Home > The First National Bank in Stamford > Income and Expense
The First National Bank in Stamford, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,933,000 | 10,317 |
| Total interest expense | $608,000 | 11,093 |
| Net interest income | $1,325,000 | 9,658 |
| Provision for loan and lease losses | $32,000 | 8,327 |
| Total noninterest income | $430,000 | 6,179 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $187,000 | 6,233 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $243,000 | 5,083 |
| Total noninterest expense | $1,142,000 | 9,146 |
| Salaries and employee benefits | $475,000 | 9,897 |
| Premises and equipment expense | $107,000 | 10,233 |
| Additional noninterest expense | $560,000 | 7,684 |
| Pre-tax net operating income | $581,000 | 8,078 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $192,000 | 7,775 |
| Income before extraordinary items | $389,000 | 8,544 |
| Extraordinary gains, net | $260,000 | 802 |
| Net income | $649,000 | 6,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 5,035 |
| Cash dividends | $365,000 | 3,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $389,000 | 8,281 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,898,000 | 11,101 |
| Total interest expense | $759,000 | 11,524 |
| Net interest income | $1,139,000 | 10,556 |
| Provision for loan and lease losses | $40,000 | 9,471 |
| Total noninterest income | $221,000 | 9,009 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $193,000 | 6,127 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 11,929 |
| Total noninterest expense | $1,039,000 | 9,813 |
| Salaries and employee benefits | $415,000 | 10,682 |
| Premises and equipment expense | $90,000 | 11,109 |
| Additional noninterest expense | $534,000 | 8,156 |
| Pre-tax net operating income | $281,000 | 10,325 |
| Securities gains (losses) | $28,000 | 5,098 |
| Applicable income taxes | $98,000 | 9,973 |
| Income before extraordinary items | $211,000 | 10,449 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $211,000 | 10,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 6,260 |
| Cash dividends | $90,000 | 6,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $191,960 | 10,380 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.