Home > The First National Bank in Madison > Income and Expense
The First National Bank in Madison, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,280,000 | 6,542 |
| Total interest expense | $1,593,000 | 6,900 |
| Net interest income | $2,687,000 | 6,184 |
| Provision for loan and lease losses | $47,000 | 7,653 |
| Total noninterest income | $352,000 | 6,990 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $208,000 | 5,829 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $144,000 | 6,692 |
| Total noninterest expense | $2,976,000 | 4,547 |
| Salaries and employee benefits | $1,638,000 | 3,943 |
| Premises and equipment expense | $209,000 | 7,512 |
| Additional noninterest expense | $1,129,000 | 4,433 |
| Pre-tax net operating income | $16,000 | 12,322 |
| Securities gains (losses) | $18,000 | 4,806 |
| Applicable income taxes | $-74,000 | 12,917 |
| Income before extraordinary items | $108,000 | 11,719 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $108,000 | 11,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $712,000 | 1,427 |
| Cash dividends | $30,000 | 8,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $90,000 | 11,713 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,120,000 | 6,275 |
| Total interest expense | $2,431,000 | 6,121 |
| Net interest income | $2,689,000 | 6,231 |
| Provision for loan and lease losses | $1,354,000 | 1,510 |
| Total noninterest income | $279,000 | 8,028 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $172,000 | 6,565 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 7,823 |
| Total noninterest expense | $2,288,000 | 5,710 |
| Salaries and employee benefits | $1,167,000 | 5,298 |
| Premises and equipment expense | $203,000 | 7,765 |
| Additional noninterest expense | $918,000 | 5,427 |
| Pre-tax net operating income | $-674,000 | 13,386 |
| Securities gains (losses) | $35,000 | 4,733 |
| Applicable income taxes | $-246,000 | 13,687 |
| Income before extraordinary items | $-393,000 | 13,319 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-393,000 | 13,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $622,000 | 2,129 |
| Cash dividends | $40,000 | 7,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-415,400 | 13,228 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.