Home > The First National Bank of Athens > Assets and Liabilities
The First National Bank of Athens, Assets and Liabilities
| 2005-03-31 | Rank | |
| # of Employees: | 74 | 2,312 |
| Assets and Liabilities | ||
| Total Assets: | $212,665,000 | 2,741 |
| Cash and due from depository institutions | $5,625,000 | 2,312 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $68,256,000 | 1,812 |
| Federal funds sold & reverse repurchase agreements | $37,719,000 | 316 |
| Net loans & leases | $91,984,000 | 3,776 |
| Loan loss allowance | $1,122,000 | 3,731 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,144,000 | 1,709 |
| Other real estate owned | $14,000 | 2,312 |
| Goodwill and other intangibles | $1,234,000 | 1,535 |
| All other assets | $1,689,000 | 5,317 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $212,665,000 | 2,741 |
| Total liabilities | $185,458,000 | 2,812 |
| Total deposits | $185,051,000 | 2,561 |
| Interest-bearing deposits | $148,311,000 | 2,695 |
| Deposits held in domestic offices | $185,051,000 | 2,556 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $407,000 | 5,272 |
| Total equity capital | $27,207,000 | 2,140 |
| Total bank equity capital | $27,207,000 | 2,140 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,625,000 | 2,130 |
| Surplus | $1,625,000 | 5,949 |
| Undivided profits | $23,957,000 | 1,389 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $361,000 | 4,372 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $891,000 | 3,392 |
| Earning assets | $197,959,000 | 2,713 |
| Long-term assets (5+ years) | $34,618,000 | 2,391 |
| Average Assets, year-to-date | $215,192,500 | 2,684 |
| Average Assets, quarterly | $215,192,500 | 2,684 |
| Volatile liabilities | $22,228,000 | 3,918 |
| Insider loans | $1,044,000 | 4,051 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $120,000 | 1,591 |
| Unused loan commitments | $8,612,000 | 4,923 |
| Tier 1 (core) risk-based capital | $26,693,000 | 2,118 |
| Tier 2 risk-based capital | $1,122,000 | 3,521 |
| Total risk weighted assets | $115,069,000 | 3,313 |
| Total unused commitments | $8,612,000 | 4,923 |
| Derivatives | $1,102,000 | 644 |
| 2004-12-31 | Rank | |
| # of Employees: | 76 | 2,247 |
| Assets and Liabilities | ||
| Total Assets: | $217,720,000 | 2,676 |
| Cash and due from depository institutions | $8,360,000 | 2,247 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $68,931,000 | 1,809 |
| Federal funds sold & reverse repurchase agreements | $34,730,000 | 352 |
| Net loans & leases | $95,950,000 | 3,632 |
| Loan loss allowance | $1,137,000 | 3,675 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,207,000 | 1,661 |
| Other real estate owned | $14,000 | 2,247 |
| Goodwill and other intangibles | $1,237,000 | 1,522 |
| All other assets | $2,291,000 | 4,483 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $217,720,000 | 2,676 |
| Total liabilities | $190,790,000 | 2,727 |
| Total deposits | $189,712,000 | 2,482 |
| Interest-bearing deposits | $152,279,000 | 2,610 |
| Deposits held in domestic offices | $189,712,000 | 2,477 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,078,000 | 2,957 |
| Total equity capital | $26,930,000 | 2,171 |
| Total bank equity capital | $26,930,000 | 2,171 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,625,000 | 2,113 |
| Surplus | $1,625,000 | 5,938 |
| Undivided profits | $23,680,000 | 1,433 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $389,000 | 4,274 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $996,000 | 3,040 |
| Earning assets | $199,611,000 | 2,674 |
| Long-term assets (5+ years) | $36,283,000 | 2,356 |
| Average Assets, year-to-date | $218,093,400 | 2,557 |
| Average Assets, quarterly | $216,709,500 | 2,663 |
| Volatile liabilities | $19,156,000 | 4,233 |
| Insider loans | $1,105,000 | 3,905 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $80,000 | 1,683 |
| Unused loan commitments | $13,619,000 | 3,813 |
| Tier 1 (core) risk-based capital | $26,278,000 | 2,118 |
| Tier 2 risk-based capital | $1,137,000 | 3,467 |
| Total risk weighted assets | $119,730,000 | 3,180 |
| Total unused commitments | $13,619,000 | 3,814 |
| Derivatives | $376,000 | 698 |
| 2004-09-30 | Rank | |
| # of Employees: | 77 | 2,211 |
| Assets and Liabilities | ||
| Total Assets: | $215,699,000 | 2,666 |
| Cash and due from depository institutions | $8,072,000 | 2,211 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $71,760,000 | 1,733 |
| Federal funds sold & reverse repurchase agreements | $22,842,000 | 489 |
| Net loans & leases | $103,242,000 | 3,393 |
| Loan loss allowance | $1,251,000 | 3,414 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $6,288,000 | 1,609 |
| Other real estate owned | $14,000 | 2,211 |
| Goodwill and other intangibles | $1,242,000 | 1,506 |
| All other assets | $2,239,000 | 4,536 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $215,699,000 | 2,666 |
| Total liabilities | $187,951,000 | 2,730 |
| Total deposits | $186,890,000 | 2,497 |
| Interest-bearing deposits | $150,357,000 | 2,608 |
| Deposits held in domestic offices | $186,890,000 | 2,492 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,061,000 | 3,065 |
| Total equity capital | $27,748,000 | 2,074 |
| Total bank equity capital | $27,748,000 | 2,074 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,625,000 | 2,111 |
| Surplus | $1,625,000 | 5,919 |
| Undivided profits | $24,498,000 | 1,384 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $207,000 | 5,574 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $910,000 | 3,435 |
| Earning assets | $197,844,000 | 2,656 |
| Long-term assets (5+ years) | $35,745,000 | 2,416 |
| Average Assets, year-to-date | $218,186,750 | 2,548 |
| Average Assets, quarterly | $214,551,500 | 2,644 |
| Volatile liabilities | $18,879,000 | 4,233 |
| Insider loans | $2,609,000 | 2,209 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $68,000 | 1,733 |
| Unused loan commitments | $12,479,000 | 3,959 |
| Tier 1 (core) risk-based capital | $26,583,000 | 2,071 |
| Tier 2 risk-based capital | $1,251,000 | 3,170 |
| Total risk weighted assets | $125,064,000 | 3,012 |
| Total unused commitments | $12,479,000 | 3,960 |
| Derivatives | $1,115,000 | 623 |
| 2004-06-30 | Rank | |
| # of Employees: | 80 | 2,138 |
| Assets and Liabilities | ||
| Total Assets: | $213,404,000 | 2,647 |
| Cash and due from depository institutions | $6,187,000 | 2,138 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $72,282,000 | 1,752 |
| Federal funds sold & reverse repurchase agreements | $22,568,000 | 473 |
| Net loans & leases | $102,244,000 | 3,375 |
| Loan loss allowance | $1,213,000 | 3,477 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,328,000 | 1,578 |
| Other real estate owned | $24,000 | 2,138 |
| Goodwill and other intangibles | $1,247,000 | 1,497 |
| All other assets | $2,524,000 | 4,194 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $213,404,000 | 2,647 |
| Total liabilities | $186,779,000 | 2,721 |
| Total deposits | $185,702,000 | 2,477 |
| Interest-bearing deposits | $150,683,000 | 2,570 |
| Deposits held in domestic offices | $185,702,000 | 2,472 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,077,000 | 2,805 |
| Total equity capital | $26,625,000 | 2,082 |
| Total bank equity capital | $26,625,000 | 2,082 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,625,000 | 2,114 |
| Surplus | $1,625,000 | 5,933 |
| Undivided profits | $23,375,000 | 1,367 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $148,000 | 6,065 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,030,000 | 2,862 |
| Earning assets | $197,094,000 | 2,637 |
| Long-term assets (5+ years) | $36,365,000 | 2,449 |
| Average Assets, year-to-date | $219,016,000 | 2,540 |
| Average Assets, quarterly | $217,062,500 | 2,582 |
| Volatile liabilities | $19,780,000 | 4,029 |
| Insider loans | $2,690,000 | 2,115 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $236,000 | 1,434 |
| Unused loan commitments | $10,946,000 | 4,239 |
| Tier 1 (core) risk-based capital | $26,144,000 | 2,056 |
| Tier 2 risk-based capital | $1,213,000 | 3,217 |
| Total risk weighted assets | $125,754,000 | 2,953 |
| Total unused commitments | $10,946,000 | 4,239 |
| Derivatives | $1,298,000 | 604 |
| 2004-03-31 | Rank | |
| # of Employees: | 80 | 2,143 |
| Assets and Liabilities | ||
| Total Assets: | $220,721,000 | 2,535 |
| Cash and due from depository institutions | $6,751,000 | 2,143 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $55,645,000 | 2,218 |
| Federal funds sold & reverse repurchase agreements | $45,647,000 | 303 |
| Net loans & leases | $102,787,000 | 3,292 |
| Loan loss allowance | $1,212,000 | 3,429 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $6,389,000 | 1,538 |
| Other real estate owned | $14,000 | 2,143 |
| Goodwill and other intangibles | $1,251,000 | 1,495 |
| All other assets | $2,237,000 | 4,376 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $220,721,000 | 2,535 |
| Total liabilities | $192,922,000 | 2,597 |
| Total deposits | $191,578,000 | 2,374 |
| Interest-bearing deposits | $157,912,000 | 2,444 |
| Deposits held in domestic offices | $191,578,000 | 2,368 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,344,000 | 2,612 |
| Total equity capital | $27,799,000 | 2,019 |
| Total bank equity capital | $27,799,000 | 2,019 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,625,000 | 2,110 |
| Surplus | $1,625,000 | 5,928 |
| Undivided profits | $24,549,000 | 1,364 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $141,000 | 6,275 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $864,000 | 3,302 |
| Earning assets | $204,079,000 | 2,525 |
| Long-term assets (5+ years) | $31,251,000 | 2,688 |
| Average Assets, year-to-date | $221,822,000 | 2,502 |
| Average Assets, quarterly | $221,822,000 | 2,502 |
| Volatile liabilities | $21,066,000 | 3,784 |
| Insider loans | $2,742,000 | 2,062 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $294,000 | 1,506 |
| Unused loan commitments | $9,834,000 | 4,433 |
| Tier 1 (core) risk-based capital | $26,126,000 | 2,018 |
| Tier 2 risk-based capital | $1,212,000 | 3,176 |
| Total risk weighted assets | $127,497,000 | 2,873 |
| Total unused commitments | $9,834,000 | 4,440 |
| Derivatives | $992,000 | 611 |
| 2003-12-31 | Rank | |
| # of Employees: | 81 | 2,129 |
| Assets and Liabilities | ||
| Total Assets: | $222,923,000 | 2,503 |
| Cash and due from depository institutions | $8,824,000 | 2,129 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $50,602,000 | 2,473 |
| Federal funds sold & reverse repurchase agreements | $49,284,000 | 254 |
| Net loans & leases | $104,435,000 | 3,237 |
| Loan loss allowance | $1,165,000 | 3,536 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $6,366,000 | 1,535 |
| Other real estate owned | $14,000 | 2,129 |
| Goodwill and other intangibles | $1,255,000 | 1,475 |
| All other assets | $2,143,000 | 4,523 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $222,923,000 | 2,503 |
| Total liabilities | $195,479,000 | 2,570 |
| Total deposits | $194,461,000 | 2,328 |
| Interest-bearing deposits | $159,236,000 | 2,415 |
| Deposits held in domestic offices | $194,461,000 | 2,323 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,018,000 | 3,062 |
| Total equity capital | $27,444,000 | 1,999 |
| Total bank equity capital | $27,444,000 | 1,999 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,625,000 | 2,126 |
| Surplus | $1,625,000 | 5,931 |
| Undivided profits | $24,194,000 | 1,339 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $125,000 | 6,493 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $943,000 | 3,160 |
| Earning assets | $204,321,000 | 2,510 |
| Long-term assets (5+ years) | $33,439,000 | 2,565 |
| Average Assets, year-to-date | $225,359,800 | 2,403 |
| Average Assets, quarterly | $223,596,500 | 2,484 |
| Volatile liabilities | $21,369,000 | 3,748 |
| Insider loans | $2,868,000 | 1,944 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $104,000 | 1,656 |
| Unused loan commitments | $8,380,000 | 4,675 |
| Tier 1 (core) risk-based capital | $26,098,000 | 2,002 |
| Tier 2 risk-based capital | $1,165,000 | 3,279 |
| Total risk weighted assets | $127,927,000 | 2,865 |
| Total unused commitments | $8,380,000 | 4,678 |
| Derivatives | $536,000 | 595 |
| 2003-09-30 | Rank | |
| # of Employees: | 79 | 2,197 |
| Assets and Liabilities | ||
| Total Assets: | $224,270,000 | 2,503 |
| Cash and due from depository institutions | $6,848,000 | 2,197 |
| Interest-bearing balances | $17,000 | 6,483 |
| Securities | $57,550,000 | 2,184 |
| Federal funds sold & reverse repurchase agreements | $42,324,000 | 359 |
| Net loans & leases | $107,169,000 | 3,144 |
| Loan loss allowance | $1,321,000 | 3,205 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,481,000 | 1,480 |
| Other real estate owned | $14,000 | 2,197 |
| Goodwill and other intangibles | $1,260,000 | 1,450 |
| All other assets | $2,624,000 | 4,001 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $224,270,000 | 2,503 |
| Total liabilities | $195,583,000 | 2,564 |
| Total deposits | $194,053,000 | 2,338 |
| Interest-bearing deposits | $161,896,000 | 2,368 |
| Deposits held in domestic offices | $194,053,000 | 2,333 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,530,000 | 2,368 |
| Total equity capital | $28,687,000 | 1,906 |
| Total bank equity capital | $28,687,000 | 1,906 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,625,000 | 2,134 |
| Surplus | $1,625,000 | 5,936 |
| Undivided profits | $25,437,000 | 1,271 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $257,000 | 5,605 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,008,000 | 3,116 |
| Earning assets | $207,060,000 | 2,488 |
| Long-term assets (5+ years) | $33,372,000 | 2,571 |
| Average Assets, year-to-date | $225,969,000 | 2,411 |
| Average Assets, quarterly | $225,769,500 | 2,475 |
| Volatile liabilities | $24,627,000 | 3,338 |
| Insider loans | $2,578,000 | 2,104 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $251,000 | 1,656 |
| Unused loan commitments | $9,315,000 | 4,430 |
| Tier 1 (core) risk-based capital | $26,705,000 | 1,939 |
| Tier 2 risk-based capital | $1,321,000 | 2,955 |
| Total risk weighted assets | $131,172,000 | 2,781 |
| Total unused commitments | $9,315,000 | 4,435 |
| Derivatives | $564,000 | 601 |
| 2003-06-30 | Rank | |
| # of Employees: | 79 | 2,203 |
| Assets and Liabilities | ||
| Total Assets: | $227,269,000 | 2,439 |
| Cash and due from depository institutions | $7,698,000 | 2,203 |
| Interest-bearing balances | $73,000 | 5,743 |
| Securities | $47,197,000 | 2,507 |
| Federal funds sold & reverse repurchase agreements | $52,953,000 | 309 |
| Net loans & leases | $108,593,000 | 3,066 |
| Loan loss allowance | $1,349,000 | 3,106 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,541,000 | 1,440 |
| Other real estate owned | $0 | 2,203 |
| Goodwill and other intangibles | $1,265,000 | 1,417 |
| All other assets | $3,022,000 | 3,502 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $227,269,000 | 2,439 |
| Total liabilities | $198,569,000 | 2,516 |
| Total deposits | $197,378,000 | 2,277 |
| Interest-bearing deposits | $164,082,000 | 2,322 |
| Deposits held in domestic offices | $197,378,000 | 2,271 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,191,000 | 2,951 |
| Total equity capital | $28,700,000 | 1,900 |
| Total bank equity capital | $28,700,000 | 1,900 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,625,000 | 2,135 |
| Surplus | $1,625,000 | 5,930 |
| Undivided profits | $25,450,000 | 1,281 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $87,000 | 7,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,028,000 | 2,956 |
| Earning assets | $208,816,000 | 2,437 |
| Long-term assets (5+ years) | $32,449,000 | 2,494 |
| Average Assets, year-to-date | $226,535,330 | 2,396 |
| Average Assets, quarterly | $227,196,000 | 2,418 |
| Volatile liabilities | $24,511,000 | 3,321 |
| Insider loans | $2,139,000 | 2,459 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $260,000 | 1,847 |
| Unused loan commitments | $9,766,000 | 4,268 |
| Tier 1 (core) risk-based capital | $26,433,000 | 1,921 |
| Tier 2 risk-based capital | $1,349,000 | 2,856 |
| Total risk weighted assets | $132,483,000 | 2,714 |
| Total unused commitments | $9,766,000 | 4,279 |
| Derivatives | $818,000 | 567 |
| 2003-03-31 | Rank | |
| # of Employees: | 82 | 2,108 |
| Assets and Liabilities | ||
| Total Assets: | $227,123,000 | 2,405 |
| Cash and due from depository institutions | $7,824,000 | 2,108 |
| Interest-bearing balances | $39,000 | 6,027 |
| Securities | $53,281,000 | 2,252 |
| Federal funds sold & reverse repurchase agreements | $49,018,000 | 320 |
| Net loans & leases | $105,915,000 | 3,080 |
| Loan loss allowance | $1,152,000 | 3,456 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $6,590,000 | 1,407 |
| Other real estate owned | $100,000 | 2,108 |
| Goodwill and other intangibles | $1,268,000 | 1,406 |
| All other assets | $3,127,000 | 3,360 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $227,123,000 | 2,405 |
| Total liabilities | $198,541,000 | 2,474 |
| Total deposits | $197,407,000 | 2,244 |
| Interest-bearing deposits | $162,913,000 | 2,340 |
| Deposits held in domestic offices | $197,407,000 | 2,239 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,134,000 | 3,063 |
| Total equity capital | $28,582,000 | 1,866 |
| Total bank equity capital | $28,582,000 | 1,866 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,625,000 | 2,148 |
| Surplus | $1,625,000 | 5,927 |
| Undivided profits | $25,332,000 | 1,255 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $114,000 | 6,743 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,034,000 | 2,947 |
| Earning assets | $208,253,000 | 2,406 |
| Long-term assets (5+ years) | $27,592,000 | 2,730 |
| Average Assets, year-to-date | $226,168,500 | 2,397 |
| Average Assets, quarterly | $226,168,500 | 2,397 |
| Volatile liabilities | $24,207,000 | 3,290 |
| Insider loans | $1,435,000 | 3,176 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $892,000 | 1,364 |
| Unused loan commitments | $9,688,000 | 4,230 |
| Tier 1 (core) risk-based capital | $26,167,000 | 1,901 |
| Tier 2 risk-based capital | $1,152,000 | 3,179 |
| Total risk weighted assets | $130,347,000 | 2,708 |
| Total unused commitments | $9,688,000 | 4,247 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 85 | 2,018 |
| Assets and Liabilities | ||
| Total Assets: | $225,214,000 | 2,386 |
| Cash and due from depository institutions | $7,147,000 | 2,018 |
| Interest-bearing balances | $49,000 | 5,814 |
| Securities | $59,322,000 | 2,016 |
| Federal funds sold & reverse repurchase agreements | $37,104,000 | 379 |
| Net loans & leases | $110,797,000 | 2,949 |
| Loan loss allowance | $1,113,000 | 3,475 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,517,000 | 1,413 |
| Other real estate owned | $0 | 2,018 |
| Goodwill and other intangibles | $1,273,000 | 1,381 |
| All other assets | $3,054,000 | 3,417 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $225,214,000 | 2,386 |
| Total liabilities | $196,561,000 | 2,466 |
| Total deposits | $195,575,000 | 2,223 |
| Interest-bearing deposits | $164,385,000 | 2,268 |
| Deposits held in domestic offices | $195,575,000 | 2,219 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $986,000 | 3,408 |
| Total equity capital | $28,653,000 | 1,832 |
| Total bank equity capital | $28,653,000 | 1,832 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,625,000 | 2,144 |
| Surplus | $1,625,000 | 5,910 |
| Undivided profits | $25,403,000 | 1,214 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $412,000 | 4,587 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,248,000 | 2,566 |
| Earning assets | $207,272,000 | 2,375 |
| Long-term assets (5+ years) | $29,085,000 | 2,607 |
| Average Assets, year-to-date | $222,017,200 | 2,299 |
| Average Assets, quarterly | $224,831,000 | 2,376 |
| Volatile liabilities | $24,148,000 | 3,291 |
| Insider loans | $2,114,000 | 2,419 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $1,000,000 | 1,350 |
| Unused loan commitments | $10,806,000 | 3,880 |
| Tier 1 (core) risk-based capital | $26,084,000 | 1,865 |
| Tier 2 risk-based capital | $1,113,000 | 3,231 |
| Total risk weighted assets | $133,251,000 | 2,606 |
| Total unused commitments | $10,806,000 | 3,886 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 83 | 2,064 |
| Assets and Liabilities | ||
| Total Assets: | $218,260,000 | 2,328 |
| Cash and due from depository institutions | $9,670,000 | 2,064 |
| Interest-bearing balances | $3,813,000 | 1,545 |
| Securities | $41,093,000 | 2,597 |
| Federal funds sold & reverse repurchase agreements | $53,118,000 | 292 |
| Net loans & leases | $102,950,000 | 3,069 |
| Loan loss allowance | $1,102,000 | 3,351 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $6,615,000 | 1,337 |
| Other real estate owned | $0 | 2,064 |
| Goodwill and other intangibles | $1,290,000 | 1,321 |
| All other assets | $3,524,000 | 2,987 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $218,260,000 | 2,328 |
| Total liabilities | $190,221,000 | 2,431 |
| Total deposits | $189,215,000 | 2,181 |
| Interest-bearing deposits | $161,012,000 | 2,207 |
| Deposits held in domestic offices | $189,215,000 | 2,176 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,006,000 | 3,447 |
| Total equity capital | $28,039,000 | 1,755 |
| Total bank equity capital | $28,039,000 | 1,755 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,625,000 | 2,180 |
| Surplus | $1,625,000 | 5,926 |
| Undivided profits | $24,789,000 | 1,144 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $292,000 | 5,301 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,112,000 | 3,126 |
| Earning assets | $200,974,000 | 2,311 |
| Long-term assets (5+ years) | $33,540,000 | 2,303 |
| Average Assets, year-to-date | $221,692,200 | 2,192 |
| Average Assets, quarterly | $218,177,500 | 2,310 |
| Volatile liabilities | $25,697,000 | 3,066 |
| Insider loans | $1,087,000 | 3,742 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $412,000 | 1,462 |
| Unused loan commitments | $5,849,000 | 5,165 |
| Tier 1 (core) risk-based capital | $25,784,000 | 1,777 |
| Tier 2 risk-based capital | $1,102,000 | 3,114 |
| Total risk weighted assets | $126,570,000 | 2,611 |
| Total unused commitments | $5,849,000 | 5,172 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 84 | 2,017 |
| Assets and Liabilities | ||
| Total Assets: | $223,945,000 | 2,180 |
| Cash and due from depository institutions | $6,970,000 | 2,017 |
| Interest-bearing balances | $24,000 | 5,864 |
| Securities | $91,288,000 | 1,219 |
| Federal funds sold & reverse repurchase agreements | $8,107,000 | 1,491 |
| Net loans & leases | $106,714,000 | 2,869 |
| Loan loss allowance | $1,128,000 | 3,145 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $6,898,000 | 1,203 |
| Other real estate owned | $3,000 | 2,017 |
| Goodwill and other intangibles | $1,610,000 | 1,176 |
| All other assets | $2,355,000 | 3,500 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $223,945,000 | 2,180 |
| Total liabilities | $197,593,000 | 2,208 |
| Total deposits | $196,464,000 | 1,987 |
| Interest-bearing deposits | $166,237,000 | 2,033 |
| Deposits held in domestic offices | $196,464,000 | 1,984 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,129,000 | 3,272 |
| Total equity capital | $26,352,000 | 1,756 |
| Total bank equity capital | $26,352,000 | 1,756 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,625,000 | 2,226 |
| Surplus | $1,625,000 | 5,979 |
| Undivided profits | $23,102,000 | 1,154 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $363,000 | 4,487 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $721,000 | 3,764 |
| Earning assets | $206,133,000 | 2,172 |
| Long-term assets (5+ years) | $57,167,000 | 1,471 |
| Average Assets, year-to-date | $228,709,600 | 2,025 |
| Average Assets, quarterly | $222,068,000 | 2,161 |
| Volatile liabilities | $34,633,000 | 2,359 |
| Insider loans | $2,256,000 | 2,079 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $498,000 | 940 |
| Unused loan commitments | $10,106,000 | 3,718 |
| Tier 1 (core) risk-based capital | $24,551,000 | 1,794 |
| Tier 2 risk-based capital | $1,128,000 | 2,960 |
| Total risk weighted assets | $129,403,000 | 2,446 |
| Total unused commitments | $10,106,000 | 3,719 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 83 | 2,081 |
| Assets and Liabilities | ||
| Total Assets: | $236,871,000 | 1,987 |
| Cash and due from depository institutions | $10,012,000 | 2,081 |
| Interest-bearing balances | $24,000 | 5,928 |
| Securities | $93,048,000 | 1,219 |
| Federal funds sold & reverse repurchase agreements | $14,932,000 | 672 |
| Net loans & leases | $107,301,000 | 2,742 |
| Loan loss allowance | $1,294,000 | 2,744 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $7,091,000 | 1,165 |
| Other real estate owned | $1,000 | 2,081 |
| Goodwill and other intangibles | $1,695,000 | 1,186 |
| All other assets | $2,791,000 | 3,014 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $236,871,000 | 1,987 |
| Total liabilities | $212,309,000 | 1,997 |
| Total deposits | $211,370,000 | 1,780 |
| Interest-bearing deposits | $180,411,000 | 1,816 |
| Deposits held in domestic offices | $211,370,000 | 1,776 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $939,000 | 3,441 |
| Total equity capital | $24,562,000 | 1,813 |
| Total bank equity capital | $24,562,000 | 1,813 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,625,000 | 2,253 |
| Surplus | $1,625,000 | 6,052 |
| Undivided profits | $21,312,000 | 1,180 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $444,000 | 3,921 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $712,000 | 3,311 |
| Earning assets | $215,305,000 | 1,999 |
| Long-term assets (5+ years) | $73,814,000 | 1,252 |
| Average Assets, year-to-date | $225,958,200 | 2,004 |
| Average Assets, quarterly | $238,172,500 | 1,959 |
| Volatile liabilities | $39,826,000 | 2,001 |
| Insider loans | $2,529,000 | 1,828 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $530,000 | 915 |
| Unused loan commitments | $6,612,000 | 4,759 |
| Tier 1 (core) risk-based capital | $23,792,000 | 1,835 |
| Tier 2 risk-based capital | $1,294,000 | 2,496 |
| Total risk weighted assets | $135,123,400 | 2,270 |
| Total unused commitments | $6,612,000 | 4,764 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 88 | 1,956 |
| Assets and Liabilities | ||
| Total Assets: | $225,122,000 | 2,050 |
| Cash and due from depository institutions | $6,049,000 | 1,956 |
| Interest-bearing balances | $23,000 | 5,962 |
| Securities | $71,255,000 | 1,661 |
| Federal funds sold & reverse repurchase agreements | $45,020,000 | 371 |
| Net loans & leases | $91,133,000 | 2,984 |
| Loan loss allowance | $1,278,000 | 2,686 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $7,533,000 | 1,009 |
| Other real estate owned | $18,000 | 1,956 |
| Goodwill and other intangibles | $1,850,000 | 1,084 |
| All other assets | $2,264,000 | 3,205 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $225,122,000 | 2,050 |
| Total liabilities | $200,651,000 | 2,074 |
| Total deposits | $199,926,000 | 1,888 |
| Interest-bearing deposits | $170,150,000 | 1,904 |
| Deposits held in domestic offices | $199,926,000 | 1,882 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $725,000 | 4,486 |
| Total equity capital | $24,471,000 | 1,823 |
| Total bank equity capital | $24,471,000 | 1,823 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,625,000 | 2,219 |
| Surplus | $1,625,000 | 5,988 |
| Undivided profits | $21,221,000 | 1,218 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $290,000 | 5,252 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $722,000 | 3,229 |
| Earning assets | $207,431,000 | 2,048 |
| Long-term assets (5+ years) | $36,110,000 | 2,070 |
| Average Assets, year-to-date | $224,801,200 | 1,948 |
| Average Assets, quarterly | $222,876,500 | 2,031 |
| Volatile liabilities | $26,528,000 | 2,382 |
| Insider loans | $1,872,000 | 2,222 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $7,725,000 | 4,250 |
| Tier 1 (core) risk-based capital | $23,049,000 | 1,820 |
| Tier 2 risk-based capital | $1,278,000 | 2,441 |
| Total risk weighted assets | $120,240,800 | 2,383 |
| Total unused commitments | $7,725,000 | 4,255 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 96 | 1,847 |
| Assets and Liabilities | ||
| Total Assets: | $226,453,000 | 2,022 |
| Cash and due from depository institutions | $6,919,000 | 1,847 |
| Interest-bearing balances | $21,000 | 5,844 |
| Securities | $114,799,000 | 998 |
| Federal funds sold & reverse repurchase agreements | $6,495,000 | 2,134 |
| Net loans & leases | $85,387,000 | 3,182 |
| Loan loss allowance | $1,266,000 | 2,728 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $7,915,000 | 942 |
| Other real estate owned | $40,000 | 1,847 |
| Goodwill and other intangibles | $2,015,000 | 984 |
| All other assets | $2,883,000 | 2,486 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $226,453,000 | 2,022 |
| Total liabilities | $203,944,000 | 2,022 |
| Total deposits | $203,033,000 | 1,859 |
| Interest-bearing deposits | $174,631,000 | 1,853 |
| Deposits held in domestic offices | $203,033,000 | 1,852 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $911,000 | 3,837 |
| Total equity capital | $22,509,000 | 1,983 |
| Total bank equity capital | $22,509,000 | 1,983 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,625,000 | 2,233 |
| Surplus | $1,625,000 | 6,039 |
| Undivided profits | $19,259,000 | 1,343 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $415,000 | 4,522 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $610,000 | 3,895 |
| Earning assets | $206,702,000 | 2,027 |
| Long-term assets (5+ years) | $76,678,000 | 969 |
| Average Assets, year-to-date | $225,990,600 | 1,923 |
| Average Assets, quarterly | $224,401,500 | 2,007 |
| Volatile liabilities | $29,392,000 | 2,179 |
| Insider loans | $1,981,000 | 2,074 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $9,835,000 | 3,501 |
| Tier 1 (core) risk-based capital | $21,979,000 | 1,924 |
| Tier 2 risk-based capital | $1,266,000 | 2,344 |
| Total risk weighted assets | $115,754,100 | 2,417 |
| Total unused commitments | $9,835,000 | 3,503 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 89 | 2,105 |
| Assets and Liabilities | ||
| Total Assets: | $228,778,000 | 2,043 |
| Cash and due from depository institutions | $6,605,000 | 2,105 |
| Interest-bearing balances | $33,000 | 5,658 |
| Securities | $140,898,000 | 882 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 5,560 |
| Net loans & leases | $68,838,000 | 3,900 |
| Loan loss allowance | $1,290,000 | 2,794 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,908,000 | 1,323 |
| Other real estate owned | $93,000 | 2,105 |
| Goodwill and other intangibles | $2,205,000 | 893 |
| All other assets | $2,731,000 | 2,679 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $228,778,000 | 2,043 |
| Total liabilities | $207,749,000 | 2,038 |
| Total deposits | $206,917,000 | 1,877 |
| Interest-bearing deposits | $182,106,000 | 1,833 |
| Deposits held in domestic offices | $206,917,000 | 1,867 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $832,000 | 4,070 |
| Total equity capital | $21,029,000 | 2,132 |
| Total bank equity capital | $21,029,000 | 2,132 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,625,000 | 2,372 |
| Surplus | $1,625,000 | 6,174 |
| Undivided profits | $17,779,000 | 1,464 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $265,000 | 5,952 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $493,000 | 4,717 |
| Earning assets | $211,269,000 | 2,036 |
| Long-term assets (5+ years) | $35,361,000 | 1,734 |
| Average Assets, year-to-date | $229,501,400 | 1,973 |
| Average Assets, quarterly | $227,946,500 | 2,037 |
| Volatile liabilities | $29,070,000 | 2,140 |
| Insider loans | $2,073,000 | 2,058 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $4,844,000 | 5,163 |
| Tier 1 (core) risk-based capital | $20,422,000 | 2,112 |
| Tier 2 risk-based capital | $1,256,340 | 2,404 |
| Total risk weighted assets | $100,473,540 | 2,770 |
| Total unused commitments | $4,844,000 | 5,175 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 104 | 1,860 |
| Assets and Liabilities | ||
| Total Assets: | $231,928,000 | 2,028 |
| Cash and due from depository institutions | $11,166,000 | 1,860 |
| Interest-bearing balances | $5,179,000 | 915 |
| Securities | $135,388,000 | 940 |
| Federal funds sold & reverse repurchase agreements | $12,200,000 | 1,161 |
| Net loans & leases | $64,150,000 | 4,028 |
| Loan loss allowance | $971,000 | 3,632 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $4,271,000 | 1,785 |
| Other real estate owned | $122,000 | 1,860 |
| Goodwill and other intangibles | $2,397,000 | 797 |
| All other assets | $2,234,000 | 3,302 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $231,928,000 | 2,028 |
| Total liabilities | $211,424,000 | 2,012 |
| Total deposits | $210,223,000 | 1,851 |
| Interest-bearing deposits | $186,467,000 | 1,802 |
| Deposits held in domestic offices | $210,223,000 | 1,838 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,201,000 | 3,124 |
| Total equity capital | $20,504,000 | 2,168 |
| Total bank equity capital | $20,504,000 | 2,168 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,625,000 | 2,434 |
| Surplus | $1,625,000 | 6,251 |
| Undivided profits | $17,254,000 | 1,536 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $197,000 | 6,742 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $574,000 | 4,177 |
| Earning assets | $216,917,000 | 1,982 |
| Long-term assets (5+ years) | $30,729,000 | 1,777 |
| Average Assets, year-to-date | $219,511,200 | 2,071 |
| Average Assets, quarterly | $232,794,500 | 1,997 |
| Volatile liabilities | $26,808,000 | 2,051 |
| Insider loans | $2,127,000 | 2,013 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $3,497,000 | 5,942 |
| Tier 1 (core) risk-based capital | $19,042,000 | 2,236 |
| Tier 2 risk-based capital | $971,000 | 2,988 |
| Total risk weighted assets | $95,770,000 | 2,833 |
| Total unused commitments | $3,497,000 | 5,954 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 82 | 2,436 |
| Assets and Liabilities | ||
| Total Assets: | $194,746,000 | 2,375 |
| Cash and due from depository institutions | $5,968,000 | 2,436 |
| Interest-bearing balances | $44,000 | 6,173 |
| Securities | $119,420,000 | 1,086 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $63,128,000 | 4,026 |
| Loan loss allowance | $941,000 | 3,805 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,564,000 | 2,085 |
| Other real estate owned | $526,000 | 2,436 |
| Goodwill and other intangibles | $681,000 | 1,271 |
| All other assets | $1,459,000 | 5,046 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $194,746,000 | 2,375 |
| Total liabilities | $178,596,000 | 2,354 |
| Total deposits | $174,628,000 | 2,216 |
| Interest-bearing deposits | $152,896,000 | 2,160 |
| Deposits held in domestic offices | $174,628,000 | 2,206 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,225,000 | 2,211 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $743,000 | 3,827 |
| Total equity capital | $16,150,000 | 2,540 |
| Total bank equity capital | $16,150,000 | 2,540 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,625,000 | 2,511 |
| Surplus | $1,625,000 | 6,290 |
| Undivided profits | $12,900,000 | 1,818 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $552,000 | 3,808 |
| Earning assets | $182,592,000 | 2,320 |
| Long-term assets (5+ years) | $30,389,000 | 1,811 |
| Average Assets, year-to-date | $200,744,200 | 2,244 |
| Average Assets, quarterly | $196,724,000 | 2,326 |
| Volatile liabilities | $30,706,000 | 1,787 |
| Insider loans | $2,819,000 | 1,497 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $5,890,000 | 4,448 |
| Tier 1 (core) risk-based capital | $19,563,000 | 2,098 |
| Tier 2 risk-based capital | $941,000 | 3,073 |
| Total risk weighted assets | $89,185,500 | 2,962 |
| Total unused commitments | $5,890,000 | 4,455 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 84 | 2,493 |
| Assets and Liabilities | ||
| Total Assets: | $204,562,000 | 2,277 |
| Cash and due from depository institutions | $5,378,000 | 2,493 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $128,469,000 | 1,071 |
| Federal funds sold & reverse repurchase agreements | $3,850,000 | 3,564 |
| Net loans & leases | $60,103,000 | 4,101 |
| Loan loss allowance | $1,045,000 | 3,539 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,529,000 | 2,065 |
| Other real estate owned | $1,015,000 | 2,493 |
| Goodwill and other intangibles | $730,000 | 1,154 |
| All other assets | $1,488,000 | 4,479 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $204,562,000 | 2,277 |
| Total liabilities | $185,603,000 | 2,294 |
| Total deposits | $184,742,000 | 2,158 |
| Interest-bearing deposits | $162,712,000 | 2,124 |
| Deposits held in domestic offices | $184,742,000 | 2,146 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $861,000 | 3,503 |
| Total equity capital | $18,959,000 | 2,147 |
| Total bank equity capital | $18,959,000 | 2,147 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,625,000 | 2,558 |
| Surplus | $1,625,000 | 6,309 |
| Undivided profits | $15,709,000 | 1,503 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 12,424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $515,000 | 3,582 |
| Earning assets | $192,422,000 | 2,221 |
| Long-term assets (5+ years) | $40,235,000 | 1,463 |
| Average Assets, year-to-date | $199,365,000 | 2,258 |
| Average Assets, quarterly | $202,793,500 | 2,268 |
| Volatile liabilities | $29,140,000 | 1,776 |
| Insider loans | $2,634,000 | 1,576 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,283,000 | 7,156 |
| Tier 1 (core) risk-based capital | $18,229,000 | 2,145 |
| Tier 2 risk-based capital | $1,045,000 | 2,763 |
| Total risk weighted assets | $88,408,000 | 2,920 |
| Total unused commitments | $2,283,000 | 7,181 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 83 | 2,604 |
| Assets and Liabilities | ||
| Total Assets: | $194,270,000 | 2,437 |
| Cash and due from depository institutions | $5,648,000 | 2,604 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $118,676,000 | 1,142 |
| Federal funds sold & reverse repurchase agreements | $5,275,000 | 3,089 |
| Net loans & leases | $58,059,000 | 4,281 |
| Loan loss allowance | $1,350,000 | 2,926 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,479,000 | 2,119 |
| Other real estate owned | $704,000 | 2,604 |
| Goodwill and other intangibles | $809,000 | 1,110 |
| All other assets | $1,620,000 | 4,312 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $194,270,000 | 2,437 |
| Total liabilities | $177,516,000 | 2,457 |
| Total deposits | $176,866,000 | 2,338 |
| Interest-bearing deposits | $156,060,000 | 2,314 |
| Deposits held in domestic offices | $176,866,000 | 2,329 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $650,000 | 4,711 |
| Total equity capital | $16,754,000 | 2,302 |
| Total bank equity capital | $16,754,000 | 2,302 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,625,000 | 2,657 |
| Surplus | $1,625,000 | 6,244 |
| Undivided profits | $13,504,000 | 1,625 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 13,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $524,000 | 3,889 |
| Earning assets | $182,010,000 | 2,366 |
| Long-term assets (5+ years) | $35,974,000 | 1,578 |
| Average Assets, year-to-date | $173,671,800 | 2,654 |
| Average Assets, quarterly | $189,684,500 | 2,471 |
| Volatile liabilities | $27,067,000 | 1,859 |
| Insider loans | $293,000 | 2,975 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,458,000 | 5,664 |
| Tier 1 (core) risk-based capital | $15,945,000 | 2,335 |
| Tier 2 risk-based capital | $1,024,280 | 2,841 |
| Total risk weighted assets | $81,616,480 | 3,204 |
| Total unused commitments | $3,458,000 | 5,691 |
| Derivatives | $0 | 651 |