Home > The First National Bank of Bovey > Income and Expense
The First National Bank of Bovey, Income and Expense
2001-12-31 (YTD Data) | Rank | |
Total interest income | $841,000 | 9,259 |
Total interest expense | $366,000 | 9,206 |
Net interest income | $475,000 | 9,224 |
Provision for loan and lease losses | $0 | 8,228 |
Total noninterest income | $88,000 | 8,679 |
Gross Fiduciary activities income | $0 | 1,731 |
Service charges on deposit accounts | $82,000 | 6,939 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $6,000 | 9,281 |
Total noninterest expense | $543,000 | 9,097 |
Salaries and employee benefits | $267,000 | 9,192 |
Premises and equipment expense | $46,000 | 9,195 |
Additional noninterest expense | $230,000 | 8,414 |
Pre-tax net operating income | $20,000 | 8,650 |
Securities gains (losses) | $0 | 4,612 |
Applicable income taxes | $3,000 | 7,803 |
Income before extraordinary items | $17,000 | 8,744 |
Extraordinary gains, net | $0 | 105 |
Net income | $17,000 | 8,743 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-1,000 | 8,710 |
Cash dividends | $0 | 6,617 |
Sale, conversion, retirement of capital stock, net | $0 | 922 |
Net operating income | $17,000 | 8,657 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $900,000 | 9,470 |
Total interest expense | $375,000 | 9,458 |
Net interest income | $525,000 | 9,418 |
Provision for loan and lease losses | $0 | 8,337 |
Total noninterest income | $70,000 | 9,036 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $61,000 | 7,374 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $9,000 | 9,477 |
Total noninterest expense | $508,000 | 9,377 |
Salaries and employee benefits | $282,000 | 9,344 |
Premises and equipment expense | $48,000 | 9,403 |
Additional noninterest expense | $178,000 | 8,995 |
Pre-tax net operating income | $87,000 | 8,846 |
Securities gains (losses) | $0 | 1,956 |
Applicable income taxes | $7,000 | 8,144 |
Income before extraordinary items | $80,000 | 8,826 |
Extraordinary gains, net | $0 | 38 |
Net income | $80,000 | 8,826 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $3,000 | 7,220 |
Cash dividends | $80,000 | 6,117 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $80,000 | 8,815 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $897,000 | 9,699 |
Total interest expense | $382,000 | 9,681 |
Net interest income | $515,000 | 9,661 |
Provision for loan and lease losses | $88,000 | 5,519 |
Total noninterest income | $62,000 | 9,420 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $56,000 | 7,692 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $6,000 | 9,914 |
Total noninterest expense | $482,000 | 9,676 |
Salaries and employee benefits | $250,000 | 9,720 |
Premises and equipment expense | $45,000 | 9,724 |
Additional noninterest expense | $187,000 | 9,157 |
Pre-tax net operating income | $7,000 | 9,382 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $10,000 | 8,485 |
Income before extraordinary items | $-3,000 | 9,444 |
Extraordinary gains, net | $0 | 35 |
Net income | $-3,000 | 9,442 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $44,000 | 5,056 |
Cash dividends | $0 | 7,131 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $-3,000 | 9,420 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $964,000 | 9,883 |
Total interest expense | $412,000 | 9,871 |
Net interest income | $552,000 | 9,819 |
Provision for loan and lease losses | $13,000 | 8,046 |
Total noninterest income | $59,000 | 9,700 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $48,000 | 8,089 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $11,000 | 9,931 |
Total noninterest expense | $505,000 | 9,765 |
Salaries and employee benefits | $294,000 | 9,650 |
Premises and equipment expense | $46,000 | 9,908 |
Additional noninterest expense | $165,000 | 9,509 |
Pre-tax net operating income | $93,000 | 9,441 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $4,000 | 9,224 |
Income before extraordinary items | $89,000 | 9,408 |
Extraordinary gains, net | $0 | 32 |
Net income | $89,000 | 9,409 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-3,000 | 9,285 |
Cash dividends | $82,000 | 6,478 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $89,000 | 9,344 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $941,000 | 10,363 |
Total interest expense | $402,000 | 10,331 |
Net interest income | $539,000 | 10,304 |
Provision for loan and lease losses | $90,000 | 5,371 |
Total noninterest income | $147,000 | 8,642 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $50,000 | 8,425 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $97,000 | 6,866 |
Total noninterest expense | $547,000 | 9,952 |
Salaries and employee benefits | $292,000 | 10,007 |
Premises and equipment expense | $52,000 | 10,154 |
Additional noninterest expense | $203,000 | 9,373 |
Pre-tax net operating income | $49,000 | 10,246 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $7,000 | 9,935 |
Income before extraordinary items | $42,000 | 10,278 |
Extraordinary gains, net | $0 | 44 |
Net income | $42,000 | 10,279 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $99,000 | 3,853 |
Cash dividends | $70,000 | 6,919 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $42,000 | 10,242 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $970,000 | 10,863 |
Total interest expense | $405,000 | 10,860 |
Net interest income | $565,000 | 10,743 |
Provision for loan and lease losses | $20,000 | 7,945 |
Total noninterest income | $60,000 | 10,673 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $45,000 | 8,974 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $15,000 | 10,709 |
Total noninterest expense | $503,000 | 10,579 |
Salaries and employee benefits | $288,000 | 10,448 |
Premises and equipment expense | $52,000 | 10,580 |
Additional noninterest expense | $163,000 | 10,397 |
Pre-tax net operating income | $102,000 | 10,354 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $18,000 | 10,236 |
Income before extraordinary items | $84,000 | 10,360 |
Extraordinary gains, net | $0 | 53 |
Net income | $84,000 | 10,359 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $55,000 | 5,120 |
Cash dividends | $83,000 | 6,999 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $84,000 | 10,316 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $982,000 | 11,311 |
Total interest expense | $392,000 | 11,353 |
Net interest income | $590,000 | 11,157 |
Provision for loan and lease losses | $11,000 | 8,279 |
Total noninterest income | $82,000 | 10,689 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $52,000 | 9,178 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $30,000 | 10,278 |
Total noninterest expense | $505,000 | 10,999 |
Salaries and employee benefits | $277,000 | 10,945 |
Premises and equipment expense | $52,000 | 11,019 |
Additional noninterest expense | $176,000 | 10,741 |
Pre-tax net operating income | $156,000 | 10,741 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $35,000 | 10,480 |
Income before extraordinary items | $121,000 | 10,735 |
Extraordinary gains, net | $0 | 65 |
Net income | $121,000 | 10,735 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $11,000 | 7,374 |
Cash dividends | $110,000 | 6,621 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $121,000 | 10,709 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $970,000 | 11,763 |
Total interest expense | $360,000 | 11,784 |
Net interest income | $610,000 | 11,674 |
Provision for loan and lease losses | $0 | 9,146 |
Total noninterest income | $62,000 | 11,679 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $54,000 | 9,555 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $8,000 | 12,207 |
Total noninterest expense | $480,000 | 11,704 |
Salaries and employee benefits | $259,000 | 11,586 |
Premises and equipment expense | $56,000 | 11,432 |
Additional noninterest expense | $165,000 | 11,585 |
Pre-tax net operating income | $192,000 | 10,955 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $46,000 | 10,566 |
Income before extraordinary items | $146,000 | 10,866 |
Extraordinary gains, net | $0 | 249 |
Net income | $146,000 | 10,872 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-10,000 | 10,805 |
Cash dividends | $120,000 | 6,524 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $146,000 | 10,921 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $997,000 | 12,298 |
Total interest expense | $376,000 | 12,326 |
Net interest income | $621,000 | 12,151 |
Provision for loan and lease losses | $8,000 | 9,904 |
Total noninterest income | $77,000 | 11,876 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $58,000 | 9,765 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $19,000 | 12,117 |
Total noninterest expense | $480,000 | 12,263 |
Salaries and employee benefits | $251,000 | 12,183 |
Premises and equipment expense | $34,000 | 12,727 |
Additional noninterest expense | $195,000 | 11,806 |
Pre-tax net operating income | $210,000 | 10,953 |
Securities gains (losses) | $3,000 | 6,505 |
Applicable income taxes | $72,000 | 10,417 |
Income before extraordinary items | $141,000 | 11,312 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $141,000 | 11,392 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $4,000 | 9,293 |
Cash dividends | $115,000 | 6,633 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $139,020 | 11,139 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $1,125,000 | 12,778 |
Total interest expense | $493,000 | 12,788 |
Net interest income | $632,000 | 12,598 |
Provision for loan and lease losses | $31,000 | 9,924 |
Total noninterest income | $86,000 | 12,095 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $57,000 | 10,031 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $29,000 | 11,840 |
Total noninterest expense | $478,000 | 12,760 |
Salaries and employee benefits | $233,000 | 12,790 |
Premises and equipment expense | $57,000 | 12,412 |
Additional noninterest expense | $188,000 | 12,408 |
Pre-tax net operating income | $209,000 | 10,992 |
Securities gains (losses) | $5,000 | 7,049 |
Applicable income taxes | $65,000 | 10,856 |
Income before extraordinary items | $149,000 | 11,288 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $149,000 | 11,367 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $29,000 | 8,560 |
Cash dividends | $125,000 | 6,110 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $145,500 | 11,000 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.