest Income$15,00010,709
Total noninterest expense$503,00010,579
Salaries and employee benefits$288,00010,448
Premises and equipment expense$52,00010,580
Additional noninterest expense$163,00010,397
Pre-tax net operating income$102,00010,354
Securities gains (losses)$04,148
Applicable income taxes$18,00010,236
Income before extraordinary items$84,00010,360
Extraordinary gains, net$053
Net income$84,00010,359
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0005,120
Cash dividends$83,0006,999
Sale, conversion, retirement of capital stock, net$0953
Net operating income$84,00010,316
1995-12-31 (YTD Data)Rank
Total interest income$982,00011,311
Total interest expense$392,00011,353
Net interest income$590,00011,157
Provision for loan and lease losses$11,0008,279
Total noninterest income$82,00010,689
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$52,0009,178
Trading account gains and feesNANA
Additional Noninterest Income$30,00010,278
Total noninterest expense$505,00010,999
Salaries and employee benefits$277,00010,945
Premises and equipment expense$52,00011,019
Additional noninterest expense$176,00010,741
Pre-tax net operating income$156,00010,741
Securities gains (losses)$03,831
Applicable income taxes$35,00010,480
Income before extraordinary items$121,00010,735
Extraordinary gains, net$065
Net income$121,00010,735
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0007,374
Cash dividends$110,0006,621
Sale, conversion, retirement of capital stock, net$0809
Net operating income$121,00010,709
1994-12-31 (YTD Data)Rank
Total interest income$970,00011,763
Total interest expense$360,00011,784
Net interest income$610,00011,674
Provision for loan and lease losses$09,146
Total noninterest income$62,00011,679
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$54,0009,555
Trading account gains and feesNANA
Additional Noninterest Income$8,00012,207
Total noninterest expense$480,00011,704
Salaries and employee benefits$259,00011,586
Premises and equipment expense$56,00011,432
Additional noninterest expense$165,00011,585
Pre-tax net operating income$192,00010,955
Securities gains (losses)$03,600
Applicable income taxes$46,00010,566
Income before extraordinary items$146,00010,866
Extraordinary gains, net$0249
Net income$146,00010,872
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,00010,805
Cash dividends$120,0006,524
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$146,00010,921
1993-12-31 (YTD Data)Rank
Total interest income$997,00012,298
Total interest expense$376,00012,326
Net interest income$621,00012,151
Provision for loan and lease losses$8,0009,904
Total noninterest income$77,00011,876
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$58,0009,765
Trading account gains and feesNANA
Additional Noninterest Income$19,00012,117
Total noninterest expense$480,00012,263
Salaries and employee benefits$251,00012,183
Premises and equipment expense$34,00012,727
Additional noninterest expense$195,00011,806
Pre-tax net operating income$210,00010,953
Securities gains (losses)$3,0006,505
Applicable income taxes$72,00010,417
Income before extraordinary items$141,00011,312
Extraordinary gains, net$03,149
Net income$141,00011,392
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0009,293
Cash dividends$115,0006,633
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$139,02011,139
1992-12-31 (YTD Data)Rank
Total interest income$1,125,00012,778
Total interest expense$493,00012,788
Net interest income$632,00012,598
Provision for loan and lease losses$31,0009,924
Total noninterest income$86,00012,095
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$57,00010,031
Trading account gains and feesNANA
Additional Noninterest Income$29,00011,840
Total noninterest expense$478,00012,760
Salaries and employee benefits$233,00012,790
Premises and equipment expense$57,00012,412
Additional noninterest expense$188,00012,408
Pre-tax net operating income$209,00010,992
Securities gains (losses)$5,0007,049
Applicable income taxes$65,00010,856
Income before extraordinary items$149,00011,288
Extraordinary gains, net$01,422
Net income$149,00011,367
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0008,560
Cash dividends$125,0006,110
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$145,50011,000

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.