Home > The First National Bank of Amarillo > Income and Expense
The First National Bank of Amarillo, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $24,910,000 | 1,362 |
| Total interest expense | $7,867,000 | 2,056 |
| Net interest income | $17,043,000 | 1,052 |
| Provision for loan and lease losses | $-850,000 | 9,590 |
| Total noninterest income | $3,309,000 | 1,373 |
| Gross Fiduciary activities income | $196,000 | 844 |
| Service charges on deposit accounts | $2,079,000 | 719 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,034,000 | 1,988 |
| Total noninterest expense | $10,383,000 | 1,412 |
| Salaries and employee benefits | $5,590,000 | 1,332 |
| Premises and equipment expense | $1,376,000 | 1,564 |
| Additional noninterest expense | $3,417,000 | 1,371 |
| Pre-tax net operating income | $10,819,000 | 722 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $3,683,000 | 702 |
| Income before extraordinary items | $7,136,000 | 781 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $7,136,000 | 781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,556,000 | 9,610 |
| Cash dividends | $2,244,000 | 1,210 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $7,136,000 | 749 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $26,841,000 | 1,319 |
| Total interest expense | $9,680,000 | 1,772 |
| Net interest income | $17,161,000 | 1,022 |
| Provision for loan and lease losses | $3,150,000 | 443 |
| Total noninterest income | $2,658,000 | 1,502 |
| Gross Fiduciary activities income | $123,000 | 896 |
| Service charges on deposit accounts | $1,779,000 | 765 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $756,000 | 2,230 |
| Total noninterest expense | $9,240,000 | 1,508 |
| Salaries and employee benefits | $4,567,000 | 1,554 |
| Premises and equipment expense | $1,350,000 | 1,540 |
| Additional noninterest expense | $3,323,000 | 1,354 |
| Pre-tax net operating income | $7,429,000 | 1,021 |
| Securities gains (losses) | $-1,000 | 7,406 |
| Applicable income taxes | $2,555,000 | 948 |
| Income before extraordinary items | $4,873,000 | 1,088 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,873,000 | 1,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,685,000 | 401 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $4,873,660 | 1,087 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $19,356,000 | 1,675 |
| Total interest expense | $6,002,000 | 2,458 |
| Net interest income | $13,354,000 | 1,304 |
| Provision for loan and lease losses | $1,320,000 | 781 |
| Total noninterest income | $1,846,000 | 1,968 |
| Gross Fiduciary activities income | $10,000 | 1,265 |
| Service charges on deposit accounts | $1,282,000 | 1,037 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $554,000 | 2,761 |
| Total noninterest expense | $7,518,000 | 1,845 |
| Salaries and employee benefits | $3,822,000 | 1,816 |
| Premises and equipment expense | $1,018,000 | 2,016 |
| Additional noninterest expense | $2,678,000 | 1,667 |
| Pre-tax net operating income | $6,362,000 | 1,202 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $2,162,000 | 1,153 |
| Income before extraordinary items | $4,200,000 | 1,289 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,200,000 | 1,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $421,000 | 1,400 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,200,000 | 1,266 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $14,926,000 | 2,187 |
| Total interest expense | $4,706,000 | 3,171 |
| Net interest income | $10,220,000 | 1,676 |
| Provision for loan and lease losses | $975,000 | 996 |
| Total noninterest income | $1,146,000 | 2,791 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $868,000 | 1,445 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $278,000 | 4,184 |
| Total noninterest expense | $6,127,000 | 2,135 |
| Salaries and employee benefits | $2,955,000 | 2,284 |
| Premises and equipment expense | $672,000 | 2,869 |
| Additional noninterest expense | $2,500,000 | 1,706 |
| Pre-tax net operating income | $4,264,000 | 1,724 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $816,000 | 2,697 |
| Income before extraordinary items | $3,448,000 | 1,533 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,448,000 | 1,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 3,683 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,448,000 | 1,468 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,521,000 | 7,132 |
| Total interest expense | $996,000 | 8,701 |
| Net interest income | $2,525,000 | 6,015 |
| Provision for loan and lease losses | $2,700,000 | 464 |
| Total noninterest income | $82,000 | 9,723 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $65,000 | 8,019 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 10,015 |
| Total noninterest expense | $1,890,000 | 5,873 |
| Salaries and employee benefits | $859,000 | 6,493 |
| Premises and equipment expense | $377,000 | 4,644 |
| Additional noninterest expense | $654,000 | 5,478 |
| Pre-tax net operating income | $-1,983,000 | 10,897 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-28,000 | 10,575 |
| Income before extraordinary items | $-1,955,000 | 10,890 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-1,955,000 | 10,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 9,638 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-1,955,000 | 10,881 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,148,000 | 10,597 |
| Total interest expense | $515,000 | 10,550 |
| Net interest income | $633,000 | 10,568 |
| Provision for loan and lease losses | $97,000 | 5,191 |
| Total noninterest income | $108,000 | 9,748 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 8,049 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 9,839 |
| Total noninterest expense | $594,000 | 10,187 |
| Salaries and employee benefits | $335,000 | 10,074 |
| Premises and equipment expense | $48,000 | 10,693 |
| Additional noninterest expense | $211,000 | 9,812 |
| Pre-tax net operating income | $50,000 | 10,600 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $7,000 | 10,417 |
| Income before extraordinary items | $43,000 | 10,621 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $43,000 | 10,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,511 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $43,000 | 10,569 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,136,000 | 11,060 |
| Total interest expense | $494,000 | 11,032 |
| Net interest income | $642,000 | 10,998 |
| Provision for loan and lease losses | $-80,000 | 11,668 |
| Total noninterest income | $134,000 | 9,586 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $72,000 | 8,553 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 8,656 |
| Total noninterest expense | $546,000 | 10,815 |
| Salaries and employee benefits | $271,000 | 10,999 |
| Premises and equipment expense | $49,000 | 11,117 |
| Additional noninterest expense | $226,000 | 10,112 |
| Pre-tax net operating income | $310,000 | 9,668 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $103,000 | 9,125 |
| Income before extraordinary items | $207,000 | 9,853 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $207,000 | 9,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-65,000 | 11,580 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $207,000 | 9,825 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $980,000 | 11,743 |
| Total interest expense | $408,000 | 11,542 |
| Net interest income | $572,000 | 11,793 |
| Provision for loan and lease losses | $-70,000 | 12,063 |
| Total noninterest income | $100,000 | 10,747 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 8,813 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 11,176 |
| Total noninterest expense | $514,000 | 11,538 |
| Salaries and employee benefits | $277,000 | 11,412 |
| Premises and equipment expense | $47,000 | 11,731 |
| Additional noninterest expense | $190,000 | 11,277 |
| Pre-tax net operating income | $228,000 | 10,678 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $70,000 | 10,019 |
| Income before extraordinary items | $158,000 | 10,719 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $158,000 | 10,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-52,000 | 11,894 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $158,000 | 10,767 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,041,000 | 12,201 |
| Total interest expense | $437,000 | 12,027 |
| Net interest income | $604,000 | 12,205 |
| Provision for loan and lease losses | $-55,000 | 12,773 |
| Total noninterest income | $103,000 | 11,256 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 9,074 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 11,679 |
| Total noninterest expense | $552,000 | 11,896 |
| Salaries and employee benefits | $258,000 | 12,095 |
| Premises and equipment expense | $49,000 | 12,246 |
| Additional noninterest expense | $245,000 | 11,144 |
| Pre-tax net operating income | $210,000 | 10,953 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $66,000 | 10,572 |
| Income before extraordinary items | $144,000 | 11,277 |
| Extraordinary gains, net | $220,000 | 947 |
| Net income | $364,000 | 8,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-60,000 | 12,752 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $144,000 | 11,075 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,260,000 | 12,477 |
| Total interest expense | $597,000 | 12,307 |
| Net interest income | $663,000 | 12,467 |
| Provision for loan and lease losses | $-63,000 | 13,650 |
| Total noninterest income | $118,000 | 11,242 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 9,060 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 11,401 |
| Total noninterest expense | $596,000 | 12,087 |
| Salaries and employee benefits | $232,000 | 12,802 |
| Premises and equipment expense | $51,000 | 12,648 |
| Additional noninterest expense | $313,000 | 10,647 |
| Pre-tax net operating income | $248,000 | 10,624 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $66,000 | 10,825 |
| Income before extraordinary items | $182,000 | 10,841 |
| Extraordinary gains, net | $66,000 | 909 |
| Net income | $248,000 | 10,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 12,539 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $182,000 | 10,505 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.