Home > The First National Bank of Anthony > Income and Expense
The First National Bank of Anthony, Income and Expense
2009-03-31 (YTD Data) | Rank | |
Total interest income | $1,943,000 | 4,022 |
Total interest expense | $869,000 | 3,402 |
Net interest income | $1,074,000 | 4,360 |
Provision for loan and lease losses | $4,275,000 | 445 |
Total noninterest income | $180,000 | 4,025 |
Gross Fiduciary activities income | $0 | 1,285 |
Service charges on deposit accounts | $95,000 | 3,361 |
Trading account gains and fees | $0 | 171 |
Additional Noninterest Income | $85,000 | 3,906 |
Total noninterest expense | $2,067,000 | 2,353 |
Salaries and employee benefits | $723,000 | 3,377 |
Premises and equipment expense | $315,000 | 2,211 |
Additional noninterest expense | $1,029,000 | 1,574 |
Pre-tax net operating income | $-5,088,000 | 8,033 |
Securities gains (losses) | $0 | 2,434 |
Applicable income taxes | $0 | 4,835 |
Income before extraordinary items | $-5,088,000 | 8,063 |
Extraordinary gains, net | $0 | 15 |
Net income | $-5,088,000 | 8,063 |
Minority interest net income | $0 | 102 |
Net income of bank and minority interests. | $-5,088,000 | 8,063 |
Net charge-offs | $1,732,000 | 664 |
Cash dividends | $0 | 3,051 |
Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
Net operating income | $-5,088,000 | 8,061 |
2008-12-31 (YTD Data) | Rank | |
Total interest income | $10,223,000 | 3,469 |
Total interest expense | $4,395,000 | 3,280 |
Net interest income | $5,828,000 | 3,546 |
Provision for loan and lease losses | $4,715,000 | 1,044 |
Total noninterest income | $920,000 | 3,589 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $408,000 | 3,421 |
Trading account gains and fees | $0 | 154 |
Additional Noninterest Income | $512,000 | 3,134 |
Total noninterest expense | $6,386,000 | 2,901 |
Salaries and employee benefits | $3,118,000 | 3,142 |
Premises and equipment expense | $974,000 | 2,694 |
Additional noninterest expense | $2,294,000 | 2,517 |
Pre-tax net operating income | $-4,353,000 | 7,746 |
Securities gains (losses) | $0 | 3,220 |
Applicable income taxes | $0 | 4,979 |
Income before extraordinary items | $-4,353,000 | 7,768 |
Extraordinary gains, net | $0 | 39 |
Net income | $-4,353,000 | 7,767 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,817,000 | 1,051 |
Cash dividends | $260,000 | 4,252 |
Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
Net operating income | $-4,353,000 | 7,824 |
2008-09-30 (YTD Data) | Rank | |
Total interest income | $7,947,000 | 3,440 |
Total interest expense | $3,420,000 | 3,290 |
Net interest income | $4,527,000 | 3,481 |
Provision for loan and lease losses | $1,671,000 | 1,331 |
Total noninterest income | $763,000 | 3,452 |
Gross Fiduciary activities income | $0 | 1,405 |
Service charges on deposit accounts | $300,000 | 3,486 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $463,000 | 2,936 |
Total noninterest expense | $4,712,000 | 2,923 |
Salaries and employee benefits | $2,390,000 | 3,112 |
Premises and equipment expense | $720,000 | 2,727 |
Additional noninterest expense | $1,602,000 | 2,621 |
Pre-tax net operating income | $-1,093,000 | 7,577 |
Securities gains (losses) | $0 | 3,106 |
Applicable income taxes | $0 | 5,372 |
Income before extraordinary items | $-1,093,000 | 7,550 |
Extraordinary gains, net | $0 | 31 |
Net income | $-1,093,000 | 7,549 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $755,000 | 1,545 |
Cash dividends | $259,000 | 3,591 |
Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
Net operating income | $-1,093,000 | 7,663 |
2008-06-30 (YTD Data) | Rank | |
Total interest income | $5,408,000 | 3,431 |
Total interest expense | $2,340,000 | 3,349 |
Net interest income | $3,068,000 | 3,427 |
Provision for loan and lease losses | $1,671,000 | 882 |
Total noninterest income | $571,000 | 3,229 |
Gross Fiduciary activities income | $0 | 1,395 |
Service charges on deposit accounts | $193,000 | 3,553 |
Trading account gains and fees | $0 | 149 |
Additional Noninterest Income | $378,000 | 2,677 |
Total noninterest expense | $3,087,000 | 2,976 |
Salaries and employee benefits | $1,588,000 | 3,166 |
Premises and equipment expense | $479,000 | 2,737 |
Additional noninterest expense | $1,020,000 | 2,695 |
Pre-tax net operating income | $-1,119,000 | 7,969 |
Securities gains (losses) | $0 | 3,233 |
Applicable income taxes | $0 | 5,627 |
Income before extraordinary items | $-1,119,000 | 8,034 |
Extraordinary gains, net | $0 | 21 |
Net income | $-1,119,000 | 8,034 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $349,000 | 1,642 |
Cash dividends | $259,000 | 3,143 |
Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
Net operating income | $-1,119,000 | 8,022 |
2008-03-31 (YTD Data) | Rank | |
Total interest income | $2,807,000 | 3,415 |
Total interest expense | $1,206,000 | 3,437 |
Net interest income | $1,601,000 | 3,322 |
Provision for loan and lease losses | $140,000 | 2,266 |
Total noninterest income | $297,000 | 3,155 |
Gross Fiduciary activities income | $0 | 1,326 |
Service charges on deposit accounts | $97,000 | 3,525 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $200,000 | 2,576 |
Total noninterest expense | $1,551,000 | 2,954 |
Salaries and employee benefits | $793,000 | 3,190 |
Premises and equipment expense | $254,000 | 2,636 |
Additional noninterest expense | $504,000 | 2,707 |
Pre-tax net operating income | $207,000 | 4,894 |
Securities gains (losses) | $0 | 2,688 |
Applicable income taxes | $7,000 | 4,983 |
Income before extraordinary items | $200,000 | 4,661 |
Extraordinary gains, net | $0 | 15 |
Net income | $200,000 | 4,664 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-7,000 | 7,797 |
Cash dividends | $195,000 | 2,380 |
Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
Net operating income | $200,000 | 4,566 |
2007-12-31 (YTD Data) | Rank | |
Total interest income | $10,988,000 | 3,533 |
Total interest expense | $4,745,000 | 3,598 |
Net interest income | $6,243,000 | 3,405 |
Provision for loan and lease losses | $480,000 | 2,381 |
Total noninterest income | $1,023,000 | 3,492 |
Gross Fiduciary activities income | $0 | 1,498 |
Service charges on deposit accounts | $315,000 | 3,989 |
Trading account gains and fees | $0 | 178 |
Additional Noninterest Income | $708,000 | 2,741 |
Total noninterest expense | $5,784,000 | 3,067 |
Salaries and employee benefits | $3,087,000 | 3,148 |
Premises and equipment expense | $871,000 | 2,882 |
Additional noninterest expense | $1,826,000 | 2,890 |
Pre-tax net operating income | $1,002,000 | 4,745 |
Securities gains (losses) | $0 | 2,146 |
Applicable income taxes | $45,000 | 4,991 |
Income before extraordinary items | $957,000 | 4,410 |
Extraordinary gains, net | $0 | 39 |
Net income | $957,000 | 4,412 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $190,000 | 2,929 |
Cash dividends | $552,000 | 3,560 |
Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
Net operating income | $957,000 | 4,408 |
2007-09-30 (YTD Data) | Rank | |
Total interest income | $8,091,000 | 3,583 |
Total interest expense | $3,504,000 | 3,639 |
Net interest income | $4,587,000 | 3,462 |
Provision for loan and lease losses | $360,000 | 2,007 |
Total noninterest income | $739,000 | 3,571 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $228,000 | 4,062 |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $511,000 | 2,811 |
Total noninterest expense | $4,149,000 | 3,150 |
Salaries and employee benefits | $2,185,000 | 3,291 |
Premises and equipment expense | $628,000 | 2,960 |
Additional noninterest expense | $1,336,000 | 2,902 |
Pre-tax net operating income | $817,000 | 4,799 |
Securities gains (losses) | $0 | 1,655 |
Applicable income taxes | $40,000 | 5,094 |
Income before extraordinary items | $777,000 | 4,410 |
Extraordinary gains, net | $0 | 33 |
Net income | $777,000 | 4,410 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $126,000 | 2,543 |
Cash dividends | $420,000 | 3,178 |
Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
Net operating income | $777,000 | 4,400 |
2007-06-30 (YTD Data) | Rank | |
Total interest income | $5,282,000 | 3,641 |
Total interest expense | $2,267,000 | 3,715 |
Net interest income | $3,015,000 | 3,517 |
Provision for loan and lease losses | $240,000 | 1,865 |
Total noninterest income | $478,000 | 3,647 |
Gross Fiduciary activities income | $0 | 1,429 |
Service charges on deposit accounts | $153,000 | 4,045 |
Trading account gains and fees | $0 | 168 |
Additional Noninterest Income | $325,000 | 2,895 |
Total noninterest expense | $2,759,000 | 3,184 |
Salaries and employee benefits | $1,440,000 | 3,351 |
Premises and equipment expense | $411,000 | 3,034 |
Additional noninterest expense | $908,000 | 2,859 |
Pre-tax net operating income | $494,000 | 5,063 |
Securities gains (losses) | $0 | 1,444 |
Applicable income taxes | $23,000 | 5,272 |
Income before extraordinary items | $471,000 | 4,684 |
Extraordinary gains, net | $0 | 29 |
Net income | $471,000 | 4,684 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $130,000 | 1,774 |
Cash dividends | $247,000 | 3,394 |
Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
Net operating income | $471,000 | 4,680 |
2007-03-31 (YTD Data) | Rank | |
Total interest income | $2,589,000 | 3,681 |
Total interest expense | $1,106,000 | 3,746 |
Net interest income | $1,483,000 | 3,565 |
Provision for loan and lease losses | $120,000 | 1,752 |
Total noninterest income | $254,000 | 3,486 |
Gross Fiduciary activities income | $0 | 1,355 |
Service charges on deposit accounts | $75,000 | 4,035 |
Trading account gains and fees | $0 | 195 |
Additional Noninterest Income | $179,000 | 2,716 |
Total noninterest expense | $1,405,000 | 3,146 |
Salaries and employee benefits | $705,000 | 3,436 |
Premises and equipment expense | $207,000 | 3,020 |
Additional noninterest expense | $493,000 | 2,653 |
Pre-tax net operating income | $212,000 | 5,384 |
Securities gains (losses) | $0 | 1,187 |
Applicable income taxes | $8,000 | 5,466 |
Income before extraordinary items | $204,000 | 5,012 |
Extraordinary gains, net | $0 | 22 |
Net income | $204,000 | 5,012 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $77,000 | 1,372 |
Cash dividends | $97,000 | 3,194 |
Sale, conversion, retirement of capital stock, net | $0 | 885 |
Net operating income | $204,000 | 5,002 |
2006-12-31 (YTD Data) | Rank | |
Total interest income | $9,529,000 | 3,705 |
Total interest expense | $3,623,000 | 3,827 |
Net interest income | $5,906,000 | 3,564 |
Provision for loan and lease losses | $546,000 | 1,765 |
Total noninterest income | $1,420,000 | 2,800 |
Gross Fiduciary activities income | $0 | 1,523 |
Service charges on deposit accounts | $340,000 | 3,876 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $1,080,000 | 2,103 |
Total noninterest expense | $6,194,000 | 2,799 |
Salaries and employee benefits | $3,150,000 | 2,998 |
Premises and equipment expense | $708,000 | 3,308 |
Additional noninterest expense | $2,336,000 | 2,234 |
Pre-tax net operating income | $586,000 | 6,231 |
Securities gains (losses) | $0 | 1,687 |
Applicable income taxes | $8,000 | 6,215 |
Income before extraordinary items | $578,000 | 5,895 |
Extraordinary gains, net | $0 | 51 |
Net income | $578,000 | 5,896 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $54,000 | 3,976 |
Cash dividends | $585,000 | 3,504 |
Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
Net operating income | $578,000 | 5,893 |
2006-09-30 (YTD Data) | Rank | |
Total interest income | $7,031,000 | 3,733 |
Total interest expense | $2,664,000 | 3,810 |
Net interest income | $4,367,000 | 3,619 |
Provision for loan and lease losses | $429,000 | 1,605 |
Total noninterest income | $1,107,000 | 2,736 |
Gross Fiduciary activities income | $0 | 1,468 |
Service charges on deposit accounts | $257,000 | 3,896 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $850,000 | 2,042 |
Total noninterest expense | $4,416,000 | 2,911 |
Salaries and employee benefits | $2,294,000 | 3,062 |
Premises and equipment expense | $418,000 | 3,998 |
Additional noninterest expense | $1,704,000 | 2,276 |
Pre-tax net operating income | $629,000 | 5,755 |
Securities gains (losses) | $0 | 1,388 |
Applicable income taxes | $17,000 | 6,030 |
Income before extraordinary items | $612,000 | 5,319 |
Extraordinary gains, net | $0 | 45 |
Net income | $612,000 | 5,322 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $54,000 | 3,088 |
Cash dividends | $457,000 | 3,066 |
Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
Net operating income | $612,000 | 5,313 |
2006-06-30 (YTD Data) | Rank | |
Total interest income | $4,561,000 | 3,766 |
Total interest expense | $1,682,000 | 3,829 |
Net interest income | $2,879,000 | 3,658 |
Provision for loan and lease losses | $315,000 | 1,403 |
Total noninterest income | $887,000 | 2,423 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $167,000 | 3,914 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $720,000 | 1,729 |
Total noninterest expense | $3,086,000 | 2,815 |
Salaries and employee benefits | $1,587,000 | 2,983 |
Premises and equipment expense | $262,000 | 4,164 |
Additional noninterest expense | $1,237,000 | 2,111 |
Pre-tax net operating income | $365,000 | 6,070 |
Securities gains (losses) | $11,000 | 713 |
Applicable income taxes | $7,000 | 6,238 |
Income before extraordinary items | $369,000 | 5,567 |
Extraordinary gains, net | $0 | 39 |
Net income | $369,000 | 5,568 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $20,000 | 3,501 |
Cash dividends | $335,000 | 2,955 |
Sale, conversion, retirement of capital stock, net | $0 | 887 |
Net operating income | $358,220 | 5,633 |
2006-03-31 (YTD Data) | Rank | |
Total interest income | $2,194,000 | 3,811 |
Total interest expense | $749,000 | 3,998 |
Net interest income | $1,445,000 | 3,646 |
Provision for loan and lease losses | $191,000 | 1,191 |
Total noninterest income | $462,000 | 2,307 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $80,000 | 3,936 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $382,000 | 1,622 |
Total noninterest expense | $1,467,000 | 2,934 |
Salaries and employee benefits | $769,000 | 3,075 |
Premises and equipment expense | $130,000 | 4,188 |
Additional noninterest expense | $568,000 | 2,266 |
Pre-tax net operating income | $249,000 | 5,388 |
Securities gains (losses) | $0 | 955 |
Applicable income taxes | $1,000 | 6,453 |
Income before extraordinary items | $248,000 | 4,877 |
Extraordinary gains, net | $0 | 21 |
Net income | $248,000 | 4,877 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $16,000 | 2,550 |
Cash dividends | $85,000 | 3,250 |
Sale, conversion, retirement of capital stock, net | $0 | 648 |
Net operating income | $248,000 | 4,856 |
2005-12-31 (YTD Data) | Rank | |
Total interest income | $7,160,000 | 4,079 |
Total interest expense | $2,239,000 | 4,107 |
Net interest income | $4,921,000 | 3,993 |
Provision for loan and lease losses | $249,000 | 3,182 |
Total noninterest income | $2,662,000 | 1,780 |
Gross Fiduciary activities income | $0 | 1,557 |
Service charges on deposit accounts | $344,000 | 3,880 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $2,318,000 | 1,217 |
Total noninterest expense | $6,030,000 | 2,740 |
Salaries and employee benefits | $3,108,000 | 2,885 |
Premises and equipment expense | $515,000 | 4,087 |
Additional noninterest expense | $2,407,000 | 2,089 |
Pre-tax net operating income | $1,304,000 | 4,717 |
Securities gains (losses) | $0 | 2,296 |
Applicable income taxes | $41,000 | 5,981 |
Income before extraordinary items | $1,263,000 | 4,221 |
Extraordinary gains, net | $0 | 46 |
Net income | $1,263,000 | 4,222 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $73,000 | 3,795 |
Cash dividends | $563,000 | 3,444 |
Sale, conversion, retirement of capital stock, net | $0 | 934 |
Net operating income | $1,263,000 | 4,201 |
2005-09-30 (YTD Data) | Rank | |
Total interest income | $5,065,000 | 4,206 |
Total interest expense | $1,577,000 | 4,153 |
Net interest income | $3,488,000 | 4,161 |
Provision for loan and lease losses | $129,000 | 3,777 |
Total noninterest income | $1,880,000 | 1,876 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $264,000 | 3,838 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $1,616,000 | 1,285 |
Total noninterest expense | $4,250,000 | 2,860 |
Salaries and employee benefits | $2,176,000 | 3,019 |
Premises and equipment expense | $362,000 | 4,270 |
Additional noninterest expense | $1,712,000 | 2,164 |
Pre-tax net operating income | $989,000 | 4,804 |
Securities gains (losses) | $0 | 2,317 |
Applicable income taxes | $40,000 | 5,934 |
Income before extraordinary items | $949,000 | 4,316 |
Extraordinary gains, net | $0 | 35 |
Net income | $949,000 | 4,316 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $64,000 | 3,141 |
Cash dividends | $243,000 | 3,825 |
Sale, conversion, retirement of capital stock, net | $0 | 769 |
Net operating income | $949,000 | 4,261 |
2005-06-30 (YTD Data) | Rank | |
Total interest income | $3,189,000 | 4,312 |
Total interest expense | $1,017,000 | 4,081 |
Net interest income | $2,172,000 | 4,354 |
Provision for loan and lease losses | $59,000 | 4,370 |
Total noninterest income | $1,065,000 | 2,081 |
Gross Fiduciary activities income | $0 | 1,480 |
Service charges on deposit accounts | $180,000 | 3,748 |
Trading account gains and fees | $0 | 116 |
Additional Noninterest Income | $885,000 | 1,465 |
Total noninterest expense | $2,763,000 | 2,919 |
Salaries and employee benefits | $1,399,000 | 3,114 |
Premises and equipment expense | $233,000 | 4,340 |
Additional noninterest expense | $1,131,000 | 2,178 |
Pre-tax net operating income | $415,000 | 5,894 |
Securities gains (losses) | $0 | 2,146 |
Applicable income taxes | $21,000 | 6,068 |
Income before extraordinary items | $394,000 | 5,489 |
Extraordinary gains, net | $0 | 30 |
Net income | $394,000 | 5,492 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $40,000 | 3,003 |
Cash dividends | $123,000 | 4,079 |
Sale, conversion, retirement of capital stock, net | $0 | 643 |
Net operating income | $394,000 | 5,450 |
2005-03-31 (YTD Data) | Rank | |
Total interest income | $1,502,000 | 4,485 |
Total interest expense | $453,000 | 4,318 |
Net interest income | $1,049,000 | 4,465 |
Provision for loan and lease losses | $9,000 | 5,480 |
Total noninterest income | $491,000 | 2,165 |
Gross Fiduciary activities income | $0 | 1,418 |
Service charges on deposit accounts | $92,000 | 3,634 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $399,000 | 1,553 |
Total noninterest expense | $1,261,000 | 3,173 |
Salaries and employee benefits | $640,000 | 3,372 |
Premises and equipment expense | $113,000 | 4,465 |
Additional noninterest expense | $508,000 | 2,395 |
Pre-tax net operating income | $270,000 | 5,264 |
Securities gains (losses) | $0 | 1,685 |
Applicable income taxes | $12,000 | 5,990 |
Income before extraordinary items | $258,000 | 4,778 |
Extraordinary gains, net | $0 | 24 |
Net income | $258,000 | 4,779 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $5,000 | 3,734 |
Cash dividends | $0 | 3,863 |
Sale, conversion, retirement of capital stock, net | $0 | 491 |
Net operating income | $258,000 | 4,741 |
2004-12-31 (YTD Data) | Rank | |
Total interest income | $5,280,000 | 4,667 |
Total interest expense | $1,271,000 | 4,951 |
Net interest income | $4,009,000 | 4,478 |
Provision for loan and lease losses | $230,000 | 3,450 |
Total noninterest income | $1,059,000 | 3,402 |
Gross Fiduciary activities income | $0 | 1,582 |
Service charges on deposit accounts | $393,000 | 3,690 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $666,000 | 2,794 |
Total noninterest expense | $4,507,000 | 3,407 |
Salaries and employee benefits | $2,371,000 | 3,488 |
Premises and equipment expense | $470,000 | 4,278 |
Additional noninterest expense | $1,666,000 | 2,858 |
Pre-tax net operating income | $331,000 | 7,336 |
Securities gains (losses) | $-22,000 | 8,407 |
Applicable income taxes | $5,000 | 6,914 |
Income before extraordinary items | $304,000 | 7,210 |
Extraordinary gains, net | $0 | 34 |
Net income | $304,000 | 7,209 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $181,000 | 2,728 |
Cash dividends | $319,000 | 4,253 |
Sale, conversion, retirement of capital stock, net | $0 | 872 |
Net operating income | $325,560 | 7,071 |
2004-09-30 (YTD Data) | Rank | |
Total interest income | $3,860,000 | 4,729 |
Total interest expense | $936,000 | 4,972 |
Net interest income | $2,924,000 | 4,562 |
Provision for loan and lease losses | $140,000 | 3,657 |
Total noninterest income | $638,000 | 3,930 |
Gross Fiduciary activities income | $0 | 1,547 |
Service charges on deposit accounts | $292,000 | 3,729 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $346,000 | 3,455 |
Total noninterest expense | $3,177,000 | 3,546 |
Salaries and employee benefits | $1,667,000 | 3,648 |
Premises and equipment expense | $350,000 | 4,288 |
Additional noninterest expense | $1,160,000 | 3,030 |
Pre-tax net operating income | $245,000 | 7,481 |
Securities gains (losses) | $-22,000 | 8,667 |
Applicable income taxes | $9,000 | 6,807 |
Income before extraordinary items | $214,000 | 7,397 |
Extraordinary gains, net | $0 | 26 |
Net income | $214,000 | 7,397 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $98,000 | 2,849 |
Cash dividends | $47,000 | 5,039 |
Sale, conversion, retirement of capital stock, net | $0 | 738 |
Net operating income | $235,120 | 7,214 |
2004-06-30 (YTD Data) | Rank | |
Total interest income | $2,553,000 | 4,763 |
Total interest expense | $623,000 | 5,000 |
Net interest income | $1,930,000 | 4,581 |
Provision for loan and lease losses | $140,000 | 2,884 |
Total noninterest income | $404,000 | 4,063 |
Gross Fiduciary activities income | $0 | 1,518 |
Service charges on deposit accounts | $190,000 | 3,774 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $214,000 | 3,611 |
Total noninterest expense | $1,999,000 | 3,737 |
Salaries and employee benefits | $1,039,000 | 3,864 |
Premises and equipment expense | $214,000 | 4,562 |
Additional noninterest expense | $746,000 | 3,134 |
Pre-tax net operating income | $195,000 | 7,223 |
Securities gains (losses) | $-22,000 | 8,808 |
Applicable income taxes | $5,000 | 6,869 |
Income before extraordinary items | $168,000 | 7,181 |
Extraordinary gains, net | $0 | 21 |
Net income | $168,000 | 7,180 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $95,000 | 2,220 |
Cash dividends | $47,000 | 4,728 |
Sale, conversion, retirement of capital stock, net | $0 | 638 |
Net operating income | $189,340 | 6,926 |
2004-03-31 (YTD Data) | Rank | |
Total interest income | $1,277,000 | 4,789 |
Total interest expense | $311,000 | 5,061 |
Net interest income | $966,000 | 4,583 |
Provision for loan and lease losses | $80,000 | 2,465 |
Total noninterest income | $196,000 | 4,105 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $93,000 | 3,737 |
Trading account gains and fees | $0 | 121 |
Additional Noninterest Income | $103,000 | 3,651 |
Total noninterest expense | $945,000 | 3,934 |
Salaries and employee benefits | $472,000 | 4,192 |
Premises and equipment expense | $118,000 | 4,296 |
Additional noninterest expense | $355,000 | 3,243 |
Pre-tax net operating income | $137,000 | 6,628 |
Securities gains (losses) | $0 | 2,934 |
Applicable income taxes | $3,000 | 6,752 |
Income before extraordinary items | $134,000 | 6,266 |
Extraordinary gains, net | $0 | 16 |
Net income | $134,000 | 6,265 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $100,000 | 1,316 |
Cash dividends | $15,000 | 3,746 |
Sale, conversion, retirement of capital stock, net | $0 | 464 |
Net operating income | $134,000 | 6,155 |
2003-12-31 (YTD Data) | Rank | |
Total interest income | $4,961,000 | 4,921 |
Total interest expense | $1,294,000 | 5,338 |
Net interest income | $3,667,000 | 4,646 |
Provision for loan and lease losses | $240,000 | 3,615 |
Total noninterest income | $595,000 | 4,990 |
Gross Fiduciary activities income | $0 | 1,641 |
Service charges on deposit accounts | $349,000 | 3,960 |
Trading account gains and fees | $0 | 160 |
Additional Noninterest Income | $246,000 | 4,881 |
Total noninterest expense | $3,410,000 | 4,210 |
Salaries and employee benefits | $1,711,000 | 4,419 |
Premises and equipment expense | $403,000 | 4,709 |
Additional noninterest expense | $1,296,000 | 3,498 |
Pre-tax net operating income | $612,000 | 6,293 |
Securities gains (losses) | $0 | 4,500 |
Applicable income taxes | $-3,000 | 8,712 |
Income before extraordinary items | $615,000 | 5,899 |
Extraordinary gains, net | $0 | 54 |
Net income | $615,000 | 5,902 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $193,000 | 2,936 |
Cash dividends | $477,000 | 3,633 |
Sale, conversion, retirement of capital stock, net | $0 | 868 |
Net operating income | $615,000 | 5,723 |
2003-09-30 (YTD Data) | Rank | |
Total interest income | $3,697,000 | 5,006 |
Total interest expense | $981,000 | 5,442 |
Net interest income | $2,716,000 | 4,708 |
Provision for loan and lease losses | $170,000 | 3,682 |
Total noninterest income | $421,000 | 5,174 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $246,000 | 4,129 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $175,000 | 5,035 |
Total noninterest expense | $2,390,000 | 4,405 |
Salaries and employee benefits | $1,187,000 | 4,660 |
Premises and equipment expense | $261,000 | 5,184 |
Additional noninterest expense | $942,000 | 3,567 |
Pre-tax net operating income | $577,000 | 5,957 |
Securities gains (losses) | $0 | 4,204 |
Applicable income taxes | $24,000 | 6,710 |
Income before extraordinary items | $553,000 | 5,595 |
Extraordinary gains, net | $0 | 40 |
Net income | $553,000 | 5,596 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $175,000 | 2,375 |
Cash dividends | $243,000 | 3,785 |
Sale, conversion, retirement of capital stock, net | $0 | 722 |
Net operating income | $553,000 | 5,413 |
2003-06-30 (YTD Data) | Rank | |
Total interest income | $2,490,000 | 5,000 |
Total interest expense | $692,000 | 5,382 |
Net interest income | $1,798,000 | 4,715 |
Provision for loan and lease losses | $80,000 | 4,288 |
Total noninterest income | $271,000 | 5,256 |
Gross Fiduciary activities income | $0 | 1,577 |
Service charges on deposit accounts | $147,000 | 4,341 |
Trading account gains and fees | $0 | 150 |
Additional Noninterest Income | $124,000 | 4,941 |
Total noninterest expense | $1,558,000 | 4,456 |
Salaries and employee benefits | $780,000 | 4,695 |
Premises and equipment expense | $169,000 | 5,253 |
Additional noninterest expense | $609,000 | 3,660 |
Pre-tax net operating income | $431,000 | 5,687 |
Securities gains (losses) | $0 | 3,782 |
Applicable income taxes | $20,000 | 6,596 |
Income before extraordinary items | $411,000 | 5,324 |
Extraordinary gains, net | $0 | 30 |
Net income | $411,000 | 5,324 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-2,000 | 7,985 |
Cash dividends | $195,000 | 3,554 |
Sale, conversion, retirement of capital stock, net | $0 | 589 |
Net operating income | $411,000 | 5,127 |
2003-03-31 (YTD Data) | Rank | |
Total interest income | $1,260,000 | 4,981 |
Total interest expense | $360,000 | 5,361 |
Net interest income | $900,000 | 4,706 |
Provision for loan and lease losses | $30,000 | 4,429 |
Total noninterest income | $142,000 | 5,029 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $71,000 | 4,347 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $71,000 | 4,573 |
Total noninterest expense | $764,000 | 4,509 |
Salaries and employee benefits | $389,000 | 4,701 |
Premises and equipment expense | $83,000 | 5,318 |
Additional noninterest expense | $292,000 | 3,731 |
Pre-tax net operating income | $248,000 | 5,307 |
Securities gains (losses) | $0 | 2,891 |
Applicable income taxes | $10,000 | 6,563 |
Income before extraordinary items | $238,000 | 4,844 |
Extraordinary gains, net | $0 | 21 |
Net income | $238,000 | 4,844 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $22,000 | 3,119 |
Cash dividends | $120,000 | 2,744 |
Sale, conversion, retirement of capital stock, net | $0 | 419 |
Net operating income | $238,000 | 4,654 |
2002-12-31 (YTD Data) | Rank | |
Total interest income | $5,337,000 | 4,946 |
Total interest expense | $1,613,000 | 5,501 |
Net interest income | $3,724,000 | 4,562 |
Provision for loan and lease losses | $230,000 | 4,063 |
Total noninterest income | $527,000 | 5,070 |
Gross Fiduciary activities income | $0 | 1,713 |
Service charges on deposit accounts | $279,000 | 4,401 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $248,000 | 4,629 |
Total noninterest expense | $3,081,000 | 4,367 |
Salaries and employee benefits | $1,529,000 | 4,632 |
Premises and equipment expense | $380,000 | 4,824 |
Additional noninterest expense | $1,172,000 | 3,676 |
Pre-tax net operating income | $940,000 | 5,369 |
Securities gains (losses) | $0 | 4,537 |
Applicable income taxes | $36,000 | 6,735 |
Income before extraordinary items | $904,000 | 4,877 |
Extraordinary gains, net | $0 | 70 |
Net income | $904,000 | 4,877 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $254,000 | 2,646 |
Cash dividends | $551,000 | 3,290 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $904,000 | 4,748 |
2001-12-31 (YTD Data) | Rank | |
Total interest income | $5,937,000 | 5,003 |
Total interest expense | $2,509,000 | 5,385 |
Net interest income | $3,428,000 | 4,625 |
Provision for loan and lease losses | $20,000 | 7,552 |
Total noninterest income | $477,000 | 5,194 |
Gross Fiduciary activities income | $0 | 1,731 |
Service charges on deposit accounts | $263,000 | 4,507 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $214,000 | 4,789 |
Total noninterest expense | $2,859,000 | 4,504 |
Salaries and employee benefits | $1,328,000 | 4,959 |
Premises and equipment expense | $434,000 | 4,348 |
Additional noninterest expense | $1,097,000 | 3,770 |
Pre-tax net operating income | $1,026,000 | 4,839 |
Securities gains (losses) | $0 | 4,612 |
Applicable income taxes | $301,000 | 4,256 |
Income before extraordinary items | $725,000 | 5,139 |
Extraordinary gains, net | $0 | 105 |
Net income | $725,000 | 5,143 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $54,000 | 5,044 |
Cash dividends | $701,000 | 2,849 |
Sale, conversion, retirement of capital stock, net | $0 | 922 |
Net operating income | $725,000 | 5,032 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $6,124,000 | 5,005 |
Total interest expense | $2,719,000 | 5,284 |
Net interest income | $3,405,000 | 4,706 |
Provision for loan and lease losses | $0 | 8,337 |
Total noninterest income | $430,000 | 5,336 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $245,000 | 4,570 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $185,000 | 4,965 |
Total noninterest expense | $2,660,000 | 4,642 |
Salaries and employee benefits | $1,226,000 | 5,123 |
Premises and equipment expense | $417,000 | 4,373 |
Additional noninterest expense | $1,017,000 | 3,945 |
Pre-tax net operating income | $1,175,000 | 4,780 |
Securities gains (losses) | $1,000 | 1,732 |
Applicable income taxes | $364,000 | 4,187 |
Income before extraordinary items | $812,000 | 5,000 |
Extraordinary gains, net | $0 | 38 |
Net income | $812,000 | 4,999 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-20,000 | 9,388 |
Cash dividends | $571,000 | 3,315 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $811,310 | 4,998 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $3,975,000 | 6,388 |
Total interest expense | $1,654,000 | 6,628 |
Net interest income | $2,321,000 | 6,074 |
Provision for loan and lease losses | $90,000 | 5,432 |
Total noninterest income | $311,000 | 6,343 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $186,000 | 5,318 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $125,000 | 6,074 |
Total noninterest expense | $1,852,000 | 5,981 |
Salaries and employee benefits | $934,000 | 6,168 |
Premises and equipment expense | $255,000 | 5,965 |
Additional noninterest expense | $663,000 | 5,454 |
Pre-tax net operating income | $690,000 | 6,353 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $189,000 | 5,822 |
Income before extraordinary items | $501,000 | 6,433 |
Extraordinary gains, net | $0 | 35 |
Net income | $501,000 | 6,431 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 7,897 |
Cash dividends | $395,000 | 4,007 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $501,000 | 6,411 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $3,985,000 | 6,494 |
Total interest expense | $1,759,000 | 6,636 |
Net interest income | $2,226,000 | 6,249 |
Provision for loan and lease losses | $0 | 8,652 |
Total noninterest income | $294,000 | 6,547 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $171,000 | 5,591 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $123,000 | 6,149 |
Total noninterest expense | $1,715,000 | 6,194 |
Salaries and employee benefits | $875,000 | 6,328 |
Premises and equipment expense | $243,000 | 6,067 |
Additional noninterest expense | $597,000 | 5,777 |
Pre-tax net operating income | $805,000 | 6,080 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $239,000 | 5,749 |
Income before extraordinary items | $566,000 | 6,229 |
Extraordinary gains, net | $0 | 32 |
Net income | $566,000 | 6,228 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-11,000 | 9,653 |
Cash dividends | $635,000 | 3,021 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $566,000 | 6,111 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $3,831,000 | 6,813 |
Total interest expense | $1,756,000 | 6,765 |
Net interest income | $2,075,000 | 6,765 |
Provision for loan and lease losses | $0 | 8,829 |
Total noninterest income | $268,000 | 7,019 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $165,000 | 5,903 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $103,000 | 6,713 |
Total noninterest expense | $1,720,000 | 6,239 |
Salaries and employee benefits | $824,000 | 6,664 |
Premises and equipment expense | $254,000 | 6,002 |
Additional noninterest expense | $642,000 | 5,550 |
Pre-tax net operating income | $623,000 | 7,319 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $161,000 | 7,446 |
Income before extraordinary items | $462,000 | 7,219 |
Extraordinary gains, net | $0 | 44 |
Net income | $462,000 | 7,221 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $14,000 | 7,011 |
Cash dividends | $640,000 | 2,950 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $462,000 | 7,166 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $3,592,000 | 7,279 |
Total interest expense | $1,637,000 | 7,241 |
Net interest income | $1,955,000 | 7,240 |
Provision for loan and lease losses | $0 | 9,041 |
Total noninterest income | $276,000 | 7,245 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $165,000 | 6,204 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $111,000 | 6,836 |
Total noninterest expense | $1,629,000 | 6,761 |
Salaries and employee benefits | $785,000 | 7,055 |
Premises and equipment expense | $270,000 | 5,962 |
Additional noninterest expense | $574,000 | 6,523 |
Pre-tax net operating income | $602,000 | 7,408 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $172,000 | 7,559 |
Income before extraordinary items | $430,000 | 7,380 |
Extraordinary gains, net | $0 | 53 |
Net income | $430,000 | 7,380 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-57,000 | 11,082 |
Cash dividends | $285,000 | 4,676 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $430,000 | 7,327 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $3,441,000 | 7,623 |
Total interest expense | $1,608,000 | 7,393 |
Net interest income | $1,833,000 | 7,687 |
Provision for loan and lease losses | $0 | 8,958 |
Total noninterest income | $268,000 | 7,470 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $158,000 | 6,485 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $110,000 | 6,935 |
Total noninterest expense | $1,433,000 | 7,481 |
Salaries and employee benefits | $694,000 | 7,750 |
Premises and equipment expense | $182,000 | 7,556 |
Additional noninterest expense | $557,000 | 6,796 |
Pre-tax net operating income | $668,000 | 7,489 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $193,000 | 7,539 |
Income before extraordinary items | $475,000 | 7,442 |
Extraordinary gains, net | $0 | 65 |
Net income | $475,000 | 7,443 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $17,000 | 6,876 |
Cash dividends | $135,000 | 6,283 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $475,000 | 7,406 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $3,215,000 | 7,735 |
Total interest expense | $1,276,000 | 7,635 |
Net interest income | $1,939,000 | 7,705 |
Provision for loan and lease losses | $11,000 | 8,408 |
Total noninterest income | $252,000 | 7,919 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $158,000 | 6,707 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $94,000 | 7,705 |
Total noninterest expense | $1,589,000 | 7,334 |
Salaries and employee benefits | $718,000 | 7,744 |
Premises and equipment expense | $238,000 | 6,721 |
Additional noninterest expense | $633,000 | 6,795 |
Pre-tax net operating income | $591,000 | 8,055 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $164,000 | 8,039 |
Income before extraordinary items | $427,000 | 7,926 |
Extraordinary gains, net | $0 | 249 |
Net income | $427,000 | 7,936 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $12,000 | 7,270 |
Cash dividends | $90,000 | 7,108 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $427,000 | 7,970 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $3,247,000 | 7,930 |
Total interest expense | $1,360,000 | 7,675 |
Net interest income | $1,887,000 | 7,986 |
Provision for loan and lease losses | $52,000 | 7,360 |
Total noninterest income | $228,000 | 8,728 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $103,000 | 8,280 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $125,000 | 7,168 |
Total noninterest expense | $1,496,000 | 7,849 |
Salaries and employee benefits | $667,000 | 8,248 |
Premises and equipment expense | $171,000 | 8,352 |
Additional noninterest expense | $658,000 | 6,886 |
Pre-tax net operating income | $567,000 | 8,179 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $159,000 | 8,437 |
Income before extraordinary items | $408,000 | 8,352 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $408,000 | 8,513 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $242,000 | 2,789 |
Cash dividends | $67,000 | 7,577 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $408,000 | 8,073 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $3,730,000 | 7,864 |
Total interest expense | $1,825,000 | 7,554 |
Net interest income | $1,905,000 | 8,026 |
Provision for loan and lease losses | $283,000 | 4,285 |
Total noninterest income | $271,000 | 8,156 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $111,000 | 8,186 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $160,000 | 6,417 |
Total noninterest expense | $1,300,000 | 8,663 |
Salaries and employee benefits | $554,000 | 9,242 |
Premises and equipment expense | $167,000 | 8,636 |
Additional noninterest expense | $579,000 | 7,705 |
Pre-tax net operating income | $593,000 | 7,760 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $160,000 | 8,377 |
Income before extraordinary items | $433,000 | 7,904 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $433,000 | 8,024 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $191,000 | 4,293 |
Cash dividends | $30,000 | 8,198 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $433,000 | 7,546 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.