Home > The First National Bank in Wadena > Income and Expense
The First National Bank in Wadena, Income and Expense
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $490,000 | 5,202 |
| Total interest expense | $67,000 | 4,590 |
| Net interest income | $423,000 | 5,227 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $61,000 | 4,807 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $19,000 | 4,687 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 4,488 |
| Total noninterest expense | $383,000 | 5,153 |
| Salaries and employee benefits | $245,000 | 4,981 |
| Premises and equipment expense | $33,000 | 5,214 |
| Additional noninterest expense | $105,000 | 5,279 |
| Pre-tax net operating income | $101,000 | 4,955 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $17,000 | 3,423 |
| Income before extraordinary items | $84,000 | 4,991 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $84,000 | 4,991 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $84,000 | 4,991 |
| Net charge-offs | $-2,000 | 4,280 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $84,000 | 4,976 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $2,029,000 | 5,206 |
| Total interest expense | $270,000 | 4,590 |
| Net interest income | $1,759,000 | 5,250 |
| Provision for loan and lease losses | $-40,000 | 5,514 |
| Total noninterest income | $183,000 | 5,112 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $85,000 | 4,699 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $98,000 | 4,970 |
| Total noninterest expense | $1,665,000 | 5,118 |
| Salaries and employee benefits | $1,028,000 | 4,970 |
| Premises and equipment expense | $132,000 | 5,299 |
| Additional noninterest expense | $505,000 | 5,203 |
| Pre-tax net operating income | $317,000 | 5,134 |
| Securities gains (losses) | $50,000 | 1,842 |
| Applicable income taxes | $97,000 | 3,327 |
| Income before extraordinary items | $270,000 | 5,169 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $270,000 | 5,168 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $270,000 | 5,168 |
| Net charge-offs | $-45,000 | 5,338 |
| Cash dividends | $150,000 | 3,807 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $233,000 | 5,205 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $1,508,000 | 5,272 |
| Total interest expense | $201,000 | 4,639 |
| Net interest income | $1,307,000 | 5,317 |
| Provision for loan and lease losses | $-40,000 | 5,675 |
| Total noninterest income | $132,000 | 5,212 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $64,000 | 4,740 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $68,000 | 5,080 |
| Total noninterest expense | $1,265,000 | 5,130 |
| Salaries and employee benefits | $757,000 | 5,003 |
| Premises and equipment expense | $98,000 | 5,358 |
| Additional noninterest expense | $410,000 | 5,155 |
| Pre-tax net operating income | $214,000 | 5,270 |
| Securities gains (losses) | $50,000 | 1,770 |
| Applicable income taxes | $77,000 | 3,365 |
| Income before extraordinary items | $187,000 | 5,294 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $187,000 | 5,294 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $187,000 | 5,294 |
| Net charge-offs | $-50,000 | 5,373 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $151,500 | 5,362 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $994,000 | 5,338 |
| Total interest expense | $135,000 | 4,673 |
| Net interest income | $859,000 | 5,386 |
| Provision for loan and lease losses | $-40,000 | 5,801 |
| Total noninterest income | $87,000 | 5,259 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $43,000 | 4,744 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $44,000 | 5,133 |
| Total noninterest expense | $837,000 | 5,205 |
| Salaries and employee benefits | $504,000 | 5,063 |
| Premises and equipment expense | $65,000 | 5,408 |
| Additional noninterest expense | $268,000 | 5,236 |
| Pre-tax net operating income | $149,000 | 5,279 |
| Securities gains (losses) | $50,000 | 1,421 |
| Applicable income taxes | $49,000 | 3,407 |
| Income before extraordinary items | $150,000 | 5,232 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $150,000 | 5,232 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $150,000 | 5,232 |
| Net charge-offs | $-47,000 | 5,488 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $112,500 | 5,356 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $490,000 | 5,409 |
| Total interest expense | $67,000 | 4,723 |
| Net interest income | $423,000 | 5,447 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $39,000 | 5,347 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $19,000 | 4,895 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $20,000 | 5,216 |
| Total noninterest expense | $436,000 | 5,193 |
| Salaries and employee benefits | $248,000 | 5,131 |
| Premises and equipment expense | $31,000 | 5,475 |
| Additional noninterest expense | $157,000 | 5,066 |
| Pre-tax net operating income | $26,000 | 5,642 |
| Securities gains (losses) | $10,000 | 1,503 |
| Applicable income taxes | $10,000 | 3,751 |
| Income before extraordinary items | $26,000 | 5,656 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $26,000 | 5,655 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $26,000 | 5,655 |
| Net charge-offs | $-41,000 | 5,682 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $18,800 | 5,673 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $1,989,000 | 5,411 |
| Total interest expense | $266,000 | 4,798 |
| Net interest income | $1,723,000 | 5,445 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $301,000 | 4,805 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $108,000 | 4,605 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $193,000 | 4,502 |
| Total noninterest expense | $1,708,000 | 5,268 |
| Salaries and employee benefits | $1,029,000 | 5,122 |
| Premises and equipment expense | $141,000 | 5,465 |
| Additional noninterest expense | $538,000 | 5,313 |
| Pre-tax net operating income | $316,000 | 5,252 |
| Securities gains (losses) | $130,000 | 1,002 |
| Applicable income taxes | $110,000 | 3,272 |
| Income before extraordinary items | $336,000 | 5,164 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $336,000 | 5,168 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $336,000 | 5,168 |
| Net charge-offs | $45,000 | 3,329 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $238,500 | 5,330 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,477,000 | 5,495 |
| Total interest expense | $198,000 | 4,877 |
| Net interest income | $1,279,000 | 5,523 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $200,000 | 4,979 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $84,000 | 4,602 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $116,000 | 4,758 |
| Total noninterest expense | $1,242,000 | 5,351 |
| Salaries and employee benefits | $760,000 | 5,162 |
| Premises and equipment expense | $101,000 | 5,580 |
| Additional noninterest expense | $381,000 | 5,431 |
| Pre-tax net operating income | $237,000 | 5,380 |
| Securities gains (losses) | $130,000 | 871 |
| Applicable income taxes | $72,000 | 3,451 |
| Income before extraordinary items | $295,000 | 5,130 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $295,000 | 5,135 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $295,000 | 5,137 |
| Net charge-offs | $44,000 | 2,872 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $191,000 | 5,404 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $972,000 | 5,552 |
| Total interest expense | $133,000 | 4,920 |
| Net interest income | $839,000 | 5,588 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $108,000 | 5,224 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $52,000 | 4,711 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $56,000 | 5,081 |
| Total noninterest expense | $812,000 | 5,428 |
| Salaries and employee benefits | $513,000 | 5,203 |
| Premises and equipment expense | $70,000 | 5,582 |
| Additional noninterest expense | $229,000 | 5,583 |
| Pre-tax net operating income | $135,000 | 5,476 |
| Securities gains (losses) | $110,000 | 804 |
| Applicable income taxes | $52,000 | 3,428 |
| Income before extraordinary items | $193,000 | 5,154 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $193,000 | 5,156 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $193,000 | 5,158 |
| Net charge-offs | $43,000 | 2,441 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $106,100 | 5,534 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $491,000 | 5,584 |
| Total interest expense | $66,000 | 4,977 |
| Net interest income | $425,000 | 5,618 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $48,000 | 5,345 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $25,000 | 4,767 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $23,000 | 5,282 |
| Total noninterest expense | $424,000 | 5,412 |
| Salaries and employee benefits | $254,000 | 5,262 |
| Premises and equipment expense | $33,000 | 5,680 |
| Additional noninterest expense | $137,000 | 5,406 |
| Pre-tax net operating income | $49,000 | 5,621 |
| Securities gains (losses) | $12,000 | 1,416 |
| Applicable income taxes | $10,000 | 3,833 |
| Income before extraordinary items | $51,000 | 5,597 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $51,000 | 5,598 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $51,000 | 5,598 |
| Net charge-offs | $29,000 | 1,911 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $40,920 | 5,648 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,984,000 | 5,657 |
| Total interest expense | $264,000 | 5,159 |
| Net interest income | $1,720,000 | 5,684 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $418,000 | 4,549 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $113,000 | 4,807 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $305,000 | 3,996 |
| Total noninterest expense | $1,817,000 | 5,409 |
| Salaries and employee benefits | $1,036,000 | 5,276 |
| Premises and equipment expense | $149,000 | 5,695 |
| Additional noninterest expense | $632,000 | 5,304 |
| Pre-tax net operating income | $321,000 | 5,439 |
| Securities gains (losses) | $62,000 | 1,587 |
| Applicable income taxes | $27,000 | 3,928 |
| Income before extraordinary items | $356,000 | 5,268 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $356,000 | 5,267 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $356,000 | 5,268 |
| Net charge-offs | $-66,000 | 6,059 |
| Cash dividends | $520,000 | 2,801 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $298,340 | 5,362 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,458,000 | 5,754 |
| Total interest expense | $198,000 | 5,229 |
| Net interest income | $1,260,000 | 5,780 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $314,000 | 4,592 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $86,000 | 4,863 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $228,000 | 4,035 |
| Total noninterest expense | $1,256,000 | 5,561 |
| Salaries and employee benefits | $767,000 | 5,325 |
| Premises and equipment expense | $102,000 | 5,867 |
| Additional noninterest expense | $387,000 | 5,645 |
| Pre-tax net operating income | $318,000 | 5,282 |
| Securities gains (losses) | $62,000 | 1,311 |
| Applicable income taxes | $70,000 | 3,484 |
| Income before extraordinary items | $310,000 | 5,201 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $310,000 | 5,201 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $310,000 | 5,203 |
| Net charge-offs | $-71,000 | 6,135 |
| Cash dividends | $520,000 | 2,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $259,160 | 5,326 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $939,000 | 5,836 |
| Total interest expense | $134,000 | 5,261 |
| Net interest income | $805,000 | 5,867 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $180,000 | 4,822 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $55,000 | 4,923 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $125,000 | 4,276 |
| Total noninterest expense | $842,000 | 5,590 |
| Salaries and employee benefits | $518,000 | 5,359 |
| Premises and equipment expense | $69,000 | 5,883 |
| Additional noninterest expense | $255,000 | 5,695 |
| Pre-tax net operating income | $143,000 | 5,594 |
| Securities gains (losses) | $59,000 | 1,081 |
| Applicable income taxes | $40,000 | 3,553 |
| Income before extraordinary items | $162,000 | 5,408 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $162,000 | 5,410 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $162,000 | 5,411 |
| Net charge-offs | $-35,000 | 6,060 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $114,800 | 5,638 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $489,000 | 5,830 |
| Total interest expense | $69,000 | 5,276 |
| Net interest income | $420,000 | 5,862 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $90,000 | 4,792 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $26,000 | 5,010 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $64,000 | 4,241 |
| Total noninterest expense | $439,000 | 5,604 |
| Salaries and employee benefits | $259,000 | 5,427 |
| Premises and equipment expense | $33,000 | 5,987 |
| Additional noninterest expense | $147,000 | 5,536 |
| Pre-tax net operating income | $71,000 | 5,549 |
| Securities gains (losses) | $5,000 | 1,340 |
| Applicable income taxes | $20,000 | 3,505 |
| Income before extraordinary items | $56,000 | 5,646 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $56,000 | 5,646 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $56,000 | 5,646 |
| Net charge-offs | $-18,000 | 5,996 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $52,300 | 5,651 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,051,000 | 5,851 |
| Total interest expense | $296,000 | 5,410 |
| Net interest income | $1,755,000 | 5,862 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $242,000 | 5,404 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $116,000 | 5,023 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $126,000 | 5,141 |
| Total noninterest expense | $1,790,000 | 5,627 |
| Salaries and employee benefits | $1,053,000 | 5,450 |
| Premises and equipment expense | $143,000 | 5,979 |
| Additional noninterest expense | $594,000 | 5,599 |
| Pre-tax net operating income | $207,000 | 5,706 |
| Securities gains (losses) | $22,000 | 2,293 |
| Applicable income taxes | $56,000 | 3,715 |
| Income before extraordinary items | $173,000 | 5,783 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $173,000 | 5,786 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $173,000 | 5,786 |
| Net charge-offs | $26,000 | 4,724 |
| Cash dividends | $359,000 | 3,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $156,280 | 5,773 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,504,000 | 5,940 |
| Total interest expense | $224,000 | 5,498 |
| Net interest income | $1,280,000 | 5,945 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $193,000 | 5,417 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $90,000 | 5,003 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $103,000 | 5,142 |
| Total noninterest expense | $1,352,000 | 5,660 |
| Salaries and employee benefits | $783,000 | 5,495 |
| Premises and equipment expense | $105,000 | 6,049 |
| Additional noninterest expense | $464,000 | 5,545 |
| Pre-tax net operating income | $121,000 | 5,924 |
| Securities gains (losses) | $22,000 | 2,167 |
| Applicable income taxes | $45,000 | 3,766 |
| Income before extraordinary items | $98,000 | 6,028 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $98,000 | 6,030 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $98,000 | 6,030 |
| Net charge-offs | $-44,000 | 6,440 |
| Cash dividends | $25,000 | 3,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $82,820 | 6,028 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,000,000 | 5,974 |
| Total interest expense | $150,000 | 5,551 |
| Net interest income | $850,000 | 5,980 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $137,000 | 5,368 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $58,000 | 5,050 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $79,000 | 5,027 |
| Total noninterest expense | $903,000 | 5,690 |
| Salaries and employee benefits | $525,000 | 5,514 |
| Premises and equipment expense | $75,000 | 5,998 |
| Additional noninterest expense | $303,000 | 5,592 |
| Pre-tax net operating income | $84,000 | 5,899 |
| Securities gains (losses) | $22,000 | 1,956 |
| Applicable income taxes | $44,000 | 3,565 |
| Income before extraordinary items | $62,000 | 6,069 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $62,000 | 6,070 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $62,000 | 6,071 |
| Net charge-offs | $-25,000 | 6,377 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $47,920 | 6,082 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $502,000 | 6,013 |
| Total interest expense | $78,000 | 5,571 |
| Net interest income | $424,000 | 6,019 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $68,000 | 5,375 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $27,000 | 5,148 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $41,000 | 4,961 |
| Total noninterest expense | $446,000 | 5,756 |
| Salaries and employee benefits | $256,000 | 5,594 |
| Premises and equipment expense | $30,000 | 6,257 |
| Additional noninterest expense | $160,000 | 5,574 |
| Pre-tax net operating income | $46,000 | 5,894 |
| Securities gains (losses) | $17,000 | 1,320 |
| Applicable income taxes | $23,000 | 3,519 |
| Income before extraordinary items | $40,000 | 5,975 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $40,000 | 5,977 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $40,000 | 5,977 |
| Net charge-offs | $-25,000 | 6,515 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $29,120 | 6,021 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,355,000 | 5,911 |
| Total interest expense | $357,000 | 5,731 |
| Net interest income | $1,998,000 | 5,865 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $288,000 | 5,279 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $130,000 | 5,013 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $158,000 | 4,886 |
| Total noninterest expense | $1,867,000 | 5,774 |
| Salaries and employee benefits | $1,032,000 | 5,642 |
| Premises and equipment expense | $150,000 | 6,119 |
| Additional noninterest expense | $685,000 | 5,585 |
| Pre-tax net operating income | $419,000 | 5,105 |
| Securities gains (losses) | $16,000 | 3,242 |
| Applicable income taxes | $102,000 | 3,493 |
| Income before extraordinary items | $333,000 | 5,384 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $333,000 | 5,381 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $333,000 | 5,382 |
| Net charge-offs | $25,000 | 5,294 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $320,680 | 5,224 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,797,000 | 5,969 |
| Total interest expense | $273,000 | 5,834 |
| Net interest income | $1,524,000 | 5,933 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $211,000 | 5,353 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $101,000 | 5,028 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $110,000 | 5,007 |
| Total noninterest expense | $1,391,000 | 5,833 |
| Salaries and employee benefits | $756,000 | 5,723 |
| Premises and equipment expense | $110,000 | 6,215 |
| Additional noninterest expense | $525,000 | 5,590 |
| Pre-tax net operating income | $344,000 | 5,149 |
| Securities gains (losses) | $-12,000 | 6,877 |
| Applicable income taxes | $153,000 | 3,049 |
| Income before extraordinary items | $179,000 | 5,813 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $179,000 | 5,812 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $179,000 | 5,812 |
| Net charge-offs | $13,000 | 5,228 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $186,680 | 5,604 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,219,000 | 5,991 |
| Total interest expense | $185,000 | 5,907 |
| Net interest income | $1,034,000 | 5,948 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $140,000 | 5,410 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $70,000 | 4,975 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $70,000 | 5,109 |
| Total noninterest expense | $920,000 | 5,890 |
| Salaries and employee benefits | $503,000 | 5,782 |
| Premises and equipment expense | $76,000 | 6,204 |
| Additional noninterest expense | $341,000 | 5,689 |
| Pre-tax net operating income | $254,000 | 5,039 |
| Securities gains (losses) | $-26,000 | 7,001 |
| Applicable income taxes | $100,000 | 3,054 |
| Income before extraordinary items | $128,000 | 5,768 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $128,000 | 5,767 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $128,000 | 5,767 |
| Net charge-offs | $31,000 | 4,381 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $144,640 | 5,490 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $633,000 | 5,980 |
| Total interest expense | $93,000 | 6,000 |
| Net interest income | $540,000 | 5,909 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $83,000 | 5,206 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $37,000 | 4,857 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $46,000 | 4,834 |
| Total noninterest expense | $466,000 | 5,909 |
| Salaries and employee benefits | $245,000 | 5,868 |
| Premises and equipment expense | $33,000 | 6,408 |
| Additional noninterest expense | $188,000 | 5,489 |
| Pre-tax net operating income | $157,000 | 4,866 |
| Securities gains (losses) | $-15,000 | 7,084 |
| Applicable income taxes | $54,000 | 3,007 |
| Income before extraordinary items | $88,000 | 5,520 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $88,000 | 5,520 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $88,000 | 5,520 |
| Net charge-offs | $-15,000 | 6,792 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $97,600 | 5,243 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,487,000 | 6,108 |
| Total interest expense | $446,000 | 6,047 |
| Net interest income | $2,041,000 | 6,042 |
| Provision for loan and lease losses | $25,000 | 6,126 |
| Total noninterest income | $293,000 | 5,248 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $167,000 | 4,704 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $126,000 | 5,064 |
| Total noninterest expense | $1,824,000 | 5,975 |
| Salaries and employee benefits | $982,000 | 5,907 |
| Premises and equipment expense | $157,000 | 6,364 |
| Additional noninterest expense | $685,000 | 5,742 |
| Pre-tax net operating income | $485,000 | 4,761 |
| Securities gains (losses) | $-41,000 | 6,993 |
| Applicable income taxes | $110,000 | 3,319 |
| Income before extraordinary items | $334,000 | 5,137 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $334,000 | 5,139 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $334,000 | 5,139 |
| Net charge-offs | $-72,000 | 7,227 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $364,750 | 4,919 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,871,000 | 6,158 |
| Total interest expense | $354,000 | 6,062 |
| Net interest income | $1,517,000 | 6,104 |
| Provision for loan and lease losses | $5,000 | 6,302 |
| Total noninterest income | $192,000 | 5,528 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $125,000 | 4,728 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $67,000 | 5,520 |
| Total noninterest expense | $1,363,000 | 6,012 |
| Salaries and employee benefits | $727,000 | 5,937 |
| Premises and equipment expense | $114,000 | 6,441 |
| Additional noninterest expense | $522,000 | 5,740 |
| Pre-tax net operating income | $341,000 | 4,968 |
| Securities gains (losses) | $-31,000 | 7,103 |
| Applicable income taxes | $75,000 | 3,409 |
| Income before extraordinary items | $235,000 | 5,354 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $235,000 | 5,354 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $235,000 | 5,354 |
| Net charge-offs | $-72,000 | 7,292 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $258,560 | 5,118 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,238,000 | 6,224 |
| Total interest expense | $246,000 | 6,101 |
| Net interest income | $992,000 | 6,178 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $123,000 | 5,605 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $82,000 | 4,746 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $41,000 | 5,658 |
| Total noninterest expense | $935,000 | 6,032 |
| Salaries and employee benefits | $492,000 | 5,955 |
| Premises and equipment expense | $81,000 | 6,409 |
| Additional noninterest expense | $362,000 | 5,728 |
| Pre-tax net operating income | $180,000 | 5,234 |
| Securities gains (losses) | $-10,000 | 7,078 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $170,000 | 5,227 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $170,000 | 5,226 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $170,000 | 5,227 |
| Net charge-offs | $-72,000 | 7,348 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $180,000 | 5,069 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $612,000 | 6,284 |
| Total interest expense | $131,000 | 6,089 |
| Net interest income | $481,000 | 6,256 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $62,000 | 5,664 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $40,000 | 4,752 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $22,000 | 5,717 |
| Total noninterest expense | $488,000 | 5,995 |
| Salaries and employee benefits | $240,000 | 6,054 |
| Premises and equipment expense | $48,000 | 6,197 |
| Additional noninterest expense | $200,000 | 5,541 |
| Pre-tax net operating income | $55,000 | 5,682 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $55,000 | 5,623 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $55,000 | 5,622 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $55,000 | 5,623 |
| Net charge-offs | $-57,000 | 7,376 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $55,000 | 5,580 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,694,000 | 6,245 |
| Total interest expense | $637,000 | 6,146 |
| Net interest income | $2,057,000 | 6,195 |
| Provision for loan and lease losses | $35,000 | 6,649 |
| Total noninterest income | $259,000 | 5,614 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $181,000 | 4,601 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $78,000 | 5,713 |
| Total noninterest expense | $1,808,000 | 6,200 |
| Salaries and employee benefits | $994,000 | 6,048 |
| Premises and equipment expense | $152,000 | 6,615 |
| Additional noninterest expense | $662,000 | 6,021 |
| Pre-tax net operating income | $473,000 | 4,436 |
| Securities gains (losses) | $13,000 | 3,237 |
| Applicable income taxes | $127,000 | 3,047 |
| Income before extraordinary items | $359,000 | 4,750 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $359,000 | 4,751 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $359,000 | 4,751 |
| Net charge-offs | $230,000 | 4,609 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $80,000 | 842 |
| Net operating income | $349,380 | 4,637 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,989,000 | 6,390 |
| Total interest expense | $492,000 | 6,237 |
| Net interest income | $1,497,000 | 6,350 |
| Provision for loan and lease losses | $25,000 | 6,584 |
| Total noninterest income | $193,000 | 5,737 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $141,000 | 4,593 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $52,000 | 5,943 |
| Total noninterest expense | $1,344,000 | 6,269 |
| Salaries and employee benefits | $728,000 | 6,136 |
| Premises and equipment expense | $112,000 | 6,710 |
| Additional noninterest expense | $504,000 | 6,021 |
| Pre-tax net operating income | $321,000 | 4,779 |
| Securities gains (losses) | $13,000 | 3,034 |
| Applicable income taxes | $5,000 | 4,390 |
| Income before extraordinary items | $329,000 | 4,749 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $329,000 | 4,752 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $329,000 | 4,752 |
| Net charge-offs | $257,000 | 3,926 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $80,000 | 712 |
| Net operating income | $316,130 | 4,598 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,317,000 | 6,437 |
| Total interest expense | $335,000 | 6,299 |
| Net interest income | $982,000 | 6,394 |
| Provision for loan and lease losses | $25,000 | 6,299 |
| Total noninterest income | $127,000 | 5,753 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $94,000 | 4,594 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $33,000 | 6,051 |
| Total noninterest expense | $918,000 | 6,255 |
| Salaries and employee benefits | $485,000 | 6,176 |
| Premises and equipment expense | $85,000 | 6,585 |
| Additional noninterest expense | $348,000 | 5,965 |
| Pre-tax net operating income | $166,000 | 5,112 |
| Securities gains (losses) | $13,000 | 2,514 |
| Applicable income taxes | $2,000 | 4,454 |
| Income before extraordinary items | $177,000 | 5,049 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $177,000 | 5,052 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $177,000 | 5,051 |
| Net charge-offs | $257,000 | 3,242 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $80,000 | 531 |
| Net operating income | $164,130 | 4,980 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $657,000 | 6,518 |
| Total interest expense | $172,000 | 6,368 |
| Net interest income | $485,000 | 6,478 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $55,000 | 5,999 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $47,000 | 4,592 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $8,000 | 6,771 |
| Total noninterest expense | $511,000 | 6,119 |
| Salaries and employee benefits | $246,000 | 6,227 |
| Premises and equipment expense | $51,000 | 6,363 |
| Additional noninterest expense | $214,000 | 5,528 |
| Pre-tax net operating income | $29,000 | 5,925 |
| Securities gains (losses) | $-2,000 | 7,398 |
| Applicable income taxes | $1,000 | 4,457 |
| Income before extraordinary items | $26,000 | 6,049 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $26,000 | 6,049 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $26,000 | 6,049 |
| Net charge-offs | $17,000 | 4,530 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $80,000 | 336 |
| Net operating income | $27,920 | 5,911 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,841,000 | 6,442 |
| Total interest expense | $857,000 | 6,334 |
| Net interest income | $1,984,000 | 6,367 |
| Provision for loan and lease losses | $500,000 | 4,539 |
| Total noninterest income | $227,000 | 6,063 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $196,000 | 4,698 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $31,000 | 6,716 |
| Total noninterest expense | $1,793,000 | 6,457 |
| Salaries and employee benefits | $1,039,000 | 6,157 |
| Premises and equipment expense | $151,000 | 6,934 |
| Additional noninterest expense | $603,000 | 6,438 |
| Pre-tax net operating income | $-82,000 | 5,558 |
| Securities gains (losses) | $92,000 | 2,210 |
| Applicable income taxes | $15,000 | 3,769 |
| Income before extraordinary items | $-5,000 | 5,550 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-5,000 | 5,548 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-5,000 | 5,548 |
| Net charge-offs | $199,000 | 5,015 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-63,880 | 5,627 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,144,000 | 6,498 |
| Total interest expense | $659,000 | 6,420 |
| Net interest income | $1,485,000 | 6,398 |
| Provision for loan and lease losses | $500,000 | 3,787 |
| Total noninterest income | $173,000 | 6,134 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $150,000 | 4,682 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $23,000 | 6,907 |
| Total noninterest expense | $1,306,000 | 6,544 |
| Salaries and employee benefits | $768,000 | 6,218 |
| Premises and equipment expense | $108,000 | 7,037 |
| Additional noninterest expense | $430,000 | 6,561 |
| Pre-tax net operating income | $-148,000 | 5,953 |
| Securities gains (losses) | $44,000 | 2,377 |
| Applicable income taxes | $5,000 | 4,212 |
| Income before extraordinary items | $-109,000 | 5,993 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-109,000 | 5,993 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-109,000 | 5,993 |
| Net charge-offs | $195,000 | 4,279 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-153,000 | 6,027 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,427,000 | 6,571 |
| Total interest expense | $449,000 | 6,487 |
| Net interest income | $978,000 | 6,437 |
| Provision for loan and lease losses | $465,000 | 3,066 |
| Total noninterest income | $108,000 | 6,278 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $92,000 | 4,810 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $16,000 | 6,961 |
| Total noninterest expense | $876,000 | 6,591 |
| Salaries and employee benefits | $513,000 | 6,282 |
| Premises and equipment expense | $80,000 | 6,940 |
| Additional noninterest expense | $283,000 | 6,617 |
| Pre-tax net operating income | $-255,000 | 6,368 |
| Securities gains (losses) | $-12,000 | 7,492 |
| Applicable income taxes | $6,000 | 4,180 |
| Income before extraordinary items | $-273,000 | 6,505 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-273,000 | 6,504 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-273,000 | 6,504 |
| Net charge-offs | $195,000 | 3,449 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-261,000 | 6,477 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $722,000 | 6,589 |
| Total interest expense | $232,000 | 6,538 |
| Net interest income | $490,000 | 6,446 |
| Provision for loan and lease losses | $98,000 | 3,944 |
| Total noninterest income | $54,000 | 6,268 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $45,000 | 4,805 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $9,000 | 6,953 |
| Total noninterest expense | $450,000 | 6,500 |
| Salaries and employee benefits | $256,000 | 6,344 |
| Premises and equipment expense | $46,000 | 6,774 |
| Additional noninterest expense | $148,000 | 6,343 |
| Pre-tax net operating income | $-4,000 | 6,259 |
| Securities gains (losses) | $1,000 | 2,304 |
| Applicable income taxes | $5,000 | 4,285 |
| Income before extraordinary items | $-8,000 | 6,451 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-8,000 | 6,451 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-8,000 | 6,452 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-9,000 | 6,315 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,006,000 | 6,619 |
| Total interest expense | $1,150,000 | 6,532 |
| Net interest income | $1,856,000 | 6,584 |
| Provision for loan and lease losses | $40,000 | 6,700 |
| Total noninterest income | $250,000 | 6,134 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $216,000 | 4,650 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $34,000 | 7,102 |
| Total noninterest expense | $1,705,000 | 6,605 |
| Salaries and employee benefits | $1,071,000 | 6,269 |
| Premises and equipment expense | $159,000 | 7,060 |
| Additional noninterest expense | $475,000 | 6,729 |
| Pre-tax net operating income | $361,000 | 5,244 |
| Securities gains (losses) | $-16,000 | 7,060 |
| Applicable income taxes | $86,000 | 3,499 |
| Income before extraordinary items | $259,000 | 5,263 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $259,000 | 5,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 4,895 |
| Cash dividends | $190,000 | 4,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $271,000 | 5,377 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,283,000 | 6,656 |
| Total interest expense | $893,000 | 6,574 |
| Net interest income | $1,390,000 | 6,640 |
| Provision for loan and lease losses | $40,000 | 6,090 |
| Total noninterest income | $185,000 | 6,263 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $161,000 | 4,691 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $24,000 | 7,304 |
| Total noninterest expense | $1,285,000 | 6,595 |
| Salaries and employee benefits | $796,000 | 6,300 |
| Premises and equipment expense | $118,000 | 7,132 |
| Additional noninterest expense | $371,000 | 6,634 |
| Pre-tax net operating income | $250,000 | 5,842 |
| Securities gains (losses) | $-6,000 | 7,287 |
| Applicable income taxes | $1,000 | 5,240 |
| Income before extraordinary items | $243,000 | 5,486 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $243,000 | 5,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 4,962 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $249,000 | 5,627 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,525,000 | 6,713 |
| Total interest expense | $618,000 | 6,634 |
| Net interest income | $907,000 | 6,703 |
| Provision for loan and lease losses | $40,000 | 5,379 |
| Total noninterest income | $117,000 | 6,413 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $99,000 | 4,847 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $18,000 | 7,278 |
| Total noninterest expense | $899,000 | 6,543 |
| Salaries and employee benefits | $555,000 | 6,248 |
| Premises and equipment expense | $88,000 | 6,959 |
| Additional noninterest expense | $256,000 | 6,592 |
| Pre-tax net operating income | $85,000 | 6,484 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $85,000 | 6,455 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $85,000 | 6,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 4,173 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $85,000 | 6,393 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $802,000 | 6,701 |
| Total interest expense | $330,000 | 6,644 |
| Net interest income | $472,000 | 6,634 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $56,000 | 6,473 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $46,000 | 4,958 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $10,000 | 7,226 |
| Total noninterest expense | $499,000 | 6,302 |
| Salaries and employee benefits | $303,000 | 6,050 |
| Premises and equipment expense | $49,000 | 6,810 |
| Additional noninterest expense | $147,000 | 6,223 |
| Pre-tax net operating income | $29,000 | 6,866 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $29,000 | 6,889 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $29,000 | 6,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,915 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $29,000 | 6,796 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,172,000 | 6,742 |
| Total interest expense | $1,428,000 | 6,525 |
| Net interest income | $1,744,000 | 6,820 |
| Provision for loan and lease losses | $285,000 | 3,288 |
| Total noninterest income | $346,000 | 5,770 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $200,000 | 4,911 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $146,000 | 5,617 |
| Total noninterest expense | $1,568,000 | 6,813 |
| Salaries and employee benefits | $982,000 | 6,478 |
| Premises and equipment expense | $163,000 | 7,132 |
| Additional noninterest expense | $423,000 | 6,936 |
| Pre-tax net operating income | $237,000 | 6,776 |
| Securities gains (losses) | $1,000 | 1,983 |
| Applicable income taxes | $41,000 | 5,030 |
| Income before extraordinary items | $197,000 | 6,799 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $197,000 | 6,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $286,000 | 2,361 |
| Cash dividends | $135,000 | 5,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $196,170 | 6,785 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,337,000 | 6,804 |
| Total interest expense | $1,060,000 | 6,582 |
| Net interest income | $1,277,000 | 6,907 |
| Provision for loan and lease losses | $285,000 | 2,385 |
| Total noninterest income | $233,000 | 6,021 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $151,000 | 4,911 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $82,000 | 6,115 |
| Total noninterest expense | $1,142,000 | 6,865 |
| Salaries and employee benefits | $708,000 | 6,574 |
| Premises and equipment expense | $121,000 | 7,111 |
| Additional noninterest expense | $313,000 | 6,950 |
| Pre-tax net operating income | $83,000 | 7,376 |
| Securities gains (losses) | $1,000 | 1,492 |
| Applicable income taxes | $41,000 | 5,075 |
| Income before extraordinary items | $43,000 | 7,517 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $43,000 | 7,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $286,000 | 1,576 |
| Cash dividends | $135,000 | 4,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $42,360 | 7,506 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,533,000 | 6,868 |
| Total interest expense | $693,000 | 6,640 |
| Net interest income | $840,000 | 6,987 |
| Provision for loan and lease losses | $230,000 | 1,959 |
| Total noninterest income | $176,000 | 5,837 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $98,000 | 4,983 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $78,000 | 5,568 |
| Total noninterest expense | $782,000 | 6,860 |
| Salaries and employee benefits | $481,000 | 6,582 |
| Premises and equipment expense | $90,000 | 6,954 |
| Additional noninterest expense | $211,000 | 6,971 |
| Pre-tax net operating income | $4,000 | 7,752 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $41,000 | 4,901 |
| Income before extraordinary items | $-37,000 | 7,888 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-37,000 | 7,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $277,000 | 1,081 |
| Cash dividends | $135,000 | 4,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-37,000 | 7,878 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $758,000 | 6,923 |
| Total interest expense | $329,000 | 6,761 |
| Net interest income | $429,000 | 6,958 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $120,000 | 5,130 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $49,000 | 4,927 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $71,000 | 4,430 |
| Total noninterest expense | $380,000 | 6,951 |
| Salaries and employee benefits | $208,000 | 6,945 |
| Premises and equipment expense | $53,000 | 6,692 |
| Additional noninterest expense | $119,000 | 6,711 |
| Pre-tax net operating income | $169,000 | 5,832 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $6,000 | 5,609 |
| Income before extraordinary items | $163,000 | 5,483 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $163,000 | 5,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $135,000 | 2,835 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $163,000 | 5,467 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,027,000 | 6,756 |
| Total interest expense | $1,267,000 | 6,483 |
| Net interest income | $1,760,000 | 6,854 |
| Provision for loan and lease losses | $45,000 | 5,711 |
| Total noninterest income | $235,000 | 6,636 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $196,000 | 5,036 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $39,000 | 7,501 |
| Total noninterest expense | $1,640,000 | 6,667 |
| Salaries and employee benefits | $1,038,000 | 6,314 |
| Premises and equipment expense | $174,000 | 6,983 |
| Additional noninterest expense | $428,000 | 6,931 |
| Pre-tax net operating income | $310,000 | 7,086 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,000 | 6,499 |
| Income before extraordinary items | $309,000 | 6,876 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $309,000 | 6,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 4,576 |
| Cash dividends | $180,000 | 5,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $309,000 | 6,877 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,217,000 | 6,847 |
| Total interest expense | $920,000 | 6,517 |
| Net interest income | $1,297,000 | 6,977 |
| Provision for loan and lease losses | $40,000 | 5,377 |
| Total noninterest income | $169,000 | 6,765 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $146,000 | 5,088 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $23,000 | 7,743 |
| Total noninterest expense | $1,116,000 | 6,936 |
| Salaries and employee benefits | $665,000 | 6,692 |
| Premises and equipment expense | $126,000 | 7,071 |
| Additional noninterest expense | $325,000 | 6,915 |
| Pre-tax net operating income | $310,000 | 6,961 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,000 | 6,574 |
| Income before extraordinary items | $309,000 | 6,687 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $309,000 | 6,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 3,707 |
| Cash dividends | $135,000 | 4,546 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $309,000 | 6,689 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,450,000 | 6,898 |
| Total interest expense | $596,000 | 6,485 |
| Net interest income | $854,000 | 7,041 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $117,000 | 6,718 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $100,000 | 5,022 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $17,000 | 7,713 |
| Total noninterest expense | $757,000 | 6,910 |
| Salaries and employee benefits | $440,000 | 6,745 |
| Premises and equipment expense | $96,000 | 6,851 |
| Additional noninterest expense | $221,000 | 6,894 |
| Pre-tax net operating income | $214,000 | 6,991 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,000 | 6,575 |
| Income before extraordinary items | $213,000 | 6,658 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $213,000 | 6,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,181 |
| Cash dividends | $90,000 | 4,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $213,000 | 6,659 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $708,000 | 6,925 |
| Total interest expense | $283,000 | 6,510 |
| Net interest income | $425,000 | 7,077 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $55,000 | 6,782 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $46,000 | 5,116 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $9,000 | 7,631 |
| Total noninterest expense | $407,000 | 6,737 |
| Salaries and employee benefits | $219,000 | 6,769 |
| Premises and equipment expense | $56,000 | 6,526 |
| Additional noninterest expense | $132,000 | 6,413 |
| Pre-tax net operating income | $73,000 | 7,403 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,000 | 6,453 |
| Income before extraordinary items | $72,000 | 7,166 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $72,000 | 7,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,605 |
| Cash dividends | $45,000 | 3,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $72,000 | 7,167 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,735,000 | 6,808 |
| Total interest expense | $948,000 | 6,412 |
| Net interest income | $1,787,000 | 6,910 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $246,000 | 6,706 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $191,000 | 5,131 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $55,000 | 7,265 |
| Total noninterest expense | $1,520,000 | 6,848 |
| Salaries and employee benefits | $938,000 | 6,530 |
| Premises and equipment expense | $180,000 | 6,944 |
| Additional noninterest expense | $402,000 | 7,085 |
| Pre-tax net operating income | $513,000 | 6,709 |
| Securities gains (losses) | $-21,000 | 7,836 |
| Applicable income taxes | $1,000 | 6,850 |
| Income before extraordinary items | $491,000 | 6,408 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $491,000 | 6,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,038 |
| Cash dividends | $475,000 | 3,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $512,000 | 6,290 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,003,000 | 6,864 |
| Total interest expense | $682,000 | 6,430 |
| Net interest income | $1,321,000 | 6,988 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $189,000 | 6,700 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $143,000 | 5,179 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $46,000 | 7,164 |
| Total noninterest expense | $1,141,000 | 6,854 |
| Salaries and employee benefits | $686,000 | 6,604 |
| Premises and equipment expense | $143,000 | 6,825 |
| Additional noninterest expense | $312,000 | 7,011 |
| Pre-tax net operating income | $369,000 | 6,916 |
| Securities gains (losses) | $-21,000 | 8,193 |
| Applicable income taxes | $1,000 | 6,867 |
| Income before extraordinary items | $347,000 | 6,667 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $347,000 | 6,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 4,230 |
| Cash dividends | $135,000 | 4,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $368,000 | 6,508 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,331,000 | 6,838 |
| Total interest expense | $440,000 | 6,371 |
| Net interest income | $891,000 | 6,962 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $125,000 | 6,674 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $94,000 | 5,172 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $31,000 | 7,144 |
| Total noninterest expense | $785,000 | 6,779 |
| Salaries and employee benefits | $461,000 | 6,580 |
| Premises and equipment expense | $108,000 | 6,532 |
| Additional noninterest expense | $216,000 | 6,911 |
| Pre-tax net operating income | $231,000 | 7,013 |
| Securities gains (losses) | $-16,000 | 8,304 |
| Applicable income taxes | $1,000 | 6,848 |
| Income before extraordinary items | $214,000 | 6,812 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $214,000 | 6,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 3,271 |
| Cash dividends | $90,000 | 4,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $230,000 | 6,622 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $668,000 | 6,848 |
| Total interest expense | $211,000 | 6,398 |
| Net interest income | $457,000 | 6,939 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $61,000 | 6,717 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $44,000 | 5,270 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $17,000 | 7,096 |
| Total noninterest expense | $423,000 | 6,633 |
| Salaries and employee benefits | $228,000 | 6,652 |
| Premises and equipment expense | $61,000 | 6,293 |
| Additional noninterest expense | $134,000 | 6,370 |
| Pre-tax net operating income | $95,000 | 7,298 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,000 | 6,740 |
| Income before extraordinary items | $94,000 | 7,002 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $94,000 | 7,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $45,000 | 3,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $94,000 | 6,975 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,728,000 | 6,679 |
| Total interest expense | $834,000 | 6,146 |
| Net interest income | $1,894,000 | 6,768 |
| Provision for loan and lease losses | $110,000 | 4,839 |
| Total noninterest income | $249,000 | 6,786 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $188,000 | 5,353 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $61,000 | 7,170 |
| Total noninterest expense | $1,741,000 | 6,460 |
| Salaries and employee benefits | $1,087,000 | 6,013 |
| Premises and equipment expense | $179,000 | 6,989 |
| Additional noninterest expense | $475,000 | 6,698 |
| Pre-tax net operating income | $292,000 | 7,467 |
| Securities gains (losses) | $16,000 | 2,543 |
| Applicable income taxes | $1,000 | 7,085 |
| Income before extraordinary items | $307,000 | 7,195 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $307,000 | 7,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,043 |
| Cash dividends | $592,000 | 3,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $291,000 | 7,214 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,052,000 | 6,694 |
| Total interest expense | $626,000 | 6,149 |
| Net interest income | $1,426,000 | 6,771 |
| Provision for loan and lease losses | $80,000 | 4,713 |
| Total noninterest income | $188,000 | 6,794 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $143,000 | 5,373 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $45,000 | 7,213 |
| Total noninterest expense | $1,139,000 | 6,820 |
| Salaries and employee benefits | $671,000 | 6,587 |
| Premises and equipment expense | $114,000 | 7,277 |
| Additional noninterest expense | $354,000 | 6,681 |
| Pre-tax net operating income | $395,000 | 6,762 |
| Securities gains (losses) | $16,000 | 2,442 |
| Applicable income taxes | $1,000 | 7,130 |
| Income before extraordinary items | $410,000 | 6,268 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $410,000 | 6,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,478 |
| Cash dividends | $397,000 | 3,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $394,000 | 6,291 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,352,000 | 6,764 |
| Total interest expense | $419,000 | 6,159 |
| Net interest income | $933,000 | 6,852 |
| Provision for loan and lease losses | $40,000 | 5,015 |
| Total noninterest income | $120,000 | 6,894 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $92,000 | 5,442 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $28,000 | 7,329 |
| Total noninterest expense | $780,000 | 6,792 |
| Salaries and employee benefits | $446,000 | 6,636 |
| Premises and equipment expense | $86,000 | 7,074 |
| Additional noninterest expense | $248,000 | 6,559 |
| Pre-tax net operating income | $233,000 | 6,954 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $233,000 | 6,600 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $233,000 | 6,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $397,000 | 2,498 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $233,000 | 6,510 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $636,000 | 6,932 |
| Total interest expense | $210,000 | 6,211 |
| Net interest income | $426,000 | 7,112 |
| Provision for loan and lease losses | $40,000 | 3,725 |
| Total noninterest income | $59,000 | 6,900 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $44,000 | 5,481 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $15,000 | 7,252 |
| Total noninterest expense | $405,000 | 6,729 |
| Salaries and employee benefits | $220,000 | 6,718 |
| Premises and equipment expense | $52,000 | 6,694 |
| Additional noninterest expense | $133,000 | 6,356 |
| Pre-tax net operating income | $40,000 | 8,049 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $40,000 | 7,965 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $40,000 | 7,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,994 |
| Cash dividends | $397,000 | 1,458 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $40,000 | 7,901 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,729,000 | 6,811 |
| Total interest expense | $950,000 | 6,261 |
| Net interest income | $1,779,000 | 6,932 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $295,000 | 6,631 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $205,000 | 5,217 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $90,000 | 6,702 |
| Total noninterest expense | $1,626,000 | 6,652 |
| Salaries and employee benefits | $1,057,000 | 6,063 |
| Premises and equipment expense | $150,000 | 7,393 |
| Additional noninterest expense | $419,000 | 7,051 |
| Pre-tax net operating income | $448,000 | 6,849 |
| Securities gains (losses) | $4,000 | 3,987 |
| Applicable income taxes | $1,000 | 7,379 |
| Income before extraordinary items | $451,000 | 6,567 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $451,000 | 6,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,724 |
| Cash dividends | $467,000 | 3,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $447,000 | 6,417 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,062,000 | 6,868 |
| Total interest expense | $727,000 | 6,357 |
| Net interest income | $1,335,000 | 6,973 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $215,000 | 6,726 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $156,000 | 5,220 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $59,000 | 6,984 |
| Total noninterest expense | $1,095,000 | 6,959 |
| Salaries and employee benefits | $664,000 | 6,633 |
| Premises and equipment expense | $113,000 | 7,400 |
| Additional noninterest expense | $318,000 | 6,989 |
| Pre-tax net operating income | $455,000 | 6,481 |
| Securities gains (losses) | $5,000 | 3,620 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $460,000 | 6,044 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $460,000 | 6,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,480 |
| Cash dividends | $467,000 | 2,798 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $455,000 | 5,901 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,386,000 | 6,900 |
| Total interest expense | $501,000 | 6,390 |
| Net interest income | $885,000 | 7,009 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $148,000 | 6,675 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $103,000 | 5,211 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $45,000 | 6,742 |
| Total noninterest expense | $744,000 | 6,930 |
| Salaries and employee benefits | $442,000 | 6,658 |
| Premises and equipment expense | $84,000 | 7,192 |
| Additional noninterest expense | $218,000 | 6,923 |
| Pre-tax net operating income | $289,000 | 6,564 |
| Securities gains (losses) | $4,000 | 3,287 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $293,000 | 6,141 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $293,000 | 6,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $467,000 | 2,252 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $289,000 | 5,974 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $699,000 | 6,914 |
| Total interest expense | $250,000 | 6,492 |
| Net interest income | $449,000 | 6,969 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $68,000 | 6,777 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $53,000 | 5,050 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $15,000 | 7,351 |
| Total noninterest expense | $384,000 | 6,841 |
| Salaries and employee benefits | $219,000 | 6,708 |
| Premises and equipment expense | $48,000 | 6,893 |
| Additional noninterest expense | $117,000 | 6,723 |
| Pre-tax net operating income | $133,000 | 6,710 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $133,000 | 6,303 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $133,000 | 6,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $467,000 | 1,297 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $133,000 | 6,131 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,004,000 | 6,861 |
| Total interest expense | $1,119,000 | 6,623 |
| Net interest income | $1,885,000 | 6,812 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $266,000 | 6,729 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $205,000 | 5,141 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $61,000 | 7,318 |
| Total noninterest expense | $1,624,000 | 6,615 |
| Salaries and employee benefits | $1,042,000 | 5,979 |
| Premises and equipment expense | $164,000 | 7,257 |
| Additional noninterest expense | $418,000 | 7,021 |
| Pre-tax net operating income | $527,000 | 6,670 |
| Securities gains (losses) | $8,000 | 3,732 |
| Applicable income taxes | $7,000 | 7,388 |
| Income before extraordinary items | $528,000 | 6,270 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $528,000 | 6,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,516 |
| Cash dividends | $249,000 | 4,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $520,080 | 6,155 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,130,000 | 7,121 |
| Total interest expense | $1,478,000 | 7,024 |
| Net interest income | $1,652,000 | 7,061 |
| Provision for loan and lease losses | $10,000 | 7,930 |
| Total noninterest income | $246,000 | 6,896 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $181,000 | 5,377 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $65,000 | 7,257 |
| Total noninterest expense | $1,578,000 | 6,624 |
| Salaries and employee benefits | $991,000 | 6,013 |
| Premises and equipment expense | $178,000 | 7,095 |
| Additional noninterest expense | $409,000 | 7,072 |
| Pre-tax net operating income | $310,000 | 7,365 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $8,000 | 7,657 |
| Income before extraordinary items | $302,000 | 7,128 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $302,000 | 7,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,017 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $302,000 | 7,011 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,007,000 | 7,406 |
| Total interest expense | $1,445,000 | 7,266 |
| Net interest income | $1,562,000 | 7,358 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $290,000 | 6,394 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $155,000 | 5,688 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $135,000 | 5,731 |
| Total noninterest expense | $1,515,000 | 6,715 |
| Salaries and employee benefits | $984,000 | 5,981 |
| Premises and equipment expense | $155,000 | 7,516 |
| Additional noninterest expense | $376,000 | 7,353 |
| Pre-tax net operating income | $337,000 | 7,748 |
| Securities gains (losses) | $-19,000 | 8,710 |
| Applicable income taxes | $92,000 | 6,616 |
| Income before extraordinary items | $226,000 | 7,920 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $226,000 | 7,920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,683 |
| Cash dividends | $245,000 | 4,813 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $239,490 | 7,849 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,899,000 | 7,496 |
| Total interest expense | $1,329,000 | 7,341 |
| Net interest income | $1,570,000 | 7,455 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $287,000 | 6,558 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $146,000 | 5,914 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $141,000 | 5,751 |
| Total noninterest expense | $1,534,000 | 6,690 |
| Salaries and employee benefits | $967,000 | 6,012 |
| Premises and equipment expense | $175,000 | 7,220 |
| Additional noninterest expense | $392,000 | 7,343 |
| Pre-tax net operating income | $323,000 | 7,964 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $131,000 | 6,497 |
| Income before extraordinary items | $192,000 | 8,367 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $192,000 | 8,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,573 |
| Cash dividends | $135,000 | 5,778 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $192,000 | 8,332 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,868,000 | 7,680 |
| Total interest expense | $1,369,000 | 7,499 |
| Net interest income | $1,499,000 | 7,688 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $310,000 | 6,373 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $172,000 | 5,561 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $138,000 | 5,890 |
| Total noninterest expense | $1,447,000 | 6,833 |
| Salaries and employee benefits | $923,000 | 6,101 |
| Premises and equipment expense | $155,000 | 7,539 |
| Additional noninterest expense | $369,000 | 7,484 |
| Pre-tax net operating income | $362,000 | 8,081 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $86,000 | 7,734 |
| Income before extraordinary items | $276,000 | 8,067 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $276,000 | 8,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,026 |
| Cash dividends | $350,000 | 4,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $276,000 | 7,994 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,770,000 | 8,039 |
| Total interest expense | $1,316,000 | 7,810 |
| Net interest income | $1,454,000 | 8,089 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $292,000 | 6,733 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $161,000 | 5,977 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $131,000 | 6,052 |
| Total noninterest expense | $1,342,000 | 7,202 |
| Salaries and employee benefits | $860,000 | 6,487 |
| Premises and equipment expense | $143,000 | 7,962 |
| Additional noninterest expense | $339,000 | 7,911 |
| Pre-tax net operating income | $404,000 | 8,426 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $91,000 | 8,552 |
| Income before extraordinary items | $313,000 | 8,275 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $313,000 | 8,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,963 |
| Cash dividends | $250,000 | 4,919 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $313,000 | 8,229 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,663,000 | 8,480 |
| Total interest expense | $1,213,000 | 8,343 |
| Net interest income | $1,450,000 | 8,387 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $531,000 | 4,964 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $147,000 | 6,520 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $384,000 | 3,478 |
| Total noninterest expense | $1,308,000 | 7,638 |
| Salaries and employee benefits | $823,000 | 6,868 |
| Premises and equipment expense | $130,000 | 8,532 |
| Additional noninterest expense | $355,000 | 8,311 |
| Pre-tax net operating income | $673,000 | 7,056 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $217,000 | 6,883 |
| Income before extraordinary items | $456,000 | 7,192 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $456,000 | 7,195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,912 |
| Cash dividends | $420,000 | 3,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $456,000 | 7,146 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,559,000 | 8,872 |
| Total interest expense | $1,163,000 | 8,707 |
| Net interest income | $1,396,000 | 8,795 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $288,000 | 7,218 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $151,000 | 6,643 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $137,000 | 6,244 |
| Total noninterest expense | $1,250,000 | 8,041 |
| Salaries and employee benefits | $776,000 | 7,239 |
| Premises and equipment expense | $118,000 | 9,102 |
| Additional noninterest expense | $356,000 | 8,641 |
| Pre-tax net operating income | $434,000 | 8,847 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $108,000 | 9,021 |
| Income before extraordinary items | $326,000 | 8,698 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $326,000 | 8,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,178 |
| Cash dividends | $250,000 | 4,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $326,000 | 8,663 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,397,000 | 9,095 |
| Total interest expense | $929,000 | 8,999 |
| Net interest income | $1,468,000 | 8,969 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $273,000 | 7,603 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $150,000 | 6,885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 6,852 |
| Total noninterest expense | $1,248,000 | 8,431 |
| Salaries and employee benefits | $755,000 | 7,486 |
| Premises and equipment expense | $118,000 | 9,449 |
| Additional noninterest expense | $375,000 | 9,083 |
| Pre-tax net operating income | $493,000 | 8,700 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $180,000 | 7,704 |
| Income before extraordinary items | $313,000 | 9,003 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $313,000 | 9,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,341 |
| Cash dividends | $250,000 | 4,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $313,000 | 9,075 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,432,000 | 9,329 |
| Total interest expense | $939,000 | 9,388 |
| Net interest income | $1,493,000 | 9,137 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $266,000 | 8,127 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $144,000 | 7,244 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $122,000 | 7,244 |
| Total noninterest expense | $1,210,000 | 8,850 |
| Salaries and employee benefits | $728,000 | 7,795 |
| Premises and equipment expense | $110,000 | 10,124 |
| Additional noninterest expense | $372,000 | 9,572 |
| Pre-tax net operating income | $549,000 | 8,303 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $101,000 | 9,717 |
| Income before extraordinary items | $449,000 | 7,976 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $449,000 | 8,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 12,596 |
| Cash dividends | $350,000 | 3,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $448,180 | 7,726 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,695,000 | 9,543 |
| Total interest expense | $1,239,000 | 9,458 |
| Net interest income | $1,456,000 | 9,424 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $229,000 | 8,874 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 7,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 8,166 |
| Total noninterest expense | $1,167,000 | 9,201 |
| Salaries and employee benefits | $708,000 | 7,926 |
| Premises and equipment expense | $106,000 | 10,520 |
| Additional noninterest expense | $353,000 | 10,154 |
| Pre-tax net operating income | $518,000 | 8,283 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $127,000 | 9,192 |
| Income before extraordinary items | $391,000 | 8,309 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $391,000 | 8,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 10,870 |
| Cash dividends | $325,000 | 3,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $391,000 | 7,954 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.