Home > The First National Bank of Amenia > Income and Expense
The First National Bank of Amenia, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $910,000 | 12,485 |
| Total interest expense | $321,000 | 12,582 |
| Net interest income | $589,000 | 12,254 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $131,000 | 10,604 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $94,000 | 8,554 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 10,863 |
| Total noninterest expense | $770,000 | 10,824 |
| Salaries and employee benefits | $304,000 | 11,604 |
| Premises and equipment expense | $93,000 | 10,682 |
| Additional noninterest expense | $373,000 | 9,561 |
| Pre-tax net operating income | $-50,000 | 12,533 |
| Securities gains (losses) | $414,000 | 1,019 |
| Applicable income taxes | $115,000 | 9,413 |
| Income before extraordinary items | $249,000 | 10,054 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $249,000 | 10,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 9,724 |
| Cash dividends | $30,000 | 8,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-32,520 | 12,476 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,120,000 | 12,786 |
| Total interest expense | $471,000 | 12,876 |
| Net interest income | $649,000 | 12,520 |
| Provision for loan and lease losses | $12,000 | 11,000 |
| Total noninterest income | $110,000 | 11,456 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 10,113 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 10,088 |
| Total noninterest expense | $698,000 | 11,526 |
| Salaries and employee benefits | $335,000 | 11,607 |
| Premises and equipment expense | $74,000 | 11,720 |
| Additional noninterest expense | $289,000 | 10,986 |
| Pre-tax net operating income | $49,000 | 12,422 |
| Securities gains (losses) | $72,000 | 3,538 |
| Applicable income taxes | $32,000 | 11,754 |
| Income before extraordinary items | $89,000 | 12,094 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $89,000 | 12,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 8,392 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $35,720 | 12,427 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.