Home > The First National Bank in Wellington > Income and Expense
The First National Bank in Wellington, Income and Expense
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $898,000 | 5,282 |
| Total interest expense | $142,000 | 5,198 |
| Net interest income | $756,000 | 5,214 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $93,000 | 5,052 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $47,000 | 4,404 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $46,000 | 4,834 |
| Total noninterest expense | $838,000 | 4,544 |
| Salaries and employee benefits | $385,000 | 4,872 |
| Premises and equipment expense | $39,000 | 6,220 |
| Additional noninterest expense | $414,000 | 3,559 |
| Pre-tax net operating income | $11,000 | 6,318 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $11,000 | 6,428 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $11,000 | 6,427 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $11,000 | 6,428 |
| Net charge-offs | $4,000 | 4,348 |
| Cash dividends | $106,000 | 2,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $11,000 | 6,307 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,956,000 | 5,174 |
| Total interest expense | $671,000 | 5,291 |
| Net interest income | $3,285,000 | 5,060 |
| Provision for loan and lease losses | $255,000 | 4,328 |
| Total noninterest income | $430,000 | 4,645 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $226,000 | 4,159 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $204,000 | 4,443 |
| Total noninterest expense | $2,649,000 | 5,195 |
| Salaries and employee benefits | $1,422,000 | 5,098 |
| Premises and equipment expense | $202,000 | 5,997 |
| Additional noninterest expense | $1,025,000 | 4,840 |
| Pre-tax net operating income | $811,000 | 4,069 |
| Securities gains (losses) | $21,000 | 3,059 |
| Applicable income taxes | $36,000 | 3,887 |
| Income before extraordinary items | $796,000 | 3,953 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $796,000 | 3,958 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $796,000 | 3,957 |
| Net charge-offs | $282,000 | 3,871 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $775,840 | 3,869 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,992,000 | 5,222 |
| Total interest expense | $521,000 | 5,326 |
| Net interest income | $2,471,000 | 5,085 |
| Provision for loan and lease losses | $255,000 | 3,836 |
| Total noninterest income | $331,000 | 4,647 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $170,000 | 4,177 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $161,000 | 4,418 |
| Total noninterest expense | $1,979,000 | 5,210 |
| Salaries and employee benefits | $1,086,000 | 5,050 |
| Premises and equipment expense | $154,000 | 6,002 |
| Additional noninterest expense | $739,000 | 4,965 |
| Pre-tax net operating income | $568,000 | 4,305 |
| Securities gains (losses) | $13,000 | 2,968 |
| Applicable income taxes | $25,000 | 3,953 |
| Income before extraordinary items | $556,000 | 4,146 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $556,000 | 4,148 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $556,000 | 4,148 |
| Net charge-offs | $272,000 | 3,354 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $543,520 | 4,054 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,010,000 | 5,233 |
| Total interest expense | $359,000 | 5,368 |
| Net interest income | $1,651,000 | 5,094 |
| Provision for loan and lease losses | $255,000 | 3,217 |
| Total noninterest income | $215,000 | 4,755 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $109,000 | 4,230 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $106,000 | 4,466 |
| Total noninterest expense | $1,311,000 | 5,289 |
| Salaries and employee benefits | $743,000 | 5,016 |
| Premises and equipment expense | $94,000 | 6,199 |
| Additional noninterest expense | $474,000 | 5,133 |
| Pre-tax net operating income | $300,000 | 4,617 |
| Securities gains (losses) | $13,000 | 2,268 |
| Applicable income taxes | $14,000 | 3,977 |
| Income before extraordinary items | $299,000 | 4,452 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $299,000 | 4,451 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $299,000 | 4,453 |
| Net charge-offs | $272,000 | 2,802 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $286,520 | 4,443 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,007,000 | 5,249 |
| Total interest expense | $184,000 | 5,417 |
| Net interest income | $823,000 | 5,092 |
| Provision for loan and lease losses | $75,000 | 3,668 |
| Total noninterest income | $106,000 | 4,809 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $55,000 | 4,170 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $51,000 | 4,640 |
| Total noninterest expense | $635,000 | 5,397 |
| Salaries and employee benefits | $376,000 | 5,019 |
| Premises and equipment expense | $41,000 | 6,442 |
| Additional noninterest expense | $218,000 | 5,320 |
| Pre-tax net operating income | $219,000 | 4,080 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $10,000 | 3,778 |
| Income before extraordinary items | $209,000 | 3,906 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $209,000 | 3,905 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $209,000 | 3,906 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $209,000 | 3,858 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,275,000 | 5,244 |
| Total interest expense | $908,000 | 5,442 |
| Net interest income | $3,367,000 | 5,049 |
| Provision for loan and lease losses | $1,025,000 | 3,006 |
| Total noninterest income | $462,000 | 4,715 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $281,000 | 3,761 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $181,000 | 4,727 |
| Total noninterest expense | $2,731,000 | 5,280 |
| Salaries and employee benefits | $1,504,000 | 5,055 |
| Premises and equipment expense | $193,000 | 6,260 |
| Additional noninterest expense | $1,034,000 | 4,999 |
| Pre-tax net operating income | $73,000 | 5,558 |
| Securities gains (losses) | $1,000 | 3,687 |
| Applicable income taxes | $3,000 | 4,431 |
| Income before extraordinary items | $71,000 | 5,714 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $71,000 | 5,715 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $71,000 | 5,715 |
| Net charge-offs | $965,000 | 2,738 |
| Cash dividends | $7,000 | 4,168 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $70,040 | 5,580 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,252,000 | 5,296 |
| Total interest expense | $706,000 | 5,510 |
| Net interest income | $2,546,000 | 5,092 |
| Provision for loan and lease losses | $850,000 | 2,759 |
| Total noninterest income | $350,000 | 4,777 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $215,000 | 3,790 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $135,000 | 4,807 |
| Total noninterest expense | $1,980,000 | 5,386 |
| Salaries and employee benefits | $1,111,000 | 5,132 |
| Premises and equipment expense | $143,000 | 6,363 |
| Additional noninterest expense | $726,000 | 5,171 |
| Pre-tax net operating income | $66,000 | 5,747 |
| Securities gains (losses) | $1,000 | 3,533 |
| Applicable income taxes | $3,000 | 4,477 |
| Income before extraordinary items | $64,000 | 5,885 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $64,000 | 5,887 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $64,000 | 5,887 |
| Net charge-offs | $787,000 | 2,485 |
| Cash dividends | $7,000 | 3,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $63,040 | 5,745 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,177,000 | 5,319 |
| Total interest expense | $485,000 | 5,550 |
| Net interest income | $1,692,000 | 5,111 |
| Provision for loan and lease losses | $470,000 | 2,946 |
| Total noninterest income | $234,000 | 4,746 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $145,000 | 3,755 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $89,000 | 4,810 |
| Total noninterest expense | $1,273,000 | 5,517 |
| Salaries and employee benefits | $730,000 | 5,186 |
| Premises and equipment expense | $90,000 | 6,496 |
| Additional noninterest expense | $453,000 | 5,354 |
| Pre-tax net operating income | $183,000 | 5,025 |
| Securities gains (losses) | $1,000 | 3,060 |
| Applicable income taxes | $8,000 | 4,167 |
| Income before extraordinary items | $176,000 | 5,056 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $176,000 | 5,059 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $176,000 | 5,058 |
| Net charge-offs | $363,000 | 2,830 |
| Cash dividends | $7,000 | 3,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $175,040 | 4,908 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,063,000 | 5,457 |
| Total interest expense | $254,000 | 5,568 |
| Net interest income | $809,000 | 5,264 |
| Provision for loan and lease losses | $240,000 | 2,748 |
| Total noninterest income | $109,000 | 4,901 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $68,000 | 3,894 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $41,000 | 5,010 |
| Total noninterest expense | $642,000 | 5,556 |
| Salaries and employee benefits | $369,000 | 5,206 |
| Premises and equipment expense | $43,000 | 6,642 |
| Additional noninterest expense | $230,000 | 5,344 |
| Pre-tax net operating income | $36,000 | 5,838 |
| Securities gains (losses) | $1,000 | 2,151 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $37,000 | 5,887 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $37,000 | 5,888 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $37,000 | 5,887 |
| Net charge-offs | $208,000 | 2,387 |
| Cash dividends | $7,000 | 2,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $36,000 | 5,790 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,597,000 | 5,359 |
| Total interest expense | $1,323,000 | 5,445 |
| Net interest income | $3,274,000 | 5,149 |
| Provision for loan and lease losses | $1,525,000 | 2,872 |
| Total noninterest income | $471,000 | 4,839 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $290,000 | 3,934 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $181,000 | 4,810 |
| Total noninterest expense | $2,562,000 | 5,609 |
| Salaries and employee benefits | $1,401,000 | 5,401 |
| Premises and equipment expense | $178,000 | 6,664 |
| Additional noninterest expense | $983,000 | 5,287 |
| Pre-tax net operating income | $-342,000 | 5,850 |
| Securities gains (losses) | $117,000 | 2,004 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-225,000 | 5,850 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-225,000 | 5,849 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-225,000 | 5,849 |
| Net charge-offs | $1,272,000 | 2,570 |
| Cash dividends | $70,000 | 4,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-342,000 | 5,964 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,488,000 | 5,402 |
| Total interest expense | $1,049,000 | 5,445 |
| Net interest income | $2,439,000 | 5,180 |
| Provision for loan and lease losses | $625,000 | 3,465 |
| Total noninterest income | $353,000 | 4,899 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $216,000 | 3,963 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $137,000 | 4,928 |
| Total noninterest expense | $1,949,000 | 5,591 |
| Salaries and employee benefits | $1,114,000 | 5,267 |
| Premises and equipment expense | $132,000 | 6,743 |
| Additional noninterest expense | $703,000 | 5,402 |
| Pre-tax net operating income | $218,000 | 4,854 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $9,000 | 4,072 |
| Income before extraordinary items | $209,000 | 4,803 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $209,000 | 4,804 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $209,000 | 4,804 |
| Net charge-offs | $362,000 | 3,458 |
| Cash dividends | $70,000 | 3,783 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $209,000 | 4,737 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,328,000 | 5,451 |
| Total interest expense | $722,000 | 5,496 |
| Net interest income | $1,606,000 | 5,209 |
| Provision for loan and lease losses | $250,000 | 3,992 |
| Total noninterest income | $221,000 | 5,042 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $140,000 | 4,011 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $81,000 | 5,140 |
| Total noninterest expense | $1,327,000 | 5,581 |
| Salaries and employee benefits | $773,000 | 5,201 |
| Premises and equipment expense | $85,000 | 6,854 |
| Additional noninterest expense | $469,000 | 5,418 |
| Pre-tax net operating income | $250,000 | 4,382 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $11,000 | 3,973 |
| Income before extraordinary items | $239,000 | 4,314 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $239,000 | 4,313 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $239,000 | 4,313 |
| Net charge-offs | $9,000 | 6,044 |
| Cash dividends | $70,000 | 3,511 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $239,000 | 4,201 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,155,000 | 5,522 |
| Total interest expense | $364,000 | 5,583 |
| Net interest income | $791,000 | 5,248 |
| Provision for loan and lease losses | $105,000 | 3,786 |
| Total noninterest income | $108,000 | 5,078 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $67,000 | 4,058 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $41,000 | 5,170 |
| Total noninterest expense | $647,000 | 5,605 |
| Salaries and employee benefits | $411,000 | 5,056 |
| Premises and equipment expense | $41,000 | 6,946 |
| Additional noninterest expense | $195,000 | 5,669 |
| Pre-tax net operating income | $147,000 | 4,540 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $6,000 | 4,227 |
| Income before extraordinary items | $141,000 | 4,444 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $141,000 | 4,447 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $141,000 | 4,447 |
| Net charge-offs | $10,000 | 4,758 |
| Cash dividends | $35,000 | 2,800 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $141,000 | 4,285 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,051,000 | 5,424 |
| Total interest expense | $1,761,000 | 5,623 |
| Net interest income | $3,290,000 | 5,153 |
| Provision for loan and lease losses | $100,000 | 6,027 |
| Total noninterest income | $475,000 | 4,954 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $300,000 | 4,013 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $175,000 | 5,065 |
| Total noninterest expense | $2,606,000 | 5,539 |
| Salaries and employee benefits | $1,594,000 | 5,143 |
| Premises and equipment expense | $191,000 | 6,754 |
| Additional noninterest expense | $821,000 | 5,413 |
| Pre-tax net operating income | $1,059,000 | 3,657 |
| Securities gains (losses) | $2,000 | 2,962 |
| Applicable income taxes | $16,000 | 4,367 |
| Income before extraordinary items | $1,045,000 | 3,204 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,045,000 | 3,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,543 |
| Cash dividends | $910,000 | 2,460 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,043,040 | 3,359 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,805,000 | 5,487 |
| Total interest expense | $1,376,000 | 5,644 |
| Net interest income | $2,429,000 | 5,232 |
| Provision for loan and lease losses | $70,000 | 5,559 |
| Total noninterest income | $367,000 | 4,987 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $225,000 | 4,035 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $142,000 | 5,033 |
| Total noninterest expense | $1,879,000 | 5,646 |
| Salaries and employee benefits | $1,150,000 | 5,291 |
| Premises and equipment expense | $149,000 | 6,721 |
| Additional noninterest expense | $580,000 | 5,523 |
| Pre-tax net operating income | $847,000 | 3,992 |
| Securities gains (losses) | $2,000 | 2,845 |
| Applicable income taxes | $18,000 | 4,637 |
| Income before extraordinary items | $831,000 | 3,488 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $831,000 | 3,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,089 |
| Cash dividends | $210,000 | 3,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $829,040 | 3,634 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,578,000 | 5,500 |
| Total interest expense | $945,000 | 5,722 |
| Net interest income | $1,633,000 | 5,222 |
| Provision for loan and lease losses | $40,000 | 5,379 |
| Total noninterest income | $235,000 | 5,120 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $140,000 | 4,173 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $95,000 | 5,148 |
| Total noninterest expense | $1,227,000 | 5,731 |
| Salaries and employee benefits | $768,000 | 5,339 |
| Premises and equipment expense | $94,000 | 6,862 |
| Additional noninterest expense | $365,000 | 5,671 |
| Pre-tax net operating income | $601,000 | 4,017 |
| Securities gains (losses) | $2,000 | 2,957 |
| Applicable income taxes | $11,000 | 4,950 |
| Income before extraordinary items | $592,000 | 3,673 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $592,000 | 3,674 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,244 |
| Cash dividends | $140,000 | 3,822 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $590,040 | 3,615 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,289,000 | 5,600 |
| Total interest expense | $497,000 | 5,784 |
| Net interest income | $792,000 | 5,344 |
| Provision for loan and lease losses | $15,000 | 5,068 |
| Total noninterest income | $117,000 | 5,137 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $63,000 | 4,343 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $54,000 | 4,896 |
| Total noninterest expense | $613,000 | 5,747 |
| Salaries and employee benefits | $385,000 | 5,363 |
| Premises and equipment expense | $46,000 | 6,918 |
| Additional noninterest expense | $182,000 | 5,647 |
| Pre-tax net operating income | $281,000 | 4,294 |
| Securities gains (losses) | $1,000 | 2,556 |
| Applicable income taxes | $5,000 | 5,114 |
| Income before extraordinary items | $277,000 | 3,983 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $277,000 | 3,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,346 |
| Cash dividends | $70,000 | 3,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $276,020 | 3,904 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,143,000 | 5,646 |
| Total interest expense | $1,912,000 | 5,919 |
| Net interest income | $3,231,000 | 5,292 |
| Provision for loan and lease losses | $20,000 | 6,324 |
| Total noninterest income | $464,000 | 5,182 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $270,000 | 4,308 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $194,000 | 5,123 |
| Total noninterest expense | $2,473,000 | 5,634 |
| Salaries and employee benefits | $1,472,000 | 5,363 |
| Premises and equipment expense | $199,000 | 6,738 |
| Additional noninterest expense | $802,000 | 5,339 |
| Pre-tax net operating income | $1,202,000 | 4,367 |
| Securities gains (losses) | $2,000 | 1,832 |
| Applicable income taxes | $53,000 | 4,900 |
| Income before extraordinary items | $1,151,000 | 4,019 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,151,000 | 4,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 4,799 |
| Cash dividends | $1,025,000 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,149,080 | 4,024 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,840,000 | 5,680 |
| Total interest expense | $1,408,000 | 5,993 |
| Net interest income | $2,432,000 | 5,308 |
| Provision for loan and lease losses | $20,000 | 5,830 |
| Total noninterest income | $346,000 | 5,238 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $199,000 | 4,351 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $147,000 | 5,132 |
| Total noninterest expense | $1,848,000 | 5,615 |
| Salaries and employee benefits | $1,116,000 | 5,307 |
| Premises and equipment expense | $141,000 | 6,841 |
| Additional noninterest expense | $591,000 | 5,351 |
| Pre-tax net operating income | $910,000 | 4,572 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $38,000 | 5,126 |
| Income before extraordinary items | $872,000 | 4,179 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $872,000 | 4,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 3,675 |
| Cash dividends | $260,000 | 3,816 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $872,000 | 4,164 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,515,000 | 5,759 |
| Total interest expense | $916,000 | 6,061 |
| Net interest income | $1,599,000 | 5,383 |
| Provision for loan and lease losses | $20,000 | 5,312 |
| Total noninterest income | $227,000 | 5,304 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $131,000 | 4,384 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $96,000 | 5,200 |
| Total noninterest expense | $1,234,000 | 5,643 |
| Salaries and employee benefits | $744,000 | 5,352 |
| Premises and equipment expense | $95,000 | 6,857 |
| Additional noninterest expense | $395,000 | 5,337 |
| Pre-tax net operating income | $572,000 | 4,784 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $25,000 | 5,215 |
| Income before extraordinary items | $547,000 | 4,355 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $547,000 | 4,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,997 |
| Cash dividends | $167,000 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $547,000 | 4,350 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,235,000 | 5,813 |
| Total interest expense | $440,000 | 6,168 |
| Net interest income | $795,000 | 5,398 |
| Provision for loan and lease losses | $20,000 | 4,351 |
| Total noninterest income | $96,000 | 5,628 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $58,000 | 4,604 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $38,000 | 5,593 |
| Total noninterest expense | $609,000 | 5,707 |
| Salaries and employee benefits | $374,000 | 5,380 |
| Premises and equipment expense | $45,000 | 6,985 |
| Additional noninterest expense | $190,000 | 5,431 |
| Pre-tax net operating income | $262,000 | 4,954 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $11,000 | 5,272 |
| Income before extraordinary items | $251,000 | 4,543 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $251,000 | 4,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $84,000 | 3,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $251,000 | 4,533 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,060,000 | 5,522 |
| Total interest expense | $1,740,000 | 5,771 |
| Net interest income | $3,320,000 | 5,221 |
| Provision for loan and lease losses | $90,000 | 4,875 |
| Total noninterest income | $446,000 | 5,379 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $284,000 | 4,231 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $162,000 | 5,483 |
| Total noninterest expense | $2,427,000 | 5,582 |
| Salaries and employee benefits | $1,443,000 | 5,331 |
| Premises and equipment expense | $192,000 | 6,813 |
| Additional noninterest expense | $792,000 | 5,264 |
| Pre-tax net operating income | $1,249,000 | 4,706 |
| Securities gains (losses) | $1,000 | 1,542 |
| Applicable income taxes | $55,000 | 5,382 |
| Income before extraordinary items | $1,195,000 | 4,292 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,195,000 | 4,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 3,692 |
| Cash dividends | $1,084,000 | 2,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,194,040 | 4,274 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,759,000 | 5,547 |
| Total interest expense | $1,278,000 | 5,760 |
| Net interest income | $2,481,000 | 5,286 |
| Provision for loan and lease losses | $60,000 | 4,851 |
| Total noninterest income | $339,000 | 5,375 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $212,000 | 4,278 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $127,000 | 5,430 |
| Total noninterest expense | $1,769,000 | 5,655 |
| Salaries and employee benefits | $1,061,000 | 5,364 |
| Premises and equipment expense | $142,000 | 6,865 |
| Additional noninterest expense | $566,000 | 5,396 |
| Pre-tax net operating income | $991,000 | 4,729 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $43,000 | 5,526 |
| Income before extraordinary items | $948,000 | 4,297 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $948,000 | 4,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 2,926 |
| Cash dividends | $214,000 | 4,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $948,000 | 4,280 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,480,000 | 5,559 |
| Total interest expense | $828,000 | 5,713 |
| Net interest income | $1,652,000 | 5,312 |
| Provision for loan and lease losses | $30,000 | 4,987 |
| Total noninterest income | $228,000 | 5,343 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $137,000 | 4,323 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $91,000 | 5,325 |
| Total noninterest expense | $1,180,000 | 5,660 |
| Salaries and employee benefits | $710,000 | 5,376 |
| Premises and equipment expense | $94,000 | 6,899 |
| Additional noninterest expense | $376,000 | 5,425 |
| Pre-tax net operating income | $670,000 | 4,733 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $29,000 | 5,593 |
| Income before extraordinary items | $641,000 | 4,285 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $641,000 | 4,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,609 |
| Cash dividends | $154,000 | 3,957 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $641,000 | 4,274 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,217,000 | 5,567 |
| Total interest expense | $395,000 | 5,739 |
| Net interest income | $822,000 | 5,315 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $106,000 | 5,470 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $67,000 | 4,315 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $39,000 | 5,582 |
| Total noninterest expense | $578,000 | 5,740 |
| Salaries and employee benefits | $344,000 | 5,490 |
| Premises and equipment expense | $45,000 | 6,974 |
| Additional noninterest expense | $189,000 | 5,359 |
| Pre-tax net operating income | $335,000 | 4,689 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $15,000 | 5,535 |
| Income before extraordinary items | $320,000 | 4,254 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $320,000 | 4,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 2,300 |
| Cash dividends | $70,000 | 3,385 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $320,000 | 4,237 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,498,000 | 5,488 |
| Total interest expense | $1,308,000 | 5,604 |
| Net interest income | $3,190,000 | 5,306 |
| Provision for loan and lease losses | $96,000 | 4,889 |
| Total noninterest income | $429,000 | 5,573 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $292,000 | 4,240 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $137,000 | 5,881 |
| Total noninterest expense | $2,346,000 | 5,580 |
| Salaries and employee benefits | $1,367,000 | 5,369 |
| Premises and equipment expense | $154,000 | 7,224 |
| Additional noninterest expense | $825,000 | 5,066 |
| Pre-tax net operating income | $1,177,000 | 4,945 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $51,000 | 5,854 |
| Income before extraordinary items | $1,126,000 | 4,507 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,126,000 | 4,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,884 |
| Cash dividends | $1,007,000 | 2,422 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,126,000 | 4,454 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,281,000 | 5,539 |
| Total interest expense | $935,000 | 5,625 |
| Net interest income | $2,346,000 | 5,385 |
| Provision for loan and lease losses | $86,000 | 4,526 |
| Total noninterest income | $318,000 | 5,645 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $220,000 | 4,261 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $98,000 | 5,978 |
| Total noninterest expense | $1,697,000 | 5,659 |
| Salaries and employee benefits | $1,023,000 | 5,347 |
| Premises and equipment expense | $99,000 | 7,491 |
| Additional noninterest expense | $575,000 | 5,245 |
| Pre-tax net operating income | $881,000 | 5,078 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $39,000 | 5,953 |
| Income before extraordinary items | $842,000 | 4,620 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $842,000 | 4,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 3,519 |
| Cash dividends | $242,000 | 3,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $842,000 | 4,580 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,162,000 | 5,507 |
| Total interest expense | $583,000 | 5,632 |
| Net interest income | $1,579,000 | 5,333 |
| Provision for loan and lease losses | $56,000 | 4,409 |
| Total noninterest income | $209,000 | 5,643 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $144,000 | 4,250 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $65,000 | 6,001 |
| Total noninterest expense | $1,112,000 | 5,714 |
| Salaries and employee benefits | $678,000 | 5,349 |
| Premises and equipment expense | $65,000 | 7,507 |
| Additional noninterest expense | $369,000 | 5,361 |
| Pre-tax net operating income | $620,000 | 4,929 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $27,000 | 5,937 |
| Income before extraordinary items | $593,000 | 4,438 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $593,000 | 4,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 3,220 |
| Cash dividends | $172,000 | 3,691 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $593,000 | 4,391 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,073,000 | 5,522 |
| Total interest expense | $273,000 | 5,734 |
| Net interest income | $800,000 | 5,325 |
| Provision for loan and lease losses | $26,000 | 4,356 |
| Total noninterest income | $100,000 | 5,685 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $67,000 | 4,356 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $33,000 | 6,001 |
| Total noninterest expense | $539,000 | 5,849 |
| Salaries and employee benefits | $330,000 | 5,478 |
| Premises and equipment expense | $31,000 | 7,653 |
| Additional noninterest expense | $178,000 | 5,446 |
| Pre-tax net operating income | $335,000 | 4,718 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $15,000 | 5,858 |
| Income before extraordinary items | $320,000 | 4,192 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $320,000 | 4,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,504 |
| Cash dividends | $81,000 | 3,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $320,000 | 4,143 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,069,000 | 5,505 |
| Total interest expense | $1,110,000 | 5,359 |
| Net interest income | $2,959,000 | 5,450 |
| Provision for loan and lease losses | $81,000 | 5,303 |
| Total noninterest income | $462,000 | 5,461 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $329,000 | 4,105 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $133,000 | 5,919 |
| Total noninterest expense | $2,394,000 | 5,448 |
| Salaries and employee benefits | $1,395,000 | 5,187 |
| Premises and equipment expense | $265,000 | 6,036 |
| Additional noninterest expense | $734,000 | 5,365 |
| Pre-tax net operating income | $946,000 | 5,385 |
| Securities gains (losses) | $32,000 | 2,072 |
| Applicable income taxes | $43,000 | 6,124 |
| Income before extraordinary items | $935,000 | 4,869 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $935,000 | 4,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,569 |
| Cash dividends | $806,000 | 2,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $904,280 | 4,884 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,019,000 | 5,536 |
| Total interest expense | $841,000 | 5,305 |
| Net interest income | $2,178,000 | 5,505 |
| Provision for loan and lease losses | $57,000 | 5,224 |
| Total noninterest income | $344,000 | 5,521 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $244,000 | 4,160 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $100,000 | 5,916 |
| Total noninterest expense | $1,769,000 | 5,458 |
| Salaries and employee benefits | $1,040,000 | 5,183 |
| Premises and equipment expense | $208,000 | 5,868 |
| Additional noninterest expense | $521,000 | 5,517 |
| Pre-tax net operating income | $696,000 | 5,535 |
| Securities gains (losses) | $32,000 | 1,992 |
| Applicable income taxes | $31,000 | 6,269 |
| Income before extraordinary items | $697,000 | 4,964 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $697,000 | 4,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 4,599 |
| Cash dividends | $244,000 | 3,725 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $666,280 | 4,993 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,973,000 | 5,590 |
| Total interest expense | $569,000 | 5,268 |
| Net interest income | $1,404,000 | 5,616 |
| Provision for loan and lease losses | $33,000 | 5,235 |
| Total noninterest income | $231,000 | 5,482 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $160,000 | 4,180 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $71,000 | 5,821 |
| Total noninterest expense | $1,169,000 | 5,524 |
| Salaries and employee benefits | $698,000 | 5,178 |
| Premises and equipment expense | $137,000 | 5,939 |
| Additional noninterest expense | $334,000 | 5,640 |
| Pre-tax net operating income | $433,000 | 5,673 |
| Securities gains (losses) | $32,000 | 1,752 |
| Applicable income taxes | $20,000 | 6,279 |
| Income before extraordinary items | $445,000 | 5,033 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $445,000 | 5,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,267 |
| Cash dividends | $165,000 | 3,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $414,280 | 5,147 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $986,000 | 5,619 |
| Total interest expense | $293,000 | 5,233 |
| Net interest income | $693,000 | 5,670 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $101,000 | 5,747 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $72,000 | 4,358 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $29,000 | 6,170 |
| Total noninterest expense | $585,000 | 5,530 |
| Salaries and employee benefits | $349,000 | 5,200 |
| Premises and equipment expense | $73,000 | 5,767 |
| Additional noninterest expense | $163,000 | 5,749 |
| Pre-tax net operating income | $194,000 | 5,890 |
| Securities gains (losses) | $32,000 | 1,456 |
| Applicable income taxes | $10,000 | 6,242 |
| Income before extraordinary items | $216,000 | 5,144 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $216,000 | 5,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,014 |
| Cash dividends | $70,000 | 3,189 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $185,280 | 5,407 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,021,000 | 5,625 |
| Total interest expense | $1,400,000 | 5,090 |
| Net interest income | $2,621,000 | 5,750 |
| Provision for loan and lease losses | $60,000 | 5,969 |
| Total noninterest income | $454,000 | 5,676 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $320,000 | 4,151 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $134,000 | 6,024 |
| Total noninterest expense | $2,196,000 | 5,689 |
| Salaries and employee benefits | $1,330,000 | 5,265 |
| Premises and equipment expense | $198,000 | 6,802 |
| Additional noninterest expense | $668,000 | 5,643 |
| Pre-tax net operating income | $819,000 | 5,649 |
| Securities gains (losses) | $20,000 | 3,211 |
| Applicable income taxes | $37,000 | 6,479 |
| Income before extraordinary items | $802,000 | 5,236 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $802,000 | 5,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,809 |
| Cash dividends | $678,000 | 2,993 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $782,800 | 5,144 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,995,000 | 5,716 |
| Total interest expense | $1,093,000 | 5,100 |
| Net interest income | $1,902,000 | 5,886 |
| Provision for loan and lease losses | $45,000 | 5,860 |
| Total noninterest income | $337,000 | 5,762 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $239,000 | 4,180 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $98,000 | 6,119 |
| Total noninterest expense | $1,615,000 | 5,720 |
| Salaries and employee benefits | $993,000 | 5,271 |
| Premises and equipment expense | $150,000 | 6,787 |
| Additional noninterest expense | $472,000 | 5,819 |
| Pre-tax net operating income | $579,000 | 5,949 |
| Securities gains (losses) | $20,000 | 2,954 |
| Applicable income taxes | $26,000 | 6,659 |
| Income before extraordinary items | $573,000 | 5,519 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $573,000 | 5,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,699 |
| Cash dividends | $210,000 | 3,950 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $553,800 | 5,411 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,973,000 | 5,795 |
| Total interest expense | $751,000 | 5,130 |
| Net interest income | $1,222,000 | 6,010 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $221,000 | 5,776 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $153,000 | 4,233 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $68,000 | 6,043 |
| Total noninterest expense | $1,062,000 | 5,782 |
| Salaries and employee benefits | $664,000 | 5,277 |
| Premises and equipment expense | $89,000 | 7,056 |
| Additional noninterest expense | $309,000 | 5,890 |
| Pre-tax net operating income | $351,000 | 6,166 |
| Securities gains (losses) | $20,000 | 2,610 |
| Applicable income taxes | $16,000 | 6,732 |
| Income before extraordinary items | $355,000 | 5,695 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $355,000 | 5,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,334 |
| Cash dividends | $140,000 | 3,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $335,800 | 5,622 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $991,000 | 5,807 |
| Total interest expense | $381,000 | 5,179 |
| Net interest income | $610,000 | 6,013 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $112,000 | 5,626 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $73,000 | 4,284 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $39,000 | 5,739 |
| Total noninterest expense | $534,000 | 5,775 |
| Salaries and employee benefits | $330,000 | 5,297 |
| Premises and equipment expense | $46,000 | 7,010 |
| Additional noninterest expense | $158,000 | 5,757 |
| Pre-tax net operating income | $173,000 | 6,189 |
| Securities gains (losses) | $20,000 | 1,898 |
| Applicable income taxes | $8,000 | 6,684 |
| Income before extraordinary items | $185,000 | 5,511 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $185,000 | 5,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $70,000 | 3,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $165,800 | 5,594 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,191,000 | 5,764 |
| Total interest expense | $1,785,000 | 5,183 |
| Net interest income | $2,406,000 | 6,034 |
| Provision for loan and lease losses | $90,000 | 5,880 |
| Total noninterest income | $396,000 | 5,808 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $250,000 | 4,695 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $146,000 | 5,658 |
| Total noninterest expense | $2,145,000 | 5,614 |
| Salaries and employee benefits | $1,310,000 | 5,178 |
| Premises and equipment expense | $170,000 | 7,168 |
| Additional noninterest expense | $665,000 | 5,579 |
| Pre-tax net operating income | $567,000 | 6,527 |
| Securities gains (losses) | $13,000 | 3,457 |
| Applicable income taxes | $25,000 | 6,930 |
| Income before extraordinary items | $555,000 | 6,160 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $555,000 | 6,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 4,280 |
| Cash dividends | $471,000 | 3,558 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $542,520 | 6,053 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,247,000 | 5,453 |
| Total interest expense | $2,584,000 | 5,294 |
| Net interest income | $2,663,000 | 5,508 |
| Provision for loan and lease losses | $105,000 | 5,502 |
| Total noninterest income | $376,000 | 5,848 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $254,000 | 4,601 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $122,000 | 5,970 |
| Total noninterest expense | $2,129,000 | 5,511 |
| Salaries and employee benefits | $1,260,000 | 5,137 |
| Premises and equipment expense | $220,000 | 6,494 |
| Additional noninterest expense | $649,000 | 5,555 |
| Pre-tax net operating income | $805,000 | 5,474 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $35,000 | 6,977 |
| Income before extraordinary items | $770,000 | 4,970 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $770,000 | 4,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,810 |
| Cash dividends | $740,000 | 2,772 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $770,000 | 4,852 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,558,000 | 5,351 |
| Total interest expense | $2,660,000 | 5,346 |
| Net interest income | $2,898,000 | 5,275 |
| Provision for loan and lease losses | $130,000 | 4,683 |
| Total noninterest income | $385,000 | 5,622 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $252,000 | 4,507 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $133,000 | 5,768 |
| Total noninterest expense | $2,147,000 | 5,425 |
| Salaries and employee benefits | $1,283,000 | 4,947 |
| Premises and equipment expense | $225,000 | 6,384 |
| Additional noninterest expense | $639,000 | 5,532 |
| Pre-tax net operating income | $1,006,000 | 5,244 |
| Securities gains (losses) | $-1,000 | 7,406 |
| Applicable income taxes | $44,000 | 7,335 |
| Income before extraordinary items | $961,000 | 4,492 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $961,000 | 4,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,361 |
| Cash dividends | $887,000 | 2,504 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $961,960 | 4,494 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,094,000 | 5,504 |
| Total interest expense | $2,438,000 | 5,274 |
| Net interest income | $2,656,000 | 5,594 |
| Provision for loan and lease losses | $44,000 | 6,764 |
| Total noninterest income | $457,000 | 5,240 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $289,000 | 4,087 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $168,000 | 5,335 |
| Total noninterest expense | $2,094,000 | 5,509 |
| Salaries and employee benefits | $1,225,000 | 5,091 |
| Premises and equipment expense | $247,000 | 6,077 |
| Additional noninterest expense | $622,000 | 5,690 |
| Pre-tax net operating income | $975,000 | 5,384 |
| Securities gains (losses) | $8,000 | 1,870 |
| Applicable income taxes | $122,000 | 6,621 |
| Income before extraordinary items | $861,000 | 4,866 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $861,000 | 4,866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,395 |
| Cash dividends | $656,000 | 2,995 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $853,960 | 4,851 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,219,000 | 5,506 |
| Total interest expense | $2,495,000 | 5,372 |
| Net interest income | $2,724,000 | 5,522 |
| Provision for loan and lease losses | $84,000 | 5,485 |
| Total noninterest income | $445,000 | 5,292 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $255,000 | 4,422 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $190,000 | 5,093 |
| Total noninterest expense | $2,048,000 | 5,510 |
| Salaries and employee benefits | $1,209,000 | 5,046 |
| Premises and equipment expense | $216,000 | 6,493 |
| Additional noninterest expense | $623,000 | 5,608 |
| Pre-tax net operating income | $1,037,000 | 5,308 |
| Securities gains (losses) | $13,000 | 2,771 |
| Applicable income taxes | $283,000 | 5,332 |
| Income before extraordinary items | $767,000 | 5,327 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $767,000 | 5,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,499 |
| Cash dividends | $449,000 | 3,805 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $757,510 | 5,267 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,188,000 | 5,647 |
| Total interest expense | $2,546,000 | 5,341 |
| Net interest income | $2,642,000 | 5,836 |
| Provision for loan and lease losses | $16,000 | 8,073 |
| Total noninterest income | $437,000 | 5,429 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $272,000 | 4,375 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $165,000 | 5,444 |
| Total noninterest expense | $2,055,000 | 5,547 |
| Salaries and employee benefits | $1,187,000 | 5,147 |
| Premises and equipment expense | $219,000 | 6,510 |
| Additional noninterest expense | $649,000 | 5,508 |
| Pre-tax net operating income | $1,008,000 | 5,810 |
| Securities gains (losses) | $9,000 | 2,430 |
| Applicable income taxes | $257,000 | 6,188 |
| Income before extraordinary items | $760,000 | 5,632 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $760,000 | 5,635 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,336 |
| Cash dividends | $452,000 | 3,683 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $753,250 | 5,625 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,876,000 | 6,054 |
| Total interest expense | $2,504,000 | 5,509 |
| Net interest income | $2,372,000 | 6,436 |
| Provision for loan and lease losses | $8,000 | 8,671 |
| Total noninterest income | $427,000 | 5,731 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $291,000 | 4,315 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 6,251 |
| Total noninterest expense | $1,942,000 | 6,062 |
| Salaries and employee benefits | $1,133,000 | 5,469 |
| Premises and equipment expense | $211,000 | 6,844 |
| Additional noninterest expense | $598,000 | 6,374 |
| Pre-tax net operating income | $849,000 | 6,299 |
| Securities gains (losses) | $8,000 | 2,673 |
| Applicable income taxes | $194,000 | 7,228 |
| Income before extraordinary items | $663,000 | 5,924 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $663,000 | 5,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,357 |
| Cash dividends | $374,000 | 4,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $656,840 | 5,902 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,774,000 | 6,183 |
| Total interest expense | $2,391,000 | 5,752 |
| Net interest income | $2,383,000 | 6,516 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $454,000 | 5,519 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $339,000 | 3,876 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 6,773 |
| Total noninterest expense | $1,933,000 | 6,146 |
| Salaries and employee benefits | $1,121,000 | 5,519 |
| Premises and equipment expense | $183,000 | 7,537 |
| Additional noninterest expense | $629,000 | 6,338 |
| Pre-tax net operating income | $904,000 | 6,397 |
| Securities gains (losses) | $29,000 | 1,653 |
| Applicable income taxes | $216,000 | 7,161 |
| Income before extraordinary items | $717,000 | 5,880 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $717,000 | 5,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,925 |
| Cash dividends | $374,000 | 4,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $694,670 | 6,012 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,978,000 | 6,725 |
| Total interest expense | $1,649,000 | 6,473 |
| Net interest income | $2,329,000 | 6,799 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $458,000 | 5,620 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $306,000 | 4,292 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $152,000 | 6,177 |
| Total noninterest expense | $1,920,000 | 6,405 |
| Salaries and employee benefits | $1,087,000 | 5,691 |
| Premises and equipment expense | $178,000 | 7,891 |
| Additional noninterest expense | $655,000 | 6,638 |
| Pre-tax net operating income | $867,000 | 6,554 |
| Securities gains (losses) | $-8,000 | 9,681 |
| Applicable income taxes | $204,000 | 7,278 |
| Income before extraordinary items | $655,000 | 6,186 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $655,000 | 6,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 10,674 |
| Cash dividends | $288,000 | 4,616 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $661,080 | 6,212 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,045,000 | 6,825 |
| Total interest expense | $1,746,000 | 6,495 |
| Net interest income | $2,299,000 | 6,932 |
| Provision for loan and lease losses | $16,000 | 9,322 |
| Total noninterest income | $355,000 | 6,958 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $245,000 | 5,195 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $110,000 | 7,578 |
| Total noninterest expense | $1,807,000 | 6,870 |
| Salaries and employee benefits | $1,053,000 | 5,858 |
| Premises and equipment expense | $199,000 | 7,707 |
| Additional noninterest expense | $555,000 | 7,718 |
| Pre-tax net operating income | $831,000 | 6,660 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $201,000 | 7,594 |
| Income before extraordinary items | $630,000 | 6,563 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $630,000 | 6,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 8,917 |
| Cash dividends | $400,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $630,000 | 6,324 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,537,000 | 6,856 |
| Total interest expense | $2,268,000 | 6,467 |
| Net interest income | $2,269,000 | 7,073 |
| Provision for loan and lease losses | $34,000 | 9,820 |
| Total noninterest income | $340,000 | 7,220 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $231,000 | 5,417 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 7,780 |
| Total noninterest expense | $1,781,000 | 7,004 |
| Salaries and employee benefits | $1,014,000 | 5,949 |
| Premises and equipment expense | $182,000 | 8,255 |
| Additional noninterest expense | $585,000 | 7,647 |
| Pre-tax net operating income | $794,000 | 6,595 |
| Securities gains (losses) | $12,000 | 6,245 |
| Applicable income taxes | $200,000 | 7,567 |
| Income before extraordinary items | $606,000 | 6,533 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $606,000 | 6,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 8,662 |
| Cash dividends | $400,000 | 3,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $597,000 | 6,236 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.