Home > The First National Bank of Belden > Income and Expense
The First National Bank of Belden, Income and Expense
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,153,000 | 7,342 |
| Total interest expense | $435,000 | 7,140 |
| Net interest income | $718,000 | 7,388 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $50,000 | 7,867 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $36,000 | 6,669 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $14,000 | 7,856 |
| Total noninterest expense | $420,000 | 7,984 |
| Salaries and employee benefits | $249,000 | 7,909 |
| Premises and equipment expense | $38,000 | 8,135 |
| Additional noninterest expense | $133,000 | 7,802 |
| Pre-tax net operating income | $348,000 | 6,169 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $348,000 | 5,700 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $348,000 | 5,701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,365 |
| Cash dividends | $300,000 | 3,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $348,000 | 5,693 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $538,000 | 7,471 |
| Total interest expense | $208,000 | 7,163 |
| Net interest income | $330,000 | 7,555 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $22,000 | 7,973 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $13,000 | 6,977 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $9,000 | 7,631 |
| Total noninterest expense | $199,000 | 8,075 |
| Salaries and employee benefits | $124,000 | 7,930 |
| Premises and equipment expense | $18,000 | 8,165 |
| Additional noninterest expense | $57,000 | 8,006 |
| Pre-tax net operating income | $153,000 | 6,376 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $153,000 | 5,915 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $153,000 | 5,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $300,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $153,000 | 5,919 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,981,000 | 7,472 |
| Total interest expense | $633,000 | 7,235 |
| Net interest income | $1,348,000 | 7,499 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $76,000 | 8,183 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $67,000 | 6,794 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $9,000 | 8,436 |
| Total noninterest expense | $865,000 | 7,968 |
| Salaries and employee benefits | $512,000 | 7,857 |
| Premises and equipment expense | $88,000 | 7,987 |
| Additional noninterest expense | $265,000 | 7,841 |
| Pre-tax net operating income | $559,000 | 6,546 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $559,000 | 6,147 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $559,000 | 6,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,244 |
| Cash dividends | $280,000 | 4,498 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $559,000 | 6,111 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,440,000 | 7,549 |
| Total interest expense | $438,000 | 7,330 |
| Net interest income | $1,002,000 | 7,555 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $55,000 | 8,250 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $48,000 | 6,889 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $7,000 | 8,472 |
| Total noninterest expense | $639,000 | 7,986 |
| Salaries and employee benefits | $372,000 | 7,887 |
| Premises and equipment expense | $66,000 | 8,018 |
| Additional noninterest expense | $201,000 | 7,824 |
| Pre-tax net operating income | $418,000 | 6,715 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $418,000 | 6,272 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $418,000 | 6,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,073 |
| Cash dividends | $280,000 | 3,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $418,000 | 6,236 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $913,000 | 7,632 |
| Total interest expense | $268,000 | 7,392 |
| Net interest income | $645,000 | 7,635 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $36,000 | 8,267 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $31,000 | 6,910 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $5,000 | 8,453 |
| Total noninterest expense | $413,000 | 8,037 |
| Salaries and employee benefits | $242,000 | 7,934 |
| Premises and equipment expense | $41,000 | 8,078 |
| Additional noninterest expense | $130,000 | 7,857 |
| Pre-tax net operating income | $268,000 | 6,787 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $268,000 | 6,367 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $268,000 | 6,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,718 |
| Cash dividends | $280,000 | 3,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $268,000 | 6,314 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $442,000 | 7,727 |
| Total interest expense | $122,000 | 7,539 |
| Net interest income | $320,000 | 7,713 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $17,000 | 8,358 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $14,000 | 7,031 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,000 | 8,454 |
| Total noninterest expense | $197,000 | 8,164 |
| Salaries and employee benefits | $116,000 | 8,073 |
| Premises and equipment expense | $20,000 | 8,171 |
| Additional noninterest expense | $61,000 | 8,018 |
| Pre-tax net operating income | $140,000 | 6,689 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $140,000 | 6,259 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $140,000 | 6,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,481 |
| Cash dividends | $280,000 | 1,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $140,000 | 6,211 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,677,000 | 7,709 |
| Total interest expense | $417,000 | 7,620 |
| Net interest income | $1,260,000 | 7,676 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $73,000 | 8,381 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $60,000 | 7,117 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $13,000 | 8,436 |
| Total noninterest expense | $800,000 | 8,154 |
| Salaries and employee benefits | $403,000 | 8,297 |
| Premises and equipment expense | $85,000 | 8,146 |
| Additional noninterest expense | $312,000 | 7,636 |
| Pre-tax net operating income | $533,000 | 6,617 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $533,000 | 6,239 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $533,000 | 6,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-133,000 | 8,833 |
| Cash dividends | $330,000 | 4,202 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $533,000 | 6,148 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,255,000 | 7,747 |
| Total interest expense | $306,000 | 7,677 |
| Net interest income | $949,000 | 7,686 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $57,000 | 8,384 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $46,000 | 7,147 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $11,000 | 8,414 |
| Total noninterest expense | $625,000 | 8,088 |
| Salaries and employee benefits | $312,000 | 8,239 |
| Premises and equipment expense | $65,000 | 8,129 |
| Additional noninterest expense | $248,000 | 7,512 |
| Pre-tax net operating income | $381,000 | 6,824 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $381,000 | 6,439 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $381,000 | 6,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-123,000 | 8,841 |
| Cash dividends | $205,000 | 3,939 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $381,000 | 6,361 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $811,000 | 7,844 |
| Total interest expense | $200,000 | 7,766 |
| Net interest income | $611,000 | 7,781 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $39,000 | 8,417 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $30,000 | 7,195 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $9,000 | 8,365 |
| Total noninterest expense | $406,000 | 8,181 |
| Salaries and employee benefits | $208,000 | 8,295 |
| Premises and equipment expense | $44,000 | 8,143 |
| Additional noninterest expense | $154,000 | 7,675 |
| Pre-tax net operating income | $244,000 | 6,866 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $244,000 | 6,503 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $244,000 | 6,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,266 |
| Cash dividends | $105,000 | 4,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $244,000 | 6,417 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $410,000 | 7,863 |
| Total interest expense | $99,000 | 7,858 |
| Net interest income | $311,000 | 7,773 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $19,000 | 8,452 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $15,000 | 7,174 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $4,000 | 8,419 |
| Total noninterest expense | $218,000 | 8,114 |
| Salaries and employee benefits | $109,000 | 8,270 |
| Premises and equipment expense | $25,000 | 8,017 |
| Additional noninterest expense | $84,000 | 7,525 |
| Pre-tax net operating income | $112,000 | 6,965 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $112,000 | 6,660 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $112,000 | 6,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,741 |
| Cash dividends | $50,000 | 3,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $112,000 | 6,542 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,721,000 | 7,848 |
| Total interest expense | $483,000 | 7,798 |
| Net interest income | $1,238,000 | 7,746 |
| Provision for loan and lease losses | $113,000 | 5,139 |
| Total noninterest income | $76,000 | 8,549 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $57,000 | 7,321 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $19,000 | 8,467 |
| Total noninterest expense | $785,000 | 8,302 |
| Salaries and employee benefits | $448,000 | 8,251 |
| Premises and equipment expense | $68,000 | 8,518 |
| Additional noninterest expense | $269,000 | 7,971 |
| Pre-tax net operating income | $416,000 | 6,968 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $416,000 | 6,742 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $416,000 | 6,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $241,000 | 2,567 |
| Cash dividends | $290,000 | 4,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $416,000 | 6,577 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,277,000 | 7,957 |
| Total interest expense | $379,000 | 7,864 |
| Net interest income | $898,000 | 7,882 |
| Provision for loan and lease losses | $67,000 | 5,386 |
| Total noninterest income | $57,000 | 8,619 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $44,000 | 7,355 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $13,000 | 8,555 |
| Total noninterest expense | $572,000 | 8,350 |
| Salaries and employee benefits | $337,000 | 8,259 |
| Premises and equipment expense | $49,000 | 8,587 |
| Additional noninterest expense | $186,000 | 8,125 |
| Pre-tax net operating income | $316,000 | 7,092 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $316,000 | 6,861 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $316,000 | 6,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 2,746 |
| Cash dividends | $240,000 | 3,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $316,000 | 6,684 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $863,000 | 7,997 |
| Total interest expense | $262,000 | 7,922 |
| Net interest income | $601,000 | 7,898 |
| Provision for loan and lease losses | $67,000 | 4,579 |
| Total noninterest income | $36,000 | 8,676 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $26,000 | 7,472 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $10,000 | 8,463 |
| Total noninterest expense | $366,000 | 8,419 |
| Salaries and employee benefits | $222,000 | 8,307 |
| Premises and equipment expense | $32,000 | 8,620 |
| Additional noninterest expense | $112,000 | 8,274 |
| Pre-tax net operating income | $204,000 | 7,185 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $204,000 | 6,936 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $204,000 | 6,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,282 |
| Cash dividends | $100,000 | 4,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $204,000 | 6,740 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $417,000 | 8,100 |
| Total interest expense | $134,000 | 7,969 |
| Net interest income | $283,000 | 8,054 |
| Provision for loan and lease losses | $25,000 | 4,925 |
| Total noninterest income | $19,000 | 8,654 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $11,000 | 7,586 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $8,000 | 8,105 |
| Total noninterest expense | $181,000 | 8,482 |
| Salaries and employee benefits | $110,000 | 8,356 |
| Premises and equipment expense | $15,000 | 8,679 |
| Additional noninterest expense | $56,000 | 8,321 |
| Pre-tax net operating income | $96,000 | 7,255 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $96,000 | 6,984 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $96,000 | 6,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,770 |
| Cash dividends | $100,000 | 2,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $96,000 | 6,826 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,863,000 | 8,008 |
| Total interest expense | $718,000 | 7,760 |
| Net interest income | $1,145,000 | 8,042 |
| Provision for loan and lease losses | $80,000 | 6,062 |
| Total noninterest income | $67,000 | 8,788 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $57,000 | 7,406 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $10,000 | 8,905 |
| Total noninterest expense | $680,000 | 8,587 |
| Salaries and employee benefits | $416,000 | 8,455 |
| Premises and equipment expense | $55,000 | 8,821 |
| Additional noninterest expense | $209,000 | 8,495 |
| Pre-tax net operating income | $452,000 | 6,955 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $120,000 | 5,784 |
| Income before extraordinary items | $332,000 | 7,165 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $332,000 | 7,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,669 |
| Cash dividends | $205,000 | 4,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $332,000 | 7,060 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,081,000 | 8,135 |
| Total interest expense | $1,084,000 | 7,843 |
| Net interest income | $997,000 | 8,294 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $68,000 | 8,936 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $58,000 | 7,433 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $10,000 | 9,130 |
| Total noninterest expense | $686,000 | 8,715 |
| Salaries and employee benefits | $406,000 | 8,595 |
| Premises and equipment expense | $81,000 | 8,604 |
| Additional noninterest expense | $199,000 | 8,661 |
| Pre-tax net operating income | $379,000 | 7,074 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-9,000 | 8,997 |
| Income before extraordinary items | $388,000 | 6,646 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $388,000 | 6,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,098 |
| Cash dividends | $260,000 | 4,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $388,000 | 6,512 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,200,000 | 8,227 |
| Total interest expense | $1,091,000 | 8,031 |
| Net interest income | $1,109,000 | 8,261 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $63,000 | 9,139 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 7,374 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 9,744 |
| Total noninterest expense | $668,000 | 8,911 |
| Salaries and employee benefits | $398,000 | 8,755 |
| Premises and equipment expense | $79,000 | 8,802 |
| Additional noninterest expense | $191,000 | 8,868 |
| Pre-tax net operating income | $504,000 | 6,981 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $213,000 | 5,280 |
| Income before extraordinary items | $291,000 | 7,532 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $291,000 | 7,531 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,200 |
| Cash dividends | $150,000 | 5,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $291,000 | 7,535 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,975,000 | 8,534 |
| Total interest expense | $1,002,000 | 8,177 |
| Net interest income | $973,000 | 8,692 |
| Provision for loan and lease losses | $220,000 | 3,352 |
| Total noninterest income | $64,000 | 9,390 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $54,000 | 7,732 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 9,728 |
| Total noninterest expense | $599,000 | 9,321 |
| Salaries and employee benefits | $338,000 | 9,261 |
| Premises and equipment expense | $88,000 | 8,858 |
| Additional noninterest expense | $173,000 | 9,303 |
| Pre-tax net operating income | $218,000 | 8,486 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $53,000 | 7,596 |
| Income before extraordinary items | $165,000 | 8,547 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $165,000 | 8,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 2,576 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $165,000 | 8,504 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,052,000 | 8,624 |
| Total interest expense | $1,103,000 | 8,147 |
| Net interest income | $949,000 | 8,916 |
| Provision for loan and lease losses | $332,000 | 2,396 |
| Total noninterest income | $75,000 | 9,432 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $69,000 | 7,566 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 10,162 |
| Total noninterest expense | $589,000 | 9,478 |
| Salaries and employee benefits | $340,000 | 9,356 |
| Premises and equipment expense | $84,000 | 9,069 |
| Additional noninterest expense | $165,000 | 9,509 |
| Pre-tax net operating income | $103,000 | 9,404 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $86,000 | 7,734 |
| Income before extraordinary items | $17,000 | 9,767 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $17,000 | 9,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 2,595 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $17,000 | 9,714 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,768,000 | 9,328 |
| Total interest expense | $927,000 | 8,886 |
| Net interest income | $841,000 | 9,572 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $90,000 | 9,593 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $84,000 | 7,557 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 10,622 |
| Total noninterest expense | $517,000 | 10,069 |
| Salaries and employee benefits | $268,000 | 10,159 |
| Premises and equipment expense | $65,000 | 9,839 |
| Additional noninterest expense | $184,000 | 9,612 |
| Pre-tax net operating income | $414,000 | 8,367 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $152,000 | 7,584 |
| Income before extraordinary items | $262,000 | 8,657 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $262,000 | 8,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,907 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $262,000 | 8,619 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,589,000 | 9,996 |
| Total interest expense | $841,000 | 9,507 |
| Net interest income | $748,000 | 10,257 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $73,000 | 10,411 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $67,000 | 8,337 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 11,162 |
| Total noninterest expense | $437,000 | 10,841 |
| Salaries and employee benefits | $222,000 | 10,892 |
| Premises and equipment expense | $60,000 | 10,351 |
| Additional noninterest expense | $155,000 | 10,489 |
| Pre-tax net operating income | $384,000 | 8,611 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $126,000 | 8,285 |
| Income before extraordinary items | $258,000 | 8,769 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $258,000 | 8,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,914 |
| Cash dividends | $260,000 | 4,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $258,000 | 8,704 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,426,000 | 10,649 |
| Total interest expense | $781,000 | 10,020 |
| Net interest income | $645,000 | 10,990 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $172,000 | 8,929 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 8,422 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 7,354 |
| Total noninterest expense | $409,000 | 11,399 |
| Salaries and employee benefits | $217,000 | 11,387 |
| Premises and equipment expense | $24,000 | 11,743 |
| Additional noninterest expense | $168,000 | 10,834 |
| Pre-tax net operating income | $408,000 | 9,017 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $84,000 | 9,508 |
| Income before extraordinary items | $324,000 | 8,711 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $324,000 | 8,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,816 |
| Cash dividends | $190,000 | 5,642 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $324,000 | 8,680 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,190,000 | 11,372 |
| Total interest expense | $541,000 | 10,905 |
| Net interest income | $649,000 | 11,559 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $294,000 | 7,323 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $90,000 | 8,368 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $204,000 | 5,199 |
| Total noninterest expense | $386,000 | 12,091 |
| Salaries and employee benefits | $212,000 | 11,977 |
| Premises and equipment expense | $10,000 | 12,540 |
| Additional noninterest expense | $164,000 | 11,607 |
| Pre-tax net operating income | $557,000 | 8,263 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $123,000 | 8,863 |
| Income before extraordinary items | $434,000 | 7,854 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $434,000 | 7,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,352 |
| Cash dividends | $355,000 | 4,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $434,000 | 7,914 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,048,000 | 12,180 |
| Total interest expense | $504,000 | 11,662 |
| Net interest income | $544,000 | 12,413 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $274,000 | 8,008 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $84,000 | 8,884 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $190,000 | 5,825 |
| Total noninterest expense | $452,000 | 12,402 |
| Salaries and employee benefits | $248,000 | 12,209 |
| Premises and equipment expense | $49,000 | 12,246 |
| Additional noninterest expense | $155,000 | 12,350 |
| Pre-tax net operating income | $366,000 | 9,679 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $63,000 | 10,631 |
| Income before extraordinary items | $304,000 | 9,436 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $304,000 | 9,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 12,315 |
| Cash dividends | $172,000 | 5,806 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $303,170 | 9,190 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,204,000 | 12,595 |
| Total interest expense | $611,000 | 12,240 |
| Net interest income | $593,000 | 12,728 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $89,000 | 12,022 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $72,000 | 9,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 12,822 |
| Total noninterest expense | $521,000 | 12,519 |
| Salaries and employee benefits | $304,000 | 11,968 |
| Premises and equipment expense | $71,000 | 11,832 |
| Additional noninterest expense | $146,000 | 13,009 |
| Pre-tax net operating income | $161,000 | 11,414 |
| Securities gains (losses) | $4,000 | 7,235 |
| Applicable income taxes | $51,000 | 11,224 |
| Income before extraordinary items | $114,000 | 11,747 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $114,000 | 11,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-79,000 | 13,656 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $111,240 | 11,480 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.