Home > The First National Bank of Atlanta > Income and Expense
The First National Bank of Atlanta, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,364,000 | 7,885 |
| Total interest expense | $3,000 | 9,583 |
| Net interest income | $2,361,000 | 5,912 |
| Provision for loan and lease losses | $-64,000 | 9,515 |
| Total noninterest income | $1,964,000 | 2,044 |
| Gross Fiduciary activities income | $19,000 | 1,312 |
| Service charges on deposit accounts | $0 | 8,399 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,945,000 | 1,274 |
| Total noninterest expense | $6,992,000 | 2,055 |
| Salaries and employee benefits | $1,825,000 | 3,874 |
| Premises and equipment expense | $539,000 | 3,665 |
| Additional noninterest expense | $4,628,000 | 1,040 |
| Pre-tax net operating income | $-2,603,000 | 9,520 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-916,000 | 9,547 |
| Income before extraordinary items | $-1,687,000 | 9,498 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-1,687,000 | 9,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,671 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-1,687,000 | 9,473 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $30,939,000 | 1,136 |
| Total interest expense | $17,352,000 | 1,019 |
| Net interest income | $13,587,000 | 1,291 |
| Provision for loan and lease losses | $9,035,000 | 215 |
| Total noninterest income | $289,839,000 | 85 |
| Gross Fiduciary activities income | $338,000 | 694 |
| Service charges on deposit accounts | $0 | 8,617 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $289,501,000 | 63 |
| Total noninterest expense | $288,280,000 | 116 |
| Salaries and employee benefits | $7,822,000 | 891 |
| Premises and equipment expense | $2,616,000 | 772 |
| Additional noninterest expense | $277,842,000 | 69 |
| Pre-tax net operating income | $6,111,000 | 1,208 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,869,000 | 1,243 |
| Income before extraordinary items | $4,242,000 | 1,239 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,242,000 | 1,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,599,000 | 173 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $4,242,000 | 1,235 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $33,456,000 | 985 |
| Total interest expense | $14,159,000 | 1,071 |
| Net interest income | $19,297,000 | 911 |
| Provision for loan and lease losses | $10,771,000 | 188 |
| Total noninterest income | $230,953,000 | 100 |
| Gross Fiduciary activities income | $53,000 | 1,093 |
| Service charges on deposit accounts | $0 | 8,885 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $230,900,000 | 77 |
| Total noninterest expense | $226,293,000 | 133 |
| Salaries and employee benefits | $6,829,000 | 1,010 |
| Premises and equipment expense | $2,766,000 | 743 |
| Additional noninterest expense | $216,698,000 | 77 |
| Pre-tax net operating income | $13,186,000 | 659 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $5,069,000 | 594 |
| Income before extraordinary items | $8,117,000 | 723 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $8,117,000 | 724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,767,000 | 182 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $8,117,000 | 710 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $38,518,000 | 869 |
| Total interest expense | $15,772,000 | 1,007 |
| Net interest income | $22,746,000 | 754 |
| Provision for loan and lease losses | $12,797,000 | 190 |
| Total noninterest income | $249,313,000 | 91 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $0 | 9,085 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $249,313,000 | 65 |
| Total noninterest expense | $248,459,000 | 118 |
| Salaries and employee benefits | $6,555,000 | 1,000 |
| Premises and equipment expense | $2,609,000 | 771 |
| Additional noninterest expense | $239,295,000 | 66 |
| Pre-tax net operating income | $10,803,000 | 730 |
| Securities gains (losses) | $-1,000 | 9,769 |
| Applicable income taxes | $4,127,000 | 669 |
| Income before extraordinary items | $6,675,000 | 824 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $6,675,000 | 823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,602,000 | 162 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $6,675,640 | 793 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $33,417,000 | 1,025 |
| Total interest expense | $14,984,000 | 1,088 |
| Net interest income | $18,433,000 | 973 |
| Provision for loan and lease losses | $11,591,000 | 191 |
| Total noninterest income | $177,339,000 | 96 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $0 | 9,486 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $177,339,000 | 66 |
| Total noninterest expense | $177,662,000 | 149 |
| Salaries and employee benefits | $5,752,000 | 1,139 |
| Premises and equipment expense | $2,852,000 | 723 |
| Additional noninterest expense | $169,058,000 | 79 |
| Pre-tax net operating income | $6,519,000 | 1,207 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $2,566,000 | 1,073 |
| Income before extraordinary items | $3,953,000 | 1,386 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,953,000 | 1,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,387,000 | 205 |
| Cash dividends | $6,400,000 | 517 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,953,000 | 1,343 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $25,828,000 | 1,319 |
| Total interest expense | $11,247,000 | 1,437 |
| Net interest income | $14,581,000 | 1,236 |
| Provision for loan and lease losses | $6,679,000 | 281 |
| Total noninterest income | $155,844,000 | 105 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $0 | 9,915 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $155,844,000 | 74 |
| Total noninterest expense | $155,066,000 | 179 |
| Salaries and employee benefits | $5,370,000 | 1,247 |
| Premises and equipment expense | $2,881,000 | 758 |
| Additional noninterest expense | $146,815,000 | 104 |
| Pre-tax net operating income | $8,680,000 | 882 |
| Securities gains (losses) | $-2,000,000 | 11,427 |
| Applicable income taxes | $2,950,000 | 884 |
| Income before extraordinary items | $3,730,000 | 1,334 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,730,000 | 1,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,716,000 | 276 |
| Cash dividends | $5,000,000 | 662 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $5,010,000 | 1,030 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $24,576,000 | 1,395 |
| Total interest expense | $11,428,000 | 1,424 |
| Net interest income | $13,148,000 | 1,366 |
| Provision for loan and lease losses | $3,026,000 | 443 |
| Total noninterest income | $132,572,000 | 115 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $0 | 10,339 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $132,572,000 | 76 |
| Total noninterest expense | $133,489,000 | 199 |
| Salaries and employee benefits | $5,298,000 | 1,259 |
| Premises and equipment expense | $3,154,000 | 726 |
| Additional noninterest expense | $125,037,000 | 107 |
| Pre-tax net operating income | $9,205,000 | 887 |
| Securities gains (losses) | $3,000 | 3,092 |
| Applicable income taxes | $3,567,000 | 791 |
| Income before extraordinary items | $5,641,000 | 948 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $5,641,000 | 948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,451,000 | 342 |
| Cash dividends | $2,400,000 | 1,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $5,639,080 | 942 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $19,782,000 | 1,560 |
| Total interest expense | $7,129,000 | 1,773 |
| Net interest income | $12,653,000 | 1,423 |
| Provision for loan and lease losses | $5,222,000 | 276 |
| Total noninterest income | $108,313,000 | 128 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $0 | 10,872 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $108,313,000 | 85 |
| Total noninterest expense | $108,008,000 | 228 |
| Salaries and employee benefits | $5,277,000 | 1,271 |
| Premises and equipment expense | $2,591,000 | 851 |
| Additional noninterest expense | $100,140,000 | 135 |
| Pre-tax net operating income | $7,736,000 | 994 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $2,937,000 | 895 |
| Income before extraordinary items | $4,799,000 | 1,056 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $4,799,000 | 1,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,882,000 | 429 |
| Cash dividends | $6,750,000 | 461 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $4,799,000 | 1,070 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $14,876,000 | 2,105 |
| Total interest expense | $3,926,000 | 3,216 |
| Net interest income | $10,950,000 | 1,653 |
| Provision for loan and lease losses | $4,109,000 | 504 |
| Total noninterest income | $93,307,000 | 136 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $0 | 11,351 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $93,307,000 | 86 |
| Total noninterest expense | $94,019,000 | 252 |
| Salaries and employee benefits | $4,426,000 | 1,533 |
| Premises and equipment expense | $2,325,000 | 954 |
| Additional noninterest expense | $87,268,000 | 143 |
| Pre-tax net operating income | $6,129,000 | 1,138 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $2,451,000 | 1,028 |
| Income before extraordinary items | $3,678,000 | 1,383 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $3,678,000 | 1,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,636,000 | 617 |
| Cash dividends | $3,990,000 | 586 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,678,000 | 1,302 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $14,603,000 | 2,412 |
| Total interest expense | $3,314,000 | 4,760 |
| Net interest income | $11,289,000 | 1,631 |
| Provision for loan and lease losses | $5,148,000 | 583 |
| Total noninterest income | $70,754,000 | 161 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $0 | 11,764 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $70,754,000 | 101 |
| Total noninterest expense | $72,213,000 | 307 |
| Salaries and employee benefits | $3,448,000 | 1,910 |
| Premises and equipment expense | $1,912,000 | 1,162 |
| Additional noninterest expense | $66,853,000 | 183 |
| Pre-tax net operating income | $4,682,000 | 1,363 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,748,000 | 1,265 |
| Income before extraordinary items | $2,934,000 | 1,575 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,934,000 | 1,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,971,000 | 737 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,934,000 | 1,461 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.