Home > The First National Bank - Fox Valley > Income and Expense
The First National Bank - Fox Valley, Income and Expense
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $4,211,000 | 1,553 |
| Total interest expense | $590,000 | 1,263 |
| Net interest income | $3,621,000 | 1,588 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $379,000 | 2,410 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $88,000 | 2,602 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $291,000 | 2,133 |
| Total noninterest expense | $2,825,000 | 1,727 |
| Salaries and employee benefits | $1,427,000 | 1,929 |
| Premises and equipment expense | $468,000 | 1,261 |
| Additional noninterest expense | $930,000 | 1,609 |
| Pre-tax net operating income | $1,175,000 | 1,745 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $425,000 | 1,201 |
| Income before extraordinary items | $750,000 | 2,091 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $750,000 | 2,092 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $750,000 | 2,092 |
| Net charge-offs | $1,000 | 2,795 |
| Cash dividends | $455,000 | 1,301 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $750,000 | 2,061 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $17,883,000 | 1,425 |
| Total interest expense | $2,240,000 | 1,280 |
| Net interest income | $15,643,000 | 1,439 |
| Provision for loan and lease losses | $320,000 | 1,930 |
| Total noninterest income | $2,400,000 | 1,902 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $330,000 | 2,787 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,070,000 | 1,564 |
| Total noninterest expense | $11,891,000 | 1,632 |
| Salaries and employee benefits | $6,113,000 | 1,754 |
| Premises and equipment expense | $1,821,000 | 1,282 |
| Additional noninterest expense | $3,957,000 | 1,547 |
| Pre-tax net operating income | $5,832,000 | 1,429 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $2,078,000 | 1,017 |
| Income before extraordinary items | $3,754,000 | 1,733 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,754,000 | 1,732 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,754,000 | 1,732 |
| Net charge-offs | $-94,000 | 5,511 |
| Cash dividends | $4,817,000 | 693 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 533 |
| Net operating income | $3,754,000 | 1,697 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $13,379,000 | 1,424 |
| Total interest expense | $1,650,000 | 1,300 |
| Net interest income | $11,729,000 | 1,443 |
| Provision for loan and lease losses | $320,000 | 1,556 |
| Total noninterest income | $1,517,000 | 2,109 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $234,000 | 2,897 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,283,000 | 1,742 |
| Total noninterest expense | $8,727,000 | 1,660 |
| Salaries and employee benefits | $4,528,000 | 1,771 |
| Premises and equipment expense | $1,394,000 | 1,266 |
| Additional noninterest expense | $2,805,000 | 1,624 |
| Pre-tax net operating income | $4,199,000 | 1,497 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $1,465,000 | 1,097 |
| Income before extraordinary items | $2,734,000 | 1,811 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,734,000 | 1,811 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,734,000 | 1,811 |
| Net charge-offs | $-71,000 | 5,477 |
| Cash dividends | $4,411,000 | 557 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,734,000 | 1,758 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $8,785,000 | 1,443 |
| Total interest expense | $1,057,000 | 1,348 |
| Net interest income | $7,728,000 | 1,465 |
| Provision for loan and lease losses | $200,000 | 1,606 |
| Total noninterest income | $861,000 | 2,291 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $151,000 | 2,947 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $710,000 | 1,937 |
| Total noninterest expense | $5,682,000 | 1,702 |
| Salaries and employee benefits | $2,967,000 | 1,804 |
| Premises and equipment expense | $963,000 | 1,226 |
| Additional noninterest expense | $1,752,000 | 1,731 |
| Pre-tax net operating income | $2,707,000 | 1,532 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $918,000 | 1,147 |
| Income before extraordinary items | $1,789,000 | 1,828 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,789,000 | 1,827 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,789,000 | 1,827 |
| Net charge-offs | $-48,000 | 5,498 |
| Cash dividends | $4,206,000 | 422 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,789,000 | 1,773 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,331,000 | 1,469 |
| Total interest expense | $485,000 | 1,453 |
| Net interest income | $3,846,000 | 1,466 |
| Provision for loan and lease losses | $80,000 | 1,699 |
| Total noninterest income | $346,000 | 2,534 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $84,000 | 2,723 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $262,000 | 2,269 |
| Total noninterest expense | $2,855,000 | 1,696 |
| Salaries and employee benefits | $1,518,000 | 1,773 |
| Premises and equipment expense | $475,000 | 1,241 |
| Additional noninterest expense | $862,000 | 1,739 |
| Pre-tax net operating income | $1,257,000 | 1,610 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $429,000 | 1,181 |
| Income before extraordinary items | $828,000 | 1,931 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $828,000 | 1,931 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $828,000 | 1,931 |
| Net charge-offs | $-13,000 | 5,298 |
| Cash dividends | $4,000,000 | 239 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $828,000 | 1,881 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $16,779,000 | 1,468 |
| Total interest expense | $1,653,000 | 1,630 |
| Net interest income | $15,126,000 | 1,459 |
| Provision for loan and lease losses | $225,000 | 2,207 |
| Total noninterest income | $2,068,000 | 2,073 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $352,000 | 2,749 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,716,000 | 1,698 |
| Total noninterest expense | $10,913,000 | 1,740 |
| Salaries and employee benefits | $5,826,000 | 1,785 |
| Premises and equipment expense | $1,744,000 | 1,333 |
| Additional noninterest expense | $3,343,000 | 1,811 |
| Pre-tax net operating income | $6,056,000 | 1,352 |
| Securities gains (losses) | $5,000 | 2,832 |
| Applicable income taxes | $2,074,000 | 983 |
| Income before extraordinary items | $3,987,000 | 1,602 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,987,000 | 1,603 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,987,000 | 1,603 |
| Net charge-offs | $165,000 | 2,171 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $59,000 | 580 |
| Net operating income | $3,983,700 | 1,577 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $12,392,000 | 1,504 |
| Total interest expense | $1,243,000 | 1,656 |
| Net interest income | $11,149,000 | 1,498 |
| Provision for loan and lease losses | $225,000 | 1,803 |
| Total noninterest income | $1,640,000 | 2,009 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $268,000 | 2,736 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,372,000 | 1,641 |
| Total noninterest expense | $8,133,000 | 1,760 |
| Salaries and employee benefits | $4,389,000 | 1,786 |
| Premises and equipment expense | $1,298,000 | 1,356 |
| Additional noninterest expense | $2,446,000 | 1,848 |
| Pre-tax net operating income | $4,431,000 | 1,409 |
| Securities gains (losses) | $5,000 | 2,620 |
| Applicable income taxes | $1,511,000 | 1,030 |
| Income before extraordinary items | $2,925,000 | 1,668 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,925,000 | 1,670 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,925,000 | 1,670 |
| Net charge-offs | $132,000 | 1,918 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 594 |
| Net operating income | $2,921,700 | 1,623 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $8,228,000 | 1,512 |
| Total interest expense | $859,000 | 1,603 |
| Net interest income | $7,369,000 | 1,510 |
| Provision for loan and lease losses | $150,000 | 1,756 |
| Total noninterest income | $1,171,000 | 1,944 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $182,000 | 2,683 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $989,000 | 1,572 |
| Total noninterest expense | $5,391,000 | 1,779 |
| Salaries and employee benefits | $2,933,000 | 1,795 |
| Premises and equipment expense | $840,000 | 1,407 |
| Additional noninterest expense | $1,618,000 | 1,870 |
| Pre-tax net operating income | $2,999,000 | 1,380 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $1,028,000 | 1,009 |
| Income before extraordinary items | $1,971,000 | 1,630 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,971,000 | 1,633 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,971,000 | 1,633 |
| Net charge-offs | $-28,000 | 5,578 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 518 |
| Net operating income | $1,971,000 | 1,590 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,986,000 | 1,557 |
| Total interest expense | $450,000 | 1,543 |
| Net interest income | $3,536,000 | 1,566 |
| Provision for loan and lease losses | $75,000 | 1,675 |
| Total noninterest income | $563,000 | 1,957 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $91,000 | 2,654 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $472,000 | 1,573 |
| Total noninterest expense | $2,695,000 | 1,781 |
| Salaries and employee benefits | $1,497,000 | 1,772 |
| Premises and equipment expense | $408,000 | 1,456 |
| Additional noninterest expense | $790,000 | 1,901 |
| Pre-tax net operating income | $1,329,000 | 1,482 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $450,000 | 1,089 |
| Income before extraordinary items | $879,000 | 1,783 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $879,000 | 1,785 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $879,000 | 1,785 |
| Net charge-offs | $-9,000 | 5,373 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $879,000 | 1,718 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $15,120,000 | 1,654 |
| Total interest expense | $1,800,000 | 1,618 |
| Net interest income | $13,320,000 | 1,658 |
| Provision for loan and lease losses | $300,000 | 1,975 |
| Total noninterest income | $1,484,000 | 2,525 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $337,000 | 3,007 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,147,000 | 2,142 |
| Total noninterest expense | $9,919,000 | 1,906 |
| Salaries and employee benefits | $5,482,000 | 1,876 |
| Premises and equipment expense | $1,299,000 | 1,782 |
| Additional noninterest expense | $3,138,000 | 1,956 |
| Pre-tax net operating income | $4,585,000 | 1,647 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $1,495,000 | 1,198 |
| Income before extraordinary items | $3,090,000 | 1,973 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,090,000 | 1,972 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,090,000 | 1,971 |
| Net charge-offs | $814,000 | 1,060 |
| Cash dividends | $365,000 | 3,210 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 838 |
| Net operating income | $3,090,000 | 1,927 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $11,164,000 | 1,687 |
| Total interest expense | $1,359,000 | 1,626 |
| Net interest income | $9,805,000 | 1,695 |
| Provision for loan and lease losses | $225,000 | 1,923 |
| Total noninterest income | $1,098,000 | 2,569 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $244,000 | 3,087 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $854,000 | 2,159 |
| Total noninterest expense | $7,291,000 | 1,949 |
| Salaries and employee benefits | $4,028,000 | 1,920 |
| Premises and equipment expense | $917,000 | 1,896 |
| Additional noninterest expense | $2,346,000 | 1,962 |
| Pre-tax net operating income | $3,387,000 | 1,674 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $1,101,000 | 1,225 |
| Income before extraordinary items | $2,286,000 | 1,994 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,286,000 | 1,993 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,286,000 | 1,992 |
| Net charge-offs | $496,000 | 1,164 |
| Cash dividends | $235,000 | 2,957 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,286,000 | 1,949 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $7,349,000 | 1,694 |
| Total interest expense | $935,000 | 1,599 |
| Net interest income | $6,414,000 | 1,715 |
| Provision for loan and lease losses | $150,000 | 1,864 |
| Total noninterest income | $651,000 | 2,718 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $162,000 | 3,073 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $489,000 | 2,340 |
| Total noninterest expense | $4,895,000 | 1,931 |
| Salaries and employee benefits | $2,683,000 | 1,929 |
| Premises and equipment expense | $622,000 | 1,882 |
| Additional noninterest expense | $1,590,000 | 1,924 |
| Pre-tax net operating income | $2,020,000 | 1,811 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $638,000 | 1,324 |
| Income before extraordinary items | $1,382,000 | 2,118 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,382,000 | 2,122 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,382,000 | 2,121 |
| Net charge-offs | $517,000 | 850 |
| Cash dividends | $170,000 | 2,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,382,000 | 2,063 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,643,000 | 1,705 |
| Total interest expense | $475,000 | 1,604 |
| Net interest income | $3,168,000 | 1,718 |
| Provision for loan and lease losses | $75,000 | 1,807 |
| Total noninterest income | $289,000 | 2,863 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $82,000 | 3,040 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $207,000 | 2,510 |
| Total noninterest expense | $2,465,000 | 1,928 |
| Salaries and employee benefits | $1,366,000 | 1,902 |
| Premises and equipment expense | $319,000 | 1,876 |
| Additional noninterest expense | $780,000 | 1,927 |
| Pre-tax net operating income | $917,000 | 1,892 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $282,000 | 1,401 |
| Income before extraordinary items | $635,000 | 2,181 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $635,000 | 2,182 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $635,000 | 2,183 |
| Net charge-offs | $246,000 | 821 |
| Cash dividends | $50,000 | 2,539 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $635,000 | 2,132 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $14,507,000 | 1,717 |
| Total interest expense | $2,128,000 | 1,613 |
| Net interest income | $12,379,000 | 1,741 |
| Provision for loan and lease losses | $4,038,000 | 329 |
| Total noninterest income | $2,052,000 | 2,132 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $321,000 | 3,235 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,731,000 | 1,688 |
| Total noninterest expense | $8,668,000 | 2,177 |
| Salaries and employee benefits | $4,777,000 | 2,143 |
| Premises and equipment expense | $997,000 | 2,259 |
| Additional noninterest expense | $2,894,000 | 2,157 |
| Pre-tax net operating income | $1,725,000 | 3,136 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $360,000 | 2,459 |
| Income before extraordinary items | $1,365,000 | 3,330 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,365,000 | 3,332 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,365,000 | 3,333 |
| Net charge-offs | $2,780,000 | 575 |
| Cash dividends | $582,000 | 2,600 |
| Sale, conversion, retirement of capital stock, net | $71,000 | 586 |
| Net operating income | $1,365,000 | 3,273 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $10,786,000 | 1,742 |
| Total interest expense | $1,637,000 | 1,612 |
| Net interest income | $9,149,000 | 1,766 |
| Provision for loan and lease losses | $3,125,000 | 318 |
| Total noninterest income | $1,655,000 | 2,067 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $240,000 | 3,261 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,415,000 | 1,620 |
| Total noninterest expense | $6,309,000 | 2,246 |
| Salaries and employee benefits | $3,589,000 | 2,133 |
| Premises and equipment expense | $700,000 | 2,415 |
| Additional noninterest expense | $2,020,000 | 2,284 |
| Pre-tax net operating income | $1,370,000 | 3,099 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $298,000 | 2,439 |
| Income before extraordinary items | $1,072,000 | 3,291 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,072,000 | 3,294 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,072,000 | 3,295 |
| Net charge-offs | $2,737,000 | 461 |
| Cash dividends | $452,000 | 2,189 |
| Sale, conversion, retirement of capital stock, net | $61,000 | 538 |
| Net operating income | $1,072,000 | 3,215 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $7,126,000 | 1,754 |
| Total interest expense | $1,097,000 | 1,627 |
| Net interest income | $6,029,000 | 1,776 |
| Provision for loan and lease losses | $375,000 | 1,435 |
| Total noninterest income | $1,182,000 | 1,992 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $155,000 | 3,292 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,027,000 | 1,553 |
| Total noninterest expense | $4,194,000 | 2,263 |
| Salaries and employee benefits | $2,410,000 | 2,129 |
| Premises and equipment expense | $461,000 | 2,439 |
| Additional noninterest expense | $1,323,000 | 2,314 |
| Pre-tax net operating income | $2,642,000 | 1,376 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $851,000 | 1,053 |
| Income before extraordinary items | $1,791,000 | 1,672 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,791,000 | 1,676 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,791,000 | 1,677 |
| Net charge-offs | $102,000 | 2,742 |
| Cash dividends | $387,000 | 1,963 |
| Sale, conversion, retirement of capital stock, net | $61,000 | 449 |
| Net operating income | $1,791,000 | 1,601 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,586,000 | 1,757 |
| Total interest expense | $566,000 | 1,633 |
| Net interest income | $3,020,000 | 1,782 |
| Provision for loan and lease losses | $188,000 | 1,418 |
| Total noninterest income | $491,000 | 2,254 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $74,000 | 3,357 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $417,000 | 1,801 |
| Total noninterest expense | $2,066,000 | 2,302 |
| Salaries and employee benefits | $1,200,000 | 2,152 |
| Premises and equipment expense | $227,000 | 2,497 |
| Additional noninterest expense | $639,000 | 2,405 |
| Pre-tax net operating income | $1,257,000 | 1,409 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $376,000 | 1,133 |
| Income before extraordinary items | $881,000 | 1,647 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $881,000 | 1,649 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $881,000 | 1,649 |
| Net charge-offs | $96,000 | 1,931 |
| Cash dividends | $87,000 | 2,144 |
| Sale, conversion, retirement of capital stock, net | $61,000 | 304 |
| Net operating income | $881,000 | 1,599 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $13,948,000 | 1,893 |
| Total interest expense | $2,631,000 | 1,669 |
| Net interest income | $11,317,000 | 1,936 |
| Provision for loan and lease losses | $825,000 | 2,024 |
| Total noninterest income | $2,432,000 | 1,908 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $304,000 | 3,463 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,128,000 | 1,470 |
| Total noninterest expense | $8,480,000 | 2,229 |
| Salaries and employee benefits | $4,690,000 | 2,125 |
| Premises and equipment expense | $910,000 | 2,467 |
| Additional noninterest expense | $2,880,000 | 2,250 |
| Pre-tax net operating income | $4,444,000 | 1,526 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $1,342,000 | 1,192 |
| Income before extraordinary items | $3,102,000 | 1,800 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,102,000 | 1,799 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,102,000 | 1,800 |
| Net charge-offs | $781,000 | 2,083 |
| Cash dividends | $519,000 | 2,719 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 751 |
| Net operating income | $3,102,000 | 1,706 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $10,455,000 | 1,915 |
| Total interest expense | $2,001,000 | 1,722 |
| Net interest income | $8,454,000 | 1,967 |
| Provision for loan and lease losses | $675,000 | 1,891 |
| Total noninterest income | $1,557,000 | 2,132 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $221,000 | 3,558 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,336,000 | 1,641 |
| Total noninterest expense | $6,013,000 | 2,356 |
| Salaries and employee benefits | $3,326,000 | 2,234 |
| Premises and equipment expense | $676,000 | 2,509 |
| Additional noninterest expense | $2,011,000 | 2,408 |
| Pre-tax net operating income | $3,323,000 | 1,565 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $1,009,000 | 1,218 |
| Income before extraordinary items | $2,314,000 | 1,860 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,314,000 | 1,859 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,314,000 | 1,861 |
| Net charge-offs | $779,000 | 1,704 |
| Cash dividends | $430,000 | 2,197 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 663 |
| Net operating income | $2,314,000 | 1,756 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,995,000 | 1,917 |
| Total interest expense | $1,343,000 | 1,761 |
| Net interest income | $5,652,000 | 1,957 |
| Provision for loan and lease losses | $375,000 | 2,150 |
| Total noninterest income | $809,000 | 2,474 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $154,000 | 3,457 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $655,000 | 2,001 |
| Total noninterest expense | $3,957,000 | 2,386 |
| Salaries and employee benefits | $2,158,000 | 2,296 |
| Premises and equipment expense | $457,000 | 2,490 |
| Additional noninterest expense | $1,342,000 | 2,420 |
| Pre-tax net operating income | $2,129,000 | 1,603 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $642,000 | 1,258 |
| Income before extraordinary items | $1,487,000 | 1,900 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,487,000 | 1,899 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,487,000 | 1,900 |
| Net charge-offs | $291,000 | 2,355 |
| Cash dividends | $301,000 | 2,130 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 605 |
| Net operating income | $1,487,000 | 1,812 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,474,000 | 1,950 |
| Total interest expense | $691,000 | 1,776 |
| Net interest income | $2,783,000 | 1,987 |
| Provision for loan and lease losses | $225,000 | 1,839 |
| Total noninterest income | $537,000 | 2,055 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $82,000 | 3,326 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $455,000 | 1,611 |
| Total noninterest expense | $2,079,000 | 2,295 |
| Salaries and employee benefits | $1,120,000 | 2,228 |
| Premises and equipment expense | $220,000 | 2,591 |
| Additional noninterest expense | $739,000 | 2,183 |
| Pre-tax net operating income | $1,016,000 | 1,654 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $299,000 | 1,302 |
| Income before extraordinary items | $717,000 | 1,976 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $717,000 | 1,977 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $717,000 | 1,978 |
| Net charge-offs | $260,000 | 1,617 |
| Cash dividends | $146,000 | 1,838 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 497 |
| Net operating income | $717,000 | 1,870 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $13,947,000 | 2,011 |
| Total interest expense | $3,139,000 | 1,880 |
| Net interest income | $10,808,000 | 2,019 |
| Provision for loan and lease losses | $875,000 | 2,616 |
| Total noninterest income | $1,296,000 | 2,659 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $317,000 | 3,491 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $979,000 | 2,166 |
| Total noninterest expense | $7,421,000 | 2,533 |
| Salaries and employee benefits | $4,045,000 | 2,375 |
| Premises and equipment expense | $908,000 | 2,619 |
| Additional noninterest expense | $2,468,000 | 2,615 |
| Pre-tax net operating income | $3,808,000 | 1,490 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $1,160,000 | 1,222 |
| Income before extraordinary items | $2,648,000 | 1,795 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,648,000 | 1,796 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,648,000 | 1,796 |
| Net charge-offs | $620,000 | 2,914 |
| Cash dividends | $511,000 | 2,401 |
| Sale, conversion, retirement of capital stock, net | $95,000 | 682 |
| Net operating income | $2,648,000 | 1,715 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $10,314,000 | 2,052 |
| Total interest expense | $2,464,000 | 1,877 |
| Net interest income | $7,850,000 | 2,099 |
| Provision for loan and lease losses | $688,000 | 2,465 |
| Total noninterest income | $1,178,000 | 2,363 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $242,000 | 3,467 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $936,000 | 1,842 |
| Total noninterest expense | $5,531,000 | 2,550 |
| Salaries and employee benefits | $2,955,000 | 2,436 |
| Premises and equipment expense | $690,000 | 2,595 |
| Additional noninterest expense | $1,886,000 | 2,591 |
| Pre-tax net operating income | $2,809,000 | 1,573 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $888,000 | 1,187 |
| Income before extraordinary items | $1,921,000 | 1,902 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,921,000 | 1,901 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,921,000 | 1,902 |
| Net charge-offs | $613,000 | 2,443 |
| Cash dividends | $458,000 | 1,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,921,000 | 1,806 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,859,000 | 2,067 |
| Total interest expense | $1,662,000 | 1,927 |
| Net interest income | $5,197,000 | 2,104 |
| Provision for loan and lease losses | $375,000 | 2,669 |
| Total noninterest income | $511,000 | 3,078 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $164,000 | 3,422 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $347,000 | 2,669 |
| Total noninterest expense | $3,587,000 | 2,631 |
| Salaries and employee benefits | $1,965,000 | 2,455 |
| Premises and equipment expense | $460,000 | 2,616 |
| Additional noninterest expense | $1,162,000 | 2,808 |
| Pre-tax net operating income | $1,746,000 | 1,633 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $551,000 | 1,237 |
| Income before extraordinary items | $1,195,000 | 1,965 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,195,000 | 1,965 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,195,000 | 1,965 |
| Net charge-offs | $149,000 | 3,418 |
| Cash dividends | $131,000 | 2,615 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,195,000 | 1,897 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,363,000 | 2,127 |
| Total interest expense | $848,000 | 1,952 |
| Net interest income | $2,515,000 | 2,167 |
| Provision for loan and lease losses | $186,000 | 2,528 |
| Total noninterest income | $303,000 | 2,808 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $85,000 | 3,313 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $218,000 | 2,351 |
| Total noninterest expense | $1,744,000 | 2,715 |
| Salaries and employee benefits | $969,000 | 2,509 |
| Premises and equipment expense | $226,000 | 2,701 |
| Additional noninterest expense | $549,000 | 2,954 |
| Pre-tax net operating income | $888,000 | 1,608 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $288,000 | 1,154 |
| Income before extraordinary items | $600,000 | 1,912 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $600,000 | 1,911 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $600,000 | 1,912 |
| Net charge-offs | $138,000 | 2,434 |
| Cash dividends | $65,000 | 2,137 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $600,000 | 1,864 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $13,690,000 | 2,208 |
| Total interest expense | $3,877,000 | 2,056 |
| Net interest income | $9,813,000 | 2,241 |
| Provision for loan and lease losses | $850,000 | 3,320 |
| Total noninterest income | $1,772,000 | 2,251 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $366,000 | 3,244 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,406,000 | 1,766 |
| Total noninterest expense | $7,686,000 | 2,526 |
| Salaries and employee benefits | $4,140,000 | 2,325 |
| Premises and equipment expense | $859,000 | 2,806 |
| Additional noninterest expense | $2,687,000 | 2,513 |
| Pre-tax net operating income | $3,049,000 | 1,607 |
| Securities gains (losses) | $99,000 | 2,168 |
| Applicable income taxes | $1,033,000 | 1,190 |
| Income before extraordinary items | $2,115,000 | 1,924 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,115,000 | 1,925 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,115,000 | 1,926 |
| Net charge-offs | $1,139,000 | 2,509 |
| Cash dividends | $474,000 | 2,431 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 1,073 |
| Net operating income | $2,048,670 | 1,909 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,172,000 | 2,271 |
| Total interest expense | $2,850,000 | 2,179 |
| Net interest income | $7,322,000 | 2,296 |
| Provision for loan and lease losses | $450,000 | 3,704 |
| Total noninterest income | $925,000 | 2,882 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $280,000 | 3,272 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $645,000 | 2,383 |
| Total noninterest expense | $5,431,000 | 2,650 |
| Salaries and employee benefits | $2,951,000 | 2,450 |
| Premises and equipment expense | $662,000 | 2,805 |
| Additional noninterest expense | $1,818,000 | 2,704 |
| Pre-tax net operating income | $2,366,000 | 1,660 |
| Securities gains (losses) | $39,000 | 2,572 |
| Applicable income taxes | $790,000 | 1,217 |
| Income before extraordinary items | $1,615,000 | 2,024 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,615,000 | 2,025 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,615,000 | 2,026 |
| Net charge-offs | $380,000 | 3,425 |
| Cash dividends | $369,000 | 2,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,588,870 | 1,954 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,749,000 | 2,313 |
| Total interest expense | $1,911,000 | 2,252 |
| Net interest income | $4,838,000 | 2,308 |
| Provision for loan and lease losses | $300,000 | 3,591 |
| Total noninterest income | $471,000 | 3,329 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $187,000 | 3,282 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $284,000 | 2,928 |
| Total noninterest expense | $3,569,000 | 2,689 |
| Salaries and employee benefits | $1,877,000 | 2,575 |
| Premises and equipment expense | $446,000 | 2,786 |
| Additional noninterest expense | $1,246,000 | 2,630 |
| Pre-tax net operating income | $1,440,000 | 1,778 |
| Securities gains (losses) | $19,000 | 2,380 |
| Applicable income taxes | $472,000 | 1,272 |
| Income before extraordinary items | $987,000 | 2,146 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $987,000 | 2,144 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $987,000 | 2,148 |
| Net charge-offs | $2,000 | 6,208 |
| Cash dividends | $260,000 | 2,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $974,080 | 2,089 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,332,000 | 2,389 |
| Total interest expense | $950,000 | 2,365 |
| Net interest income | $2,382,000 | 2,363 |
| Provision for loan and lease losses | $150,000 | 3,336 |
| Total noninterest income | $188,000 | 3,795 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $92,000 | 3,301 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $96,000 | 3,585 |
| Total noninterest expense | $1,777,000 | 2,733 |
| Salaries and employee benefits | $935,000 | 2,622 |
| Premises and equipment expense | $227,000 | 2,803 |
| Additional noninterest expense | $615,000 | 2,655 |
| Pre-tax net operating income | $643,000 | 1,987 |
| Securities gains (losses) | $39,000 | 1,249 |
| Applicable income taxes | $218,000 | 1,343 |
| Income before extraordinary items | $464,000 | 2,271 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $464,000 | 2,270 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $464,000 | 2,271 |
| Net charge-offs | $3,000 | 5,292 |
| Cash dividends | $130,000 | 1,696 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $437,480 | 2,309 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $12,114,000 | 2,723 |
| Total interest expense | $4,380,000 | 2,535 |
| Net interest income | $7,734,000 | 2,805 |
| Provision for loan and lease losses | $580,000 | 4,314 |
| Total noninterest income | $985,000 | 3,365 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $304,000 | 3,853 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $681,000 | 2,709 |
| Total noninterest expense | $7,174,000 | 2,733 |
| Salaries and employee benefits | $3,669,000 | 2,664 |
| Premises and equipment expense | $826,000 | 3,048 |
| Additional noninterest expense | $2,679,000 | 2,588 |
| Pre-tax net operating income | $965,000 | 3,043 |
| Securities gains (losses) | $101,000 | 2,132 |
| Applicable income taxes | $261,000 | 2,155 |
| Income before extraordinary items | $805,000 | 3,143 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $805,000 | 3,143 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $805,000 | 3,143 |
| Net charge-offs | $332,000 | 4,364 |
| Cash dividends | $499,000 | 2,565 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 1,190 |
| Net operating income | $728,240 | 3,238 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,884,000 | 2,828 |
| Total interest expense | $3,377,000 | 2,588 |
| Net interest income | $5,507,000 | 2,929 |
| Provision for loan and lease losses | $385,000 | 4,234 |
| Total noninterest income | $625,000 | 3,763 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $218,000 | 3,946 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $407,000 | 3,148 |
| Total noninterest expense | $5,127,000 | 2,844 |
| Salaries and employee benefits | $2,657,000 | 2,773 |
| Premises and equipment expense | $447,000 | 3,926 |
| Additional noninterest expense | $2,023,000 | 2,547 |
| Pre-tax net operating income | $620,000 | 3,533 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $127,000 | 2,702 |
| Income before extraordinary items | $493,000 | 3,712 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $493,000 | 3,710 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $493,000 | 3,711 |
| Net charge-offs | $133,000 | 4,768 |
| Cash dividends | $368,000 | 2,385 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $493,000 | 3,621 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,743,000 | 2,934 |
| Total interest expense | $2,276,000 | 2,667 |
| Net interest income | $3,467,000 | 3,072 |
| Provision for loan and lease losses | $140,000 | 4,862 |
| Total noninterest income | $445,000 | 3,646 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $142,000 | 3,986 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $303,000 | 2,985 |
| Total noninterest expense | $3,286,000 | 2,977 |
| Salaries and employee benefits | $1,743,000 | 2,855 |
| Premises and equipment expense | $234,000 | 4,645 |
| Additional noninterest expense | $1,309,000 | 2,632 |
| Pre-tax net operating income | $486,000 | 3,348 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $113,000 | 2,523 |
| Income before extraordinary items | $373,000 | 3,600 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $373,000 | 3,598 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $373,000 | 3,599 |
| Net charge-offs | $116,000 | 4,083 |
| Cash dividends | $233,000 | 2,520 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $373,000 | 3,491 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,744,000 | 3,099 |
| Total interest expense | $1,113,000 | 2,807 |
| Net interest income | $1,631,000 | 3,212 |
| Provision for loan and lease losses | $60,000 | 4,614 |
| Total noninterest income | $197,000 | 3,843 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $67,000 | 4,058 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $130,000 | 3,212 |
| Total noninterest expense | $1,610,000 | 2,946 |
| Salaries and employee benefits | $854,000 | 2,935 |
| Premises and equipment expense | $208,000 | 3,126 |
| Additional noninterest expense | $548,000 | 2,785 |
| Pre-tax net operating income | $158,000 | 4,418 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $18,000 | 3,642 |
| Income before extraordinary items | $140,000 | 4,459 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $140,000 | 4,462 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $140,000 | 4,462 |
| Net charge-offs | $-32,000 | 8,072 |
| Cash dividends | $96,000 | 2,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $140,000 | 4,301 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,346,000 | 3,187 |
| Total interest expense | $5,363,000 | 2,792 |
| Net interest income | $5,983,000 | 3,488 |
| Provision for loan and lease losses | $156,000 | 5,512 |
| Total noninterest income | $723,000 | 4,060 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $223,000 | 4,582 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $500,000 | 3,171 |
| Total noninterest expense | $6,054,000 | 3,048 |
| Salaries and employee benefits | $3,058,000 | 3,192 |
| Premises and equipment expense | $877,000 | 2,938 |
| Additional noninterest expense | $2,119,000 | 2,714 |
| Pre-tax net operating income | $496,000 | 4,877 |
| Securities gains (losses) | $15,000 | 2,329 |
| Applicable income taxes | $-11,000 | 6,797 |
| Income before extraordinary items | $522,000 | 4,381 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $522,000 | 4,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $258,000 | 3,752 |
| Cash dividends | $330,000 | 3,955 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $507,000 | 4,587 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,557,000 | 3,236 |
| Total interest expense | $4,161,000 | 2,811 |
| Net interest income | $4,396,000 | 3,560 |
| Provision for loan and lease losses | $156,000 | 4,577 |
| Total noninterest income | $577,000 | 4,042 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $163,000 | 4,668 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $414,000 | 3,125 |
| Total noninterest expense | $4,468,000 | 3,068 |
| Salaries and employee benefits | $2,210,000 | 3,347 |
| Premises and equipment expense | $649,000 | 2,995 |
| Additional noninterest expense | $1,609,000 | 2,610 |
| Pre-tax net operating income | $349,000 | 5,452 |
| Securities gains (losses) | $15,000 | 2,175 |
| Applicable income taxes | $-34,000 | 7,408 |
| Income before extraordinary items | $398,000 | 4,798 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $398,000 | 4,796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-113,000 | 8,284 |
| Cash dividends | $260,000 | 3,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $383,000 | 5,023 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,723,000 | 3,271 |
| Total interest expense | $2,852,000 | 2,840 |
| Net interest income | $2,871,000 | 3,608 |
| Provision for loan and lease losses | $156,000 | 3,542 |
| Total noninterest income | $406,000 | 3,984 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $104,000 | 4,763 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $302,000 | 3,007 |
| Total noninterest expense | $2,945,000 | 3,117 |
| Salaries and employee benefits | $1,454,000 | 3,417 |
| Premises and equipment expense | $436,000 | 2,974 |
| Additional noninterest expense | $1,055,000 | 2,617 |
| Pre-tax net operating income | $176,000 | 5,972 |
| Securities gains (losses) | $14,000 | 2,273 |
| Applicable income taxes | $-46,000 | 7,744 |
| Income before extraordinary items | $236,000 | 5,375 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $236,000 | 5,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,123 |
| Cash dividends | $130,000 | 3,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $222,000 | 5,397 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,128,000 | 3,102 |
| Total interest expense | $1,540,000 | 2,813 |
| Net interest income | $1,588,000 | 3,353 |
| Provision for loan and lease losses | $78,000 | 3,090 |
| Total noninterest income | $144,000 | 4,696 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $46,000 | 4,958 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $98,000 | 3,804 |
| Total noninterest expense | $1,441,000 | 3,184 |
| Salaries and employee benefits | $688,000 | 3,592 |
| Premises and equipment expense | $216,000 | 3,010 |
| Additional noninterest expense | $537,000 | 2,553 |
| Pre-tax net operating income | $213,000 | 4,845 |
| Securities gains (losses) | $14,000 | 1,798 |
| Applicable income taxes | $54,000 | 3,490 |
| Income before extraordinary items | $173,000 | 4,979 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $173,000 | 4,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 1,908 |
| Cash dividends | $130,000 | 2,704 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $162,360 | 4,977 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $13,308,000 | 2,986 |
| Total interest expense | $7,198,000 | 2,554 |
| Net interest income | $6,110,000 | 3,457 |
| Provision for loan and lease losses | $600,000 | 2,040 |
| Total noninterest income | $689,000 | 4,341 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $226,000 | 4,655 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $463,000 | 3,454 |
| Total noninterest expense | $5,996,000 | 2,969 |
| Salaries and employee benefits | $3,036,000 | 3,198 |
| Premises and equipment expense | $888,000 | 2,832 |
| Additional noninterest expense | $2,072,000 | 2,578 |
| Pre-tax net operating income | $203,000 | 6,861 |
| Securities gains (losses) | $1,000 | 1,983 |
| Applicable income taxes | $-51,000 | 7,938 |
| Income before extraordinary items | $255,000 | 6,586 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $255,000 | 6,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,938,000 | 630 |
| Cash dividends | $70,000 | 5,506 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $254,000 | 6,577 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,289,000 | 2,913 |
| Total interest expense | $5,507,000 | 2,506 |
| Net interest income | $4,782,000 | 3,358 |
| Provision for loan and lease losses | $450,000 | 1,697 |
| Total noninterest income | $427,000 | 4,768 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $167,000 | 4,709 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $260,000 | 4,017 |
| Total noninterest expense | $4,501,000 | 2,946 |
| Salaries and employee benefits | $2,270,000 | 3,187 |
| Premises and equipment expense | $680,000 | 2,777 |
| Additional noninterest expense | $1,551,000 | 2,539 |
| Pre-tax net operating income | $258,000 | 6,729 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,000 | 6,113 |
| Income before extraordinary items | $257,000 | 6,536 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $257,000 | 6,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $484,000 | 1,106 |
| Cash dividends | $70,000 | 4,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $257,000 | 6,520 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,908,000 | 2,914 |
| Total interest expense | $3,720,000 | 2,476 |
| Net interest income | $3,188,000 | 3,377 |
| Provision for loan and lease losses | $300,000 | 1,528 |
| Total noninterest income | $322,000 | 4,503 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $125,000 | 4,485 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $197,000 | 3,806 |
| Total noninterest expense | $2,946,000 | 3,013 |
| Salaries and employee benefits | $1,465,000 | 3,316 |
| Premises and equipment expense | $439,000 | 2,870 |
| Additional noninterest expense | $1,042,000 | 2,537 |
| Pre-tax net operating income | $264,000 | 6,268 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $34,000 | 5,030 |
| Income before extraordinary items | $230,000 | 6,153 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $230,000 | 6,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $318,000 | 992 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $230,000 | 6,140 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,430,000 | 2,914 |
| Total interest expense | $1,902,000 | 2,413 |
| Net interest income | $1,528,000 | 3,498 |
| Provision for loan and lease losses | $150,000 | 1,427 |
| Total noninterest income | $163,000 | 4,444 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $61,000 | 4,494 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $102,000 | 3,735 |
| Total noninterest expense | $1,376,000 | 3,193 |
| Salaries and employee benefits | $697,000 | 3,467 |
| Premises and equipment expense | $224,000 | 2,845 |
| Additional noninterest expense | $455,000 | 2,826 |
| Pre-tax net operating income | $165,000 | 5,878 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $34,000 | 4,512 |
| Income before extraordinary items | $131,000 | 5,922 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $131,000 | 5,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 2,588 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $131,000 | 5,900 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $15,141,000 | 2,533 |
| Total interest expense | $7,765,000 | 2,098 |
| Net interest income | $7,376,000 | 2,971 |
| Provision for loan and lease losses | $1,910,000 | 584 |
| Total noninterest income | $888,000 | 3,803 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $310,000 | 4,064 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $578,000 | 3,088 |
| Total noninterest expense | $5,497,000 | 3,086 |
| Salaries and employee benefits | $2,809,000 | 3,315 |
| Premises and equipment expense | $947,000 | 2,599 |
| Additional noninterest expense | $1,741,000 | 2,905 |
| Pre-tax net operating income | $857,000 | 5,518 |
| Securities gains (losses) | $2,000 | 1,439 |
| Applicable income taxes | $234,000 | 4,129 |
| Income before extraordinary items | $625,000 | 5,734 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $625,000 | 5,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $517,000 | 1,150 |
| Cash dividends | $460,000 | 3,866 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $623,540 | 5,729 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $11,231,000 | 2,551 |
| Total interest expense | $5,664,000 | 2,091 |
| Net interest income | $5,567,000 | 2,978 |
| Provision for loan and lease losses | $1,759,000 | 458 |
| Total noninterest income | $767,000 | 3,485 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $248,000 | 3,961 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $519,000 | 2,799 |
| Total noninterest expense | $4,164,000 | 3,062 |
| Salaries and employee benefits | $2,174,000 | 3,226 |
| Premises and equipment expense | $695,000 | 2,655 |
| Additional noninterest expense | $1,295,000 | 2,914 |
| Pre-tax net operating income | $411,000 | 6,569 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $93,000 | 4,991 |
| Income before extraordinary items | $318,000 | 6,633 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $318,000 | 6,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 3,088 |
| Cash dividends | $326,000 | 3,530 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $318,000 | 6,637 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,442,000 | 2,522 |
| Total interest expense | $3,550,000 | 2,104 |
| Net interest income | $3,892,000 | 2,850 |
| Provision for loan and lease losses | $300,000 | 1,464 |
| Total noninterest income | $526,000 | 3,404 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $176,000 | 3,809 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $350,000 | 2,756 |
| Total noninterest expense | $2,815,000 | 3,043 |
| Salaries and employee benefits | $1,459,000 | 3,210 |
| Premises and equipment expense | $460,000 | 2,665 |
| Additional noninterest expense | $896,000 | 2,827 |
| Pre-tax net operating income | $1,303,000 | 3,180 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $433,000 | 2,508 |
| Income before extraordinary items | $870,000 | 3,535 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $870,000 | 3,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 2,324 |
| Cash dividends | $326,000 | 2,991 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $870,000 | 3,523 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,633,000 | 2,537 |
| Total interest expense | $1,715,000 | 2,078 |
| Net interest income | $1,918,000 | 2,884 |
| Provision for loan and lease losses | $150,000 | 1,421 |
| Total noninterest income | $296,000 | 3,115 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $90,000 | 3,696 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $206,000 | 2,446 |
| Total noninterest expense | $1,372,000 | 3,111 |
| Salaries and employee benefits | $727,000 | 3,228 |
| Premises and equipment expense | $225,000 | 2,718 |
| Additional noninterest expense | $420,000 | 2,987 |
| Pre-tax net operating income | $692,000 | 2,993 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $232,000 | 2,389 |
| Income before extraordinary items | $460,000 | 3,364 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $460,000 | 3,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 1,351 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $460,000 | 3,341 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $13,086,000 | 2,519 |
| Total interest expense | $5,234,000 | 2,108 |
| Net interest income | $7,852,000 | 2,751 |
| Provision for loan and lease losses | $520,000 | 1,829 |
| Total noninterest income | $1,118,000 | 3,291 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $345,000 | 3,873 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $773,000 | 2,603 |
| Total noninterest expense | $5,459,000 | 3,002 |
| Salaries and employee benefits | $2,733,000 | 3,222 |
| Premises and equipment expense | $885,000 | 2,637 |
| Additional noninterest expense | $1,841,000 | 2,706 |
| Pre-tax net operating income | $2,991,000 | 2,762 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,010,000 | 2,250 |
| Income before extraordinary items | $1,981,000 | 3,115 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,981,000 | 3,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $549,000 | 1,086 |
| Cash dividends | $625,000 | 3,265 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,981,000 | 3,080 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,546,000 | 2,528 |
| Total interest expense | $3,768,000 | 2,089 |
| Net interest income | $5,778,000 | 2,779 |
| Provision for loan and lease losses | $370,000 | 1,832 |
| Total noninterest income | $935,000 | 3,049 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $246,000 | 3,999 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $689,000 | 2,341 |
| Total noninterest expense | $4,063,000 | 2,985 |
| Salaries and employee benefits | $2,060,000 | 3,194 |
| Premises and equipment expense | $672,000 | 2,591 |
| Additional noninterest expense | $1,331,000 | 2,766 |
| Pre-tax net operating income | $2,280,000 | 2,760 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $772,000 | 2,254 |
| Income before extraordinary items | $1,508,000 | 3,116 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,508,000 | 3,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 3,611 |
| Cash dividends | $225,000 | 3,898 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,508,000 | 3,078 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,102,000 | 2,564 |
| Total interest expense | $2,354,000 | 2,095 |
| Net interest income | $3,748,000 | 2,810 |
| Provision for loan and lease losses | $240,000 | 1,839 |
| Total noninterest income | $612,000 | 3,049 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $158,000 | 4,037 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $454,000 | 2,335 |
| Total noninterest expense | $2,630,000 | 3,055 |
| Salaries and employee benefits | $1,341,000 | 3,235 |
| Premises and equipment expense | $437,000 | 2,627 |
| Additional noninterest expense | $852,000 | 2,849 |
| Pre-tax net operating income | $1,490,000 | 2,768 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $505,000 | 2,265 |
| Income before extraordinary items | $985,000 | 3,128 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $985,000 | 3,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,630 |
| Cash dividends | $225,000 | 3,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $985,000 | 3,083 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,849,000 | 2,693 |
| Total interest expense | $1,079,000 | 2,171 |
| Net interest income | $1,770,000 | 2,964 |
| Provision for loan and lease losses | $120,000 | 1,733 |
| Total noninterest income | $247,000 | 3,499 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $71,000 | 4,223 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $176,000 | 2,694 |
| Total noninterest expense | $1,265,000 | 3,165 |
| Salaries and employee benefits | $656,000 | 3,298 |
| Premises and equipment expense | $214,000 | 2,704 |
| Additional noninterest expense | $395,000 | 3,051 |
| Pre-tax net operating income | $632,000 | 3,108 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $206,000 | 2,545 |
| Income before extraordinary items | $426,000 | 3,462 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $426,000 | 3,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,145 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $426,000 | 3,427 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,045,000 | 2,818 |
| Total interest expense | $2,731,000 | 2,826 |
| Net interest income | $7,314,000 | 2,769 |
| Provision for loan and lease losses | $480,000 | 2,016 |
| Total noninterest income | $955,000 | 3,667 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $333,000 | 4,063 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $622,000 | 2,919 |
| Total noninterest expense | $4,852,000 | 3,205 |
| Salaries and employee benefits | $2,482,000 | 3,365 |
| Premises and equipment expense | $806,000 | 2,773 |
| Additional noninterest expense | $1,564,000 | 3,026 |
| Pre-tax net operating income | $2,937,000 | 2,639 |
| Securities gains (losses) | $-6,000 | 8,098 |
| Applicable income taxes | $984,000 | 2,182 |
| Income before extraordinary items | $1,947,000 | 2,977 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,947,000 | 2,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $259,000 | 2,198 |
| Cash dividends | $525,000 | 3,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,950,960 | 2,921 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,310,000 | 2,865 |
| Total interest expense | $1,924,000 | 2,933 |
| Net interest income | $5,386,000 | 2,794 |
| Provision for loan and lease losses | $360,000 | 1,934 |
| Total noninterest income | $719,000 | 3,669 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $240,000 | 4,194 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $479,000 | 2,875 |
| Total noninterest expense | $3,523,000 | 3,285 |
| Salaries and employee benefits | $1,837,000 | 3,371 |
| Premises and equipment expense | $585,000 | 2,849 |
| Additional noninterest expense | $1,101,000 | 3,151 |
| Pre-tax net operating income | $2,222,000 | 2,633 |
| Securities gains (losses) | $-6,000 | 8,396 |
| Applicable income taxes | $775,000 | 2,149 |
| Income before extraordinary items | $1,441,000 | 3,053 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,441,000 | 3,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,894 |
| Cash dividends | $225,000 | 3,810 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,444,900 | 2,975 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,806,000 | 2,891 |
| Total interest expense | $1,250,000 | 2,989 |
| Net interest income | $3,556,000 | 2,801 |
| Provision for loan and lease losses | $240,000 | 1,886 |
| Total noninterest income | $513,000 | 3,511 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $159,000 | 4,191 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $354,000 | 2,707 |
| Total noninterest expense | $2,305,000 | 3,356 |
| Salaries and employee benefits | $1,205,000 | 3,429 |
| Premises and equipment expense | $390,000 | 2,843 |
| Additional noninterest expense | $710,000 | 3,261 |
| Pre-tax net operating income | $1,524,000 | 2,558 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $552,000 | 2,053 |
| Income before extraordinary items | $972,000 | 3,004 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $972,000 | 3,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 3,637 |
| Cash dividends | $225,000 | 3,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $972,000 | 2,922 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,333,000 | 2,980 |
| Total interest expense | $624,000 | 3,025 |
| Net interest income | $1,709,000 | 2,909 |
| Provision for loan and lease losses | $120,000 | 1,785 |
| Total noninterest income | $248,000 | 3,546 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $81,000 | 4,084 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $167,000 | 2,748 |
| Total noninterest expense | $1,139,000 | 3,384 |
| Salaries and employee benefits | $589,000 | 3,531 |
| Premises and equipment expense | $194,000 | 2,901 |
| Additional noninterest expense | $356,000 | 3,241 |
| Pre-tax net operating income | $698,000 | 2,711 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $231,000 | 2,321 |
| Income before extraordinary items | $467,000 | 3,107 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $467,000 | 3,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,046 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $467,000 | 2,988 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,762,000 | 3,177 |
| Total interest expense | $2,437,000 | 3,407 |
| Net interest income | $6,325,000 | 3,034 |
| Provision for loan and lease losses | $485,000 | 2,218 |
| Total noninterest income | $1,382,000 | 3,000 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $291,000 | 4,373 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,091,000 | 2,261 |
| Total noninterest expense | $4,348,000 | 3,454 |
| Salaries and employee benefits | $2,205,000 | 3,610 |
| Premises and equipment expense | $661,000 | 3,234 |
| Additional noninterest expense | $1,482,000 | 3,118 |
| Pre-tax net operating income | $2,874,000 | 2,599 |
| Securities gains (losses) | $1,000 | 4,307 |
| Applicable income taxes | $970,000 | 2,227 |
| Income before extraordinary items | $1,905,000 | 2,969 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,905,000 | 2,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-254,000 | 9,131 |
| Cash dividends | $360,000 | 4,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,904,340 | 2,849 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,435,000 | 3,276 |
| Total interest expense | $1,895,000 | 3,419 |
| Net interest income | $4,540,000 | 3,167 |
| Provision for loan and lease losses | $315,000 | 2,407 |
| Total noninterest income | $1,147,000 | 2,872 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $221,000 | 4,358 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $926,000 | 2,158 |
| Total noninterest expense | $3,230,000 | 3,478 |
| Salaries and employee benefits | $1,622,000 | 3,663 |
| Premises and equipment expense | $494,000 | 3,248 |
| Additional noninterest expense | $1,114,000 | 3,096 |
| Pre-tax net operating income | $2,142,000 | 2,702 |
| Securities gains (losses) | $1,000 | 4,000 |
| Applicable income taxes | $732,000 | 2,330 |
| Income before extraordinary items | $1,411,000 | 3,108 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,411,000 | 3,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-80,000 | 9,046 |
| Cash dividends | $160,000 | 4,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,410,340 | 2,951 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,200,000 | 3,364 |
| Total interest expense | $1,245,000 | 3,553 |
| Net interest income | $2,955,000 | 3,231 |
| Provision for loan and lease losses | $210,000 | 2,412 |
| Total noninterest income | $711,000 | 2,975 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $152,000 | 4,248 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $559,000 | 2,278 |
| Total noninterest expense | $2,090,000 | 3,554 |
| Salaries and employee benefits | $1,068,000 | 3,702 |
| Premises and equipment expense | $306,000 | 3,429 |
| Additional noninterest expense | $716,000 | 3,168 |
| Pre-tax net operating income | $1,366,000 | 2,801 |
| Securities gains (losses) | $1,000 | 3,586 |
| Applicable income taxes | $457,000 | 2,457 |
| Income before extraordinary items | $910,000 | 3,183 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $910,000 | 3,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-62,000 | 9,037 |
| Cash dividends | $160,000 | 3,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $909,330 | 3,015 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,018,000 | 3,496 |
| Total interest expense | $646,000 | 3,541 |
| Net interest income | $1,372,000 | 3,422 |
| Provision for loan and lease losses | $105,000 | 2,265 |
| Total noninterest income | $337,000 | 2,985 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $79,000 | 4,109 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $258,000 | 2,322 |
| Total noninterest expense | $936,000 | 3,866 |
| Salaries and employee benefits | $516,000 | 3,810 |
| Premises and equipment expense | $75,000 | 5,636 |
| Additional noninterest expense | $345,000 | 3,233 |
| Pre-tax net operating income | $668,000 | 2,843 |
| Securities gains (losses) | $2,000 | 2,590 |
| Applicable income taxes | $229,000 | 2,466 |
| Income before extraordinary items | $441,000 | 3,227 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $441,000 | 3,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-61,000 | 9,133 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $439,680 | 3,074 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,028,000 | 3,632 |
| Total interest expense | $2,688,000 | 3,878 |
| Net interest income | $5,340,000 | 3,469 |
| Provision for loan and lease losses | $771,000 | 1,692 |
| Total noninterest income | $1,319,000 | 2,874 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $380,000 | 3,647 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $939,000 | 2,272 |
| Total noninterest expense | $3,665,000 | 3,805 |
| Salaries and employee benefits | $1,818,000 | 4,052 |
| Premises and equipment expense | $571,000 | 3,558 |
| Additional noninterest expense | $1,276,000 | 3,435 |
| Pre-tax net operating income | $2,225,000 | 3,169 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $711,000 | 2,809 |
| Income before extraordinary items | $1,514,000 | 3,475 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,514,000 | 3,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,939 |
| Cash dividends | $260,000 | 4,537 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,514,000 | 3,372 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,695,000 | 3,745 |
| Total interest expense | $4,484,000 | 3,457 |
| Net interest income | $4,211,000 | 3,967 |
| Provision for loan and lease losses | $407,000 | 2,586 |
| Total noninterest income | $772,000 | 3,948 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $456,000 | 3,062 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $316,000 | 3,998 |
| Total noninterest expense | $3,407,000 | 3,914 |
| Salaries and employee benefits | $1,554,000 | 4,392 |
| Premises and equipment expense | $506,000 | 3,833 |
| Additional noninterest expense | $1,347,000 | 3,161 |
| Pre-tax net operating income | $1,169,000 | 4,485 |
| Securities gains (losses) | $31,000 | 2,791 |
| Applicable income taxes | $324,000 | 4,119 |
| Income before extraordinary items | $876,000 | 4,643 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $876,000 | 4,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $449,000 | 1,679 |
| Cash dividends | $250,000 | 4,656 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $853,370 | 4,591 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,087,000 | 4,093 |
| Total interest expense | $4,271,000 | 3,774 |
| Net interest income | $3,816,000 | 4,335 |
| Provision for loan and lease losses | $231,000 | 3,445 |
| Total noninterest income | $488,000 | 4,976 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $259,000 | 4,435 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $229,000 | 4,482 |
| Total noninterest expense | $3,245,000 | 3,962 |
| Salaries and employee benefits | $1,537,000 | 4,283 |
| Premises and equipment expense | $471,000 | 3,971 |
| Additional noninterest expense | $1,237,000 | 3,333 |
| Pre-tax net operating income | $828,000 | 5,779 |
| Securities gains (losses) | $4,000 | 1,432 |
| Applicable income taxes | $173,000 | 5,683 |
| Income before extraordinary items | $659,000 | 5,579 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $659,000 | 5,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-43,000 | 9,584 |
| Cash dividends | $235,000 | 4,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $655,840 | 5,604 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,749,000 | 5,096 |
| Total interest expense | $2,729,000 | 4,938 |
| Net interest income | $3,020,000 | 5,136 |
| Provision for loan and lease losses | $204,000 | 3,511 |
| Total noninterest income | $466,000 | 5,173 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $189,000 | 5,274 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $277,000 | 4,197 |
| Total noninterest expense | $2,826,000 | 4,430 |
| Salaries and employee benefits | $1,433,000 | 4,508 |
| Premises and equipment expense | $462,000 | 4,040 |
| Additional noninterest expense | $931,000 | 4,252 |
| Pre-tax net operating income | $456,000 | 7,351 |
| Securities gains (losses) | $46,000 | 1,011 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $502,000 | 6,427 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $502,000 | 6,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 3,549 |
| Cash dividends | $200,000 | 5,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $456,000 | 6,640 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,547,000 | 5,270 |
| Total interest expense | $2,732,000 | 5,049 |
| Net interest income | $2,815,000 | 5,385 |
| Provision for loan and lease losses | $553,000 | 1,592 |
| Total noninterest income | $664,000 | 4,123 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $196,000 | 5,201 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $468,000 | 3,104 |
| Total noninterest expense | $2,589,000 | 4,651 |
| Salaries and employee benefits | $1,330,000 | 4,677 |
| Premises and equipment expense | $412,000 | 4,325 |
| Additional noninterest expense | $847,000 | 4,491 |
| Pre-tax net operating income | $337,000 | 8,194 |
| Securities gains (losses) | $92,000 | 1,334 |
| Applicable income taxes | $-54,000 | 10,141 |
| Income before extraordinary items | $483,000 | 6,702 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $483,000 | 6,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $307,000 | 1,824 |
| Cash dividends | $190,000 | 5,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $391,000 | 7,189 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,617,000 | 5,321 |
| Total interest expense | $2,754,000 | 5,036 |
| Net interest income | $2,863,000 | 5,494 |
| Provision for loan and lease losses | $285,000 | 2,727 |
| Total noninterest income | $353,000 | 6,151 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $162,000 | 5,956 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $191,000 | 5,066 |
| Total noninterest expense | $2,201,000 | 5,291 |
| Salaries and employee benefits | $1,153,000 | 5,271 |
| Premises and equipment expense | $357,000 | 4,821 |
| Additional noninterest expense | $691,000 | 5,270 |
| Pre-tax net operating income | $730,000 | 6,857 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $128,000 | 7,946 |
| Income before extraordinary items | $602,000 | 6,361 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $602,000 | 6,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $614,000 | 1,140 |
| Cash dividends | $190,000 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $602,000 | 6,307 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,432,000 | 5,584 |
| Total interest expense | $2,555,000 | 5,420 |
| Net interest income | $2,877,000 | 5,614 |
| Provision for loan and lease losses | $120,000 | 4,568 |
| Total noninterest income | $313,000 | 6,797 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $148,000 | 6,499 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $165,000 | 5,697 |
| Total noninterest expense | $2,085,000 | 5,759 |
| Salaries and employee benefits | $1,000,000 | 5,988 |
| Premises and equipment expense | $384,000 | 4,687 |
| Additional noninterest expense | $701,000 | 5,743 |
| Pre-tax net operating income | $985,000 | 5,795 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $301,000 | 5,818 |
| Income before extraordinary items | $684,000 | 5,830 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $684,000 | 5,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-106,000 | 11,231 |
| Cash dividends | $190,000 | 5,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $684,000 | 5,772 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,278,000 | 5,754 |
| Total interest expense | $2,474,000 | 5,622 |
| Net interest income | $2,804,000 | 5,804 |
| Provision for loan and lease losses | $139,000 | 3,796 |
| Total noninterest income | $304,000 | 7,034 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $150,000 | 6,661 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $154,000 | 5,906 |
| Total noninterest expense | $2,138,000 | 5,708 |
| Salaries and employee benefits | $1,033,000 | 5,894 |
| Premises and equipment expense | $397,000 | 4,575 |
| Additional noninterest expense | $708,000 | 5,788 |
| Pre-tax net operating income | $831,000 | 6,717 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $270,000 | 6,366 |
| Income before extraordinary items | $561,000 | 6,839 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $561,000 | 6,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $274,000 | 2,062 |
| Cash dividends | $180,000 | 5,723 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $561,000 | 6,819 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,303,000 | 6,347 |
| Total interest expense | $1,748,000 | 6,213 |
| Net interest income | $2,555,000 | 6,356 |
| Provision for loan and lease losses | $82,000 | 4,991 |
| Total noninterest income | $370,000 | 6,440 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $153,000 | 6,817 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $217,000 | 5,013 |
| Total noninterest expense | $2,209,000 | 5,716 |
| Salaries and employee benefits | $1,126,000 | 5,543 |
| Premises and equipment expense | $396,000 | 4,619 |
| Additional noninterest expense | $687,000 | 6,416 |
| Pre-tax net operating income | $634,000 | 7,812 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $189,000 | 7,532 |
| Income before extraordinary items | $445,000 | 7,766 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $445,000 | 7,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,826 |
| Cash dividends | $170,000 | 5,823 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $445,000 | 7,806 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,707,000 | 6,083 |
| Total interest expense | $1,810,000 | 6,310 |
| Net interest income | $2,897,000 | 5,809 |
| Provision for loan and lease losses | $71,000 | 6,619 |
| Total noninterest income | $181,000 | 9,582 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $155,000 | 6,967 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 11,580 |
| Total noninterest expense | $2,435,000 | 5,387 |
| Salaries and employee benefits | $1,306,000 | 4,856 |
| Premises and equipment expense | $397,000 | 4,743 |
| Additional noninterest expense | $732,000 | 6,351 |
| Pre-tax net operating income | $572,000 | 8,154 |
| Securities gains (losses) | $30,000 | 4,104 |
| Applicable income taxes | $157,000 | 8,476 |
| Income before extraordinary items | $445,000 | 8,014 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $445,000 | 8,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 7,435 |
| Cash dividends | $130,000 | 6,378 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $422,800 | 7,937 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,505,000 | 6,891 |
| Total interest expense | $1,908,000 | 7,329 |
| Net interest income | $2,597,000 | 6,408 |
| Provision for loan and lease losses | $47,000 | 9,237 |
| Total noninterest income | $178,000 | 9,865 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $143,000 | 7,298 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 11,401 |
| Total noninterest expense | $2,176,000 | 5,978 |
| Salaries and employee benefits | $1,224,000 | 5,070 |
| Premises and equipment expense | $281,000 | 6,265 |
| Additional noninterest expense | $671,000 | 6,947 |
| Pre-tax net operating income | $552,000 | 8,054 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $165,000 | 8,276 |
| Income before extraordinary items | $387,000 | 8,350 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $387,000 | 8,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 8,345 |
| Cash dividends | $130,000 | 6,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $387,000 | 7,995 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.