Home > The First National Bank in Cannon Falls > Income and Expense
The First National Bank in Cannon Falls, Income and Expense
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,865,000 | 4,503 |
| Total interest expense | $1,844,000 | 4,230 |
| Net interest income | $2,021,000 | 4,633 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $447,000 | 3,787 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $209,000 | 3,424 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $238,000 | 3,449 |
| Total noninterest expense | $2,298,000 | 3,698 |
| Salaries and employee benefits | $1,151,000 | 3,973 |
| Premises and equipment expense | $283,000 | 4,012 |
| Additional noninterest expense | $864,000 | 2,987 |
| Pre-tax net operating income | $170,000 | 6,818 |
| Securities gains (losses) | $4,000 | 1,079 |
| Applicable income taxes | $2,000 | 6,068 |
| Income before extraordinary items | $172,000 | 6,579 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $172,000 | 6,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 1,815 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $168,040 | 6,595 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,965,000 | 4,444 |
| Total interest expense | $922,000 | 4,204 |
| Net interest income | $1,043,000 | 4,565 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $275,000 | 3,312 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $102,000 | 3,414 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $173,000 | 2,771 |
| Total noninterest expense | $1,092,000 | 3,854 |
| Salaries and employee benefits | $579,000 | 3,984 |
| Premises and equipment expense | $142,000 | 4,012 |
| Additional noninterest expense | $371,000 | 3,373 |
| Pre-tax net operating income | $226,000 | 5,256 |
| Securities gains (losses) | $4,000 | 855 |
| Applicable income taxes | $2,000 | 5,948 |
| Income before extraordinary items | $228,000 | 4,764 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $228,000 | 4,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 1,426 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $224,040 | 4,779 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,407,000 | 4,067 |
| Total interest expense | $3,415,000 | 3,983 |
| Net interest income | $4,992,000 | 4,008 |
| Provision for loan and lease losses | $570,000 | 1,704 |
| Total noninterest income | $845,000 | 3,925 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $452,000 | 3,277 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $393,000 | 3,765 |
| Total noninterest expense | $4,555,000 | 3,604 |
| Salaries and employee benefits | $2,447,000 | 3,669 |
| Premises and equipment expense | $619,000 | 3,667 |
| Additional noninterest expense | $1,489,000 | 3,306 |
| Pre-tax net operating income | $712,000 | 5,897 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $2,000 | 6,435 |
| Income before extraordinary items | $710,000 | 5,476 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $710,000 | 5,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $557,000 | 1,081 |
| Cash dividends | $879,000 | 2,795 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $710,000 | 5,469 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,366,000 | 4,006 |
| Total interest expense | $2,485,000 | 3,965 |
| Net interest income | $3,881,000 | 3,931 |
| Provision for loan and lease losses | $570,000 | 1,261 |
| Total noninterest income | $658,000 | 3,838 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $340,000 | 3,286 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $318,000 | 3,636 |
| Total noninterest expense | $3,448,000 | 3,574 |
| Salaries and employee benefits | $1,835,000 | 3,669 |
| Premises and equipment expense | $472,000 | 3,632 |
| Additional noninterest expense | $1,141,000 | 3,256 |
| Pre-tax net operating income | $521,000 | 6,133 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $2,000 | 6,519 |
| Income before extraordinary items | $519,000 | 5,674 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $519,000 | 5,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $482,000 | 832 |
| Cash dividends | $879,000 | 2,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $519,000 | 5,669 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,288,000 | 3,924 |
| Total interest expense | $1,620,000 | 3,921 |
| Net interest income | $2,668,000 | 3,865 |
| Provision for loan and lease losses | $120,000 | 2,983 |
| Total noninterest income | $458,000 | 3,725 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $240,000 | 3,158 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $218,000 | 3,574 |
| Total noninterest expense | $2,327,000 | 3,544 |
| Salaries and employee benefits | $1,244,000 | 3,631 |
| Premises and equipment expense | $304,000 | 3,730 |
| Additional noninterest expense | $779,000 | 3,209 |
| Pre-tax net operating income | $679,000 | 4,699 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $2,000 | 6,505 |
| Income before extraordinary items | $677,000 | 4,152 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $677,000 | 4,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $401,000 | 670 |
| Cash dividends | $453,000 | 2,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $677,000 | 4,143 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,122,000 | 3,897 |
| Total interest expense | $795,000 | 3,834 |
| Net interest income | $1,327,000 | 3,880 |
| Provision for loan and lease losses | $120,000 | 1,730 |
| Total noninterest income | $232,000 | 3,651 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $123,000 | 3,035 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $109,000 | 3,553 |
| Total noninterest expense | $1,138,000 | 3,627 |
| Salaries and employee benefits | $601,000 | 3,762 |
| Premises and equipment expense | $153,000 | 3,731 |
| Additional noninterest expense | $384,000 | 3,233 |
| Pre-tax net operating income | $301,000 | 4,961 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $2,000 | 6,346 |
| Income before extraordinary items | $299,000 | 4,430 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $299,000 | 4,430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 657 |
| Cash dividends | $75,000 | 3,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $299,000 | 4,417 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,031,000 | 3,750 |
| Total interest expense | $2,774,000 | 3,547 |
| Net interest income | $5,257,000 | 3,816 |
| Provision for loan and lease losses | $430,000 | 2,146 |
| Total noninterest income | $922,000 | 3,747 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $510,000 | 3,014 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $412,000 | 3,733 |
| Total noninterest expense | $4,672,000 | 3,424 |
| Salaries and employee benefits | $2,752,000 | 3,200 |
| Premises and equipment expense | $605,000 | 3,632 |
| Additional noninterest expense | $1,315,000 | 3,582 |
| Pre-tax net operating income | $1,077,000 | 5,170 |
| Securities gains (losses) | $-54,000 | 8,214 |
| Applicable income taxes | $2,000 | 6,781 |
| Income before extraordinary items | $1,021,000 | 4,788 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,021,000 | 4,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 3,068 |
| Cash dividends | $1,560,000 | 1,779 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,075,000 | 4,602 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,951,000 | 3,739 |
| Total interest expense | $2,018,000 | 3,488 |
| Net interest income | $3,933,000 | 3,815 |
| Provision for loan and lease losses | $430,000 | 1,617 |
| Total noninterest income | $712,000 | 3,696 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $384,000 | 3,004 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $328,000 | 3,644 |
| Total noninterest expense | $3,501,000 | 3,397 |
| Salaries and employee benefits | $2,060,000 | 3,194 |
| Premises and equipment expense | $459,000 | 3,590 |
| Additional noninterest expense | $982,000 | 3,553 |
| Pre-tax net operating income | $714,000 | 5,598 |
| Securities gains (losses) | $-54,000 | 8,503 |
| Applicable income taxes | $2,000 | 6,802 |
| Income before extraordinary items | $658,000 | 5,233 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $658,000 | 5,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 2,732 |
| Cash dividends | $1,260,000 | 1,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $712,000 | 5,006 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,878,000 | 3,736 |
| Total interest expense | $1,303,000 | 3,413 |
| Net interest income | $2,575,000 | 3,830 |
| Provision for loan and lease losses | $310,000 | 1,464 |
| Total noninterest income | $475,000 | 3,645 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $244,000 | 3,059 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $231,000 | 3,507 |
| Total noninterest expense | $2,354,000 | 3,354 |
| Salaries and employee benefits | $1,390,000 | 3,138 |
| Premises and equipment expense | $307,000 | 3,552 |
| Additional noninterest expense | $657,000 | 3,524 |
| Pre-tax net operating income | $386,000 | 6,067 |
| Securities gains (losses) | $-34,000 | 8,509 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $352,000 | 5,766 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $352,000 | 5,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 2,292 |
| Cash dividends | $1,070,000 | 1,219 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $386,000 | 5,486 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,858,000 | 3,807 |
| Total interest expense | $597,000 | 3,514 |
| Net interest income | $1,261,000 | 3,899 |
| Provision for loan and lease losses | $90,000 | 2,180 |
| Total noninterest income | $229,000 | 3,666 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $109,000 | 3,248 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $120,000 | 3,395 |
| Total noninterest expense | $1,238,000 | 3,231 |
| Salaries and employee benefits | $757,000 | 2,906 |
| Premises and equipment expense | $149,000 | 3,665 |
| Additional noninterest expense | $332,000 | 3,509 |
| Pre-tax net operating income | $162,000 | 6,405 |
| Securities gains (losses) | $-27,000 | 8,705 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $135,000 | 6,321 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $135,000 | 6,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 2,290 |
| Cash dividends | $378,000 | 1,505 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $162,000 | 5,897 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,963,000 | 3,823 |
| Total interest expense | $2,073,000 | 3,539 |
| Net interest income | $4,890,000 | 3,863 |
| Provision for loan and lease losses | $316,000 | 2,805 |
| Total noninterest income | $993,000 | 3,575 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $378,000 | 3,768 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $615,000 | 2,942 |
| Total noninterest expense | $4,343,000 | 3,506 |
| Salaries and employee benefits | $2,435,000 | 3,423 |
| Premises and equipment expense | $575,000 | 3,658 |
| Additional noninterest expense | $1,333,000 | 3,451 |
| Pre-tax net operating income | $1,224,000 | 4,745 |
| Securities gains (losses) | $-27,000 | 8,464 |
| Applicable income taxes | $-37,000 | 8,653 |
| Income before extraordinary items | $1,234,000 | 4,137 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,234,000 | 4,139 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $319,000 | 1,903 |
| Cash dividends | $567,000 | 3,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,261,000 | 4,014 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,144,000 | 3,847 |
| Total interest expense | $1,516,000 | 3,569 |
| Net interest income | $3,628,000 | 3,889 |
| Provision for loan and lease losses | $159,000 | 3,435 |
| Total noninterest income | $668,000 | 3,842 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $290,000 | 3,747 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $378,000 | 3,297 |
| Total noninterest expense | $3,303,000 | 3,450 |
| Salaries and employee benefits | $1,802,000 | 3,425 |
| Premises and equipment expense | $429,000 | 3,684 |
| Additional noninterest expense | $1,072,000 | 3,223 |
| Pre-tax net operating income | $834,000 | 5,072 |
| Securities gains (losses) | $-27,000 | 8,715 |
| Applicable income taxes | $-37,000 | 8,794 |
| Income before extraordinary items | $844,000 | 4,467 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $844,000 | 4,468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,844 |
| Cash dividends | $567,000 | 2,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $871,000 | 4,292 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,380,000 | 3,879 |
| Total interest expense | $1,003,000 | 3,590 |
| Net interest income | $2,377,000 | 3,926 |
| Provision for loan and lease losses | $105,000 | 3,376 |
| Total noninterest income | $499,000 | 3,576 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $195,000 | 3,713 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $304,000 | 2,962 |
| Total noninterest expense | $2,256,000 | 3,410 |
| Salaries and employee benefits | $1,181,000 | 3,499 |
| Premises and equipment expense | $299,000 | 3,561 |
| Additional noninterest expense | $776,000 | 3,017 |
| Pre-tax net operating income | $515,000 | 5,233 |
| Securities gains (losses) | $-27,000 | 8,843 |
| Applicable income taxes | $-23,000 | 8,842 |
| Income before extraordinary items | $511,000 | 4,681 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $511,000 | 4,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,426 |
| Cash dividends | $378,000 | 2,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $538,000 | 4,457 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,646,000 | 3,961 |
| Total interest expense | $504,000 | 3,615 |
| Net interest income | $1,142,000 | 4,062 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $213,000 | 3,910 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $93,000 | 3,737 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $120,000 | 3,347 |
| Total noninterest expense | $1,095,000 | 3,499 |
| Salaries and employee benefits | $599,000 | 3,461 |
| Premises and equipment expense | $133,000 | 3,917 |
| Additional noninterest expense | $363,000 | 3,187 |
| Pre-tax net operating income | $215,000 | 5,652 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-23,000 | 8,911 |
| Income before extraordinary items | $238,000 | 4,880 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $238,000 | 4,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,539 |
| Cash dividends | $189,000 | 2,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $238,000 | 4,757 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,475,000 | 4,071 |
| Total interest expense | $2,218,000 | 3,684 |
| Net interest income | $4,257,000 | 4,167 |
| Provision for loan and lease losses | $180,000 | 4,206 |
| Total noninterest income | $1,406,000 | 2,978 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $346,000 | 3,983 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,060,000 | 2,302 |
| Total noninterest expense | $4,348,000 | 3,454 |
| Salaries and employee benefits | $2,292,000 | 3,515 |
| Premises and equipment expense | $605,000 | 3,490 |
| Additional noninterest expense | $1,451,000 | 3,177 |
| Pre-tax net operating income | $1,135,000 | 4,817 |
| Securities gains (losses) | $28,000 | 2,979 |
| Applicable income taxes | $9,000 | 7,067 |
| Income before extraordinary items | $1,154,000 | 4,239 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,154,000 | 4,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 4,223 |
| Cash dividends | $693,000 | 2,967 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,126,280 | 4,129 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,433,000 | 3,754 |
| Total interest expense | $1,702,000 | 3,730 |
| Net interest income | $3,731,000 | 3,712 |
| Provision for loan and lease losses | $135,000 | 4,077 |
| Total noninterest income | $689,000 | 3,975 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $258,000 | 4,013 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $431,000 | 3,399 |
| Total noninterest expense | $3,179,000 | 3,520 |
| Salaries and employee benefits | $1,605,000 | 3,700 |
| Premises and equipment expense | $420,000 | 3,719 |
| Additional noninterest expense | $1,154,000 | 2,999 |
| Pre-tax net operating income | $1,106,000 | 4,292 |
| Securities gains (losses) | $13,000 | 3,204 |
| Applicable income taxes | $9,000 | 7,107 |
| Income before extraordinary items | $1,110,000 | 3,711 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,110,000 | 3,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,217 |
| Cash dividends | $504,000 | 2,656 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,097,130 | 3,575 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,613,000 | 3,794 |
| Total interest expense | $1,148,000 | 3,809 |
| Net interest income | $2,465,000 | 3,746 |
| Provision for loan and lease losses | $90,000 | 4,018 |
| Total noninterest income | $414,000 | 4,168 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $171,000 | 3,990 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $243,000 | 3,677 |
| Total noninterest expense | $2,086,000 | 3,560 |
| Salaries and employee benefits | $1,073,000 | 3,686 |
| Premises and equipment expense | $288,000 | 3,622 |
| Additional noninterest expense | $725,000 | 3,134 |
| Pre-tax net operating income | $703,000 | 4,413 |
| Securities gains (losses) | $13,000 | 2,823 |
| Applicable income taxes | $9,000 | 7,001 |
| Income before extraordinary items | $707,000 | 3,832 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $707,000 | 3,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 3,896 |
| Cash dividends | $189,000 | 3,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $694,130 | 3,700 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,721,000 | 3,977 |
| Total interest expense | $581,000 | 3,855 |
| Net interest income | $1,140,000 | 3,977 |
| Provision for loan and lease losses | $45,000 | 3,818 |
| Total noninterest income | $201,000 | 4,157 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $80,000 | 4,080 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $121,000 | 3,587 |
| Total noninterest expense | $1,005,000 | 3,644 |
| Salaries and employee benefits | $496,000 | 3,926 |
| Premises and equipment expense | $137,000 | 3,763 |
| Additional noninterest expense | $372,000 | 3,038 |
| Pre-tax net operating income | $291,000 | 4,865 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $9,000 | 6,623 |
| Income before extraordinary items | $282,000 | 4,407 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $282,000 | 4,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,022 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $282,000 | 4,210 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,398,000 | 4,363 |
| Total interest expense | $2,648,000 | 3,918 |
| Net interest income | $3,750,000 | 4,540 |
| Provision for loan and lease losses | $410,000 | 2,777 |
| Total noninterest income | $535,000 | 5,030 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $361,000 | 3,788 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $174,000 | 5,293 |
| Total noninterest expense | $3,608,000 | 3,864 |
| Salaries and employee benefits | $1,824,000 | 4,040 |
| Premises and equipment expense | $490,000 | 3,996 |
| Additional noninterest expense | $1,294,000 | 3,391 |
| Pre-tax net operating income | $267,000 | 7,676 |
| Securities gains (losses) | $-7,000 | 8,862 |
| Applicable income taxes | $9,000 | 7,326 |
| Income before extraordinary items | $251,000 | 7,555 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $251,000 | 7,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,967 |
| Cash dividends | $315,000 | 4,231 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $257,790 | 7,433 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,285,000 | 4,806 |
| Total interest expense | $3,236,000 | 4,457 |
| Net interest income | $3,049,000 | 5,001 |
| Provision for loan and lease losses | $495,000 | 2,236 |
| Total noninterest income | $627,000 | 4,487 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $311,000 | 4,067 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $316,000 | 3,998 |
| Total noninterest expense | $2,250,000 | 5,304 |
| Salaries and employee benefits | $1,167,000 | 5,430 |
| Premises and equipment expense | $267,000 | 5,890 |
| Additional noninterest expense | $816,000 | 4,714 |
| Pre-tax net operating income | $931,000 | 5,089 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $59,000 | 6,554 |
| Income before extraordinary items | $872,000 | 4,649 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $872,000 | 4,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $315,000 | 2,167 |
| Cash dividends | $774,000 | 2,687 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $872,000 | 4,544 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,894,000 | 4,644 |
| Total interest expense | $3,010,000 | 4,913 |
| Net interest income | $3,884,000 | 4,287 |
| Provision for loan and lease losses | $150,000 | 4,393 |
| Total noninterest income | $375,000 | 5,724 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $255,000 | 4,471 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $120,000 | 5,988 |
| Total noninterest expense | $2,761,000 | 4,517 |
| Salaries and employee benefits | $1,178,000 | 5,296 |
| Premises and equipment expense | $235,000 | 6,255 |
| Additional noninterest expense | $1,348,000 | 3,080 |
| Pre-tax net operating income | $1,348,000 | 4,390 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $145,000 | 5,983 |
| Income before extraordinary items | $1,203,000 | 3,856 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,203,000 | 3,856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 3,263 |
| Cash dividends | $1,008,000 | 2,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,203,000 | 3,848 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,832,000 | 5,047 |
| Total interest expense | $2,495,000 | 5,201 |
| Net interest income | $3,337,000 | 4,796 |
| Provision for loan and lease losses | $60,000 | 6,124 |
| Total noninterest income | $360,000 | 5,920 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $237,000 | 4,664 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 6,110 |
| Total noninterest expense | $2,447,000 | 4,960 |
| Salaries and employee benefits | $1,020,000 | 5,800 |
| Premises and equipment expense | $266,000 | 5,851 |
| Additional noninterest expense | $1,161,000 | 3,542 |
| Pre-tax net operating income | $1,190,000 | 4,790 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $127,000 | 6,556 |
| Income before extraordinary items | $1,063,000 | 4,233 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,063,000 | 4,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,465 |
| Cash dividends | $819,000 | 2,620 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,063,000 | 4,198 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,428,000 | 5,357 |
| Total interest expense | $2,562,000 | 5,274 |
| Net interest income | $2,866,000 | 5,309 |
| Provision for loan and lease losses | $68,000 | 5,924 |
| Total noninterest income | $343,000 | 6,074 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $223,000 | 4,832 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $120,000 | 6,209 |
| Total noninterest expense | $2,051,000 | 5,505 |
| Salaries and employee benefits | $932,000 | 6,061 |
| Premises and equipment expense | $269,000 | 5,715 |
| Additional noninterest expense | $850,000 | 4,474 |
| Pre-tax net operating income | $1,090,000 | 5,159 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $116,000 | 7,300 |
| Income before extraordinary items | $974,000 | 4,603 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $974,000 | 4,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 9,552 |
| Cash dividends | $567,000 | 3,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $974,000 | 4,505 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,879,000 | 5,901 |
| Total interest expense | $2,372,000 | 5,619 |
| Net interest income | $2,507,000 | 6,048 |
| Provision for loan and lease losses | $78,000 | 5,710 |
| Total noninterest income | $360,000 | 6,094 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $236,000 | 4,834 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $124,000 | 6,194 |
| Total noninterest expense | $1,811,000 | 6,046 |
| Salaries and employee benefits | $992,000 | 5,901 |
| Premises and equipment expense | $216,000 | 6,556 |
| Additional noninterest expense | $603,000 | 5,786 |
| Pre-tax net operating income | $978,000 | 5,899 |
| Securities gains (losses) | $6,000 | 2,665 |
| Applicable income taxes | $320,000 | 5,547 |
| Income before extraordinary items | $664,000 | 6,050 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $664,000 | 6,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 10,314 |
| Cash dividends | $252,000 | 4,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $659,980 | 6,024 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,177,000 | 6,702 |
| Total interest expense | $1,828,000 | 6,780 |
| Net interest income | $2,349,000 | 6,478 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $576,000 | 4,696 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $218,000 | 5,252 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $358,000 | 3,640 |
| Total noninterest expense | $1,742,000 | 6,517 |
| Salaries and employee benefits | $924,000 | 6,342 |
| Premises and equipment expense | $207,000 | 6,906 |
| Additional noninterest expense | $611,000 | 6,292 |
| Pre-tax net operating income | $1,183,000 | 5,171 |
| Securities gains (losses) | $50,000 | 1,326 |
| Applicable income taxes | $452,000 | 4,488 |
| Income before extraordinary items | $781,000 | 5,392 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $781,000 | 5,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 3,129 |
| Cash dividends | $189,000 | 5,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $749,000 | 5,476 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,948,000 | 7,055 |
| Total interest expense | $1,705,000 | 7,128 |
| Net interest income | $2,243,000 | 6,791 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $327,000 | 6,765 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $210,000 | 5,518 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 6,722 |
| Total noninterest expense | $1,764,000 | 6,562 |
| Salaries and employee benefits | $869,000 | 6,711 |
| Premises and equipment expense | $261,000 | 6,181 |
| Additional noninterest expense | $634,000 | 6,308 |
| Pre-tax net operating income | $806,000 | 6,811 |
| Securities gains (losses) | $88,000 | 1,019 |
| Applicable income taxes | $332,000 | 5,639 |
| Income before extraordinary items | $562,000 | 6,831 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $562,000 | 6,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 10,995 |
| Cash dividends | $441,000 | 3,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $505,680 | 7,182 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,542,000 | 7,268 |
| Total interest expense | $1,336,000 | 7,437 |
| Net interest income | $2,206,000 | 7,078 |
| Provision for loan and lease losses | $138,000 | 3,794 |
| Total noninterest income | $411,000 | 6,039 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $220,000 | 5,501 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $191,000 | 5,424 |
| Total noninterest expense | $1,745,000 | 6,850 |
| Salaries and employee benefits | $806,000 | 7,173 |
| Premises and equipment expense | $199,000 | 7,444 |
| Additional noninterest expense | $740,000 | 6,058 |
| Pre-tax net operating income | $734,000 | 7,224 |
| Securities gains (losses) | $12,000 | 2,095 |
| Applicable income taxes | $297,000 | 5,908 |
| Income before extraordinary items | $449,000 | 7,723 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $449,000 | 7,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,263 |
| Cash dividends | $252,000 | 4,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $441,320 | 7,846 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,661,000 | 7,321 |
| Total interest expense | $1,395,000 | 7,565 |
| Net interest income | $2,266,000 | 6,998 |
| Provision for loan and lease losses | $220,000 | 3,693 |
| Total noninterest income | $459,000 | 5,913 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $215,000 | 5,687 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $244,000 | 5,071 |
| Total noninterest expense | $1,875,000 | 6,690 |
| Salaries and employee benefits | $815,000 | 7,233 |
| Premises and equipment expense | $211,000 | 7,471 |
| Additional noninterest expense | $849,000 | 5,630 |
| Pre-tax net operating income | $630,000 | 7,743 |
| Securities gains (losses) | $18,000 | 4,806 |
| Applicable income taxes | $244,000 | 6,893 |
| Income before extraordinary items | $404,000 | 8,390 |
| Extraordinary gains, net | $305,000 | 705 |
| Net income | $709,000 | 6,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 3,580 |
| Cash dividends | $252,000 | 4,814 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $392,480 | 8,233 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,173,000 | 7,279 |
| Total interest expense | $1,821,000 | 7,566 |
| Net interest income | $2,352,000 | 6,884 |
| Provision for loan and lease losses | $400,000 | 3,453 |
| Total noninterest income | $411,000 | 6,456 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $216,000 | 5,697 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $195,000 | 5,753 |
| Total noninterest expense | $1,979,000 | 6,438 |
| Salaries and employee benefits | $868,000 | 6,819 |
| Premises and equipment expense | $203,000 | 7,765 |
| Additional noninterest expense | $908,000 | 5,481 |
| Pre-tax net operating income | $384,000 | 9,387 |
| Securities gains (losses) | $222,000 | 1,865 |
| Applicable income taxes | $229,000 | 7,010 |
| Income before extraordinary items | $377,000 | 8,443 |
| Extraordinary gains, net | $116,000 | 671 |
| Net income | $493,000 | 7,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $381,000 | 2,911 |
| Cash dividends | $189,000 | 5,248 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $234,920 | 9,759 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.