Home > The First National Bank of Albion > Assets and Liabilities
The First National Bank of Albion, Assets and Liabilities
| 2005-09-30 | Rank | |
| # of Employees: | 12 | 7,513 |
| Assets and Liabilities | ||
| Total Assets: | $39,078,000 | 7,478 |
| Cash and due from depository institutions | $1,467,000 | 7,513 |
| Interest-bearing balances | $18,000 | 6,262 |
| Securities | $12,141,000 | 5,877 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $23,800,000 | 7,307 |
| Loan loss allowance | $263,000 | 7,462 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $656,000 | 6,634 |
| Other real estate owned | $54,000 | 7,513 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $960,000 | 6,779 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $39,078,000 | 7,478 |
| Total liabilities | $34,126,000 | 7,459 |
| Total deposits | $33,253,000 | 7,368 |
| Interest-bearing deposits | $29,373,000 | 7,207 |
| Deposits held in domestic offices | $33,253,000 | 7,366 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $569,000 | 5,422 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $304,000 | 6,422 |
| Total equity capital | $4,952,000 | 7,253 |
| Total bank equity capital | $4,952,000 | 7,253 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $50,000 | 7,354 |
| Surplus | $200,000 | 7,911 |
| Undivided profits | $4,702,000 | 4,804 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $57,000 | 6,756 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $654,000 | 4,828 |
| Earning assets | $35,959,000 | 7,457 |
| Long-term assets (5+ years) | $3,589,000 | 6,316 |
| Average Assets, year-to-date | $39,363,000 | 7,407 |
| Average Assets, quarterly | $38,929,000 | 7,459 |
| Volatile liabilities | $2,047,000 | 8,247 |
| Insider loans | $978,000 | 4,224 |
| FHLB advances | $475,000 | 5,217 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $5,750,000 | 5,733 |
| Tier 1 (core) risk-based capital | $4,976,000 | 7,213 |
| Tier 2 risk-based capital | $263,000 | 7,257 |
| Total risk weighted assets | $26,769,000 | 7,262 |
| Total unused commitments | $5,750,000 | 5,733 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 13 | 7,370 |
| Assets and Liabilities | ||
| Total Assets: | $38,780,000 | 7,469 |
| Cash and due from depository institutions | $1,139,000 | 7,370 |
| Interest-bearing balances | $18,000 | 6,229 |
| Securities | $12,229,000 | 5,914 |
| Federal funds sold & reverse repurchase agreements | $2,070,000 | 3,462 |
| Net loans & leases | $22,042,000 | 7,410 |
| Loan loss allowance | $277,000 | 7,391 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $675,000 | 6,572 |
| Other real estate owned | $0 | 7,370 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $625,000 | 7,473 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $38,780,000 | 7,469 |
| Total liabilities | $33,862,000 | 7,455 |
| Total deposits | $33,481,000 | 7,339 |
| Interest-bearing deposits | $30,467,000 | 7,144 |
| Deposits held in domestic offices | $33,481,000 | 7,338 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $96,000 | 5,730 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $285,000 | 6,281 |
| Total equity capital | $4,918,000 | 7,235 |
| Total bank equity capital | $4,918,000 | 7,235 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $50,000 | 7,357 |
| Surplus | $200,000 | 7,913 |
| Undivided profits | $4,668,000 | 4,764 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $58,000 | 6,709 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $398,000 | 6,177 |
| Earning assets | $36,359,000 | 7,412 |
| Long-term assets (5+ years) | $3,305,000 | 6,441 |
| Average Assets, year-to-date | $39,458,000 | 7,406 |
| Average Assets, quarterly | $38,761,500 | 7,452 |
| Volatile liabilities | $1,795,000 | 8,305 |
| Insider loans | $950,000 | 4,270 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $7,066,000 | 5,355 |
| Tier 1 (core) risk-based capital | $4,938,000 | 7,169 |
| Tier 2 risk-based capital | $277,000 | 7,189 |
| Total risk weighted assets | $24,998,000 | 7,354 |
| Total unused commitments | $7,066,000 | 5,355 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 12 | 7,579 |
| Assets and Liabilities | ||
| Total Assets: | $38,743,000 | 7,522 |
| Cash and due from depository institutions | $1,087,000 | 7,579 |
| Interest-bearing balances | $18,000 | 6,285 |
| Securities | $11,212,000 | 6,201 |
| Federal funds sold & reverse repurchase agreements | $4,380,000 | 2,581 |
| Net loans & leases | $20,722,000 | 7,534 |
| Loan loss allowance | $277,000 | 7,428 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $693,000 | 6,559 |
| Other real estate owned | $0 | 7,579 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $649,000 | 7,430 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $38,743,000 | 7,522 |
| Total liabilities | $33,910,000 | 7,514 |
| Total deposits | $33,551,000 | 7,409 |
| Interest-bearing deposits | $30,279,000 | 7,223 |
| Deposits held in domestic offices | $33,551,000 | 7,407 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $60,000 | 5,650 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $299,000 | 6,068 |
| Total equity capital | $4,833,000 | 7,283 |
| Total bank equity capital | $4,833,000 | 7,283 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $50,000 | 7,418 |
| Surplus | $200,000 | 7,967 |
| Undivided profits | $4,583,000 | 4,735 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $59,000 | 6,757 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $417,000 | 5,936 |
| Earning assets | $36,332,000 | 7,469 |
| Long-term assets (5+ years) | $2,753,000 | 6,726 |
| Average Assets, year-to-date | $39,797,000 | 7,448 |
| Average Assets, quarterly | $39,797,000 | 7,448 |
| Volatile liabilities | $1,905,000 | 8,278 |
| Insider loans | $369,000 | 5,920 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $8,663,000 | 4,913 |
| Tier 1 (core) risk-based capital | $4,865,000 | 7,232 |
| Tier 2 risk-based capital | $277,000 | 7,207 |
| Total risk weighted assets | $23,733,000 | 7,487 |
| Total unused commitments | $8,663,000 | 4,913 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 12 | 7,598 |
| Assets and Liabilities | ||
| Total Assets: | $40,851,000 | 7,417 |
| Cash and due from depository institutions | $1,642,000 | 7,598 |
| Interest-bearing balances | $18,000 | 6,262 |
| Securities | $10,737,000 | 6,319 |
| Federal funds sold & reverse repurchase agreements | $4,785,000 | 2,327 |
| Net loans & leases | $22,265,000 | 7,423 |
| Loan loss allowance | $277,000 | 7,439 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $712,000 | 6,511 |
| Other real estate owned | $0 | 7,598 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $710,000 | 7,244 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $40,851,000 | 7,417 |
| Total liabilities | $36,086,000 | 7,407 |
| Total deposits | $35,755,000 | 7,288 |
| Interest-bearing deposits | $32,253,000 | 7,108 |
| Deposits held in domestic offices | $35,755,000 | 7,286 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $89,000 | 5,669 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $242,000 | 6,470 |
| Total equity capital | $4,765,000 | 7,350 |
| Total bank equity capital | $4,765,000 | 7,350 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $50,000 | 7,453 |
| Surplus | $200,000 | 8,002 |
| Undivided profits | $4,515,000 | 4,871 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $61,000 | 6,820 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $446,000 | 5,718 |
| Earning assets | $37,805,000 | 7,396 |
| Long-term assets (5+ years) | $3,336,000 | 6,593 |
| Average Assets, year-to-date | $38,615,000 | 7,464 |
| Average Assets, quarterly | $39,334,000 | 7,475 |
| Volatile liabilities | $1,931,000 | 8,301 |
| Insider loans | $482,000 | 5,520 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $7,831,000 | 4,973 |
| Tier 1 (core) risk-based capital | $4,782,000 | 7,281 |
| Tier 2 risk-based capital | $277,000 | 7,218 |
| Total risk weighted assets | $25,400,000 | 7,373 |
| Total unused commitments | $7,831,000 | 4,973 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 12 | 7,621 |
| Assets and Liabilities | ||
| Total Assets: | $37,817,000 | 7,599 |
| Cash and due from depository institutions | $2,126,000 | 7,621 |
| Interest-bearing balances | $18,000 | 6,343 |
| Securities | $10,884,000 | 6,319 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $23,129,000 | 7,353 |
| Loan loss allowance | $277,000 | 7,465 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $748,000 | 6,405 |
| Other real estate owned | $0 | 7,621 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $930,000 | 6,746 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $37,817,000 | 7,599 |
| Total liabilities | $32,946,000 | 7,601 |
| Total deposits | $31,603,000 | 7,547 |
| Interest-bearing deposits | $29,029,000 | 7,348 |
| Deposits held in domestic offices | $31,603,000 | 7,545 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $1,078,000 | 4,976 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $265,000 | 6,506 |
| Total equity capital | $4,871,000 | 7,329 |
| Total bank equity capital | $4,871,000 | 7,329 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $50,000 | 7,495 |
| Surplus | $200,000 | 8,027 |
| Undivided profits | $4,621,000 | 4,842 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $69,000 | 6,882 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $611,000 | 4,767 |
| Earning assets | $34,031,000 | 7,620 |
| Long-term assets (5+ years) | $3,961,000 | 6,454 |
| Average Assets, year-to-date | $38,056,000 | 7,535 |
| Average Assets, quarterly | $37,703,500 | 7,582 |
| Volatile liabilities | $2,794,000 | 8,039 |
| Insider loans | $385,000 | 5,891 |
| FHLB advances | $1,025,000 | 4,766 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $6,015,000 | 5,493 |
| Tier 1 (core) risk-based capital | $4,875,000 | 7,233 |
| Tier 2 risk-based capital | $277,000 | 7,234 |
| Total risk weighted assets | $25,658,000 | 7,361 |
| Total unused commitments | $6,015,000 | 5,498 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 12 | 7,658 |
| Assets and Liabilities | ||
| Total Assets: | $37,590,000 | 7,637 |
| Cash and due from depository institutions | $2,532,000 | 7,658 |
| Interest-bearing balances | $15,000 | 6,424 |
| Securities | $11,540,000 | 6,256 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $22,204,000 | 7,419 |
| Loan loss allowance | $277,000 | 7,507 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $768,000 | 6,380 |
| Other real estate owned | $0 | 7,658 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $546,000 | 7,787 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $37,590,000 | 7,637 |
| Total liabilities | $32,806,000 | 7,650 |
| Total deposits | $32,223,000 | 7,550 |
| Interest-bearing deposits | $29,540,000 | 7,344 |
| Deposits held in domestic offices | $32,223,000 | 7,549 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $334,000 | 5,450 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $249,000 | 6,306 |
| Total equity capital | $4,784,000 | 7,298 |
| Total bank equity capital | $4,784,000 | 7,298 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $50,000 | 7,547 |
| Surplus | $200,000 | 8,079 |
| Undivided profits | $4,534,000 | 4,741 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $69,000 | 6,900 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $362,000 | 6,342 |
| Earning assets | $33,759,000 | 7,673 |
| Long-term assets (5+ years) | $3,912,000 | 6,566 |
| Average Assets, year-to-date | $38,135,670 | 7,586 |
| Average Assets, quarterly | $37,816,500 | 7,622 |
| Volatile liabilities | $1,950,000 | 8,384 |
| Insider loans | $180,000 | 6,832 |
| FHLB advances | $285,000 | 5,186 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $6,636,000 | 5,300 |
| Tier 1 (core) risk-based capital | $4,804,000 | 7,244 |
| Tier 2 risk-based capital | $277,000 | 7,252 |
| Total risk weighted assets | $24,598,000 | 7,451 |
| Total unused commitments | $6,636,000 | 5,303 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 12 | 7,667 |
| Assets and Liabilities | ||
| Total Assets: | $38,043,000 | 7,645 |
| Cash and due from depository institutions | $3,127,000 | 7,667 |
| Interest-bearing balances | $25,000 | 6,282 |
| Securities | $9,551,000 | 6,672 |
| Federal funds sold & reverse repurchase agreements | $3,345,000 | 3,630 |
| Net loans & leases | $20,631,000 | 7,548 |
| Loan loss allowance | $277,000 | 7,512 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $778,000 | 6,341 |
| Other real estate owned | $0 | 7,667 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $611,000 | 7,527 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $38,043,000 | 7,645 |
| Total liabilities | $33,296,000 | 7,634 |
| Total deposits | $32,878,000 | 7,528 |
| Interest-bearing deposits | $30,238,000 | 7,325 |
| Deposits held in domestic offices | $32,878,000 | 7,526 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $92,000 | 5,593 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $326,000 | 6,009 |
| Total equity capital | $4,747,000 | 7,403 |
| Total bank equity capital | $4,747,000 | 7,403 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $50,000 | 7,568 |
| Surplus | $200,000 | 8,111 |
| Undivided profits | $4,497,000 | 4,938 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $71,000 | 6,988 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $391,000 | 6,042 |
| Earning assets | $33,552,000 | 7,718 |
| Long-term assets (5+ years) | $3,280,000 | 6,744 |
| Average Assets, year-to-date | $38,408,500 | 7,610 |
| Average Assets, quarterly | $38,408,500 | 7,610 |
| Volatile liabilities | $1,455,000 | 8,580 |
| Insider loans | $193,000 | 6,767 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $8,256,000 | 4,824 |
| Tier 1 (core) risk-based capital | $4,734,000 | 7,271 |
| Tier 2 risk-based capital | $277,000 | 7,236 |
| Total risk weighted assets | $23,540,000 | 7,524 |
| Total unused commitments | $8,256,000 | 4,831 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 12 | 7,711 |
| Assets and Liabilities | ||
| Total Assets: | $38,774,000 | 7,626 |
| Cash and due from depository institutions | $2,882,000 | 7,711 |
| Interest-bearing balances | $21,000 | 6,357 |
| Securities | $9,046,000 | 6,817 |
| Federal funds sold & reverse repurchase agreements | $3,315,000 | 3,089 |
| Net loans & leases | $22,024,000 | 7,470 |
| Loan loss allowance | $278,000 | 7,518 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $798,000 | 6,321 |
| Other real estate owned | $0 | 7,711 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $709,000 | 7,316 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,774,000 | 7,626 |
| Total liabilities | $34,092,000 | 7,624 |
| Total deposits | $33,772,000 | 7,499 |
| Interest-bearing deposits | $30,551,000 | 7,307 |
| Deposits held in domestic offices | $33,772,000 | 7,498 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $30,000 | 5,683 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $290,000 | 6,186 |
| Total equity capital | $4,682,000 | 7,400 |
| Total bank equity capital | $4,682,000 | 7,400 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $50,000 | 7,625 |
| Surplus | $200,000 | 8,165 |
| Undivided profits | $4,432,000 | 4,913 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $77,000 | 6,965 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $464,000 | 5,602 |
| Earning assets | $34,406,000 | 7,678 |
| Long-term assets (5+ years) | $3,830,000 | 6,592 |
| Average Assets, year-to-date | $38,166,600 | 7,607 |
| Average Assets, quarterly | $38,093,500 | 7,652 |
| Volatile liabilities | $1,341,000 | 8,695 |
| Insider loans | $271,000 | 6,423 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $7,898,000 | 4,808 |
| Tier 1 (core) risk-based capital | $4,677,000 | 7,289 |
| Tier 2 risk-based capital | $278,000 | 7,255 |
| Total risk weighted assets | $24,655,000 | 7,481 |
| Total unused commitments | $7,898,000 | 4,811 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 12 | 7,751 |
| Assets and Liabilities | ||
| Total Assets: | $37,413,000 | 7,741 |
| Cash and due from depository institutions | $2,624,000 | 7,751 |
| Interest-bearing balances | $17,000 | 6,483 |
| Securities | $9,240,000 | 6,700 |
| Federal funds sold & reverse repurchase agreements | $980,000 | 5,394 |
| Net loans & leases | $22,862,000 | 7,440 |
| Loan loss allowance | $278,000 | 7,564 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $807,000 | 6,338 |
| Other real estate owned | $0 | 7,751 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $900,000 | 6,845 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $37,413,000 | 7,741 |
| Total liabilities | $32,632,000 | 7,741 |
| Total deposits | $32,253,000 | 7,627 |
| Interest-bearing deposits | $29,371,000 | 7,436 |
| Deposits held in domestic offices | $32,253,000 | 7,626 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $11,000 | 5,713 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $368,000 | 5,920 |
| Total equity capital | $4,781,000 | 7,355 |
| Total bank equity capital | $4,781,000 | 7,355 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $50,000 | 7,673 |
| Surplus | $200,000 | 8,215 |
| Undivided profits | $4,531,000 | 4,879 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $80,000 | 7,095 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $595,000 | 4,894 |
| Earning assets | $33,099,000 | 7,787 |
| Long-term assets (5+ years) | $3,314,000 | 6,803 |
| Average Assets, year-to-date | $38,014,750 | 7,664 |
| Average Assets, quarterly | $37,438,500 | 7,728 |
| Volatile liabilities | $1,771,000 | 8,571 |
| Insider loans | $272,000 | 6,451 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $6,077,000 | 5,359 |
| Tier 1 (core) risk-based capital | $4,775,000 | 7,248 |
| Tier 2 risk-based capital | $278,000 | 7,285 |
| Total risk weighted assets | $25,229,000 | 7,477 |
| Total unused commitments | $6,077,000 | 5,366 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 12 | 7,773 |
| Assets and Liabilities | ||
| Total Assets: | $37,464,000 | 7,758 |
| Cash and due from depository institutions | $2,015,000 | 7,773 |
| Interest-bearing balances | $24,000 | 6,374 |
| Securities | $10,276,000 | 6,429 |
| Federal funds sold & reverse repurchase agreements | $2,045,000 | 4,756 |
| Net loans & leases | $21,729,000 | 7,557 |
| Loan loss allowance | $278,000 | 7,564 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $830,000 | 6,268 |
| Other real estate owned | $0 | 7,773 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $569,000 | 7,783 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $37,464,000 | 7,758 |
| Total liabilities | $32,740,000 | 7,756 |
| Total deposits | $32,243,000 | 7,660 |
| Interest-bearing deposits | $29,906,000 | 7,422 |
| Deposits held in domestic offices | $32,243,000 | 7,659 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $121,000 | 5,581 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $376,000 | 5,898 |
| Total equity capital | $4,724,000 | 7,414 |
| Total bank equity capital | $4,724,000 | 7,414 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $50,000 | 7,702 |
| Surplus | $200,000 | 8,239 |
| Undivided profits | $4,474,000 | 4,960 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $82,000 | 7,063 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $390,000 | 6,208 |
| Earning assets | $34,074,000 | 7,740 |
| Long-term assets (5+ years) | $3,343,000 | 6,741 |
| Average Assets, year-to-date | $38,215,330 | 7,673 |
| Average Assets, quarterly | $38,007,000 | 7,713 |
| Volatile liabilities | $2,077,000 | 8,491 |
| Insider loans | $254,000 | 6,522 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $7,105,000 | 4,974 |
| Tier 1 (core) risk-based capital | $4,699,000 | 7,258 |
| Tier 2 risk-based capital | $278,000 | 7,277 |
| Total risk weighted assets | $24,013,000 | 7,581 |
| Total unused commitments | $7,105,000 | 4,987 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 12 | 7,782 |
| Assets and Liabilities | ||
| Total Assets: | $38,550,000 | 7,700 |
| Cash and due from depository institutions | $2,167,000 | 7,782 |
| Interest-bearing balances | $26,000 | 6,262 |
| Securities | $10,269,000 | 6,443 |
| Federal funds sold & reverse repurchase agreements | $3,075,000 | 4,375 |
| Net loans & leases | $21,530,000 | 7,577 |
| Loan loss allowance | $228,000 | 7,935 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $853,000 | 6,196 |
| Other real estate owned | $0 | 7,782 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $656,000 | 7,517 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,550,000 | 7,700 |
| Total liabilities | $33,885,000 | 7,713 |
| Total deposits | $33,444,000 | 7,579 |
| Interest-bearing deposits | $30,603,000 | 7,377 |
| Deposits held in domestic offices | $33,444,000 | 7,578 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $17,000 | 5,655 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $424,000 | 5,600 |
| Total equity capital | $4,665,000 | 7,414 |
| Total bank equity capital | $4,665,000 | 7,414 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $50,000 | 7,740 |
| Surplus | $200,000 | 8,277 |
| Undivided profits | $4,415,000 | 4,927 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $83,000 | 7,070 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $438,000 | 5,853 |
| Earning assets | $34,900,000 | 7,704 |
| Long-term assets (5+ years) | $3,092,000 | 6,788 |
| Average Assets, year-to-date | $38,591,000 | 7,678 |
| Average Assets, quarterly | $38,591,000 | 7,678 |
| Volatile liabilities | $1,968,000 | 8,556 |
| Insider loans | $256,000 | 6,534 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $7,290,000 | 4,863 |
| Tier 1 (core) risk-based capital | $4,650,000 | 7,258 |
| Tier 2 risk-based capital | $228,000 | 7,738 |
| Total risk weighted assets | $24,126,000 | 7,581 |
| Total unused commitments | $7,290,000 | 4,876 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 12 | 7,803 |
| Assets and Liabilities | ||
| Total Assets: | $38,632,000 | 7,696 |
| Cash and due from depository institutions | $2,488,000 | 7,803 |
| Interest-bearing balances | $19,000 | 6,378 |
| Securities | $10,378,000 | 6,427 |
| Federal funds sold & reverse repurchase agreements | $2,300,000 | 4,546 |
| Net loans & leases | $21,768,000 | 7,602 |
| Loan loss allowance | $233,000 | 7,899 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $875,000 | 6,147 |
| Other real estate owned | $0 | 7,803 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $823,000 | 7,040 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,632,000 | 7,696 |
| Total liabilities | $34,018,000 | 7,708 |
| Total deposits | $33,438,000 | 7,594 |
| Interest-bearing deposits | $30,698,000 | 7,359 |
| Deposits held in domestic offices | $33,438,000 | 7,592 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $150,000 | 5,531 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $430,000 | 5,665 |
| Total equity capital | $4,614,000 | 7,428 |
| Total bank equity capital | $4,614,000 | 7,428 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $50,000 | 7,773 |
| Surplus | $200,000 | 8,308 |
| Undivided profits | $4,364,000 | 4,944 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $102,000 | 6,798 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $569,000 | 5,143 |
| Earning assets | $34,465,000 | 7,744 |
| Long-term assets (5+ years) | $3,011,000 | 6,791 |
| Average Assets, year-to-date | $38,584,600 | 7,569 |
| Average Assets, quarterly | $38,376,500 | 7,692 |
| Volatile liabilities | $2,149,000 | 8,517 |
| Insider loans | $291,000 | 6,364 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $7,149,000 | 4,805 |
| Tier 1 (core) risk-based capital | $4,583,000 | 7,288 |
| Tier 2 risk-based capital | $233,000 | 7,702 |
| Total risk weighted assets | $24,506,000 | 7,596 |
| Total unused commitments | $7,149,000 | 4,810 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 13 | 7,739 |
| Assets and Liabilities | ||
| Total Assets: | $39,665,000 | 7,637 |
| Cash and due from depository institutions | $2,508,000 | 7,739 |
| Interest-bearing balances | $18,000 | 6,361 |
| Securities | $10,398,000 | 6,423 |
| Federal funds sold & reverse repurchase agreements | $2,350,000 | 4,482 |
| Net loans & leases | $22,518,000 | 7,586 |
| Loan loss allowance | $277,000 | 7,563 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $959,000 | 5,986 |
| Other real estate owned | $0 | 7,739 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $932,000 | 6,815 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,665,000 | 7,637 |
| Total liabilities | $35,201,000 | 7,622 |
| Total deposits | $34,633,000 | 7,489 |
| Interest-bearing deposits | $31,502,000 | 7,315 |
| Deposits held in domestic offices | $34,633,000 | 7,487 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $43,000 | 5,521 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $525,000 | 5,275 |
| Total equity capital | $4,464,000 | 7,467 |
| Total bank equity capital | $4,464,000 | 7,467 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $50,000 | 7,980 |
| Surplus | $200,000 | 8,527 |
| Undivided profits | $4,214,000 | 4,885 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $686,000 | 4,761 |
| Earning assets | $35,284,000 | 7,701 |
| Long-term assets (5+ years) | $2,709,000 | 7,025 |
| Average Assets, year-to-date | $38,003,200 | 7,599 |
| Average Assets, quarterly | $38,696,500 | 7,663 |
| Volatile liabilities | $2,128,000 | 8,690 |
| Insider loans | $294,000 | 6,433 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $6,583,000 | 4,881 |
| Tier 1 (core) risk-based capital | $4,412,000 | 7,378 |
| Tier 2 risk-based capital | $277,000 | 7,292 |
| Total risk weighted assets | $25,377,000 | 7,533 |
| Total unused commitments | $6,583,000 | 4,887 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 13 | 7,848 |
| Assets and Liabilities | ||
| Total Assets: | $38,404,000 | 7,712 |
| Cash and due from depository institutions | $1,583,000 | 7,848 |
| Interest-bearing balances | $18,000 | 6,045 |
| Securities | $10,996,000 | 6,497 |
| Federal funds sold & reverse repurchase agreements | $1,660,000 | 4,597 |
| Net loans & leases | $22,275,000 | 7,641 |
| Loan loss allowance | $316,000 | 7,156 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,052,000 | 5,824 |
| Other real estate owned | $0 | 7,848 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $838,000 | 6,693 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,404,000 | 7,712 |
| Total liabilities | $34,110,000 | 7,691 |
| Total deposits | $33,588,000 | 7,552 |
| Interest-bearing deposits | $30,824,000 | 7,310 |
| Deposits held in domestic offices | $33,588,000 | 7,551 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $46,000 | 5,567 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $476,000 | 5,944 |
| Total equity capital | $4,294,000 | 7,636 |
| Total bank equity capital | $4,294,000 | 7,636 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $50,000 | 8,238 |
| Surplus | $200,000 | 8,779 |
| Undivided profits | $4,044,000 | 4,928 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $533,000 | 4,892 |
| Earning assets | $34,949,000 | 7,709 |
| Long-term assets (5+ years) | $3,785,000 | 6,514 |
| Average Assets, year-to-date | $37,459,200 | 7,605 |
| Average Assets, quarterly | $37,994,500 | 7,696 |
| Volatile liabilities | $1,579,000 | 9,118 |
| Insider loans | $240,000 | 6,857 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $7,336,000 | 4,464 |
| Tier 1 (core) risk-based capital | $4,299,000 | 7,536 |
| Tier 2 risk-based capital | $299,800 | 7,062 |
| Total risk weighted assets | $23,967,400 | 7,684 |
| Total unused commitments | $7,336,000 | 4,465 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 13 | 8,108 |
| Assets and Liabilities | ||
| Total Assets: | $37,741,000 | 7,842 |
| Cash and due from depository institutions | $1,210,000 | 8,108 |
| Interest-bearing balances | $42,000 | 5,576 |
| Securities | $9,997,000 | 7,074 |
| Federal funds sold & reverse repurchase agreements | $3,860,000 | 2,381 |
| Net loans & leases | $20,862,000 | 7,859 |
| Loan loss allowance | $315,000 | 7,234 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,139,000 | 5,664 |
| Other real estate owned | $0 | 8,108 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $673,000 | 7,431 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $37,741,000 | 7,842 |
| Total liabilities | $33,597,000 | 7,835 |
| Total deposits | $33,137,000 | 7,703 |
| Interest-bearing deposits | $30,693,000 | 7,423 |
| Deposits held in domestic offices | $33,137,000 | 7,701 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $92,000 | 5,518 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $368,000 | 6,333 |
| Total equity capital | $4,144,000 | 7,685 |
| Total bank equity capital | $4,144,000 | 7,685 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $50,000 | 8,528 |
| Surplus | $200,000 | 9,068 |
| Undivided profits | $3,894,000 | 4,862 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $461,000 | 4,873 |
| Earning assets | $34,761,000 | 7,785 |
| Long-term assets (5+ years) | $3,695,000 | 6,832 |
| Average Assets, year-to-date | $37,587,000 | 7,728 |
| Average Assets, quarterly | $37,721,500 | 7,807 |
| Volatile liabilities | $1,376,000 | 9,410 |
| Insider loans | $228,000 | 6,983 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $7,863,000 | 4,341 |
| Tier 1 (core) risk-based capital | $4,169,000 | 7,693 |
| Tier 2 risk-based capital | $287,080 | 7,160 |
| Total risk weighted assets | $22,938,080 | 7,824 |
| Total unused commitments | $7,863,000 | 4,345 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 13 | 8,274 |
| Assets and Liabilities | ||
| Total Assets: | $38,195,000 | 7,933 |
| Cash and due from depository institutions | $1,505,000 | 8,274 |
| Interest-bearing balances | $27,000 | 5,887 |
| Securities | $7,179,000 | 7,970 |
| Federal funds sold & reverse repurchase agreements | $5,105,000 | 3,337 |
| Net loans & leases | $21,627,000 | 7,756 |
| Loan loss allowance | $334,000 | 7,037 |
| Trading account assets | $999,000 | 146 |
| Bank premises and fixed assets | $1,104,000 | 5,677 |
| Other real estate owned | $0 | 8,274 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $676,000 | 7,280 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,195,000 | 7,933 |
| Total liabilities | $34,196,000 | 7,886 |
| Total deposits | $31,669,000 | 7,974 |
| Interest-bearing deposits | $28,775,000 | 7,753 |
| Deposits held in domestic offices | $31,669,000 | 7,973 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,029,000 | 3,213 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $498,000 | 5,770 |
| Total equity capital | $3,999,000 | 7,929 |
| Total bank equity capital | $3,999,000 | 7,929 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $50,000 | 8,719 |
| Surplus | $200,000 | 9,278 |
| Undivided profits | $3,749,000 | 5,288 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $328,000 | 4,996 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $513,000 | 4,514 |
| Earning assets | $34,937,000 | 7,923 |
| Long-term assets (5+ years) | $3,721,000 | 6,811 |
| Average Assets, year-to-date | $36,019,800 | 7,921 |
| Average Assets, quarterly | $37,225,000 | 7,940 |
| Volatile liabilities | $1,518,000 | 9,400 |
| Insider loans | $184,000 | 7,343 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $7,394,000 | 4,360 |
| Tier 1 (core) risk-based capital | $3,999,000 | 7,802 |
| Tier 2 risk-based capital | $303,290 | 6,960 |
| Total risk weighted assets | $24,232,790 | 7,610 |
| Total unused commitments | $7,394,000 | 4,366 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 14 | 8,372 |
| Assets and Liabilities | ||
| Total Assets: | $35,540,000 | 8,320 |
| Cash and due from depository institutions | $1,426,000 | 8,372 |
| Interest-bearing balances | $9,000 | 6,194 |
| Securities | $10,758,000 | 7,169 |
| Federal funds sold & reverse repurchase agreements | $825,000 | 6,690 |
| Net loans & leases | $20,648,000 | 8,166 |
| Loan loss allowance | $241,000 | 8,275 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,175,000 | 5,475 |
| Other real estate owned | $0 | 8,372 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $708,000 | 7,356 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $35,540,000 | 8,320 |
| Total liabilities | $31,784,000 | 8,294 |
| Total deposits | $31,232,000 | 8,198 |
| Interest-bearing deposits | $28,900,000 | 7,920 |
| Deposits held in domestic offices | $31,232,000 | 8,196 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $142,000 | 4,668 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $410,000 | 6,651 |
| Total equity capital | $3,756,000 | 8,255 |
| Total bank equity capital | $3,756,000 | 8,255 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $50,000 | 9,107 |
| Surplus | $200,000 | 9,672 |
| Undivided profits | $3,506,000 | 5,571 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,000 | 9,312 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $530,000 | 4,460 |
| Earning assets | $32,240,000 | 8,341 |
| Long-term assets (5+ years) | $4,047,000 | 6,471 |
| Average Assets, year-to-date | $34,969,400 | 8,223 |
| Average Assets, quarterly | $34,941,000 | 8,327 |
| Volatile liabilities | $1,628,000 | 9,622 |
| Insider loans | $202,000 | 7,452 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $7,057,000 | 4,317 |
| Tier 1 (core) risk-based capital | $3,754,000 | 8,155 |
| Tier 2 risk-based capital | $241,000 | 7,823 |
| Total risk weighted assets | $22,164,400 | 8,092 |
| Total unused commitments | $7,057,000 | 4,319 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 14 | 8,770 |
| Assets and Liabilities | ||
| Total Assets: | $35,799,000 | 8,595 |
| Cash and due from depository institutions | $1,613,000 | 8,770 |
| Interest-bearing balances | $7,000 | 6,306 |
| Securities | $12,283,000 | 7,196 |
| Federal funds sold & reverse repurchase agreements | $990,000 | 6,492 |
| Net loans & leases | $18,977,000 | 8,631 |
| Loan loss allowance | $249,000 | 8,517 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,227,000 | 5,350 |
| Other real estate owned | $0 | 8,770 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $709,000 | 7,589 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $35,799,000 | 8,595 |
| Total liabilities | $32,297,000 | 8,537 |
| Total deposits | $31,891,000 | 8,426 |
| Interest-bearing deposits | $29,323,000 | 8,147 |
| Deposits held in domestic offices | $31,891,000 | 8,422 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $66,000 | 4,982 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $340,000 | 7,429 |
| Total equity capital | $3,502,000 | 8,675 |
| Total bank equity capital | $3,502,000 | 8,675 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $50,000 | 9,556 |
| Surplus | $200,000 | 10,141 |
| Undivided profits | $3,252,000 | 5,827 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $33,000 | 9,446 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $479,000 | 4,851 |
| Earning assets | $32,257,000 | 8,632 |
| Long-term assets (5+ years) | $4,399,000 | 6,170 |
| Average Assets, year-to-date | $34,851,800 | 8,523 |
| Average Assets, quarterly | $35,112,000 | 8,605 |
| Volatile liabilities | $944,000 | 10,573 |
| Insider loans | $169,000 | 8,020 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $7,669,000 | 4,005 |
| Tier 1 (core) risk-based capital | $3,506,000 | 8,602 |
| Tier 2 risk-based capital | $249,000 | 7,937 |
| Total risk weighted assets | $20,793,800 | 8,510 |
| Total unused commitments | $7,669,000 | 4,019 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 13 | 9,438 |
| Assets and Liabilities | ||
| Total Assets: | $34,782,000 | 8,984 |
| Cash and due from depository institutions | $1,430,000 | 9,438 |
| Interest-bearing balances | $6,000 | 6,568 |
| Securities | $9,703,000 | 8,383 |
| Federal funds sold & reverse repurchase agreements | $3,600,000 | 3,807 |
| Net loans & leases | $18,330,000 | 8,922 |
| Loan loss allowance | $250,000 | 8,747 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $981,000 | 6,113 |
| Other real estate owned | $0 | 9,438 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $738,000 | 7,645 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $34,782,000 | 8,984 |
| Total liabilities | $31,536,000 | 8,916 |
| Total deposits | $31,010,000 | 8,818 |
| Interest-bearing deposits | $28,639,000 | 8,490 |
| Deposits held in domestic offices | $31,010,000 | 8,813 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $7,000 | 5,054 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $519,000 | 6,067 |
| Total equity capital | $3,246,000 | 9,186 |
| Total bank equity capital | $3,246,000 | 9,186 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $50,000 | 10,014 |
| Surplus | $200,000 | 10,561 |
| Undivided profits | $2,996,000 | 6,215 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $46,000 | 9,406 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $494,000 | 4,791 |
| Earning assets | $31,639,000 | 8,975 |
| Long-term assets (5+ years) | $3,954,000 | 6,396 |
| Average Assets, year-to-date | $32,865,400 | 9,014 |
| Average Assets, quarterly | $33,877,000 | 9,015 |
| Volatile liabilities | $1,191,000 | 10,607 |
| Insider loans | $148,000 | 8,537 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $7,332,000 | 4,006 |
| Tier 1 (core) risk-based capital | $3,237,000 | 9,098 |
| Tier 2 risk-based capital | $250,000 | 8,049 |
| Total risk weighted assets | $20,457,900 | 8,723 |
| Total unused commitments | $7,332,000 | 4,018 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 12 | 10,160 |
| Assets and Liabilities | ||
| Total Assets: | $32,738,000 | 9,434 |
| Cash and due from depository institutions | $1,252,000 | 10,160 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $10,326,000 | 8,634 |
| Federal funds sold & reverse repurchase agreements | $1,900,000 | 3,889 |
| Net loans & leases | $18,446,000 | 9,067 |
| Loan loss allowance | $288,000 | 8,569 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $93,000 | 11,688 |
| Other real estate owned | $0 | 10,160 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $721,000 | 8,145 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $32,738,000 | 9,434 |
| Total liabilities | $29,847,000 | 9,361 |
| Total deposits | $29,425,000 | 9,253 |
| Interest-bearing deposits | $26,807,000 | 8,965 |
| Deposits held in domestic offices | $29,425,000 | 9,248 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $52,000 | 5,004 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $370,000 | 6,416 |
| Total equity capital | $2,891,000 | 9,636 |
| Total bank equity capital | $2,891,000 | 9,636 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $50,000 | 10,556 |
| Surplus | $200,000 | 11,039 |
| Undivided profits | $2,641,000 | 6,312 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $445,000 | 4,714 |
| Earning assets | $30,672,000 | 9,291 |
| Long-term assets (5+ years) | $4,400,000 | 6,362 |
| Average Assets, year-to-date | $31,266,200 | 9,533 |
| Average Assets, quarterly | $31,933,000 | 9,507 |
| Volatile liabilities | $508,000 | 11,863 |
| Insider loans | $121,000 | 9,138 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $6,419,000 | 4,217 |
| Tier 1 (core) risk-based capital | $2,913,000 | 9,708 |
| Tier 2 risk-based capital | $240,940 | 8,409 |
| Total risk weighted assets | $19,227,940 | 9,127 |
| Total unused commitments | $6,419,000 | 4,224 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 12 | 10,651 |
| Assets and Liabilities | ||
| Total Assets: | $30,282,000 | 10,132 |
| Cash and due from depository institutions | $1,213,000 | 10,651 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $10,885,000 | 8,764 |
| Federal funds sold & reverse repurchase agreements | $425,000 | 9,311 |
| Net loans & leases | $17,040,000 | 9,498 |
| Loan loss allowance | $292,000 | 8,773 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $105,000 | 12,153 |
| Other real estate owned | $0 | 10,651 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $614,000 | 8,443 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $30,282,000 | 10,132 |
| Total liabilities | $27,635,000 | 10,071 |
| Total deposits | $27,251,000 | 9,988 |
| Interest-bearing deposits | $25,040,000 | 9,641 |
| Deposits held in domestic offices | $27,251,000 | 9,982 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $98,000 | 4,400 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $286,000 | 7,765 |
| Total equity capital | $2,647,000 | 10,312 |
| Total bank equity capital | $2,647,000 | 10,312 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $50,000 | 11,073 |
| Surplus | $200,000 | 11,527 |
| Undivided profits | $2,397,000 | 6,931 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 12,424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $383,000 | 4,845 |
| Earning assets | $28,350,000 | 9,996 |
| Long-term assets (5+ years) | $4,484,000 | 6,736 |
| Average Assets, year-to-date | $30,499,200 | 9,953 |
| Average Assets, quarterly | $30,356,500 | 10,069 |
| Volatile liabilities | $344,000 | 12,643 |
| Insider loans | $120,000 | 9,417 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,324,000 | 4,702 |
| Tier 1 (core) risk-based capital | $2,634,000 | 10,290 |
| Tier 2 risk-based capital | $217,070 | 8,992 |
| Total risk weighted assets | $17,290,370 | 9,809 |
| Total unused commitments | $5,324,000 | 4,728 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 12 | 11,041 |
| Assets and Liabilities | ||
| Total Assets: | $30,686,000 | 10,324 |
| Cash and due from depository institutions | $1,551,000 | 11,041 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $13,093,000 | 7,956 |
| Federal funds sold & reverse repurchase agreements | $875,000 | 9,060 |
| Net loans & leases | $14,473,000 | 10,341 |
| Loan loss allowance | $294,000 | 8,917 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $102,000 | 12,714 |
| Other real estate owned | $0 | 11,041 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $592,000 | 8,917 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $30,686,000 | 10,324 |
| Total liabilities | $28,126,000 | 10,268 |
| Total deposits | $27,705,000 | 10,189 |
| Interest-bearing deposits | $25,989,000 | 9,749 |
| Deposits held in domestic offices | $27,705,000 | 10,184 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $117,000 | 4,204 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $304,000 | 8,173 |
| Total equity capital | $2,560,000 | 10,472 |
| Total bank equity capital | $2,560,000 | 10,472 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $50,000 | 11,578 |
| Surplus | $200,000 | 11,968 |
| Undivided profits | $2,310,000 | 6,911 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,000 | 12,557 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $320,000 | 6,199 |
| Earning assets | $28,441,000 | 10,205 |
| Long-term assets (5+ years) | $2,768,000 | 8,198 |
| Average Assets, year-to-date | $31,577,200 | 10,041 |
| Average Assets, quarterly | $30,751,000 | 10,256 |
| Volatile liabilities | $358,000 | 13,159 |
| Insider loans | $10,000 | 8,834 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,130,000 | 5,164 |
| Tier 1 (core) risk-based capital | $2,560,000 | 10,425 |
| Tier 2 risk-based capital | $194,590 | 9,588 |
| Total risk weighted assets | $15,467,690 | 10,498 |
| Total unused commitments | $4,130,000 | 5,194 |
| Derivatives | $0 | 651 |