Home > The First National Bank in Staunton > Income and Expense
The First National Bank in Staunton, Income and Expense
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $20,395,000 | 1,498 |
| Total interest expense | $3,692,000 | 1,572 |
| Net interest income | $16,703,000 | 1,449 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $3,851,000 | 1,351 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $1,177,000 | 1,002 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,674,000 | 1,292 |
| Total noninterest expense | $13,335,000 | 1,497 |
| Salaries and employee benefits | $7,868,000 | 1,475 |
| Premises and equipment expense | $1,241,000 | 1,755 |
| Additional noninterest expense | $4,226,000 | 1,439 |
| Pre-tax net operating income | $7,219,000 | 1,330 |
| Securities gains (losses) | $28,000 | 1,502 |
| Applicable income taxes | $82,000 | 3,114 |
| Income before extraordinary items | $7,165,000 | 1,219 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $7,165,000 | 1,219 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $7,165,000 | 1,221 |
| Net charge-offs | $329,000 | 1,296 |
| Cash dividends | $4,115,000 | 936 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $7,137,280 | 1,200 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $15,231,000 | 1,516 |
| Total interest expense | $2,738,000 | 1,591 |
| Net interest income | $12,493,000 | 1,462 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $2,867,000 | 1,349 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $858,000 | 1,026 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,009,000 | 1,281 |
| Total noninterest expense | $9,959,000 | 1,510 |
| Salaries and employee benefits | $5,865,000 | 1,483 |
| Premises and equipment expense | $929,000 | 1,777 |
| Additional noninterest expense | $3,165,000 | 1,450 |
| Pre-tax net operating income | $5,401,000 | 1,360 |
| Securities gains (losses) | $18,000 | 1,471 |
| Applicable income taxes | $64,000 | 3,152 |
| Income before extraordinary items | $5,355,000 | 1,239 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $5,355,000 | 1,241 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,355,000 | 1,241 |
| Net charge-offs | $217,000 | 1,235 |
| Cash dividends | $4,115,000 | 702 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $5,337,180 | 1,217 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $10,011,000 | 1,533 |
| Total interest expense | $1,784,000 | 1,593 |
| Net interest income | $8,227,000 | 1,479 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $1,826,000 | 1,359 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $542,000 | 1,068 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,284,000 | 1,278 |
| Total noninterest expense | $6,566,000 | 1,525 |
| Salaries and employee benefits | $3,918,000 | 1,489 |
| Premises and equipment expense | $596,000 | 1,828 |
| Additional noninterest expense | $2,052,000 | 1,484 |
| Pre-tax net operating income | $3,487,000 | 1,374 |
| Securities gains (losses) | $16,000 | 1,095 |
| Applicable income taxes | $45,000 | 3,135 |
| Income before extraordinary items | $3,458,000 | 1,247 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,458,000 | 1,247 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,458,000 | 1,247 |
| Net charge-offs | $144,000 | 1,194 |
| Cash dividends | $3,400,000 | 586 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $3,442,160 | 1,225 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $4,922,000 | 1,546 |
| Total interest expense | $867,000 | 1,589 |
| Net interest income | $4,055,000 | 1,499 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $873,000 | 1,355 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $257,000 | 1,100 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $616,000 | 1,268 |
| Total noninterest expense | $3,177,000 | 1,576 |
| Salaries and employee benefits | $1,888,000 | 1,544 |
| Premises and equipment expense | $298,000 | 1,848 |
| Additional noninterest expense | $991,000 | 1,519 |
| Pre-tax net operating income | $1,751,000 | 1,345 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $23,000 | 3,098 |
| Income before extraordinary items | $1,728,000 | 1,228 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,728,000 | 1,227 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,728,000 | 1,227 |
| Net charge-offs | $-28,000 | 4,950 |
| Cash dividends | $1,750,000 | 563 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,728,000 | 1,204 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $18,703,000 | 1,534 |
| Total interest expense | $2,832,000 | 1,496 |
| Net interest income | $15,871,000 | 1,514 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $3,941,000 | 1,283 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $1,272,000 | 941 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,669,000 | 1,237 |
| Total noninterest expense | $13,044,000 | 1,505 |
| Salaries and employee benefits | $7,546,000 | 1,485 |
| Premises and equipment expense | $1,135,000 | 1,871 |
| Additional noninterest expense | $4,363,000 | 1,394 |
| Pre-tax net operating income | $6,768,000 | 1,387 |
| Securities gains (losses) | $21,000 | 564 |
| Applicable income taxes | $50,000 | 3,363 |
| Income before extraordinary items | $6,739,000 | 1,255 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $6,739,000 | 1,253 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $6,739,000 | 1,254 |
| Net charge-offs | $1,335,000 | 468 |
| Cash dividends | $5,310,000 | 704 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $6,718,210 | 1,254 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $13,770,000 | 1,543 |
| Total interest expense | $2,003,000 | 1,487 |
| Net interest income | $11,767,000 | 1,526 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $3,007,000 | 1,274 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $949,000 | 947 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,058,000 | 1,237 |
| Total noninterest expense | $9,673,000 | 1,520 |
| Salaries and employee benefits | $5,661,000 | 1,481 |
| Premises and equipment expense | $857,000 | 1,878 |
| Additional noninterest expense | $3,155,000 | 1,450 |
| Pre-tax net operating income | $5,101,000 | 1,401 |
| Securities gains (losses) | $10,000 | 710 |
| Applicable income taxes | $38,000 | 3,424 |
| Income before extraordinary items | $5,073,000 | 1,255 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,073,000 | 1,253 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $5,073,000 | 1,254 |
| Net charge-offs | $1,335,000 | 362 |
| Cash dividends | $4,550,000 | 585 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $5,063,100 | 1,254 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $9,044,000 | 1,548 |
| Total interest expense | $1,254,000 | 1,495 |
| Net interest income | $7,790,000 | 1,533 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $2,052,000 | 1,257 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $620,000 | 961 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,432,000 | 1,194 |
| Total noninterest expense | $6,433,000 | 1,529 |
| Salaries and employee benefits | $3,777,000 | 1,485 |
| Premises and equipment expense | $582,000 | 1,869 |
| Additional noninterest expense | $2,074,000 | 1,463 |
| Pre-tax net operating income | $3,409,000 | 1,373 |
| Securities gains (losses) | $8,000 | 635 |
| Applicable income taxes | $25,000 | 3,427 |
| Income before extraordinary items | $3,392,000 | 1,231 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,392,000 | 1,230 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,392,000 | 1,230 |
| Net charge-offs | $1,287,000 | 285 |
| Cash dividends | $3,550,000 | 505 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $3,384,080 | 1,226 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,452,000 | 1,554 |
| Total interest expense | $588,000 | 1,508 |
| Net interest income | $3,864,000 | 1,547 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $1,098,000 | 1,197 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $314,000 | 949 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $784,000 | 1,102 |
| Total noninterest expense | $3,166,000 | 1,562 |
| Salaries and employee benefits | $1,865,000 | 1,523 |
| Premises and equipment expense | $294,000 | 1,888 |
| Additional noninterest expense | $1,007,000 | 1,502 |
| Pre-tax net operating income | $1,796,000 | 1,295 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $13,000 | 3,402 |
| Income before extraordinary items | $1,783,000 | 1,144 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,783,000 | 1,143 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,783,000 | 1,144 |
| Net charge-offs | $15,000 | 1,795 |
| Cash dividends | $1,800,000 | 463 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,783,000 | 1,140 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $17,448,000 | 1,534 |
| Total interest expense | $2,364,000 | 1,346 |
| Net interest income | $15,084,000 | 1,551 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $4,001,000 | 1,282 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $1,308,000 | 936 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,693,000 | 1,261 |
| Total noninterest expense | $12,920,000 | 1,533 |
| Salaries and employee benefits | $7,418,000 | 1,497 |
| Premises and equipment expense | $1,212,000 | 1,831 |
| Additional noninterest expense | $4,290,000 | 1,426 |
| Pre-tax net operating income | $6,165,000 | 1,431 |
| Securities gains (losses) | $37,000 | 1,045 |
| Applicable income taxes | $46,000 | 3,552 |
| Income before extraordinary items | $6,156,000 | 1,147 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $6,156,000 | 1,147 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $6,156,000 | 1,147 |
| Net charge-offs | $145,000 | 2,115 |
| Cash dividends | $5,605,000 | 608 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $6,119,370 | 1,132 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $12,930,000 | 1,547 |
| Total interest expense | $1,721,000 | 1,368 |
| Net interest income | $11,209,000 | 1,564 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $2,997,000 | 1,303 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $947,000 | 965 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,050,000 | 1,261 |
| Total noninterest expense | $9,515,000 | 1,560 |
| Salaries and employee benefits | $5,499,000 | 1,515 |
| Premises and equipment expense | $924,000 | 1,820 |
| Additional noninterest expense | $3,092,000 | 1,475 |
| Pre-tax net operating income | $4,691,000 | 1,438 |
| Securities gains (losses) | $16,000 | 1,419 |
| Applicable income taxes | $35,000 | 3,560 |
| Income before extraordinary items | $4,672,000 | 1,222 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,672,000 | 1,223 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,672,000 | 1,222 |
| Net charge-offs | $54,000 | 2,411 |
| Cash dividends | $4,880,000 | 521 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $4,656,160 | 1,204 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $8,466,000 | 1,555 |
| Total interest expense | $1,142,000 | 1,340 |
| Net interest income | $7,324,000 | 1,578 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $2,003,000 | 1,307 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $608,000 | 988 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,395,000 | 1,245 |
| Total noninterest expense | $6,276,000 | 1,572 |
| Salaries and employee benefits | $3,628,000 | 1,537 |
| Premises and equipment expense | $615,000 | 1,828 |
| Additional noninterest expense | $2,033,000 | 1,488 |
| Pre-tax net operating income | $3,051,000 | 1,455 |
| Securities gains (losses) | $15,000 | 1,091 |
| Applicable income taxes | $23,000 | 3,587 |
| Income before extraordinary items | $3,043,000 | 1,228 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,043,000 | 1,229 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,043,000 | 1,228 |
| Net charge-offs | $143,000 | 1,278 |
| Cash dividends | $3,480,000 | 491 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $3,028,150 | 1,207 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $4,185,000 | 1,567 |
| Total interest expense | $545,000 | 1,366 |
| Net interest income | $3,640,000 | 1,579 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $957,000 | 1,341 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $303,000 | 989 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $654,000 | 1,284 |
| Total noninterest expense | $3,083,000 | 1,615 |
| Salaries and employee benefits | $1,745,000 | 1,615 |
| Premises and equipment expense | $315,000 | 1,817 |
| Additional noninterest expense | $1,023,000 | 1,468 |
| Pre-tax net operating income | $1,514,000 | 1,430 |
| Securities gains (losses) | $2,000 | 951 |
| Applicable income taxes | $11,000 | 3,564 |
| Income before extraordinary items | $1,505,000 | 1,211 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,505,000 | 1,210 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,505,000 | 1,211 |
| Net charge-offs | $66,000 | 1,164 |
| Cash dividends | $2,280,000 | 368 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,503,020 | 1,196 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $16,788,000 | 1,516 |
| Total interest expense | $2,134,000 | 1,334 |
| Net interest income | $14,654,000 | 1,528 |
| Provision for loan and lease losses | $225,000 | 2,297 |
| Total noninterest income | $3,870,000 | 1,376 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $1,331,000 | 932 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,539,000 | 1,360 |
| Total noninterest expense | $12,350,000 | 1,572 |
| Salaries and employee benefits | $6,869,000 | 1,580 |
| Premises and equipment expense | $1,272,000 | 1,767 |
| Additional noninterest expense | $4,209,000 | 1,461 |
| Pre-tax net operating income | $5,949,000 | 1,406 |
| Securities gains (losses) | $185,000 | 925 |
| Applicable income taxes | $18,000 | 3,886 |
| Income before extraordinary items | $6,116,000 | 1,175 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $6,116,000 | 1,174 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $6,116,000 | 1,174 |
| Net charge-offs | $904,000 | 712 |
| Cash dividends | $5,030,000 | 659 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $5,931,000 | 1,180 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $12,586,000 | 1,515 |
| Total interest expense | $1,577,000 | 1,352 |
| Net interest income | $11,009,000 | 1,523 |
| Provision for loan and lease losses | $125,000 | 2,532 |
| Total noninterest income | $2,862,000 | 1,385 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $992,000 | 938 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,870,000 | 1,371 |
| Total noninterest expense | $9,154,000 | 1,587 |
| Salaries and employee benefits | $5,143,000 | 1,574 |
| Premises and equipment expense | $916,000 | 1,845 |
| Additional noninterest expense | $3,095,000 | 1,493 |
| Pre-tax net operating income | $4,592,000 | 1,401 |
| Securities gains (losses) | $168,000 | 898 |
| Applicable income taxes | $8,000 | 4,054 |
| Income before extraordinary items | $4,752,000 | 1,153 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,752,000 | 1,153 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,752,000 | 1,153 |
| Net charge-offs | $849,000 | 548 |
| Cash dividends | $4,855,000 | 516 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $4,584,000 | 1,156 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $8,410,000 | 1,515 |
| Total interest expense | $1,054,000 | 1,353 |
| Net interest income | $7,356,000 | 1,524 |
| Provision for loan and lease losses | $25,000 | 3,413 |
| Total noninterest income | $1,857,000 | 1,395 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $638,000 | 953 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,219,000 | 1,365 |
| Total noninterest expense | $6,114,000 | 1,589 |
| Salaries and employee benefits | $3,449,000 | 1,574 |
| Premises and equipment expense | $609,000 | 1,848 |
| Additional noninterest expense | $2,056,000 | 1,499 |
| Pre-tax net operating income | $3,074,000 | 1,377 |
| Securities gains (losses) | $156,000 | 710 |
| Applicable income taxes | $-3,000 | 5,863 |
| Income before extraordinary items | $3,233,000 | 1,130 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,233,000 | 1,130 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,233,000 | 1,130 |
| Net charge-offs | $281,000 | 904 |
| Cash dividends | $2,980,000 | 571 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $3,077,000 | 1,136 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,198,000 | 1,516 |
| Total interest expense | $525,000 | 1,353 |
| Net interest income | $3,673,000 | 1,523 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $928,000 | 1,380 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $307,000 | 981 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $621,000 | 1,317 |
| Total noninterest expense | $2,990,000 | 1,628 |
| Salaries and employee benefits | $1,712,000 | 1,595 |
| Premises and equipment expense | $297,000 | 1,890 |
| Additional noninterest expense | $981,000 | 1,549 |
| Pre-tax net operating income | $1,611,000 | 1,323 |
| Securities gains (losses) | $81,000 | 621 |
| Applicable income taxes | $-11,000 | 5,984 |
| Income before extraordinary items | $1,703,000 | 1,053 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,703,000 | 1,053 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,703,000 | 1,054 |
| Net charge-offs | $188,000 | 693 |
| Cash dividends | $1,750,000 | 485 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,622,000 | 1,079 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $16,701,000 | 1,477 |
| Total interest expense | $1,981,000 | 1,408 |
| Net interest income | $14,720,000 | 1,500 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $4,153,000 | 1,266 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $1,361,000 | 933 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,792,000 | 1,214 |
| Total noninterest expense | $12,516,000 | 1,548 |
| Salaries and employee benefits | $6,862,000 | 1,542 |
| Premises and equipment expense | $1,349,000 | 1,691 |
| Additional noninterest expense | $4,305,000 | 1,433 |
| Pre-tax net operating income | $6,357,000 | 1,297 |
| Securities gains (losses) | $51,000 | 1,633 |
| Applicable income taxes | $91,000 | 3,369 |
| Income before extraordinary items | $6,317,000 | 1,114 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $6,317,000 | 1,114 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $6,317,000 | 1,114 |
| Net charge-offs | $355,000 | 1,464 |
| Cash dividends | $4,100,000 | 761 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $6,266,510 | 1,101 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $12,533,000 | 1,484 |
| Total interest expense | $1,432,000 | 1,460 |
| Net interest income | $11,101,000 | 1,507 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $3,080,000 | 1,304 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $1,007,000 | 951 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,073,000 | 1,249 |
| Total noninterest expense | $9,307,000 | 1,564 |
| Salaries and employee benefits | $5,117,000 | 1,551 |
| Premises and equipment expense | $996,000 | 1,728 |
| Additional noninterest expense | $3,194,000 | 1,456 |
| Pre-tax net operating income | $4,874,000 | 1,303 |
| Securities gains (losses) | $13,000 | 2,219 |
| Applicable income taxes | $70,000 | 3,464 |
| Income before extraordinary items | $4,817,000 | 1,113 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,817,000 | 1,111 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $4,817,000 | 1,113 |
| Net charge-offs | $72,000 | 2,462 |
| Cash dividends | $3,400,000 | 651 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $4,804,130 | 1,082 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $8,360,000 | 1,486 |
| Total interest expense | $939,000 | 1,488 |
| Net interest income | $7,421,000 | 1,501 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $1,986,000 | 1,335 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $639,000 | 973 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,347,000 | 1,275 |
| Total noninterest expense | $6,200,000 | 1,570 |
| Salaries and employee benefits | $3,454,000 | 1,550 |
| Premises and equipment expense | $655,000 | 1,763 |
| Additional noninterest expense | $2,091,000 | 1,475 |
| Pre-tax net operating income | $3,207,000 | 1,301 |
| Securities gains (losses) | $10,000 | 2,017 |
| Applicable income taxes | $46,000 | 3,492 |
| Income before extraordinary items | $3,171,000 | 1,113 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,171,000 | 1,112 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $3,171,000 | 1,114 |
| Net charge-offs | $11,000 | 3,221 |
| Cash dividends | $2,750,000 | 546 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $3,161,100 | 1,087 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $4,179,000 | 1,489 |
| Total interest expense | $451,000 | 1,540 |
| Net interest income | $3,728,000 | 1,489 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $908,000 | 1,377 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $311,000 | 980 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $597,000 | 1,323 |
| Total noninterest expense | $3,066,000 | 1,579 |
| Salaries and employee benefits | $1,686,000 | 1,591 |
| Premises and equipment expense | $320,000 | 1,825 |
| Additional noninterest expense | $1,060,000 | 1,453 |
| Pre-tax net operating income | $1,570,000 | 1,285 |
| Securities gains (losses) | $-22,000 | 6,305 |
| Applicable income taxes | $22,000 | 3,485 |
| Income before extraordinary items | $1,526,000 | 1,117 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,526,000 | 1,118 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,526,000 | 1,118 |
| Net charge-offs | $45,000 | 1,636 |
| Cash dividends | $1,450,000 | 490 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,547,780 | 1,071 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $17,498,000 | 1,440 |
| Total interest expense | $2,021,000 | 1,464 |
| Net interest income | $15,477,000 | 1,431 |
| Provision for loan and lease losses | $450,000 | 1,555 |
| Total noninterest income | $3,760,000 | 1,333 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,409,000 | 940 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,351,000 | 1,295 |
| Total noninterest expense | $12,391,000 | 1,544 |
| Salaries and employee benefits | $6,725,000 | 1,562 |
| Premises and equipment expense | $1,358,000 | 1,712 |
| Additional noninterest expense | $4,308,000 | 1,462 |
| Pre-tax net operating income | $6,396,000 | 1,249 |
| Securities gains (losses) | $73,000 | 1,471 |
| Applicable income taxes | $103,000 | 3,379 |
| Income before extraordinary items | $6,366,000 | 1,037 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $6,366,000 | 1,036 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $6,366,000 | 1,036 |
| Net charge-offs | $463,000 | 1,550 |
| Cash dividends | $3,495,000 | 824 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $6,294,460 | 1,025 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $13,227,000 | 1,439 |
| Total interest expense | $1,528,000 | 1,468 |
| Net interest income | $11,699,000 | 1,433 |
| Provision for loan and lease losses | $275,000 | 1,722 |
| Total noninterest income | $2,748,000 | 1,369 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $1,041,000 | 960 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,707,000 | 1,335 |
| Total noninterest expense | $9,186,000 | 1,561 |
| Salaries and employee benefits | $5,040,000 | 1,550 |
| Premises and equipment expense | $1,013,000 | 1,739 |
| Additional noninterest expense | $3,133,000 | 1,514 |
| Pre-tax net operating income | $4,986,000 | 1,222 |
| Securities gains (losses) | $26,000 | 1,868 |
| Applicable income taxes | $82,000 | 3,394 |
| Income before extraordinary items | $4,930,000 | 1,013 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,930,000 | 1,013 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,930,000 | 1,013 |
| Net charge-offs | $214,000 | 1,923 |
| Cash dividends | $3,295,000 | 620 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $4,904,520 | 997 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $8,843,000 | 1,435 |
| Total interest expense | $1,058,000 | 1,411 |
| Net interest income | $7,785,000 | 1,426 |
| Provision for loan and lease losses | $150,000 | 1,864 |
| Total noninterest income | $1,821,000 | 1,358 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $670,000 | 984 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,151,000 | 1,318 |
| Total noninterest expense | $6,107,000 | 1,565 |
| Salaries and employee benefits | $3,412,000 | 1,530 |
| Premises and equipment expense | $668,000 | 1,776 |
| Additional noninterest expense | $2,027,000 | 1,548 |
| Pre-tax net operating income | $3,349,000 | 1,184 |
| Securities gains (losses) | $71,000 | 970 |
| Applicable income taxes | $59,000 | 3,348 |
| Income before extraordinary items | $3,361,000 | 969 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,361,000 | 970 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $3,361,000 | 970 |
| Net charge-offs | $217,000 | 1,516 |
| Cash dividends | $2,645,000 | 517 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $3,291,420 | 968 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,397,000 | 1,443 |
| Total interest expense | $540,000 | 1,402 |
| Net interest income | $3,857,000 | 1,432 |
| Provision for loan and lease losses | $75,000 | 1,807 |
| Total noninterest income | $837,000 | 1,413 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $323,000 | 999 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $514,000 | 1,391 |
| Total noninterest expense | $2,976,000 | 1,617 |
| Salaries and employee benefits | $1,673,000 | 1,570 |
| Premises and equipment expense | $341,000 | 1,763 |
| Additional noninterest expense | $962,000 | 1,602 |
| Pre-tax net operating income | $1,643,000 | 1,165 |
| Securities gains (losses) | $-13,000 | 6,458 |
| Applicable income taxes | $33,000 | 3,235 |
| Income before extraordinary items | $1,597,000 | 976 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,597,000 | 976 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,597,000 | 977 |
| Net charge-offs | $92,000 | 1,427 |
| Cash dividends | $1,120,000 | 558 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,609,740 | 950 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $17,926,000 | 1,420 |
| Total interest expense | $2,674,000 | 1,256 |
| Net interest income | $15,252,000 | 1,418 |
| Provision for loan and lease losses | $525,000 | 1,775 |
| Total noninterest income | $3,750,000 | 1,372 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,450,000 | 952 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,300,000 | 1,372 |
| Total noninterest expense | $12,589,000 | 1,532 |
| Salaries and employee benefits | $6,790,000 | 1,528 |
| Premises and equipment expense | $1,327,000 | 1,764 |
| Additional noninterest expense | $4,472,000 | 1,481 |
| Pre-tax net operating income | $5,888,000 | 1,250 |
| Securities gains (losses) | $111,000 | 1,244 |
| Applicable income taxes | $69,000 | 3,621 |
| Income before extraordinary items | $5,930,000 | 1,044 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,930,000 | 1,046 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $5,930,000 | 1,046 |
| Net charge-offs | $681,000 | 1,673 |
| Cash dividends | $3,270,000 | 814 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $5,820,110 | 1,038 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $13,426,000 | 1,428 |
| Total interest expense | $2,055,000 | 1,274 |
| Net interest income | $11,371,000 | 1,425 |
| Provision for loan and lease losses | $450,000 | 1,622 |
| Total noninterest income | $2,747,000 | 1,424 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,059,000 | 981 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,688,000 | 1,424 |
| Total noninterest expense | $9,219,000 | 1,569 |
| Salaries and employee benefits | $5,069,000 | 1,533 |
| Premises and equipment expense | $924,000 | 1,883 |
| Additional noninterest expense | $3,226,000 | 1,528 |
| Pre-tax net operating income | $4,449,000 | 1,266 |
| Securities gains (losses) | $53,000 | 1,611 |
| Applicable income taxes | $49,000 | 3,732 |
| Income before extraordinary items | $4,453,000 | 1,056 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $4,453,000 | 1,059 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,453,000 | 1,059 |
| Net charge-offs | $463,000 | 1,662 |
| Cash dividends | $3,070,000 | 631 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,400,530 | 1,042 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $8,979,000 | 1,419 |
| Total interest expense | $1,409,000 | 1,263 |
| Net interest income | $7,570,000 | 1,417 |
| Provision for loan and lease losses | $300,000 | 1,629 |
| Total noninterest income | $1,815,000 | 1,442 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $681,000 | 990 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,134,000 | 1,458 |
| Total noninterest expense | $6,073,000 | 1,586 |
| Salaries and employee benefits | $3,403,000 | 1,520 |
| Premises and equipment expense | $616,000 | 1,882 |
| Additional noninterest expense | $2,054,000 | 1,580 |
| Pre-tax net operating income | $3,012,000 | 1,234 |
| Securities gains (losses) | $50,000 | 1,522 |
| Applicable income taxes | $27,000 | 3,804 |
| Income before extraordinary items | $3,035,000 | 1,021 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,035,000 | 1,022 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,035,000 | 1,024 |
| Net charge-offs | $335,000 | 1,589 |
| Cash dividends | $2,390,000 | 540 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $2,985,500 | 999 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,521,000 | 1,412 |
| Total interest expense | $712,000 | 1,291 |
| Net interest income | $3,809,000 | 1,411 |
| Provision for loan and lease losses | $150,000 | 1,610 |
| Total noninterest income | $838,000 | 1,519 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $340,000 | 980 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $498,000 | 1,584 |
| Total noninterest expense | $3,004,000 | 1,610 |
| Salaries and employee benefits | $1,673,000 | 1,573 |
| Premises and equipment expense | $303,000 | 1,953 |
| Additional noninterest expense | $1,028,000 | 1,576 |
| Pre-tax net operating income | $1,493,000 | 1,218 |
| Securities gains (losses) | $-3,000 | 6,717 |
| Applicable income taxes | $4,000 | 4,268 |
| Income before extraordinary items | $1,486,000 | 1,027 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,486,000 | 1,027 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,486,000 | 1,029 |
| Net charge-offs | $181,000 | 1,434 |
| Cash dividends | $1,220,000 | 452 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,489,000 | 971 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $19,447,000 | 1,371 |
| Total interest expense | $3,423,000 | 1,317 |
| Net interest income | $16,024,000 | 1,360 |
| Provision for loan and lease losses | $2,525,000 | 883 |
| Total noninterest income | $4,528,000 | 1,223 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,496,000 | 958 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $3,032,000 | 1,152 |
| Total noninterest expense | $12,582,000 | 1,548 |
| Salaries and employee benefits | $6,806,000 | 1,495 |
| Premises and equipment expense | $1,260,000 | 1,866 |
| Additional noninterest expense | $4,516,000 | 1,493 |
| Pre-tax net operating income | $5,445,000 | 1,277 |
| Securities gains (losses) | $719,000 | 714 |
| Applicable income taxes | $-14,000 | 6,542 |
| Income before extraordinary items | $6,178,000 | 978 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,178,000 | 978 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $6,178,000 | 978 |
| Net charge-offs | $776,000 | 2,091 |
| Cash dividends | $3,700,000 | 738 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $5,459,000 | 1,030 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $14,731,000 | 1,387 |
| Total interest expense | $2,629,000 | 1,338 |
| Net interest income | $12,102,000 | 1,367 |
| Provision for loan and lease losses | $1,925,000 | 880 |
| Total noninterest income | $3,269,000 | 1,264 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,107,000 | 975 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,162,000 | 1,193 |
| Total noninterest expense | $9,260,000 | 1,578 |
| Salaries and employee benefits | $5,176,000 | 1,470 |
| Premises and equipment expense | $930,000 | 1,916 |
| Additional noninterest expense | $3,154,000 | 1,589 |
| Pre-tax net operating income | $4,186,000 | 1,279 |
| Securities gains (losses) | $713,000 | 572 |
| Applicable income taxes | $-32,000 | 6,820 |
| Income before extraordinary items | $4,931,000 | 932 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $4,931,000 | 932 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $4,931,000 | 932 |
| Net charge-offs | $381,000 | 2,519 |
| Cash dividends | $3,050,000 | 546 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $4,218,000 | 1,022 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $9,938,000 | 1,377 |
| Total interest expense | $1,813,000 | 1,339 |
| Net interest income | $8,125,000 | 1,364 |
| Provision for loan and lease losses | $1,425,000 | 836 |
| Total noninterest income | $2,119,000 | 1,282 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $712,000 | 999 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,407,000 | 1,190 |
| Total noninterest expense | $6,131,000 | 1,583 |
| Salaries and employee benefits | $3,474,000 | 1,465 |
| Premises and equipment expense | $606,000 | 1,948 |
| Additional noninterest expense | $2,051,000 | 1,632 |
| Pre-tax net operating income | $2,688,000 | 1,316 |
| Securities gains (losses) | $624,000 | 439 |
| Applicable income taxes | $-55,000 | 6,956 |
| Income before extraordinary items | $3,367,000 | 901 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,367,000 | 900 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,367,000 | 901 |
| Net charge-offs | $260,000 | 2,463 |
| Cash dividends | $2,150,000 | 493 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $2,743,000 | 1,027 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $5,025,000 | 1,372 |
| Total interest expense | $922,000 | 1,366 |
| Net interest income | $4,103,000 | 1,347 |
| Provision for loan and lease losses | $450,000 | 1,139 |
| Total noninterest income | $995,000 | 1,331 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $347,000 | 1,014 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $648,000 | 1,248 |
| Total noninterest expense | $3,018,000 | 1,600 |
| Salaries and employee benefits | $1,718,000 | 1,493 |
| Premises and equipment expense | $313,000 | 1,904 |
| Additional noninterest expense | $987,000 | 1,681 |
| Pre-tax net operating income | $1,630,000 | 1,080 |
| Securities gains (losses) | $10,000 | 1,776 |
| Applicable income taxes | $-78,000 | 7,144 |
| Income before extraordinary items | $1,718,000 | 872 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,718,000 | 872 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,718,000 | 873 |
| Net charge-offs | $111,000 | 2,359 |
| Cash dividends | $700,000 | 659 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,708,000 | 823 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $20,375,000 | 1,398 |
| Total interest expense | $4,184,000 | 1,446 |
| Net interest income | $16,191,000 | 1,374 |
| Provision for loan and lease losses | $2,215,000 | 1,460 |
| Total noninterest income | $3,813,000 | 1,268 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,560,000 | 939 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $2,253,000 | 1,253 |
| Total noninterest expense | $12,490,000 | 1,565 |
| Salaries and employee benefits | $6,668,000 | 1,482 |
| Premises and equipment expense | $1,327,000 | 1,875 |
| Additional noninterest expense | $4,495,000 | 1,524 |
| Pre-tax net operating income | $5,299,000 | 1,122 |
| Securities gains (losses) | $625,000 | 674 |
| Applicable income taxes | $74,000 | 3,556 |
| Income before extraordinary items | $5,850,000 | 854 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,850,000 | 854 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $5,850,000 | 854 |
| Net charge-offs | $820,000 | 2,599 |
| Cash dividends | $2,375,000 | 829 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $5,231,250 | 925 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $15,243,000 | 1,423 |
| Total interest expense | $3,207,000 | 1,473 |
| Net interest income | $12,036,000 | 1,392 |
| Provision for loan and lease losses | $1,465,000 | 1,532 |
| Total noninterest income | $2,682,000 | 1,325 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,156,000 | 952 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,526,000 | 1,322 |
| Total noninterest expense | $9,207,000 | 1,591 |
| Salaries and employee benefits | $4,951,000 | 1,497 |
| Premises and equipment expense | $978,000 | 1,914 |
| Additional noninterest expense | $3,278,000 | 1,557 |
| Pre-tax net operating income | $4,046,000 | 1,139 |
| Securities gains (losses) | $534,000 | 616 |
| Applicable income taxes | $57,000 | 3,550 |
| Income before extraordinary items | $4,523,000 | 850 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,523,000 | 848 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $4,523,000 | 850 |
| Net charge-offs | $150,000 | 4,019 |
| Cash dividends | $2,375,000 | 553 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $3,994,340 | 914 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $10,141,000 | 1,436 |
| Total interest expense | $2,223,000 | 1,472 |
| Net interest income | $7,918,000 | 1,417 |
| Provision for loan and lease losses | $990,000 | 1,508 |
| Total noninterest income | $1,736,000 | 1,345 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $731,000 | 1,000 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,005,000 | 1,335 |
| Total noninterest expense | $6,001,000 | 1,634 |
| Salaries and employee benefits | $3,245,000 | 1,548 |
| Premises and equipment expense | $639,000 | 1,972 |
| Additional noninterest expense | $2,117,000 | 1,623 |
| Pre-tax net operating income | $2,663,000 | 1,124 |
| Securities gains (losses) | $437,000 | 401 |
| Applicable income taxes | $39,000 | 3,510 |
| Income before extraordinary items | $3,061,000 | 813 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,061,000 | 812 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $3,061,000 | 813 |
| Net charge-offs | $45,000 | 4,534 |
| Cash dividends | $1,525,000 | 550 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $2,628,370 | 911 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $5,064,000 | 1,447 |
| Total interest expense | $1,143,000 | 1,487 |
| Net interest income | $3,921,000 | 1,423 |
| Provision for loan and lease losses | $225,000 | 2,264 |
| Total noninterest income | $851,000 | 1,364 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $345,000 | 1,048 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $506,000 | 1,331 |
| Total noninterest expense | $2,996,000 | 1,653 |
| Salaries and employee benefits | $1,610,000 | 1,560 |
| Premises and equipment expense | $327,000 | 1,968 |
| Additional noninterest expense | $1,059,000 | 1,634 |
| Pre-tax net operating income | $1,551,000 | 980 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $19,000 | 3,477 |
| Income before extraordinary items | $1,532,000 | 813 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,532,000 | 812 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,532,000 | 813 |
| Net charge-offs | $1,000 | 4,979 |
| Cash dividends | $75,000 | 2,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,532,000 | 796 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $21,262,000 | 1,439 |
| Total interest expense | $6,560,000 | 1,256 |
| Net interest income | $14,702,000 | 1,518 |
| Provision for loan and lease losses | $1,100,000 | 2,908 |
| Total noninterest income | $3,695,000 | 1,339 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,622,000 | 938 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,073,000 | 1,373 |
| Total noninterest expense | $12,143,000 | 1,641 |
| Salaries and employee benefits | $6,408,000 | 1,536 |
| Premises and equipment expense | $1,381,000 | 1,865 |
| Additional noninterest expense | $4,354,000 | 1,653 |
| Pre-tax net operating income | $5,154,000 | 1,003 |
| Securities gains (losses) | $78,000 | 2,363 |
| Applicable income taxes | $76,000 | 3,410 |
| Income before extraordinary items | $5,156,000 | 858 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,156,000 | 858 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $5,156,000 | 859 |
| Net charge-offs | $505,000 | 3,639 |
| Cash dividends | $1,760,000 | 910 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $5,078,780 | 831 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $15,980,000 | 1,473 |
| Total interest expense | $5,132,000 | 1,245 |
| Net interest income | $10,848,000 | 1,560 |
| Provision for loan and lease losses | $750,000 | 2,938 |
| Total noninterest income | $2,752,000 | 1,326 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,227,000 | 960 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,525,000 | 1,327 |
| Total noninterest expense | $8,781,000 | 1,680 |
| Salaries and employee benefits | $4,715,000 | 1,563 |
| Premises and equipment expense | $1,044,000 | 1,869 |
| Additional noninterest expense | $3,022,000 | 1,763 |
| Pre-tax net operating income | $4,069,000 | 1,003 |
| Securities gains (losses) | $78,000 | 2,135 |
| Applicable income taxes | $53,000 | 3,543 |
| Income before extraordinary items | $4,094,000 | 846 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,094,000 | 847 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $4,094,000 | 847 |
| Net charge-offs | $253,000 | 3,942 |
| Cash dividends | $1,535,000 | 701 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $4,016,780 | 817 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $10,644,000 | 1,504 |
| Total interest expense | $3,473,000 | 1,286 |
| Net interest income | $7,171,000 | 1,577 |
| Provision for loan and lease losses | $400,000 | 3,175 |
| Total noninterest income | $1,784,000 | 1,329 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $808,000 | 982 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $976,000 | 1,319 |
| Total noninterest expense | $5,781,000 | 1,705 |
| Salaries and employee benefits | $3,127,000 | 1,586 |
| Premises and equipment expense | $711,000 | 1,836 |
| Additional noninterest expense | $1,943,000 | 1,808 |
| Pre-tax net operating income | $2,774,000 | 977 |
| Securities gains (losses) | $56,000 | 1,812 |
| Applicable income taxes | $36,000 | 3,489 |
| Income before extraordinary items | $2,794,000 | 797 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,794,000 | 797 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,794,000 | 798 |
| Net charge-offs | $80,000 | 4,475 |
| Cash dividends | $810,000 | 872 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,738,560 | 780 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,284,000 | 1,544 |
| Total interest expense | $1,745,000 | 1,348 |
| Net interest income | $3,539,000 | 1,619 |
| Provision for loan and lease losses | $150,000 | 3,336 |
| Total noninterest income | $915,000 | 1,323 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $389,000 | 1,014 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $526,000 | 1,244 |
| Total noninterest expense | $2,880,000 | 1,732 |
| Salaries and employee benefits | $1,563,000 | 1,608 |
| Premises and equipment expense | $367,000 | 1,843 |
| Additional noninterest expense | $950,000 | 1,823 |
| Pre-tax net operating income | $1,424,000 | 947 |
| Securities gains (losses) | $29,000 | 1,375 |
| Applicable income taxes | $20,000 | 3,454 |
| Income before extraordinary items | $1,433,000 | 775 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,433,000 | 777 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,433,000 | 779 |
| Net charge-offs | $-24,000 | 7,680 |
| Cash dividends | $150,000 | 1,581 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,404,290 | 756 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $22,642,000 | 1,518 |
| Total interest expense | $8,417,000 | 1,428 |
| Net interest income | $14,225,000 | 1,578 |
| Provision for loan and lease losses | $1,085,000 | 3,373 |
| Total noninterest income | $3,970,000 | 1,310 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,911,000 | 907 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,059,000 | 1,344 |
| Total noninterest expense | $11,952,000 | 1,703 |
| Salaries and employee benefits | $6,207,000 | 1,606 |
| Premises and equipment expense | $1,354,000 | 1,980 |
| Additional noninterest expense | $4,391,000 | 1,690 |
| Pre-tax net operating income | $5,158,000 | 819 |
| Securities gains (losses) | $597,000 | 772 |
| Applicable income taxes | $20,000 | 3,659 |
| Income before extraordinary items | $5,735,000 | 583 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,735,000 | 583 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $5,735,000 | 584 |
| Net charge-offs | $704,000 | 3,339 |
| Cash dividends | $450,000 | 2,674 |
| Sale, conversion, retirement of capital stock, net | $505,000 | 537 |
| Net operating income | $5,138,000 | 657 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $17,187,000 | 1,526 |
| Total interest expense | $6,464,000 | 1,460 |
| Net interest income | $10,723,000 | 1,569 |
| Provision for loan and lease losses | $535,000 | 3,701 |
| Total noninterest income | $2,978,000 | 1,330 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,392,000 | 933 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,586,000 | 1,340 |
| Total noninterest expense | $8,810,000 | 1,716 |
| Salaries and employee benefits | $4,574,000 | 1,639 |
| Premises and equipment expense | $1,019,000 | 1,993 |
| Additional noninterest expense | $3,217,000 | 1,683 |
| Pre-tax net operating income | $4,356,000 | 782 |
| Securities gains (losses) | $554,000 | 645 |
| Applicable income taxes | $20,000 | 3,792 |
| Income before extraordinary items | $4,890,000 | 551 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $4,890,000 | 553 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $4,890,000 | 553 |
| Net charge-offs | $336,000 | 3,550 |
| Cash dividends | $400,000 | 2,256 |
| Sale, conversion, retirement of capital stock, net | $505,000 | 429 |
| Net operating income | $4,336,000 | 619 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $11,490,000 | 1,551 |
| Total interest expense | $4,346,000 | 1,518 |
| Net interest income | $7,144,000 | 1,568 |
| Provision for loan and lease losses | $310,000 | 3,640 |
| Total noninterest income | $1,977,000 | 1,341 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $878,000 | 969 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,099,000 | 1,341 |
| Total noninterest expense | $5,544,000 | 1,856 |
| Salaries and employee benefits | $2,939,000 | 1,739 |
| Premises and equipment expense | $671,000 | 2,039 |
| Additional noninterest expense | $1,934,000 | 1,858 |
| Pre-tax net operating income | $3,267,000 | 703 |
| Securities gains (losses) | $260,000 | 854 |
| Applicable income taxes | $20,000 | 3,701 |
| Income before extraordinary items | $3,507,000 | 502 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,507,000 | 500 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $3,507,000 | 502 |
| Net charge-offs | $277,000 | 3,032 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $505,000 | 342 |
| Net operating income | $3,249,600 | 530 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,813,000 | 1,565 |
| Total interest expense | $2,185,000 | 1,558 |
| Net interest income | $3,628,000 | 1,537 |
| Provision for loan and lease losses | $120,000 | 3,591 |
| Total noninterest income | $885,000 | 1,427 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $408,000 | 1,010 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $477,000 | 1,436 |
| Total noninterest expense | $2,729,000 | 1,817 |
| Salaries and employee benefits | $1,487,000 | 1,744 |
| Premises and equipment expense | $341,000 | 2,051 |
| Additional noninterest expense | $901,000 | 1,791 |
| Pre-tax net operating income | $1,664,000 | 765 |
| Securities gains (losses) | $283,000 | 525 |
| Applicable income taxes | $20,000 | 3,565 |
| Income before extraordinary items | $1,927,000 | 520 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,927,000 | 520 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,927,000 | 523 |
| Net charge-offs | $136,000 | 2,516 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,646,830 | 566 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $24,042,000 | 1,609 |
| Total interest expense | $9,863,000 | 1,645 |
| Net interest income | $14,179,000 | 1,581 |
| Provision for loan and lease losses | $1,180,000 | 2,475 |
| Total noninterest income | $3,360,000 | 1,448 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,942,000 | 912 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,418,000 | 1,663 |
| Total noninterest expense | $10,674,000 | 1,817 |
| Salaries and employee benefits | $5,500,000 | 1,852 |
| Premises and equipment expense | $1,424,000 | 1,920 |
| Additional noninterest expense | $3,750,000 | 1,652 |
| Pre-tax net operating income | $5,685,000 | 986 |
| Securities gains (losses) | $-7,693,000 | 8,142 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-2,008,000 | 7,385 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,008,000 | 7,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $700,000 | 2,368 |
| Cash dividends | $2,570,000 | 1,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $5,685,000 | 763 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $18,204,000 | 1,635 |
| Total interest expense | $7,566,000 | 1,666 |
| Net interest income | $10,638,000 | 1,584 |
| Provision for loan and lease losses | $480,000 | 2,786 |
| Total noninterest income | $2,562,000 | 1,477 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,443,000 | 926 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,119,000 | 1,676 |
| Total noninterest expense | $7,690,000 | 1,870 |
| Salaries and employee benefits | $4,091,000 | 1,892 |
| Premises and equipment expense | $1,059,000 | 1,930 |
| Additional noninterest expense | $2,540,000 | 1,751 |
| Pre-tax net operating income | $5,030,000 | 1,008 |
| Securities gains (losses) | $-7,577,000 | 8,255 |
| Applicable income taxes | $50,000 | 4,098 |
| Income before extraordinary items | $-2,597,000 | 7,963 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-2,597,000 | 7,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $278,000 | 2,650 |
| Cash dividends | $2,570,000 | 818 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $4,980,000 | 772 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $12,157,000 | 1,655 |
| Total interest expense | $5,271,000 | 1,668 |
| Net interest income | $6,886,000 | 1,634 |
| Provision for loan and lease losses | $280,000 | 2,650 |
| Total noninterest income | $1,735,000 | 1,473 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $936,000 | 938 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $799,000 | 1,640 |
| Total noninterest expense | $5,048,000 | 1,902 |
| Salaries and employee benefits | $2,763,000 | 1,889 |
| Premises and equipment expense | $659,000 | 2,057 |
| Additional noninterest expense | $1,626,000 | 1,787 |
| Pre-tax net operating income | $3,293,000 | 1,083 |
| Securities gains (losses) | $-24,000 | 8,192 |
| Applicable income taxes | $36,000 | 4,305 |
| Income before extraordinary items | $3,233,000 | 837 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,233,000 | 836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 2,885 |
| Cash dividends | $2,020,000 | 768 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $3,256,760 | 824 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $6,003,000 | 1,717 |
| Total interest expense | $2,646,000 | 1,780 |
| Net interest income | $3,357,000 | 1,657 |
| Provision for loan and lease losses | $120,000 | 2,457 |
| Total noninterest income | $926,000 | 1,414 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $456,000 | 950 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $470,000 | 1,479 |
| Total noninterest expense | $2,505,000 | 1,909 |
| Salaries and employee benefits | $1,366,000 | 1,926 |
| Premises and equipment expense | $321,000 | 2,121 |
| Additional noninterest expense | $818,000 | 1,741 |
| Pre-tax net operating income | $1,658,000 | 1,144 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $18,000 | 4,432 |
| Income before extraordinary items | $1,640,000 | 921 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,640,000 | 923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 1,981 |
| Cash dividends | $320,000 | 1,808 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,640,000 | 877 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $23,746,000 | 1,792 |
| Total interest expense | $10,528,000 | 1,882 |
| Net interest income | $13,218,000 | 1,708 |
| Provision for loan and lease losses | $750,000 | 1,744 |
| Total noninterest income | $3,160,000 | 1,580 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,957,000 | 911 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,203,000 | 1,974 |
| Total noninterest expense | $9,937,000 | 1,863 |
| Salaries and employee benefits | $5,392,000 | 1,870 |
| Premises and equipment expense | $1,205,000 | 2,154 |
| Additional noninterest expense | $3,340,000 | 1,673 |
| Pre-tax net operating income | $5,691,000 | 1,464 |
| Securities gains (losses) | $2,000 | 1,832 |
| Applicable income taxes | $61,000 | 4,814 |
| Income before extraordinary items | $5,632,000 | 1,144 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,632,000 | 1,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $647,000 | 1,409 |
| Cash dividends | $2,525,000 | 1,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $5,630,020 | 1,132 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $17,642,000 | 1,811 |
| Total interest expense | $7,738,000 | 1,912 |
| Net interest income | $9,904,000 | 1,717 |
| Provision for loan and lease losses | $180,000 | 3,151 |
| Total noninterest income | $2,329,000 | 1,605 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,428,000 | 922 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $901,000 | 1,970 |
| Total noninterest expense | $7,266,000 | 1,886 |
| Salaries and employee benefits | $4,004,000 | 1,876 |
| Premises and equipment expense | $898,000 | 2,149 |
| Additional noninterest expense | $2,364,000 | 1,716 |
| Pre-tax net operating income | $4,787,000 | 1,412 |
| Securities gains (losses) | $2,000 | 1,394 |
| Applicable income taxes | $56,000 | 4,869 |
| Income before extraordinary items | $4,733,000 | 1,110 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,733,000 | 1,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $351,000 | 1,364 |
| Cash dividends | $2,525,000 | 1,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $4,731,020 | 1,087 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $11,484,000 | 1,867 |
| Total interest expense | $4,975,000 | 1,968 |
| Net interest income | $6,509,000 | 1,764 |
| Provision for loan and lease losses | $90,000 | 3,429 |
| Total noninterest income | $1,516,000 | 1,658 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $914,000 | 974 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $602,000 | 1,980 |
| Total noninterest expense | $4,711,000 | 1,961 |
| Salaries and employee benefits | $2,634,000 | 1,938 |
| Premises and equipment expense | $567,000 | 2,279 |
| Additional noninterest expense | $1,510,000 | 1,798 |
| Pre-tax net operating income | $3,224,000 | 1,446 |
| Securities gains (losses) | $3,000 | 1,133 |
| Applicable income taxes | $38,000 | 4,963 |
| Income before extraordinary items | $3,189,000 | 1,124 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,189,000 | 1,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 2,999 |
| Cash dividends | $1,900,000 | 939 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $3,186,030 | 1,104 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,617,000 | 1,906 |
| Total interest expense | $2,388,000 | 2,010 |
| Net interest income | $3,229,000 | 1,781 |
| Provision for loan and lease losses | $45,000 | 3,197 |
| Total noninterest income | $708,000 | 1,725 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $410,000 | 1,050 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $298,000 | 1,969 |
| Total noninterest expense | $2,288,000 | 2,027 |
| Salaries and employee benefits | $1,296,000 | 1,981 |
| Premises and equipment expense | $280,000 | 2,337 |
| Additional noninterest expense | $712,000 | 1,869 |
| Pre-tax net operating income | $1,604,000 | 1,450 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $19,000 | 4,959 |
| Income before extraordinary items | $1,585,000 | 1,112 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,585,000 | 1,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,927 |
| Cash dividends | $475,000 | 1,484 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,585,000 | 1,094 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $20,610,000 | 1,926 |
| Total interest expense | $7,981,000 | 2,052 |
| Net interest income | $12,629,000 | 1,820 |
| Provision for loan and lease losses | $700,000 | 1,414 |
| Total noninterest income | $2,839,000 | 1,708 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,770,000 | 998 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,069,000 | 2,120 |
| Total noninterest expense | $9,064,000 | 1,943 |
| Salaries and employee benefits | $4,830,000 | 2,019 |
| Premises and equipment expense | $1,153,000 | 2,142 |
| Additional noninterest expense | $3,081,000 | 1,716 |
| Pre-tax net operating income | $5,704,000 | 1,690 |
| Securities gains (losses) | $-13,000 | 7,384 |
| Applicable income taxes | $60,000 | 5,326 |
| Income before extraordinary items | $5,631,000 | 1,286 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,631,000 | 1,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,270 |
| Cash dividends | $2,480,000 | 1,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $5,643,870 | 1,268 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $15,111,000 | 1,961 |
| Total interest expense | $5,690,000 | 2,084 |
| Net interest income | $9,421,000 | 1,848 |
| Provision for loan and lease losses | $320,000 | 2,035 |
| Total noninterest income | $2,100,000 | 1,741 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,322,000 | 1,009 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $778,000 | 2,174 |
| Total noninterest expense | $6,589,000 | 2,005 |
| Salaries and employee benefits | $3,590,000 | 2,038 |
| Premises and equipment expense | $803,000 | 2,317 |
| Additional noninterest expense | $2,196,000 | 1,772 |
| Pre-tax net operating income | $4,612,000 | 1,611 |
| Securities gains (losses) | $-13,000 | 7,688 |
| Applicable income taxes | $55,000 | 5,380 |
| Income before extraordinary items | $4,544,000 | 1,248 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,544,000 | 1,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-64,000 | 8,417 |
| Cash dividends | $2,480,000 | 970 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $4,556,870 | 1,227 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $9,828,000 | 1,964 |
| Total interest expense | $3,631,000 | 2,068 |
| Net interest income | $6,197,000 | 1,879 |
| Provision for loan and lease losses | $120,000 | 2,983 |
| Total noninterest income | $1,360,000 | 1,777 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $865,000 | 1,017 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $495,000 | 2,224 |
| Total noninterest expense | $4,325,000 | 2,033 |
| Salaries and employee benefits | $2,363,000 | 2,070 |
| Premises and equipment expense | $522,000 | 2,376 |
| Additional noninterest expense | $1,440,000 | 1,813 |
| Pre-tax net operating income | $3,112,000 | 1,598 |
| Securities gains (losses) | $-13,000 | 7,948 |
| Applicable income taxes | $39,000 | 5,403 |
| Income before extraordinary items | $3,060,000 | 1,220 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,060,000 | 1,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,463 |
| Cash dividends | $1,780,000 | 911 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $3,072,870 | 1,204 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,781,000 | 1,988 |
| Total interest expense | $1,738,000 | 2,054 |
| Net interest income | $3,043,000 | 1,902 |
| Provision for loan and lease losses | $45,000 | 3,261 |
| Total noninterest income | $660,000 | 1,783 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $407,000 | 1,049 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $253,000 | 2,176 |
| Total noninterest expense | $2,135,000 | 2,069 |
| Salaries and employee benefits | $1,171,000 | 2,101 |
| Premises and equipment expense | $262,000 | 2,379 |
| Additional noninterest expense | $702,000 | 1,858 |
| Pre-tax net operating income | $1,523,000 | 1,606 |
| Securities gains (losses) | $-13,000 | 8,292 |
| Applicable income taxes | $17,000 | 5,467 |
| Income before extraordinary items | $1,493,000 | 1,242 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,493,000 | 1,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,605 |
| Cash dividends | $560,000 | 1,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,505,870 | 1,213 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $17,646,000 | 1,900 |
| Total interest expense | $6,219,000 | 1,823 |
| Net interest income | $11,427,000 | 1,942 |
| Provision for loan and lease losses | $325,000 | 2,662 |
| Total noninterest income | $2,488,000 | 1,878 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,543,000 | 1,157 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $945,000 | 2,294 |
| Total noninterest expense | $8,247,000 | 2,024 |
| Salaries and employee benefits | $4,346,000 | 2,120 |
| Premises and equipment expense | $915,000 | 2,558 |
| Additional noninterest expense | $2,986,000 | 1,692 |
| Pre-tax net operating income | $5,343,000 | 1,749 |
| Securities gains (losses) | $-106,000 | 8,447 |
| Applicable income taxes | $53,000 | 5,834 |
| Income before extraordinary items | $5,184,000 | 1,372 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $5,184,000 | 1,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,271 |
| Cash dividends | $2,490,000 | 1,228 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $5,288,940 | 1,339 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $12,928,000 | 1,899 |
| Total interest expense | $4,495,000 | 1,784 |
| Net interest income | $8,433,000 | 1,959 |
| Provision for loan and lease losses | $130,000 | 3,749 |
| Total noninterest income | $1,796,000 | 1,935 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,109,000 | 1,191 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $687,000 | 2,347 |
| Total noninterest expense | $5,957,000 | 2,080 |
| Salaries and employee benefits | $3,158,000 | 2,159 |
| Premises and equipment expense | $688,000 | 2,549 |
| Additional noninterest expense | $2,111,000 | 1,772 |
| Pre-tax net operating income | $4,142,000 | 1,710 |
| Securities gains (losses) | $-8,000 | 7,835 |
| Applicable income taxes | $47,000 | 5,835 |
| Income before extraordinary items | $4,087,000 | 1,328 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,087,000 | 1,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,948 |
| Cash dividends | $2,490,000 | 885 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $4,094,920 | 1,303 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,281,000 | 1,922 |
| Total interest expense | $2,874,000 | 1,761 |
| Net interest income | $5,407,000 | 2,010 |
| Provision for loan and lease losses | $20,000 | 5,646 |
| Total noninterest income | $1,133,000 | 1,995 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $668,000 | 1,282 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $465,000 | 2,295 |
| Total noninterest expense | $3,876,000 | 2,113 |
| Salaries and employee benefits | $2,063,000 | 2,194 |
| Premises and equipment expense | $440,000 | 2,605 |
| Additional noninterest expense | $1,373,000 | 1,797 |
| Pre-tax net operating income | $2,644,000 | 1,751 |
| Securities gains (losses) | $-8,000 | 8,078 |
| Applicable income taxes | $29,000 | 5,891 |
| Income before extraordinary items | $2,607,000 | 1,342 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,607,000 | 1,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,009 |
| Cash dividends | $1,640,000 | 873 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,614,920 | 1,317 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,875,000 | 2,011 |
| Total interest expense | $1,350,000 | 1,768 |
| Net interest income | $2,525,000 | 2,141 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $539,000 | 2,031 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $297,000 | 1,386 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $242,000 | 2,206 |
| Total noninterest expense | $1,839,000 | 2,256 |
| Salaries and employee benefits | $974,000 | 2,334 |
| Premises and equipment expense | $220,000 | 2,640 |
| Additional noninterest expense | $645,000 | 1,901 |
| Pre-tax net operating income | $1,225,000 | 1,844 |
| Securities gains (losses) | $-5,000 | 8,378 |
| Applicable income taxes | $14,000 | 5,897 |
| Income before extraordinary items | $1,206,000 | 1,407 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,206,000 | 1,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,504 |
| Cash dividends | $425,000 | 1,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,210,950 | 1,377 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $15,019,000 | 1,899 |
| Total interest expense | $5,310,000 | 1,547 |
| Net interest income | $9,709,000 | 2,094 |
| Provision for loan and lease losses | $630,000 | 1,578 |
| Total noninterest income | $2,184,000 | 2,066 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,375,000 | 1,292 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $809,000 | 2,480 |
| Total noninterest expense | $7,036,000 | 2,274 |
| Salaries and employee benefits | $3,600,000 | 2,419 |
| Premises and equipment expense | $872,000 | 2,594 |
| Additional noninterest expense | $2,564,000 | 1,898 |
| Pre-tax net operating income | $4,227,000 | 1,959 |
| Securities gains (losses) | $3,000 | 3,369 |
| Applicable income taxes | $-58,000 | 8,685 |
| Income before extraordinary items | $4,288,000 | 1,501 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,288,000 | 1,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $226,000 | 2,401 |
| Cash dividends | $2,248,000 | 1,231 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $4,285,000 | 1,454 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $11,223,000 | 1,889 |
| Total interest expense | $3,982,000 | 1,518 |
| Net interest income | $7,241,000 | 2,091 |
| Provision for loan and lease losses | $155,000 | 3,470 |
| Total noninterest income | $1,608,000 | 2,105 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,027,000 | 1,306 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $581,000 | 2,550 |
| Total noninterest expense | $5,045,000 | 2,360 |
| Salaries and employee benefits | $2,630,000 | 2,458 |
| Premises and equipment expense | $607,000 | 2,753 |
| Additional noninterest expense | $1,808,000 | 1,986 |
| Pre-tax net operating income | $3,649,000 | 1,751 |
| Securities gains (losses) | $1,000 | 3,538 |
| Applicable income taxes | $-58,000 | 8,822 |
| Income before extraordinary items | $3,708,000 | 1,331 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,708,000 | 1,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,471 |
| Cash dividends | $2,248,000 | 881 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,707,000 | 1,284 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,479,000 | 1,869 |
| Total interest expense | $2,670,000 | 1,489 |
| Net interest income | $4,809,000 | 2,087 |
| Provision for loan and lease losses | $120,000 | 3,090 |
| Total noninterest income | $1,009,000 | 2,185 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $664,000 | 1,334 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $345,000 | 2,751 |
| Total noninterest expense | $3,326,000 | 2,397 |
| Salaries and employee benefits | $1,717,000 | 2,501 |
| Premises and equipment expense | $402,000 | 2,777 |
| Additional noninterest expense | $1,207,000 | 1,986 |
| Pre-tax net operating income | $2,372,000 | 1,775 |
| Securities gains (losses) | $21,000 | 2,004 |
| Applicable income taxes | $-68,000 | 8,916 |
| Income before extraordinary items | $2,461,000 | 1,318 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,461,000 | 1,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 8,564 |
| Cash dividends | $1,647,000 | 820 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,440,000 | 1,280 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,786,000 | 1,855 |
| Total interest expense | $1,357,000 | 1,473 |
| Net interest income | $2,429,000 | 2,062 |
| Provision for loan and lease losses | $75,000 | 2,550 |
| Total noninterest income | $504,000 | 2,146 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $322,000 | 1,333 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $182,000 | 2,633 |
| Total noninterest expense | $1,660,000 | 2,406 |
| Salaries and employee benefits | $851,000 | 2,547 |
| Premises and equipment expense | $197,000 | 2,852 |
| Additional noninterest expense | $612,000 | 1,944 |
| Pre-tax net operating income | $1,198,000 | 1,718 |
| Securities gains (losses) | $14,000 | 1,880 |
| Applicable income taxes | $-68,000 | 9,001 |
| Income before extraordinary items | $1,280,000 | 1,265 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,280,000 | 1,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,331 |
| Cash dividends | $650,000 | 960 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,266,000 | 1,215 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $15,506,000 | 1,835 |
| Total interest expense | $5,764,000 | 1,549 |
| Net interest income | $9,742,000 | 2,011 |
| Provision for loan and lease losses | $600,000 | 1,837 |
| Total noninterest income | $2,132,000 | 2,220 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $976,000 | 1,760 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,156,000 | 2,171 |
| Total noninterest expense | $6,625,000 | 2,366 |
| Salaries and employee benefits | $3,495,000 | 2,408 |
| Premises and equipment expense | $814,000 | 2,715 |
| Additional noninterest expense | $2,316,000 | 2,080 |
| Pre-tax net operating income | $4,649,000 | 1,734 |
| Securities gains (losses) | $328,000 | 997 |
| Applicable income taxes | $125,000 | 5,487 |
| Income before extraordinary items | $4,852,000 | 1,317 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,852,000 | 1,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $196,000 | 2,913 |
| Cash dividends | $2,138,000 | 1,314 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,533,840 | 1,335 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $11,745,000 | 1,853 |
| Total interest expense | $4,403,000 | 1,586 |
| Net interest income | $7,342,000 | 2,005 |
| Provision for loan and lease losses | $545,000 | 1,542 |
| Total noninterest income | $1,601,000 | 2,251 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $613,000 | 2,098 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $988,000 | 2,066 |
| Total noninterest expense | $4,670,000 | 2,525 |
| Salaries and employee benefits | $2,466,000 | 2,561 |
| Premises and equipment expense | $624,000 | 2,678 |
| Additional noninterest expense | $1,580,000 | 2,269 |
| Pre-tax net operating income | $3,728,000 | 1,686 |
| Securities gains (losses) | $431,000 | 757 |
| Applicable income taxes | $159,000 | 5,015 |
| Income before extraordinary items | $4,000,000 | 1,231 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,000,000 | 1,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 2,845 |
| Cash dividends | $2,138,000 | 957 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,586,240 | 1,310 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,893,000 | 1,858 |
| Total interest expense | $2,988,000 | 1,618 |
| Net interest income | $4,905,000 | 1,995 |
| Provision for loan and lease losses | $220,000 | 2,344 |
| Total noninterest income | $1,033,000 | 2,300 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $377,000 | 2,201 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $656,000 | 2,068 |
| Total noninterest expense | $3,111,000 | 2,506 |
| Salaries and employee benefits | $1,616,000 | 2,600 |
| Premises and equipment expense | $422,000 | 2,639 |
| Additional noninterest expense | $1,073,000 | 2,215 |
| Pre-tax net operating income | $2,607,000 | 1,610 |
| Securities gains (losses) | $88,000 | 1,602 |
| Applicable income taxes | $84,000 | 5,355 |
| Income before extraordinary items | $2,611,000 | 1,267 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,611,000 | 1,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 2,139 |
| Cash dividends | $1,678,000 | 868 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,525,640 | 1,219 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,975,000 | 1,846 |
| Total interest expense | $1,535,000 | 1,613 |
| Net interest income | $2,440,000 | 2,019 |
| Provision for loan and lease losses | $60,000 | 3,248 |
| Total noninterest income | $462,000 | 2,432 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $174,000 | 2,278 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $288,000 | 2,167 |
| Total noninterest expense | $1,479,000 | 2,620 |
| Salaries and employee benefits | $756,000 | 2,747 |
| Premises and equipment expense | $195,000 | 2,816 |
| Additional noninterest expense | $528,000 | 2,219 |
| Pre-tax net operating income | $1,363,000 | 1,542 |
| Securities gains (losses) | $17,000 | 1,982 |
| Applicable income taxes | $68,000 | 4,629 |
| Income before extraordinary items | $1,312,000 | 1,261 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,312,000 | 1,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 1,943 |
| Cash dividends | $425,000 | 1,395 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,295,850 | 1,193 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $14,987,000 | 2,053 |
| Total interest expense | $6,224,000 | 1,839 |
| Net interest income | $8,763,000 | 2,208 |
| Provision for loan and lease losses | $735,000 | 1,754 |
| Total noninterest income | $1,492,000 | 2,625 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $641,000 | 2,445 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $851,000 | 2,411 |
| Total noninterest expense | $5,478,000 | 2,696 |
| Salaries and employee benefits | $2,731,000 | 2,878 |
| Premises and equipment expense | $684,000 | 3,053 |
| Additional noninterest expense | $2,063,000 | 2,239 |
| Pre-tax net operating income | $4,042,000 | 1,973 |
| Securities gains (losses) | $12,000 | 3,495 |
| Applicable income taxes | $1,043,000 | 2,145 |
| Income before extraordinary items | $3,011,000 | 2,001 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,011,000 | 2,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $267,000 | 2,546 |
| Cash dividends | $9,325,000 | 381 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,002,120 | 1,935 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $15,373,000 | 2,223 |
| Total interest expense | $8,313,000 | 1,951 |
| Net interest income | $7,060,000 | 2,534 |
| Provision for loan and lease losses | $500,000 | 2,196 |
| Total noninterest income | $1,124,000 | 3,073 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $608,000 | 2,408 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $516,000 | 3,072 |
| Total noninterest expense | $4,452,000 | 3,113 |
| Salaries and employee benefits | $2,403,000 | 3,054 |
| Premises and equipment expense | $593,000 | 3,391 |
| Additional noninterest expense | $1,456,000 | 2,950 |
| Pre-tax net operating income | $3,232,000 | 2,123 |
| Securities gains (losses) | $46,000 | 2,438 |
| Applicable income taxes | $738,000 | 2,578 |
| Income before extraordinary items | $2,540,000 | 2,054 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,540,000 | 2,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $460,000 | 1,650 |
| Cash dividends | $800,000 | 2,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,504,580 | 2,011 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $14,504,000 | 2,405 |
| Total interest expense | $7,585,000 | 2,242 |
| Net interest income | $6,919,000 | 2,571 |
| Provision for loan and lease losses | $195,000 | 3,809 |
| Total noninterest income | $945,000 | 3,263 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $720,000 | 1,918 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $225,000 | 4,522 |
| Total noninterest expense | $4,110,000 | 3,261 |
| Salaries and employee benefits | $2,219,000 | 3,161 |
| Premises and equipment expense | $551,000 | 3,509 |
| Additional noninterest expense | $1,340,000 | 3,095 |
| Pre-tax net operating income | $3,559,000 | 2,051 |
| Securities gains (losses) | $-102,000 | 9,418 |
| Applicable income taxes | $725,000 | 2,718 |
| Income before extraordinary items | $2,732,000 | 1,904 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,732,000 | 1,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 4,928 |
| Cash dividends | $675,000 | 2,991 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,812,580 | 1,853 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $12,962,000 | 2,520 |
| Total interest expense | $6,461,000 | 2,284 |
| Net interest income | $6,501,000 | 2,709 |
| Provision for loan and lease losses | $120,000 | 4,720 |
| Total noninterest income | $812,000 | 3,578 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $630,000 | 2,114 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $182,000 | 5,165 |
| Total noninterest expense | $3,840,000 | 3,440 |
| Salaries and employee benefits | $1,995,000 | 3,451 |
| Premises and equipment expense | $478,000 | 3,920 |
| Additional noninterest expense | $1,367,000 | 3,091 |
| Pre-tax net operating income | $3,353,000 | 2,183 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $735,000 | 2,811 |
| Income before extraordinary items | $2,619,000 | 2,020 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,619,000 | 2,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,147 |
| Cash dividends | $700,000 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,618,220 | 1,991 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,999,000 | 2,705 |
| Total interest expense | $5,922,000 | 2,553 |
| Net interest income | $6,077,000 | 2,829 |
| Provision for loan and lease losses | $185,000 | 3,665 |
| Total noninterest income | $734,000 | 3,849 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $554,000 | 2,330 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $180,000 | 5,229 |
| Total noninterest expense | $3,370,000 | 3,727 |
| Salaries and employee benefits | $1,773,000 | 3,718 |
| Premises and equipment expense | $406,000 | 4,375 |
| Additional noninterest expense | $1,191,000 | 3,393 |
| Pre-tax net operating income | $3,256,000 | 2,203 |
| Securities gains (losses) | $47,000 | 1,787 |
| Applicable income taxes | $806,000 | 2,722 |
| Income before extraordinary items | $2,497,000 | 2,087 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,497,000 | 2,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,015 |
| Cash dividends | $700,000 | 2,837 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,461,280 | 2,052 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,784,000 | 3,011 |
| Total interest expense | $5,141,000 | 2,908 |
| Net interest income | $5,643,000 | 3,094 |
| Provision for loan and lease losses | $210,000 | 3,330 |
| Total noninterest income | $629,000 | 4,283 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $476,000 | 2,745 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $153,000 | 5,635 |
| Total noninterest expense | $3,213,000 | 3,883 |
| Salaries and employee benefits | $1,725,000 | 3,790 |
| Premises and equipment expense | $389,000 | 4,540 |
| Additional noninterest expense | $1,099,000 | 3,599 |
| Pre-tax net operating income | $2,849,000 | 2,600 |
| Securities gains (losses) | $13,000 | 2,177 |
| Applicable income taxes | $751,000 | 3,075 |
| Income before extraordinary items | $2,111,000 | 2,461 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,111,000 | 2,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,260 |
| Cash dividends | $625,000 | 2,993 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,101,380 | 2,415 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,596,000 | 3,404 |
| Total interest expense | $4,642,000 | 3,220 |
| Net interest income | $4,954,000 | 3,560 |
| Provision for loan and lease losses | $87,000 | 5,445 |
| Total noninterest income | $632,000 | 4,405 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $401,000 | 3,332 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $231,000 | 4,763 |
| Total noninterest expense | $3,074,000 | 4,232 |
| Salaries and employee benefits | $1,456,000 | 4,434 |
| Premises and equipment expense | $373,000 | 4,796 |
| Additional noninterest expense | $1,245,000 | 3,668 |
| Pre-tax net operating income | $2,425,000 | 2,847 |
| Securities gains (losses) | $-72,000 | 11,132 |
| Applicable income taxes | $586,000 | 3,662 |
| Income before extraordinary items | $1,767,000 | 2,742 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,767,000 | 2,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,598 |
| Cash dividends | $695,000 | 2,780 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,821,000 | 2,628 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,871,000 | 3,659 |
| Total interest expense | $4,421,000 | 3,359 |
| Net interest income | $4,450,000 | 3,948 |
| Provision for loan and lease losses | $17,000 | 7,866 |
| Total noninterest income | $535,000 | 4,941 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $0 | 10,339 |
| Trading account gains and fees | $307,000 | 208 |
| Additional Noninterest Income | $228,000 | 4,745 |
| Total noninterest expense | $2,902,000 | 4,415 |
| Salaries and employee benefits | $1,410,000 | 4,540 |
| Premises and equipment expense | $374,000 | 4,799 |
| Additional noninterest expense | $1,118,000 | 3,977 |
| Pre-tax net operating income | $2,066,000 | 3,382 |
| Securities gains (losses) | $-58,000 | 11,256 |
| Applicable income taxes | $461,000 | 4,450 |
| Income before extraordinary items | $1,547,000 | 3,156 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,547,000 | 3,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,645 |
| Cash dividends | $665,000 | 2,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,591,660 | 3,047 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,791,000 | 3,835 |
| Total interest expense | $3,397,000 | 3,541 |
| Net interest income | $4,394,000 | 4,000 |
| Provision for loan and lease losses | $10,000 | 8,460 |
| Total noninterest income | $477,000 | 5,469 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $250,000 | 5,049 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $227,000 | 4,856 |
| Total noninterest expense | $2,748,000 | 4,766 |
| Salaries and employee benefits | $1,296,000 | 4,895 |
| Premises and equipment expense | $312,000 | 5,537 |
| Additional noninterest expense | $1,140,000 | 4,242 |
| Pre-tax net operating income | $2,113,000 | 3,280 |
| Securities gains (losses) | $-198,000 | 11,948 |
| Applicable income taxes | $450,000 | 4,384 |
| Income before extraordinary items | $1,465,000 | 3,237 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,465,000 | 3,251 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,341 |
| Cash dividends | $253,000 | 4,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,617,460 | 2,998 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,797,000 | 4,429 |
| Total interest expense | $2,724,000 | 4,479 |
| Net interest income | $4,073,000 | 4,325 |
| Provision for loan and lease losses | $332,000 | 2,796 |
| Total noninterest income | $870,000 | 3,736 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $208,000 | 5,829 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $662,000 | 2,695 |
| Total noninterest expense | $2,272,000 | 5,722 |
| Salaries and employee benefits | $1,095,000 | 5,666 |
| Premises and equipment expense | $248,000 | 6,711 |
| Additional noninterest expense | $929,000 | 5,239 |
| Pre-tax net operating income | $2,339,000 | 2,880 |
| Securities gains (losses) | $176,000 | 1,826 |
| Applicable income taxes | $739,000 | 2,953 |
| Income before extraordinary items | $1,776,000 | 2,795 |
| Extraordinary gains, net | $-95,000 | 12,903 |
| Net income | $1,681,000 | 3,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $382,000 | 2,128 |
| Cash dividends | $125,000 | 6,440 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,651,040 | 2,809 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,310,000 | 4,646 |
| Total interest expense | $3,229,000 | 4,863 |
| Net interest income | $4,081,000 | 4,363 |
| Provision for loan and lease losses | $336,000 | 3,872 |
| Total noninterest income | $496,000 | 5,668 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $192,000 | 6,151 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $304,000 | 4,389 |
| Total noninterest expense | $2,213,000 | 5,893 |
| Salaries and employee benefits | $1,083,000 | 5,649 |
| Premises and equipment expense | $237,000 | 7,033 |
| Additional noninterest expense | $893,000 | 5,556 |
| Pre-tax net operating income | $2,028,000 | 3,069 |
| Securities gains (losses) | $158,000 | 2,349 |
| Applicable income taxes | $529,000 | 3,810 |
| Income before extraordinary items | $1,657,000 | 2,782 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,657,000 | 2,820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 4,479 |
| Cash dividends | $500,000 | 2,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,536,920 | 2,785 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.