Home > The First National Bank of Beeville > Income and Expense
The First National Bank of Beeville, Income and Expense
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $5,196,000 | 1,473 |
| Total interest expense | $554,000 | 2,166 |
| Net interest income | $4,642,000 | 1,339 |
| Provision for loan and lease losses | $83,000 | 1,626 |
| Total noninterest income | $284,000 | 2,588 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $104,000 | 2,152 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $180,000 | 2,532 |
| Total noninterest expense | $2,438,000 | 1,973 |
| Salaries and employee benefits | $1,493,000 | 1,871 |
| Premises and equipment expense | $252,000 | 2,069 |
| Additional noninterest expense | $693,000 | 2,044 |
| Pre-tax net operating income | $2,405,000 | 1,060 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $512,000 | 891 |
| Income before extraordinary items | $1,893,000 | 1,142 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,893,000 | 1,141 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,893,000 | 1,141 |
| Net charge-offs | $3,000 | 2,375 |
| Cash dividends | $289,000 | 1,772 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,893,000 | 1,120 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $18,103,000 | 1,581 |
| Total interest expense | $1,830,000 | 2,055 |
| Net interest income | $16,273,000 | 1,486 |
| Provision for loan and lease losses | $560,000 | 1,365 |
| Total noninterest income | $1,154,000 | 2,662 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $493,000 | 2,019 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $661,000 | 2,715 |
| Total noninterest expense | $8,958,000 | 2,072 |
| Salaries and employee benefits | $5,352,000 | 1,985 |
| Premises and equipment expense | $1,021,000 | 2,019 |
| Additional noninterest expense | $2,585,000 | 2,169 |
| Pre-tax net operating income | $7,909,000 | 1,229 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $1,516,000 | 1,040 |
| Income before extraordinary items | $6,393,000 | 1,295 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $6,393,000 | 1,294 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $6,393,000 | 1,294 |
| Net charge-offs | $201,000 | 1,644 |
| Cash dividends | $165,000 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $6,393,000 | 1,287 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $13,140,000 | 1,607 |
| Total interest expense | $1,290,000 | 2,061 |
| Net interest income | $11,850,000 | 1,517 |
| Provision for loan and lease losses | $441,000 | 1,250 |
| Total noninterest income | $866,000 | 2,706 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $372,000 | 2,001 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $494,000 | 2,770 |
| Total noninterest expense | $6,667,000 | 2,078 |
| Salaries and employee benefits | $4,005,000 | 1,978 |
| Premises and equipment expense | $774,000 | 2,010 |
| Additional noninterest expense | $1,888,000 | 2,205 |
| Pre-tax net operating income | $5,608,000 | 1,297 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $1,193,000 | 1,034 |
| Income before extraordinary items | $4,415,000 | 1,380 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,415,000 | 1,379 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $4,415,000 | 1,379 |
| Net charge-offs | $198,000 | 1,258 |
| Cash dividends | $110,000 | 3,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $4,415,000 | 1,366 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $8,548,000 | 1,627 |
| Total interest expense | $809,000 | 2,067 |
| Net interest income | $7,739,000 | 1,544 |
| Provision for loan and lease losses | $317,000 | 1,130 |
| Total noninterest income | $582,000 | 2,677 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $246,000 | 1,999 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $336,000 | 2,758 |
| Total noninterest expense | $4,395,000 | 2,108 |
| Salaries and employee benefits | $2,617,000 | 2,035 |
| Premises and equipment expense | $516,000 | 2,032 |
| Additional noninterest expense | $1,262,000 | 2,207 |
| Pre-tax net operating income | $3,609,000 | 1,312 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $768,000 | 1,045 |
| Income before extraordinary items | $2,841,000 | 1,407 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,841,000 | 1,406 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,841,000 | 1,406 |
| Net charge-offs | $194,000 | 953 |
| Cash dividends | $110,000 | 3,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,841,000 | 1,394 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,153,000 | 1,658 |
| Total interest expense | $387,000 | 2,070 |
| Net interest income | $3,766,000 | 1,578 |
| Provision for loan and lease losses | $201,000 | 933 |
| Total noninterest income | $293,000 | 2,656 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $127,000 | 1,962 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $166,000 | 2,703 |
| Total noninterest expense | $2,191,000 | 2,135 |
| Salaries and employee benefits | $1,303,000 | 2,064 |
| Premises and equipment expense | $263,000 | 2,036 |
| Additional noninterest expense | $625,000 | 2,208 |
| Pre-tax net operating income | $1,667,000 | 1,374 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $355,000 | 1,084 |
| Income before extraordinary items | $1,312,000 | 1,476 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,312,000 | 1,476 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,312,000 | 1,476 |
| Net charge-offs | $220,000 | 546 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,312,000 | 1,461 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $14,561,000 | 1,824 |
| Total interest expense | $1,150,000 | 2,312 |
| Net interest income | $13,411,000 | 1,735 |
| Provision for loan and lease losses | $996,000 | 909 |
| Total noninterest income | $1,719,000 | 2,225 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $563,000 | 1,867 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,156,000 | 2,113 |
| Total noninterest expense | $8,086,000 | 2,246 |
| Salaries and employee benefits | $4,707,000 | 2,181 |
| Premises and equipment expense | $982,000 | 2,135 |
| Additional noninterest expense | $2,397,000 | 2,323 |
| Pre-tax net operating income | $6,048,000 | 1,452 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $2,046,000 | 1,259 |
| Income before extraordinary items | $4,002,000 | 1,612 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,002,000 | 1,612 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,002,000 | 1,612 |
| Net charge-offs | $529,000 | 1,049 |
| Cash dividends | $1,411,000 | 1,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $4,002,000 | 1,594 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $10,628,000 | 1,863 |
| Total interest expense | $785,000 | 2,450 |
| Net interest income | $9,843,000 | 1,770 |
| Provision for loan and lease losses | $753,000 | 868 |
| Total noninterest income | $1,458,000 | 2,097 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $435,000 | 1,835 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,023,000 | 1,953 |
| Total noninterest expense | $6,113,000 | 2,244 |
| Salaries and employee benefits | $3,539,000 | 2,179 |
| Premises and equipment expense | $748,000 | 2,124 |
| Additional noninterest expense | $1,826,000 | 2,301 |
| Pre-tax net operating income | $4,435,000 | 1,488 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $1,216,000 | 1,287 |
| Income before extraordinary items | $3,219,000 | 1,636 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,219,000 | 1,636 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,219,000 | 1,636 |
| Net charge-offs | $426,000 | 902 |
| Cash dividends | $360,000 | 2,721 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $3,219,000 | 1,616 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $6,987,000 | 1,873 |
| Total interest expense | $508,000 | 2,454 |
| Net interest income | $6,479,000 | 1,773 |
| Provision for loan and lease losses | $256,000 | 1,346 |
| Total noninterest income | $553,000 | 2,828 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $285,000 | 1,849 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $268,000 | 3,091 |
| Total noninterest expense | $3,949,000 | 2,304 |
| Salaries and employee benefits | $2,367,000 | 2,186 |
| Premises and equipment expense | $489,000 | 2,161 |
| Additional noninterest expense | $1,093,000 | 2,505 |
| Pre-tax net operating income | $2,827,000 | 1,532 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $907,000 | 1,174 |
| Income before extraordinary items | $1,920,000 | 1,758 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,920,000 | 1,758 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,920,000 | 1,758 |
| Net charge-offs | $4,000 | 3,177 |
| Cash dividends | $240,000 | 2,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,920,000 | 1,740 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,428,000 | 1,898 |
| Total interest expense | $251,000 | 2,450 |
| Net interest income | $3,177,000 | 1,800 |
| Provision for loan and lease losses | $138,000 | 1,228 |
| Total noninterest income | $277,000 | 2,813 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $143,000 | 1,828 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $134,000 | 3,077 |
| Total noninterest expense | $1,960,000 | 2,335 |
| Salaries and employee benefits | $1,200,000 | 2,199 |
| Premises and equipment expense | $249,000 | 2,151 |
| Additional noninterest expense | $511,000 | 2,631 |
| Pre-tax net operating income | $1,356,000 | 1,546 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $434,000 | 1,182 |
| Income before extraordinary items | $922,000 | 1,767 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $922,000 | 1,766 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $922,000 | 1,767 |
| Net charge-offs | $2,000 | 2,694 |
| Cash dividends | $120,000 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $922,000 | 1,755 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $12,851,000 | 1,954 |
| Total interest expense | $707,000 | 3,034 |
| Net interest income | $12,144,000 | 1,840 |
| Provision for loan and lease losses | $1,220,000 | 765 |
| Total noninterest income | $940,000 | 3,139 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $614,000 | 1,774 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $326,000 | 3,839 |
| Total noninterest expense | $7,480,000 | 2,423 |
| Salaries and employee benefits | $4,625,000 | 2,221 |
| Premises and equipment expense | $883,000 | 2,345 |
| Additional noninterest expense | $1,972,000 | 2,789 |
| Pre-tax net operating income | $4,384,000 | 1,803 |
| Securities gains (losses) | $252,000 | 746 |
| Applicable income taxes | $1,497,000 | 1,263 |
| Income before extraordinary items | $3,139,000 | 2,027 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,139,000 | 2,025 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,139,000 | 2,026 |
| Net charge-offs | $7,000 | 3,950 |
| Cash dividends | $1,273,000 | 1,896 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,967,640 | 2,070 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $9,498,000 | 1,981 |
| Total interest expense | $526,000 | 3,039 |
| Net interest income | $8,972,000 | 1,864 |
| Provision for loan and lease losses | $331,000 | 1,523 |
| Total noninterest income | $660,000 | 3,251 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $460,000 | 1,782 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $200,000 | 4,110 |
| Total noninterest expense | $5,590,000 | 2,421 |
| Salaries and employee benefits | $3,465,000 | 2,219 |
| Premises and equipment expense | $623,000 | 2,435 |
| Additional noninterest expense | $1,502,000 | 2,756 |
| Pre-tax net operating income | $3,711,000 | 1,651 |
| Securities gains (losses) | $252,000 | 678 |
| Applicable income taxes | $1,296,000 | 1,205 |
| Income before extraordinary items | $2,667,000 | 1,852 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,667,000 | 1,852 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,667,000 | 1,852 |
| Net charge-offs | $4,000 | 3,666 |
| Cash dividends | $410,000 | 2,603 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,498,160 | 1,891 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,279,000 | 2,004 |
| Total interest expense | $349,000 | 3,063 |
| Net interest income | $5,930,000 | 1,884 |
| Provision for loan and lease losses | $244,000 | 1,443 |
| Total noninterest income | $579,000 | 2,802 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $297,000 | 1,810 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $282,000 | 3,107 |
| Total noninterest expense | $3,669,000 | 2,469 |
| Salaries and employee benefits | $2,307,000 | 2,233 |
| Premises and equipment expense | $384,000 | 2,589 |
| Additional noninterest expense | $978,000 | 2,802 |
| Pre-tax net operating income | $2,596,000 | 1,584 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $833,000 | 1,218 |
| Income before extraordinary items | $1,763,000 | 1,850 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,763,000 | 1,849 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,763,000 | 1,849 |
| Net charge-offs | $3,000 | 3,433 |
| Cash dividends | $290,000 | 2,571 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,763,000 | 1,801 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,079,000 | 2,032 |
| Total interest expense | $166,000 | 3,166 |
| Net interest income | $2,913,000 | 1,925 |
| Provision for loan and lease losses | $125,000 | 1,322 |
| Total noninterest income | $294,000 | 2,756 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $148,000 | 1,811 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $146,000 | 3,016 |
| Total noninterest expense | $1,862,000 | 2,458 |
| Salaries and employee benefits | $1,180,000 | 2,206 |
| Premises and equipment expense | $185,000 | 2,693 |
| Additional noninterest expense | $497,000 | 2,788 |
| Pre-tax net operating income | $1,220,000 | 1,643 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $393,000 | 1,248 |
| Income before extraordinary items | $827,000 | 1,933 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $827,000 | 1,933 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $827,000 | 1,933 |
| Net charge-offs | $4,000 | 2,652 |
| Cash dividends | $120,000 | 2,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $827,000 | 1,883 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $11,231,000 | 2,144 |
| Total interest expense | $462,000 | 3,868 |
| Net interest income | $10,769,000 | 2,008 |
| Provision for loan and lease losses | $219,000 | 2,246 |
| Total noninterest income | $1,170,000 | 2,829 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $592,000 | 1,848 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $578,000 | 3,088 |
| Total noninterest expense | $7,186,000 | 2,517 |
| Salaries and employee benefits | $4,306,000 | 2,329 |
| Premises and equipment expense | $681,000 | 2,861 |
| Additional noninterest expense | $2,199,000 | 2,588 |
| Pre-tax net operating income | $4,534,000 | 1,709 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $1,460,000 | 1,259 |
| Income before extraordinary items | $3,074,000 | 2,015 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,074,000 | 2,016 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,074,000 | 2,017 |
| Net charge-offs | $31,000 | 3,547 |
| Cash dividends | $997,000 | 2,150 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,074,000 | 1,973 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $8,264,000 | 2,200 |
| Total interest expense | $338,000 | 3,978 |
| Net interest income | $7,926,000 | 2,050 |
| Provision for loan and lease losses | $222,000 | 1,867 |
| Total noninterest income | $869,000 | 2,866 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $439,000 | 1,882 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $430,000 | 3,110 |
| Total noninterest expense | $5,340,000 | 2,547 |
| Salaries and employee benefits | $3,185,000 | 2,355 |
| Premises and equipment expense | $511,000 | 2,908 |
| Additional noninterest expense | $1,644,000 | 2,604 |
| Pre-tax net operating income | $3,233,000 | 1,798 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $1,039,000 | 1,336 |
| Income before extraordinary items | $2,194,000 | 2,114 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,194,000 | 2,115 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,194,000 | 2,115 |
| Net charge-offs | $29,000 | 3,145 |
| Cash dividends | $340,000 | 2,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,194,000 | 2,061 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,300,000 | 2,274 |
| Total interest expense | $218,000 | 4,074 |
| Net interest income | $5,082,000 | 2,114 |
| Provision for loan and lease losses | $146,000 | 1,866 |
| Total noninterest income | $563,000 | 2,900 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $287,000 | 1,883 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $276,000 | 3,167 |
| Total noninterest expense | $3,527,000 | 2,588 |
| Salaries and employee benefits | $2,100,000 | 2,401 |
| Premises and equipment expense | $334,000 | 2,943 |
| Additional noninterest expense | $1,093,000 | 2,624 |
| Pre-tax net operating income | $1,972,000 | 1,916 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $630,000 | 1,423 |
| Income before extraordinary items | $1,342,000 | 2,235 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,342,000 | 2,237 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,342,000 | 2,237 |
| Net charge-offs | $21,000 | 2,921 |
| Cash dividends | $225,000 | 2,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,342,000 | 2,182 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,597,000 | 2,308 |
| Total interest expense | $105,000 | 4,202 |
| Net interest income | $2,492,000 | 2,133 |
| Provision for loan and lease losses | $69,000 | 1,816 |
| Total noninterest income | $284,000 | 2,866 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $142,000 | 1,891 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $142,000 | 3,106 |
| Total noninterest expense | $1,759,000 | 2,595 |
| Salaries and employee benefits | $1,038,000 | 2,439 |
| Premises and equipment expense | $166,000 | 2,997 |
| Additional noninterest expense | $555,000 | 2,584 |
| Pre-tax net operating income | $948,000 | 1,946 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $302,000 | 1,433 |
| Income before extraordinary items | $646,000 | 2,275 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $646,000 | 2,276 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $646,000 | 2,276 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $115,000 | 2,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $646,000 | 2,211 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $10,136,000 | 2,365 |
| Total interest expense | $422,000 | 4,351 |
| Net interest income | $9,714,000 | 2,189 |
| Provision for loan and lease losses | $418,000 | 1,631 |
| Total noninterest income | $1,311,000 | 2,696 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $614,000 | 1,924 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $697,000 | 2,828 |
| Total noninterest expense | $6,417,000 | 2,784 |
| Salaries and employee benefits | $3,744,000 | 2,640 |
| Premises and equipment expense | $685,000 | 2,958 |
| Additional noninterest expense | $1,988,000 | 2,890 |
| Pre-tax net operating income | $4,190,000 | 1,770 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $1,350,000 | 1,282 |
| Income before extraordinary items | $2,840,000 | 2,110 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,840,000 | 2,110 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,840,000 | 2,109 |
| Net charge-offs | $7,000 | 4,671 |
| Cash dividends | $430,000 | 3,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,840,000 | 2,060 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,537,000 | 2,400 |
| Total interest expense | $312,000 | 4,440 |
| Net interest income | $7,225,000 | 2,222 |
| Provision for loan and lease losses | $315,000 | 1,583 |
| Total noninterest income | $955,000 | 2,764 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $462,000 | 1,930 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $493,000 | 2,923 |
| Total noninterest expense | $4,696,000 | 2,846 |
| Salaries and employee benefits | $2,726,000 | 2,700 |
| Premises and equipment expense | $515,000 | 2,986 |
| Additional noninterest expense | $1,455,000 | 2,967 |
| Pre-tax net operating income | $3,169,000 | 1,768 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $1,026,000 | 1,290 |
| Income before extraordinary items | $2,143,000 | 2,107 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,143,000 | 2,105 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,143,000 | 2,105 |
| Net charge-offs | $-3,000 | 5,367 |
| Cash dividends | $330,000 | 2,649 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,143,000 | 2,065 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,890,000 | 2,460 |
| Total interest expense | $198,000 | 4,592 |
| Net interest income | $4,692,000 | 2,261 |
| Provision for loan and lease losses | $217,000 | 1,571 |
| Total noninterest income | $657,000 | 2,700 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $308,000 | 1,910 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $349,000 | 2,836 |
| Total noninterest expense | $3,099,000 | 2,881 |
| Salaries and employee benefits | $1,805,000 | 2,730 |
| Premises and equipment expense | $340,000 | 3,031 |
| Additional noninterest expense | $954,000 | 3,002 |
| Pre-tax net operating income | $2,033,000 | 1,797 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $659,000 | 1,299 |
| Income before extraordinary items | $1,374,000 | 2,124 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,374,000 | 2,128 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,374,000 | 2,127 |
| Net charge-offs | $-10,000 | 5,673 |
| Cash dividends | $210,000 | 2,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,374,000 | 2,073 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,280,000 | 2,616 |
| Total interest expense | $93,000 | 4,772 |
| Net interest income | $2,187,000 | 2,410 |
| Provision for loan and lease losses | $85,000 | 1,736 |
| Total noninterest income | $341,000 | 2,623 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $153,000 | 1,902 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $188,000 | 2,650 |
| Total noninterest expense | $1,584,000 | 2,860 |
| Salaries and employee benefits | $908,000 | 2,734 |
| Premises and equipment expense | $173,000 | 3,035 |
| Additional noninterest expense | $503,000 | 2,872 |
| Pre-tax net operating income | $859,000 | 1,990 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $278,000 | 1,409 |
| Income before extraordinary items | $581,000 | 2,317 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $581,000 | 2,318 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $581,000 | 2,319 |
| Net charge-offs | $-16,000 | 5,951 |
| Cash dividends | $100,000 | 2,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $581,000 | 2,279 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,459,000 | 2,818 |
| Total interest expense | $499,000 | 4,459 |
| Net interest income | $7,960,000 | 2,615 |
| Provision for loan and lease losses | $337,000 | 2,314 |
| Total noninterest income | $1,215,000 | 2,893 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $680,000 | 1,872 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $535,000 | 3,264 |
| Total noninterest expense | $5,859,000 | 3,045 |
| Salaries and employee benefits | $3,291,000 | 2,920 |
| Premises and equipment expense | $687,000 | 3,002 |
| Additional noninterest expense | $1,881,000 | 3,120 |
| Pre-tax net operating income | $2,979,000 | 2,175 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $1,022,000 | 1,449 |
| Income before extraordinary items | $1,957,000 | 2,655 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,957,000 | 2,658 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,957,000 | 2,658 |
| Net charge-offs | $147,000 | 3,351 |
| Cash dividends | $510,000 | 2,723 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,957,000 | 2,589 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,278,000 | 2,857 |
| Total interest expense | $395,000 | 4,439 |
| Net interest income | $5,883,000 | 2,658 |
| Provision for loan and lease losses | $182,000 | 2,697 |
| Total noninterest income | $935,000 | 2,912 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $517,000 | 1,860 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $418,000 | 3,285 |
| Total noninterest expense | $4,429,000 | 3,030 |
| Salaries and employee benefits | $2,469,000 | 2,939 |
| Premises and equipment expense | $517,000 | 3,033 |
| Additional noninterest expense | $1,443,000 | 3,064 |
| Pre-tax net operating income | $2,207,000 | 2,257 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $762,000 | 1,502 |
| Income before extraordinary items | $1,445,000 | 2,731 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,445,000 | 2,735 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,445,000 | 2,735 |
| Net charge-offs | $113,000 | 3,135 |
| Cash dividends | $479,000 | 2,148 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,445,000 | 2,648 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,173,000 | 2,863 |
| Total interest expense | $284,000 | 4,337 |
| Net interest income | $3,889,000 | 2,670 |
| Provision for loan and lease losses | $182,000 | 2,219 |
| Total noninterest income | $626,000 | 2,937 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $341,000 | 1,852 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $285,000 | 3,281 |
| Total noninterest expense | $2,949,000 | 3,037 |
| Salaries and employee benefits | $1,657,000 | 2,939 |
| Premises and equipment expense | $342,000 | 3,038 |
| Additional noninterest expense | $950,000 | 3,077 |
| Pre-tax net operating income | $1,384,000 | 2,341 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $479,000 | 1,557 |
| Income before extraordinary items | $905,000 | 2,839 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $905,000 | 2,843 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $905,000 | 2,843 |
| Net charge-offs | $120,000 | 2,574 |
| Cash dividends | $299,000 | 2,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $905,000 | 2,738 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,077,000 | 2,893 |
| Total interest expense | $154,000 | 4,261 |
| Net interest income | $1,923,000 | 2,704 |
| Provision for loan and lease losses | $94,000 | 2,144 |
| Total noninterest income | $310,000 | 2,958 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $172,000 | 1,831 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $138,000 | 3,303 |
| Total noninterest expense | $1,372,000 | 3,215 |
| Salaries and employee benefits | $720,000 | 3,260 |
| Premises and equipment expense | $167,000 | 3,144 |
| Additional noninterest expense | $485,000 | 3,066 |
| Pre-tax net operating income | $767,000 | 2,107 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $266,000 | 1,453 |
| Income before extraordinary items | $501,000 | 2,584 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $501,000 | 2,587 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $501,000 | 2,586 |
| Net charge-offs | $59,000 | 2,298 |
| Cash dividends | $194,000 | 1,665 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $501,000 | 2,499 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $8,663,000 | 2,911 |
| Total interest expense | $934,000 | 3,776 |
| Net interest income | $7,729,000 | 2,738 |
| Provision for loan and lease losses | $369,000 | 3,114 |
| Total noninterest income | $1,255,000 | 2,880 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $741,000 | 1,799 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $514,000 | 3,307 |
| Total noninterest expense | $5,597,000 | 3,195 |
| Salaries and employee benefits | $3,101,000 | 3,054 |
| Premises and equipment expense | $668,000 | 3,129 |
| Additional noninterest expense | $1,828,000 | 3,312 |
| Pre-tax net operating income | $3,018,000 | 2,077 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $1,058,000 | 1,424 |
| Income before extraordinary items | $1,960,000 | 2,615 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,960,000 | 2,618 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,960,000 | 2,616 |
| Net charge-offs | $311,000 | 3,251 |
| Cash dividends | $891,000 | 2,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,960,000 | 2,500 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,516,000 | 2,959 |
| Total interest expense | $722,000 | 3,827 |
| Net interest income | $5,794,000 | 2,785 |
| Provision for loan and lease losses | $351,000 | 2,766 |
| Total noninterest income | $814,000 | 3,135 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $552,000 | 1,835 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $262,000 | 3,876 |
| Total noninterest expense | $4,145,000 | 3,249 |
| Salaries and employee benefits | $2,297,000 | 3,098 |
| Premises and equipment expense | $500,000 | 3,174 |
| Additional noninterest expense | $1,348,000 | 3,375 |
| Pre-tax net operating income | $2,112,000 | 2,252 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $744,000 | 1,514 |
| Income before extraordinary items | $1,368,000 | 2,811 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,368,000 | 2,812 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,368,000 | 2,811 |
| Net charge-offs | $298,000 | 2,832 |
| Cash dividends | $583,000 | 1,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,368,000 | 2,672 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,292,000 | 3,013 |
| Total interest expense | $498,000 | 3,836 |
| Net interest income | $3,794,000 | 2,826 |
| Provision for loan and lease losses | $275,000 | 2,557 |
| Total noninterest income | $490,000 | 3,275 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $366,000 | 1,844 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $124,000 | 4,350 |
| Total noninterest expense | $2,757,000 | 3,280 |
| Salaries and employee benefits | $1,522,000 | 3,128 |
| Premises and equipment expense | $332,000 | 3,188 |
| Additional noninterest expense | $903,000 | 3,378 |
| Pre-tax net operating income | $1,252,000 | 2,440 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $443,000 | 1,620 |
| Income before extraordinary items | $809,000 | 3,013 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $809,000 | 3,013 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $809,000 | 3,013 |
| Net charge-offs | $279,000 | 2,397 |
| Cash dividends | $389,000 | 1,883 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $809,000 | 2,868 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,124,000 | 3,067 |
| Total interest expense | $262,000 | 3,829 |
| Net interest income | $1,862,000 | 2,893 |
| Provision for loan and lease losses | $120,000 | 2,650 |
| Total noninterest income | $240,000 | 3,310 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $193,000 | 1,754 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $47,000 | 4,806 |
| Total noninterest expense | $1,398,000 | 3,231 |
| Salaries and employee benefits | $769,000 | 3,113 |
| Premises and equipment expense | $166,000 | 3,208 |
| Additional noninterest expense | $463,000 | 3,281 |
| Pre-tax net operating income | $584,000 | 2,577 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $207,000 | 1,685 |
| Income before extraordinary items | $377,000 | 3,194 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $377,000 | 3,198 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $377,000 | 3,198 |
| Net charge-offs | $-17,000 | 6,828 |
| Cash dividends | $194,000 | 1,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $377,000 | 3,032 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,105,000 | 3,012 |
| Total interest expense | $1,206,000 | 3,950 |
| Net interest income | $7,899,000 | 2,777 |
| Provision for loan and lease losses | $314,000 | 4,045 |
| Total noninterest income | $1,740,000 | 2,214 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $831,000 | 1,740 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $909,000 | 2,274 |
| Total noninterest expense | $5,608,000 | 3,223 |
| Salaries and employee benefits | $2,980,000 | 3,136 |
| Premises and equipment expense | $681,000 | 3,263 |
| Additional noninterest expense | $1,947,000 | 3,211 |
| Pre-tax net operating income | $3,717,000 | 1,515 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $1,295,000 | 1,107 |
| Income before extraordinary items | $2,422,000 | 1,920 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,422,000 | 1,921 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,422,000 | 1,921 |
| Net charge-offs | $246,000 | 4,041 |
| Cash dividends | $514,000 | 2,395 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,422,000 | 1,836 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,951,000 | 2,993 |
| Total interest expense | $922,000 | 4,033 |
| Net interest income | $6,029,000 | 2,725 |
| Provision for loan and lease losses | $273,000 | 3,742 |
| Total noninterest income | $1,096,000 | 2,485 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $625,000 | 1,738 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $471,000 | 2,787 |
| Total noninterest expense | $4,268,000 | 3,201 |
| Salaries and employee benefits | $2,283,000 | 3,091 |
| Premises and equipment expense | $514,000 | 3,288 |
| Additional noninterest expense | $1,471,000 | 3,207 |
| Pre-tax net operating income | $2,584,000 | 1,683 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $904,000 | 1,168 |
| Income before extraordinary items | $1,680,000 | 2,115 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,680,000 | 2,115 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,680,000 | 2,116 |
| Net charge-offs | $31,000 | 5,295 |
| Cash dividends | $334,000 | 2,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,680,000 | 2,021 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,654,000 | 2,991 |
| Total interest expense | $630,000 | 4,078 |
| Net interest income | $4,024,000 | 2,723 |
| Provision for loan and lease losses | $218,000 | 3,424 |
| Total noninterest income | $740,000 | 2,440 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $411,000 | 1,730 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $329,000 | 2,745 |
| Total noninterest expense | $2,875,000 | 3,206 |
| Salaries and employee benefits | $1,532,000 | 3,097 |
| Premises and equipment expense | $340,000 | 3,328 |
| Additional noninterest expense | $1,003,000 | 3,203 |
| Pre-tax net operating income | $1,671,000 | 1,707 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $585,000 | 1,173 |
| Income before extraordinary items | $1,086,000 | 2,120 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,086,000 | 2,121 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,086,000 | 2,121 |
| Net charge-offs | $26,000 | 4,913 |
| Cash dividends | $174,000 | 2,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,086,000 | 2,052 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,316,000 | 3,024 |
| Total interest expense | $319,000 | 4,144 |
| Net interest income | $1,997,000 | 2,737 |
| Provision for loan and lease losses | $123,000 | 3,101 |
| Total noninterest income | $364,000 | 2,497 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $201,000 | 1,742 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $163,000 | 2,759 |
| Total noninterest expense | $1,455,000 | 3,179 |
| Salaries and employee benefits | $767,000 | 3,104 |
| Premises and equipment expense | $171,000 | 3,368 |
| Additional noninterest expense | $517,000 | 3,098 |
| Pre-tax net operating income | $783,000 | 1,805 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $275,000 | 1,199 |
| Income before extraordinary items | $508,000 | 2,220 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $508,000 | 2,218 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $508,000 | 2,219 |
| Net charge-offs | $22,000 | 3,981 |
| Cash dividends | $50,000 | 2,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $508,000 | 2,175 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,028,000 | 3,218 |
| Total interest expense | $1,886,000 | 3,715 |
| Net interest income | $7,142,000 | 3,021 |
| Provision for loan and lease losses | $507,000 | 4,101 |
| Total noninterest income | $1,520,000 | 2,491 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $859,000 | 1,708 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $661,000 | 2,776 |
| Total noninterest expense | $5,631,000 | 3,267 |
| Salaries and employee benefits | $2,955,000 | 3,158 |
| Premises and equipment expense | $672,000 | 3,405 |
| Additional noninterest expense | $2,004,000 | 3,251 |
| Pre-tax net operating income | $2,524,000 | 1,871 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $889,000 | 1,336 |
| Income before extraordinary items | $1,635,000 | 2,372 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,635,000 | 2,370 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,635,000 | 2,373 |
| Net charge-offs | $46,000 | 5,956 |
| Cash dividends | $182,000 | 3,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,635,000 | 2,264 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,697,000 | 3,306 |
| Total interest expense | $1,525,000 | 3,659 |
| Net interest income | $5,172,000 | 3,149 |
| Provision for loan and lease losses | $418,000 | 3,839 |
| Total noninterest income | $1,147,000 | 2,497 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $642,000 | 1,771 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $505,000 | 2,741 |
| Total noninterest expense | $4,021,000 | 3,394 |
| Salaries and employee benefits | $2,171,000 | 3,231 |
| Premises and equipment expense | $517,000 | 3,390 |
| Additional noninterest expense | $1,333,000 | 3,539 |
| Pre-tax net operating income | $1,880,000 | 1,996 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $663,000 | 1,387 |
| Income before extraordinary items | $1,217,000 | 2,523 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,217,000 | 2,520 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,217,000 | 2,524 |
| Net charge-offs | $35,000 | 5,741 |
| Cash dividends | $131,000 | 3,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,217,000 | 2,388 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,438,000 | 3,359 |
| Total interest expense | $1,120,000 | 3,489 |
| Net interest income | $3,318,000 | 3,250 |
| Provision for loan and lease losses | $314,000 | 3,537 |
| Total noninterest income | $669,000 | 2,664 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $445,000 | 1,715 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $224,000 | 3,313 |
| Total noninterest expense | $2,667,000 | 3,429 |
| Salaries and employee benefits | $1,450,000 | 3,233 |
| Premises and equipment expense | $347,000 | 3,397 |
| Additional noninterest expense | $870,000 | 3,572 |
| Pre-tax net operating income | $1,006,000 | 2,354 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $358,000 | 1,555 |
| Income before extraordinary items | $648,000 | 2,910 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $648,000 | 2,903 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $648,000 | 2,908 |
| Net charge-offs | $29,000 | 5,288 |
| Cash dividends | $45,000 | 3,218 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $648,000 | 2,804 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,245,000 | 3,387 |
| Total interest expense | $647,000 | 3,245 |
| Net interest income | $1,598,000 | 3,390 |
| Provision for loan and lease losses | $131,000 | 3,605 |
| Total noninterest income | $337,000 | 2,645 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $224,000 | 1,707 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $113,000 | 3,284 |
| Total noninterest expense | $1,328,000 | 3,474 |
| Salaries and employee benefits | $723,000 | 3,306 |
| Premises and equipment expense | $178,000 | 3,414 |
| Additional noninterest expense | $427,000 | 3,647 |
| Pre-tax net operating income | $476,000 | 2,498 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $169,000 | 1,604 |
| Income before extraordinary items | $307,000 | 3,085 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $307,000 | 3,082 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $307,000 | 3,085 |
| Net charge-offs | $2,000 | 5,375 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $307,000 | 2,978 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,850,000 | 3,869 |
| Total interest expense | $2,139,000 | 4,264 |
| Net interest income | $5,711,000 | 3,601 |
| Provision for loan and lease losses | $1,108,000 | 3,342 |
| Total noninterest income | $1,465,000 | 2,594 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,021,000 | 1,651 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $444,000 | 3,395 |
| Total noninterest expense | $5,403,000 | 3,457 |
| Salaries and employee benefits | $2,923,000 | 3,259 |
| Premises and equipment expense | $669,000 | 3,589 |
| Additional noninterest expense | $1,811,000 | 3,588 |
| Pre-tax net operating income | $665,000 | 3,628 |
| Securities gains (losses) | $2,000 | 3,583 |
| Applicable income taxes | $226,000 | 2,278 |
| Income before extraordinary items | $441,000 | 4,043 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $441,000 | 4,042 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $441,000 | 4,042 |
| Net charge-offs | $753,000 | 3,263 |
| Cash dividends | $222,000 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $439,680 | 3,966 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,795,000 | 3,969 |
| Total interest expense | $1,595,000 | 4,408 |
| Net interest income | $4,200,000 | 3,667 |
| Provision for loan and lease losses | $266,000 | 4,788 |
| Total noninterest income | $1,116,000 | 2,625 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $765,000 | 1,655 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $351,000 | 3,392 |
| Total noninterest expense | $4,044,000 | 3,470 |
| Salaries and employee benefits | $2,188,000 | 3,289 |
| Premises and equipment expense | $520,000 | 3,523 |
| Additional noninterest expense | $1,336,000 | 3,581 |
| Pre-tax net operating income | $1,006,000 | 2,727 |
| Securities gains (losses) | $2,000 | 3,313 |
| Applicable income taxes | $355,000 | 1,751 |
| Income before extraordinary items | $653,000 | 3,241 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $653,000 | 3,239 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $653,000 | 3,241 |
| Net charge-offs | $48,000 | 5,717 |
| Cash dividends | $222,000 | 2,972 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $651,700 | 3,157 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,867,000 | 4,000 |
| Total interest expense | $1,028,000 | 4,657 |
| Net interest income | $2,839,000 | 3,613 |
| Provision for loan and lease losses | $194,000 | 4,379 |
| Total noninterest income | $741,000 | 2,645 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $495,000 | 1,683 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $246,000 | 3,330 |
| Total noninterest expense | $2,653,000 | 3,548 |
| Salaries and employee benefits | $1,456,000 | 3,316 |
| Premises and equipment expense | $351,000 | 3,524 |
| Additional noninterest expense | $846,000 | 3,724 |
| Pre-tax net operating income | $733,000 | 2,672 |
| Securities gains (losses) | $2,000 | 2,937 |
| Applicable income taxes | $250,000 | 1,730 |
| Income before extraordinary items | $485,000 | 3,148 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $485,000 | 3,146 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $485,000 | 3,147 |
| Net charge-offs | $15,000 | 5,781 |
| Cash dividends | $222,000 | 2,561 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $483,680 | 3,049 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,020,000 | 3,911 |
| Total interest expense | $510,000 | 4,785 |
| Net interest income | $1,510,000 | 3,428 |
| Provision for loan and lease losses | $101,000 | 3,838 |
| Total noninterest income | $378,000 | 2,607 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $241,000 | 1,673 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $137,000 | 3,115 |
| Total noninterest expense | $1,269,000 | 3,610 |
| Salaries and employee benefits | $730,000 | 3,355 |
| Premises and equipment expense | $173,000 | 3,602 |
| Additional noninterest expense | $366,000 | 3,830 |
| Pre-tax net operating income | $518,000 | 2,311 |
| Securities gains (losses) | $2,000 | 2,230 |
| Applicable income taxes | $177,000 | 1,573 |
| Income before extraordinary items | $343,000 | 2,865 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $343,000 | 2,865 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $343,000 | 2,866 |
| Net charge-offs | $3,000 | 5,319 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $341,680 | 2,745 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,884,000 | 4,171 |
| Total interest expense | $2,378,000 | 4,870 |
| Net interest income | $5,506,000 | 3,690 |
| Provision for loan and lease losses | $277,000 | 4,766 |
| Total noninterest income | $1,618,000 | 2,481 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,048,000 | 1,695 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $570,000 | 2,975 |
| Total noninterest expense | $5,097,000 | 3,510 |
| Salaries and employee benefits | $3,111,000 | 3,148 |
| Premises and equipment expense | $578,000 | 4,056 |
| Additional noninterest expense | $1,408,000 | 3,791 |
| Pre-tax net operating income | $1,750,000 | 2,741 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $593,000 | 1,684 |
| Income before extraordinary items | $1,157,000 | 3,000 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,157,000 | 2,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,209 |
| Cash dividends | $444,000 | 3,550 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,157,000 | 3,141 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,959,000 | 4,222 |
| Total interest expense | $1,839,000 | 4,915 |
| Net interest income | $4,120,000 | 3,728 |
| Provision for loan and lease losses | $162,000 | 4,525 |
| Total noninterest income | $1,235,000 | 2,525 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $779,000 | 1,720 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $456,000 | 2,958 |
| Total noninterest expense | $3,728,000 | 3,572 |
| Salaries and employee benefits | $2,230,000 | 3,315 |
| Premises and equipment expense | $453,000 | 3,920 |
| Additional noninterest expense | $1,045,000 | 3,740 |
| Pre-tax net operating income | $1,465,000 | 2,890 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $498,000 | 1,908 |
| Income before extraordinary items | $967,000 | 3,177 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $967,000 | 3,174 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,256 |
| Cash dividends | $222,000 | 3,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $967,000 | 3,322 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,000,000 | 4,251 |
| Total interest expense | $1,273,000 | 4,954 |
| Net interest income | $2,727,000 | 3,747 |
| Provision for loan and lease losses | $108,000 | 4,159 |
| Total noninterest income | $785,000 | 2,641 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $495,000 | 1,771 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $290,000 | 3,092 |
| Total noninterest expense | $2,514,000 | 3,556 |
| Salaries and employee benefits | $1,497,000 | 3,337 |
| Premises and equipment expense | $319,000 | 3,777 |
| Additional noninterest expense | $698,000 | 3,729 |
| Pre-tax net operating income | $890,000 | 3,194 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $303,000 | 2,204 |
| Income before extraordinary items | $587,000 | 3,688 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $587,000 | 3,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,014 |
| Cash dividends | $222,000 | 3,310 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $587,000 | 3,624 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,062,000 | 4,230 |
| Total interest expense | $695,000 | 4,898 |
| Net interest income | $1,367,000 | 3,723 |
| Provision for loan and lease losses | $54,000 | 3,716 |
| Total noninterest income | $406,000 | 2,573 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $247,000 | 1,743 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $159,000 | 2,942 |
| Total noninterest expense | $1,284,000 | 3,508 |
| Salaries and employee benefits | $771,000 | 3,260 |
| Premises and equipment expense | $155,000 | 3,877 |
| Additional noninterest expense | $358,000 | 3,614 |
| Pre-tax net operating income | $435,000 | 3,349 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $149,000 | 2,332 |
| Income before extraordinary items | $286,000 | 3,906 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $286,000 | 3,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,162 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $286,000 | 3,827 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,622,000 | 4,155 |
| Total interest expense | $3,104,000 | 4,693 |
| Net interest income | $5,518,000 | 3,726 |
| Provision for loan and lease losses | $120,000 | 4,617 |
| Total noninterest income | $1,577,000 | 2,617 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,021,000 | 1,732 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $556,000 | 3,139 |
| Total noninterest expense | $4,722,000 | 3,607 |
| Salaries and employee benefits | $2,724,000 | 3,483 |
| Premises and equipment expense | $599,000 | 3,842 |
| Additional noninterest expense | $1,399,000 | 3,622 |
| Pre-tax net operating income | $2,253,000 | 3,063 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $783,000 | 2,165 |
| Income before extraordinary items | $1,470,000 | 3,489 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,470,000 | 3,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,868 |
| Cash dividends | $1,228,000 | 2,301 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,470,000 | 3,475 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,474,000 | 4,178 |
| Total interest expense | $2,329,000 | 4,703 |
| Net interest income | $4,145,000 | 3,737 |
| Provision for loan and lease losses | $110,000 | 3,968 |
| Total noninterest income | $1,139,000 | 2,683 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $736,000 | 1,771 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $403,000 | 3,190 |
| Total noninterest expense | $3,462,000 | 3,668 |
| Salaries and employee benefits | $2,018,000 | 3,508 |
| Premises and equipment expense | $417,000 | 4,039 |
| Additional noninterest expense | $1,027,000 | 3,625 |
| Pre-tax net operating income | $1,712,000 | 3,194 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $582,000 | 2,340 |
| Income before extraordinary items | $1,130,000 | 3,620 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,130,000 | 3,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 3,451 |
| Cash dividends | $672,000 | 2,535 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,130,000 | 3,599 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,305,000 | 4,205 |
| Total interest expense | $1,555,000 | 4,678 |
| Net interest income | $2,750,000 | 3,771 |
| Provision for loan and lease losses | $50,000 | 4,348 |
| Total noninterest income | $737,000 | 2,731 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $504,000 | 1,739 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $233,000 | 3,493 |
| Total noninterest expense | $2,208,000 | 3,822 |
| Salaries and employee benefits | $1,306,000 | 3,627 |
| Premises and equipment expense | $263,000 | 4,232 |
| Additional noninterest expense | $639,000 | 3,827 |
| Pre-tax net operating income | $1,229,000 | 3,068 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $418,000 | 2,320 |
| Income before extraordinary items | $811,000 | 3,489 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $811,000 | 3,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 3,125 |
| Cash dividends | $117,000 | 4,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $811,000 | 3,467 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,111,000 | 4,236 |
| Total interest expense | $761,000 | 4,728 |
| Net interest income | $1,350,000 | 3,818 |
| Provision for loan and lease losses | $20,000 | 4,351 |
| Total noninterest income | $358,000 | 2,770 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $227,000 | 1,854 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $131,000 | 3,257 |
| Total noninterest expense | $1,069,000 | 3,930 |
| Salaries and employee benefits | $622,000 | 3,789 |
| Premises and equipment expense | $131,000 | 4,247 |
| Additional noninterest expense | $316,000 | 3,819 |
| Pre-tax net operating income | $619,000 | 3,050 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $211,000 | 2,327 |
| Income before extraordinary items | $408,000 | 3,447 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $408,000 | 3,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,041 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $408,000 | 3,423 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,420,000 | 4,402 |
| Total interest expense | $2,498,000 | 4,824 |
| Net interest income | $4,922,000 | 4,050 |
| Provision for loan and lease losses | $92,000 | 4,858 |
| Total noninterest income | $1,533,000 | 2,662 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,111,000 | 1,595 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $422,000 | 3,648 |
| Total noninterest expense | $4,096,000 | 3,922 |
| Salaries and employee benefits | $2,355,000 | 3,775 |
| Premises and equipment expense | $476,000 | 4,411 |
| Additional noninterest expense | $1,265,000 | 3,786 |
| Pre-tax net operating income | $2,267,000 | 3,367 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $769,000 | 2,529 |
| Income before extraordinary items | $1,498,000 | 3,783 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,498,000 | 3,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,041 |
| Cash dividends | $672,000 | 3,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,498,000 | 3,761 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,380,000 | 4,485 |
| Total interest expense | $1,761,000 | 4,910 |
| Net interest income | $3,619,000 | 4,142 |
| Provision for loan and lease losses | $92,000 | 4,214 |
| Total noninterest income | $1,131,000 | 2,701 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $812,000 | 1,636 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $319,000 | 3,629 |
| Total noninterest expense | $3,037,000 | 3,946 |
| Salaries and employee benefits | $1,714,000 | 3,860 |
| Premises and equipment expense | $361,000 | 4,377 |
| Additional noninterest expense | $962,000 | 3,721 |
| Pre-tax net operating income | $1,621,000 | 3,610 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $551,000 | 2,726 |
| Income before extraordinary items | $1,070,000 | 4,004 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,070,000 | 4,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,946 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,070,000 | 3,997 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,492,000 | 4,514 |
| Total interest expense | $1,086,000 | 5,004 |
| Net interest income | $2,406,000 | 4,155 |
| Provision for loan and lease losses | $69,000 | 3,935 |
| Total noninterest income | $711,000 | 2,804 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $507,000 | 1,725 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $204,000 | 3,708 |
| Total noninterest expense | $2,017,000 | 3,986 |
| Salaries and employee benefits | $1,129,000 | 3,925 |
| Premises and equipment expense | $244,000 | 4,337 |
| Additional noninterest expense | $644,000 | 3,703 |
| Pre-tax net operating income | $1,031,000 | 3,735 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $350,000 | 2,828 |
| Income before extraordinary items | $681,000 | 4,138 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $681,000 | 4,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,236 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $681,000 | 4,129 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,710,000 | 4,531 |
| Total interest expense | $514,000 | 5,038 |
| Net interest income | $1,196,000 | 4,167 |
| Provision for loan and lease losses | $35,000 | 3,693 |
| Total noninterest income | $355,000 | 2,754 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $253,000 | 1,664 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $102,000 | 3,669 |
| Total noninterest expense | $1,008,000 | 4,002 |
| Salaries and employee benefits | $566,000 | 3,920 |
| Premises and equipment expense | $125,000 | 4,297 |
| Additional noninterest expense | $317,000 | 3,738 |
| Pre-tax net operating income | $508,000 | 3,692 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $172,000 | 2,826 |
| Income before extraordinary items | $336,000 | 4,125 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $336,000 | 4,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,757 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $336,000 | 4,108 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,691,000 | 4,751 |
| Total interest expense | $1,450,000 | 5,310 |
| Net interest income | $4,241,000 | 4,451 |
| Provision for loan and lease losses | $60,000 | 5,443 |
| Total noninterest income | $1,432,000 | 2,770 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,084,000 | 1,607 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $348,000 | 4,035 |
| Total noninterest expense | $3,669,000 | 4,139 |
| Salaries and employee benefits | $1,971,000 | 4,161 |
| Premises and equipment expense | $493,000 | 4,226 |
| Additional noninterest expense | $1,205,000 | 3,859 |
| Pre-tax net operating income | $1,944,000 | 3,762 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $654,000 | 2,935 |
| Income before extraordinary items | $1,290,000 | 4,173 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,290,000 | 4,174 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,620 |
| Cash dividends | $392,000 | 4,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,290,000 | 4,143 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,125,000 | 4,820 |
| Total interest expense | $989,000 | 5,466 |
| Net interest income | $3,136,000 | 4,497 |
| Provision for loan and lease losses | $40,000 | 5,540 |
| Total noninterest income | $1,079,000 | 2,761 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $822,000 | 1,581 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $257,000 | 4,079 |
| Total noninterest expense | $2,705,000 | 4,152 |
| Salaries and employee benefits | $1,449,000 | 4,198 |
| Premises and equipment expense | $371,000 | 4,197 |
| Additional noninterest expense | $885,000 | 3,856 |
| Pre-tax net operating income | $1,470,000 | 3,811 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $500,000 | 2,941 |
| Income before extraordinary items | $970,000 | 4,247 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $970,000 | 4,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,033 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $970,000 | 4,197 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,684,000 | 4,837 |
| Total interest expense | $612,000 | 5,519 |
| Net interest income | $2,072,000 | 4,510 |
| Provision for loan and lease losses | $25,000 | 5,445 |
| Total noninterest income | $708,000 | 2,747 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $513,000 | 1,639 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $195,000 | 3,800 |
| Total noninterest expense | $1,768,000 | 4,204 |
| Salaries and employee benefits | $934,000 | 4,292 |
| Premises and equipment expense | $243,000 | 4,230 |
| Additional noninterest expense | $591,000 | 3,857 |
| Pre-tax net operating income | $987,000 | 3,747 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $336,000 | 2,898 |
| Income before extraordinary items | $651,000 | 4,200 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $651,000 | 4,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 8,284 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $651,000 | 4,142 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,303,000 | 4,913 |
| Total interest expense | $278,000 | 5,683 |
| Net interest income | $1,025,000 | 4,535 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $350,000 | 2,725 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $244,000 | 1,678 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $106,000 | 3,615 |
| Total noninterest expense | $893,000 | 4,193 |
| Salaries and employee benefits | $464,000 | 4,326 |
| Premises and equipment expense | $125,000 | 4,196 |
| Additional noninterest expense | $304,000 | 3,761 |
| Pre-tax net operating income | $467,000 | 3,860 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $159,000 | 3,012 |
| Income before extraordinary items | $308,000 | 4,294 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $308,000 | 4,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,217 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $308,000 | 4,245 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,999,000 | 4,854 |
| Total interest expense | $853,000 | 6,088 |
| Net interest income | $4,146,000 | 4,366 |
| Provision for loan and lease losses | $30,000 | 6,416 |
| Total noninterest income | $1,414,000 | 2,793 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,094,000 | 1,603 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $320,000 | 4,144 |
| Total noninterest expense | $3,680,000 | 4,003 |
| Salaries and employee benefits | $1,914,000 | 4,139 |
| Premises and equipment expense | $483,000 | 4,199 |
| Additional noninterest expense | $1,283,000 | 3,561 |
| Pre-tax net operating income | $1,850,000 | 3,720 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $634,000 | 2,930 |
| Income before extraordinary items | $1,216,000 | 4,171 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,216,000 | 4,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,636 |
| Cash dividends | $308,000 | 4,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,216,000 | 4,104 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,701,000 | 4,872 |
| Total interest expense | $606,000 | 6,227 |
| Net interest income | $3,095,000 | 4,376 |
| Provision for loan and lease losses | $10,000 | 6,700 |
| Total noninterest income | $1,068,000 | 2,792 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $824,000 | 1,601 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $244,000 | 4,102 |
| Total noninterest expense | $2,503,000 | 4,295 |
| Salaries and employee benefits | $1,190,000 | 4,709 |
| Premises and equipment expense | $367,000 | 4,143 |
| Additional noninterest expense | $946,000 | 3,581 |
| Pre-tax net operating income | $1,650,000 | 3,366 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $561,000 | 2,697 |
| Income before extraordinary items | $1,089,000 | 3,794 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,089,000 | 3,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,478 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,089,000 | 3,720 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,443,000 | 4,917 |
| Total interest expense | $383,000 | 6,391 |
| Net interest income | $2,060,000 | 4,384 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $713,000 | 2,807 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $546,000 | 1,599 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $167,000 | 4,110 |
| Total noninterest expense | $1,683,000 | 4,297 |
| Salaries and employee benefits | $793,000 | 4,756 |
| Premises and equipment expense | $247,000 | 4,121 |
| Additional noninterest expense | $643,000 | 3,532 |
| Pre-tax net operating income | $1,090,000 | 3,335 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $371,000 | 2,694 |
| Income before extraordinary items | $719,000 | 3,795 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $719,000 | 3,795 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,683 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $719,000 | 3,705 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,310,000 | 4,692 |
| Total interest expense | $195,000 | 6,419 |
| Net interest income | $1,115,000 | 4,137 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $359,000 | 2,741 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $269,000 | 1,591 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $90,000 | 3,932 |
| Total noninterest expense | $842,000 | 4,326 |
| Salaries and employee benefits | $405,000 | 4,698 |
| Premises and equipment expense | $120,000 | 4,238 |
| Additional noninterest expense | $317,000 | 3,581 |
| Pre-tax net operating income | $632,000 | 2,952 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $215,000 | 2,452 |
| Income before extraordinary items | $417,000 | 3,395 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $417,000 | 3,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,263 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $417,000 | 3,276 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,784,000 | 5,043 |
| Total interest expense | $1,213,000 | 5,536 |
| Net interest income | $3,571,000 | 4,730 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $1,280,000 | 3,169 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $948,000 | 1,830 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $332,000 | 4,300 |
| Total noninterest expense | $3,462,000 | 4,156 |
| Salaries and employee benefits | $1,751,000 | 4,343 |
| Premises and equipment expense | $493,000 | 4,108 |
| Additional noninterest expense | $1,218,000 | 3,685 |
| Pre-tax net operating income | $1,389,000 | 4,329 |
| Securities gains (losses) | $19,000 | 3,246 |
| Applicable income taxes | $477,000 | 3,453 |
| Income before extraordinary items | $931,000 | 4,850 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $931,000 | 4,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,514 |
| Cash dividends | $280,000 | 4,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $918,460 | 4,718 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,612,000 | 5,079 |
| Total interest expense | $1,003,000 | 5,376 |
| Net interest income | $2,609,000 | 4,817 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $949,000 | 3,241 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $698,000 | 1,852 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $251,000 | 4,375 |
| Total noninterest expense | $2,590,000 | 4,143 |
| Salaries and employee benefits | $1,312,000 | 4,338 |
| Premises and equipment expense | $385,000 | 3,972 |
| Additional noninterest expense | $893,000 | 3,730 |
| Pre-tax net operating income | $968,000 | 4,638 |
| Securities gains (losses) | $19,000 | 2,984 |
| Applicable income taxes | $336,000 | 3,720 |
| Income before extraordinary items | $651,000 | 5,175 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $651,000 | 5,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,822 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $638,460 | 5,056 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,606,000 | 4,842 |
| Total interest expense | $724,000 | 5,238 |
| Net interest income | $1,882,000 | 4,576 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $612,000 | 3,298 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $450,000 | 1,880 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $162,000 | 4,433 |
| Total noninterest expense | $1,733,000 | 4,131 |
| Salaries and employee benefits | $880,000 | 4,313 |
| Premises and equipment expense | $253,000 | 4,005 |
| Additional noninterest expense | $600,000 | 3,701 |
| Pre-tax net operating income | $761,000 | 4,195 |
| Securities gains (losses) | $19,000 | 2,643 |
| Applicable income taxes | $265,000 | 3,450 |
| Income before extraordinary items | $515,000 | 4,718 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $515,000 | 4,718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,405 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $502,460 | 4,583 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,355,000 | 4,734 |
| Total interest expense | $372,000 | 5,254 |
| Net interest income | $983,000 | 4,458 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $278,000 | 3,423 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $197,000 | 2,048 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $81,000 | 4,308 |
| Total noninterest expense | $863,000 | 4,128 |
| Salaries and employee benefits | $436,000 | 4,349 |
| Premises and equipment expense | $126,000 | 4,003 |
| Additional noninterest expense | $301,000 | 3,655 |
| Pre-tax net operating income | $398,000 | 4,041 |
| Securities gains (losses) | $19,000 | 1,926 |
| Applicable income taxes | $142,000 | 3,323 |
| Income before extraordinary items | $275,000 | 4,468 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $275,000 | 4,468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,678 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $262,460 | 4,393 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,671,000 | 4,728 |
| Total interest expense | $1,676,000 | 5,375 |
| Net interest income | $3,995,000 | 4,355 |
| Provision for loan and lease losses | $50,000 | 6,677 |
| Total noninterest income | $1,118,000 | 3,226 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $782,000 | 2,040 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $336,000 | 4,023 |
| Total noninterest expense | $3,287,000 | 4,158 |
| Salaries and employee benefits | $1,570,000 | 4,520 |
| Premises and equipment expense | $472,000 | 4,109 |
| Additional noninterest expense | $1,245,000 | 3,507 |
| Pre-tax net operating income | $1,776,000 | 3,693 |
| Securities gains (losses) | $4,000 | 4,045 |
| Applicable income taxes | $615,000 | 3,081 |
| Income before extraordinary items | $1,165,000 | 4,164 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,165,000 | 4,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,669 |
| Cash dividends | $308,000 | 4,258 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,162,400 | 4,072 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,166,000 | 4,864 |
| Total interest expense | $2,721,000 | 5,090 |
| Net interest income | $3,445,000 | 4,610 |
| Provision for loan and lease losses | $-130,000 | 9,544 |
| Total noninterest income | $1,171,000 | 2,977 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $759,000 | 1,996 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $412,000 | 3,470 |
| Total noninterest expense | $3,190,000 | 4,131 |
| Salaries and employee benefits | $1,451,000 | 4,626 |
| Premises and equipment expense | $496,000 | 3,900 |
| Additional noninterest expense | $1,243,000 | 3,393 |
| Pre-tax net operating income | $1,556,000 | 3,758 |
| Securities gains (losses) | $-1,000 | 9,012 |
| Applicable income taxes | $613,000 | 2,932 |
| Income before extraordinary items | $942,000 | 4,443 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $942,000 | 4,445 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,124 |
| Cash dividends | $280,000 | 4,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $942,640 | 4,321 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,851,000 | 5,173 |
| Total interest expense | $2,801,000 | 5,183 |
| Net interest income | $3,050,000 | 5,096 |
| Provision for loan and lease losses | $22,000 | 7,551 |
| Total noninterest income | $1,147,000 | 2,859 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $678,000 | 2,045 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $469,000 | 3,056 |
| Total noninterest expense | $3,099,000 | 4,123 |
| Salaries and employee benefits | $1,334,000 | 4,805 |
| Premises and equipment expense | $487,000 | 3,868 |
| Additional noninterest expense | $1,278,000 | 3,229 |
| Pre-tax net operating income | $1,076,000 | 5,067 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $366,000 | 4,181 |
| Income before extraordinary items | $710,000 | 5,381 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $710,000 | 5,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,205 |
| Cash dividends | $313,000 | 4,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $710,000 | 5,388 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,705,000 | 5,785 |
| Total interest expense | $2,104,000 | 5,796 |
| Net interest income | $2,601,000 | 5,661 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $918,000 | 3,310 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $615,000 | 2,161 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $303,000 | 3,994 |
| Total noninterest expense | $2,652,000 | 4,654 |
| Salaries and employee benefits | $1,162,000 | 5,283 |
| Premises and equipment expense | $476,000 | 3,941 |
| Additional noninterest expense | $1,014,000 | 3,984 |
| Pre-tax net operating income | $867,000 | 5,700 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $295,000 | 4,856 |
| Income before extraordinary items | $572,000 | 6,035 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $572,000 | 6,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,085 |
| Cash dividends | $280,000 | 4,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $572,000 | 6,008 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,782,000 | 5,850 |
| Total interest expense | $2,223,000 | 5,798 |
| Net interest income | $2,559,000 | 5,750 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $753,000 | 3,775 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $530,000 | 2,421 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $223,000 | 4,688 |
| Total noninterest expense | $2,535,000 | 4,729 |
| Salaries and employee benefits | $1,218,000 | 5,019 |
| Premises and equipment expense | $437,000 | 4,120 |
| Additional noninterest expense | $880,000 | 4,364 |
| Pre-tax net operating income | $777,000 | 6,174 |
| Securities gains (losses) | $3,000 | 3,720 |
| Applicable income taxes | $265,000 | 5,500 |
| Income before extraordinary items | $515,000 | 6,520 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $515,000 | 6,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 9,466 |
| Cash dividends | $179,000 | 5,555 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $513,020 | 6,414 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,678,000 | 6,063 |
| Total interest expense | $2,106,000 | 6,071 |
| Net interest income | $2,572,000 | 5,940 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $757,000 | 3,734 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $656,000 | 2,001 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 6,756 |
| Total noninterest expense | $2,454,000 | 4,848 |
| Salaries and employee benefits | $1,182,000 | 5,170 |
| Premises and equipment expense | $408,000 | 4,385 |
| Additional noninterest expense | $864,000 | 4,464 |
| Pre-tax net operating income | $875,000 | 6,233 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $298,000 | 5,740 |
| Income before extraordinary items | $577,000 | 6,493 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $577,000 | 6,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,572 |
| Cash dividends | $163,000 | 5,754 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $577,000 | 6,439 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,902,000 | 6,033 |
| Total interest expense | $2,051,000 | 6,313 |
| Net interest income | $2,851,000 | 5,652 |
| Provision for loan and lease losses | $-75,000 | 11,234 |
| Total noninterest income | $690,000 | 4,155 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $595,000 | 2,277 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 7,288 |
| Total noninterest expense | $2,495,000 | 5,014 |
| Salaries and employee benefits | $1,295,000 | 4,869 |
| Premises and equipment expense | $372,000 | 4,814 |
| Additional noninterest expense | $828,000 | 5,076 |
| Pre-tax net operating income | $1,121,000 | 5,343 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $381,000 | 5,051 |
| Income before extraordinary items | $740,000 | 5,582 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $740,000 | 5,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,146 |
| Cash dividends | $3,078,000 | 933 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $740,000 | 5,528 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,606,000 | 6,343 |
| Total interest expense | $1,815,000 | 6,861 |
| Net interest income | $2,791,000 | 5,825 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $642,000 | 4,354 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $572,000 | 2,369 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 8,356 |
| Total noninterest expense | $2,506,000 | 4,988 |
| Salaries and employee benefits | $1,269,000 | 4,970 |
| Premises and equipment expense | $351,000 | 5,010 |
| Additional noninterest expense | $886,000 | 4,830 |
| Pre-tax net operating income | $927,000 | 6,291 |
| Securities gains (losses) | $16,000 | 2,046 |
| Applicable income taxes | $235,000 | 6,877 |
| Income before extraordinary items | $708,000 | 5,938 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $708,000 | 5,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-54,000 | 11,498 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $696,000 | 5,999 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,633,000 | 7,150 |
| Total interest expense | $1,225,000 | 7,804 |
| Net interest income | $2,408,000 | 6,645 |
| Provision for loan and lease losses | $-55,000 | 12,022 |
| Total noninterest income | $547,000 | 4,958 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $454,000 | 3,031 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 7,744 |
| Total noninterest expense | $2,011,000 | 6,178 |
| Salaries and employee benefits | $940,000 | 6,416 |
| Premises and equipment expense | $340,000 | 5,181 |
| Additional noninterest expense | $731,000 | 6,119 |
| Pre-tax net operating income | $999,000 | 5,957 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $340,000 | 5,390 |
| Income before extraordinary items | $659,000 | 6,151 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $659,000 | 6,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 11,695 |
| Cash dividends | $300,000 | 4,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $659,000 | 6,226 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,781,000 | 7,142 |
| Total interest expense | $1,555,000 | 7,035 |
| Net interest income | $2,226,000 | 7,102 |
| Provision for loan and lease losses | $-93,000 | 12,879 |
| Total noninterest income | $506,000 | 5,549 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $432,000 | 3,215 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 8,889 |
| Total noninterest expense | $1,958,000 | 6,454 |
| Salaries and employee benefits | $861,000 | 6,950 |
| Premises and equipment expense | $357,000 | 5,153 |
| Additional noninterest expense | $740,000 | 6,294 |
| Pre-tax net operating income | $867,000 | 6,486 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $274,000 | 6,421 |
| Income before extraordinary items | $593,000 | 6,841 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $593,000 | 7,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 8,917 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $593,000 | 6,590 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,385,000 | 7,025 |
| Total interest expense | $2,054,000 | 6,996 |
| Net interest income | $2,331,000 | 6,931 |
| Provision for loan and lease losses | $-87,000 | 13,684 |
| Total noninterest income | $521,000 | 5,488 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $431,000 | 3,244 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 8,441 |
| Total noninterest expense | $1,991,000 | 6,402 |
| Salaries and employee benefits | $880,000 | 6,736 |
| Premises and equipment expense | $371,000 | 5,106 |
| Additional noninterest expense | $740,000 | 6,483 |
| Pre-tax net operating income | $948,000 | 5,865 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $310,000 | 5,797 |
| Income before extraordinary items | $638,000 | 6,309 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $638,000 | 6,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-38,000 | 13,380 |
| Cash dividends | $364,000 | 3,558 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $638,000 | 5,965 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.