Home > The First National Bank of Ainsworth > Income and Expense
The First National Bank of Ainsworth, Income and Expense
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,748,000 | 6,973 |
| Total interest expense | $971,000 | 7,000 |
| Net interest income | $1,777,000 | 6,823 |
| Provision for loan and lease losses | $3,000 | 6,791 |
| Total noninterest income | $434,000 | 5,435 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $179,000 | 5,192 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $255,000 | 4,616 |
| Total noninterest expense | $1,408,000 | 7,045 |
| Salaries and employee benefits | $727,000 | 7,179 |
| Premises and equipment expense | $81,000 | 8,024 |
| Additional noninterest expense | $600,000 | 6,056 |
| Pre-tax net operating income | $800,000 | 5,653 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $269,000 | 3,946 |
| Income before extraordinary items | $531,000 | 6,045 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $531,000 | 6,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,970 |
| Cash dividends | $370,000 | 4,199 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $531,000 | 6,044 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,049,000 | 7,023 |
| Total interest expense | $694,000 | 7,075 |
| Net interest income | $1,355,000 | 6,874 |
| Provision for loan and lease losses | $3,000 | 6,614 |
| Total noninterest income | $343,000 | 5,347 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $138,000 | 5,198 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $205,000 | 4,487 |
| Total noninterest expense | $969,000 | 7,247 |
| Salaries and employee benefits | $499,000 | 7,376 |
| Premises and equipment expense | $59,000 | 8,085 |
| Additional noninterest expense | $411,000 | 6,316 |
| Pre-tax net operating income | $726,000 | 5,430 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $210,000 | 4,079 |
| Income before extraordinary items | $516,000 | 5,688 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $516,000 | 5,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,827 |
| Cash dividends | $300,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $516,000 | 5,683 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,334,000 | 7,065 |
| Total interest expense | $445,000 | 7,095 |
| Net interest income | $889,000 | 6,944 |
| Provision for loan and lease losses | $3,000 | 6,297 |
| Total noninterest income | $258,000 | 5,077 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $90,000 | 5,246 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $168,000 | 4,090 |
| Total noninterest expense | $616,000 | 7,375 |
| Salaries and employee benefits | $315,000 | 7,532 |
| Premises and equipment expense | $40,000 | 8,075 |
| Additional noninterest expense | $261,000 | 6,463 |
| Pre-tax net operating income | $528,000 | 5,290 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $147,000 | 4,035 |
| Income before extraordinary items | $381,000 | 5,491 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $381,000 | 5,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,835 |
| Cash dividends | $200,000 | 3,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $381,000 | 5,487 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $656,000 | 7,096 |
| Total interest expense | $216,000 | 7,082 |
| Net interest income | $440,000 | 6,991 |
| Provision for loan and lease losses | $3,000 | 5,795 |
| Total noninterest income | $175,000 | 4,277 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $43,000 | 5,250 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $132,000 | 3,209 |
| Total noninterest expense | $310,000 | 7,374 |
| Salaries and employee benefits | $159,000 | 7,526 |
| Premises and equipment expense | $20,000 | 8,084 |
| Additional noninterest expense | $131,000 | 6,438 |
| Pre-tax net operating income | $302,000 | 4,955 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $76,000 | 3,933 |
| Income before extraordinary items | $226,000 | 5,069 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $226,000 | 5,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,940 |
| Cash dividends | $100,000 | 3,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $226,000 | 5,062 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,473,000 | 7,034 |
| Total interest expense | $749,000 | 6,906 |
| Net interest income | $1,724,000 | 6,995 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $428,000 | 5,582 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $174,000 | 5,339 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $254,000 | 4,698 |
| Total noninterest expense | $1,364,000 | 7,111 |
| Salaries and employee benefits | $701,000 | 7,259 |
| Premises and equipment expense | $72,000 | 8,203 |
| Additional noninterest expense | $591,000 | 6,114 |
| Pre-tax net operating income | $788,000 | 5,909 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $285,000 | 4,198 |
| Income before extraordinary items | $503,000 | 6,364 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $503,000 | 6,369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,996 |
| Cash dividends | $400,000 | 3,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $503,000 | 6,338 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,887,000 | 7,015 |
| Total interest expense | $546,000 | 6,910 |
| Net interest income | $1,341,000 | 6,948 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $269,000 | 6,008 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $132,000 | 5,338 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $137,000 | 5,359 |
| Total noninterest expense | $922,000 | 7,340 |
| Salaries and employee benefits | $468,000 | 7,511 |
| Premises and equipment expense | $57,000 | 8,168 |
| Additional noninterest expense | $397,000 | 6,382 |
| Pre-tax net operating income | $688,000 | 5,679 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $180,000 | 4,564 |
| Income before extraordinary items | $508,000 | 5,863 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $508,000 | 5,867 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,271 |
| Cash dividends | $300,000 | 3,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $508,000 | 5,828 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,261,000 | 6,965 |
| Total interest expense | $359,000 | 6,846 |
| Net interest income | $902,000 | 6,934 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $184,000 | 5,922 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $88,000 | 5,294 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $96,000 | 5,271 |
| Total noninterest expense | $613,000 | 7,346 |
| Salaries and employee benefits | $313,000 | 7,507 |
| Premises and equipment expense | $39,000 | 8,135 |
| Additional noninterest expense | $261,000 | 6,393 |
| Pre-tax net operating income | $473,000 | 5,593 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $120,000 | 4,564 |
| Income before extraordinary items | $353,000 | 5,762 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $353,000 | 5,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,491 |
| Cash dividends | $200,000 | 3,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $353,000 | 5,722 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $655,000 | 6,906 |
| Total interest expense | $175,000 | 6,851 |
| Net interest income | $480,000 | 6,813 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $94,000 | 5,821 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $41,000 | 5,405 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $53,000 | 5,055 |
| Total noninterest expense | $307,000 | 7,399 |
| Salaries and employee benefits | $158,000 | 7,541 |
| Premises and equipment expense | $20,000 | 8,171 |
| Additional noninterest expense | $129,000 | 6,456 |
| Pre-tax net operating income | $267,000 | 5,288 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $60,000 | 4,523 |
| Income before extraordinary items | $207,000 | 5,332 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $207,000 | 5,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $100,000 | 2,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $207,000 | 5,299 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,227,000 | 7,159 |
| Total interest expense | $671,000 | 6,687 |
| Net interest income | $1,556,000 | 7,243 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $363,000 | 6,003 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $202,000 | 5,197 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $161,000 | 5,547 |
| Total noninterest expense | $1,269,000 | 7,322 |
| Salaries and employee benefits | $649,000 | 7,477 |
| Premises and equipment expense | $80,000 | 8,210 |
| Additional noninterest expense | $540,000 | 6,329 |
| Pre-tax net operating income | $650,000 | 6,254 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $196,000 | 4,778 |
| Income before extraordinary items | $454,000 | 6,531 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $454,000 | 6,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,112 |
| Cash dividends | $450,000 | 3,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $454,000 | 6,472 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,634,000 | 7,223 |
| Total interest expense | $498,000 | 6,710 |
| Net interest income | $1,136,000 | 7,316 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $272,000 | 6,036 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $155,000 | 5,197 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $117,000 | 5,624 |
| Total noninterest expense | $910,000 | 7,383 |
| Salaries and employee benefits | $486,000 | 7,411 |
| Premises and equipment expense | $59,000 | 8,222 |
| Additional noninterest expense | $365,000 | 6,598 |
| Pre-tax net operating income | $498,000 | 6,330 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $147,000 | 4,877 |
| Income before extraordinary items | $351,000 | 6,599 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $351,000 | 6,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 4,186 |
| Cash dividends | $350,000 | 3,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $351,000 | 6,530 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,076,000 | 7,293 |
| Total interest expense | $330,000 | 6,759 |
| Net interest income | $746,000 | 7,380 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $180,000 | 6,064 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $98,000 | 5,306 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $82,000 | 5,559 |
| Total noninterest expense | $612,000 | 7,416 |
| Salaries and employee benefits | $334,000 | 7,403 |
| Premises and equipment expense | $46,000 | 8,103 |
| Additional noninterest expense | $232,000 | 6,763 |
| Pre-tax net operating income | $314,000 | 6,419 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $98,000 | 4,866 |
| Income before extraordinary items | $216,000 | 6,745 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $216,000 | 6,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,035 |
| Cash dividends | $250,000 | 3,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $216,000 | 6,660 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $540,000 | 7,327 |
| Total interest expense | $165,000 | 6,825 |
| Net interest income | $375,000 | 7,408 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $88,000 | 6,069 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $45,000 | 5,435 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $43,000 | 5,417 |
| Total noninterest expense | $314,000 | 7,404 |
| Salaries and employee benefits | $175,000 | 7,332 |
| Premises and equipment expense | $21,000 | 8,211 |
| Additional noninterest expense | $118,000 | 6,717 |
| Pre-tax net operating income | $149,000 | 6,458 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $49,000 | 4,865 |
| Income before extraordinary items | $100,000 | 6,881 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $100,000 | 6,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,228 |
| Cash dividends | $150,000 | 2,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $100,000 | 6,781 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,338,000 | 7,210 |
| Total interest expense | $785,000 | 6,755 |
| Net interest income | $1,553,000 | 7,287 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $367,000 | 6,146 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $184,000 | 5,442 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $183,000 | 5,464 |
| Total noninterest expense | $1,277,000 | 7,314 |
| Salaries and employee benefits | $671,000 | 7,412 |
| Premises and equipment expense | $95,000 | 8,127 |
| Additional noninterest expense | $511,000 | 6,499 |
| Pre-tax net operating income | $643,000 | 6,184 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $183,000 | 5,048 |
| Income before extraordinary items | $460,000 | 6,519 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $460,000 | 6,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 8,816 |
| Cash dividends | $450,000 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $460,000 | 6,358 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,779,000 | 7,259 |
| Total interest expense | $610,000 | 6,806 |
| Net interest income | $1,169,000 | 7,328 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $271,000 | 6,229 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $136,000 | 5,503 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $135,000 | 5,542 |
| Total noninterest expense | $867,000 | 7,550 |
| Salaries and employee benefits | $481,000 | 7,481 |
| Premises and equipment expense | $61,000 | 8,368 |
| Additional noninterest expense | $325,000 | 6,929 |
| Pre-tax net operating income | $573,000 | 5,978 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $144,000 | 5,164 |
| Income before extraordinary items | $429,000 | 6,186 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $429,000 | 6,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-93,000 | 9,073 |
| Cash dividends | $350,000 | 3,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $429,000 | 6,024 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,173,000 | 7,347 |
| Total interest expense | $425,000 | 6,813 |
| Net interest income | $748,000 | 7,448 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $173,000 | 6,318 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $82,000 | 5,716 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $91,000 | 5,491 |
| Total noninterest expense | $579,000 | 7,562 |
| Salaries and employee benefits | $320,000 | 7,521 |
| Premises and equipment expense | $40,000 | 8,386 |
| Additional noninterest expense | $219,000 | 6,909 |
| Pre-tax net operating income | $342,000 | 6,224 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $137,000 | 4,645 |
| Income before extraordinary items | $205,000 | 6,926 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $205,000 | 6,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-109,000 | 9,137 |
| Cash dividends | $250,000 | 3,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $205,000 | 6,725 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $590,000 | 7,362 |
| Total interest expense | $224,000 | 6,772 |
| Net interest income | $366,000 | 7,502 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $87,000 | 6,231 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $39,000 | 5,725 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $48,000 | 5,346 |
| Total noninterest expense | $285,000 | 7,635 |
| Salaries and employee benefits | $158,000 | 7,587 |
| Premises and equipment expense | $20,000 | 8,398 |
| Additional noninterest expense | $107,000 | 6,979 |
| Pre-tax net operating income | $168,000 | 6,239 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $91,000 | 4,120 |
| Income before extraordinary items | $77,000 | 7,360 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $77,000 | 7,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-92,000 | 9,197 |
| Cash dividends | $150,000 | 2,511 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $77,000 | 7,204 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,721,000 | 7,135 |
| Total interest expense | $1,142,000 | 6,564 |
| Net interest income | $1,579,000 | 7,307 |
| Provision for loan and lease losses | $174,000 | 4,664 |
| Total noninterest income | $334,000 | 6,210 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $154,000 | 5,785 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $180,000 | 5,232 |
| Total noninterest expense | $1,336,000 | 7,164 |
| Salaries and employee benefits | $658,000 | 7,461 |
| Premises and equipment expense | $84,000 | 8,390 |
| Additional noninterest expense | $594,000 | 5,970 |
| Pre-tax net operating income | $403,000 | 7,151 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $56,000 | 6,444 |
| Income before extraordinary items | $347,000 | 7,087 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $347,000 | 7,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 3,607 |
| Cash dividends | $925,000 | 2,390 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $347,000 | 6,971 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,434,000 | 6,814 |
| Total interest expense | $1,671,000 | 6,647 |
| Net interest income | $1,763,000 | 6,861 |
| Provision for loan and lease losses | $10,000 | 7,930 |
| Total noninterest income | $283,000 | 6,561 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $146,000 | 5,853 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $137,000 | 5,711 |
| Total noninterest expense | $1,489,000 | 6,820 |
| Salaries and employee benefits | $665,000 | 7,353 |
| Premises and equipment expense | $101,000 | 8,285 |
| Additional noninterest expense | $723,000 | 5,165 |
| Pre-tax net operating income | $547,000 | 6,372 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $148,000 | 5,473 |
| Income before extraordinary items | $399,000 | 6,577 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $399,000 | 6,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $276,000 | 2,365 |
| Cash dividends | $500,000 | 3,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $399,000 | 6,447 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,766,000 | 6,673 |
| Total interest expense | $1,741,000 | 6,719 |
| Net interest income | $2,025,000 | 6,526 |
| Provision for loan and lease losses | $30,000 | 7,204 |
| Total noninterest income | $361,000 | 5,821 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $150,000 | 5,768 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $211,000 | 4,675 |
| Total noninterest expense | $1,377,000 | 7,051 |
| Salaries and employee benefits | $677,000 | 7,304 |
| Premises and equipment expense | $177,000 | 7,125 |
| Additional noninterest expense | $523,000 | 6,260 |
| Pre-tax net operating income | $979,000 | 5,307 |
| Securities gains (losses) | $-7,000 | 8,117 |
| Applicable income taxes | $237,000 | 5,081 |
| Income before extraordinary items | $735,000 | 5,283 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $735,000 | 5,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,105 |
| Cash dividends | $600,000 | 3,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $740,320 | 5,264 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,797,000 | 6,528 |
| Total interest expense | $1,783,000 | 6,387 |
| Net interest income | $2,014,000 | 6,623 |
| Provision for loan and lease losses | $120,000 | 4,720 |
| Total noninterest income | $288,000 | 6,550 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $156,000 | 5,747 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $132,000 | 5,922 |
| Total noninterest expense | $1,432,000 | 6,954 |
| Salaries and employee benefits | $707,000 | 7,200 |
| Premises and equipment expense | $142,000 | 7,811 |
| Additional noninterest expense | $583,000 | 5,928 |
| Pre-tax net operating income | $750,000 | 6,128 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $191,000 | 5,803 |
| Income before extraordinary items | $560,000 | 6,105 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $560,000 | 6,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 2,758 |
| Cash dividends | $450,000 | 3,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $559,250 | 6,081 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,010,000 | 6,472 |
| Total interest expense | $2,056,000 | 6,094 |
| Net interest income | $1,954,000 | 6,751 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $262,000 | 6,866 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $155,000 | 5,840 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 6,480 |
| Total noninterest expense | $1,251,000 | 7,402 |
| Salaries and employee benefits | $722,000 | 7,062 |
| Premises and equipment expense | $99,000 | 8,732 |
| Additional noninterest expense | $430,000 | 6,978 |
| Pre-tax net operating income | $905,000 | 5,717 |
| Securities gains (losses) | $-1,000 | 9,769 |
| Applicable income taxes | $245,000 | 5,696 |
| Income before extraordinary items | $659,000 | 5,775 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $659,000 | 5,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,498 |
| Cash dividends | $500,000 | 3,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $659,730 | 5,666 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,064,000 | 6,602 |
| Total interest expense | $2,099,000 | 6,082 |
| Net interest income | $1,965,000 | 6,983 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $258,000 | 7,121 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $163,000 | 5,934 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 6,917 |
| Total noninterest expense | $1,199,000 | 7,681 |
| Salaries and employee benefits | $695,000 | 7,340 |
| Premises and equipment expense | $115,000 | 8,614 |
| Additional noninterest expense | $389,000 | 7,450 |
| Pre-tax net operating income | $964,000 | 5,942 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $258,000 | 6,177 |
| Income before extraordinary items | $706,000 | 5,875 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $706,000 | 5,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,643 |
| Cash dividends | $500,000 | 3,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $706,000 | 5,832 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,994,000 | 6,880 |
| Total interest expense | $2,127,000 | 6,169 |
| Net interest income | $1,867,000 | 7,431 |
| Provision for loan and lease losses | $100,000 | 5,070 |
| Total noninterest income | $246,000 | 7,646 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $144,000 | 6,583 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 7,055 |
| Total noninterest expense | $1,082,000 | 8,393 |
| Salaries and employee benefits | $619,000 | 8,012 |
| Premises and equipment expense | $127,000 | 8,603 |
| Additional noninterest expense | $336,000 | 8,505 |
| Pre-tax net operating income | $931,000 | 5,986 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $211,000 | 6,981 |
| Income before extraordinary items | $721,000 | 5,669 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $721,000 | 5,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 7,019 |
| Cash dividends | $450,000 | 3,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $720,230 | 5,622 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,204,000 | 6,793 |
| Total interest expense | $2,237,000 | 6,009 |
| Net interest income | $1,967,000 | 7,382 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $201,000 | 8,415 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $139,000 | 6,895 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 8,656 |
| Total noninterest expense | $1,208,000 | 8,180 |
| Salaries and employee benefits | $658,000 | 8,002 |
| Premises and equipment expense | $113,000 | 9,239 |
| Additional noninterest expense | $437,000 | 7,839 |
| Pre-tax net operating income | $960,000 | 6,157 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $239,000 | 6,808 |
| Income before extraordinary items | $720,000 | 5,864 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $720,000 | 5,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-124,000 | 11,776 |
| Cash dividends | $425,000 | 3,712 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $720,750 | 5,844 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,909,000 | 6,818 |
| Total interest expense | $1,791,000 | 6,097 |
| Net interest income | $2,118,000 | 7,275 |
| Provision for loan and lease losses | $180,000 | 3,202 |
| Total noninterest income | $210,000 | 8,565 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $146,000 | 6,989 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 8,924 |
| Total noninterest expense | $1,158,000 | 8,777 |
| Salaries and employee benefits | $610,000 | 8,545 |
| Premises and equipment expense | $123,000 | 9,301 |
| Additional noninterest expense | $425,000 | 8,578 |
| Pre-tax net operating income | $990,000 | 6,002 |
| Securities gains (losses) | $-9,000 | 9,765 |
| Applicable income taxes | $255,000 | 6,452 |
| Income before extraordinary items | $726,000 | 5,759 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $726,000 | 5,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 2,661 |
| Cash dividends | $450,000 | 3,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $732,660 | 5,786 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,359,000 | 7,742 |
| Total interest expense | $1,526,000 | 7,126 |
| Net interest income | $1,833,000 | 8,155 |
| Provision for loan and lease losses | $60,000 | 6,949 |
| Total noninterest income | $211,000 | 9,014 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $138,000 | 7,392 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 8,943 |
| Total noninterest expense | $1,036,000 | 9,576 |
| Salaries and employee benefits | $559,000 | 9,133 |
| Premises and equipment expense | $107,000 | 10,233 |
| Additional noninterest expense | $370,000 | 9,605 |
| Pre-tax net operating income | $948,000 | 6,121 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $155,000 | 8,513 |
| Income before extraordinary items | $793,000 | 5,608 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $793,000 | 5,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-38,000 | 12,509 |
| Cash dividends | $350,000 | 3,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $793,000 | 5,368 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,225,000 | 8,601 |
| Total interest expense | $1,586,000 | 8,251 |
| Net interest income | $1,639,000 | 8,842 |
| Provision for loan and lease losses | $90,000 | 7,540 |
| Total noninterest income | $176,000 | 9,902 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $133,000 | 7,585 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 10,841 |
| Total noninterest expense | $881,000 | 10,601 |
| Salaries and employee benefits | $513,000 | 9,651 |
| Premises and equipment expense | $55,000 | 12,495 |
| Additional noninterest expense | $313,000 | 10,647 |
| Pre-tax net operating income | $844,000 | 6,363 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $247,000 | 6,708 |
| Income before extraordinary items | $597,000 | 6,602 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $597,000 | 6,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 12,178 |
| Cash dividends | $260,000 | 4,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $597,000 | 6,236 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.