Home > The First National Bank in St. Mary Parish > Income and Expense
The First National Bank in St. Mary Parish, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $19,065,000 | 1,778 |
| Total interest expense | $7,205,000 | 2,149 |
| Net interest income | $11,860,000 | 1,517 |
| Provision for loan and lease losses | $600,000 | 1,345 |
| Total noninterest income | $1,941,000 | 1,884 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,268,000 | 1,056 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $673,000 | 2,357 |
| Total noninterest expense | $8,184,000 | 1,715 |
| Salaries and employee benefits | $4,245,000 | 1,568 |
| Premises and equipment expense | $1,023,000 | 1,981 |
| Additional noninterest expense | $2,916,000 | 1,737 |
| Pre-tax net operating income | $5,017,000 | 1,500 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,519,000 | 1,633 |
| Income before extraordinary items | $3,498,000 | 1,465 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,498,000 | 1,462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $235,000 | 2,261 |
| Cash dividends | $1,362,000 | 1,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,498,000 | 1,451 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $16,974,000 | 1,817 |
| Total interest expense | $5,636,000 | 2,209 |
| Net interest income | $11,338,000 | 1,594 |
| Provision for loan and lease losses | $135,000 | 3,817 |
| Total noninterest income | $1,825,000 | 1,950 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,156,000 | 1,146 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $669,000 | 2,404 |
| Total noninterest expense | $8,027,000 | 1,811 |
| Salaries and employee benefits | $4,099,000 | 1,633 |
| Premises and equipment expense | $940,000 | 2,152 |
| Additional noninterest expense | $2,988,000 | 1,811 |
| Pre-tax net operating income | $5,001,000 | 1,476 |
| Securities gains (losses) | $-2,000 | 9,023 |
| Applicable income taxes | $1,544,000 | 1,520 |
| Income before extraordinary items | $3,455,000 | 1,438 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,455,000 | 1,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $194,000 | 2,547 |
| Cash dividends | $1,812,000 | 1,213 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,456,380 | 1,448 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $16,575,000 | 1,889 |
| Total interest expense | $5,665,000 | 2,287 |
| Net interest income | $10,910,000 | 1,661 |
| Provision for loan and lease losses | $375,000 | 2,560 |
| Total noninterest income | $2,350,000 | 1,754 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,224,000 | 1,092 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,126,000 | 1,878 |
| Total noninterest expense | $8,168,000 | 1,827 |
| Salaries and employee benefits | $3,923,000 | 1,720 |
| Premises and equipment expense | $1,121,000 | 1,870 |
| Additional noninterest expense | $3,124,000 | 1,854 |
| Pre-tax net operating income | $4,717,000 | 1,488 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $1,500,000 | 1,555 |
| Income before extraordinary items | $3,219,000 | 1,584 |
| Extraordinary gains, net | $-289,000 | 13,102 |
| Net income | $2,930,000 | 1,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $409,000 | 2,023 |
| Cash dividends | $661,000 | 2,489 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,217,640 | 1,490 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $17,324,000 | 2,047 |
| Total interest expense | $7,433,000 | 2,281 |
| Net interest income | $9,891,000 | 1,848 |
| Provision for loan and lease losses | $1,065,000 | 1,765 |
| Total noninterest income | $2,349,000 | 1,738 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,179,000 | 1,122 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,170,000 | 1,794 |
| Total noninterest expense | $7,954,000 | 1,895 |
| Salaries and employee benefits | $3,783,000 | 1,766 |
| Premises and equipment expense | $1,087,000 | 1,945 |
| Additional noninterest expense | $3,084,000 | 1,956 |
| Pre-tax net operating income | $3,221,000 | 1,933 |
| Securities gains (losses) | $7,000 | 6,774 |
| Applicable income taxes | $970,000 | 2,171 |
| Income before extraordinary items | $2,258,000 | 2,033 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,258,000 | 2,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,141,000 | 1,436 |
| Cash dividends | $495,000 | 2,859 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,253,100 | 1,868 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.