Home > The First National Bank of Akron > Income and Expense
The First National Bank of Akron, Income and Expense
1998-12-31 (YTD Data) | Rank | |
Total interest income | $1,057,000 | 9,801 |
Total interest expense | $468,000 | 9,757 |
Net interest income | $589,000 | 9,762 |
Provision for loan and lease losses | $4,000 | 8,522 |
Total noninterest income | $89,000 | 9,200 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $79,000 | 7,318 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $10,000 | 9,972 |
Total noninterest expense | $412,000 | 10,024 |
Salaries and employee benefits | $241,000 | 9,920 |
Premises and equipment expense | $42,000 | 9,982 |
Additional noninterest expense | $129,000 | 9,873 |
Pre-tax net operating income | $262,000 | 8,598 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $102,000 | 7,498 |
Income before extraordinary items | $160,000 | 8,909 |
Extraordinary gains, net | $0 | 32 |
Net income | $160,000 | 8,907 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $10,000 | 7,038 |
Cash dividends | $111,000 | 6,161 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $160,000 | 8,844 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $1,044,000 | 10,261 |
Total interest expense | $455,000 | 10,213 |
Net interest income | $589,000 | 10,211 |
Provision for loan and lease losses | $0 | 8,829 |
Total noninterest income | $85,000 | 9,672 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $69,000 | 7,917 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $16,000 | 10,083 |
Total noninterest expense | $387,000 | 10,513 |
Salaries and employee benefits | $258,000 | 10,222 |
Premises and equipment expense | $77,000 | 9,513 |
Additional noninterest expense | $52,000 | 10,822 |
Pre-tax net operating income | $287,000 | 9,064 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $97,000 | 8,449 |
Income before extraordinary items | $190,000 | 9,246 |
Extraordinary gains, net | $0 | 44 |
Net income | $190,000 | 9,249 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-3,000 | 9,638 |
Cash dividends | $0 | 7,871 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $190,000 | 9,203 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $914,000 | 10,917 |
Total interest expense | $408,000 | 10,853 |
Net interest income | $506,000 | 10,880 |
Provision for loan and lease losses | $0 | 9,041 |
Total noninterest income | $75,000 | 10,373 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $66,000 | 8,366 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $9,000 | 11,015 |
Total noninterest expense | $368,000 | 11,070 |
Salaries and employee benefits | $244,000 | 10,754 |
Premises and equipment expense | $25,000 | 11,228 |
Additional noninterest expense | $99,000 | 11,096 |
Pre-tax net operating income | $213,000 | 9,709 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $65,000 | 9,414 |
Income before extraordinary items | $148,000 | 9,812 |
Extraordinary gains, net | $0 | 53 |
Net income | $148,000 | 9,811 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-9,000 | 10,349 |
Cash dividends | $55,000 | 7,439 |
Sale, conversion, retirement of capital stock, net | $200,000 | 575 |
Net operating income | $148,000 | 9,752 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $806,000 | 11,512 |
Total interest expense | $353,000 | 11,472 |
Net interest income | $453,000 | 11,505 |
Provision for loan and lease losses | $-10,000 | 11,420 |
Total noninterest income | $88,000 | 10,550 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $72,000 | 8,553 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $16,000 | 11,150 |
Total noninterest expense | $359,000 | 11,571 |
Salaries and employee benefits | $223,000 | 11,353 |
Premises and equipment expense | $13,000 | 11,869 |
Additional noninterest expense | $123,000 | 11,391 |
Pre-tax net operating income | $192,000 | 10,514 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $60,000 | 9,978 |
Income before extraordinary items | $132,000 | 10,638 |
Extraordinary gains, net | $0 | 65 |
Net income | $132,000 | 10,640 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-14,000 | 10,842 |
Cash dividends | $65,000 | 7,478 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $132,000 | 10,612 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $613,000 | 12,296 |
Total interest expense | $224,000 | 12,276 |
Net interest income | $389,000 | 12,244 |
Provision for loan and lease losses | $-15,000 | 11,800 |
Total noninterest income | $80,000 | 11,248 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $57,000 | 9,442 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $23,000 | 11,244 |
Total noninterest expense | $336,000 | 12,247 |
Salaries and employee benefits | $188,000 | 12,144 |
Premises and equipment expense | $49,000 | 11,666 |
Additional noninterest expense | $99,000 | 12,293 |
Pre-tax net operating income | $148,000 | 11,282 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $28,000 | 10,970 |
Income before extraordinary items | $120,000 | 11,162 |
Extraordinary gains, net | $0 | 249 |
Net income | $120,000 | 11,168 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-5,000 | 10,447 |
Cash dividends | $47,000 | 8,055 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $120,000 | 11,206 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $612,000 | 12,929 |
Total interest expense | $237,000 | 12,878 |
Net interest income | $375,000 | 12,862 |
Provision for loan and lease losses | $-40,000 | 12,687 |
Total noninterest income | $71,000 | 12,043 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $51,000 | 10,018 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $20,000 | 12,038 |
Total noninterest expense | $361,000 | 12,790 |
Salaries and employee benefits | $197,000 | 12,672 |
Premises and equipment expense | $74,000 | 11,370 |
Additional noninterest expense | $90,000 | 13,029 |
Pre-tax net operating income | $125,000 | 11,678 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $22,000 | 11,565 |
Income before extraordinary items | $103,000 | 11,773 |
Extraordinary gains, net | $11,000 | 2,917 |
Net income | $114,000 | 11,713 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-6,000 | 11,470 |
Cash dividends | $46,000 | 8,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $103,000 | 11,582 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $662,000 | 13,540 |
Total interest expense | $310,000 | 13,451 |
Net interest income | $352,000 | 13,502 |
Provision for loan and lease losses | $-50,000 | 13,611 |
Total noninterest income | $74,000 | 12,451 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $53,000 | 10,193 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $21,000 | 12,470 |
Total noninterest expense | $354,000 | 13,388 |
Salaries and employee benefits | $183,000 | 13,308 |
Premises and equipment expense | $76,000 | 11,645 |
Additional noninterest expense | $95,000 | 13,571 |
Pre-tax net operating income | $122,000 | 11,786 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $28,000 | 11,867 |
Income before extraordinary items | $94,000 | 12,010 |
Extraordinary gains, net | $25,000 | 1,177 |
Net income | $119,000 | 11,768 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-7,000 | 12,654 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $94,000 | 11,712 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.