Home > The First National Bank and Trust, Wibaux, Montana > Income and Expense
The First National Bank and Trust, Wibaux, Montana, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $684,000 | 12,223 |
| Total interest expense | $260,000 | 12,179 |
| Net interest income | $424,000 | 12,189 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $43,000 | 12,073 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $22,000 | 10,503 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 11,366 |
| Total noninterest expense | $389,000 | 12,081 |
| Salaries and employee benefits | $213,000 | 11,971 |
| Premises and equipment expense | $48,000 | 11,699 |
| Additional noninterest expense | $128,000 | 12,049 |
| Pre-tax net operating income | $78,000 | 11,763 |
| Securities gains (losses) | $-1,000 | 8,790 |
| Applicable income taxes | $23,000 | 11,093 |
| Income before extraordinary items | $54,000 | 11,776 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $54,000 | 11,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 10,519 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $54,700 | 11,817 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $772,000 | 12,716 |
| Total interest expense | $279,000 | 12,747 |
| Net interest income | $493,000 | 12,578 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $46,000 | 12,646 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $33,000 | 10,650 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 12,543 |
| Total noninterest expense | $509,000 | 12,123 |
| Salaries and employee benefits | $226,000 | 12,403 |
| Premises and equipment expense | $55,000 | 12,039 |
| Additional noninterest expense | $228,000 | 11,358 |
| Pre-tax net operating income | $30,000 | 12,271 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $-6,000 | 12,763 |
| Income before extraordinary items | $36,000 | 12,341 |
| Extraordinary gains, net | $77,000 | 1,821 |
| Net income | $113,000 | 11,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 8,052 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $36,000 | 12,203 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $883,000 | 13,223 |
| Total interest expense | $383,000 | 13,244 |
| Net interest income | $500,000 | 13,082 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $98,000 | 11,783 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $26,000 | 11,193 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 9,195 |
| Total noninterest expense | $463,000 | 12,837 |
| Salaries and employee benefits | $209,000 | 13,061 |
| Premises and equipment expense | $45,000 | 12,878 |
| Additional noninterest expense | $209,000 | 12,115 |
| Pre-tax net operating income | $135,000 | 11,666 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $35,000 | 11,656 |
| Income before extraordinary items | $100,000 | 11,937 |
| Extraordinary gains, net | $35,000 | 1,095 |
| Net income | $135,000 | 11,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 7,838 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $100,000 | 11,649 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.