Home > The First National Bank at Paris > Income and Expense

The First National Bank at Paris, Income and Expense

2023-12-31 (YTD Data)		Rank
Total interest income	$12,578,000	2,527
Total interest expense	$3,085,000	2,578
Net interest income	$9,493,000	2,450
Provision for loan and lease losses	$359,000	1,523
Total noninterest income	$2,574,000	1,776
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$1,168,000	889
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,406,000	1,951
Total noninterest expense	$7,272,000	2,502
Salaries and employee benefits	$3,992,000	2,518
Premises and equipment expense	$640,000	2,612
Additional noninterest expense	$1,406,000	1,951
Pre-tax net operating income	$4,436,000	2,059
Securities gains (losses)	$0	988
Applicable income taxes	$0	3,369
Income before extraordinary items	$4,436,000	1,868
Extraordinary gains, net	$0	54
Net income	$4,436,000	1,891
Minority interest net income	$0	88
Net income of bank and minority interests.	$4,436,000	1,871
Net charge-offs	$263,000	1,034
Cash dividends	$2,224,000	1,435
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$4,436,000	1,896
2023-09-30 (YTD Data)		Rank
Total interest income	$9,043,000	2,563
Total interest expense	$2,014,000	2,639
Net interest income	$7,029,000	2,490
Provision for loan and lease losses	$268,000	1,443
Total noninterest income	$1,904,000	1,782
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$864,000	904
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,040,000	1,943
Total noninterest expense	$5,476,000	2,476
Salaries and employee benefits	$3,049,000	2,485
Premises and equipment expense	$478,000	2,622
Additional noninterest expense	$1,040,000	1,943
Pre-tax net operating income	$3,189,000	2,157
Securities gains (losses)	$0	849
Applicable income taxes	$0	3,407
Income before extraordinary items	$3,189,000	1,982
Extraordinary gains, net	$0	52
Net income	$3,189,000	2,001
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,189,000	1,982
Net charge-offs	$212,000	870
Cash dividends	$1,339,000	1,460
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$3,189,000	2,006
2023-06-30 (YTD Data)		Rank
Total interest income	$5,805,000	2,586
Total interest expense	$1,112,000	2,700
Net interest income	$4,693,000	2,510
Provision for loan and lease losses	$178,000	1,430
Total noninterest income	$1,264,000	1,726
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$559,000	910
Trading account gains and fees	NA	NA
Additional Noninterest Income	$705,000	1,878
Total noninterest expense	$3,633,000	2,473
Salaries and employee benefits	$2,041,000	2,480
Premises and equipment expense	$318,000	2,617
Additional noninterest expense	$705,000	1,875
Pre-tax net operating income	$2,146,000	2,167
Securities gains (losses)	$0	938
Applicable income taxes	$106,000	2,518
Income before extraordinary items	$2,040,000	2,042
Extraordinary gains, net	$0	51
Net income	$2,040,000	2,067
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,040,000	2,042
Net charge-offs	$124,000	844
Cash dividends	$908,000	1,462
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$2,040,000	2,054
2023-03-31 (YTD Data)		Rank
Total interest income	$2,768,000	2,636
Total interest expense	$437,000	2,764
Net interest income	$2,331,000	2,524
Provision for loan and lease losses	$88,000	1,367
Total noninterest income	$620,000	1,749
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$270,000	950
Trading account gains and fees	NA	NA
Additional Noninterest Income	$350,000	1,872
Total noninterest expense	$1,777,000	2,539
Salaries and employee benefits	$1,013,000	2,529
Premises and equipment expense	$156,000	2,686
Additional noninterest expense	$350,000	1,872
Pre-tax net operating income	$1,086,000	2,191
Securities gains (losses)	$0	950
Applicable income taxes	$53,000	2,525
Income before extraordinary items	$1,033,000	2,052
Extraordinary gains, net	$0	4
Net income	$1,033,000	2,051
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,033,000	2,052
Net charge-offs	$87,000	632
Cash dividends	$95,000	2,105
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,033,000	2,078
2022-12-31 (YTD Data)		Rank
Total interest income	$10,264,000	2,482
Total interest expense	$486,000	3,267
Net interest income	$9,778,000	2,398
Provision for loan and lease losses	$370,000	1,395
Total noninterest income	$2,506,000	1,816
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$1,052,000	972
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,454,000	1,931
Total noninterest expense	$7,080,000	2,499
Salaries and employee benefits	$3,766,000	2,592
Premises and equipment expense	$688,000	2,518
Additional noninterest expense	$1,454,000	1,931
Pre-tax net operating income	$4,834,000	2,084
Securities gains (losses)	$0	691
Applicable income taxes	$0	3,596
Income before extraordinary items	$4,834,000	1,863
Extraordinary gains, net	$0	5
Net income	$4,834,000	1,861
Minority interest net income	$0	63
Net income of bank and minority interests.	$4,834,000	1,862
Net charge-offs	$248,000	835
Cash dividends	$2,183,000	1,411
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$4,834,000	1,892
2022-09-30 (YTD Data)		Rank
Total interest income	$7,524,000	2,465
Total interest expense	$303,000	3,279
Net interest income	$7,221,000	2,403
Provision for loan and lease losses	$165,000	1,593
Total noninterest income	$1,867,000	1,832
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$777,000	997
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,090,000	1,965
Total noninterest expense	$5,161,000	2,532
Salaries and employee benefits	$2,859,000	2,582
Premises and equipment expense	$513,000	2,518
Additional noninterest expense	$1,090,000	1,965
Pre-tax net operating income	$3,762,000	2,003
Securities gains (losses)	$0	740
Applicable income taxes	$0	3,603
Income before extraordinary items	$3,762,000	1,805
Extraordinary gains, net	$0	4
Net income	$3,762,000	1,803
Minority interest net income	$0	57
Net income of bank and minority interests.	$3,762,000	1,804
Net charge-offs	$166,000	751
Cash dividends	$1,264,000	1,474
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$3,762,000	1,841
2022-06-30 (YTD Data)		Rank
Total interest income	$4,888,000	2,465
Total interest expense	$203,000	3,187
Net interest income	$4,685,000	2,410
Provision for loan and lease losses	$109,000	1,489
Total noninterest income	$1,240,000	1,825
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$495,000	1,011
Trading account gains and fees	NA	NA
Additional Noninterest Income	$745,000	1,990
Total noninterest expense	$3,446,000	2,518
Salaries and employee benefits	$1,932,000	2,560
Premises and equipment expense	$333,000	2,568
Additional noninterest expense	$1,181,000	2,329
Pre-tax net operating income	$2,370,000	1,993
Securities gains (losses)	$0	687
Applicable income taxes	$0	3,564
Income before extraordinary items	$2,370,000	1,789
Extraordinary gains, net	$0	4
Net income	$2,370,000	1,789
Minority interest net income	$0	60
Net income of bank and minority interests.	$2,370,000	1,789
Net charge-offs	$93,000	753
Cash dividends	$891,000	1,443
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$2,370,000	1,824
2022-03-31 (YTD Data)		Rank
Total interest income	$2,349,000	2,480
Total interest expense	$100,000	3,185
Net interest income	$2,249,000	2,424
Provision for loan and lease losses	$54,000	1,321
Total noninterest income	$635,000	1,814
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$243,000	1,022
Trading account gains and fees	NA	NA
Additional Noninterest Income	$392,000	1,926
Total noninterest expense	$1,735,000	2,509
Salaries and employee benefits	$990,000	2,521
Premises and equipment expense	$158,000	2,649
Additional noninterest expense	$587,000	2,320
Pre-tax net operating income	$1,095,000	1,995
Securities gains (losses)	$0	623
Applicable income taxes	$0	3,450
Income before extraordinary items	$1,095,000	1,810
Extraordinary gains, net	$0	4
Net income	$1,095,000	1,810
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,095,000	1,810
Net charge-offs	$47,000	697
Cash dividends	$90,000	2,030
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$1,095,000	1,826
2021-12-31 (YTD Data)		Rank
Total interest income	$11,100,000	2,312
Total interest expense	$526,000	3,101
Net interest income	$10,574,000	2,243
Provision for loan and lease losses	$203,000	1,721
Total noninterest income	$2,500,000	2,001
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$1,087,000	915
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,413,000	2,282
Total noninterest expense	$7,104,000	2,459
Salaries and employee benefits	$3,935,000	2,529
Premises and equipment expense	$693,000	2,530
Additional noninterest expense	$2,476,000	2,257
Pre-tax net operating income	$5,767,000	1,875
Securities gains (losses)	$0	2,062
Applicable income taxes	$0	3,710
Income before extraordinary items	$5,767,000	1,706
Extraordinary gains, net	$0	10
Net income	$5,767,000	1,705
Minority interest net income	$0	74
Net income of bank and minority interests.	$5,767,000	1,706
Net charge-offs	$70,000	1,504
Cash dividends	$4,335,000	887
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$5,767,000	1,677
2021-09-30 (YTD Data)		Rank
Total interest income	$8,645,000	2,306
Total interest expense	$417,000	3,121
Net interest income	$8,228,000	2,214
Provision for loan and lease losses	$203,000	1,459
Total noninterest income	$1,829,000	2,068
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$788,000	933
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,041,000	2,336
Total noninterest expense	$5,270,000	2,488
Salaries and employee benefits	$3,007,000	2,505
Premises and equipment expense	$492,000	2,636
Additional noninterest expense	$1,771,000	2,338
Pre-tax net operating income	$4,584,000	1,882
Securities gains (losses)	$0	2,015
Applicable income taxes	$0	3,719
Income before extraordinary items	$4,584,000	1,708
Extraordinary gains, net	$0	8
Net income	$4,584,000	1,707
Minority interest net income	$0	69
Net income of bank and minority interests.	$4,584,000	1,708
Net charge-offs	$32,000	1,546
Cash dividends	$1,492,000	1,416
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$4,584,000	1,679
2021-06-30 (YTD Data)		Rank
Total interest income	$5,672,000	2,320
Total interest expense	$299,000	3,090
Net interest income	$5,373,000	2,228
Provision for loan and lease losses	$174,000	1,295
Total noninterest income	$1,201,000	2,036
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$485,000	958
Trading account gains and fees	NA	NA
Additional Noninterest Income	$716,000	2,282
Total noninterest expense	$3,509,000	2,488
Salaries and employee benefits	$2,027,000	2,481
Premises and equipment expense	$331,000	2,607
Additional noninterest expense	$1,151,000	2,356
Pre-tax net operating income	$2,891,000	1,935
Securities gains (losses)	$0	1,818
Applicable income taxes	$0	3,702
Income before extraordinary items	$2,891,000	1,747
Extraordinary gains, net	$0	6
Net income	$2,891,000	1,747
Minority interest net income	$0	67
Net income of bank and minority interests.	$2,891,000	1,747
Net charge-offs	$11,000	1,721
Cash dividends	$833,000	1,526
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$2,891,000	1,723
2021-03-31 (YTD Data)		Rank
Total interest income	$2,361,000	2,592
Total interest expense	$164,000	3,041
Net interest income	$2,197,000	2,523
Provision for loan and lease losses	$86,000	1,384
Total noninterest income	$571,000	2,092
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$235,000	964
Trading account gains and fees	NA	NA
Additional Noninterest Income	$336,000	2,330
Total noninterest expense	$1,653,000	2,569
Salaries and employee benefits	$943,000	2,598
Premises and equipment expense	$165,000	2,627
Additional noninterest expense	$545,000	2,404
Pre-tax net operating income	$1,029,000	2,329
Securities gains (losses)	$0	1,392
Applicable income taxes	$0	3,613
Income before extraordinary items	$1,029,000	2,179
Extraordinary gains, net	$0	3
Net income	$1,029,000	2,179
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,029,000	2,179
Net charge-offs	$15,000	1,237
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,029,000	2,139
2020-12-31 (YTD Data)		Rank
Total interest income	$9,676,000	2,568
Total interest expense	$1,204,000	2,671
Net interest income	$8,472,000	2,523
Provision for loan and lease losses	$510,000	2,212
Total noninterest income	$2,169,000	2,031
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$1,052,000	904
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,117,000	2,367
Total noninterest expense	$6,382,000	2,605
Salaries and employee benefits	$3,578,000	2,645
Premises and equipment expense	$609,000	2,727
Additional noninterest expense	$2,195,000	2,391
Pre-tax net operating income	$3,749,000	2,139
Securities gains (losses)	$0	2,675
Applicable income taxes	$0	3,697
Income before extraordinary items	$3,749,000	2,008
Extraordinary gains, net	$0	4
Net income	$3,749,000	2,007
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,749,000	2,008
Net charge-offs	$169,000	1,659
Cash dividends	$1,914,000	1,579
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$3,749,000	1,954
2020-09-30 (YTD Data)		Rank
Total interest income	$7,146,000	2,606
Total interest expense	$970,000	2,662
Net interest income	$6,176,000	2,575
Provision for loan and lease losses	$403,000	2,139
Total noninterest income	$1,575,000	2,034
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$772,000	918
Trading account gains and fees	NA	NA
Additional Noninterest Income	$803,000	2,372
Total noninterest expense	$4,717,000	2,607
Salaries and employee benefits	$2,647,000	2,661
Premises and equipment expense	$456,000	2,738
Additional noninterest expense	$1,614,000	2,387
Pre-tax net operating income	$2,631,000	2,224
Securities gains (losses)	$0	2,494
Applicable income taxes	$0	3,696
Income before extraordinary items	$2,631,000	2,072
Extraordinary gains, net	$0	4
Net income	$2,631,000	2,073
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,631,000	2,073
Net charge-offs	$111,000	1,601
Cash dividends	$1,018,000	1,683
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$2,631,000	2,019
2020-06-30 (YTD Data)		Rank
Total interest income	$4,759,000	2,639
Total interest expense	$688,000	2,675
Net interest income	$4,071,000	2,607
Provision for loan and lease losses	$296,000	2,088
Total noninterest income	$1,020,000	2,004
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$499,000	960
Trading account gains and fees	NA	NA
Additional Noninterest Income	$521,000	2,338
Total noninterest expense	$3,092,000	2,645
Salaries and employee benefits	$1,740,000	2,695
Premises and equipment expense	$301,000	2,746
Additional noninterest expense	$1,051,000	2,421
Pre-tax net operating income	$1,703,000	2,231
Securities gains (losses)	$0	2,249
Applicable income taxes	$0	3,655
Income before extraordinary items	$1,703,000	2,057
Extraordinary gains, net	$0	4
Net income	$1,703,000	2,057
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,703,000	2,057
Net charge-offs	$47,000	1,769
Cash dividends	$679,000	1,672
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,703,000	2,015
2020-03-31 (YTD Data)		Rank
Total interest income	$2,370,000	2,647
Total interest expense	$371,000	2,710
Net interest income	$1,999,000	2,603
Provision for loan and lease losses	$87,000	2,105
Total noninterest income	$546,000	1,853
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$294,000	965
Trading account gains and fees	NA	NA
Additional Noninterest Income	$252,000	2,183
Total noninterest expense	$1,536,000	2,675
Salaries and employee benefits	$862,000	2,714
Premises and equipment expense	$149,000	2,792
Additional noninterest expense	$525,000	2,454
Pre-tax net operating income	$922,000	1,948
Securities gains (losses)	$0	1,705
Applicable income taxes	$0	3,513
Income before extraordinary items	$922,000	1,772
Extraordinary gains, net	$0	4
Net income	$922,000	1,772
Minority interest net income	$0	56
Net income of bank and minority interests.	$922,000	1,772
Net charge-offs	$19,000	1,620
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$922,000	1,741
2019-12-31 (YTD Data)		Rank
Total interest income	$9,096,000	2,742
Total interest expense	$1,392,000	2,845
Net interest income	$7,704,000	2,689
Provision for loan and lease losses	$300,000	1,946
Total noninterest income	$2,184,000	1,885
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$1,253,000	936
Trading account gains and fees	NA	NA
Additional Noninterest Income	$931,000	2,342
Total noninterest expense	$6,209,000	2,643
Salaries and employee benefits	$3,504,000	2,662
Premises and equipment expense	$566,000	2,891
Additional noninterest expense	$2,139,000	2,447
Pre-tax net operating income	$3,379,000	2,293
Securities gains (losses)	$0	2,379
Applicable income taxes	$0	3,859
Income before extraordinary items	$3,379,000	2,125
Extraordinary gains, net	$0	11
Net income	$3,379,000	2,127
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,379,000	2,127
Net charge-offs	$222,000	1,590
Cash dividends	$1,208,000	2,122
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$3,379,000	2,090
2019-09-30 (YTD Data)		Rank
Total interest income	$6,691,000	2,810
Total interest expense	$1,001,000	2,922
Net interest income	$5,690,000	2,755
Provision for loan and lease losses	$224,000	1,877
Total noninterest income	$1,625,000	1,893
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$930,000	945
Trading account gains and fees	NA	NA
Additional Noninterest Income	$695,000	2,335
Total noninterest expense	$4,611,000	2,667
Salaries and employee benefits	$2,600,000	2,694
Premises and equipment expense	$422,000	2,924
Additional noninterest expense	$1,589,000	2,467
Pre-tax net operating income	$2,480,000	2,379
Securities gains (losses)	$0	2,167
Applicable income taxes	$0	3,902
Income before extraordinary items	$2,480,000	2,209
Extraordinary gains, net	$0	11
Net income	$2,480,000	2,209
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,480,000	2,210
Net charge-offs	$116,000	1,668
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$2,480,000	2,172
2019-06-30 (YTD Data)		Rank
Total interest income	$4,371,000	2,858
Total interest expense	$633,000	2,980
Net interest income	$3,738,000	2,793
Provision for loan and lease losses	$149,000	1,888
Total noninterest income	$1,061,000	1,906
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$604,000	959
Trading account gains and fees	NA	NA
Additional Noninterest Income	$457,000	2,313
Total noninterest expense	$3,057,000	2,694
Salaries and employee benefits	$1,728,000	2,718
Premises and equipment expense	$282,000	2,933
Additional noninterest expense	$1,047,000	2,502
Pre-tax net operating income	$1,593,000	2,411
Securities gains (losses)	$0	1,702
Applicable income taxes	$0	3,901
Income before extraordinary items	$1,593,000	2,243
Extraordinary gains, net	$0	11
Net income	$1,593,000	2,243
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,593,000	2,243
Net charge-offs	$54,000	1,776
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,593,000	2,213
2019-03-31 (YTD Data)		Rank
Total interest income	$2,115,000	2,928
Total interest expense	$302,000	3,031
Net interest income	$1,813,000	2,858
Provision for loan and lease losses	$74,000	1,772
Total noninterest income	$521,000	1,876
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$289,000	988
Trading account gains and fees	NA	NA
Additional Noninterest Income	$232,000	2,234
Total noninterest expense	$1,522,000	2,722
Salaries and employee benefits	$866,000	2,733
Premises and equipment expense	$139,000	2,994
Additional noninterest expense	$517,000	2,524
Pre-tax net operating income	$738,000	2,496
Securities gains (losses)	$0	1,087
Applicable income taxes	$0	3,800
Income before extraordinary items	$738,000	2,291
Extraordinary gains, net	$0	5
Net income	$738,000	2,290
Minority interest net income	$0	52
Net income of bank and minority interests.	$738,000	2,290
Net charge-offs	$19,000	1,716
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$738,000	2,266
2018-12-31 (YTD Data)		Rank
Total interest income	$7,705,000	2,994
Total interest expense	$737,000	3,382
Net interest income	$6,968,000	2,913
Provision for loan and lease losses	$300,000	1,959
Total noninterest income	$2,157,000	1,902
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$1,332,000	907
Trading account gains and fees	NA	NA
Additional Noninterest Income	$825,000	2,464
Total noninterest expense	$5,630,000	2,827
Salaries and employee benefits	$3,213,000	2,836
Premises and equipment expense	$558,000	2,966
Additional noninterest expense	$1,859,000	2,715
Pre-tax net operating income	$3,195,000	2,413
Securities gains (losses)	$0	1,125
Applicable income taxes	$0	3,978
Income before extraordinary items	$3,195,000	2,237
Extraordinary gains, net	$0	6
Net income	$3,195,000	2,235
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,195,000	2,236
Net charge-offs	$189,000	1,690
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$3,195,000	2,234
2018-09-30 (YTD Data)		Rank
Total interest income	$5,586,000	3,058
Total interest expense	$485,000	3,515
Net interest income	$5,101,000	2,966
Provision for loan and lease losses	$224,000	1,902
Total noninterest income	$1,585,000	1,945
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$972,000	925
Trading account gains and fees	NA	NA
Additional Noninterest Income	$613,000	2,494
Total noninterest expense	$4,176,000	2,856
Salaries and employee benefits	$2,374,000	2,862
Premises and equipment expense	$418,000	2,996
Additional noninterest expense	$1,384,000	2,739
Pre-tax net operating income	$2,286,000	2,523
Securities gains (losses)	$0	1,118
Applicable income taxes	$0	4,032
Income before extraordinary items	$2,286,000	2,314
Extraordinary gains, net	$0	5
Net income	$2,286,000	2,313
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,286,000	2,313
Net charge-offs	$112,000	1,653
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,286,000	2,309
2018-06-30 (YTD Data)		Rank
Total interest income	$3,650,000	3,089
Total interest expense	$293,000	3,603
Net interest income	$3,357,000	2,989
Provision for loan and lease losses	$149,000	1,857
Total noninterest income	$1,041,000	1,972
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$618,000	964
Trading account gains and fees	NA	NA
Additional Noninterest Income	$423,000	2,451
Total noninterest expense	$2,722,000	2,930
Salaries and employee benefits	$1,561,000	2,914
Premises and equipment expense	$275,000	3,028
Additional noninterest expense	$886,000	2,836
Pre-tax net operating income	$1,527,000	2,493
Securities gains (losses)	$0	961
Applicable income taxes	$0	4,018
Income before extraordinary items	$1,527,000	2,277
Extraordinary gains, net	$0	6
Net income	$1,527,000	2,275
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,527,000	2,276
Net charge-offs	$49,000	1,785
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,527,000	2,277
2018-03-31 (YTD Data)		Rank
Total interest income	$1,795,000	3,123
Total interest expense	$137,000	3,654
Net interest income	$1,658,000	3,027
Provision for loan and lease losses	$74,000	1,789
Total noninterest income	$505,000	1,988
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$303,000	981
Trading account gains and fees	NA	NA
Additional Noninterest Income	$202,000	2,474
Total noninterest expense	$1,299,000	3,047
Salaries and employee benefits	$766,000	2,969
Premises and equipment expense	$127,000	3,206
Additional noninterest expense	$406,000	3,031
Pre-tax net operating income	$790,000	2,402
Securities gains (losses)	$0	735
Applicable income taxes	$0	3,948
Income before extraordinary items	$790,000	2,185
Extraordinary gains, net	$0	7
Net income	$790,000	2,184
Minority interest net income	$0	52
Net income of bank and minority interests.	$790,000	2,185
Net charge-offs	$43,000	1,272
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$790,000	2,171
2017-12-31 (YTD Data)		Rank
Total interest income	$6,721,000	3,198
Total interest expense	$482,000	3,724
Net interest income	$6,239,000	3,106
Provision for loan and lease losses	$250,000	2,142
Total noninterest income	$1,819,000	2,152
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$1,130,000	1,071
Trading account gains and fees	NA	NA
Additional Noninterest Income	$689,000	2,747
Total noninterest expense	$5,188,000	3,032
Salaries and employee benefits	$2,872,000	3,082
Premises and equipment expense	$490,000	3,304
Additional noninterest expense	$1,826,000	2,825
Pre-tax net operating income	$2,620,000	2,680
Securities gains (losses)	$0	2,243
Applicable income taxes	$0	4,135
Income before extraordinary items	$2,620,000	2,255
Extraordinary gains, net	$0	9
Net income	$2,620,000	2,255
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,620,000	2,255
Net charge-offs	$125,000	2,235
Cash dividends	$2,200,000	1,316
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,620,000	2,231
2017-09-30 (YTD Data)		Rank
Total interest income	$4,921,000	3,262
Total interest expense	$356,000	3,772
Net interest income	$4,565,000	3,173
Provision for loan and lease losses	$187,000	2,085
Total noninterest income	$1,325,000	2,217
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$818,000	1,108
Trading account gains and fees	NA	NA
Additional Noninterest Income	$507,000	2,793
Total noninterest expense	$3,864,000	3,058
Salaries and employee benefits	$2,156,000	3,084
Premises and equipment expense	$371,000	3,328
Additional noninterest expense	$1,337,000	2,871
Pre-tax net operating income	$1,839,000	2,841
Securities gains (losses)	$0	2,274
Applicable income taxes	$0	4,172
Income before extraordinary items	$1,839,000	2,540
Extraordinary gains, net	$0	9
Net income	$1,839,000	2,540
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,839,000	2,540
Net charge-offs	$99,000	1,948
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,839,000	2,530
2017-06-30 (YTD Data)		Rank
Total interest income	$3,209,000	3,296
Total interest expense	$231,000	3,795
Net interest income	$2,978,000	3,205
Provision for loan and lease losses	$124,000	2,026
Total noninterest income	$862,000	2,249
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$528,000	1,128
Trading account gains and fees	NA	NA
Additional Noninterest Income	$334,000	2,809
Total noninterest expense	$2,538,000	3,104
Salaries and employee benefits	$1,437,000	3,109
Premises and equipment expense	$238,000	3,403
Additional noninterest expense	$863,000	2,954
Pre-tax net operating income	$1,178,000	2,868
Securities gains (losses)	$0	1,906
Applicable income taxes	$0	4,189
Income before extraordinary items	$1,178,000	2,561
Extraordinary gains, net	$0	11
Net income	$1,178,000	2,560
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,178,000	2,561
Net charge-offs	$15,000	2,739
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,178,000	2,538
2017-03-31 (YTD Data)		Rank
Total interest income	$1,533,000	3,393
Total interest expense	$112,000	3,841
Net interest income	$1,421,000	3,307
Provision for loan and lease losses	$62,000	1,865
Total noninterest income	$427,000	2,241
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$252,000	1,185
Trading account gains and fees	NA	NA
Additional Noninterest Income	$175,000	2,739
Total noninterest expense	$1,257,000	3,153
Salaries and employee benefits	$718,000	3,150
Premises and equipment expense	$117,000	3,483
Additional noninterest expense	$422,000	3,011
Pre-tax net operating income	$529,000	2,989
Securities gains (losses)	$0	1,153
Applicable income taxes	$0	4,086
Income before extraordinary items	$529,000	2,666
Extraordinary gains, net	$0	8
Net income	$529,000	2,666
Minority interest net income	$0	55
Net income of bank and minority interests.	$529,000	2,666
Net charge-offs	$20,000	1,889
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$529,000	2,651
2016-12-31 (YTD Data)		Rank
Total interest income	$5,966,000	3,439
Total interest expense	$424,000	3,920
Net interest income	$5,542,000	3,345
Provision for loan and lease losses	$82,000	3,290
Total noninterest income	$1,590,000	2,406
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$1,023,000	1,189
Trading account gains and fees	$0	170
Additional Noninterest Income	$567,000	3,079
Total noninterest expense	$4,823,000	3,253
Salaries and employee benefits	$2,706,000	3,247
Premises and equipment expense	$449,000	3,573
Additional noninterest expense	$1,668,000	3,117
Pre-tax net operating income	$2,227,000	2,878
Securities gains (losses)	$0	3,212
Applicable income taxes	$0	4,278
Income before extraordinary items	$2,227,000	2,610
Extraordinary gains, net	$0	5
Net income	$2,227,000	2,608
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,227,000	2,609
Net charge-offs	$108,000	2,543
Cash dividends	$1,000,000	2,193
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,227,000	2,547
2016-09-30 (YTD Data)		Rank
Total interest income	$4,421,000	3,485
Total interest expense	$315,000	3,960
Net interest income	$4,106,000	3,387
Provision for loan and lease losses	$59,000	3,216
Total noninterest income	$1,181,000	2,424
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$754,000	1,198
Trading account gains and fees	$0	169
Additional Noninterest Income	$427,000	3,089
Total noninterest expense	$3,572,000	3,280
Salaries and employee benefits	$2,009,000	3,263
Premises and equipment expense	$338,000	3,579
Additional noninterest expense	$1,225,000	3,176
Pre-tax net operating income	$1,656,000	2,944
Securities gains (losses)	$0	3,160
Applicable income taxes	$0	4,325
Income before extraordinary items	$1,656,000	2,651
Extraordinary gains, net	$0	5
Net income	$1,656,000	2,651
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,656,000	2,651
Net charge-offs	$66,000	2,394
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,656,000	2,591
2016-06-30 (YTD Data)		Rank
Total interest income	$2,927,000	3,520
Total interest expense	$208,000	3,989
Net interest income	$2,719,000	3,416
Provision for loan and lease losses	$45,000	3,014
Total noninterest income	$768,000	2,438
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$486,000	1,219
Trading account gains and fees	$0	157
Additional Noninterest Income	$282,000	3,107
Total noninterest expense	$2,354,000	3,327
Salaries and employee benefits	$1,328,000	3,294
Premises and equipment expense	$224,000	3,625
Additional noninterest expense	$802,000	3,227
Pre-tax net operating income	$1,088,000	2,925
Securities gains (losses)	$0	2,835
Applicable income taxes	$0	4,338
Income before extraordinary items	$1,088,000	2,661
Extraordinary gains, net	$0	16
Net income	$1,088,000	2,660
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,088,000	2,660
Net charge-offs	$59,000	2,027
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,088,000	2,584
2016-03-31 (YTD Data)		Rank
Total interest income	$1,436,000	3,563
Total interest expense	$105,000	4,009
Net interest income	$1,331,000	3,478
Provision for loan and lease losses	$22,000	2,836
Total noninterest income	$373,000	2,446
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$231,000	1,262
Trading account gains and fees	$0	142
Additional Noninterest Income	$142,000	3,047
Total noninterest expense	$1,155,000	3,383
Salaries and employee benefits	$666,000	3,317
Premises and equipment expense	$108,000	3,715
Additional noninterest expense	$381,000	3,337
Pre-tax net operating income	$527,000	2,947
Securities gains (losses)	$0	2,077
Applicable income taxes	$0	4,259
Income before extraordinary items	$527,000	2,664
Extraordinary gains, net	$0	12
Net income	$527,000	2,664
Minority interest net income	$0	62
Net income of bank and minority interests.	$527,000	2,664
Net charge-offs	$54,000	1,382
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$527,000	2,615
2015-12-31 (YTD Data)		Rank
Total interest income	$5,711,000	3,553
Total interest expense	$406,000	4,108
Net interest income	$5,305,000	3,451
Provision for loan and lease losses	$89,000	3,193
Total noninterest income	$1,506,000	2,471
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$992,000	1,233
Trading account gains and fees	$0	159
Additional Noninterest Income	$514,000	3,248
Total noninterest expense	$4,306,000	3,550
Salaries and employee benefits	$2,429,000	3,483
Premises and equipment expense	$434,000	3,746
Additional noninterest expense	$1,443,000	3,486
Pre-tax net operating income	$2,416,000	2,694
Securities gains (losses)	$0	3,216
Applicable income taxes	$0	4,402
Income before extraordinary items	$2,416,000	2,398
Extraordinary gains, net	$0	23
Net income	$2,416,000	2,400
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,416,000	2,400
Net charge-offs	$72,000	2,956
Cash dividends	$2,300,000	1,212
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$2,416,000	2,360
2015-09-30 (YTD Data)		Rank
Total interest income	$4,244,000	3,610
Total interest expense	$305,000	4,172
Net interest income	$3,939,000	3,506
Provision for loan and lease losses	$67,000	3,047
Total noninterest income	$1,106,000	2,526
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$721,000	1,279
Trading account gains and fees	$0	153
Additional Noninterest Income	$385,000	3,275
Total noninterest expense	$3,229,000	3,566
Salaries and employee benefits	$1,802,000	3,513
Premises and equipment expense	$330,000	3,774
Additional noninterest expense	$1,097,000	3,469
Pre-tax net operating income	$1,749,000	2,812
Securities gains (losses)	$0	3,031
Applicable income taxes	$0	4,489
Income before extraordinary items	$1,749,000	2,498
Extraordinary gains, net	$0	21
Net income	$1,749,000	2,499
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,749,000	2,499
Net charge-offs	$57,000	2,674
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,749,000	2,454
2015-06-30 (YTD Data)		Rank
Total interest income	$2,822,000	3,624
Total interest expense	$201,000	4,226
Net interest income	$2,621,000	3,519
Provision for loan and lease losses	$44,000	3,015
Total noninterest income	$706,000	2,606
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$450,000	1,323
Trading account gains and fees	$0	157
Additional Noninterest Income	$256,000	3,273
Total noninterest expense	$2,134,000	3,622
Salaries and employee benefits	$1,198,000	3,542
Premises and equipment expense	$223,000	3,774
Additional noninterest expense	$713,000	3,540
Pre-tax net operating income	$1,149,000	2,824
Securities gains (losses)	$0	2,636
Applicable income taxes	$0	4,497
Income before extraordinary items	$1,149,000	2,508
Extraordinary gains, net	$0	22
Net income	$1,149,000	2,510
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,149,000	2,510
Net charge-offs	$8,000	3,322
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,149,000	2,450
2015-03-31 (YTD Data)		Rank
Total interest income	$1,392,000	3,671
Total interest expense	$100,000	4,285
Net interest income	$1,292,000	3,553
Provision for loan and lease losses	$22,000	2,788
Total noninterest income	$335,000	2,643
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$208,000	1,398
Trading account gains and fees	$0	152
Additional Noninterest Income	$127,000	3,263
Total noninterest expense	$1,048,000	3,683
Salaries and employee benefits	$598,000	3,576
Premises and equipment expense	$109,000	3,860
Additional noninterest expense	$341,000	3,654
Pre-tax net operating income	$557,000	2,829
Securities gains (losses)	$0	2,027
Applicable income taxes	$0	4,400
Income before extraordinary items	$557,000	2,520
Extraordinary gains, net	$0	13
Net income	$557,000	2,523
Minority interest net income	$0	64
Net income of bank and minority interests.	$557,000	2,522
Net charge-offs	$2,000	2,999
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$557,000	2,446
2014-12-31 (YTD Data)		Rank
Total interest income	$5,652,000	3,670
Total interest expense	$415,000	4,381
Net interest income	$5,237,000	3,539
Provision for loan and lease losses	$67,000	3,548
Total noninterest income	$1,343,000	2,668
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$947,000	1,359
Trading account gains and fees	$0	180
Additional Noninterest Income	$396,000	3,618
Total noninterest expense	$4,303,000	3,654
Salaries and employee benefits	$2,418,000	3,550
Premises and equipment expense	$409,000	4,045
Additional noninterest expense	$1,476,000	3,585
Pre-tax net operating income	$2,210,000	2,810
Securities gains (losses)	$0	3,259
Applicable income taxes	$0	4,531
Income before extraordinary items	$2,210,000	2,514
Extraordinary gains, net	$0	17
Net income	$2,210,000	2,514
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,210,000	2,514
Net charge-offs	$40,000	3,942
Cash dividends	$1,608,000	1,496
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,210,000	2,478
2014-09-30 (YTD Data)		Rank
Total interest income	$4,190,000	3,723
Total interest expense	$313,000	4,433
Net interest income	$3,877,000	3,594
Provision for loan and lease losses	$67,000	3,203
Total noninterest income	$1,026,000	2,669
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$737,000	1,323
Trading account gains and fees	$0	174
Additional Noninterest Income	$289,000	3,691
Total noninterest expense	$3,362,000	3,575
Salaries and employee benefits	$1,791,000	3,594
Premises and equipment expense	$309,000	4,073
Additional noninterest expense	$1,262,000	3,282
Pre-tax net operating income	$1,474,000	3,063
Securities gains (losses)	$0	2,980
Applicable income taxes	$0	4,583
Income before extraordinary items	$1,474,000	2,762
Extraordinary gains, net	$0	15
Net income	$1,474,000	2,762
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,474,000	2,762
Net charge-offs	$25,000	3,731
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,474,000	2,723
2014-06-30 (YTD Data)		Rank
Total interest income	$2,771,000	3,744
Total interest expense	$208,000	4,483
Net interest income	$2,563,000	3,616
Provision for loan and lease losses	$50,000	2,981
Total noninterest income	$679,000	2,655
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$478,000	1,335
Trading account gains and fees	$0	172
Additional Noninterest Income	$201,000	3,623
Total noninterest expense	$2,241,000	3,595
Salaries and employee benefits	$1,207,000	3,593
Premises and equipment expense	$199,000	4,192
Additional noninterest expense	$835,000	3,316
Pre-tax net operating income	$951,000	3,046
Securities gains (losses)	$0	2,580
Applicable income taxes	$0	4,568
Income before extraordinary items	$951,000	2,739
Extraordinary gains, net	$0	20
Net income	$951,000	2,743
Minority interest net income	$0	80
Net income of bank and minority interests.	$951,000	2,743
Net charge-offs	$15,000	3,541
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$951,000	2,691
2014-03-31 (YTD Data)		Rank
Total interest income	$1,370,000	3,781
Total interest expense	$103,000	4,573
Net interest income	$1,267,000	3,650
Provision for loan and lease losses	$24,000	2,875
Total noninterest income	$347,000	2,589
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$228,000	1,376
Trading account gains and fees	$0	147
Additional Noninterest Income	$119,000	3,322
Total noninterest expense	$1,113,000	3,629
Salaries and employee benefits	$613,000	3,590
Premises and equipment expense	$101,000	4,187
Additional noninterest expense	$399,000	3,413
Pre-tax net operating income	$477,000	2,995
Securities gains (losses)	$0	1,715
Applicable income taxes	$0	4,445
Income before extraordinary items	$477,000	2,658
Extraordinary gains, net	$0	16
Net income	$477,000	2,661
Minority interest net income	$0	66
Net income of bank and minority interests.	$477,000	2,661
Net charge-offs	$4,000	3,176
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$477,000	2,614
2013-12-31 (YTD Data)		Rank
Total interest income	$5,709,000	3,746
Total interest expense	$415,000	4,829
Net interest income	$5,294,000	3,568
Provision for loan and lease losses	$89,000	3,835
Total noninterest income	$1,533,000	2,557
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$1,073,000	1,271
Trading account gains and fees	$0	184
Additional Noninterest Income	$460,000	3,475
Total noninterest expense	$4,555,000	3,619
Salaries and employee benefits	$2,429,000	3,615
Premises and equipment expense	$426,000	4,068
Additional noninterest expense	$1,700,000	3,350
Pre-tax net operating income	$2,183,000	2,693
Securities gains (losses)	$0	3,182
Applicable income taxes	$0	4,631
Income before extraordinary items	$2,183,000	2,445
Extraordinary gains, net	$0	29
Net income	$2,183,000	2,449
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,183,000	2,448
Net charge-offs	$117,000	3,594
Cash dividends	$2,100,000	1,160
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$2,183,000	2,388
2013-09-30 (YTD Data)		Rank
Total interest income	$4,278,000	3,782
Total interest expense	$312,000	4,919
Net interest income	$3,966,000	3,586
Provision for loan and lease losses	$67,000	3,752
Total noninterest income	$1,166,000	2,576
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$795,000	1,292
Trading account gains and fees	$0	180
Additional Noninterest Income	$371,000	3,427
Total noninterest expense	$3,415,000	3,639
Salaries and employee benefits	$1,832,000	3,624
Premises and equipment expense	$328,000	4,073
Additional noninterest expense	$1,255,000	3,381
Pre-tax net operating income	$1,650,000	2,759
Securities gains (losses)	$0	3,040
Applicable income taxes	$0	4,713
Income before extraordinary items	$1,650,000	2,460
Extraordinary gains, net	$0	25
Net income	$1,650,000	2,465
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,650,000	2,465
Net charge-offs	$78,000	3,492
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,650,000	2,390
2013-06-30 (YTD Data)		Rank
Total interest income	$2,853,000	3,787
Total interest expense	$211,000	4,957
Net interest income	$2,642,000	3,577
Provision for loan and lease losses	$44,000	3,737
Total noninterest income	$764,000	2,621
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$517,000	1,298
Trading account gains and fees	$0	157
Additional Noninterest Income	$247,000	3,471
Total noninterest expense	$2,262,000	3,674
Salaries and employee benefits	$1,221,000	3,635
Premises and equipment expense	$223,000	4,062
Additional noninterest expense	$818,000	3,447
Pre-tax net operating income	$1,100,000	2,717
Securities gains (losses)	$0	2,791
Applicable income taxes	$0	4,679
Income before extraordinary items	$1,100,000	2,437
Extraordinary gains, net	$0	22
Net income	$1,100,000	2,444
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,100,000	2,443
Net charge-offs	$72,000	3,053
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,100,000	2,350
2013-03-31 (YTD Data)		Rank
Total interest income	$1,416,000	3,841
Total interest expense	$109,000	4,978
Net interest income	$1,307,000	3,635
Provision for loan and lease losses	$22,000	3,533
Total noninterest income	$385,000	2,606
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$245,000	1,358
Trading account gains and fees	$0	148
Additional Noninterest Income	$140,000	3,280
Total noninterest expense	$1,130,000	3,708
Salaries and employee benefits	$613,000	3,661
Premises and equipment expense	$111,000	4,078
Additional noninterest expense	$406,000	3,474
Pre-tax net operating income	$540,000	2,734
Securities gains (losses)	$0	1,966
Applicable income taxes	$0	4,602
Income before extraordinary items	$540,000	2,448
Extraordinary gains, net	$0	10
Net income	$540,000	2,450
Minority interest net income	$0	76
Net income of bank and minority interests.	$540,000	2,450
Net charge-offs	$31,000	2,772
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$540,000	2,355
2012-12-31 (YTD Data)		Rank
Total interest income	$5,919,000	3,869
Total interest expense	$511,000	5,069
Net interest income	$5,408,000	3,614
Provision for loan and lease losses	$247,000	3,657
Total noninterest income	$1,636,000	2,485
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$1,135,000	1,253
Trading account gains and fees	$0	166
Additional Noninterest Income	$501,000	3,345
Total noninterest expense	$4,487,000	3,738
Salaries and employee benefits	$2,432,000	3,640
Premises and equipment expense	$418,000	4,219
Additional noninterest expense	$1,637,000	3,571
Pre-tax net operating income	$2,310,000	2,545
Securities gains (losses)	$0	3,810
Applicable income taxes	$0	4,751
Income before extraordinary items	$2,310,000	2,330
Extraordinary gains, net	$0	29
Net income	$2,310,000	2,331
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,310,000	2,332
Net charge-offs	$113,000	4,319
Cash dividends	$2,250,000	1,111
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$2,310,000	2,204
2012-09-30 (YTD Data)		Rank
Total interest income	$4,408,000	3,951
Total interest expense	$395,000	5,146
Net interest income	$4,013,000	3,705
Provision for loan and lease losses	$135,000	4,004
Total noninterest income	$1,200,000	2,509
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$839,000	1,281
Trading account gains and fees	$0	157
Additional Noninterest Income	$361,000	3,416
Total noninterest expense	$3,384,000	3,767
Salaries and employee benefits	$1,838,000	3,638
Premises and equipment expense	$316,000	4,245
Additional noninterest expense	$1,230,000	3,578
Pre-tax net operating income	$1,694,000	2,663
Securities gains (losses)	$0	3,575
Applicable income taxes	$0	4,802
Income before extraordinary items	$1,694,000	2,438
Extraordinary gains, net	$0	20
Net income	$1,694,000	2,439
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,694,000	2,439
Net charge-offs	$70,000	4,285
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,694,000	2,303
2012-06-30 (YTD Data)		Rank
Total interest income	$3,017,000	3,915
Total interest expense	$269,000	5,207
Net interest income	$2,748,000	3,653
Provision for loan and lease losses	$90,000	3,970
Total noninterest income	$770,000	2,540
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$559,000	1,264
Trading account gains and fees	$0	153
Additional Noninterest Income	$211,000	3,596
Total noninterest expense	$2,273,000	3,758
Salaries and employee benefits	$1,236,000	3,629
Premises and equipment expense	$212,000	4,242
Additional noninterest expense	$825,000	3,590
Pre-tax net operating income	$1,155,000	2,588
Securities gains (losses)	$0	3,178
Applicable income taxes	$0	4,770
Income before extraordinary items	$1,155,000	2,341
Extraordinary gains, net	$0	19
Net income	$1,155,000	2,341
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,155,000	2,341
Net charge-offs	$69,000	3,752
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,155,000	2,206
2012-03-31 (YTD Data)		Rank
Total interest income	$1,507,000	3,966
Total interest expense	$137,000	5,274
Net interest income	$1,370,000	3,679
Provision for loan and lease losses	$45,000	3,771
Total noninterest income	$382,000	2,549
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$265,000	1,333
Trading account gains and fees	$0	148
Additional Noninterest Income	$117,000	3,463
Total noninterest expense	$1,136,000	3,778
Salaries and employee benefits	$624,000	3,627
Premises and equipment expense	$102,000	4,355
Additional noninterest expense	$410,000	3,581
Pre-tax net operating income	$571,000	2,616
Securities gains (losses)	$0	2,210
Applicable income taxes	$0	4,704
Income before extraordinary items	$571,000	2,346
Extraordinary gains, net	$0	19
Net income	$571,000	2,348
Minority interest net income	$0	78
Net income of bank and minority interests.	$571,000	2,349
Net charge-offs	$17,000	3,772
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$571,000	2,238
2011-12-31 (YTD Data)		Rank
Total interest income	$6,166,000	3,980
Total interest expense	$728,000	5,118
Net interest income	$5,438,000	3,704
Provision for loan and lease losses	$464,000	3,560
Total noninterest income	$1,410,000	2,549
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$1,095,000	1,358
Trading account gains and fees	$0	146
Additional Noninterest Income	$315,000	3,780
Total noninterest expense	$4,298,000	3,920
Salaries and employee benefits	$2,338,000	3,754
Premises and equipment expense	$423,000	4,439
Additional noninterest expense	$1,537,000	3,794
Pre-tax net operating income	$2,086,000	2,422
Securities gains (losses)	$0	3,838
Applicable income taxes	$0	4,719
Income before extraordinary items	$2,086,000	2,182
Extraordinary gains, net	$0	29
Net income	$2,086,000	2,183
Minority interest net income	$0	96
Net income of bank and minority interests.	$2,086,000	2,183
Net charge-offs	$308,000	3,772
Cash dividends	$2,041,000	938
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$2,086,000	2,109
2011-09-30 (YTD Data)		Rank
Total interest income	$4,593,000	4,047
Total interest expense	$579,000	5,120
Net interest income	$4,014,000	3,765
Provision for loan and lease losses	$224,000	4,029
Total noninterest income	$1,073,000	2,512
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$810,000	1,379
Trading account gains and fees	$0	145
Additional Noninterest Income	$263,000	3,660
Total noninterest expense	$3,202,000	3,948
Salaries and employee benefits	$1,737,000	3,780
Premises and equipment expense	$307,000	4,557
Additional noninterest expense	$1,158,000	3,772
Pre-tax net operating income	$1,661,000	2,391
Securities gains (losses)	$0	3,555
Applicable income taxes	$0	4,740
Income before extraordinary items	$1,661,000	2,133
Extraordinary gains, net	$0	21
Net income	$1,661,000	2,132
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,661,000	2,134
Net charge-offs	$261,000	3,400
Cash dividends	$1,191,000	1,018
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,661,000	2,042
2011-06-30 (YTD Data)		Rank
Total interest income	$3,076,000	4,063
Total interest expense	$410,000	5,090
Net interest income	$2,666,000	3,795
Provision for loan and lease losses	$89,000	4,571
Total noninterest income	$699,000	2,545
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$519,000	1,410
Trading account gains and fees	$0	153
Additional Noninterest Income	$180,000	3,671
Total noninterest expense	$2,144,000	3,989
Salaries and employee benefits	$1,153,000	3,826
Premises and equipment expense	$204,000	4,610
Additional noninterest expense	$787,000	3,790
Pre-tax net operating income	$1,132,000	2,332
Securities gains (losses)	$0	2,914
Applicable income taxes	$0	4,697
Income before extraordinary items	$1,132,000	2,047
Extraordinary gains, net	$0	15
Net income	$1,132,000	2,047
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,132,000	2,047
Net charge-offs	$27,000	4,894
Cash dividends	$577,000	1,286
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,132,000	1,981
2011-03-31 (YTD Data)		Rank
Total interest income	$1,526,000	4,111
Total interest expense	$212,000	5,120
Net interest income	$1,314,000	3,819
Provision for loan and lease losses	$45,000	4,252
Total noninterest income	$342,000	2,604
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$246,000	1,454
Trading account gains and fees	$0	158
Additional Noninterest Income	$96,000	3,641
Total noninterest expense	$1,061,000	4,033
Salaries and employee benefits	$578,000	3,836
Premises and equipment expense	$99,000	4,717
Additional noninterest expense	$384,000	3,836
Pre-tax net operating income	$550,000	2,387
Securities gains (losses)	$0	1,772
Applicable income taxes	$0	4,545
Income before extraordinary items	$550,000	2,074
Extraordinary gains, net	$0	9
Net income	$550,000	2,073
Minority interest net income	$0	86
Net income of bank and minority interests.	$550,000	2,074
Net charge-offs	$19,000	4,068
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$550,000	2,038
2010-12-31 (YTD Data)		Rank
Total interest income	$6,205,000	4,221
Total interest expense	$1,122,000	4,970
Net interest income	$5,083,000	3,913
Provision for loan and lease losses	$334,000	4,707
Total noninterest income	$1,332,000	2,734
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$1,053,000	1,444
Trading account gains and fees	$0	175
Additional Noninterest Income	$279,000	4,059
Total noninterest expense	$4,206,000	4,072
Salaries and employee benefits	$2,250,000	3,899
Premises and equipment expense	$406,000	4,723
Additional noninterest expense	$1,550,000	3,920
Pre-tax net operating income	$1,875,000	2,362
Securities gains (losses)	$0	3,793
Applicable income taxes	$0	4,655
Income before extraordinary items	$1,875,000	2,140
Extraordinary gains, net	$0	29
Net income	$1,875,000	2,141
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,875,000	2,142
Net charge-offs	$101,000	5,401
Cash dividends	$1,357,000	1,175
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,875,000	2,057
2010-09-30 (YTD Data)		Rank
Total interest income	$4,602,000	4,347
Total interest expense	$861,000	5,075
Net interest income	$3,741,000	4,015
Provision for loan and lease losses	$254,000	4,570
Total noninterest income	$1,026,000	2,683
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$762,000	1,539
Trading account gains and fees	$0	165
Additional Noninterest Income	$264,000	3,745
Total noninterest expense	$3,090,000	4,133
Salaries and employee benefits	$1,668,000	3,965
Premises and equipment expense	$294,000	4,878
Additional noninterest expense	$1,128,000	3,974
Pre-tax net operating income	$1,423,000	2,475
Securities gains (losses)	$0	3,651
Applicable income taxes	$0	4,726
Income before extraordinary items	$1,423,000	2,240
Extraordinary gains, net	$0	23
Net income	$1,423,000	2,240
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,423,000	2,242
Net charge-offs	$28,000	5,863
Cash dividends	$1,357,000	813
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,423,000	2,140
2010-06-30 (YTD Data)		Rank
Total interest income	$3,021,000	4,428
Total interest expense	$579,000	5,153
Net interest income	$2,442,000	4,075
Provision for loan and lease losses	$193,000	4,281
Total noninterest income	$658,000	2,694
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$471,000	1,632
Trading account gains and fees	$0	152
Additional Noninterest Income	$187,000	3,599
Total noninterest expense	$2,042,000	4,177
Salaries and employee benefits	$1,110,000	3,989
Premises and equipment expense	$189,000	5,009
Additional noninterest expense	$743,000	3,983
Pre-tax net operating income	$865,000	2,653
Securities gains (losses)	$0	3,184
Applicable income taxes	$0	4,691
Income before extraordinary items	$865,000	2,365
Extraordinary gains, net	$0	19
Net income	$865,000	2,361
Minority interest net income	$0	105
Net income of bank and minority interests.	$865,000	2,364
Net charge-offs	$19,000	5,533
Cash dividends	$680,000	1,019
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$865,000	2,270
2010-03-31 (YTD Data)		Rank
Total interest income	$1,481,000	4,544
Total interest expense	$286,000	5,296
Net interest income	$1,195,000	4,174
Provision for loan and lease losses	$114,000	3,807
Total noninterest income	$327,000	2,705
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$216,000	1,759
Trading account gains and fees	$0	175
Additional Noninterest Income	$111,000	3,320
Total noninterest expense	$1,001,000	4,279
Salaries and employee benefits	$555,000	4,042
Premises and equipment expense	$92,000	5,136
Additional noninterest expense	$354,000	4,124
Pre-tax net operating income	$407,000	2,808
Securities gains (losses)	$0	2,284
Applicable income taxes	$0	4,611
Income before extraordinary items	$407,000	2,523
Extraordinary gains, net	$0	16
Net income	$407,000	2,521
Minority interest net income	$0	91
Net income of bank and minority interests.	$407,000	2,523
Net charge-offs	$24,000	4,303
Cash dividends	$150,000	1,581
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$407,000	2,428
2009-12-31 (YTD Data)		Rank
Total interest income	$6,129,000	4,552
Total interest expense	$1,435,000	5,254
Net interest income	$4,694,000	4,103
Provision for loan and lease losses	$258,000	5,478
Total noninterest income	$1,117,000	3,127
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$971,000	1,735
Trading account gains and fees	$0	211
Additional Noninterest Income	$146,000	5,133
Total noninterest expense	$3,953,000	4,372
Salaries and employee benefits	$2,109,000	4,195
Premises and equipment expense	$392,000	5,038
Additional noninterest expense	$1,452,000	4,176
Pre-tax net operating income	$1,600,000	2,264
Securities gains (losses)	$0	3,754
Applicable income taxes	$0	4,388
Income before extraordinary items	$1,600,000	2,002
Extraordinary gains, net	$0	34
Net income	$1,600,000	1,999
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,600,000	2,001
Net charge-offs	$124,000	5,511
Cash dividends	$1,600,000	1,121
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,600,000	1,972
2009-09-30 (YTD Data)		Rank
Total interest income	$4,589,000	4,614
Total interest expense	$1,113,000	5,312
Net interest income	$3,476,000	4,142
Provision for loan and lease losses	$114,000	5,822
Total noninterest income	$794,000	3,275
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$706,000	1,782
Trading account gains and fees	$0	212
Additional Noninterest Income	$88,000	5,568
Total noninterest expense	$2,886,000	4,459
Salaries and employee benefits	$1,570,000	4,244
Premises and equipment expense	$290,000	5,128
Additional noninterest expense	$1,026,000	4,298
Pre-tax net operating income	$1,270,000	2,341
Securities gains (losses)	$0	3,497
Applicable income taxes	$0	4,592
Income before extraordinary items	$1,270,000	2,079
Extraordinary gains, net	$0	27
Net income	$1,270,000	2,078
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,270,000	2,079
Net charge-offs	$74,000	5,347
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,270,000	2,037
2009-06-30 (YTD Data)		Rank
Total interest income	$3,064,000	4,650
Total interest expense	$766,000	5,368
Net interest income	$2,298,000	4,155
Provision for loan and lease losses	$68,000	5,752
Total noninterest income	$517,000	3,344
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$452,000	1,823
Trading account gains and fees	$0	193
Additional Noninterest Income	$65,000	5,467
Total noninterest expense	$1,856,000	4,593
Salaries and employee benefits	$1,043,000	4,309
Premises and equipment expense	$193,000	5,166
Additional noninterest expense	$620,000	4,628
Pre-tax net operating income	$891,000	2,315
Securities gains (losses)	$0	3,136
Applicable income taxes	$0	4,657
Income before extraordinary items	$891,000	2,045
Extraordinary gains, net	$0	21
Net income	$891,000	2,042
Minority interest net income	$0	112
Net income of bank and minority interests.	$891,000	2,044
Net charge-offs	$40,000	5,111
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$891,000	1,980
2009-03-31 (YTD Data)		Rank
Total interest income	$1,524,000	4,711
Total interest expense	$405,000	5,360
Net interest income	$1,119,000	4,217
Provision for loan and lease losses	$32,000	5,364
Total noninterest income	$248,000	3,399
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$206,000	1,911
Trading account gains and fees	$0	171
Additional Noninterest Income	$42,000	5,129
Total noninterest expense	$919,000	4,550
Salaries and employee benefits	$524,000	4,319
Premises and equipment expense	$94,000	5,280
Additional noninterest expense	$301,000	4,399
Pre-tax net operating income	$416,000	2,723
Securities gains (losses)	$0	2,434
Applicable income taxes	$0	4,835
Income before extraordinary items	$416,000	2,479
Extraordinary gains, net	$0	15
Net income	$416,000	2,479
Minority interest net income	$0	102
Net income of bank and minority interests.	$416,000	2,481
Net charge-offs	$10,000	4,758
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$416,000	2,333
2008-12-31 (YTD Data)		Rank
Total interest income	$6,374,000	4,760
Total interest expense	$1,997,000	5,304
Net interest income	$4,377,000	4,300
Provision for loan and lease losses	$326,000	4,484
Total noninterest income	$1,084,000	3,241
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$866,000	1,982
Trading account gains and fees	$0	154
Additional Noninterest Income	$218,000	4,700
Total noninterest expense	$3,695,000	4,473
Salaries and employee benefits	$2,096,000	4,294
Premises and equipment expense	$409,000	5,021
Additional noninterest expense	$1,190,000	4,312
Pre-tax net operating income	$1,440,000	3,095
Securities gains (losses)	$0	3,220
Applicable income taxes	$47,000	3,884
Income before extraordinary items	$1,393,000	2,646
Extraordinary gains, net	$0	39
Net income	$1,393,000	2,645
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$166,000	4,346
Cash dividends	$1,036,000	2,239
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,393,000	2,796
2008-09-30 (YTD Data)		Rank
Total interest income	$4,774,000	4,835
Total interest expense	$1,554,000	5,339
Net interest income	$3,220,000	4,390
Provision for loan and lease losses	$94,000	5,226
Total noninterest income	$836,000	3,249
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$639,000	2,022
Trading account gains and fees	$0	148
Additional Noninterest Income	$197,000	4,450
Total noninterest expense	$2,754,000	4,484
Salaries and employee benefits	$1,572,000	4,324
Premises and equipment expense	$305,000	5,061
Additional noninterest expense	$877,000	4,281
Pre-tax net operating income	$1,208,000	3,309
Securities gains (losses)	$0	3,106
Applicable income taxes	$0	5,372
Income before extraordinary items	$1,208,000	2,746
Extraordinary gains, net	$0	31
Net income	$1,208,000	2,742
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$66,000	4,400
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,208,000	2,886
2008-06-30 (YTD Data)		Rank
Total interest income	$3,211,000	4,872
Total interest expense	$1,065,000	5,416
Net interest income	$2,146,000	4,391
Provision for loan and lease losses	$55,000	5,091
Total noninterest income	$545,000	3,327
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$412,000	2,051
Trading account gains and fees	$0	149
Additional Noninterest Income	$133,000	4,505
Total noninterest expense	$1,801,000	4,568
Salaries and employee benefits	$1,021,000	4,455
Premises and equipment expense	$196,000	5,207
Additional noninterest expense	$584,000	4,271
Pre-tax net operating income	$835,000	3,342
Securities gains (losses)	$0	3,233
Applicable income taxes	$0	5,627
Income before extraordinary items	$835,000	2,962
Extraordinary gains, net	$0	21
Net income	$835,000	2,964
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$46,000	3,861
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$835,000	2,918
2008-03-31 (YTD Data)		Rank
Total interest income	$1,589,000	4,982
Total interest expense	$561,000	5,463
Net interest income	$1,028,000	4,532
Provision for loan and lease losses	$0	6,080
Total noninterest income	$253,000	3,487
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$202,000	2,063
Trading account gains and fees	$0	158
Additional Noninterest Income	$51,000	5,012
Total noninterest expense	$866,000	4,702
Salaries and employee benefits	$489,000	4,632
Premises and equipment expense	$97,000	5,250
Additional noninterest expense	$280,000	4,333
Pre-tax net operating income	$415,000	3,470
Securities gains (losses)	$0	2,688
Applicable income taxes	$0	5,622
Income before extraordinary items	$415,000	3,114
Extraordinary gains, net	$0	15
Net income	$415,000	3,116
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	3,778
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$415,000	3,037
2007-12-31 (YTD Data)		Rank
Total interest income	$6,396,000	5,001
Total interest expense	$2,568,000	5,184
Net interest income	$3,828,000	4,766
Provision for loan and lease losses	$142,000	4,409
Total noninterest income	$875,000	3,817
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$756,000	2,226
Trading account gains and fees	$0	178
Additional Noninterest Income	$119,000	5,953
Total noninterest expense	$3,260,000	4,746
Salaries and employee benefits	$1,782,000	4,777
Premises and equipment expense	$395,000	5,065
Additional noninterest expense	$1,083,000	4,385
Pre-tax net operating income	$1,301,000	4,182
Securities gains (losses)	$0	2,146
Applicable income taxes	$0	6,070
Income before extraordinary items	$1,301,000	3,764
Extraordinary gains, net	$0	39
Net income	$1,301,000	3,764
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	4,950
Cash dividends	$1,208,000	2,320
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,301,000	3,751
2007-09-30 (YTD Data)		Rank
Total interest income	$4,826,000	5,000
Total interest expense	$1,948,000	5,170
Net interest income	$2,878,000	4,771
Provision for loan and lease losses	$106,000	4,018
Total noninterest income	$649,000	3,849
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$552,000	2,256
Trading account gains and fees	$0	184
Additional Noninterest Income	$97,000	5,858
Total noninterest expense	$2,425,000	4,749
Salaries and employee benefits	$1,329,000	4,769
Premises and equipment expense	$296,000	5,059
Additional noninterest expense	$800,000	4,362
Pre-tax net operating income	$996,000	4,366
Securities gains (losses)	$0	1,655
Applicable income taxes	$0	6,220
Income before extraordinary items	$996,000	3,898
Extraordinary gains, net	$0	33
Net income	$996,000	3,897
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,000	4,091
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$996,000	3,884
2007-06-30 (YTD Data)		Rank
Total interest income	$3,226,000	5,022
Total interest expense	$1,290,000	5,209
Net interest income	$1,936,000	4,767
Provision for loan and lease losses	$70,000	3,835
Total noninterest income	$426,000	3,891
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$351,000	2,355
Trading account gains and fees	$0	168
Additional Noninterest Income	$75,000	5,629
Total noninterest expense	$1,582,000	4,850
Salaries and employee benefits	$873,000	4,856
Premises and equipment expense	$188,000	5,213
Additional noninterest expense	$521,000	4,452
Pre-tax net operating income	$710,000	4,283
Securities gains (losses)	$0	1,444
Applicable income taxes	$0	6,265
Income before extraordinary items	$710,000	3,789
Extraordinary gains, net	$0	29
Net income	$710,000	3,789
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	4,783
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$710,000	3,773
2007-03-31 (YTD Data)		Rank
Total interest income	$1,598,000	5,035
Total interest expense	$633,000	5,237
Net interest income	$965,000	4,776
Provision for loan and lease losses	$32,000	3,691
Total noninterest income	$202,000	3,992
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$157,000	2,508
Trading account gains and fees	$0	195
Additional Noninterest Income	$45,000	5,315
Total noninterest expense	$750,000	5,015
Salaries and employee benefits	$427,000	4,957
Premises and equipment expense	$86,000	5,493
Additional noninterest expense	$237,000	4,714
Pre-tax net operating income	$385,000	4,095
Securities gains (losses)	$0	1,187
Applicable income taxes	$0	6,196
Income before extraordinary items	$385,000	3,589
Extraordinary gains, net	$0	22
Net income	$385,000	3,589
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,566
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$385,000	3,569
2006-12-31 (YTD Data)		Rank
Total interest income	$5,907,000	5,068
Total interest expense	$2,189,000	5,171
Net interest income	$3,718,000	4,869
Provision for loan and lease losses	$252,000	3,085
Total noninterest income	$855,000	3,897
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$701,000	2,370
Trading account gains and fees	$0	130
Additional Noninterest Income	$154,000	5,572
Total noninterest expense	$3,228,000	4,652
Salaries and employee benefits	$1,657,000	4,882
Premises and equipment expense	$378,000	5,109
Additional noninterest expense	$1,193,000	3,956
Pre-tax net operating income	$1,093,000	4,996
Securities gains (losses)	$0	1,687
Applicable income taxes	$0	6,600
Income before extraordinary items	$1,093,000	4,510
Extraordinary gains, net	$0	51
Net income	$1,093,000	4,511
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$88,000	3,323
Cash dividends	$1,036,000	2,493
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,093,000	4,495
2006-09-30 (YTD Data)		Rank
Total interest income	$4,337,000	5,124
Total interest expense	$1,589,000	5,186
Net interest income	$2,748,000	4,955
Provision for loan and lease losses	$76,000	4,554
Total noninterest income	$651,000	3,865
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$529,000	2,366
Trading account gains and fees	$0	126
Additional Noninterest Income	$122,000	5,499
Total noninterest expense	$2,543,000	4,479
Salaries and employee benefits	$1,276,000	4,766
Premises and equipment expense	$295,000	5,003
Additional noninterest expense	$972,000	3,685
Pre-tax net operating income	$780,000	5,275
Securities gains (losses)	$0	1,388
Applicable income taxes	$0	6,687
Income before extraordinary items	$780,000	4,752
Extraordinary gains, net	$0	45
Net income	$780,000	4,757
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$76,000	2,678
Cash dividends	$173,000	4,321
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$780,000	4,750
2006-06-30 (YTD Data)		Rank
Total interest income	$2,834,000	5,150
Total interest expense	$1,024,000	5,170
Net interest income	$1,810,000	5,015
Provision for loan and lease losses	$51,000	4,399
Total noninterest income	$435,000	3,841
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$344,000	2,386
Trading account gains and fees	$0	126
Additional Noninterest Income	$91,000	5,325
Total noninterest expense	$1,675,000	4,538
Salaries and employee benefits	$859,000	4,772
Premises and equipment expense	$217,000	4,682
Additional noninterest expense	$599,000	3,918
Pre-tax net operating income	$519,000	5,324
Securities gains (losses)	$0	1,185
Applicable income taxes	$0	6,706
Income before extraordinary items	$519,000	4,790
Extraordinary gains, net	$0	39
Net income	$519,000	4,794
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$41,000	2,703
Cash dividends	$173,000	3,875
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$519,000	4,778
2006-03-31 (YTD Data)		Rank
Total interest income	$1,419,000	5,086
Total interest expense	$500,000	5,120
Net interest income	$919,000	4,962
Provision for loan and lease losses	$25,000	4,252
Total noninterest income	$221,000	3,767
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$161,000	2,439
Trading account gains and fees	$0	115
Additional Noninterest Income	$60,000	4,759
Total noninterest expense	$844,000	4,520
Salaries and employee benefits	$410,000	4,928
Premises and equipment expense	$127,000	4,250
Additional noninterest expense	$307,000	3,826
Pre-tax net operating income	$271,000	5,200
Securities gains (losses)	$0	955
Applicable income taxes	$0	6,588
Income before extraordinary items	$271,000	4,661
Extraordinary gains, net	$0	21
Net income	$271,000	4,661
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$39,000	1,701
Cash dividends	$173,000	2,586
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$271,000	4,646
2005-12-31 (YTD Data)		Rank
Total interest income	$1,869,000	7,572
Total interest expense	$641,000	7,212
Net interest income	$1,228,000	7,647
Provision for loan and lease losses	$0	7,120
Total noninterest income	$288,000	6,402
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$241,000	4,642
Trading account gains and fees	$0	138
Additional Noninterest Income	$47,000	7,453
Total noninterest expense	$1,019,000	7,720
Salaries and employee benefits	$579,000	7,689
Premises and equipment expense	$131,000	7,510
Additional noninterest expense	$309,000	7,597
Pre-tax net operating income	$497,000	6,759
Securities gains (losses)	$0	2,296
Applicable income taxes	$0	6,964
Income before extraordinary items	$497,000	6,391
Extraordinary gains, net	$0	46
Net income	$497,000	6,396
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-26,000	8,338
Cash dividends	$326,000	4,265
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$497,000	6,362
2005-09-30 (YTD Data)		Rank
Total interest income	$457,000	8,632
Total interest expense	$152,000	8,450
Net interest income	$305,000	8,653
Provision for loan and lease losses	$0	6,899
Total noninterest income	$77,000	7,951
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$60,000	6,625
Trading account gains and fees	$0	126
Additional Noninterest Income	$17,000	8,089
Total noninterest expense	$239,000	8,751
Salaries and employee benefits	$134,000	8,725
Premises and equipment expense	$30,000	8,583
Additional noninterest expense	$75,000	8,709
Pre-tax net operating income	$143,000	7,856
Securities gains (losses)	$4,000	1,810
Applicable income taxes	$0	6,976
Income before extraordinary items	$147,000	7,723
Extraordinary gains, net	$0	35
Net income	$147,000	7,724
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-29,000	8,292
Cash dividends	$287,000	3,626
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$143,000	7,702
2005-06-30 (YTD Data)		Rank
Total interest income	$2,613,000	4,914
Total interest expense	$845,000	4,629
Net interest income	$1,768,000	4,993
Provision for loan and lease losses	$40,000	4,850
Total noninterest income	$424,000	3,912
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$351,000	2,308
Trading account gains and fees	$0	116
Additional Noninterest Income	$73,000	5,795
Total noninterest expense	$1,442,000	4,858
Salaries and employee benefits	$773,000	4,926
Premises and equipment expense	$186,000	5,060
Additional noninterest expense	$483,000	4,497
Pre-tax net operating income	$710,000	4,576
Securities gains (losses)	$-6,000	7,982
Applicable income taxes	$205,000	3,742
Income before extraordinary items	$499,000	4,893
Extraordinary gains, net	$0	30
Net income	$499,000	4,895
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-25,000	8,245
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$503,260	4,826
2005-03-31 (YTD Data)		Rank
Total interest income	$1,300,000	4,922
Total interest expense	$408,000	4,617
Net interest income	$892,000	4,993
Provision for loan and lease losses	$30,000	3,913
Total noninterest income	$205,000	3,914
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$162,000	2,403
Trading account gains and fees	$0	115
Additional Noninterest Income	$43,000	5,506
Total noninterest expense	$725,000	4,869
Salaries and employee benefits	$378,000	5,021
Premises and equipment expense	$99,000	4,901
Additional noninterest expense	$248,000	4,387
Pre-tax net operating income	$342,000	4,652
Securities gains (losses)	$0	1,685
Applicable income taxes	$95,000	3,849
Income before extraordinary items	$247,000	4,900
Extraordinary gains, net	$0	24
Net income	$247,000	4,901
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-50,000	8,639
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$247,000	4,855
2004-12-31 (YTD Data)		Rank
Total interest income	$5,110,000	4,772
Total interest expense	$1,449,000	4,610
Net interest income	$3,661,000	4,767
Provision for loan and lease losses	$0	7,314
Total noninterest income	$851,000	3,901
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$736,000	2,281
Trading account gains and fees	$0	138
Additional Noninterest Income	$115,000	6,174
Total noninterest expense	$3,085,000	4,575
Salaries and employee benefits	$1,427,000	5,114
Premises and equipment expense	$377,000	4,958
Additional noninterest expense	$1,281,000	3,564
Pre-tax net operating income	$1,427,000	4,377
Securities gains (losses)	$-1,000	7,794
Applicable income taxes	$374,000	3,829
Income before extraordinary items	$1,052,000	4,552
Extraordinary gains, net	$0	34
Net income	$1,052,000	4,551
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-18,000	8,431
Cash dividends	$1,000,000	2,307
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,052,740	4,478
2004-09-30 (YTD Data)		Rank
Total interest income	$3,831,000	4,760
Total interest expense	$1,069,000	4,616
Net interest income	$2,762,000	4,733
Provision for loan and lease losses	$153,000	3,493
Total noninterest income	$651,000	3,884
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$559,000	2,280
Trading account gains and fees	$0	134
Additional Noninterest Income	$92,000	6,087
Total noninterest expense	$2,079,000	4,897
Salaries and employee benefits	$1,066,000	5,081
Premises and equipment expense	$267,000	5,121
Additional noninterest expense	$746,000	4,308
Pre-tax net operating income	$1,181,000	4,192
Securities gains (losses)	$0	3,710
Applicable income taxes	$323,000	3,666
Income before extraordinary items	$858,000	4,413
Extraordinary gains, net	$0	26
Net income	$858,000	4,414
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-51,000	8,667
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$858,000	4,337
2004-06-30 (YTD Data)		Rank
Total interest income	$2,531,000	4,800
Total interest expense	$698,000	4,678
Net interest income	$1,833,000	4,761
Provision for loan and lease losses	$102,000	3,423
Total noninterest income	$431,000	3,927
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$365,000	2,316
Trading account gains and fees	$0	130
Additional Noninterest Income	$66,000	5,947
Total noninterest expense	$1,405,000	4,865
Salaries and employee benefits	$710,000	5,113
Premises and equipment expense	$178,000	5,148
Additional noninterest expense	$517,000	4,204
Pre-tax net operating income	$757,000	4,255
Securities gains (losses)	$0	3,413
Applicable income taxes	$196,000	3,824
Income before extraordinary items	$561,000	4,423
Extraordinary gains, net	$0	21
Net income	$561,000	4,424
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-49,000	8,721
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$561,000	4,338
2004-03-31 (YTD Data)		Rank
Total interest income	$1,271,000	4,805
Total interest expense	$346,000	4,737
Net interest income	$925,000	4,731
Provision for loan and lease losses	$51,000	3,263
Total noninterest income	$210,000	3,948
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$170,000	2,405
Trading account gains and fees	$0	121
Additional Noninterest Income	$40,000	5,560
Total noninterest expense	$727,000	4,793
Salaries and employee benefits	$358,000	5,107
Premises and equipment expense	$92,000	5,093
Additional noninterest expense	$277,000	3,998
Pre-tax net operating income	$357,000	4,374
Securities gains (losses)	$0	2,934
Applicable income taxes	$91,000	3,946
Income before extraordinary items	$266,000	4,591
Extraordinary gains, net	$0	16
Net income	$266,000	4,591
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-71,000	8,916
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$266,000	4,461
2003-12-31 (YTD Data)		Rank
Total interest income	$5,159,000	4,782
Total interest expense	$1,507,000	4,856
Net interest income	$3,652,000	4,655
Provision for loan and lease losses	$204,000	3,990
Total noninterest income	$757,000	4,358
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$618,000	2,641
Trading account gains and fees	$0	160
Additional Noninterest Income	$139,000	5,959
Total noninterest expense	$2,580,000	5,107
Salaries and employee benefits	$1,317,000	5,305
Premises and equipment expense	$387,000	4,837
Additional noninterest expense	$876,000	4,727
Pre-tax net operating income	$1,625,000	3,916
Securities gains (losses)	$68,000	2,232
Applicable income taxes	$434,000	3,626
Income before extraordinary items	$1,259,000	4,013
Extraordinary gains, net	$0	54
Net income	$1,259,000	4,014
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$159,000	3,256
Cash dividends	$600,000	3,197
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,208,680	3,960
2003-09-30 (YTD Data)		Rank
Total interest income	$3,855,000	4,847
Total interest expense	$1,147,000	4,944
Net interest income	$2,708,000	4,716
Provision for loan and lease losses	$153,000	3,877
Total noninterest income	$545,000	4,490
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$436,000	2,763
Trading account gains and fees	$0	153
Additional Noninterest Income	$109,000	5,920
Total noninterest expense	$1,923,000	5,116
Salaries and employee benefits	$986,000	5,295
Premises and equipment expense	$297,000	4,743
Additional noninterest expense	$640,000	4,784
Pre-tax net operating income	$1,177,000	4,129
Securities gains (losses)	$68,000	2,055
Applicable income taxes	$318,000	3,809
Income before extraordinary items	$927,000	4,205
Extraordinary gains, net	$0	40
Net income	$927,000	4,206
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$55,000	4,125
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$876,680	4,196
2003-06-30 (YTD Data)		Rank
Total interest income	$2,559,000	4,906
Total interest expense	$805,000	4,908
Net interest income	$1,754,000	4,797
Provision for loan and lease losses	$102,000	3,820
Total noninterest income	$336,000	4,691
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$260,000	2,974
Trading account gains and fees	$0	150
Additional Noninterest Income	$76,000	5,812
Total noninterest expense	$1,265,000	5,152
Salaries and employee benefits	$652,000	5,346
Premises and equipment expense	$195,000	4,779
Additional noninterest expense	$418,000	4,845
Pre-tax net operating income	$723,000	4,345
Securities gains (losses)	$75,000	1,736
Applicable income taxes	$197,000	4,002
Income before extraordinary items	$601,000	4,297
Extraordinary gains, net	$0	30
Net income	$601,000	4,296
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$35,000	3,896
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$544,750	4,360
2003-03-31 (YTD Data)		Rank
Total interest income	$1,266,000	4,961
Total interest expense	$424,000	4,863
Net interest income	$842,000	4,909
Provision for loan and lease losses	$50,000	3,651
Total noninterest income	$141,000	5,042
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$100,000	3,549
Trading account gains and fees	$0	134
Additional Noninterest Income	$41,000	5,651
Total noninterest expense	$623,000	5,215
Salaries and employee benefits	$327,000	5,335
Premises and equipment expense	$93,000	4,937
Additional noninterest expense	$203,000	4,916
Pre-tax net operating income	$310,000	4,713
Securities gains (losses)	$88,000	1,072
Applicable income taxes	$87,000	4,199
Income before extraordinary items	$311,000	4,131
Extraordinary gains, net	$0	21
Net income	$311,000	4,129
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$37,000	2,537
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$242,360	4,605
2002-12-31 (YTD Data)		Rank
Total interest income	$5,622,000	4,761
Total interest expense	$2,077,000	4,671
Net interest income	$3,545,000	4,720
Provision for loan and lease losses	$235,000	4,028
Total noninterest income	$535,000	5,030
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$444,000	3,263
Trading account gains and fees	$0	153
Additional Noninterest Income	$91,000	6,629
Total noninterest expense	$2,454,000	5,147
Salaries and employee benefits	$1,298,000	5,195
Premises and equipment expense	$377,000	4,849
Additional noninterest expense	$779,000	5,027
Pre-tax net operating income	$1,391,000	4,303
Securities gains (losses)	$47,000	2,464
Applicable income taxes	$296,000	4,467
Income before extraordinary items	$1,142,000	4,215
Extraordinary gains, net	$0	70
Net income	$1,142,000	4,216
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$128,000	3,779
Cash dividends	$600,000	3,138
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,104,870	4,204
2001-12-31 (YTD Data)		Rank
Total interest income	$6,311,000	4,779
Total interest expense	$3,178,000	4,518
Net interest income	$3,133,000	4,909
Provision for loan and lease losses	$197,000	4,179
Total noninterest income	$469,000	5,245
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$398,000	3,412
Trading account gains and fees	$0	177
Additional Noninterest Income	$71,000	7,088
Total noninterest expense	$2,299,000	5,247
Salaries and employee benefits	$1,183,000	5,382
Premises and equipment expense	$341,000	5,123
Additional noninterest expense	$775,000	4,890
Pre-tax net operating income	$1,106,000	4,639
Securities gains (losses)	$-618,000	9,583
Applicable income taxes	$-17,000	9,039
Income before extraordinary items	$505,000	6,047
Extraordinary gains, net	$0	105
Net income	$505,000	6,049
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$181,000	3,040
Cash dividends	$200,000	4,983
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,123,000	3,857
2000-12-31 (YTD Data)		Rank
Total interest income	$5,993,000	5,085
Total interest expense	$3,207,000	4,679
Net interest income	$2,786,000	5,418
Provision for loan and lease losses	$133,000	4,645
Total noninterest income	$341,000	5,965
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$276,000	4,282
Trading account gains and fees	NA	NA
Additional Noninterest Income	$65,000	7,328
Total noninterest expense	$2,037,000	5,616
Salaries and employee benefits	$1,113,000	5,518
Premises and equipment expense	$281,000	5,643
Additional noninterest expense	$643,000	5,513
Pre-tax net operating income	$957,000	5,372
Securities gains (losses)	$-53,000	9,220
Applicable income taxes	$139,000	6,052
Income before extraordinary items	$765,000	5,181
Extraordinary gains, net	$0	38
Net income	$765,000	5,180
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$120,000	3,263
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$810,050	5,005
1999-12-31 (YTD Data)		Rank
Total interest income	$5,239,000	5,400
Total interest expense	$2,643,000	5,046
Net interest income	$2,596,000	5,666
Provision for loan and lease losses	$92,000	5,411
Total noninterest income	$274,000	6,684
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$200,000	5,121
Trading account gains and fees	NA	NA
Additional Noninterest Income	$74,000	7,314
Total noninterest expense	$1,737,000	6,217
Salaries and employee benefits	$980,000	5,967
Premises and equipment expense	$237,000	6,230
Additional noninterest expense	$520,000	6,363
Pre-tax net operating income	$1,041,000	5,185
Securities gains (losses)	$6,000	2,044
Applicable income taxes	$190,000	5,810
Income before extraordinary items	$857,000	4,881
Extraordinary gains, net	$0	35
Net income	$857,000	4,881
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$121,000	3,224
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$852,080	4,854
1998-12-31 (YTD Data)		Rank
Total interest income	$4,572,000	5,998
Total interest expense	$2,410,000	5,505
Net interest income	$2,162,000	6,365
Provision for loan and lease losses	$67,000	5,949
Total noninterest income	$272,000	6,747
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$176,000	5,486
Trading account gains and fees	NA	NA
Additional Noninterest Income	$96,000	6,726
Total noninterest expense	$1,544,000	6,567
Salaries and employee benefits	$808,000	6,653
Premises and equipment expense	$231,000	6,246
Additional noninterest expense	$505,000	6,396
Pre-tax net operating income	$823,000	5,997
Securities gains (losses)	$60,000	1,611
Applicable income taxes	$181,000	6,408
Income before extraordinary items	$702,000	5,612
Extraordinary gains, net	$0	32
Net income	$702,000	5,612
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$37,000	5,453
Cash dividends	$250,000	4,929
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$654,000	5,692
1997-12-31 (YTD Data)		Rank
Total interest income	$4,350,000	6,345
Total interest expense	$2,168,000	5,942
Net interest income	$2,182,000	6,567
Provision for loan and lease losses	$19,000	7,970
Total noninterest income	$255,000	7,161
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$153,000	6,127
Trading account gains and fees	NA	NA
Additional Noninterest Income	$102,000	6,733
Total noninterest expense	$1,366,000	7,128
Salaries and employee benefits	$732,000	7,133
Premises and equipment expense	$231,000	6,330
Additional noninterest expense	$403,000	7,321
Pre-tax net operating income	$1,052,000	5,674
Securities gains (losses)	$3,000	3,097
Applicable income taxes	$271,000	6,019
Income before extraordinary items	$784,000	5,527
Extraordinary gains, net	$0	44
Net income	$784,000	5,529
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$86,000	4,112
Cash dividends	$600,000	3,054
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$781,780	5,489
1996-12-31 (YTD Data)		Rank
Total interest income	$4,222,000	6,652
Total interest expense	$2,112,000	6,200
Net interest income	$2,110,000	6,936
Provision for loan and lease losses	$0	9,041
Total noninterest income	$267,000	7,360
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$159,000	6,316
Trading account gains and fees	NA	NA
Additional Noninterest Income	$108,000	6,916
Total noninterest expense	$1,354,000	7,502
Salaries and employee benefits	$764,000	7,173
Premises and equipment expense	$216,000	6,756
Additional noninterest expense	$374,000	8,119
Pre-tax net operating income	$1,023,000	5,648
Securities gains (losses)	$-31,000	10,869
Applicable income taxes	$250,000	6,461
Income before extraordinary items	$742,000	5,569
Extraordinary gains, net	$0	53
Net income	$742,000	5,569
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	7,694
Cash dividends	$700,000	2,732
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$765,250	5,402
1995-12-31 (YTD Data)		Rank
Total interest income	$4,295,000	6,693
Total interest expense	$2,361,000	5,790
Net interest income	$1,934,000	7,452
Provision for loan and lease losses	$1,000	8,909
Total noninterest income	$200,000	8,426
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$139,000	6,895
Trading account gains and fees	NA	NA
Additional Noninterest Income	$61,000	8,706
Total noninterest expense	$1,250,000	8,041
Salaries and employee benefits	$722,000	7,574
Premises and equipment expense	$133,000	8,707
Additional noninterest expense	$395,000	8,240
Pre-tax net operating income	$883,000	6,498
Securities gains (losses)	$65,000	1,146
Applicable income taxes	$229,000	6,976
Income before extraordinary items	$719,000	5,873
Extraordinary gains, net	$0	65
Net income	$719,000	5,871
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-16,000	10,916
Cash dividends	$600,000	2,907
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$669,600	6,157
1994-12-31 (YTD Data)		Rank
Total interest income	$3,867,000	6,867
Total interest expense	$1,667,000	6,429
Net interest income	$2,200,000	7,090
Provision for loan and lease losses	$0	9,146
Total noninterest income	$283,000	7,488
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$176,000	6,342
Trading account gains and fees	NA	NA
Additional Noninterest Income	$107,000	7,294
Total noninterest expense	$1,424,000	7,838
Salaries and employee benefits	$751,000	7,519
Premises and equipment expense	$192,000	7,613
Additional noninterest expense	$481,000	8,045
Pre-tax net operating income	$1,059,000	5,723
Securities gains (losses)	$-49,000	11,013
Applicable income taxes	$176,000	7,790
Income before extraordinary items	$834,000	5,193
Extraordinary gains, net	$0	249
Net income	$834,000	5,201
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-21,000	11,294
Cash dividends	$500,000	3,161
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$874,670	5,072
1993-12-31 (YTD Data)		Rank
Total interest income	$3,899,000	6,986
Total interest expense	$1,755,000	6,468
Net interest income	$2,144,000	7,317
Provision for loan and lease losses	$213,000	3,773
Total noninterest income	$473,000	5,805
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$172,000	6,543
Trading account gains and fees	NA	NA
Additional Noninterest Income	$301,000	4,455
Total noninterest expense	$1,497,000	7,846
Salaries and employee benefits	$767,000	7,518
Premises and equipment expense	$206,000	7,564
Additional noninterest expense	$524,000	8,003
Pre-tax net operating income	$907,000	6,316
Securities gains (losses)	$45,000	3,566
Applicable income taxes	$135,000	8,981
Income before extraordinary items	$817,000	5,478
Extraordinary gains, net	$148,000	1,250
Net income	$965,000	4,962
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$197,000	3,170
Cash dividends	$680,000	2,429
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$778,300	5,451
1992-12-31 (YTD Data)		Rank
Total interest income	$4,604,000	6,762
Total interest expense	$2,180,000	6,665
Net interest income	$2,424,000	6,737
Provision for loan and lease losses	$0	11,756
Total noninterest income	$253,000	8,443
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$183,000	6,326
Trading account gains and fees	NA	NA
Additional Noninterest Income	$70,000	9,281
Total noninterest expense	$1,474,000	8,016
Salaries and employee benefits	$727,000	7,796
Premises and equipment expense	$219,000	7,420
Additional noninterest expense	$528,000	8,214
Pre-tax net operating income	$1,203,000	4,904
Securities gains (losses)	$13,000	6,142
Applicable income taxes	$293,000	6,029
Income before extraordinary items	$923,000	4,840
Extraordinary gains, net	$0	1,422
Net income	$923,000	4,889
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	12,698
Cash dividends	$640,000	2,295
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$913,120	4,554

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.