Home > The First National Bank of Blanchardville > Income and Expense
The First National Bank of Blanchardville, Income and Expense
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $568,000 | 7,464 |
| Total interest expense | $193,000 | 7,175 |
| Net interest income | $375,000 | 7,444 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $50,000 | 7,354 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $50,000 | 5,192 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $0 | 9,145 |
| Total noninterest expense | $146,000 | 8,762 |
| Salaries and employee benefits | $77,000 | 8,818 |
| Premises and equipment expense | $12,000 | 8,854 |
| Additional noninterest expense | $57,000 | 8,300 |
| Pre-tax net operating income | $249,000 | 5,297 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $110,000 | 3,771 |
| Income before extraordinary items | $139,000 | 6,191 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $139,000 | 6,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,022 |
| Cash dividends | $50,000 | 3,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $139,000 | 6,015 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,905,000 | 7,955 |
| Total interest expense | $706,000 | 7,807 |
| Net interest income | $1,199,000 | 7,939 |
| Provision for loan and lease losses | $65,000 | 6,382 |
| Total noninterest income | $201,000 | 7,296 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $200,000 | 5,194 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,000 | 9,177 |
| Total noninterest expense | $601,000 | 8,764 |
| Salaries and employee benefits | $310,000 | 8,859 |
| Premises and equipment expense | $44,000 | 8,995 |
| Additional noninterest expense | $247,000 | 8,193 |
| Pre-tax net operating income | $734,000 | 5,975 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $287,000 | 4,521 |
| Income before extraordinary items | $447,000 | 6,617 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $447,000 | 6,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,669 |
| Cash dividends | $150,000 | 5,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $447,000 | 6,491 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,828,000 | 8,393 |
| Total interest expense | $836,000 | 8,362 |
| Net interest income | $992,000 | 8,304 |
| Provision for loan and lease losses | $60,000 | 6,353 |
| Total noninterest income | $165,000 | 7,686 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $164,000 | 5,607 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,000 | 9,443 |
| Total noninterest expense | $560,000 | 9,035 |
| Salaries and employee benefits | $300,000 | 9,066 |
| Premises and equipment expense | $43,000 | 9,247 |
| Additional noninterest expense | $217,000 | 8,530 |
| Pre-tax net operating income | $537,000 | 6,415 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $206,000 | 4,971 |
| Income before extraordinary items | $331,000 | 6,948 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $331,000 | 6,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,392 |
| Cash dividends | $225,000 | 4,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $331,000 | 6,829 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,748,000 | 8,687 |
| Total interest expense | $771,000 | 8,706 |
| Net interest income | $977,000 | 8,533 |
| Provision for loan and lease losses | $55,000 | 6,399 |
| Total noninterest income | $150,000 | 7,887 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $144,000 | 5,857 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 9,605 |
| Total noninterest expense | $519,000 | 9,343 |
| Salaries and employee benefits | $279,000 | 9,351 |
| Premises and equipment expense | $40,000 | 9,542 |
| Additional noninterest expense | $200,000 | 8,785 |
| Pre-tax net operating income | $553,000 | 6,770 |
| Securities gains (losses) | $1,000 | 1,732 |
| Applicable income taxes | $216,000 | 5,251 |
| Income before extraordinary items | $338,000 | 7,233 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $338,000 | 7,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,027 |
| Cash dividends | $200,000 | 5,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $337,360 | 7,233 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,557,000 | 8,998 |
| Total interest expense | $640,000 | 9,105 |
| Net interest income | $917,000 | 8,818 |
| Provision for loan and lease losses | $30,000 | 7,215 |
| Total noninterest income | $129,000 | 8,405 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $118,000 | 6,387 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 9,676 |
| Total noninterest expense | $489,000 | 9,655 |
| Salaries and employee benefits | $270,000 | 9,625 |
| Premises and equipment expense | $29,000 | 9,986 |
| Additional noninterest expense | $190,000 | 9,131 |
| Pre-tax net operating income | $527,000 | 7,017 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $204,000 | 5,664 |
| Income before extraordinary items | $323,000 | 7,452 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $323,000 | 7,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,010 |
| Cash dividends | $245,000 | 4,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $323,000 | 7,426 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,493,000 | 9,304 |
| Total interest expense | $637,000 | 9,380 |
| Net interest income | $856,000 | 9,121 |
| Provision for loan and lease losses | $26,000 | 7,477 |
| Total noninterest income | $138,000 | 8,419 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $106,000 | 6,748 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 8,918 |
| Total noninterest expense | $475,000 | 9,865 |
| Salaries and employee benefits | $249,000 | 9,888 |
| Premises and equipment expense | $27,000 | 10,222 |
| Additional noninterest expense | $199,000 | 9,125 |
| Pre-tax net operating income | $493,000 | 7,406 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $192,000 | 6,289 |
| Income before extraordinary items | $301,000 | 7,882 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $301,000 | 7,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,985 |
| Cash dividends | $185,000 | 5,503 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $301,000 | 7,797 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,398,000 | 9,809 |
| Total interest expense | $602,000 | 9,820 |
| Net interest income | $796,000 | 9,681 |
| Provision for loan and lease losses | $22,000 | 7,821 |
| Total noninterest income | $109,000 | 9,253 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $93,000 | 7,357 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 10,083 |
| Total noninterest expense | $432,000 | 10,382 |
| Salaries and employee benefits | $227,000 | 10,405 |
| Premises and equipment expense | $30,000 | 10,611 |
| Additional noninterest expense | $175,000 | 9,721 |
| Pre-tax net operating income | $451,000 | 8,181 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $178,000 | 7,207 |
| Income before extraordinary items | $275,000 | 8,562 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $275,000 | 8,564 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,093 |
| Cash dividends | $150,000 | 5,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $273,720 | 8,533 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,250,000 | 10,461 |
| Total interest expense | $539,000 | 10,469 |
| Net interest income | $711,000 | 10,359 |
| Provision for loan and lease losses | $6,000 | 8,753 |
| Total noninterest income | $93,000 | 10,021 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 7,912 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 10,975 |
| Total noninterest expense | $424,000 | 10,883 |
| Salaries and employee benefits | $214,000 | 10,940 |
| Premises and equipment expense | $34,000 | 11,051 |
| Additional noninterest expense | $176,000 | 10,221 |
| Pre-tax net operating income | $374,000 | 8,665 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $147,000 | 7,918 |
| Income before extraordinary items | $227,000 | 9,032 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $227,000 | 9,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,098 |
| Cash dividends | $125,000 | 6,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $227,000 | 8,971 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,102,000 | 11,107 |
| Total interest expense | $477,000 | 11,100 |
| Net interest income | $625,000 | 11,051 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $80,000 | 10,736 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $70,000 | 8,614 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 11,496 |
| Total noninterest expense | $404,000 | 11,422 |
| Salaries and employee benefits | $191,000 | 11,539 |
| Premises and equipment expense | $33,000 | 11,548 |
| Additional noninterest expense | $180,000 | 10,685 |
| Pre-tax net operating income | $301,000 | 9,731 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $115,000 | 8,883 |
| Income before extraordinary items | $186,000 | 10,097 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $186,000 | 10,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,018 |
| Cash dividends | $70,000 | 7,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $186,000 | 10,062 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $956,000 | 11,792 |
| Total interest expense | $391,000 | 11,629 |
| Net interest income | $565,000 | 11,819 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $84,000 | 11,144 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $73,000 | 8,896 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 12,029 |
| Total noninterest expense | $413,000 | 11,980 |
| Salaries and employee benefits | $179,000 | 12,203 |
| Premises and equipment expense | $45,000 | 11,810 |
| Additional noninterest expense | $189,000 | 11,292 |
| Pre-tax net operating income | $236,000 | 10,613 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $87,000 | 9,652 |
| Income before extraordinary items | $149,000 | 10,835 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $149,000 | 10,839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 11,449 |
| Cash dividends | $70,000 | 7,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $149,000 | 10,887 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $868,000 | 12,551 |
| Total interest expense | $377,000 | 12,321 |
| Net interest income | $491,000 | 12,582 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $82,000 | 11,757 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $71,000 | 9,313 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 12,687 |
| Total noninterest expense | $399,000 | 12,653 |
| Salaries and employee benefits | $166,000 | 12,877 |
| Premises and equipment expense | $49,000 | 12,246 |
| Additional noninterest expense | $184,000 | 11,957 |
| Pre-tax net operating income | $174,000 | 11,279 |
| Securities gains (losses) | $41,000 | 3,697 |
| Applicable income taxes | $48,000 | 10,991 |
| Income before extraordinary items | $167,000 | 11,006 |
| Extraordinary gains, net | $48,000 | 2,206 |
| Net income | $215,000 | 10,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 9,724 |
| Cash dividends | $60,000 | 7,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $135,020 | 11,184 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $880,000 | 13,231 |
| Total interest expense | $442,000 | 13,017 |
| Net interest income | $438,000 | 13,275 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $75,000 | 12,416 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 9,841 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 13,144 |
| Total noninterest expense | $400,000 | 13,168 |
| Salaries and employee benefits | $169,000 | 13,415 |
| Premises and equipment expense | $43,000 | 12,949 |
| Additional noninterest expense | $188,000 | 12,408 |
| Pre-tax net operating income | $113,000 | 11,886 |
| Securities gains (losses) | $15,000 | 5,962 |
| Applicable income taxes | $37,000 | 11,601 |
| Income before extraordinary items | $91,000 | 12,057 |
| Extraordinary gains, net | $37,000 | 1,082 |
| Net income | $128,000 | 11,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 12,901 |
| Cash dividends | $15,000 | 8,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $80,350 | 11,922 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.