Home > The First National Bank of Amherst > Income and Expense
The First National Bank of Amherst, Income and Expense
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $181,000 | 6,604 |
| Total interest expense | $22,000 | 6,507 |
| Net interest income | $159,000 | 6,604 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $20,000 | 6,422 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $2,000 | 6,440 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $18,000 | 5,995 |
| Total noninterest expense | $314,000 | 6,483 |
| Salaries and employee benefits | $169,000 | 6,472 |
| Premises and equipment expense | $7,000 | 6,619 |
| Additional noninterest expense | $138,000 | 6,296 |
| Pre-tax net operating income | $-135,000 | 6,360 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $-48,000 | 6,469 |
| Income before extraordinary items | $-87,000 | 6,339 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-87,000 | 6,340 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-87,000 | 6,341 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-87,000 | 6,328 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $91,000 | 6,676 |
| Total interest expense | $11,000 | 6,573 |
| Net interest income | $80,000 | 6,674 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $12,000 | 6,431 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $1,000 | 6,493 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $11,000 | 5,913 |
| Total noninterest expense | $166,000 | 6,537 |
| Salaries and employee benefits | $85,000 | 6,541 |
| Premises and equipment expense | $3,000 | 6,690 |
| Additional noninterest expense | $78,000 | 6,282 |
| Pre-tax net operating income | $-74,000 | 6,413 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $-26,000 | 6,521 |
| Income before extraordinary items | $-48,000 | 6,383 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-48,000 | 6,383 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-48,000 | 6,384 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-48,000 | 6,376 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $438,000 | 6,735 |
| Total interest expense | $46,000 | 6,666 |
| Net interest income | $392,000 | 6,732 |
| Provision for loan and lease losses | $-25,000 | 6,285 |
| Total noninterest income | $187,000 | 5,694 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $5,000 | 6,589 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $182,000 | 4,736 |
| Total noninterest expense | $601,000 | 6,653 |
| Salaries and employee benefits | $327,000 | 6,649 |
| Premises and equipment expense | $19,000 | 6,761 |
| Additional noninterest expense | $255,000 | 6,482 |
| Pre-tax net operating income | $3,000 | 6,185 |
| Securities gains (losses) | $-298,000 | 6,673 |
| Applicable income taxes | $-2,000 | 6,248 |
| Income before extraordinary items | $-293,000 | 6,426 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-293,000 | 6,426 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-293,000 | 6,427 |
| Net charge-offs | $2,000 | 5,363 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,020 | 6,206 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $338,000 | 6,816 |
| Total interest expense | $35,000 | 6,751 |
| Net interest income | $303,000 | 6,811 |
| Provision for loan and lease losses | $-25,000 | 6,477 |
| Total noninterest income | $180,000 | 5,505 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $4,000 | 6,658 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $176,000 | 4,477 |
| Total noninterest expense | $445,000 | 6,719 |
| Salaries and employee benefits | $243,000 | 6,715 |
| Premises and equipment expense | $16,000 | 6,830 |
| Additional noninterest expense | $186,000 | 6,553 |
| Pre-tax net operating income | $63,000 | 6,110 |
| Securities gains (losses) | $-298,000 | 6,807 |
| Applicable income taxes | $19,000 | 4,120 |
| Income before extraordinary items | $-254,000 | 6,554 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-254,000 | 6,555 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-254,000 | 6,554 |
| Net charge-offs | $5,000 | 4,904 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $44,000 | 6,159 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $225,000 | 6,870 |
| Total interest expense | $23,000 | 6,808 |
| Net interest income | $202,000 | 6,862 |
| Provision for loan and lease losses | $-25,000 | 6,596 |
| Total noninterest income | $168,000 | 5,092 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $2,000 | 6,713 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $166,000 | 4,071 |
| Total noninterest expense | $294,000 | 6,779 |
| Salaries and employee benefits | $158,000 | 6,777 |
| Premises and equipment expense | $11,000 | 6,873 |
| Additional noninterest expense | $125,000 | 6,582 |
| Pre-tax net operating income | $101,000 | 5,816 |
| Securities gains (losses) | $-198,000 | 6,878 |
| Applicable income taxes | $32,000 | 3,725 |
| Income before extraordinary items | $-129,000 | 6,544 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-129,000 | 6,545 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-129,000 | 6,546 |
| Net charge-offs | $5,000 | 4,545 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $69,000 | 5,941 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $127,000 | 6,928 |
| Total interest expense | $12,000 | 6,885 |
| Net interest income | $115,000 | 6,913 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $160,000 | 4,070 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $1,000 | 6,768 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $159,000 | 3,099 |
| Total noninterest expense | $153,000 | 6,825 |
| Salaries and employee benefits | $78,000 | 6,845 |
| Premises and equipment expense | $4,000 | 6,965 |
| Additional noninterest expense | $71,000 | 6,564 |
| Pre-tax net operating income | $122,000 | 5,100 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $41,000 | 3,134 |
| Income before extraordinary items | $81,000 | 5,462 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $81,000 | 5,463 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $81,000 | 5,463 |
| Net charge-offs | $2,000 | 3,902 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $81,000 | 5,363 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $441,000 | 7,011 |
| Total interest expense | $55,000 | 6,960 |
| Net interest income | $386,000 | 7,005 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $29,000 | 6,721 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $5,000 | 6,843 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $24,000 | 6,208 |
| Total noninterest expense | $580,000 | 6,922 |
| Salaries and employee benefits | $303,000 | 6,927 |
| Premises and equipment expense | $20,000 | 7,021 |
| Additional noninterest expense | $257,000 | 6,724 |
| Pre-tax net operating income | $-165,000 | 6,330 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $-57,000 | 6,653 |
| Income before extraordinary items | $-108,000 | 6,418 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-108,000 | 6,412 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-108,000 | 6,414 |
| Net charge-offs | $-6,000 | 6,535 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-108,000 | 6,302 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $337,000 | 7,114 |
| Total interest expense | $44,000 | 7,064 |
| Net interest income | $293,000 | 7,110 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $23,000 | 6,831 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $4,000 | 6,929 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $19,000 | 6,334 |
| Total noninterest expense | $450,000 | 6,996 |
| Salaries and employee benefits | $234,000 | 6,992 |
| Premises and equipment expense | $18,000 | 7,104 |
| Additional noninterest expense | $198,000 | 6,792 |
| Pre-tax net operating income | $-134,000 | 6,465 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $-48,000 | 6,845 |
| Income before extraordinary items | $-86,000 | 6,523 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-86,000 | 6,521 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-86,000 | 6,521 |
| Net charge-offs | $-6,000 | 6,501 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-86,000 | 6,424 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $223,000 | 7,173 |
| Total interest expense | $30,000 | 7,121 |
| Net interest income | $193,000 | 7,172 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $16,000 | 6,883 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $3,000 | 6,976 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $13,000 | 6,366 |
| Total noninterest expense | $309,000 | 7,040 |
| Salaries and employee benefits | $155,000 | 7,058 |
| Premises and equipment expense | $10,000 | 7,179 |
| Additional noninterest expense | $144,000 | 6,802 |
| Pre-tax net operating income | $-100,000 | 6,527 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $-36,000 | 6,921 |
| Income before extraordinary items | $-64,000 | 6,593 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-64,000 | 6,593 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-64,000 | 6,593 |
| Net charge-offs | $-6,000 | 6,510 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-64,000 | 6,493 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $113,000 | 7,237 |
| Total interest expense | $16,000 | 7,181 |
| Net interest income | $97,000 | 7,233 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $9,000 | 6,942 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $1,000 | 7,039 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $8,000 | 6,361 |
| Total noninterest expense | $174,000 | 7,039 |
| Salaries and employee benefits | $78,000 | 7,119 |
| Premises and equipment expense | $4,000 | 7,248 |
| Additional noninterest expense | $92,000 | 6,603 |
| Pre-tax net operating income | $-68,000 | 6,660 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-26,000 | 7,052 |
| Income before extraordinary items | $-42,000 | 6,691 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-42,000 | 6,693 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-42,000 | 6,693 |
| Net charge-offs | $-6,000 | 6,458 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-42,000 | 6,608 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $565,000 | 7,260 |
| Total interest expense | $88,000 | 7,220 |
| Net interest income | $477,000 | 7,247 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $36,000 | 6,854 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $5,000 | 6,913 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $31,000 | 6,201 |
| Total noninterest expense | $564,000 | 7,214 |
| Salaries and employee benefits | $276,000 | 7,229 |
| Premises and equipment expense | $19,000 | 7,305 |
| Additional noninterest expense | $269,000 | 6,951 |
| Pre-tax net operating income | $-51,000 | 6,089 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-15,000 | 6,614 |
| Income before extraordinary items | $-36,000 | 6,200 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-36,000 | 6,202 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-36,000 | 6,202 |
| Net charge-offs | $4,000 | 6,264 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-36,000 | 6,093 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $412,000 | 7,341 |
| Total interest expense | $71,000 | 7,278 |
| Net interest income | $341,000 | 7,331 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $30,000 | 6,947 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $4,000 | 6,959 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $26,000 | 6,259 |
| Total noninterest expense | $413,000 | 7,284 |
| Salaries and employee benefits | $207,000 | 7,290 |
| Premises and equipment expense | $15,000 | 7,378 |
| Additional noninterest expense | $191,000 | 7,039 |
| Pre-tax net operating income | $-42,000 | 6,208 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-10,000 | 6,786 |
| Income before extraordinary items | $-32,000 | 6,314 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-32,000 | 6,317 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-32,000 | 6,317 |
| Net charge-offs | $6,000 | 5,901 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-32,000 | 6,211 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $276,000 | 7,406 |
| Total interest expense | $53,000 | 7,343 |
| Net interest income | $223,000 | 7,400 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $17,000 | 7,058 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $3,000 | 6,994 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $14,000 | 6,448 |
| Total noninterest expense | $270,000 | 7,367 |
| Salaries and employee benefits | $127,000 | 7,386 |
| Premises and equipment expense | $10,000 | 7,451 |
| Additional noninterest expense | $133,000 | 7,086 |
| Pre-tax net operating income | $-30,000 | 6,282 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-8,000 | 6,851 |
| Income before extraordinary items | $-22,000 | 6,358 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-22,000 | 6,357 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-22,000 | 6,358 |
| Net charge-offs | $-2,000 | 6,677 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-22,000 | 6,300 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $144,000 | 7,459 |
| Total interest expense | $33,000 | 7,348 |
| Net interest income | $111,000 | 7,458 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $8,000 | 7,156 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $1,000 | 7,020 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $7,000 | 6,570 |
| Total noninterest expense | $133,000 | 7,430 |
| Salaries and employee benefits | $54,000 | 7,480 |
| Premises and equipment expense | $4,000 | 7,520 |
| Additional noninterest expense | $75,000 | 7,037 |
| Pre-tax net operating income | $-14,000 | 6,420 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-2,000 | 6,910 |
| Income before extraordinary items | $-12,000 | 6,447 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-12,000 | 6,447 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-12,000 | 6,447 |
| Net charge-offs | $-2,000 | 6,441 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-12,000 | 6,426 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $539,000 | 7,541 |
| Total interest expense | $167,000 | 7,399 |
| Net interest income | $372,000 | 7,549 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $27,000 | 7,164 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $5,000 | 6,758 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $22,000 | 6,564 |
| Total noninterest expense | $619,000 | 7,441 |
| Salaries and employee benefits | $294,000 | 7,476 |
| Premises and equipment expense | $22,000 | 7,586 |
| Additional noninterest expense | $303,000 | 7,103 |
| Pre-tax net operating income | $-220,000 | 6,050 |
| Securities gains (losses) | $12,000 | 3,262 |
| Applicable income taxes | $-63,000 | 6,752 |
| Income before extraordinary items | $-145,000 | 6,130 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-145,000 | 6,129 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-145,000 | 6,130 |
| Net charge-offs | $-2,000 | 7,326 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-153,400 | 6,056 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $400,000 | 7,657 |
| Total interest expense | $129,000 | 7,509 |
| Net interest income | $271,000 | 7,670 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $21,000 | 7,316 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $4,000 | 6,847 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $17,000 | 6,740 |
| Total noninterest expense | $477,000 | 7,516 |
| Salaries and employee benefits | $216,000 | 7,576 |
| Premises and equipment expense | $17,000 | 7,693 |
| Additional noninterest expense | $244,000 | 7,093 |
| Pre-tax net operating income | $-185,000 | 6,276 |
| Securities gains (losses) | $12,000 | 3,059 |
| Applicable income taxes | $-46,000 | 6,962 |
| Income before extraordinary items | $-127,000 | 6,341 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-127,000 | 6,342 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-127,000 | 6,341 |
| Net charge-offs | $-2,000 | 7,281 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-135,760 | 6,260 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $254,000 | 7,732 |
| Total interest expense | $86,000 | 7,586 |
| Net interest income | $168,000 | 7,744 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $16,000 | 7,367 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $3,000 | 6,893 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $13,000 | 6,724 |
| Total noninterest expense | $314,000 | 7,584 |
| Salaries and employee benefits | $144,000 | 7,649 |
| Premises and equipment expense | $12,000 | 7,752 |
| Additional noninterest expense | $158,000 | 7,185 |
| Pre-tax net operating income | $-130,000 | 6,332 |
| Securities gains (losses) | $12,000 | 2,543 |
| Applicable income taxes | $-32,000 | 7,018 |
| Income before extraordinary items | $-86,000 | 6,386 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-86,000 | 6,388 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-86,000 | 6,386 |
| Net charge-offs | $-1,000 | 7,109 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-94,760 | 6,326 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $126,000 | 7,835 |
| Total interest expense | $42,000 | 7,702 |
| Net interest income | $84,000 | 7,844 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $10,000 | 7,432 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $1,000 | 6,994 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $9,000 | 6,695 |
| Total noninterest expense | $181,000 | 7,606 |
| Salaries and employee benefits | $72,000 | 7,746 |
| Premises and equipment expense | $8,000 | 7,797 |
| Additional noninterest expense | $101,000 | 6,979 |
| Pre-tax net operating income | $-87,000 | 6,616 |
| Securities gains (losses) | $12,000 | 1,679 |
| Applicable income taxes | $-17,000 | 7,162 |
| Income before extraordinary items | $-58,000 | 6,647 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-58,000 | 6,648 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-58,000 | 6,647 |
| Net charge-offs | $-1,000 | 6,806 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-67,240 | 6,600 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $648,000 | 7,856 |
| Total interest expense | $170,000 | 7,820 |
| Net interest income | $478,000 | 7,836 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $28,000 | 7,542 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $5,000 | 7,057 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $23,000 | 6,887 |
| Total noninterest expense | $553,000 | 7,837 |
| Salaries and employee benefits | $284,000 | 7,835 |
| Premises and equipment expense | $32,000 | 7,897 |
| Additional noninterest expense | $237,000 | 7,629 |
| Pre-tax net operating income | $-47,000 | 5,505 |
| Securities gains (losses) | $56,000 | 2,561 |
| Applicable income taxes | $-18,000 | 6,295 |
| Income before extraordinary items | $27,000 | 5,429 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $27,000 | 5,428 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $27,000 | 5,428 |
| Net charge-offs | $-13,000 | 7,874 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-29,000 | 5,550 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $498,000 | 7,942 |
| Total interest expense | $128,000 | 7,910 |
| Net interest income | $370,000 | 7,915 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $21,000 | 7,676 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $4,000 | 7,115 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $17,000 | 7,090 |
| Total noninterest expense | $408,000 | 7,911 |
| Salaries and employee benefits | $198,000 | 7,933 |
| Premises and equipment expense | $26,000 | 7,959 |
| Additional noninterest expense | $184,000 | 7,653 |
| Pre-tax net operating income | $-17,000 | 5,715 |
| Securities gains (losses) | $56,000 | 2,228 |
| Applicable income taxes | $-5,000 | 6,609 |
| Income before extraordinary items | $44,000 | 5,591 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $44,000 | 5,591 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $44,000 | 5,591 |
| Net charge-offs | $-13,000 | 7,898 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-12,000 | 5,742 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $336,000 | 8,031 |
| Total interest expense | $89,000 | 7,993 |
| Net interest income | $247,000 | 7,992 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $15,000 | 7,752 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $3,000 | 7,178 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $12,000 | 7,161 |
| Total noninterest expense | $264,000 | 8,007 |
| Salaries and employee benefits | $132,000 | 8,023 |
| Premises and equipment expense | $17,000 | 8,036 |
| Additional noninterest expense | $115,000 | 7,771 |
| Pre-tax net operating income | $-2,000 | 5,808 |
| Securities gains (losses) | $56,000 | 1,844 |
| Applicable income taxes | $25,000 | 3,592 |
| Income before extraordinary items | $29,000 | 5,718 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $29,000 | 5,716 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $29,000 | 5,716 |
| Net charge-offs | $-17,000 | 7,985 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-6,840 | 5,868 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $170,000 | 8,090 |
| Total interest expense | $48,000 | 8,042 |
| Net interest income | $122,000 | 8,055 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $9,000 | 7,788 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $1,000 | 7,216 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $8,000 | 7,040 |
| Total noninterest expense | $144,000 | 8,007 |
| Salaries and employee benefits | $66,000 | 8,073 |
| Premises and equipment expense | $11,000 | 8,017 |
| Additional noninterest expense | $67,000 | 7,595 |
| Pre-tax net operating income | $-13,000 | 6,321 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $5,000 | 4,285 |
| Income before extraordinary items | $-18,000 | 6,498 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-18,000 | 6,499 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-18,000 | 6,499 |
| Net charge-offs | $-9,000 | 7,845 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-18,000 | 6,373 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $716,000 | 8,112 |
| Total interest expense | $241,000 | 8,063 |
| Net interest income | $475,000 | 8,096 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $30,000 | 7,870 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $8,000 | 7,190 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $22,000 | 7,377 |
| Total noninterest expense | $496,000 | 8,119 |
| Salaries and employee benefits | $243,000 | 8,153 |
| Premises and equipment expense | $38,000 | 8,146 |
| Additional noninterest expense | $215,000 | 7,818 |
| Pre-tax net operating income | $9,000 | 6,281 |
| Securities gains (losses) | $-83,000 | 7,224 |
| Applicable income taxes | $-15,000 | 6,820 |
| Income before extraordinary items | $-59,000 | 6,311 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-59,000 | 6,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-62,000 | 8,188 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $7,400 | 6,334 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $551,000 | 8,207 |
| Total interest expense | $190,000 | 8,130 |
| Net interest income | $361,000 | 8,183 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $23,000 | 7,994 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $6,000 | 7,248 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $17,000 | 7,516 |
| Total noninterest expense | $369,000 | 8,181 |
| Salaries and employee benefits | $189,000 | 8,204 |
| Premises and equipment expense | $25,000 | 8,239 |
| Additional noninterest expense | $155,000 | 7,890 |
| Pre-tax net operating income | $15,000 | 6,692 |
| Securities gains (losses) | $8,000 | 2,453 |
| Applicable income taxes | $7,000 | 4,953 |
| Income before extraordinary items | $16,000 | 6,546 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $16,000 | 6,544 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-79,000 | 8,258 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $10,400 | 6,730 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $357,000 | 8,277 |
| Total interest expense | $134,000 | 8,190 |
| Net interest income | $223,000 | 8,268 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $17,000 | 8,064 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $5,000 | 7,264 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $12,000 | 7,577 |
| Total noninterest expense | $227,000 | 8,280 |
| Salaries and employee benefits | $123,000 | 8,280 |
| Premises and equipment expense | $13,000 | 8,343 |
| Additional noninterest expense | $91,000 | 8,053 |
| Pre-tax net operating income | $13,000 | 6,865 |
| Securities gains (losses) | $8,000 | 2,549 |
| Applicable income taxes | $-3,000 | 7,567 |
| Income before extraordinary items | $24,000 | 6,860 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $24,000 | 6,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-80,000 | 8,327 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $16,000 | 6,859 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $200,000 | 8,307 |
| Total interest expense | $72,000 | 8,234 |
| Net interest income | $128,000 | 8,281 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $9,000 | 8,079 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $2,000 | 7,305 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $7,000 | 7,488 |
| Total noninterest expense | $120,000 | 8,299 |
| Salaries and employee benefits | $63,000 | 8,323 |
| Premises and equipment expense | $8,000 | 8,334 |
| Additional noninterest expense | $49,000 | 8,012 |
| Pre-tax net operating income | $17,000 | 6,988 |
| Securities gains (losses) | $8,000 | 2,056 |
| Applicable income taxes | $4,000 | 5,199 |
| Income before extraordinary items | $21,000 | 7,008 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $21,000 | 7,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-97,000 | 8,413 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $14,280 | 7,006 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $838,000 | 8,271 |
| Total interest expense | $329,000 | 8,182 |
| Net interest income | $509,000 | 8,273 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $30,000 | 8,175 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $12,000 | 7,272 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $18,000 | 7,853 |
| Total noninterest expense | $530,000 | 8,298 |
| Salaries and employee benefits | $271,000 | 8,323 |
| Premises and equipment expense | $31,000 | 8,394 |
| Additional noninterest expense | $228,000 | 7,897 |
| Pre-tax net operating income | $9,000 | 7,405 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-5,000 | 7,747 |
| Income before extraordinary items | $14,000 | 7,460 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $14,000 | 7,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,750 |
| Cash dividends | $35,000 | 5,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $14,000 | 7,430 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $633,000 | 8,315 |
| Total interest expense | $253,000 | 8,225 |
| Net interest income | $380,000 | 8,322 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $24,000 | 8,215 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $9,000 | 7,301 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $15,000 | 7,834 |
| Total noninterest expense | $404,000 | 8,286 |
| Salaries and employee benefits | $199,000 | 8,326 |
| Premises and equipment expense | $20,000 | 8,430 |
| Additional noninterest expense | $185,000 | 7,773 |
| Pre-tax net operating income | $0 | 7,638 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $4,000 | 5,949 |
| Income before extraordinary items | $-4,000 | 7,693 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-4,000 | 7,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,610 |
| Cash dividends | $35,000 | 5,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-4,000 | 7,668 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $410,000 | 8,396 |
| Total interest expense | $173,000 | 8,270 |
| Net interest income | $237,000 | 8,410 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $16,000 | 8,274 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $6,000 | 7,346 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $10,000 | 7,880 |
| Total noninterest expense | $257,000 | 8,360 |
| Salaries and employee benefits | $128,000 | 8,403 |
| Premises and equipment expense | $14,000 | 8,453 |
| Additional noninterest expense | $115,000 | 7,902 |
| Pre-tax net operating income | $-4,000 | 7,788 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-6,000 | 8,116 |
| Income before extraordinary items | $2,000 | 7,784 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,000 | 7,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,783 |
| Cash dividends | $35,000 | 4,788 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,000 | 7,766 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $206,000 | 8,456 |
| Total interest expense | $90,000 | 8,298 |
| Net interest income | $116,000 | 8,477 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $9,000 | 8,286 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $3,000 | 7,373 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $6,000 | 7,790 |
| Total noninterest expense | $130,000 | 8,389 |
| Salaries and employee benefits | $64,000 | 8,443 |
| Premises and equipment expense | $9,000 | 8,425 |
| Additional noninterest expense | $57,000 | 7,938 |
| Pre-tax net operating income | $-5,000 | 7,881 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-8,000 | 8,236 |
| Income before extraordinary items | $3,000 | 7,829 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,000 | 7,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $35,000 | 3,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $3,000 | 7,812 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $801,000 | 8,397 |
| Total interest expense | $255,000 | 8,352 |
| Net interest income | $546,000 | 8,377 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $24,000 | 8,382 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $13,000 | 7,379 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $11,000 | 8,227 |
| Total noninterest expense | $556,000 | 8,369 |
| Salaries and employee benefits | $303,000 | 8,362 |
| Premises and equipment expense | $32,000 | 8,510 |
| Additional noninterest expense | $221,000 | 8,004 |
| Pre-tax net operating income | $14,000 | 7,909 |
| Securities gains (losses) | $2,000 | 1,439 |
| Applicable income taxes | $-4,000 | 8,160 |
| Income before extraordinary items | $20,000 | 7,925 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $20,000 | 7,927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,595 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $18,000 | 7,916 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $573,000 | 8,482 |
| Total interest expense | $166,000 | 8,448 |
| Net interest income | $407,000 | 8,449 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $19,000 | 8,467 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $9,000 | 7,461 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $10,000 | 8,238 |
| Total noninterest expense | $439,000 | 8,361 |
| Salaries and employee benefits | $233,000 | 8,374 |
| Premises and equipment expense | $20,000 | 8,604 |
| Additional noninterest expense | $186,000 | 7,879 |
| Pre-tax net operating income | $-13,000 | 8,141 |
| Securities gains (losses) | $-1,000 | 7,100 |
| Applicable income taxes | $6,000 | 6,367 |
| Income before extraordinary items | $-20,000 | 8,163 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-20,000 | 8,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,141 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-19,000 | 8,147 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $383,000 | 8,540 |
| Total interest expense | $104,000 | 8,492 |
| Net interest income | $279,000 | 8,502 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $12,000 | 8,524 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $6,000 | 7,512 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,000 | 8,317 |
| Total noninterest expense | $307,000 | 8,351 |
| Salaries and employee benefits | $163,000 | 8,387 |
| Premises and equipment expense | $15,000 | 8,615 |
| Additional noninterest expense | $129,000 | 7,848 |
| Pre-tax net operating income | $-16,000 | 8,218 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-11,000 | 8,490 |
| Income before extraordinary items | $-5,000 | 8,192 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-5,000 | 8,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,958 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-5,000 | 8,179 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $184,000 | 8,571 |
| Total interest expense | $51,000 | 8,521 |
| Net interest income | $133,000 | 8,543 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $8,000 | 8,480 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $3,000 | 7,527 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $5,000 | 8,055 |
| Total noninterest expense | $172,000 | 8,247 |
| Salaries and employee benefits | $80,000 | 8,421 |
| Premises and equipment expense | $10,000 | 8,530 |
| Additional noninterest expense | $82,000 | 7,469 |
| Pre-tax net operating income | $-31,000 | 8,326 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-11,000 | 8,530 |
| Income before extraordinary items | $-20,000 | 8,293 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-20,000 | 8,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 3,919 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-20,000 | 8,276 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $716,000 | 8,524 |
| Total interest expense | $146,000 | 8,550 |
| Net interest income | $570,000 | 8,474 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $29,000 | 8,554 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $14,000 | 7,544 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $15,000 | 8,273 |
| Total noninterest expense | $528,000 | 8,523 |
| Salaries and employee benefits | $305,000 | 8,475 |
| Premises and equipment expense | $30,000 | 8,672 |
| Additional noninterest expense | $193,000 | 8,268 |
| Pre-tax net operating income | $71,000 | 8,067 |
| Securities gains (losses) | $-1,000 | 6,938 |
| Applicable income taxes | $-6,000 | 8,437 |
| Income before extraordinary items | $76,000 | 8,042 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $76,000 | 8,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,620 |
| Cash dividends | $70,000 | 5,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $77,000 | 8,012 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $503,000 | 8,589 |
| Total interest expense | $104,000 | 8,593 |
| Net interest income | $399,000 | 8,548 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $23,000 | 8,591 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $11,000 | 7,593 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $12,000 | 8,286 |
| Total noninterest expense | $393,000 | 8,528 |
| Salaries and employee benefits | $224,000 | 8,481 |
| Premises and equipment expense | $19,000 | 8,716 |
| Additional noninterest expense | $150,000 | 8,215 |
| Pre-tax net operating income | $29,000 | 8,253 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $-4,000 | 8,569 |
| Income before extraordinary items | $33,000 | 8,254 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $33,000 | 8,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,415 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $33,000 | 8,220 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $333,000 | 8,605 |
| Total interest expense | $66,000 | 8,605 |
| Net interest income | $267,000 | 8,564 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $16,000 | 8,591 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $7,000 | 7,607 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $9,000 | 8,213 |
| Total noninterest expense | $256,000 | 8,545 |
| Salaries and employee benefits | $147,000 | 8,510 |
| Premises and equipment expense | $14,000 | 8,690 |
| Additional noninterest expense | $95,000 | 8,260 |
| Pre-tax net operating income | $27,000 | 8,247 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-5,000 | 8,602 |
| Income before extraordinary items | $32,000 | 8,220 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $32,000 | 8,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,061 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $32,000 | 8,184 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $169,000 | 8,677 |
| Total interest expense | $32,000 | 8,681 |
| Net interest income | $137,000 | 8,634 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $9,000 | 8,643 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $4,000 | 7,641 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $5,000 | 8,232 |
| Total noninterest expense | $136,000 | 8,569 |
| Salaries and employee benefits | $72,000 | 8,584 |
| Premises and equipment expense | $9,000 | 8,660 |
| Additional noninterest expense | $55,000 | 8,158 |
| Pre-tax net operating income | $10,000 | 8,351 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $-5,000 | 8,673 |
| Income before extraordinary items | $15,000 | 8,293 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $15,000 | 8,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $15,000 | 8,265 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $735,000 | 8,624 |
| Total interest expense | $135,000 | 8,646 |
| Net interest income | $600,000 | 8,547 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $20,000 | 8,776 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $14,000 | 7,733 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $6,000 | 8,658 |
| Total noninterest expense | $541,000 | 8,623 |
| Salaries and employee benefits | $287,000 | 8,631 |
| Premises and equipment expense | $33,000 | 8,781 |
| Additional noninterest expense | $221,000 | 8,184 |
| Pre-tax net operating income | $79,000 | 8,166 |
| Securities gains (losses) | $2,000 | 3,489 |
| Applicable income taxes | $9,000 | 6,781 |
| Income before extraordinary items | $72,000 | 8,202 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $72,000 | 8,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,390 |
| Cash dividends | $40,000 | 5,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $70,220 | 8,167 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $526,000 | 8,695 |
| Total interest expense | $102,000 | 8,699 |
| Net interest income | $424,000 | 8,636 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $11,000 | 8,875 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $10,000 | 7,785 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,000 | 8,861 |
| Total noninterest expense | $392,000 | 8,650 |
| Salaries and employee benefits | $207,000 | 8,689 |
| Premises and equipment expense | $19,000 | 8,879 |
| Additional noninterest expense | $166,000 | 8,177 |
| Pre-tax net operating income | $43,000 | 8,327 |
| Securities gains (losses) | $1,000 | 3,538 |
| Applicable income taxes | $19,000 | 6,539 |
| Income before extraordinary items | $25,000 | 8,420 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $25,000 | 8,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,314 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $24,360 | 8,384 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $337,000 | 8,763 |
| Total interest expense | $70,000 | 8,755 |
| Net interest income | $267,000 | 8,724 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $5,000 | 8,958 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $6,000 | 7,847 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $-1,000 | 9,028 |
| Total noninterest expense | $256,000 | 8,728 |
| Salaries and employee benefits | $135,000 | 8,757 |
| Premises and equipment expense | $14,000 | 8,907 |
| Additional noninterest expense | $107,000 | 8,267 |
| Pre-tax net operating income | $16,000 | 8,439 |
| Securities gains (losses) | $1,000 | 3,212 |
| Applicable income taxes | $9,000 | 6,693 |
| Income before extraordinary items | $8,000 | 8,521 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $8,000 | 8,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,320 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $7,360 | 8,476 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $163,000 | 8,821 |
| Total interest expense | $36,000 | 8,796 |
| Net interest income | $127,000 | 8,786 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $0 | 9,051 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $3,000 | 7,856 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $-3,000 | 9,074 |
| Total noninterest expense | $124,000 | 8,785 |
| Salaries and employee benefits | $64,000 | 8,829 |
| Premises and equipment expense | $9,000 | 8,833 |
| Additional noninterest expense | $51,000 | 8,372 |
| Pre-tax net operating income | $3,000 | 8,508 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $15,000 | 6,000 |
| Income before extraordinary items | $-12,000 | 8,662 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-12,000 | 8,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,369 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-12,000 | 8,609 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $753,000 | 8,784 |
| Total interest expense | $172,000 | 8,806 |
| Net interest income | $581,000 | 8,717 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $26,000 | 8,971 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $12,000 | 7,913 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $14,000 | 8,625 |
| Total noninterest expense | $545,000 | 8,772 |
| Salaries and employee benefits | $292,000 | 8,787 |
| Premises and equipment expense | $27,000 | 9,029 |
| Additional noninterest expense | $226,000 | 8,262 |
| Pre-tax net operating income | $62,000 | 8,344 |
| Securities gains (losses) | $10,000 | 3,613 |
| Applicable income taxes | $-12,000 | 8,775 |
| Income before extraordinary items | $84,000 | 8,304 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $84,000 | 8,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,588 |
| Cash dividends | $60,000 | 5,832 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $74,000 | 8,251 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $554,000 | 8,882 |
| Total interest expense | $135,000 | 8,895 |
| Net interest income | $419,000 | 8,816 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $21,000 | 9,032 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $9,000 | 7,983 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $12,000 | 8,600 |
| Total noninterest expense | $385,000 | 8,846 |
| Salaries and employee benefits | $209,000 | 8,850 |
| Premises and equipment expense | $20,000 | 9,066 |
| Additional noninterest expense | $156,000 | 8,405 |
| Pre-tax net operating income | $55,000 | 8,433 |
| Securities gains (losses) | $10,000 | 3,326 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $65,000 | 8,438 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $65,000 | 8,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,291 |
| Cash dividends | $7,000 | 5,465 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $55,000 | 8,384 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $377,000 | 8,915 |
| Total interest expense | $97,000 | 8,918 |
| Net interest income | $280,000 | 8,850 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $14,000 | 9,068 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $6,000 | 8,002 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $8,000 | 8,587 |
| Total noninterest expense | $243,000 | 8,910 |
| Salaries and employee benefits | $137,000 | 8,896 |
| Premises and equipment expense | $13,000 | 9,104 |
| Additional noninterest expense | $93,000 | 8,550 |
| Pre-tax net operating income | $51,000 | 8,359 |
| Securities gains (losses) | $10,000 | 2,948 |
| Applicable income taxes | $-5,000 | 8,956 |
| Income before extraordinary items | $66,000 | 8,271 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $66,000 | 8,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,202 |
| Cash dividends | $7,000 | 5,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $56,000 | 8,234 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $193,000 | 8,961 |
| Total interest expense | $49,000 | 8,981 |
| Net interest income | $144,000 | 8,885 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $9,000 | 9,027 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $3,000 | 8,021 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $6,000 | 8,357 |
| Total noninterest expense | $129,000 | 8,899 |
| Salaries and employee benefits | $68,000 | 8,941 |
| Premises and equipment expense | $8,000 | 9,060 |
| Additional noninterest expense | $53,000 | 8,408 |
| Pre-tax net operating income | $24,000 | 8,401 |
| Securities gains (losses) | $6,000 | 2,344 |
| Applicable income taxes | $-5,000 | 9,031 |
| Income before extraordinary items | $35,000 | 8,182 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $35,000 | 8,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $29,000 | 8,169 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $935,000 | 8,912 |
| Total interest expense | $255,000 | 8,975 |
| Net interest income | $680,000 | 8,768 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $27,000 | 9,126 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $11,000 | 8,074 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $16,000 | 8,678 |
| Total noninterest expense | $578,000 | 8,820 |
| Salaries and employee benefits | $311,000 | 8,855 |
| Premises and equipment expense | $40,000 | 9,054 |
| Additional noninterest expense | $227,000 | 8,352 |
| Pre-tax net operating income | $129,000 | 8,202 |
| Securities gains (losses) | $8,000 | 3,732 |
| Applicable income taxes | $19,000 | 7,067 |
| Income before extraordinary items | $118,000 | 8,243 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $118,000 | 8,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,276 |
| Cash dividends | $175,000 | 5,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $111,120 | 8,188 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,180,000 | 9,003 |
| Total interest expense | $545,000 | 8,936 |
| Net interest income | $635,000 | 8,971 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $29,000 | 9,358 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $12,000 | 8,234 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $17,000 | 8,847 |
| Total noninterest expense | $589,000 | 8,964 |
| Salaries and employee benefits | $307,000 | 9,029 |
| Premises and equipment expense | $31,000 | 9,399 |
| Additional noninterest expense | $251,000 | 8,212 |
| Pre-tax net operating income | $75,000 | 8,442 |
| Securities gains (losses) | $9,000 | 3,652 |
| Applicable income taxes | $4,000 | 7,767 |
| Income before extraordinary items | $80,000 | 8,446 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $80,000 | 8,445 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-80,000 | 9,480 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $71,450 | 8,392 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,280,000 | 9,175 |
| Total interest expense | $640,000 | 8,970 |
| Net interest income | $640,000 | 9,225 |
| Provision for loan and lease losses | $126,000 | 4,747 |
| Total noninterest income | $22,000 | 9,660 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $12,000 | 8,388 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 9,421 |
| Total noninterest expense | $556,000 | 9,228 |
| Salaries and employee benefits | $297,000 | 9,274 |
| Premises and equipment expense | $31,000 | 9,657 |
| Additional noninterest expense | $228,000 | 8,527 |
| Pre-tax net operating income | $-20,000 | 9,166 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-50,000 | 9,486 |
| Income before extraordinary items | $30,000 | 9,030 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $30,000 | 9,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,048 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $30,000 | 9,015 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,272,000 | 9,340 |
| Total interest expense | $589,000 | 9,238 |
| Net interest income | $683,000 | 9,320 |
| Provision for loan and lease losses | $38,000 | 6,950 |
| Total noninterest income | $23,000 | 9,939 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $13,000 | 8,629 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 9,728 |
| Total noninterest expense | $555,000 | 9,450 |
| Salaries and employee benefits | $301,000 | 9,459 |
| Premises and equipment expense | $36,000 | 9,893 |
| Additional noninterest expense | $218,000 | 8,852 |
| Pre-tax net operating income | $113,000 | 9,010 |
| Securities gains (losses) | $5,000 | 2,145 |
| Applicable income taxes | $16,000 | 8,309 |
| Income before extraordinary items | $102,000 | 8,954 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $102,000 | 8,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,056 |
| Cash dividends | $310,000 | 4,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $97,700 | 8,954 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,299,000 | 9,533 |
| Total interest expense | $629,000 | 9,399 |
| Net interest income | $670,000 | 9,564 |
| Provision for loan and lease losses | $105,000 | 5,006 |
| Total noninterest income | $36,000 | 10,024 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $15,000 | 8,798 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 9,437 |
| Total noninterest expense | $527,000 | 9,682 |
| Salaries and employee benefits | $301,000 | 9,619 |
| Premises and equipment expense | $21,000 | 10,295 |
| Additional noninterest expense | $205,000 | 9,065 |
| Pre-tax net operating income | $74,000 | 9,527 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-8,000 | 10,012 |
| Income before extraordinary items | $82,000 | 9,455 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $82,000 | 9,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,060 |
| Cash dividends | $85,000 | 6,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $82,000 | 9,390 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,393,000 | 9,815 |
| Total interest expense | $660,000 | 9,657 |
| Net interest income | $733,000 | 9,854 |
| Provision for loan and lease losses | $34,000 | 7,270 |
| Total noninterest income | $35,000 | 10,513 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $15,000 | 9,215 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 9,849 |
| Total noninterest expense | $539,000 | 9,984 |
| Salaries and employee benefits | $302,000 | 9,943 |
| Premises and equipment expense | $42,000 | 10,388 |
| Additional noninterest expense | $195,000 | 9,467 |
| Pre-tax net operating income | $195,000 | 9,598 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $30,000 | 9,560 |
| Income before extraordinary items | $165,000 | 9,449 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $165,000 | 9,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 3,887 |
| Cash dividends | $85,000 | 6,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $165,000 | 9,405 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,415,000 | 10,231 |
| Total interest expense | $683,000 | 10,019 |
| Net interest income | $732,000 | 10,293 |
| Provision for loan and lease losses | $52,000 | 6,510 |
| Total noninterest income | $38,000 | 11,039 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $17,000 | 9,636 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 10,346 |
| Total noninterest expense | $558,000 | 10,364 |
| Salaries and employee benefits | $321,000 | 10,171 |
| Premises and equipment expense | $29,000 | 11,154 |
| Additional noninterest expense | $208,000 | 9,854 |
| Pre-tax net operating income | $160,000 | 10,023 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $8,000 | 10,393 |
| Income before extraordinary items | $152,000 | 9,772 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $152,000 | 9,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,424 |
| Cash dividends | $70,000 | 7,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $152,000 | 9,711 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,471,000 | 10,574 |
| Total interest expense | $704,000 | 10,299 |
| Net interest income | $767,000 | 10,639 |
| Provision for loan and lease losses | $56,000 | 5,991 |
| Total noninterest income | $37,000 | 11,551 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $17,000 | 10,071 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 10,891 |
| Total noninterest expense | $587,000 | 10,626 |
| Salaries and employee benefits | $337,000 | 10,423 |
| Premises and equipment expense | $25,000 | 11,720 |
| Additional noninterest expense | $225,000 | 10,129 |
| Pre-tax net operating income | $161,000 | 10,709 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $-1,000 | 11,481 |
| Income before extraordinary items | $162,000 | 10,346 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $162,000 | 10,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 10,497 |
| Cash dividends | $100,000 | 6,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $162,000 | 10,325 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,384,000 | 10,969 |
| Total interest expense | $549,000 | 10,852 |
| Net interest income | $835,000 | 10,938 |
| Provision for loan and lease losses | $57,000 | 5,874 |
| Total noninterest income | $37,000 | 12,169 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $16,000 | 10,624 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 11,366 |
| Total noninterest expense | $591,000 | 11,176 |
| Salaries and employee benefits | $323,000 | 10,987 |
| Premises and equipment expense | $25,000 | 12,337 |
| Additional noninterest expense | $243,000 | 10,615 |
| Pre-tax net operating income | $224,000 | 10,711 |
| Securities gains (losses) | $10,000 | 2,219 |
| Applicable income taxes | $52,000 | 10,415 |
| Income before extraordinary items | $182,000 | 10,474 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $182,000 | 10,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 3,278 |
| Cash dividends | $100,000 | 6,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $174,200 | 10,608 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,503,000 | 11,238 |
| Total interest expense | $538,000 | 11,488 |
| Net interest income | $965,000 | 10,907 |
| Provision for loan and lease losses | $72,000 | 6,563 |
| Total noninterest income | $40,000 | 12,773 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $16,000 | 11,092 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 11,745 |
| Total noninterest expense | $576,000 | 11,766 |
| Salaries and employee benefits | $316,000 | 11,491 |
| Premises and equipment expense | $31,000 | 12,825 |
| Additional noninterest expense | $229,000 | 11,340 |
| Pre-tax net operating income | $357,000 | 9,756 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $63,000 | 10,631 |
| Income before extraordinary items | $296,000 | 9,530 |
| Extraordinary gains, net | $-29,000 | 12,546 |
| Net income | $267,000 | 9,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 8,678 |
| Cash dividends | $35,000 | 8,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $294,360 | 9,285 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,610,000 | 11,709 |
| Total interest expense | $675,000 | 11,949 |
| Net interest income | $935,000 | 11,362 |
| Provision for loan and lease losses | $34,000 | 9,820 |
| Total noninterest income | $38,000 | 13,389 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $15,000 | 11,488 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 12,330 |
| Total noninterest expense | $531,000 | 12,445 |
| Salaries and employee benefits | $274,000 | 12,317 |
| Premises and equipment expense | $42,000 | 12,992 |
| Additional noninterest expense | $215,000 | 12,028 |
| Pre-tax net operating income | $408,000 | 9,164 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $77,000 | 10,525 |
| Income before extraordinary items | $331,000 | 8,919 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $331,000 | 9,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 8,508 |
| Cash dividends | $100,000 | 6,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $331,000 | 8,559 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.