Home > The First National Bank of Atlanta > Income and Expense
The First National Bank of Atlanta, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,394,000 | 9,400 |
| Total interest expense | $994,000 | 9,141 |
| Net interest income | $1,400,000 | 9,420 |
| Provision for loan and lease losses | $-50,000 | 12,736 |
| Total noninterest income | $336,000 | 7,199 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $228,000 | 5,460 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $108,000 | 7,642 |
| Total noninterest expense | $1,275,000 | 8,599 |
| Salaries and employee benefits | $563,000 | 9,101 |
| Premises and equipment expense | $113,000 | 10,024 |
| Additional noninterest expense | $599,000 | 7,344 |
| Pre-tax net operating income | $511,000 | 8,595 |
| Securities gains (losses) | $62,000 | 3,121 |
| Applicable income taxes | $147,000 | 8,722 |
| Income before extraordinary items | $426,000 | 8,172 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $426,000 | 8,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 11,928 |
| Cash dividends | $100,000 | 6,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $380,120 | 8,378 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,669,000 | 9,590 |
| Total interest expense | $1,303,000 | 9,220 |
| Net interest income | $1,366,000 | 9,747 |
| Provision for loan and lease losses | $67,000 | 8,339 |
| Total noninterest income | $198,000 | 9,453 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $122,000 | 7,902 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 9,018 |
| Total noninterest expense | $1,260,000 | 8,806 |
| Salaries and employee benefits | $575,000 | 9,031 |
| Premises and equipment expense | $40,000 | 13,061 |
| Additional noninterest expense | $645,000 | 7,140 |
| Pre-tax net operating income | $237,000 | 10,732 |
| Securities gains (losses) | $254,000 | 1,699 |
| Applicable income taxes | $151,000 | 8,593 |
| Income before extraordinary items | $340,000 | 8,821 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $340,000 | 8,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 6,617 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $164,740 | 10,742 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.