Home > The First National Bank of Belen > Income and Expense
The First National Bank of Belen, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $15,243,000 | 2,040 |
| Total interest expense | $5,476,000 | 2,272 |
| Net interest income | $9,767,000 | 1,848 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $2,076,000 | 1,799 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,426,000 | 919 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $650,000 | 2,458 |
| Total noninterest expense | $13,869,000 | 1,085 |
| Salaries and employee benefits | $3,629,000 | 1,844 |
| Premises and equipment expense | $1,606,000 | 1,304 |
| Additional noninterest expense | $8,634,000 | 780 |
| Pre-tax net operating income | $-2,026,000 | 12,525 |
| Securities gains (losses) | $-2,858,000 | 12,519 |
| Applicable income taxes | $-1,948,000 | 12,554 |
| Income before extraordinary items | $-2,936,000 | 12,524 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-2,936,000 | 12,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,169,000 | 12,578 |
| Cash dividends | $1,050,000 | 1,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-1,106,880 | 12,438 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $14,735,000 | 2,124 |
| Total interest expense | $5,581,000 | 2,321 |
| Net interest income | $9,154,000 | 1,970 |
| Provision for loan and lease losses | $-675,000 | 13,195 |
| Total noninterest income | $1,983,000 | 1,996 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,468,000 | 899 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $515,000 | 3,207 |
| Total noninterest expense | $8,031,000 | 1,855 |
| Salaries and employee benefits | $3,732,000 | 1,792 |
| Premises and equipment expense | $1,671,000 | 1,278 |
| Additional noninterest expense | $2,628,000 | 2,123 |
| Pre-tax net operating income | $3,781,000 | 1,823 |
| Securities gains (losses) | $92,000 | 2,615 |
| Applicable income taxes | $1,136,000 | 2,018 |
| Income before extraordinary items | $2,737,000 | 1,820 |
| Extraordinary gains, net | $103,000 | 1,537 |
| Net income | $2,840,000 | 1,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $298,000 | 2,484 |
| Cash dividends | $1,100,000 | 1,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,671,680 | 1,762 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $16,491,000 | 2,153 |
| Total interest expense | $7,464,000 | 2,274 |
| Net interest income | $9,027,000 | 2,028 |
| Provision for loan and lease losses | $1,490,000 | 1,410 |
| Total noninterest income | $1,786,000 | 2,097 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,519,000 | 858 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $267,000 | 4,754 |
| Total noninterest expense | $7,800,000 | 1,926 |
| Salaries and employee benefits | $3,499,000 | 1,879 |
| Premises and equipment expense | $1,625,000 | 1,345 |
| Additional noninterest expense | $2,676,000 | 2,198 |
| Pre-tax net operating income | $1,523,000 | 3,992 |
| Securities gains (losses) | $573,000 | 974 |
| Applicable income taxes | $369,000 | 5,101 |
| Income before extraordinary items | $1,727,000 | 2,659 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,727,000 | 2,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,994,000 | 965 |
| Cash dividends | $100,000 | 6,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,257,140 | 3,379 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.