Home > The First National Bank of Bethany > Income and Expense
The First National Bank of Bethany, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,454,000 | 7,597 |
| Total interest expense | $1,508,000 | 7,179 |
| Net interest income | $1,946,000 | 7,842 |
| Provision for loan and lease losses | $150,000 | 4,621 |
| Total noninterest income | $155,000 | 10,106 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $99,000 | 8,412 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 9,758 |
| Total noninterest expense | $1,037,000 | 9,572 |
| Salaries and employee benefits | $488,000 | 9,786 |
| Premises and equipment expense | $112,000 | 10,057 |
| Additional noninterest expense | $437,000 | 8,855 |
| Pre-tax net operating income | $914,000 | 6,286 |
| Securities gains (losses) | $34,000 | 3,940 |
| Applicable income taxes | $243,000 | 6,914 |
| Income before extraordinary items | $705,000 | 6,082 |
| Extraordinary gains, net | $24,000 | 2,616 |
| Net income | $729,000 | 6,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 5,605 |
| Cash dividends | $193,000 | 5,569 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $679,840 | 5,994 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,699,000 | 7,909 |
| Total interest expense | $1,955,000 | 7,213 |
| Net interest income | $1,744,000 | 8,522 |
| Provision for loan and lease losses | $100,000 | 7,236 |
| Total noninterest income | $148,000 | 10,533 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $98,000 | 8,573 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 10,399 |
| Total noninterest expense | $881,000 | 10,601 |
| Salaries and employee benefits | $418,000 | 10,655 |
| Premises and equipment expense | $113,000 | 10,290 |
| Additional noninterest expense | $350,000 | 10,192 |
| Pre-tax net operating income | $911,000 | 6,035 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $251,000 | 6,641 |
| Income before extraordinary items | $660,000 | 6,169 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $660,000 | 6,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 5,577 |
| Cash dividends | $541,000 | 2,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $660,000 | 5,814 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.