Home > The First National Bank of Baudette > Income and Expense
The First National Bank of Baudette, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,110,000 | 8,056 |
| Total interest expense | $1,468,000 | 7,790 |
| Net interest income | $1,642,000 | 8,162 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $345,000 | 6,540 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $162,000 | 6,407 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $183,000 | 5,373 |
| Total noninterest expense | $1,214,000 | 8,165 |
| Salaries and employee benefits | $700,000 | 7,714 |
| Premises and equipment expense | $45,000 | 11,233 |
| Additional noninterest expense | $469,000 | 7,527 |
| Pre-tax net operating income | $773,000 | 6,950 |
| Securities gains (losses) | $-10,000 | 10,097 |
| Applicable income taxes | $265,000 | 6,442 |
| Income before extraordinary items | $498,000 | 7,271 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $498,000 | 7,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 10,436 |
| Cash dividends | $100,000 | 6,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $504,500 | 7,195 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,702,000 | 8,546 |
| Total interest expense | $1,028,000 | 8,569 |
| Net interest income | $1,674,000 | 8,369 |
| Provision for loan and lease losses | $5,000 | 8,812 |
| Total noninterest income | $262,000 | 7,781 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $149,000 | 6,913 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 7,127 |
| Total noninterest expense | $1,198,000 | 8,606 |
| Salaries and employee benefits | $659,000 | 8,206 |
| Premises and equipment expense | $128,000 | 9,152 |
| Additional noninterest expense | $411,000 | 8,718 |
| Pre-tax net operating income | $733,000 | 7,227 |
| Securities gains (losses) | $-44,000 | 10,934 |
| Applicable income taxes | $220,000 | 7,005 |
| Income before extraordinary items | $469,000 | 7,549 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $469,000 | 7,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 10,447 |
| Cash dividends | $200,000 | 5,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $498,920 | 7,359 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,398,000 | 11,452 |
| Total interest expense | $579,000 | 11,268 |
| Net interest income | $819,000 | 11,442 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $146,000 | 10,287 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $70,000 | 9,341 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 8,800 |
| Total noninterest expense | $767,000 | 10,835 |
| Salaries and employee benefits | $436,000 | 10,283 |
| Premises and equipment expense | $82,000 | 11,085 |
| Additional noninterest expense | $249,000 | 11,098 |
| Pre-tax net operating income | $198,000 | 11,058 |
| Securities gains (losses) | $35,000 | 3,910 |
| Applicable income taxes | $83,000 | 10,142 |
| Income before extraordinary items | $150,000 | 11,203 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $150,000 | 11,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 11,843 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $127,600 | 11,270 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,242,000 | 8,575 |
| Total interest expense | $1,598,000 | 8,207 |
| Net interest income | $1,644,000 | 8,821 |
| Provision for loan and lease losses | $3,000 | 11,629 |
| Total noninterest income | $260,000 | 8,338 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $104,000 | 8,390 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $156,000 | 6,504 |
| Total noninterest expense | $1,150,000 | 9,283 |
| Salaries and employee benefits | $655,000 | 8,348 |
| Premises and equipment expense | $150,000 | 9,105 |
| Additional noninterest expense | $345,000 | 10,262 |
| Pre-tax net operating income | $751,000 | 6,822 |
| Securities gains (losses) | $84,000 | 3,291 |
| Applicable income taxes | $290,000 | 6,069 |
| Income before extraordinary items | $545,000 | 6,954 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $545,000 | 7,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 8,917 |
| Cash dividends | $550,000 | 2,567 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $490,400 | 7,034 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.