The First National Bank of Bemidji, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$42,879,0001,064
Total interest expense$20,308,000771
Net interest income$22,571,0001,313
Provision for loan and lease losses$105,0002,406
Total noninterest income$3,433,0001,503
Gross Fiduciary activities income$0981
Service charges on deposit accounts$567,0001,514
Trading account gains and fees$0123
Additional Noninterest Income$2,866,0001,291
Total noninterest expense$15,556,0001,477
Salaries and employee benefits$10,000,0001,336
Premises and equipment expense$1,255,0001,751
Additional noninterest expense$2,866,0001,291
Pre-tax net operating income$10,343,0001,131
Securities gains (losses)$-836,0004,268
Applicable income taxes$382,0002,080
Income before extraordinary items$9,125,0001,090
Extraordinary gains, net$054
Net income$9,125,0001,103
Minority interest net income$088
Net income of bank and minority interests.$9,125,0001,093
Net charge-offs$-62,0004,238
Cash dividends$2,910,0001,230
Sale, conversion, retirement of capital stock, net$0540
Net operating income$9,927,5601,032
2023-09-30 (YTD Data)Rank
Total interest income$31,327,0001,064
Total interest expense$14,465,000762
Net interest income$16,862,0001,322
Provision for loan and lease losses$70,0002,326
Total noninterest income$2,567,0001,506
Gross Fiduciary activities income$0950
Service charges on deposit accounts$424,0001,517
Trading account gains and fees$0125
Additional Noninterest Income$2,143,0001,295
Total noninterest expense$11,815,0001,456
Salaries and employee benefits$7,774,0001,309
Premises and equipment expense$942,0001,756
Additional noninterest expense$2,143,0001,295
Pre-tax net operating income$7,544,0001,193
Securities gains (losses)$-736,0004,414
Applicable income taxes$152,0002,485
Income before extraordinary items$6,656,0001,158
Extraordinary gains, net$052
Net income$6,656,0001,165
Minority interest net income$081
Net income of bank and minority interests.$6,656,0001,158
Net charge-offs$-6,0003,713
Cash dividends$2,100,0001,134
Sale, conversion, retirement of capital stock, net$0507
Net operating income$7,377,2801,086
2023-06-30 (YTD Data)Rank
Total interest income$20,191,0001,066
Total interest expense$9,043,000734
Net interest income$11,148,0001,333
Provision for loan and lease losses$02,940
Total noninterest income$1,653,0001,467
Gross Fiduciary activities income$0931
Service charges on deposit accounts$274,0001,533
Trading account gains and fees$0112
Additional Noninterest Income$1,379,0001,242
Total noninterest expense$7,676,0001,475
Salaries and employee benefits$5,126,0001,312
Premises and equipment expense$608,0001,786
Additional noninterest expense$1,379,0001,241
Pre-tax net operating income$5,125,0001,180
Securities gains (losses)$-720,0004,501
Applicable income taxes$218,0002,080
Income before extraordinary items$4,187,0001,206
Extraordinary gains, net$051
Net income$4,187,0001,217
Minority interest net income$081
Net income of bank and minority interests.$4,187,0001,206
Net charge-offs$-19,0004,096
Cash dividends$2,100,000843
Sale, conversion, retirement of capital stock, net$0486
Net operating income$4,871,0001,083
2023-03-31 (YTD Data)Rank
Total interest income$9,421,0001,115
Total interest expense$4,116,000714
Net interest income$5,305,0001,393
Provision for loan and lease losses$02,612
Total noninterest income$804,0001,491
Gross Fiduciary activities income$0913
Service charges on deposit accounts$131,0001,586
Trading account gains and fees$097
Additional Noninterest Income$673,0001,258
Total noninterest expense$3,737,0001,523
Salaries and employee benefits$2,556,0001,337
Premises and equipment expense$268,0001,964
Additional noninterest expense$673,0001,258
Pre-tax net operating income$2,372,0001,279
Securities gains (losses)$-1,260,0004,592
Applicable income taxes$03,388
Income before extraordinary items$1,112,0001,963
Extraordinary gains, net$04
Net income$1,112,0001,963
Minority interest net income$048
Net income of bank and minority interests.$1,112,0001,963
Net charge-offs$-10,0004,040
Cash dividends$2,100,000463
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,372,0001,136
2022-12-31 (YTD Data)Rank
Total interest income$34,118,0001,025
Total interest expense$8,250,000531
Net interest income$25,868,0001,167
Provision for loan and lease losses$03,012
Total noninterest income$3,782,0001,423
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$526,0001,629
Trading account gains and fees$0116
Additional Noninterest Income$3,256,0001,191
Total noninterest expense$15,174,0001,461
Salaries and employee benefits$9,333,0001,390
Premises and equipment expense$1,471,0001,557
Additional noninterest expense$3,256,0001,191
Pre-tax net operating income$14,476,000970
Securities gains (losses)$-956,0004,448
Applicable income taxes$1,493,0001,270
Income before extraordinary items$12,027,000964
Extraordinary gains, net$05
Net income$12,027,000965
Minority interest net income$063
Net income of bank and minority interests.$12,027,000965
Net charge-offs$9,0002,179
Cash dividends$6,300,000648
Sale, conversion, retirement of capital stock, net$0568
Net operating income$12,877,840941
2022-09-30 (YTD Data)Rank
Total interest income$24,436,0001,026
Total interest expense$4,875,000471
Net interest income$19,561,0001,140
Provision for loan and lease losses$02,835
Total noninterest income$2,922,0001,411
Gross Fiduciary activities income$0968
Service charges on deposit accounts$389,0001,661
Trading account gains and fees$0111
Additional Noninterest Income$2,533,0001,194
Total noninterest expense$11,264,0001,477
Salaries and employee benefits$7,123,0001,365
Premises and equipment expense$1,075,0001,586
Additional noninterest expense$2,533,0001,194
Pre-tax net operating income$11,219,000953
Securities gains (losses)$-813,0004,545
Applicable income taxes$1,328,0001,164
Income before extraordinary items$9,078,000967
Extraordinary gains, net$04
Net income$9,078,000966
Minority interest net income$057
Net income of bank and minority interests.$9,078,000967
Net charge-offs$16,0001,674
Cash dividends$4,200,000661
Sale, conversion, retirement of capital stock, net$0519
Net operating income$9,785,310922
2022-06-30 (YTD Data)Rank
Total interest income$15,347,0001,035
Total interest expense$2,593,000464
Net interest income$12,754,0001,137
Provision for loan and lease losses$02,599
Total noninterest income$2,020,0001,372
Gross Fiduciary activities income$0925
Service charges on deposit accounts$251,0001,688
Trading account gains and fees$0108
Additional Noninterest Income$1,769,0001,186
Total noninterest expense$7,326,0001,487
Salaries and employee benefits$4,701,0001,370
Premises and equipment expense$706,0001,618
Additional noninterest expense$1,919,0001,654
Pre-tax net operating income$7,448,000896
Securities gains (losses)$155,000116
Applicable income taxes$884,0001,095
Income before extraordinary items$6,719,000839
Extraordinary gains, net$04
Net income$6,719,000839
Minority interest net income$060
Net income of bank and minority interests.$6,719,000839
Net charge-offs$-54,0004,215
Cash dividends$2,100,000804
Sale, conversion, retirement of capital stock, net$0494
Net operating income$6,582,600871
2022-03-31 (YTD Data)Rank
Total interest income$7,313,0001,048
Total interest expense$1,126,000496
Net interest income$6,187,0001,132
Provision for loan and lease losses$02,285
Total noninterest income$1,009,0001,363
Gross Fiduciary activities income$0892
Service charges on deposit accounts$119,0001,727
Trading account gains and fees$0103
Additional Noninterest Income$890,0001,163
Total noninterest expense$3,632,0001,496
Salaries and employee benefits$2,345,0001,379
Premises and equipment expense$340,0001,686
Additional noninterest expense$947,0001,639
Pre-tax net operating income$3,564,000900
Securities gains (losses)$174,00092
Applicable income taxes$441,0001,047
Income before extraordinary items$3,297,000818
Extraordinary gains, net$04
Net income$3,297,000817
Minority interest net income$050
Net income of bank and minority interests.$3,297,000818
Net charge-offs$-30,0004,272
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$3,143,880864
2021-12-31 (YTD Data)Rank
Total interest income$32,402,000986
Total interest expense$4,765,000567
Net interest income$27,637,0001,044
Provision for loan and lease losses$270,0001,492
Total noninterest income$4,636,0001,375
Gross Fiduciary activities income$0994
Service charges on deposit accounts$430,0001,772
Trading account gains and fees$0132
Additional Noninterest Income$4,206,0001,208
Total noninterest expense$14,324,0001,513
Salaries and employee benefits$9,186,0001,390
Premises and equipment expense$1,407,0001,600
Additional noninterest expense$3,731,0001,667
Pre-tax net operating income$17,679,000820
Securities gains (losses)$494,000363
Applicable income taxes$1,640,0001,243
Income before extraordinary items$16,533,000755
Extraordinary gains, net$010
Net income$16,533,000756
Minority interest net income$074
Net income of bank and minority interests.$16,533,000756
Net charge-offs$-47,0004,104
Cash dividends$15,000,000359
Sale, conversion, retirement of capital stock, net$0582
Net operating income$16,083,460752
2021-09-30 (YTD Data)Rank
Total interest income$24,469,000998
Total interest expense$3,580,000593
Net interest income$20,889,0001,053
Provision for loan and lease losses$270,0001,230
Total noninterest income$3,607,0001,374
Gross Fiduciary activities income$0957
Service charges on deposit accounts$308,0001,822
Trading account gains and fees$0132
Additional Noninterest Income$3,299,0001,205
Total noninterest expense$10,455,0001,548
Salaries and employee benefits$6,752,0001,416
Premises and equipment expense$1,041,0001,642
Additional noninterest expense$2,662,0001,734
Pre-tax net operating income$13,771,000834
Securities gains (losses)$499,000330
Applicable income taxes$10,0003,516
Income before extraordinary items$14,260,000694
Extraordinary gains, net$08
Net income$14,260,000694
Minority interest net income$069
Net income of bank and minority interests.$14,260,000694
Net charge-offs$-30,0004,023
Cash dividends$7,200,000481
Sale, conversion, retirement of capital stock, net$0543
Net operating income$13,761,000702
2021-06-30 (YTD Data)Rank
Total interest income$15,905,0001,009
Total interest expense$2,352,000632
Net interest income$13,553,0001,066
Provision for loan and lease losses$180,0001,246
Total noninterest income$2,421,0001,364
Gross Fiduciary activities income$0951
Service charges on deposit accounts$190,0001,869
Trading account gains and fees$0133
Additional Noninterest Income$2,231,0001,202
Total noninterest expense$6,958,0001,545
Salaries and employee benefits$4,472,0001,418
Premises and equipment expense$738,0001,567
Additional noninterest expense$1,748,0001,736
Pre-tax net operating income$8,836,000843
Securities gains (losses)$-8,0004,624
Applicable income taxes$10,0003,462
Income before extraordinary items$8,818,000730
Extraordinary gains, net$06
Net income$8,818,000730
Minority interest net income$067
Net income of bank and minority interests.$8,818,000730
Net charge-offs$-20,0004,058
Cash dividends$4,200,000491
Sale, conversion, retirement of capital stock, net$0517
Net operating income$8,826,000710
2021-03-31 (YTD Data)Rank
Total interest income$7,974,000998
Total interest expense$1,160,000683
Net interest income$6,814,0001,049
Provision for loan and lease losses$90,0001,312
Total noninterest income$1,214,0001,349
Gross Fiduciary activities income$0922
Service charges on deposit accounts$90,0001,926
Trading account gains and fees$0127
Additional Noninterest Income$1,124,0001,179
Total noninterest expense$3,480,0001,532
Salaries and employee benefits$2,232,0001,416
Premises and equipment expense$356,0001,625
Additional noninterest expense$892,0001,687
Pre-tax net operating income$4,458,000843
Securities gains (losses)$-8,0004,649
Applicable income taxes$10,0003,270
Income before extraordinary items$4,440,000747
Extraordinary gains, net$03
Net income$4,440,000747
Minority interest net income$055
Net income of bank and minority interests.$4,440,000747
Net charge-offs$-10,0004,067
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,448,000727
2020-12-31 (YTD Data)Rank
Total interest income$29,343,0001,083
Total interest expense$5,371,000882
Net interest income$23,972,0001,113
Provision for loan and lease losses$290,0002,723
Total noninterest income$5,207,0001,224
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$401,0001,893
Trading account gains and fees$0133
Additional Noninterest Income$4,806,0001,044
Total noninterest expense$13,767,0001,516
Salaries and employee benefits$8,965,0001,373
Premises and equipment expense$1,434,0001,565
Additional noninterest expense$3,368,0001,755
Pre-tax net operating income$15,122,000741
Securities gains (losses)$1,017,000363
Applicable income taxes$10,0003,498
Income before extraordinary items$16,129,000625
Extraordinary gains, net$04
Net income$16,129,000624
Minority interest net income$072
Net income of bank and minority interests.$16,129,000625
Net charge-offs$182,0001,612
Cash dividends$14,400,000357
Sale, conversion, retirement of capital stock, net$0566
Net operating income$15,112,000634
2020-09-30 (YTD Data)Rank
Total interest income$21,830,0001,088
Total interest expense$4,136,000926
Net interest income$17,694,0001,117
Provision for loan and lease losses$230,0002,635
Total noninterest income$3,766,0001,234
Gross Fiduciary activities income$0981
Service charges on deposit accounts$301,0001,882
Trading account gains and fees$0125
Additional Noninterest Income$3,465,0001,042
Total noninterest expense$9,798,0001,562
Salaries and employee benefits$6,363,0001,418
Premises and equipment expense$1,076,0001,569
Additional noninterest expense$2,359,0001,827
Pre-tax net operating income$11,432,000706
Securities gains (losses)$1,019,000306
Applicable income taxes$10,0003,464
Income before extraordinary items$12,441,000573
Extraordinary gains, net$04
Net income$12,441,000573
Minority interest net income$065
Net income of bank and minority interests.$12,441,000573
Net charge-offs$171,0001,349
Cash dividends$7,200,000452
Sale, conversion, retirement of capital stock, net$0532
Net operating income$11,422,000600
2020-06-30 (YTD Data)Rank
Total interest income$14,431,0001,106
Total interest expense$2,847,000963
Net interest income$11,584,0001,125
Provision for loan and lease losses$04,134
Total noninterest income$2,269,0001,257
Gross Fiduciary activities income$0970
Service charges on deposit accounts$210,0001,845
Trading account gains and fees$0123
Additional Noninterest Income$2,059,0001,067
Total noninterest expense$6,446,0001,573
Salaries and employee benefits$4,176,0001,435
Premises and equipment expense$682,0001,624
Additional noninterest expense$1,588,0001,799
Pre-tax net operating income$7,407,000663
Securities gains (losses)$1,019,000214
Applicable income taxes$10,0003,373
Income before extraordinary items$8,416,000518
Extraordinary gains, net$04
Net income$8,416,000516
Minority interest net income$065
Net income of bank and minority interests.$8,416,000518
Net charge-offs$153,0001,136
Cash dividends$1,800,000873
Sale, conversion, retirement of capital stock, net$0504
Net operating income$7,397,000558
2020-03-31 (YTD Data)Rank
Total interest income$6,823,0001,162
Total interest expense$1,517,0001,008
Net interest income$5,306,0001,185
Provision for loan and lease losses$03,711
Total noninterest income$838,0001,432
Gross Fiduciary activities income$0941
Service charges on deposit accounts$132,0001,787
Trading account gains and fees$0106
Additional Noninterest Income$706,0001,230
Total noninterest expense$3,256,0001,568
Salaries and employee benefits$2,086,0001,442
Premises and equipment expense$337,0001,666
Additional noninterest expense$833,0001,777
Pre-tax net operating income$2,888,000761
Securities gains (losses)$5,0001,450
Applicable income taxes$10,0003,135
Income before extraordinary items$2,883,000680
Extraordinary gains, net$04
Net income$2,883,000680
Minority interest net income$056
Net income of bank and minority interests.$2,883,000680
Net charge-offs$55,0001,160
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,878,000660
2019-12-31 (YTD Data)Rank
Total interest income$27,876,0001,145
Total interest expense$6,493,000994
Net interest income$21,383,0001,187
Provision for loan and lease losses$120,0002,773
Total noninterest income$3,234,0001,494
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$573,0001,732
Trading account gains and fees$0135
Additional Noninterest Income$2,661,0001,298
Total noninterest expense$12,670,0001,568
Salaries and employee benefits$7,923,0001,464
Premises and equipment expense$1,421,0001,572
Additional noninterest expense$3,326,0001,751
Pre-tax net operating income$11,827,000919
Securities gains (losses)$545,000334
Applicable income taxes$10,0003,663
Income before extraordinary items$12,362,000785
Extraordinary gains, net$011
Net income$12,362,000786
Minority interest net income$076
Net income of bank and minority interests.$12,362,000786
Net charge-offs$198,0001,699
Cash dividends$9,240,000502
Sale, conversion, retirement of capital stock, net$0626
Net operating income$11,817,000787
2019-09-30 (YTD Data)Rank
Total interest income$21,071,0001,148
Total interest expense$4,936,000991
Net interest income$16,135,0001,193
Provision for loan and lease losses$120,0002,455
Total noninterest income$2,312,0001,533
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$419,0001,773
Trading account gains and fees$0129
Additional Noninterest Income$1,893,0001,325
Total noninterest expense$9,485,0001,572
Salaries and employee benefits$6,062,0001,450
Premises and equipment expense$1,026,0001,632
Additional noninterest expense$2,397,0001,807
Pre-tax net operating income$8,842,000936
Securities gains (losses)$547,000294
Applicable income taxes$10,0003,684
Income before extraordinary items$9,379,000782
Extraordinary gains, net$011
Net income$9,379,000783
Minority interest net income$072
Net income of bank and minority interests.$9,379,000783
Net charge-offs$119,0001,651
Cash dividends$8,040,000429
Sale, conversion, retirement of capital stock, net$0590
Net operating income$8,832,000805
2019-06-30 (YTD Data)Rank
Total interest income$13,828,0001,159
Total interest expense$3,275,000980
Net interest income$10,553,0001,209
Provision for loan and lease losses$120,0002,025
Total noninterest income$1,402,0001,599
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$271,0001,791
Trading account gains and fees$0131
Additional Noninterest Income$1,131,0001,379
Total noninterest expense$6,243,0001,596
Salaries and employee benefits$4,022,0001,454
Premises and equipment expense$678,0001,660
Additional noninterest expense$1,543,0001,895
Pre-tax net operating income$5,592,000956
Securities gains (losses)$373,000266
Applicable income taxes$10,0003,606
Income before extraordinary items$5,955,000790
Extraordinary gains, net$011
Net income$5,955,000790
Minority interest net income$069
Net income of bank and minority interests.$5,955,000790
Net charge-offs$65,0001,656
Cash dividends$5,805,000399
Sale, conversion, retirement of capital stock, net$0573
Net operating income$5,582,000826
2019-03-31 (YTD Data)Rank
Total interest income$6,754,0001,171
Total interest expense$1,571,000983
Net interest income$5,183,0001,223
Provision for loan and lease losses$60,0001,874
Total noninterest income$647,0001,653
Gross Fiduciary activities income$0972
Service charges on deposit accounts$132,0001,819
Trading account gains and fees$0126
Additional Noninterest Income$515,0001,415
Total noninterest expense$3,139,0001,597
Salaries and employee benefits$2,023,0001,444
Premises and equipment expense$325,0001,739
Additional noninterest expense$791,0001,839
Pre-tax net operating income$2,631,000978
Securities gains (losses)$27,000519
Applicable income taxes$10,0003,388
Income before extraordinary items$2,648,000871
Extraordinary gains, net$05
Net income$2,648,000870
Minority interest net income$052
Net income of bank and minority interests.$2,648,000870
Net charge-offs$59,0001,128
Cash dividends$3,570,000334
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,621,000865
2018-12-31 (YTD Data)Rank
Total interest income$26,739,0001,109
Total interest expense$5,135,000898
Net interest income$21,604,0001,161
Provision for loan and lease losses$420,0001,604
Total noninterest income$3,023,0001,538
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$579,0001,779
Trading account gains and fees$0126
Additional Noninterest Income$2,444,0001,307
Total noninterest expense$12,297,0001,574
Salaries and employee benefits$7,778,0001,456
Premises and equipment expense$1,345,0001,651
Additional noninterest expense$3,174,0001,823
Pre-tax net operating income$11,910,000913
Securities gains (losses)$-15,0004,514
Applicable income taxes$10,0003,744
Income before extraordinary items$11,885,000797
Extraordinary gains, net$06
Net income$11,885,000795
Minority interest net income$072
Net income of bank and minority interests.$11,885,000796
Net charge-offs$89,0002,233
Cash dividends$16,050,000301
Sale, conversion, retirement of capital stock, net$0671
Net operating income$11,900,000793
2018-09-30 (YTD Data)Rank
Total interest income$19,993,0001,103
Total interest expense$3,716,000883
Net interest income$16,277,0001,149
Provision for loan and lease losses$315,0001,521
Total noninterest income$2,309,0001,534
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$440,0001,775
Trading account gains and fees$0138
Additional Noninterest Income$1,869,0001,311
Total noninterest expense$9,288,0001,563
Salaries and employee benefits$5,969,0001,426
Premises and equipment expense$981,0001,710
Additional noninterest expense$2,338,0001,850
Pre-tax net operating income$8,983,000916
Securities gains (losses)$186,000213
Applicable income taxes$10,0003,776
Income before extraordinary items$9,159,000773
Extraordinary gains, net$05
Net income$9,159,000772
Minority interest net income$066
Net income of bank and minority interests.$9,159,000772
Net charge-offs$51,0002,192
Cash dividends$6,990,000424
Sale, conversion, retirement of capital stock, net$0633
Net operating income$8,973,000782
2018-06-30 (YTD Data)Rank
Total interest income$13,172,0001,103
Total interest expense$2,395,000854
Net interest income$10,777,0001,152
Provision for loan and lease losses$210,0001,458
Total noninterest income$1,567,0001,511
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$301,0001,744
Trading account gains and fees$0130
Additional Noninterest Income$1,266,0001,304
Total noninterest expense$6,135,0001,587
Salaries and employee benefits$3,961,0001,437
Premises and equipment expense$648,0001,728
Additional noninterest expense$1,526,0001,896
Pre-tax net operating income$5,999,000894
Securities gains (losses)$235,000154
Applicable income taxes$10,0003,693
Income before extraordinary items$6,224,000747
Extraordinary gains, net$06
Net income$6,224,000746
Minority interest net income$065
Net income of bank and minority interests.$6,224,000746
Net charge-offs$66,0001,576
Cash dividends$4,845,000405
Sale, conversion, retirement of capital stock, net$0620
Net operating income$5,989,000769
2018-03-31 (YTD Data)Rank
Total interest income$6,545,0001,109
Total interest expense$1,125,000855
Net interest income$5,420,0001,152
Provision for loan and lease losses$105,0001,394
Total noninterest income$803,0001,481
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$151,0001,743
Trading account gains and fees$0123
Additional Noninterest Income$652,0001,264
Total noninterest expense$3,010,0001,632
Salaries and employee benefits$1,984,0001,446
Premises and equipment expense$309,0001,826
Additional noninterest expense$717,0001,992
Pre-tax net operating income$3,108,000839
Securities gains (losses)$172,000126
Applicable income taxes$10,0003,495
Income before extraordinary items$3,270,000707
Extraordinary gains, net$07
Net income$3,270,000707
Minority interest net income$052
Net income of bank and minority interests.$3,270,000707
Net charge-offs$75,000991
Cash dividends$2,700,000332
Sale, conversion, retirement of capital stock, net$0580
Net operating income$3,098,000736
2017-12-31 (YTD Data)Rank
Total interest income$25,213,0001,113
Total interest expense$4,126,000820
Net interest income$21,087,0001,157
Provision for loan and lease losses$390,0001,681
Total noninterest income$2,712,0001,694
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$594,0001,789
Trading account gains and fees$0151
Additional Noninterest Income$2,118,0001,477
Total noninterest expense$12,213,0001,602
Salaries and employee benefits$7,831,0001,434
Premises and equipment expense$1,368,0001,646
Additional noninterest expense$3,014,0001,918
Pre-tax net operating income$11,196,000900
Securities gains (losses)$1,536,000111
Applicable income taxes$10,0003,888
Income before extraordinary items$12,722,000599
Extraordinary gains, net$09
Net income$12,722,000599
Minority interest net income$076
Net income of bank and minority interests.$12,722,000599
Net charge-offs$277,0001,547
Cash dividends$9,645,000390
Sale, conversion, retirement of capital stock, net$0711
Net operating income$11,186,000668
2017-09-30 (YTD Data)Rank
Total interest income$18,978,0001,109
Total interest expense$3,067,000809
Net interest income$15,911,0001,154
Provision for loan and lease losses$285,0001,676
Total noninterest income$1,976,0001,739
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$454,0001,770
Trading account gains and fees$0145
Additional Noninterest Income$1,522,0001,538
Total noninterest expense$9,109,0001,620
Salaries and employee benefits$5,855,0001,442
Premises and equipment expense$998,0001,700
Additional noninterest expense$2,256,0001,933
Pre-tax net operating income$8,493,000905
Securities gains (losses)$1,445,00099
Applicable income taxes$10,0003,874
Income before extraordinary items$9,928,000631
Extraordinary gains, net$09
Net income$9,928,000631
Minority interest net income$071
Net income of bank and minority interests.$9,928,000631
Net charge-offs$230,0001,296
Cash dividends$7,470,000364
Sale, conversion, retirement of capital stock, net$0677
Net operating income$8,483,000717
2017-06-30 (YTD Data)Rank
Total interest income$12,470,0001,115
Total interest expense$2,008,000793
Net interest income$10,462,0001,160
Provision for loan and lease losses$180,0001,642
Total noninterest income$1,322,0001,727
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$305,0001,742
Trading account gains and fees$0139
Additional Noninterest Income$1,017,0001,520
Total noninterest expense$6,051,0001,625
Salaries and employee benefits$3,906,0001,440
Premises and equipment expense$646,0001,752
Additional noninterest expense$1,499,0001,942
Pre-tax net operating income$5,553,000902
Securities gains (losses)$774,000109
Applicable income taxes$10,0003,809
Income before extraordinary items$6,317,000645
Extraordinary gains, net$011
Net income$6,317,000645
Minority interest net income$071
Net income of bank and minority interests.$6,317,000645
Net charge-offs$80,0001,680
Cash dividends$5,340,000334
Sale, conversion, retirement of capital stock, net$0659
Net operating income$5,543,000705
2017-03-31 (YTD Data)Rank
Total interest income$6,154,0001,115
Total interest expense$985,000794
Net interest income$5,169,0001,164
Provision for loan and lease losses$90,0001,522
Total noninterest income$652,0001,728
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$155,0001,708
Trading account gains and fees$0142
Additional Noninterest Income$497,0001,527
Total noninterest expense$3,032,0001,635
Salaries and employee benefits$1,997,0001,431
Premises and equipment expense$303,0001,866
Additional noninterest expense$732,0001,974
Pre-tax net operating income$2,699,000900
Securities gains (losses)$247,000140
Applicable income taxes$10,0003,599
Income before extraordinary items$2,936,000677
Extraordinary gains, net$08
Net income$2,936,000677
Minority interest net income$055
Net income of bank and minority interests.$2,936,000677
Net charge-offs$-7,0004,847
Cash dividends$3,210,000273
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,689,000710
2016-12-31 (YTD Data)Rank
Total interest income$24,341,0001,091
Total interest expense$3,269,000892
Net interest income$21,072,0001,121
Provision for loan and lease losses$360,0001,801
Total noninterest income$2,774,0001,736
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$650,0001,711
Trading account gains and fees$0170
Additional Noninterest Income$2,124,0001,541
Total noninterest expense$12,297,0001,578
Salaries and employee benefits$7,444,0001,465
Premises and equipment expense$1,515,0001,505
Additional noninterest expense$3,338,0001,798
Pre-tax net operating income$11,189,000840
Securities gains (losses)$1,676,000147
Applicable income taxes$10,0003,999
Income before extraordinary items$12,855,000605
Extraordinary gains, net$05
Net income$12,855,000604
Minority interest net income$082
Net income of bank and minority interests.$12,855,000604
Net charge-offs$293,0001,548
Cash dividends$9,156,000409
Sale, conversion, retirement of capital stock, net$0759
Net operating income$11,179,000681
2016-09-30 (YTD Data)Rank
Total interest income$18,228,0001,101
Total interest expense$2,360,000924
Net interest income$15,868,0001,120
Provision for loan and lease losses$270,0001,728
Total noninterest income$2,053,0001,748
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$489,0001,709
Trading account gains and fees$0169
Additional Noninterest Income$1,564,0001,551
Total noninterest expense$9,302,0001,562
Salaries and employee benefits$5,635,0001,442
Premises and equipment expense$1,114,0001,542
Additional noninterest expense$2,553,0001,763
Pre-tax net operating income$8,349,000843
Securities gains (losses)$2,096,00099
Applicable income taxes$10,0004,020
Income before extraordinary items$10,435,000565
Extraordinary gains, net$05
Net income$10,435,000565
Minority interest net income$071
Net income of bank and minority interests.$10,435,000565
Net charge-offs$296,0001,148
Cash dividends$7,341,000372
Sale, conversion, retirement of capital stock, net$0719
Net operating income$8,339,000680
2016-06-30 (YTD Data)Rank
Total interest income$12,118,0001,103
Total interest expense$1,517,000954
Net interest income$10,601,0001,118
Provision for loan and lease losses$180,0001,722
Total noninterest income$1,227,0001,869
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$325,0001,696
Trading account gains and fees$0157
Additional Noninterest Income$902,0001,673
Total noninterest expense$6,087,0001,596
Salaries and employee benefits$3,733,0001,464
Premises and equipment expense$726,0001,576
Additional noninterest expense$1,628,0001,840
Pre-tax net operating income$5,561,000843
Securities gains (losses)$1,736,00086
Applicable income taxes$10,0003,951
Income before extraordinary items$7,287,000531
Extraordinary gains, net$016
Net income$7,287,000527
Minority interest net income$071
Net income of bank and minority interests.$7,287,000530
Net charge-offs$131,0001,412
Cash dividends$5,301,000349
Sale, conversion, retirement of capital stock, net$0705
Net operating income$5,551,000664
2016-03-31 (YTD Data)Rank
Total interest income$5,991,0001,109
Total interest expense$760,000952
Net interest income$5,231,0001,128
Provision for loan and lease losses$90,0001,597
Total noninterest income$578,0001,884
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$165,0001,666
Trading account gains and fees$0142
Additional Noninterest Income$413,0001,704
Total noninterest expense$3,042,0001,598
Salaries and employee benefits$1,882,0001,454
Premises and equipment expense$354,0001,604
Additional noninterest expense$806,0001,842
Pre-tax net operating income$2,677,000846
Securities gains (losses)$843,00085
Applicable income taxes$10,0003,751
Income before extraordinary items$3,510,000533
Extraordinary gains, net$012
Net income$3,510,000531
Minority interest net income$062
Net income of bank and minority interests.$3,510,000533
Net charge-offs$49,0001,436
Cash dividends$3,261,000292
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,667,000672
2015-12-31 (YTD Data)Rank
Total interest income$24,323,0001,067
Total interest expense$3,128,000895
Net interest income$21,195,0001,079
Provision for loan and lease losses$375,0001,656
Total noninterest income$3,319,0001,492
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$725,0001,603
Trading account gains and fees$0159
Additional Noninterest Income$2,594,0001,280
Total noninterest expense$12,713,0001,520
Salaries and employee benefits$7,368,0001,439
Premises and equipment expense$1,474,0001,559
Additional noninterest expense$3,871,0001,578
Pre-tax net operating income$11,426,000783
Securities gains (losses)$1,638,000124
Applicable income taxes$10,0004,095
Income before extraordinary items$13,054,000563
Extraordinary gains, net$023
Net income$13,054,000562
Minority interest net income$081
Net income of bank and minority interests.$13,054,000564
Net charge-offs$306,0001,581
Cash dividends$8,007,000451
Sale, conversion, retirement of capital stock, net$0804
Net operating income$11,416,000635
2015-09-30 (YTD Data)Rank
Total interest income$18,034,0001,081
Total interest expense$2,368,000894
Net interest income$15,666,0001,095
Provision for loan and lease losses$225,0001,803
Total noninterest income$2,344,0001,583
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$536,0001,626
Trading account gains and fees$0153
Additional Noninterest Income$1,808,0001,349
Total noninterest expense$9,278,0001,571
Salaries and employee benefits$5,402,0001,483
Premises and equipment expense$1,061,0001,633
Additional noninterest expense$2,815,0001,613
Pre-tax net operating income$8,507,000799
Securities gains (losses)$1,568,000115
Applicable income taxes$10,0004,140
Income before extraordinary items$10,065,000563
Extraordinary gains, net$021
Net income$10,065,000561
Minority interest net income$078
Net income of bank and minority interests.$10,065,000563
Net charge-offs$90,0002,267
Cash dividends$5,937,000424
Sale, conversion, retirement of capital stock, net$0773
Net operating income$8,497,000637
2015-06-30 (YTD Data)Rank
Total interest income$11,906,0001,091
Total interest expense$1,582,000899
Net interest income$10,324,0001,110
Provision for loan and lease losses$150,0001,756
Total noninterest income$1,304,0001,793
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$354,0001,620
Trading account gains and fees$0157
Additional Noninterest Income$950,0001,611
Total noninterest expense$6,108,0001,594
Salaries and employee benefits$3,569,0001,499
Premises and equipment expense$708,0001,656
Additional noninterest expense$1,831,0001,665
Pre-tax net operating income$5,370,000842
Securities gains (losses)$1,103,000131
Applicable income taxes$10,0004,061
Income before extraordinary items$6,463,000583
Extraordinary gains, net$022
Net income$6,463,000581
Minority interest net income$075
Net income of bank and minority interests.$6,463,000583
Net charge-offs$42,0002,461
Cash dividends$4,278,000388
Sale, conversion, retirement of capital stock, net$0751
Net operating income$5,360,000664
2015-03-31 (YTD Data)Rank
Total interest income$5,826,0001,108
Total interest expense$796,000901
Net interest income$5,030,0001,136
Provision for loan and lease losses$75,0001,675
Total noninterest income$601,0001,869
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$171,0001,656
Trading account gains and fees$0152
Additional Noninterest Income$430,0001,682
Total noninterest expense$2,994,0001,629
Salaries and employee benefits$1,767,0001,524
Premises and equipment expense$347,0001,694
Additional noninterest expense$880,0001,711
Pre-tax net operating income$2,562,000845
Securities gains (losses)$567,000148
Applicable income taxes$10,0003,833
Income before extraordinary items$3,119,000581
Extraordinary gains, net$013
Net income$3,119,000578
Minority interest net income$064
Net income of bank and minority interests.$3,119,000581
Net charge-offs$-15,0005,573
Cash dividends$2,619,000299
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,552,000679
2014-12-31 (YTD Data)Rank
Total interest income$23,732,0001,079
Total interest expense$3,431,000868
Net interest income$20,301,0001,106
Provision for loan and lease losses$300,0001,975
Total noninterest income$2,446,0001,832
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$820,0001,536
Trading account gains and fees$0180
Additional Noninterest Income$1,626,0001,684
Total noninterest expense$11,819,0001,623
Salaries and employee benefits$6,843,0001,528
Premises and equipment expense$1,397,0001,679
Additional noninterest expense$3,579,0001,735
Pre-tax net operating income$10,628,000781
Securities gains (losses)$839,000247
Applicable income taxes$14,0004,137
Income before extraordinary items$11,453,000598
Extraordinary gains, net$017
Net income$11,453,000596
Minority interest net income$084
Net income of bank and minority interests.$11,453,000598
Net charge-offs$277,0002,103
Cash dividends$6,720,000468
Sale, conversion, retirement of capital stock, net$0862
Net operating income$10,614,000630
2014-09-30 (YTD Data)Rank
Total interest income$17,650,0001,095
Total interest expense$2,595,000876
Net interest income$15,055,0001,126
Provision for loan and lease losses$225,0001,923
Total noninterest income$1,795,0001,866
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$617,0001,540
Trading account gains and fees$0174
Additional Noninterest Income$1,178,0001,751
Total noninterest expense$8,570,0001,681
Salaries and employee benefits$5,032,0001,553
Premises and equipment expense$1,017,0001,728
Additional noninterest expense$2,521,0001,830
Pre-tax net operating income$8,055,000783
Securities gains (losses)$546,000274
Applicable income taxes$14,0004,098
Income before extraordinary items$8,587,000596
Extraordinary gains, net$015
Net income$8,587,000593
Minority interest net income$081
Net income of bank and minority interests.$8,587,000595
Net charge-offs$-8,0005,577
Cash dividends$4,830,000466
Sale, conversion, retirement of capital stock, net$0819
Net operating income$8,041,000626
2014-06-30 (YTD Data)Rank
Total interest income$11,653,0001,099
Total interest expense$1,749,000858
Net interest income$9,904,0001,131
Provision for loan and lease losses$150,0001,864
Total noninterest income$1,060,0002,012
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$406,0001,538
Trading account gains and fees$0172
Additional Noninterest Income$654,0001,934
Total noninterest expense$5,720,0001,667
Salaries and employee benefits$3,334,0001,566
Premises and equipment expense$681,0001,746
Additional noninterest expense$1,705,0001,802
Pre-tax net operating income$5,094,000796
Securities gains (losses)$228,000443
Applicable income taxes$14,0003,990
Income before extraordinary items$5,308,000617
Extraordinary gains, net$020
Net income$5,308,000616
Minority interest net income$080
Net income of bank and minority interests.$5,308,000617
Net charge-offs$16,0003,514
Cash dividends$3,540,000410
Sale, conversion, retirement of capital stock, net$0794
Net operating income$5,080,000631
2014-03-31 (YTD Data)Rank
Total interest income$5,754,0001,111
Total interest expense$893,000847
Net interest income$4,861,0001,147
Provision for loan and lease losses$75,0001,807
Total noninterest income$610,0001,780
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$198,0001,564
Trading account gains and fees$0147
Additional Noninterest Income$412,0001,623
Total noninterest expense$2,855,0001,680
Salaries and employee benefits$1,662,0001,577
Premises and equipment expense$338,0001,781
Additional noninterest expense$855,0001,779
Pre-tax net operating income$2,541,000783
Securities gains (losses)$89,000478
Applicable income taxes$14,0003,682
Income before extraordinary items$2,616,000609
Extraordinary gains, net$016
Net income$2,616,000610
Minority interest net income$066
Net income of bank and minority interests.$2,616,000610
Net charge-offs$-12,0005,829
Cash dividends$2,250,000302
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,527,890621
2013-12-31 (YTD Data)Rank
Total interest income$21,692,0001,179
Total interest expense$4,082,000830
Net interest income$17,610,0001,253
Provision for loan and lease losses$75,0003,934
Total noninterest income$2,992,0001,614
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$846,0001,571
Trading account gains and fees$0184
Additional Noninterest Income$2,146,0001,431
Total noninterest expense$11,314,0001,695
Salaries and employee benefits$6,427,0001,610
Premises and equipment expense$1,378,0001,696
Additional noninterest expense$3,509,0001,816
Pre-tax net operating income$9,213,000829
Securities gains (losses)$8,0002,703
Applicable income taxes$5,0004,396
Income before extraordinary items$9,216,000698
Extraordinary gains, net$029
Net income$9,216,000698
Minority interest net income$090
Net income of bank and minority interests.$9,216,000698
Net charge-offs$321,0002,500
Cash dividends$5,445,000528
Sale, conversion, retirement of capital stock, net$0924
Net operating income$9,208,000677
2013-09-30 (YTD Data)Rank
Total interest income$15,989,0001,205
Total interest expense$3,125,000838
Net interest income$12,864,0001,277
Provision for loan and lease losses$04,941
Total noninterest income$2,325,0001,606
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$631,0001,587
Trading account gains and fees$0180
Additional Noninterest Income$1,694,0001,420
Total noninterest expense$8,419,0001,714
Salaries and employee benefits$4,874,0001,605
Premises and equipment expense$998,0001,770
Additional noninterest expense$2,547,0001,861
Pre-tax net operating income$6,770,000873
Securities gains (losses)$-7,0006,471
Applicable income taxes$5,0004,449
Income before extraordinary items$6,758,000718
Extraordinary gains, net$025
Net income$6,758,000719
Minority interest net income$084
Net income of bank and minority interests.$6,758,000720
Net charge-offs$208,0002,524
Cash dividends$4,725,000433
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,765,000694
2013-06-30 (YTD Data)Rank
Total interest income$10,488,0001,218
Total interest expense$2,115,000846
Net interest income$8,373,0001,286
Provision for loan and lease losses$04,788
Total noninterest income$1,506,0001,638
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$414,0001,587
Trading account gains and fees$0157
Additional Noninterest Income$1,092,0001,490
Total noninterest expense$5,541,0001,736
Salaries and employee benefits$3,204,0001,625
Premises and equipment expense$676,0001,739
Additional noninterest expense$1,661,0001,892
Pre-tax net operating income$4,338,000877
Securities gains (losses)$-51,0006,795
Applicable income taxes$5,0004,362
Income before extraordinary items$4,282,000738
Extraordinary gains, net$022
Net income$4,282,000739
Minority interest net income$082
Net income of bank and minority interests.$4,282,000740
Net charge-offs$50,0003,354
Cash dividends$3,450,000397
Sale, conversion, retirement of capital stock, net$0838
Net operating income$4,333,000706
2013-03-31 (YTD Data)Rank
Total interest income$5,208,0001,236
Total interest expense$1,079,000863
Net interest income$4,129,0001,308
Provision for loan and lease losses$04,409
Total noninterest income$724,0001,683
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$204,0001,598
Trading account gains and fees$0148
Additional Noninterest Income$520,0001,530
Total noninterest expense$2,692,0001,798
Salaries and employee benefits$1,593,0001,653
Premises and equipment expense$318,0001,869
Additional noninterest expense$781,0002,003
Pre-tax net operating income$2,161,000868
Securities gains (losses)$20,0001,261
Applicable income taxes$5,0004,175
Income before extraordinary items$2,176,000723
Extraordinary gains, net$010
Net income$2,176,000723
Minority interest net income$076
Net income of bank and minority interests.$2,176,000724
Net charge-offs$13,0003,331
Cash dividends$2,175,000282
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,156,000696
2012-12-31 (YTD Data)Rank
Total interest income$22,231,0001,200
Total interest expense$5,188,000870
Net interest income$17,043,0001,286
Provision for loan and lease losses$05,905
Total noninterest income$2,772,0001,745
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$899,0001,546
Trading account gains and fees$0166
Additional Noninterest Income$1,873,0001,592
Total noninterest expense$10,617,0001,811
Salaries and employee benefits$6,280,0001,611
Premises and equipment expense$1,367,0001,727
Additional noninterest expense$2,970,0002,193
Pre-tax net operating income$9,198,000787
Securities gains (losses)$-186,0006,959
Applicable income taxes$5,0004,499
Income before extraordinary items$9,007,000674
Extraordinary gains, net$029
Net income$9,007,000674
Minority interest net income$093
Net income of bank and minority interests.$9,007,000674
Net charge-offs$290,0003,334
Cash dividends$5,919,000500
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$9,193,000633
2012-09-30 (YTD Data)Rank
Total interest income$16,774,0001,218
Total interest expense$4,022,000877
Net interest income$12,752,0001,298
Provision for loan and lease losses$05,790
Total noninterest income$2,486,0001,528
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$684,0001,541
Trading account gains and fees$0157
Additional Noninterest Income$1,802,0001,367
Total noninterest expense$7,768,0001,847
Salaries and employee benefits$4,603,0001,644
Premises and equipment expense$994,0001,794
Additional noninterest expense$2,171,0002,233
Pre-tax net operating income$7,470,000748
Securities gains (losses)$03,575
Applicable income taxes$5,0004,514
Income before extraordinary items$7,465,000638
Extraordinary gains, net$020
Net income$7,465,000636
Minority interest net income$086
Net income of bank and minority interests.$7,465,000638
Net charge-offs$175,0003,438
Cash dividends$5,259,000351
Sale, conversion, retirement of capital stock, net$0952
Net operating income$7,465,000612
2012-06-30 (YTD Data)Rank
Total interest income$11,341,0001,208
Total interest expense$2,740,000889
Net interest income$8,601,0001,291
Provision for loan and lease losses$05,619
Total noninterest income$1,573,0001,572
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$449,0001,555
Trading account gains and fees$0153
Additional Noninterest Income$1,124,0001,400
Total noninterest expense$5,063,0001,894
Salaries and employee benefits$3,035,0001,654
Premises and equipment expense$663,0001,792
Additional noninterest expense$1,365,0002,380
Pre-tax net operating income$5,111,000728
Securities gains (losses)$03,178
Applicable income taxes$5,0004,421
Income before extraordinary items$5,106,000618
Extraordinary gains, net$019
Net income$5,106,000617
Minority interest net income$084
Net income of bank and minority interests.$5,106,000618
Net charge-offs$62,0003,839
Cash dividends$3,864,000319
Sale, conversion, retirement of capital stock, net$0928
Net operating income$5,106,000601
2012-03-31 (YTD Data)Rank
Total interest income$5,693,0001,213
Total interest expense$1,414,000895
Net interest income$4,279,0001,296
Provision for loan and lease losses$05,254
Total noninterest income$657,0001,792
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$214,0001,599
Trading account gains and fees$0148
Additional Noninterest Income$443,0001,641
Total noninterest expense$2,457,0001,953
Salaries and employee benefits$1,470,0001,712
Premises and equipment expense$318,0001,872
Additional noninterest expense$669,0002,394
Pre-tax net operating income$2,479,000744
Securities gains (losses)$02,210
Applicable income taxes$5,0004,246
Income before extraordinary items$2,474,000629
Extraordinary gains, net$019
Net income$2,474,000630
Minority interest net income$078
Net income of bank and minority interests.$2,474,000630
Net charge-offs$21,0003,656
Cash dividends$2,469,000232
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,474,000615
2011-12-31 (YTD Data)Rank
Total interest income$24,585,0001,155
Total interest expense$6,439,000948
Net interest income$18,146,0001,224
Provision for loan and lease losses$300,0004,096
Total noninterest income$2,579,0001,676
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$977,0001,509
Trading account gains and fees$0146
Additional Noninterest Income$1,602,0001,573
Total noninterest expense$10,318,0001,858
Salaries and employee benefits$5,839,0001,668
Premises and equipment expense$1,399,0001,773
Additional noninterest expense$3,080,0002,158
Pre-tax net operating income$10,107,000623
Securities gains (losses)$15,0003,193
Applicable income taxes$5,0004,437
Income before extraordinary items$10,117,000533
Extraordinary gains, net$029
Net income$10,117,000533
Minority interest net income$096
Net income of bank and minority interests.$10,117,000534
Net charge-offs$457,0003,287
Cash dividends$5,979,000370
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$10,102,000520
2011-09-30 (YTD Data)Rank
Total interest income$18,649,0001,162
Total interest expense$4,938,000972
Net interest income$13,711,0001,224
Provision for loan and lease losses$300,0003,601
Total noninterest income$1,856,0001,701
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$731,0001,517
Trading account gains and fees$0145
Additional Noninterest Income$1,125,0001,618
Total noninterest expense$7,422,0001,934
Salaries and employee benefits$4,179,0001,740
Premises and equipment expense$1,019,0001,843
Additional noninterest expense$2,224,0002,235
Pre-tax net operating income$7,845,000622
Securities gains (losses)$65,0002,127
Applicable income taxes$5,0004,418
Income before extraordinary items$7,905,000526
Extraordinary gains, net$021
Net income$7,905,000526
Minority interest net income$087
Net income of bank and minority interests.$7,905,000526
Net charge-offs$285,0003,307
Cash dividends$4,260,000339
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$7,840,000514
2011-06-30 (YTD Data)Rank
Total interest income$12,410,0001,170
Total interest expense$3,352,000991
Net interest income$9,058,0001,236
Provision for loan and lease losses$300,0002,953
Total noninterest income$1,214,0001,726
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$485,0001,501
Trading account gains and fees$0153
Additional Noninterest Income$729,0001,672
Total noninterest expense$5,072,0001,902
Salaries and employee benefits$2,790,0001,755
Premises and equipment expense$675,0001,880
Additional noninterest expense$1,607,0002,105
Pre-tax net operating income$4,900,000647
Securities gains (losses)$02,914
Applicable income taxes$5,0004,311
Income before extraordinary items$4,895,000545
Extraordinary gains, net$015
Net income$4,895,000543
Minority interest net income$089
Net income of bank and minority interests.$4,895,000545
Net charge-offs$167,0003,300
Cash dividends$3,240,000291
Sale, conversion, retirement of capital stock, net$0986
Net operating income$4,895,000535
2011-03-31 (YTD Data)Rank
Total interest income$6,163,0001,189
Total interest expense$1,708,0001,000
Net interest income$4,455,0001,256
Provision for loan and lease losses$150,0002,750
Total noninterest income$605,0001,743
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$240,0001,490
Trading account gains and fees$0158
Additional Noninterest Income$365,0001,673
Total noninterest expense$2,415,0002,004
Salaries and employee benefits$1,388,0001,780
Premises and equipment expense$324,0001,990
Additional noninterest expense$703,0002,365
Pre-tax net operating income$2,495,000643
Securities gains (losses)$01,772
Applicable income taxes$5,0004,051
Income before extraordinary items$2,490,000536
Extraordinary gains, net$09
Net income$2,490,000535
Minority interest net income$086
Net income of bank and minority interests.$2,490,000536
Net charge-offs$102,0002,713
Cash dividends$2,160,000196
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,490,000520
2010-12-31 (YTD Data)Rank
Total interest income$25,872,0001,198
Total interest expense$8,285,0001,009
Net interest income$17,587,0001,280
Provision for loan and lease losses$1,120,0002,882
Total noninterest income$3,551,0001,380
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,658,000912
Trading account gains and fees$0175
Additional Noninterest Income$1,893,0001,450
Total noninterest expense$10,453,0001,878
Salaries and employee benefits$5,694,0001,714
Premises and equipment expense$1,390,0001,851
Additional noninterest expense$3,369,0002,067
Pre-tax net operating income$9,565,000579
Securities gains (losses)$-229,0007,324
Applicable income taxes$5,0004,343
Income before extraordinary items$9,331,000487
Extraordinary gains, net$029
Net income$9,331,000487
Minority interest net income$0111
Net income of bank and minority interests.$9,331,000489
Net charge-offs$1,121,0002,529
Cash dividends$4,860,000349
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$9,560,000457
2010-09-30 (YTD Data)Rank
Total interest income$19,448,0001,212
Total interest expense$6,385,0001,015
Net interest income$13,063,0001,298
Provision for loan and lease losses$360,0004,061
Total noninterest income$2,655,0001,359
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,249,000938
Trading account gains and fees$0165
Additional Noninterest Income$1,406,0001,398
Total noninterest expense$7,694,0001,899
Salaries and employee benefits$4,157,0001,765
Premises and equipment expense$1,046,0001,866
Additional noninterest expense$2,491,0002,071
Pre-tax net operating income$7,664,000561
Securities gains (losses)$-153,0007,443
Applicable income taxes$5,0004,390
Income before extraordinary items$7,506,000459
Extraordinary gains, net$023
Net income$7,506,000461
Minority interest net income$0110
Net income of bank and minority interests.$7,506,000461
Net charge-offs$335,0003,585
Cash dividends$3,885,000293
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$7,659,000431
2010-06-30 (YTD Data)Rank
Total interest income$12,859,0001,235
Total interest expense$4,364,0001,030
Net interest income$8,495,0001,342
Provision for loan and lease losses$240,0003,941
Total noninterest income$1,738,0001,360
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$840,000946
Trading account gains and fees$0152
Additional Noninterest Income$898,0001,401
Total noninterest expense$5,222,0001,877
Salaries and employee benefits$2,749,0001,790
Premises and equipment expense$716,0001,825
Additional noninterest expense$1,757,0001,963
Pre-tax net operating income$4,771,000579
Securities gains (losses)$-100,0007,513
Applicable income taxes$5,0004,306
Income before extraordinary items$4,666,000469
Extraordinary gains, net$019
Net income$4,666,000468
Minority interest net income$0105
Net income of bank and minority interests.$4,666,000470
Net charge-offs$193,0003,586
Cash dividends$2,910,000246
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$4,766,000451
2010-03-31 (YTD Data)Rank
Total interest income$6,316,0001,275
Total interest expense$2,231,0001,051
Net interest income$4,085,0001,400
Provision for loan and lease losses$120,0003,696
Total noninterest income$657,0001,672
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$404,000977
Trading account gains and fees$0175
Additional Noninterest Income$253,0002,046
Total noninterest expense$2,465,0001,997
Salaries and employee benefits$1,366,0001,830
Premises and equipment expense$340,0001,975
Additional noninterest expense$759,0002,231
Pre-tax net operating income$2,157,000631
Securities gains (losses)$-85,0007,681
Applicable income taxes$5,0004,091
Income before extraordinary items$2,067,000537
Extraordinary gains, net$016
Net income$2,067,000539
Minority interest net income$091
Net income of bank and minority interests.$2,067,000539
Net charge-offs$87,0003,229
Cash dividends$1,935,000189
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$2,152,000500
2009-12-31 (YTD Data)Rank
Total interest income$25,326,0001,349
Total interest expense$9,876,0001,209
Net interest income$15,450,0001,442
Provision for loan and lease losses$480,0004,597
Total noninterest income$3,725,0001,367
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,469,0001,177
Trading account gains and fees$0211
Additional Noninterest Income$2,256,0001,261
Total noninterest expense$9,969,0002,031
Salaries and employee benefits$5,433,0001,825
Premises and equipment expense$1,374,0001,960
Additional noninterest expense$3,162,0002,244
Pre-tax net operating income$8,726,000493
Securities gains (losses)$-139,0007,348
Applicable income taxes$5,0004,022
Income before extraordinary items$8,582,000385
Extraordinary gains, net$034
Net income$8,582,000384
Minority interest net income$0115
Net income of bank and minority interests.$8,582,000385
Net charge-offs$413,0004,039
Cash dividends$4,615,000376
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$8,721,000372
2009-09-30 (YTD Data)Rank
Total interest income$18,899,0001,382
Total interest expense$7,507,0001,251
Net interest income$11,392,0001,469
Provision for loan and lease losses$360,0004,326
Total noninterest income$2,995,0001,324
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,017,0001,272
Trading account gains and fees$0212
Additional Noninterest Income$1,978,0001,159
Total noninterest expense$7,574,0001,991
Salaries and employee benefits$4,000,0001,873
Premises and equipment expense$1,039,0001,959
Additional noninterest expense$2,535,0002,082
Pre-tax net operating income$6,453,000527
Securities gains (losses)$-82,0007,444
Applicable income taxes$5,0004,212
Income before extraordinary items$6,366,000412
Extraordinary gains, net$027
Net income$6,366,000410
Minority interest net income$0118
Net income of bank and minority interests.$6,366,000412
Net charge-offs$220,0004,145
Cash dividends$3,654,000344
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$6,448,000403
2009-06-30 (YTD Data)Rank
Total interest income$12,500,0001,422
Total interest expense$5,024,0001,312
Net interest income$7,476,0001,500
Provision for loan and lease losses$240,0004,070
Total noninterest income$1,187,0001,925
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$591,0001,435
Trading account gains and fees$0193
Additional Noninterest Income$596,0001,999
Total noninterest expense$5,005,0002,029
Salaries and employee benefits$2,637,0001,921
Premises and equipment expense$691,0001,987
Additional noninterest expense$1,677,0002,115
Pre-tax net operating income$3,418,000673
Securities gains (losses)$18,0002,372
Applicable income taxes$5,0004,239
Income before extraordinary items$3,431,000512
Extraordinary gains, net$021
Net income$3,431,000510
Minority interest net income$0112
Net income of bank and minority interests.$3,431,000512
Net charge-offs$141,0003,846
Cash dividends$2,620,000340
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$3,413,000498
2009-03-31 (YTD Data)Rank
Total interest income$6,154,0001,471
Total interest expense$2,489,0001,385
Net interest income$3,665,0001,518
Provision for loan and lease losses$120,0003,591
Total noninterest income$557,0001,981
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$272,0001,501
Trading account gains and fees$0171
Additional Noninterest Income$285,0002,028
Total noninterest expense$2,495,0001,996
Salaries and employee benefits$1,316,0001,955
Premises and equipment expense$386,0001,829
Additional noninterest expense$793,0002,010
Pre-tax net operating income$1,607,000790
Securities gains (losses)$18,0001,721
Applicable income taxes$5,0004,285
Income before extraordinary items$1,620,000616
Extraordinary gains, net$015
Net income$1,620,000616
Minority interest net income$0102
Net income of bank and minority interests.$1,620,000618
Net charge-offs$14,0004,567
Cash dividends$1,660,000262
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,602,000590
2008-12-31 (YTD Data)Rank
Total interest income$26,151,0001,484
Total interest expense$11,637,0001,404
Net interest income$14,514,0001,544
Provision for loan and lease losses$545,0003,676
Total noninterest income$2,055,0002,101
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,386,0001,300
Trading account gains and fees$0154
Additional Noninterest Income$669,0002,721
Total noninterest expense$9,456,0002,040
Salaries and employee benefits$5,271,0001,917
Premises and equipment expense$1,639,0001,680
Additional noninterest expense$2,546,0002,307
Pre-tax net operating income$6,568,000848
Securities gains (losses)$69,0001,391
Applicable income taxes$5,0004,660
Income before extraordinary items$6,632,000595
Extraordinary gains, net$039
Net income$6,632,000595
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$321,0003,441
Cash dividends$4,341,000639
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$6,563,000648
2008-09-30 (YTD Data)Rank
Total interest income$19,504,0001,532
Total interest expense$8,923,0001,428
Net interest income$10,581,0001,597
Provision for loan and lease losses$255,0003,815
Total noninterest income$1,587,0002,119
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,056,0001,285
Trading account gains and fees$0148
Additional Noninterest Income$531,0002,718
Total noninterest expense$7,239,0001,987
Salaries and employee benefits$3,976,0001,946
Premises and equipment expense$1,427,0001,463
Additional noninterest expense$1,836,0002,322
Pre-tax net operating income$4,674,0001,079
Securities gains (losses)$69,0001,205
Applicable income taxes$5,0005,028
Income before extraordinary items$4,738,000772
Extraordinary gains, net$031
Net income$4,738,000771
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$134,0003,581
Cash dividends$3,816,000594
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,669,000828
2008-06-30 (YTD Data)Rank
Total interest income$12,970,0001,561
Total interest expense$6,100,0001,446
Net interest income$6,870,0001,638
Provision for loan and lease losses$165,0003,451
Total noninterest income$1,046,0002,167
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$681,0001,304
Trading account gains and fees$0149
Additional Noninterest Income$365,0002,713
Total noninterest expense$4,573,0002,106
Salaries and employee benefits$2,631,0001,976
Premises and equipment expense$775,0001,769
Additional noninterest expense$1,167,0002,402
Pre-tax net operating income$3,178,0001,110
Securities gains (losses)$69,0001,213
Applicable income taxes$5,0005,215
Income before extraordinary items$3,242,000835
Extraordinary gains, net$021
Net income$3,242,000834
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0003,288
Cash dividends$2,796,000588
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,173,000841
2008-03-31 (YTD Data)Rank
Total interest income$6,565,0001,584
Total interest expense$3,185,0001,475
Net interest income$3,380,0001,647
Provision for loan and lease losses$90,0002,858
Total noninterest income$504,0002,226
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$326,0001,338
Trading account gains and fees$0158
Additional Noninterest Income$178,0002,749
Total noninterest expense$2,299,0002,085
Salaries and employee benefits$1,319,0001,994
Premises and equipment expense$429,0001,630
Additional noninterest expense$551,0002,492
Pre-tax net operating income$1,495,0001,264
Securities gains (losses)$02,688
Applicable income taxes$5,0005,114
Income before extraordinary items$1,490,0001,014
Extraordinary gains, net$015
Net income$1,490,0001,017
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0002,711
Cash dividends$1,761,000479
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,490,000968
2007-12-31 (YTD Data)Rank
Total interest income$26,427,0001,630
Total interest expense$12,803,0001,574
Net interest income$13,624,0001,656
Provision for loan and lease losses$460,0002,465
Total noninterest income$2,299,0002,006
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,340,0001,333
Trading account gains and fees$0178
Additional Noninterest Income$959,0002,276
Total noninterest expense$8,337,0002,197
Salaries and employee benefits$5,028,0001,993
Premises and equipment expense$1,039,0002,482
Additional noninterest expense$2,270,0002,373
Pre-tax net operating income$7,126,0001,187
Securities gains (losses)$02,146
Applicable income taxes$5,0005,774
Income before extraordinary items$7,121,000908
Extraordinary gains, net$039
Net income$7,121,000906
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$236,0002,617
Cash dividends$4,404,000833
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$7,121,000894
2007-09-30 (YTD Data)Rank
Total interest income$19,613,0001,648
Total interest expense$9,447,0001,592
Net interest income$10,166,0001,674
Provision for loan and lease losses$270,0002,452
Total noninterest income$1,769,0001,967
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,001,0001,316
Trading account gains and fees$0184
Additional Noninterest Income$768,0002,175
Total noninterest expense$6,120,0002,218
Salaries and employee benefits$3,732,0002,006
Premises and equipment expense$715,0002,667
Additional noninterest expense$1,673,0002,368
Pre-tax net operating income$5,545,0001,233
Securities gains (losses)$01,655
Applicable income taxes$5,0005,890
Income before extraordinary items$5,540,000937
Extraordinary gains, net$033
Net income$5,540,000935
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$172,0002,161
Cash dividends$3,645,000745
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$5,540,000919
2007-06-30 (YTD Data)Rank
Total interest income$12,884,0001,686
Total interest expense$6,165,0001,634
Net interest income$6,719,0001,714
Provision for loan and lease losses$180,0002,301
Total noninterest income$1,071,0002,127
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$655,0001,345
Trading account gains and fees$0168
Additional Noninterest Income$416,0002,521
Total noninterest expense$4,072,0002,239
Salaries and employee benefits$2,472,0002,066
Premises and equipment expense$469,0002,717
Additional noninterest expense$1,131,0002,351
Pre-tax net operating income$3,538,0001,341
Securities gains (losses)$01,444
Applicable income taxes$5,0005,893
Income before extraordinary items$3,533,0001,025
Extraordinary gains, net$029
Net income$3,533,0001,024
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0002,043
Cash dividends$2,610,000714
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,533,0001,006
2007-03-31 (YTD Data)Rank
Total interest income$6,322,0001,713
Total interest expense$3,001,0001,660
Net interest income$3,321,0001,733
Provision for loan and lease losses$90,0002,153
Total noninterest income$513,0002,176
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$307,0001,394
Trading account gains and fees$0195
Additional Noninterest Income$206,0002,500
Total noninterest expense$2,014,0002,275
Salaries and employee benefits$1,224,0002,095
Premises and equipment expense$206,0003,033
Additional noninterest expense$584,0002,239
Pre-tax net operating income$1,730,0001,353
Securities gains (losses)$01,187
Applicable income taxes$5,0005,693
Income before extraordinary items$1,725,0001,023
Extraordinary gains, net$022
Net income$1,725,0001,022
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0003,481
Cash dividends$1,575,000561
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,725,0001,006
2006-12-31 (YTD Data)Rank
Total interest income$23,721,0001,704
Total interest expense$10,284,0001,636
Net interest income$13,437,0001,711
Provision for loan and lease losses$420,0002,183
Total noninterest income$2,152,0002,114
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,427,0001,248
Trading account gains and fees$0130
Additional Noninterest Income$725,0002,723
Total noninterest expense$8,104,0002,181
Salaries and employee benefits$4,941,0001,972
Premises and equipment expense$995,0002,490
Additional noninterest expense$2,168,0002,386
Pre-tax net operating income$7,065,0001,394
Securities gains (losses)$01,687
Applicable income taxes$5,0006,317
Income before extraordinary items$7,060,0001,053
Extraordinary gains, net$051
Net income$7,060,0001,053
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$207,0002,138
Cash dividends$4,170,000838
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$7,060,0001,045
2006-09-30 (YTD Data)Rank
Total interest income$17,434,0001,721
Total interest expense$7,362,0001,668
Net interest income$10,072,0001,725
Provision for loan and lease losses$270,0002,327
Total noninterest income$1,634,0002,099
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,082,0001,238
Trading account gains and fees$0126
Additional Noninterest Income$552,0002,705
Total noninterest expense$5,909,0002,234
Salaries and employee benefits$3,655,0001,989
Premises and equipment expense$687,0002,690
Additional noninterest expense$1,567,0002,450
Pre-tax net operating income$5,527,0001,386
Securities gains (losses)$01,388
Applicable income taxes$5,0006,397
Income before extraordinary items$5,522,0001,053
Extraordinary gains, net$045
Net income$5,522,0001,052
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$131,0001,979
Cash dividends$3,375,000751
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$5,522,0001,041
2006-06-30 (YTD Data)Rank
Total interest income$11,367,0001,725
Total interest expense$4,660,0001,667
Net interest income$6,707,0001,726
Provision for loan and lease losses$180,0002,262
Total noninterest income$1,097,0002,077
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$723,0001,229
Trading account gains and fees$0126
Additional Noninterest Income$374,0002,662
Total noninterest expense$3,894,0002,269
Salaries and employee benefits$2,394,0002,041
Premises and equipment expense$471,0002,607
Additional noninterest expense$1,029,0002,492
Pre-tax net operating income$3,730,0001,353
Securities gains (losses)$01,185
Applicable income taxes$5,0006,332
Income before extraordinary items$3,725,0001,028
Extraordinary gains, net$039
Net income$3,725,0001,029
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0002,324
Cash dividends$2,430,000700
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,725,0001,013
2006-03-31 (YTD Data)Rank
Total interest income$5,547,0001,715
Total interest expense$2,251,0001,634
Net interest income$3,296,0001,745
Provision for loan and lease losses$90,0002,132
Total noninterest income$529,0002,104
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$341,0001,266
Trading account gains and fees$0115
Additional Noninterest Income$188,0002,596
Total noninterest expense$1,845,0002,390
Salaries and employee benefits$1,170,0002,102
Premises and equipment expense$217,0002,811
Additional noninterest expense$458,0002,763
Pre-tax net operating income$1,890,0001,313
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$1,890,0001,012
Extraordinary gains, net$021
Net income$1,890,0001,011
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0001,503
Cash dividends$1,455,000555
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,890,000993
2005-12-31 (YTD Data)Rank
Total interest income$20,704,0001,630
Total interest expense$7,395,0001,534
Net interest income$13,309,0001,642
Provision for loan and lease losses$300,0002,799
Total noninterest income$2,011,0002,200
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,404,0001,263
Trading account gains and fees$0138
Additional Noninterest Income$607,0003,032
Total noninterest expense$7,583,0002,205
Salaries and employee benefits$4,535,0002,025
Premises and equipment expense$982,0002,407
Additional noninterest expense$2,066,0002,411
Pre-tax net operating income$7,437,0001,286
Securities gains (losses)$-95,0008,410
Applicable income taxes$5,0006,664
Income before extraordinary items$7,337,000987
Extraordinary gains, net$046
Net income$7,337,000987
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$251,0001,975
Cash dividends$3,990,000819
Sale, conversion, retirement of capital stock, net$0934
Net operating income$7,432,000955
2005-09-30 (YTD Data)Rank
Total interest income$15,107,0001,639
Total interest expense$5,263,0001,527
Net interest income$9,844,0001,650
Provision for loan and lease losses$210,0002,870
Total noninterest income$1,474,0002,236
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,032,0001,275
Trading account gains and fees$0126
Additional Noninterest Income$442,0003,101
Total noninterest expense$5,609,0002,211
Salaries and employee benefits$3,346,0002,046
Premises and equipment expense$714,0002,464
Additional noninterest expense$1,549,0002,367
Pre-tax net operating income$5,499,0001,305
Securities gains (losses)$02,317
Applicable income taxes$5,0006,684
Income before extraordinary items$5,494,000981
Extraordinary gains, net$035
Net income$5,494,000982
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$179,0001,809
Cash dividends$2,940,000769
Sale, conversion, retirement of capital stock, net$0769
Net operating income$5,494,000962
2005-06-30 (YTD Data)Rank
Total interest income$9,738,0001,648
Total interest expense$3,339,0001,508
Net interest income$6,399,0001,678
Provision for loan and lease losses$120,0003,004
Total noninterest income$950,0002,263
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$660,0001,303
Trading account gains and fees$0116
Additional Noninterest Income$290,0003,128
Total noninterest expense$3,650,0002,250
Salaries and employee benefits$2,186,0002,074
Premises and equipment expense$488,0002,386
Additional noninterest expense$976,0002,490
Pre-tax net operating income$3,579,0001,309
Securities gains (losses)$02,146
Applicable income taxes$5,0006,626
Income before extraordinary items$3,574,000974
Extraordinary gains, net$030
Net income$3,574,000974
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$116,0001,738
Cash dividends$2,085,000692
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,574,000954
2005-03-31 (YTD Data)Rank
Total interest income$4,714,0001,668
Total interest expense$1,583,0001,513
Net interest income$3,131,0001,709
Provision for loan and lease losses$45,0003,327
Total noninterest income$474,0002,214
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$317,0001,297
Trading account gains and fees$0115
Additional Noninterest Income$157,0002,889
Total noninterest expense$1,759,0002,349
Salaries and employee benefits$1,084,0002,107
Premises and equipment expense$240,0002,439
Additional noninterest expense$435,0002,788
Pre-tax net operating income$1,801,0001,274
Securities gains (losses)$01,685
Applicable income taxes$5,0006,381
Income before extraordinary items$1,796,000966
Extraordinary gains, net$024
Net income$1,796,000967
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0001,489
Cash dividends$1,230,000543
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,796,000944
2004-12-31 (YTD Data)Rank
Total interest income$18,241,0001,580
Total interest expense$6,098,0001,347
Net interest income$12,143,0001,671
Provision for loan and lease losses$270,0003,102
Total noninterest income$2,032,0002,174
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,410,0001,261
Trading account gains and fees$0138
Additional Noninterest Income$622,0002,919
Total noninterest expense$7,202,0002,209
Salaries and employee benefits$4,398,0001,985
Premises and equipment expense$958,0002,384
Additional noninterest expense$1,846,0002,597
Pre-tax net operating income$6,703,0001,288
Securities gains (losses)$-4,0008,021
Applicable income taxes$5,0006,914
Income before extraordinary items$6,694,000990
Extraordinary gains, net$034
Net income$6,694,000991
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$251,0002,242
Cash dividends$3,570,000839
Sale, conversion, retirement of capital stock, net$0872
Net operating income$6,698,000955
2004-09-30 (YTD Data)Rank
Total interest income$13,467,0001,586
Total interest expense$4,540,0001,329
Net interest income$8,927,0001,689
Provision for loan and lease losses$225,0002,754
Total noninterest income$1,522,0002,186
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,067,0001,257
Trading account gains and fees$0134
Additional Noninterest Income$455,0002,966
Total noninterest expense$5,197,0002,287
Salaries and employee benefits$3,174,0002,061
Premises and equipment expense$700,0002,420
Additional noninterest expense$1,323,0002,666
Pre-tax net operating income$5,027,0001,301
Securities gains (losses)$-5,0008,357
Applicable income taxes$5,0006,948
Income before extraordinary items$5,017,000998
Extraordinary gains, net$026
Net income$5,017,000999
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0003,818
Cash dividends$2,970,000710
Sale, conversion, retirement of capital stock, net$0738
Net operating income$5,022,000958
2004-06-30 (YTD Data)Rank
Total interest income$8,787,0001,606
Total interest expense$3,022,0001,309
Net interest income$5,765,0001,730
Provision for loan and lease losses$150,0002,691
Total noninterest income$978,0002,233
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$699,0001,263
Trading account gains and fees$0130
Additional Noninterest Income$279,0003,116
Total noninterest expense$3,465,0002,290
Salaries and employee benefits$2,125,0002,051
Premises and equipment expense$475,0002,388
Additional noninterest expense$865,0002,722
Pre-tax net operating income$3,128,0001,357
Securities gains (losses)$-5,0008,574
Applicable income taxes$5,0006,869
Income before extraordinary items$3,118,0001,061
Extraordinary gains, net$021
Net income$3,118,0001,062
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0002,968
Cash dividends$2,145,000661
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,123,0001,012
2004-03-31 (YTD Data)Rank
Total interest income$4,243,0001,660
Total interest expense$1,519,0001,318
Net interest income$2,724,0001,827
Provision for loan and lease losses$75,0002,550
Total noninterest income$461,0002,285
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$318,0001,348
Trading account gains and fees$0121
Additional Noninterest Income$143,0003,020
Total noninterest expense$1,730,0002,303
Salaries and employee benefits$1,098,0002,005
Premises and equipment expense$242,0002,382
Additional noninterest expense$390,0002,987
Pre-tax net operating income$1,380,0001,507
Securities gains (losses)$-4,0008,823
Applicable income taxes$5,0006,601
Income before extraordinary items$1,371,0001,191
Extraordinary gains, net$016
Net income$1,371,0001,191
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0004,134
Cash dividends$1,320,000518
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,375,0001,125
2003-12-31 (YTD Data)Rank
Total interest income$17,735,0001,615
Total interest expense$6,645,0001,331
Net interest income$11,090,0001,759
Provision for loan and lease losses$300,0003,140
Total noninterest income$1,939,0002,369
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,381,0001,258
Trading account gains and fees$0160
Additional Noninterest Income$558,0003,388
Total noninterest expense$7,000,0002,256
Salaries and employee benefits$4,101,0002,075
Premises and equipment expense$972,0002,310
Additional noninterest expense$1,927,0002,498
Pre-tax net operating income$5,729,0001,444
Securities gains (losses)$498,000749
Applicable income taxes$5,0007,192
Income before extraordinary items$6,222,0001,026
Extraordinary gains, net$054
Net income$6,222,0001,027
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$167,0003,175
Cash dividends$3,423,000893
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,724,0001,063
2003-09-30 (YTD Data)Rank
Total interest income$13,468,0001,626
Total interest expense$5,052,0001,375
Net interest income$8,416,0001,746
Provision for loan and lease losses$225,0003,052
Total noninterest income$1,448,0002,418
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,038,0001,260
Trading account gains and fees$0153
Additional Noninterest Income$410,0003,485
Total noninterest expense$5,143,0002,300
Salaries and employee benefits$3,048,0002,096
Premises and equipment expense$680,0002,483
Additional noninterest expense$1,415,0002,524
Pre-tax net operating income$4,496,0001,429
Securities gains (losses)$501,000683
Applicable income taxes$5,0007,232
Income before extraordinary items$4,992,0001,013
Extraordinary gains, net$040
Net income$4,992,0001,013
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0003,610
Cash dividends$3,033,000720
Sale, conversion, retirement of capital stock, net$0722
Net operating income$4,491,0001,051
2003-06-30 (YTD Data)Rank
Total interest income$8,988,0001,634
Total interest expense$3,416,0001,418
Net interest income$5,572,0001,746
Provision for loan and lease losses$150,0003,000
Total noninterest income$961,0002,424
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$680,0001,269
Trading account gains and fees$0150
Additional Noninterest Income$281,0003,429
Total noninterest expense$3,412,0002,300
Salaries and employee benefits$2,024,0002,099
Premises and equipment expense$433,0002,570
Additional noninterest expense$955,0002,471
Pre-tax net operating income$2,971,0001,437
Securities gains (losses)$537,000551
Applicable income taxes$5,0007,181
Income before extraordinary items$3,503,000959
Extraordinary gains, net$030
Net income$3,503,000959
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0003,822
Cash dividends$2,142,000697
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,966,0001,051
2003-03-31 (YTD Data)Rank
Total interest income$4,478,0001,654
Total interest expense$1,708,0001,452
Net interest income$2,770,0001,753
Provision for loan and lease losses$75,0002,805
Total noninterest income$480,0002,357
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$338,0001,233
Trading account gains and fees$0134
Additional Noninterest Income$142,0003,320
Total noninterest expense$1,628,0002,384
Salaries and employee benefits$1,015,0002,078
Premises and equipment expense$211,0002,633
Additional noninterest expense$402,0002,849
Pre-tax net operating income$1,547,0001,383
Securities gains (losses)$-4,0009,096
Applicable income taxes$5,0006,893
Income before extraordinary items$1,538,0001,077
Extraordinary gains, net$021
Net income$1,538,0001,076
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,0008,858
Cash dividends$1,251,000560
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,542,0001,002
2002-12-31 (YTD Data)Rank
Total interest income$19,411,0001,585
Total interest expense$7,266,0001,558
Net interest income$12,145,0001,593
Provision for loan and lease losses$300,0003,409
Total noninterest income$2,014,0002,118
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,446,0001,117
Trading account gains and fees$0153
Additional Noninterest Income$568,0003,060
Total noninterest expense$6,755,0002,214
Salaries and employee benefits$3,975,0002,008
Premises and equipment expense$879,0002,462
Additional noninterest expense$1,901,0002,427
Pre-tax net operating income$7,104,0001,189
Securities gains (losses)$-3,0008,756
Applicable income taxes$-1,0008,792
Income before extraordinary items$7,102,000880
Extraordinary gains, net$070
Net income$7,102,000878
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$259,0002,609
Cash dividends$4,059,000734
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,105,000852
2001-12-31 (YTD Data)Rank
Total interest income$21,217,0001,596
Total interest expense$9,717,0001,671
Net interest income$11,500,0001,548
Provision for loan and lease losses$330,0003,018
Total noninterest income$1,825,0002,165
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,231,0001,216
Trading account gains and fees$0177
Additional Noninterest Income$594,0002,849
Total noninterest expense$6,446,0002,223
Salaries and employee benefits$3,812,0001,974
Premises and equipment expense$932,0002,290
Additional noninterest expense$1,702,0002,590
Pre-tax net operating income$6,549,0001,134
Securities gains (losses)$04,612
Applicable income taxes$133,0005,630
Income before extraordinary items$6,416,000863
Extraordinary gains, net$0105
Net income$6,416,000865
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$259,0002,441
Cash dividends$3,660,000777
Sale, conversion, retirement of capital stock, net$0922
Net operating income$6,416,000817
2000-12-31 (YTD Data)Rank
Total interest income$21,349,0001,613
Total interest expense$10,257,0001,675
Net interest income$11,092,0001,578
Provision for loan and lease losses$260,0003,149
Total noninterest income$1,641,0002,190
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,057,0001,289
Trading account gains and fees$0180
Additional Noninterest Income$584,0002,672
Total noninterest expense$6,017,0002,274
Salaries and employee benefits$3,454,0002,063
Premises and equipment expense$764,0002,682
Additional noninterest expense$1,799,0002,385
Pre-tax net operating income$6,456,0001,157
Securities gains (losses)$-3,0007,730
Applicable income taxes$720,0002,724
Income before extraordinary items$5,733,000921
Extraordinary gains, net$038
Net income$5,733,000921
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$119,0003,278
Cash dividends$3,045,000942
Sale, conversion, retirement of capital stock, net$0969
Net operating income$5,735,670924
1999-12-31 (YTD Data)Rank
Total interest income$19,773,0001,643
Total interest expense$9,393,0001,600
Net interest income$10,380,0001,683
Provision for loan and lease losses$195,0003,609
Total noninterest income$1,517,0002,279
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$916,0001,418
Trading account gains and fees$0173
Additional Noninterest Income$601,0002,626
Total noninterest expense$5,590,0002,425
Salaries and employee benefits$3,168,0002,217
Premises and equipment expense$724,0002,793
Additional noninterest expense$1,698,0002,544
Pre-tax net operating income$6,112,0001,254
Securities gains (losses)$2,0002,566
Applicable income taxes$549,0003,434
Income before extraordinary items$5,565,000994
Extraordinary gains, net$035
Net income$5,565,000994
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$176,0002,589
Cash dividends$4,905,000676
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$5,563,180978
1998-12-31 (YTD Data)Rank
Total interest income$19,440,0001,675
Total interest expense$9,200,0001,672
Net interest income$10,240,0001,667
Provision for loan and lease losses$265,0002,894
Total noninterest income$1,370,0002,434
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$839,0001,503
Trading account gains and fees$0224
Additional Noninterest Income$531,0002,867
Total noninterest expense$5,359,0002,425
Salaries and employee benefits$3,069,0002,202
Premises and equipment expense$754,0002,581
Additional noninterest expense$1,536,0002,709
Pre-tax net operating income$5,986,0001,258
Securities gains (losses)$3,0003,720
Applicable income taxes$830,0002,656
Income before extraordinary items$5,159,0001,044
Extraordinary gains, net$032
Net income$5,159,0001,044
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$265,0002,020
Cash dividends$5,580,000589
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$5,156,4201,005
1997-12-31 (YTD Data)Rank
Total interest income$18,308,0001,803
Total interest expense$8,548,0001,816
Net interest income$9,760,0001,787
Provision for loan and lease losses$240,0003,015
Total noninterest income$1,447,0002,273
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$873,0001,481
Trading account gains and fees$0239
Additional Noninterest Income$574,0002,572
Total noninterest expense$5,202,0002,474
Salaries and employee benefits$2,840,0002,335
Premises and equipment expense$766,0002,518
Additional noninterest expense$1,596,0002,575
Pre-tax net operating income$5,765,0001,346
Securities gains (losses)$-3,0009,416
Applicable income taxes$1,859,0001,410
Income before extraordinary items$3,903,0001,405
Extraordinary gains, net$044
Net income$3,903,0001,406
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$134,0003,231
Cash dividends$1,245,0001,843
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,905,0401,362
1996-12-31 (YTD Data)Rank
Total interest income$17,283,0001,956
Total interest expense$8,036,0001,956
Net interest income$9,247,0001,938
Provision for loan and lease losses$205,0003,345
Total noninterest income$2,560,0001,524
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$860,0001,554
Trading account gains and fees$0262
Additional Noninterest Income$1,700,0001,296
Total noninterest expense$5,061,0002,699
Salaries and employee benefits$2,712,0002,459
Premises and equipment expense$736,0002,657
Additional noninterest expense$1,613,0002,940
Pre-tax net operating income$6,541,0001,130
Securities gains (losses)$-3,0009,684
Applicable income taxes$2,380,0001,050
Income before extraordinary items$4,158,0001,212
Extraordinary gains, net$053
Net income$4,158,0001,214
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$154,0003,113
Cash dividends$1,380,0001,688
Sale, conversion, retirement of capital stock, net$0953
Net operating income$4,159,9201,191
1995-12-31 (YTD Data)Rank
Total interest income$16,103,0002,087
Total interest expense$7,707,0002,028
Net interest income$8,396,0002,137
Provision for loan and lease losses$135,0003,846
Total noninterest income$1,278,0002,575
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$776,0001,755
Trading account gains and fees$0522
Additional Noninterest Income$502,0002,873
Total noninterest expense$4,588,0002,932
Salaries and employee benefits$2,257,0002,950
Premises and equipment expense$788,0002,514
Additional noninterest expense$1,543,0003,015
Pre-tax net operating income$4,951,0001,526
Securities gains (losses)$03,831
Applicable income taxes$1,840,0001,368
Income before extraordinary items$3,111,0001,640
Extraordinary gains, net$065
Net income$3,111,0001,639
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0004,068
Cash dividends$960,0002,133
Sale, conversion, retirement of capital stock, net$0809
Net operating income$3,111,0001,616
1994-12-31 (YTD Data)Rank
Total interest income$13,663,0002,241
Total interest expense$6,167,0002,028
Net interest income$7,496,0002,414
Provision for loan and lease losses$155,0003,534
Total noninterest income$1,294,0002,588
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$795,0001,698
Trading account gains and fees$0475
Additional Noninterest Income$499,0002,951
Total noninterest expense$4,388,0003,137
Salaries and employee benefits$2,143,0003,082
Premises and equipment expense$794,0002,544
Additional noninterest expense$1,451,0003,414
Pre-tax net operating income$4,247,0001,688
Securities gains (losses)$03,600
Applicable income taxes$1,525,0001,539
Income before extraordinary items$2,722,0001,792
Extraordinary gains, net$0249
Net income$2,722,0001,791
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0004,622
Cash dividends$900,0002,071
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,722,0001,799
1993-12-31 (YTD Data)Rank
Total interest income$13,125,0002,355
Total interest expense$5,885,0002,202
Net interest income$7,240,0002,477
Provision for loan and lease losses$115,0005,422
Total noninterest income$1,300,0002,739
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$764,0001,794
Trading account gains and fees$0532
Additional Noninterest Income$536,0003,111
Total noninterest expense$4,356,0003,212
Salaries and employee benefits$2,098,0003,127
Premises and equipment expense$760,0002,680
Additional noninterest expense$1,498,0003,510
Pre-tax net operating income$4,069,0001,699
Securities gains (losses)$2,0006,773
Applicable income taxes$1,368,0001,705
Income before extraordinary items$2,703,0001,842
Extraordinary gains, net$128,0001,362
Net income$2,831,0001,836
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0005,115
Cash dividends$780,0002,198
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,701,6801,739
1992-12-31 (YTD Data)Rank
Total interest income$14,310,0002,448
Total interest expense$7,278,0002,327
Net interest income$7,032,0002,577
Provision for loan and lease losses$160,0005,897
Total noninterest income$1,179,0002,908
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$717,0001,888
Trading account gains and fees$0504
Additional Noninterest Income$462,0003,356
Total noninterest expense$4,265,0003,304
Salaries and employee benefits$2,048,0003,155
Premises and equipment expense$725,0002,843
Additional noninterest expense$1,492,0003,618
Pre-tax net operating income$3,786,0001,643
Securities gains (losses)$26,0005,197
Applicable income taxes$1,375,0001,557
Income before extraordinary items$2,437,0001,868
Extraordinary gains, net$01,422
Net income$2,437,0001,892
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$136,0005,139
Cash dividends$780,0001,958
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,420,3601,729

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.