Home > The First National Bank of Barnesville > Income and Expense
The First National Bank of Barnesville, Income and Expense
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,407,000 | 4,462 |
| Total interest expense | $1,811,000 | 3,197 |
| Net interest income | $2,596,000 | 5,043 |
| Provision for loan and lease losses | $6,039,000 | 756 |
| Total noninterest income | $-241,000 | 7,581 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $469,000 | 2,269 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-710,000 | 7,620 |
| Total noninterest expense | $3,411,000 | 3,871 |
| Salaries and employee benefits | $1,316,000 | 4,639 |
| Premises and equipment expense | $346,000 | 4,461 |
| Additional noninterest expense | $1,749,000 | 2,786 |
| Pre-tax net operating income | $-7,095,000 | 7,466 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-7,095,000 | 7,513 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-7,095,000 | 7,513 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-7,095,000 | 7,513 |
| Net charge-offs | $8,067,000 | 544 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-7,095,000 | 7,490 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,309,000 | 4,173 |
| Total interest expense | $1,236,000 | 3,234 |
| Net interest income | $2,073,000 | 4,532 |
| Provision for loan and lease losses | $6,039,000 | 544 |
| Total noninterest income | $-310,000 | 7,703 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $326,000 | 2,205 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-636,000 | 7,730 |
| Total noninterest expense | $2,349,000 | 3,801 |
| Salaries and employee benefits | $894,000 | 4,599 |
| Premises and equipment expense | $224,000 | 4,570 |
| Additional noninterest expense | $1,231,000 | 2,654 |
| Pre-tax net operating income | $-6,625,000 | 7,610 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-6,625,000 | 7,636 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-6,625,000 | 7,636 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-6,625,000 | 7,636 |
| Net charge-offs | $5,777,000 | 518 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-6,625,000 | 7,635 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,716,000 | 4,129 |
| Total interest expense | $635,000 | 3,292 |
| Net interest income | $1,081,000 | 4,442 |
| Provision for loan and lease losses | $652,000 | 1,541 |
| Total noninterest income | $207,000 | 3,577 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $158,000 | 2,252 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $49,000 | 4,728 |
| Total noninterest expense | $1,180,000 | 3,809 |
| Salaries and employee benefits | $447,000 | 4,667 |
| Premises and equipment expense | $113,000 | 4,622 |
| Additional noninterest expense | $620,000 | 2,629 |
| Pre-tax net operating income | $-544,000 | 7,208 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-183,000 | 7,546 |
| Income before extraordinary items | $-361,000 | 7,145 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-361,000 | 7,148 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-361,000 | 7,146 |
| Net charge-offs | $906,000 | 1,110 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-361,000 | 7,114 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,691,000 | 3,924 |
| Total interest expense | $3,234,000 | 3,234 |
| Net interest income | $4,457,000 | 4,261 |
| Provision for loan and lease losses | $3,928,000 | 1,670 |
| Total noninterest income | $-736,000 | 7,908 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $766,000 | 2,109 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-1,502,000 | 7,922 |
| Total noninterest expense | $4,070,000 | 4,292 |
| Salaries and employee benefits | $1,901,000 | 4,527 |
| Premises and equipment expense | $492,000 | 4,418 |
| Additional noninterest expense | $1,677,000 | 3,775 |
| Pre-tax net operating income | $-4,277,000 | 7,098 |
| Securities gains (losses) | $75,000 | 2,354 |
| Applicable income taxes | $-1,457,000 | 7,416 |
| Income before extraordinary items | $-2,745,000 | 6,938 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,745,000 | 6,937 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,745,000 | 6,937 |
| Net charge-offs | $2,500,000 | 1,793 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-2,793,750 | 6,957 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,833,000 | 3,949 |
| Total interest expense | $2,522,000 | 3,270 |
| Net interest income | $3,311,000 | 4,291 |
| Provision for loan and lease losses | $2,653,000 | 1,603 |
| Total noninterest income | $210,000 | 5,797 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $568,000 | 2,131 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-358,000 | 7,928 |
| Total noninterest expense | $2,942,000 | 4,408 |
| Salaries and employee benefits | $1,432,000 | 4,524 |
| Premises and equipment expense | $360,000 | 4,535 |
| Additional noninterest expense | $1,150,000 | 3,996 |
| Pre-tax net operating income | $-2,074,000 | 7,066 |
| Securities gains (losses) | $75,000 | 2,025 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-1,999,000 | 7,168 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,999,000 | 7,168 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,999,000 | 7,167 |
| Net charge-offs | $637,000 | 2,736 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,074,000 | 7,185 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,904,000 | 3,973 |
| Total interest expense | $1,710,000 | 3,350 |
| Net interest income | $2,194,000 | 4,310 |
| Provision for loan and lease losses | $2,653,000 | 1,178 |
| Total noninterest income | $434,000 | 3,694 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $367,000 | 2,159 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $67,000 | 5,424 |
| Total noninterest expense | $2,034,000 | 4,336 |
| Salaries and employee benefits | $1,064,000 | 4,256 |
| Premises and equipment expense | $239,000 | 4,576 |
| Additional noninterest expense | $731,000 | 4,149 |
| Pre-tax net operating income | $-2,059,000 | 7,396 |
| Securities gains (losses) | $75,000 | 1,666 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-1,984,000 | 7,483 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,984,000 | 7,483 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,984,000 | 7,482 |
| Net charge-offs | $574,000 | 2,190 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-2,059,000 | 7,495 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,995,000 | 3,950 |
| Total interest expense | $858,000 | 3,434 |
| Net interest income | $1,137,000 | 4,176 |
| Provision for loan and lease losses | $787,000 | 1,354 |
| Total noninterest income | $266,000 | 3,249 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $175,000 | 2,191 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $91,000 | 3,806 |
| Total noninterest expense | $976,000 | 4,369 |
| Salaries and employee benefits | $533,000 | 4,253 |
| Premises and equipment expense | $120,000 | 4,618 |
| Additional noninterest expense | $323,000 | 4,176 |
| Pre-tax net operating income | $-360,000 | 7,150 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-360,000 | 7,286 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-360,000 | 7,287 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-360,000 | 7,287 |
| Net charge-offs | $127,000 | 2,603 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-360,000 | 7,244 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,654,000 | 3,912 |
| Total interest expense | $3,817,000 | 3,632 |
| Net interest income | $4,837,000 | 4,042 |
| Provision for loan and lease losses | $1,250,000 | 2,400 |
| Total noninterest income | $476,000 | 4,949 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $773,000 | 2,186 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-297,000 | 8,192 |
| Total noninterest expense | $3,878,000 | 4,341 |
| Salaries and employee benefits | $2,087,000 | 4,307 |
| Premises and equipment expense | $561,000 | 4,151 |
| Additional noninterest expense | $1,230,000 | 4,218 |
| Pre-tax net operating income | $185,000 | 5,795 |
| Securities gains (losses) | $25,000 | 2,045 |
| Applicable income taxes | $47,000 | 3,884 |
| Income before extraordinary items | $163,000 | 5,622 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $163,000 | 5,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,468,000 | 1,581 |
| Cash dividends | $216,000 | 4,420 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $143,500 | 5,857 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,592,000 | 3,927 |
| Total interest expense | $2,902,000 | 3,706 |
| Net interest income | $3,690,000 | 4,006 |
| Provision for loan and lease losses | $275,000 | 3,694 |
| Total noninterest income | $613,000 | 3,917 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $574,000 | 2,212 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $39,000 | 6,860 |
| Total noninterest expense | $3,147,000 | 4,085 |
| Salaries and employee benefits | $1,820,000 | 3,889 |
| Premises and equipment expense | $439,000 | 4,014 |
| Additional noninterest expense | $888,000 | 4,255 |
| Pre-tax net operating income | $881,000 | 3,915 |
| Securities gains (losses) | $13,000 | 2,250 |
| Applicable income taxes | $274,000 | 2,564 |
| Income before extraordinary items | $620,000 | 4,075 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $620,000 | 4,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,037,000 | 1,269 |
| Cash dividends | $108,000 | 4,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $611,030 | 4,245 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,429,000 | 3,959 |
| Total interest expense | $1,991,000 | 3,757 |
| Net interest income | $2,438,000 | 4,045 |
| Provision for loan and lease losses | $150,000 | 3,592 |
| Total noninterest income | $386,000 | 4,086 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $360,000 | 2,301 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $26,000 | 6,950 |
| Total noninterest expense | $2,095,000 | 4,105 |
| Salaries and employee benefits | $1,214,000 | 3,925 |
| Premises and equipment expense | $289,000 | 4,070 |
| Additional noninterest expense | $592,000 | 4,240 |
| Pre-tax net operating income | $579,000 | 4,101 |
| Securities gains (losses) | $13,000 | 2,325 |
| Applicable income taxes | $178,000 | 2,817 |
| Income before extraordinary items | $414,000 | 4,399 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $414,000 | 4,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $748,000 | 1,022 |
| Cash dividends | $108,000 | 4,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $404,900 | 4,389 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,326,000 | 3,912 |
| Total interest expense | $1,059,000 | 3,769 |
| Net interest income | $1,267,000 | 3,940 |
| Provision for loan and lease losses | $75,000 | 3,123 |
| Total noninterest income | $193,000 | 4,074 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $179,000 | 2,275 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $14,000 | 6,895 |
| Total noninterest expense | $1,037,000 | 4,134 |
| Salaries and employee benefits | $605,000 | 3,952 |
| Premises and equipment expense | $145,000 | 4,090 |
| Additional noninterest expense | $287,000 | 4,253 |
| Pre-tax net operating income | $348,000 | 3,833 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $111,000 | 2,664 |
| Income before extraordinary items | $237,000 | 4,313 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $237,000 | 4,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,724 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $237,000 | 4,211 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,899,000 | 3,791 |
| Total interest expense | $4,164,000 | 3,917 |
| Net interest income | $5,735,000 | 3,627 |
| Provision for loan and lease losses | $325,000 | 3,050 |
| Total noninterest income | $867,000 | 3,838 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $735,000 | 2,276 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $132,000 | 5,788 |
| Total noninterest expense | $3,980,000 | 4,138 |
| Salaries and employee benefits | $2,266,000 | 3,991 |
| Premises and equipment expense | $604,000 | 3,820 |
| Additional noninterest expense | $1,110,000 | 4,305 |
| Pre-tax net operating income | $2,297,000 | 3,012 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $774,000 | 2,183 |
| Income before extraordinary items | $1,523,000 | 3,410 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,523,000 | 3,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $487,000 | 1,726 |
| Cash dividends | $612,000 | 3,390 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,523,000 | 3,390 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,376,000 | 3,815 |
| Total interest expense | $3,036,000 | 3,983 |
| Net interest income | $4,340,000 | 3,614 |
| Provision for loan and lease losses | $135,000 | 3,624 |
| Total noninterest income | $656,000 | 3,828 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $542,000 | 2,292 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $114,000 | 5,578 |
| Total noninterest expense | $2,971,000 | 4,129 |
| Salaries and employee benefits | $1,754,000 | 3,899 |
| Premises and equipment expense | $429,000 | 3,957 |
| Additional noninterest expense | $788,000 | 4,410 |
| Pre-tax net operating income | $1,890,000 | 2,961 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $643,000 | 2,194 |
| Income before extraordinary items | $1,247,000 | 3,378 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,247,000 | 3,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $299,000 | 1,537 |
| Cash dividends | $108,000 | 4,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,247,000 | 3,363 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,873,000 | 3,857 |
| Total interest expense | $1,988,000 | 4,037 |
| Net interest income | $2,885,000 | 3,644 |
| Provision for loan and lease losses | $90,000 | 3,429 |
| Total noninterest income | $462,000 | 3,718 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $367,000 | 2,267 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $95,000 | 5,216 |
| Total noninterest expense | $1,950,000 | 4,200 |
| Salaries and employee benefits | $1,162,000 | 3,946 |
| Premises and equipment expense | $305,000 | 3,811 |
| Additional noninterest expense | $483,000 | 4,682 |
| Pre-tax net operating income | $1,307,000 | 2,936 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $444,000 | 2,231 |
| Income before extraordinary items | $863,000 | 3,348 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $863,000 | 3,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 1,967 |
| Cash dividends | $108,000 | 4,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $863,000 | 3,327 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,433,000 | 3,856 |
| Total interest expense | $978,000 | 4,067 |
| Net interest income | $1,455,000 | 3,626 |
| Provision for loan and lease losses | $45,000 | 3,197 |
| Total noninterest income | $249,000 | 3,542 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $170,000 | 2,357 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $79,000 | 4,242 |
| Total noninterest expense | $988,000 | 4,183 |
| Salaries and employee benefits | $581,000 | 3,972 |
| Premises and equipment expense | $142,000 | 4,012 |
| Additional noninterest expense | $265,000 | 4,350 |
| Pre-tax net operating income | $671,000 | 2,890 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $218,000 | 2,276 |
| Income before extraordinary items | $453,000 | 3,220 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $453,000 | 3,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 1,177 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $453,000 | 3,194 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,355,000 | 3,761 |
| Total interest expense | $3,367,000 | 4,021 |
| Net interest income | $5,988,000 | 3,524 |
| Provision for loan and lease losses | $300,000 | 2,748 |
| Total noninterest income | $1,017,000 | 3,505 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $623,000 | 2,608 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $394,000 | 3,762 |
| Total noninterest expense | $3,900,000 | 4,063 |
| Salaries and employee benefits | $2,215,000 | 3,961 |
| Premises and equipment expense | $612,000 | 3,709 |
| Additional noninterest expense | $1,073,000 | 4,288 |
| Pre-tax net operating income | $2,805,000 | 2,909 |
| Securities gains (losses) | $-38,000 | 7,833 |
| Applicable income taxes | $944,000 | 2,283 |
| Income before extraordinary items | $1,823,000 | 3,313 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,823,000 | 3,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,595 |
| Cash dividends | $612,000 | 3,417 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,848,080 | 3,270 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,912,000 | 3,772 |
| Total interest expense | $2,400,000 | 4,072 |
| Net interest income | $4,512,000 | 3,532 |
| Provision for loan and lease losses | $75,000 | 4,564 |
| Total noninterest income | $728,000 | 3,627 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $471,000 | 2,598 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $257,000 | 4,050 |
| Total noninterest expense | $2,939,000 | 4,037 |
| Salaries and employee benefits | $1,687,000 | 3,900 |
| Premises and equipment expense | $448,000 | 3,791 |
| Additional noninterest expense | $804,000 | 4,248 |
| Pre-tax net operating income | $2,226,000 | 2,898 |
| Securities gains (losses) | $-38,000 | 8,080 |
| Applicable income taxes | $736,000 | 2,322 |
| Income before extraordinary items | $1,452,000 | 3,270 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,452,000 | 3,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 3,744 |
| Cash dividends | $108,000 | 4,687 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,477,080 | 3,236 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,416,000 | 3,848 |
| Total interest expense | $1,504,000 | 4,108 |
| Net interest income | $2,912,000 | 3,624 |
| Provision for loan and lease losses | $30,000 | 4,987 |
| Total noninterest income | $382,000 | 4,157 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $306,000 | 2,617 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $76,000 | 5,653 |
| Total noninterest expense | $1,941,000 | 4,079 |
| Salaries and employee benefits | $1,129,000 | 3,925 |
| Premises and equipment expense | $296,000 | 3,809 |
| Additional noninterest expense | $516,000 | 4,380 |
| Pre-tax net operating income | $1,323,000 | 3,152 |
| Securities gains (losses) | $-20,000 | 8,076 |
| Applicable income taxes | $468,000 | 2,410 |
| Income before extraordinary items | $835,000 | 3,639 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $835,000 | 3,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 2,422 |
| Cash dividends | $108,000 | 4,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $847,800 | 3,587 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,089,000 | 3,944 |
| Total interest expense | $707,000 | 4,156 |
| Net interest income | $1,382,000 | 3,773 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $178,000 | 4,231 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $141,000 | 2,720 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $37,000 | 5,687 |
| Total noninterest expense | $979,000 | 4,077 |
| Salaries and employee benefits | $577,000 | 3,869 |
| Premises and equipment expense | $165,000 | 3,494 |
| Additional noninterest expense | $237,000 | 4,625 |
| Pre-tax net operating income | $566,000 | 3,460 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $201,000 | 2,601 |
| Income before extraordinary items | $365,000 | 3,912 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $365,000 | 3,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 1,214 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $365,000 | 3,895 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,432,000 | 3,969 |
| Total interest expense | $2,522,000 | 3,804 |
| Net interest income | $4,910,000 | 3,998 |
| Provision for loan and lease losses | $100,000 | 4,800 |
| Total noninterest income | $948,000 | 3,689 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $583,000 | 2,721 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $365,000 | 3,932 |
| Total noninterest expense | $3,697,000 | 4,118 |
| Salaries and employee benefits | $2,086,000 | 4,003 |
| Premises and equipment expense | $620,000 | 3,556 |
| Additional noninterest expense | $991,000 | 4,448 |
| Pre-tax net operating income | $2,061,000 | 3,610 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $680,000 | 2,864 |
| Income before extraordinary items | $1,381,000 | 3,991 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,381,000 | 3,993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,503 |
| Cash dividends | $504,000 | 3,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,381,000 | 3,960 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,418,000 | 4,010 |
| Total interest expense | $1,815,000 | 3,770 |
| Net interest income | $3,603,000 | 4,071 |
| Provision for loan and lease losses | $50,000 | 5,172 |
| Total noninterest income | $764,000 | 3,514 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $425,000 | 2,781 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $339,000 | 3,582 |
| Total noninterest expense | $2,809,000 | 4,035 |
| Salaries and employee benefits | $1,595,000 | 3,912 |
| Premises and equipment expense | $447,000 | 3,676 |
| Additional noninterest expense | $767,000 | 4,318 |
| Pre-tax net operating income | $1,508,000 | 3,731 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $471,000 | 3,053 |
| Income before extraordinary items | $1,037,000 | 4,061 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,037,000 | 4,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,898 |
| Cash dividends | $108,000 | 4,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,037,000 | 4,028 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,491,000 | 4,045 |
| Total interest expense | $1,176,000 | 3,671 |
| Net interest income | $2,315,000 | 4,159 |
| Provision for loan and lease losses | $50,000 | 4,523 |
| Total noninterest income | $570,000 | 3,220 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $274,000 | 2,801 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $296,000 | 3,081 |
| Total noninterest expense | $1,868,000 | 4,023 |
| Salaries and employee benefits | $1,066,000 | 3,888 |
| Premises and equipment expense | $298,000 | 3,648 |
| Additional noninterest expense | $504,000 | 4,350 |
| Pre-tax net operating income | $967,000 | 3,797 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $273,000 | 3,263 |
| Income before extraordinary items | $694,000 | 4,014 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $694,000 | 4,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,953 |
| Cash dividends | $108,000 | 4,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $694,000 | 3,956 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,714,000 | 4,071 |
| Total interest expense | $570,000 | 3,654 |
| Net interest income | $1,144,000 | 4,212 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $166,000 | 4,438 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $129,000 | 2,862 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $37,000 | 5,797 |
| Total noninterest expense | $925,000 | 4,074 |
| Salaries and employee benefits | $537,000 | 3,874 |
| Premises and equipment expense | $150,000 | 3,653 |
| Additional noninterest expense | $238,000 | 4,521 |
| Pre-tax net operating income | $385,000 | 4,372 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $130,000 | 3,352 |
| Income before extraordinary items | $255,000 | 4,816 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $255,000 | 4,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 2,501 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $255,000 | 4,776 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,161,000 | 4,174 |
| Total interest expense | $1,896,000 | 3,807 |
| Net interest income | $4,265,000 | 4,284 |
| Provision for loan and lease losses | $100,000 | 4,964 |
| Total noninterest income | $943,000 | 3,690 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $618,000 | 2,643 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $325,000 | 4,116 |
| Total noninterest expense | $3,525,000 | 4,156 |
| Salaries and employee benefits | $1,881,000 | 4,193 |
| Premises and equipment expense | $613,000 | 3,477 |
| Additional noninterest expense | $1,031,000 | 4,231 |
| Pre-tax net operating income | $1,583,000 | 4,115 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $502,000 | 3,346 |
| Income before extraordinary items | $1,081,000 | 4,486 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,081,000 | 4,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 4,768 |
| Cash dividends | $504,000 | 3,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,081,000 | 4,417 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,464,000 | 4,268 |
| Total interest expense | $1,336,000 | 3,971 |
| Net interest income | $3,128,000 | 4,347 |
| Provision for loan and lease losses | $90,000 | 4,429 |
| Total noninterest income | $706,000 | 3,708 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $478,000 | 2,599 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $228,000 | 4,244 |
| Total noninterest expense | $2,619,000 | 4,151 |
| Salaries and employee benefits | $1,407,000 | 4,159 |
| Premises and equipment expense | $453,000 | 3,526 |
| Additional noninterest expense | $759,000 | 4,249 |
| Pre-tax net operating income | $1,125,000 | 4,332 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $362,000 | 3,472 |
| Income before extraordinary items | $763,000 | 4,744 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $763,000 | 4,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 3,649 |
| Cash dividends | $108,000 | 4,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $763,000 | 4,657 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,892,000 | 4,362 |
| Total interest expense | $830,000 | 4,165 |
| Net interest income | $2,062,000 | 4,378 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $418,000 | 3,998 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $321,000 | 2,565 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $97,000 | 5,216 |
| Total noninterest expense | $1,657,000 | 4,345 |
| Salaries and employee benefits | $920,000 | 4,241 |
| Premises and equipment expense | $297,000 | 3,583 |
| Additional noninterest expense | $440,000 | 4,757 |
| Pre-tax net operating income | $823,000 | 4,034 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $268,000 | 3,276 |
| Income before extraordinary items | $555,000 | 4,453 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $555,000 | 4,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,398 |
| Cash dividends | $108,000 | 4,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $555,000 | 4,368 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,425,000 | 4,429 |
| Total interest expense | $408,000 | 4,263 |
| Net interest income | $1,017,000 | 4,418 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $231,000 | 3,697 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $170,000 | 2,405 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $61,000 | 4,708 |
| Total noninterest expense | $817,000 | 4,407 |
| Salaries and employee benefits | $454,000 | 4,322 |
| Premises and equipment expense | $150,000 | 3,590 |
| Additional noninterest expense | $213,000 | 4,852 |
| Pre-tax net operating income | $431,000 | 3,887 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $136,000 | 3,265 |
| Income before extraordinary items | $295,000 | 4,313 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $295,000 | 4,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,677 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $295,000 | 4,185 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,872,000 | 4,371 |
| Total interest expense | $1,930,000 | 4,133 |
| Net interest income | $3,942,000 | 4,409 |
| Provision for loan and lease losses | $100,000 | 5,309 |
| Total noninterest income | $746,000 | 4,388 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $433,000 | 3,471 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $313,000 | 4,422 |
| Total noninterest expense | $3,324,000 | 4,297 |
| Salaries and employee benefits | $1,777,000 | 4,304 |
| Premises and equipment expense | $558,000 | 3,719 |
| Additional noninterest expense | $989,000 | 4,316 |
| Pre-tax net operating income | $1,264,000 | 4,551 |
| Securities gains (losses) | $10,000 | 3,613 |
| Applicable income taxes | $398,000 | 3,788 |
| Income before extraordinary items | $876,000 | 5,004 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $876,000 | 5,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 3,655 |
| Cash dividends | $504,000 | 3,490 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $869,100 | 4,864 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,430,000 | 4,398 |
| Total interest expense | $1,496,000 | 4,151 |
| Net interest income | $2,934,000 | 4,454 |
| Provision for loan and lease losses | $50,000 | 5,747 |
| Total noninterest income | $467,000 | 4,922 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $282,000 | 3,806 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $185,000 | 4,946 |
| Total noninterest expense | $2,511,000 | 4,256 |
| Salaries and employee benefits | $1,405,000 | 4,144 |
| Premises and equipment expense | $393,000 | 3,909 |
| Additional noninterest expense | $713,000 | 4,416 |
| Pre-tax net operating income | $840,000 | 4,996 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $265,000 | 4,156 |
| Income before extraordinary items | $575,000 | 5,510 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $575,000 | 5,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 2,845 |
| Cash dividends | $108,000 | 4,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $575,000 | 5,317 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,901,000 | 4,481 |
| Total interest expense | $1,048,000 | 4,102 |
| Net interest income | $1,853,000 | 4,625 |
| Provision for loan and lease losses | $50,000 | 5,111 |
| Total noninterest income | $339,000 | 4,663 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $189,000 | 3,757 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $150,000 | 4,571 |
| Total noninterest expense | $1,668,000 | 4,265 |
| Salaries and employee benefits | $943,000 | 4,103 |
| Premises and equipment expense | $256,000 | 3,972 |
| Additional noninterest expense | $469,000 | 4,451 |
| Pre-tax net operating income | $474,000 | 5,451 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $141,000 | 4,605 |
| Income before extraordinary items | $333,000 | 5,858 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $333,000 | 5,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 2,935 |
| Cash dividends | $108,000 | 4,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $333,000 | 5,641 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,485,000 | 4,447 |
| Total interest expense | $556,000 | 4,014 |
| Net interest income | $929,000 | 4,612 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $144,000 | 4,993 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $87,000 | 3,880 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $57,000 | 5,014 |
| Total noninterest expense | $839,000 | 4,217 |
| Salaries and employee benefits | $478,000 | 4,037 |
| Premises and equipment expense | $131,000 | 3,907 |
| Additional noninterest expense | $230,000 | 4,499 |
| Pre-tax net operating income | $234,000 | 5,451 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $65,000 | 4,700 |
| Income before extraordinary items | $169,000 | 5,731 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $169,000 | 5,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 2,091 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $169,000 | 5,533 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,420,000 | 4,346 |
| Total interest expense | $2,741,000 | 3,814 |
| Net interest income | $3,679,000 | 4,600 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $595,000 | 4,753 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $375,000 | 3,688 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $220,000 | 4,830 |
| Total noninterest expense | $3,322,000 | 4,123 |
| Salaries and employee benefits | $1,676,000 | 4,314 |
| Premises and equipment expense | $554,000 | 3,645 |
| Additional noninterest expense | $1,092,000 | 3,909 |
| Pre-tax net operating income | $952,000 | 5,335 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $290,000 | 4,511 |
| Income before extraordinary items | $662,000 | 5,701 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $662,000 | 5,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-63,000 | 9,180 |
| Cash dividends | $504,000 | 3,423 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $662,000 | 5,554 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,025,000 | 3,638 |
| Total interest expense | $4,966,000 | 3,169 |
| Net interest income | $4,059,000 | 4,079 |
| Provision for loan and lease losses | $3,761,000 | 441 |
| Total noninterest income | $764,000 | 3,988 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $446,000 | 3,119 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $318,000 | 3,984 |
| Total noninterest expense | $3,421,000 | 3,898 |
| Salaries and employee benefits | $1,688,000 | 4,124 |
| Premises and equipment expense | $604,000 | 3,331 |
| Additional noninterest expense | $1,129,000 | 3,695 |
| Pre-tax net operating income | $-2,359,000 | 9,512 |
| Securities gains (losses) | $95,000 | 1,787 |
| Applicable income taxes | $-889,000 | 9,544 |
| Income before extraordinary items | $-1,375,000 | 9,476 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-1,375,000 | 9,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,761,000 | 379 |
| Cash dividends | $504,000 | 3,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-1,435,800 | 9,451 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,332,000 | 3,311 |
| Total interest expense | $4,962,000 | 3,342 |
| Net interest income | $5,370,000 | 3,263 |
| Provision for loan and lease losses | $1,180,000 | 933 |
| Total noninterest income | $608,000 | 4,378 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $371,000 | 3,435 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $237,000 | 4,407 |
| Total noninterest expense | $3,164,000 | 4,055 |
| Salaries and employee benefits | $1,655,000 | 4,038 |
| Premises and equipment expense | $625,000 | 3,151 |
| Additional noninterest expense | $884,000 | 4,400 |
| Pre-tax net operating income | $1,634,000 | 3,827 |
| Securities gains (losses) | $-9,000 | 8,282 |
| Applicable income taxes | $552,000 | 3,278 |
| Income before extraordinary items | $1,073,000 | 4,185 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,073,000 | 4,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $449,000 | 1,342 |
| Cash dividends | $504,000 | 3,517 |
| Sale, conversion, retirement of capital stock, net | $-640,000 | 9,840 |
| Net operating income | $1,078,940 | 4,170 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,069,000 | 3,876 |
| Total interest expense | $3,509,000 | 4,035 |
| Net interest income | $4,560,000 | 3,742 |
| Provision for loan and lease losses | $570,000 | 1,589 |
| Total noninterest income | $553,000 | 4,666 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $329,000 | 3,725 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $224,000 | 4,679 |
| Total noninterest expense | $2,894,000 | 4,326 |
| Salaries and employee benefits | $1,631,000 | 4,059 |
| Premises and equipment expense | $473,000 | 3,968 |
| Additional noninterest expense | $790,000 | 4,833 |
| Pre-tax net operating income | $1,649,000 | 3,847 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $567,000 | 3,345 |
| Income before extraordinary items | $1,082,000 | 4,196 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,082,000 | 4,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $538,000 | 1,150 |
| Cash dividends | $531,000 | 3,390 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,082,000 | 4,157 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,562,000 | 4,132 |
| Total interest expense | $3,371,000 | 4,291 |
| Net interest income | $4,191,000 | 3,972 |
| Provision for loan and lease losses | $150,000 | 4,136 |
| Total noninterest income | $384,000 | 5,751 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $281,000 | 4,131 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $103,000 | 6,565 |
| Total noninterest expense | $2,568,000 | 4,677 |
| Salaries and employee benefits | $1,431,000 | 4,414 |
| Premises and equipment expense | $425,000 | 4,215 |
| Additional noninterest expense | $712,000 | 5,102 |
| Pre-tax net operating income | $1,857,000 | 3,542 |
| Securities gains (losses) | $7,000 | 3,223 |
| Applicable income taxes | $649,000 | 3,206 |
| Income before extraordinary items | $1,215,000 | 3,889 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,215,000 | 3,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 3,434 |
| Cash dividends | $531,000 | 3,378 |
| Sale, conversion, retirement of capital stock, net | $-4,000 | 10,291 |
| Net operating income | $1,210,450 | 3,811 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,377,000 | 4,315 |
| Total interest expense | $3,162,000 | 4,500 |
| Net interest income | $4,215,000 | 4,051 |
| Provision for loan and lease losses | $200,000 | 3,424 |
| Total noninterest income | $432,000 | 5,462 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $302,000 | 4,052 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 6,075 |
| Total noninterest expense | $2,520,000 | 4,756 |
| Salaries and employee benefits | $1,450,000 | 4,368 |
| Premises and equipment expense | $408,000 | 4,385 |
| Additional noninterest expense | $662,000 | 5,449 |
| Pre-tax net operating income | $1,927,000 | 3,670 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $651,000 | 3,450 |
| Income before extraordinary items | $1,280,000 | 3,850 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,280,000 | 3,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,260 |
| Cash dividends | $532,000 | 3,337 |
| Sale, conversion, retirement of capital stock, net | $-356,000 | 10,823 |
| Net operating income | $1,277,360 | 3,788 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,708,000 | 4,744 |
| Total interest expense | $2,961,000 | 4,842 |
| Net interest income | $3,747,000 | 4,558 |
| Provision for loan and lease losses | $50,000 | 6,559 |
| Total noninterest income | $399,000 | 5,957 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $291,000 | 4,315 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $108,000 | 6,916 |
| Total noninterest expense | $2,380,000 | 5,211 |
| Salaries and employee benefits | $1,367,000 | 4,671 |
| Premises and equipment expense | $338,000 | 5,136 |
| Additional noninterest expense | $675,000 | 5,885 |
| Pre-tax net operating income | $1,716,000 | 3,882 |
| Securities gains (losses) | $-10,000 | 10,276 |
| Applicable income taxes | $519,000 | 4,030 |
| Income before extraordinary items | $1,187,000 | 3,906 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,187,000 | 3,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-58,000 | 11,087 |
| Cash dividends | $471,000 | 3,557 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,194,000 | 3,840 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,016,000 | 5,195 |
| Total interest expense | $2,679,000 | 5,264 |
| Net interest income | $3,337,000 | 5,057 |
| Provision for loan and lease losses | $13,000 | 8,094 |
| Total noninterest income | $395,000 | 6,035 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $290,000 | 4,424 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 7,073 |
| Total noninterest expense | $2,399,000 | 5,176 |
| Salaries and employee benefits | $1,351,000 | 4,711 |
| Premises and equipment expense | $292,000 | 5,753 |
| Additional noninterest expense | $756,000 | 5,493 |
| Pre-tax net operating income | $1,320,000 | 4,903 |
| Securities gains (losses) | $3,000 | 3,092 |
| Applicable income taxes | $388,000 | 5,050 |
| Income before extraordinary items | $935,000 | 4,847 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $935,000 | 4,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,457 |
| Cash dividends | $353,000 | 4,151 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $932,870 | 4,846 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,140,000 | 5,547 |
| Total interest expense | $2,015,000 | 5,585 |
| Net interest income | $3,125,000 | 5,439 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $521,000 | 5,144 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $285,000 | 4,556 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $236,000 | 4,748 |
| Total noninterest expense | $2,384,000 | 5,379 |
| Salaries and employee benefits | $1,426,000 | 4,482 |
| Premises and equipment expense | $281,000 | 5,988 |
| Additional noninterest expense | $677,000 | 6,491 |
| Pre-tax net operating income | $1,262,000 | 5,045 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $343,000 | 5,350 |
| Income before extraordinary items | $919,000 | 4,823 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $919,000 | 4,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-88,000 | 12,175 |
| Cash dividends | $314,000 | 4,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $919,000 | 4,879 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,767,000 | 6,020 |
| Total interest expense | $1,915,000 | 6,059 |
| Net interest income | $2,852,000 | 5,877 |
| Provision for loan and lease losses | $75,000 | 6,449 |
| Total noninterest income | $388,000 | 6,621 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $298,000 | 4,459 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 8,232 |
| Total noninterest expense | $2,257,000 | 5,746 |
| Salaries and employee benefits | $1,331,000 | 4,779 |
| Premises and equipment expense | $301,000 | 5,841 |
| Additional noninterest expense | $625,000 | 7,124 |
| Pre-tax net operating income | $908,000 | 6,310 |
| Securities gains (losses) | $22,000 | 4,534 |
| Applicable income taxes | $202,000 | 7,571 |
| Income before extraordinary items | $728,000 | 5,939 |
| Extraordinary gains, net | $-40,000 | 12,653 |
| Net income | $688,000 | 6,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-52,000 | 12,684 |
| Cash dividends | $275,000 | 4,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $710,840 | 5,774 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,303,000 | 6,078 |
| Total interest expense | $2,276,000 | 6,455 |
| Net interest income | $3,027,000 | 5,668 |
| Provision for loan and lease losses | $107,000 | 7,099 |
| Total noninterest income | $386,000 | 6,679 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $288,000 | 4,598 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 8,137 |
| Total noninterest expense | $2,272,000 | 5,760 |
| Salaries and employee benefits | $1,200,000 | 5,158 |
| Premises and equipment expense | $260,000 | 6,601 |
| Additional noninterest expense | $812,000 | 5,995 |
| Pre-tax net operating income | $1,034,000 | 5,498 |
| Securities gains (losses) | $63,000 | 3,745 |
| Applicable income taxes | $229,000 | 7,010 |
| Income before extraordinary items | $868,000 | 5,052 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $868,000 | 5,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-56,000 | 13,532 |
| Cash dividends | $334,000 | 3,768 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 1,078 |
| Net operating income | $818,230 | 4,973 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.