Home > The First National Bank of Bar Harbor > Income and Expense
The First National Bank of Bar Harbor, Income and Expense
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $11,093,000 | 2,572 |
| Total interest expense | $2,525,000 | 3,040 |
| Net interest income | $8,568,000 | 2,388 |
| Provision for loan and lease losses | $180,000 | 3,881 |
| Total noninterest income | $4,009,000 | 1,272 |
| Gross Fiduciary activities income | $692,000 | 460 |
| Service charges on deposit accounts | $878,000 | 1,969 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,439,000 | 1,147 |
| Total noninterest expense | $9,080,000 | 1,780 |
| Salaries and employee benefits | $4,162,000 | 2,096 |
| Premises and equipment expense | $1,127,000 | 2,040 |
| Additional noninterest expense | $3,791,000 | 1,315 |
| Pre-tax net operating income | $3,317,000 | 2,381 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $867,000 | 2,392 |
| Income before extraordinary items | $2,450,000 | 2,468 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,450,000 | 2,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $164,000 | 2,896 |
| Cash dividends | $660,000 | 3,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,450,000 | 2,419 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,116,000 | 2,589 |
| Total interest expense | $1,844,000 | 3,043 |
| Net interest income | $6,272,000 | 2,413 |
| Provision for loan and lease losses | $180,000 | 3,152 |
| Total noninterest income | $2,969,000 | 1,318 |
| Gross Fiduciary activities income | $486,000 | 482 |
| Service charges on deposit accounts | $672,000 | 1,953 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,811,000 | 1,170 |
| Total noninterest expense | $6,690,000 | 1,804 |
| Salaries and employee benefits | $3,112,000 | 2,101 |
| Premises and equipment expense | $844,000 | 2,048 |
| Additional noninterest expense | $2,734,000 | 1,355 |
| Pre-tax net operating income | $2,371,000 | 2,505 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $602,000 | 2,568 |
| Income before extraordinary items | $1,769,000 | 2,592 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,769,000 | 2,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 4,149 |
| Cash dividends | $314,000 | 3,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,769,000 | 2,525 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,283,000 | 2,646 |
| Total interest expense | $1,247,000 | 2,997 |
| Net interest income | $4,036,000 | 2,473 |
| Provision for loan and lease losses | $120,000 | 3,090 |
| Total noninterest income | $1,738,000 | 1,431 |
| Gross Fiduciary activities income | $323,000 | 482 |
| Service charges on deposit accounts | $501,000 | 1,751 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $914,000 | 1,420 |
| Total noninterest expense | $4,165,000 | 1,920 |
| Salaries and employee benefits | $2,059,000 | 2,122 |
| Premises and equipment expense | $539,000 | 2,116 |
| Additional noninterest expense | $1,567,000 | 1,542 |
| Pre-tax net operating income | $1,489,000 | 2,605 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $377,000 | 2,664 |
| Income before extraordinary items | $1,112,000 | 2,686 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,112,000 | 2,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 2,856 |
| Cash dividends | $314,000 | 2,805 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,112,000 | 2,614 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,593,000 | 2,693 |
| Total interest expense | $606,000 | 3,091 |
| Net interest income | $1,987,000 | 2,510 |
| Provision for loan and lease losses | $60,000 | 2,918 |
| Total noninterest income | $882,000 | 1,386 |
| Gross Fiduciary activities income | $153,000 | 514 |
| Service charges on deposit accounts | $296,000 | 1,446 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $433,000 | 1,439 |
| Total noninterest expense | $2,033,000 | 1,974 |
| Salaries and employee benefits | $1,043,000 | 2,113 |
| Premises and equipment expense | $278,000 | 2,088 |
| Additional noninterest expense | $712,000 | 1,668 |
| Pre-tax net operating income | $776,000 | 2,483 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $196,000 | 2,616 |
| Income before extraordinary items | $580,000 | 2,581 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $580,000 | 2,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,417 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $580,000 | 2,493 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,475,000 | 2,699 |
| Total interest expense | $2,693,000 | 3,154 |
| Net interest income | $7,782,000 | 2,481 |
| Provision for loan and lease losses | $360,000 | 2,773 |
| Total noninterest income | $3,599,000 | 1,457 |
| Gross Fiduciary activities income | $556,000 | 530 |
| Service charges on deposit accounts | $561,000 | 2,834 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,482,000 | 1,228 |
| Total noninterest expense | $8,272,000 | 1,920 |
| Salaries and employee benefits | $3,926,000 | 2,164 |
| Premises and equipment expense | $1,062,000 | 2,144 |
| Additional noninterest expense | $3,284,000 | 1,504 |
| Pre-tax net operating income | $2,749,000 | 2,684 |
| Securities gains (losses) | $-1,000 | 8,546 |
| Applicable income taxes | $728,000 | 2,717 |
| Income before extraordinary items | $2,020,000 | 2,846 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,020,000 | 2,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,012 |
| Cash dividends | $490,000 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $-213,000 | 9,126 |
| Net operating income | $2,020,740 | 2,718 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,905,000 | 2,723 |
| Total interest expense | $2,036,000 | 3,241 |
| Net interest income | $5,869,000 | 2,489 |
| Provision for loan and lease losses | $270,000 | 2,692 |
| Total noninterest income | $2,634,000 | 1,522 |
| Gross Fiduciary activities income | $365,000 | 574 |
| Service charges on deposit accounts | $420,000 | 2,852 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,849,000 | 1,313 |
| Total noninterest expense | $6,136,000 | 1,940 |
| Salaries and employee benefits | $2,930,000 | 2,181 |
| Premises and equipment expense | $791,000 | 2,163 |
| Additional noninterest expense | $2,415,000 | 1,526 |
| Pre-tax net operating income | $2,097,000 | 2,745 |
| Securities gains (losses) | $-1,000 | 8,731 |
| Applicable income taxes | $575,000 | 2,758 |
| Income before extraordinary items | $1,521,000 | 2,933 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,521,000 | 2,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,436 |
| Cash dividends | $193,000 | 4,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,521,730 | 2,787 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,302,000 | 2,735 |
| Total interest expense | $1,397,000 | 3,250 |
| Net interest income | $3,905,000 | 2,489 |
| Provision for loan and lease losses | $180,000 | 2,675 |
| Total noninterest income | $1,428,000 | 1,789 |
| Gross Fiduciary activities income | $229,000 | 598 |
| Service charges on deposit accounts | $269,000 | 2,897 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $930,000 | 1,598 |
| Total noninterest expense | $3,808,000 | 2,075 |
| Salaries and employee benefits | $1,946,000 | 2,179 |
| Premises and equipment expense | $540,000 | 2,108 |
| Additional noninterest expense | $1,322,000 | 1,822 |
| Pre-tax net operating income | $1,345,000 | 2,832 |
| Securities gains (losses) | $-1,000 | 8,850 |
| Applicable income taxes | $355,000 | 2,935 |
| Income before extraordinary items | $989,000 | 3,005 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $989,000 | 3,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,879 |
| Cash dividends | $194,000 | 3,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $989,740 | 2,852 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,637,000 | 2,768 |
| Total interest expense | $718,000 | 3,248 |
| Net interest income | $1,919,000 | 2,525 |
| Provision for loan and lease losses | $90,000 | 2,494 |
| Total noninterest income | $661,000 | 1,863 |
| Gross Fiduciary activities income | $103,000 | 636 |
| Service charges on deposit accounts | $131,000 | 2,877 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $427,000 | 1,663 |
| Total noninterest expense | $1,836,000 | 2,134 |
| Salaries and employee benefits | $999,000 | 2,115 |
| Premises and equipment expense | $285,000 | 2,004 |
| Additional noninterest expense | $552,000 | 2,131 |
| Pre-tax net operating income | $654,000 | 2,885 |
| Securities gains (losses) | $-1,000 | 8,995 |
| Applicable income taxes | $170,000 | 2,983 |
| Income before extraordinary items | $483,000 | 3,028 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $483,000 | 3,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,705 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $483,740 | 2,882 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $11,498,000 | 2,655 |
| Total interest expense | $3,652,000 | 2,979 |
| Net interest income | $7,846,000 | 2,444 |
| Provision for loan and lease losses | $804,000 | 1,621 |
| Total noninterest income | $2,937,000 | 1,592 |
| Gross Fiduciary activities income | $484,000 | 582 |
| Service charges on deposit accounts | $539,000 | 2,794 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,914,000 | 1,358 |
| Total noninterest expense | $8,008,000 | 1,881 |
| Salaries and employee benefits | $3,954,000 | 2,021 |
| Premises and equipment expense | $1,006,000 | 2,172 |
| Additional noninterest expense | $3,048,000 | 1,555 |
| Pre-tax net operating income | $1,971,000 | 3,470 |
| Securities gains (losses) | $2,000 | 4,234 |
| Applicable income taxes | $496,000 | 3,461 |
| Income before extraordinary items | $1,477,000 | 3,542 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,477,000 | 3,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $659,000 | 1,344 |
| Cash dividends | $387,000 | 3,925 |
| Sale, conversion, retirement of capital stock, net | $-12,000 | 9,212 |
| Net operating income | $1,475,500 | 3,441 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $13,000,000 | 2,625 |
| Total interest expense | $5,408,000 | 2,936 |
| Net interest income | $7,592,000 | 2,363 |
| Provision for loan and lease losses | $600,000 | 1,892 |
| Total noninterest income | $2,545,000 | 1,673 |
| Gross Fiduciary activities income | $473,000 | 612 |
| Service charges on deposit accounts | $487,000 | 2,896 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,585,000 | 1,463 |
| Total noninterest expense | $7,731,000 | 1,877 |
| Salaries and employee benefits | $3,879,000 | 1,937 |
| Premises and equipment expense | $1,003,000 | 2,118 |
| Additional noninterest expense | $2,849,000 | 1,627 |
| Pre-tax net operating income | $1,806,000 | 3,421 |
| Securities gains (losses) | $1,000 | 4,410 |
| Applicable income taxes | $516,000 | 3,278 |
| Income before extraordinary items | $1,291,000 | 3,599 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,291,000 | 3,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $408,000 | 1,801 |
| Cash dividends | $318,000 | 4,285 |
| Sale, conversion, retirement of capital stock, net | $-386,000 | 9,545 |
| Net operating income | $1,290,290 | 3,502 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,553,000 | 2,785 |
| Total interest expense | $5,550,000 | 3,000 |
| Net interest income | $7,003,000 | 2,544 |
| Provision for loan and lease losses | $410,000 | 2,238 |
| Total noninterest income | $2,515,000 | 1,581 |
| Gross Fiduciary activities income | $437,000 | 639 |
| Service charges on deposit accounts | $452,000 | 2,950 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,626,000 | 1,296 |
| Total noninterest expense | $6,848,000 | 2,020 |
| Salaries and employee benefits | $3,216,000 | 2,222 |
| Premises and equipment expense | $975,000 | 2,113 |
| Additional noninterest expense | $2,657,000 | 1,668 |
| Pre-tax net operating income | $2,260,000 | 3,027 |
| Securities gains (losses) | $-335,000 | 9,655 |
| Applicable income taxes | $580,000 | 3,181 |
| Income before extraordinary items | $1,345,000 | 3,541 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,345,000 | 3,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 3,920 |
| Cash dividends | $292,000 | 4,576 |
| Sale, conversion, retirement of capital stock, net | $-107,000 | 9,781 |
| Net operating income | $1,579,500 | 3,116 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,356,000 | 3,117 |
| Total interest expense | $4,472,000 | 3,256 |
| Net interest income | $5,884,000 | 2,978 |
| Provision for loan and lease losses | $565,000 | 1,602 |
| Total noninterest income | $1,947,000 | 1,893 |
| Gross Fiduciary activities income | $377,000 | 718 |
| Service charges on deposit accounts | $429,000 | 3,033 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,141,000 | 1,704 |
| Total noninterest expense | $6,513,000 | 2,094 |
| Salaries and employee benefits | $3,045,000 | 2,299 |
| Premises and equipment expense | $965,000 | 2,116 |
| Additional noninterest expense | $2,503,000 | 1,769 |
| Pre-tax net operating income | $753,000 | 6,117 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $239,000 | 5,318 |
| Income before extraordinary items | $514,000 | 6,341 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $514,000 | 6,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $277,000 | 1,931 |
| Cash dividends | $256,000 | 4,811 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $514,000 | 6,322 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,327,000 | 3,135 |
| Total interest expense | $4,532,000 | 3,274 |
| Net interest income | $5,795,000 | 2,977 |
| Provision for loan and lease losses | $153,000 | 4,102 |
| Total noninterest income | $1,852,000 | 1,952 |
| Gross Fiduciary activities income | $384,000 | 721 |
| Service charges on deposit accounts | $414,000 | 3,042 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,054,000 | 1,783 |
| Total noninterest expense | $6,059,000 | 2,150 |
| Salaries and employee benefits | $3,028,000 | 2,237 |
| Premises and equipment expense | $839,000 | 2,323 |
| Additional noninterest expense | $2,192,000 | 1,930 |
| Pre-tax net operating income | $1,435,000 | 4,324 |
| Securities gains (losses) | $94,000 | 1,313 |
| Applicable income taxes | $484,000 | 3,921 |
| Income before extraordinary items | $1,045,000 | 4,346 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,045,000 | 4,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $201,000 | 2,433 |
| Cash dividends | $257,000 | 4,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $981,080 | 4,491 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,890,000 | 3,270 |
| Total interest expense | $4,034,000 | 3,648 |
| Net interest income | $5,856,000 | 2,977 |
| Provision for loan and lease losses | $116,000 | 4,876 |
| Total noninterest income | $1,644,000 | 2,060 |
| Gross Fiduciary activities income | $367,000 | 758 |
| Service charges on deposit accounts | $441,000 | 2,952 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $836,000 | 1,972 |
| Total noninterest expense | $5,825,000 | 2,209 |
| Salaries and employee benefits | $2,928,000 | 2,259 |
| Premises and equipment expense | $826,000 | 2,346 |
| Additional noninterest expense | $2,071,000 | 2,023 |
| Pre-tax net operating income | $1,559,000 | 4,345 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $499,000 | 4,213 |
| Income before extraordinary items | $1,060,000 | 4,486 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,060,000 | 4,485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $460,000 | 1,430 |
| Cash dividends | $220,000 | 5,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,060,000 | 4,428 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,172,000 | 3,551 |
| Total interest expense | $3,637,000 | 4,046 |
| Net interest income | $5,535,000 | 3,196 |
| Provision for loan and lease losses | $273,000 | 2,788 |
| Total noninterest income | $1,500,000 | 2,298 |
| Gross Fiduciary activities income | $329,000 | 831 |
| Service charges on deposit accounts | $430,000 | 3,124 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $741,000 | 2,204 |
| Total noninterest expense | $6,212,000 | 2,214 |
| Salaries and employee benefits | $3,119,000 | 2,140 |
| Premises and equipment expense | $732,000 | 2,672 |
| Additional noninterest expense | $2,361,000 | 2,113 |
| Pre-tax net operating income | $550,000 | 7,691 |
| Securities gains (losses) | $14,000 | 2,256 |
| Applicable income taxes | $174,000 | 7,529 |
| Income before extraordinary items | $390,000 | 7,704 |
| Extraordinary gains, net | $-948,000 | 11,448 |
| Net income | $-558,000 | 11,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $339,000 | 1,908 |
| Cash dividends | $147,000 | 6,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $380,340 | 7,727 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,082,000 | 3,587 |
| Total interest expense | $3,462,000 | 4,197 |
| Net interest income | $5,620,000 | 3,161 |
| Provision for loan and lease losses | $449,000 | 1,725 |
| Total noninterest income | $1,585,000 | 2,203 |
| Gross Fiduciary activities income | $313,000 | 881 |
| Service charges on deposit accounts | $458,000 | 2,961 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $814,000 | 2,077 |
| Total noninterest expense | $5,523,000 | 2,463 |
| Salaries and employee benefits | $2,733,000 | 2,434 |
| Premises and equipment expense | $648,000 | 3,013 |
| Additional noninterest expense | $2,142,000 | 2,275 |
| Pre-tax net operating income | $1,233,000 | 5,160 |
| Securities gains (losses) | $26,000 | 1,716 |
| Applicable income taxes | $402,000 | 4,937 |
| Income before extraordinary items | $857,000 | 5,179 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $857,000 | 5,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $309,000 | 1,907 |
| Cash dividends | $183,000 | 5,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $839,320 | 5,244 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,454,000 | 3,547 |
| Total interest expense | $3,132,000 | 3,804 |
| Net interest income | $5,322,000 | 3,370 |
| Provision for loan and lease losses | $443,000 | 1,696 |
| Total noninterest income | $1,743,000 | 2,040 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $473,000 | 2,918 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,270,000 | 1,567 |
| Total noninterest expense | $6,043,000 | 2,326 |
| Salaries and employee benefits | $2,543,000 | 2,617 |
| Premises and equipment expense | $690,000 | 2,863 |
| Additional noninterest expense | $2,810,000 | 1,925 |
| Pre-tax net operating income | $579,000 | 8,126 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $172,000 | 7,876 |
| Income before extraordinary items | $407,000 | 8,143 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $407,000 | 8,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $417,000 | 1,547 |
| Cash dividends | $219,000 | 5,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $407,000 | 8,185 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,537,000 | 4,033 |
| Total interest expense | $2,784,000 | 4,396 |
| Net interest income | $4,753,000 | 3,746 |
| Provision for loan and lease losses | $323,000 | 2,844 |
| Total noninterest income | $1,648,000 | 2,265 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $454,000 | 3,056 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,194,000 | 1,818 |
| Total noninterest expense | $5,607,000 | 2,556 |
| Salaries and employee benefits | $2,591,000 | 2,556 |
| Premises and equipment expense | $787,000 | 2,591 |
| Additional noninterest expense | $2,229,000 | 2,487 |
| Pre-tax net operating income | $471,000 | 8,852 |
| Securities gains (losses) | $113,000 | 2,322 |
| Applicable income taxes | $164,000 | 8,333 |
| Income before extraordinary items | $420,000 | 8,236 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $420,000 | 8,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $384,000 | 2,120 |
| Cash dividends | $247,000 | 4,936 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $338,640 | 8,790 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,518,000 | 4,537 |
| Total interest expense | $3,094,000 | 5,025 |
| Net interest income | $4,424,000 | 4,062 |
| Provision for loan and lease losses | $373,000 | 3,608 |
| Total noninterest income | $2,181,000 | 1,828 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $440,000 | 3,185 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,741,000 | 1,373 |
| Total noninterest expense | $5,334,000 | 2,699 |
| Salaries and employee benefits | $2,643,000 | 2,441 |
| Premises and equipment expense | $730,000 | 2,824 |
| Additional noninterest expense | $1,961,000 | 2,846 |
| Pre-tax net operating income | $898,000 | 6,105 |
| Securities gains (losses) | $222,000 | 1,865 |
| Applicable income taxes | $349,000 | 5,368 |
| Income before extraordinary items | $771,000 | 5,515 |
| Extraordinary gains, net | $-111,000 | 13,663 |
| Net income | $660,000 | 6,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $373,000 | 2,941 |
| Cash dividends | $265,000 | 4,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $617,820 | 6,087 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.