Home > The First National Bank and Trust Company of Muskogee > Income and Expense
The First National Bank and Trust Company of Muskogee, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $15,942,000 | 2,041 |
| Total interest expense | $8,071,000 | 1,891 |
| Net interest income | $7,871,000 | 2,165 |
| Provision for loan and lease losses | $140,000 | 4,320 |
| Total noninterest income | $2,480,000 | 1,550 |
| Gross Fiduciary activities income | $17,000 | 1,237 |
| Service charges on deposit accounts | $1,503,000 | 818 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $960,000 | 1,915 |
| Total noninterest expense | $5,069,000 | 2,570 |
| Salaries and employee benefits | $3,334,000 | 2,022 |
| Premises and equipment expense | $452,000 | 3,994 |
| Additional noninterest expense | $1,283,000 | 3,171 |
| Pre-tax net operating income | $5,142,000 | 1,439 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $5,142,000 | 1,047 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $5,142,000 | 1,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 3,807 |
| Cash dividends | $3,375,000 | 898 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $5,142,000 | 1,009 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $12,179,000 | 2,687 |
| Total interest expense | $5,894,000 | 2,528 |
| Net interest income | $6,285,000 | 2,777 |
| Provision for loan and lease losses | $230,000 | 3,146 |
| Total noninterest income | $2,186,000 | 1,652 |
| Gross Fiduciary activities income | $11,000 | 1,334 |
| Service charges on deposit accounts | $1,417,000 | 898 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $758,000 | 2,099 |
| Total noninterest expense | $4,456,000 | 2,855 |
| Salaries and employee benefits | $2,841,000 | 2,331 |
| Premises and equipment expense | $447,000 | 4,067 |
| Additional noninterest expense | $1,168,000 | 3,424 |
| Pre-tax net operating income | $3,785,000 | 1,983 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $41,000 | 9,392 |
| Income before extraordinary items | $3,744,000 | 1,447 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,744,000 | 1,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,298 |
| Cash dividends | $1,000,000 | 2,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,744,000 | 1,412 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,216,000 | 3,219 |
| Total interest expense | $4,656,000 | 3,207 |
| Net interest income | $5,560,000 | 3,180 |
| Provision for loan and lease losses | $152,000 | 4,030 |
| Total noninterest income | $1,969,000 | 1,860 |
| Gross Fiduciary activities income | $14,000 | 1,378 |
| Service charges on deposit accounts | $1,213,000 | 1,087 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $742,000 | 2,202 |
| Total noninterest expense | $3,982,000 | 3,358 |
| Salaries and employee benefits | $2,515,000 | 2,687 |
| Premises and equipment expense | $408,000 | 4,461 |
| Additional noninterest expense | $1,059,000 | 4,198 |
| Pre-tax net operating income | $3,395,000 | 2,103 |
| Securities gains (losses) | $3,000 | 3,304 |
| Applicable income taxes | $1,120,000 | 2,127 |
| Income before extraordinary items | $2,278,000 | 2,172 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,278,000 | 2,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $222,000 | 2,511 |
| Cash dividends | $1,500,000 | 1,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,275,990 | 2,124 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,869,000 | 3,663 |
| Total interest expense | $3,989,000 | 3,689 |
| Net interest income | $4,880,000 | 3,624 |
| Provision for loan and lease losses | $-30,000 | 11,519 |
| Total noninterest income | $1,819,000 | 1,979 |
| Gross Fiduciary activities income | $14,000 | 1,441 |
| Service charges on deposit accounts | $1,285,000 | 1,042 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $520,000 | 2,796 |
| Total noninterest expense | $3,945,000 | 3,369 |
| Salaries and employee benefits | $2,264,000 | 2,942 |
| Premises and equipment expense | $385,000 | 4,687 |
| Additional noninterest expense | $1,296,000 | 3,507 |
| Pre-tax net operating income | $2,784,000 | 2,593 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $897,000 | 2,611 |
| Income before extraordinary items | $1,886,000 | 2,634 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,886,000 | 2,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,622 |
| Cash dividends | $1,500,000 | 1,498 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,886,680 | 2,603 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,638,000 | 3,901 |
| Total interest expense | $2,796,000 | 4,211 |
| Net interest income | $4,842,000 | 3,668 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $1,791,000 | 1,989 |
| Gross Fiduciary activities income | $15,000 | 1,445 |
| Service charges on deposit accounts | $1,220,000 | 1,088 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $556,000 | 2,744 |
| Total noninterest expense | $3,999,000 | 3,429 |
| Salaries and employee benefits | $2,175,000 | 3,043 |
| Premises and equipment expense | $497,000 | 3,830 |
| Additional noninterest expense | $1,327,000 | 3,711 |
| Pre-tax net operating income | $2,574,000 | 2,751 |
| Securities gains (losses) | $-15,000 | 10,127 |
| Applicable income taxes | $824,000 | 2,704 |
| Income before extraordinary items | $1,735,000 | 2,791 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,735,000 | 2,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 4,047 |
| Cash dividends | $1,700,000 | 1,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,745,200 | 2,793 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,807,000 | 3,895 |
| Total interest expense | $2,800,000 | 4,371 |
| Net interest income | $5,007,000 | 3,565 |
| Provision for loan and lease losses | $240,000 | 3,470 |
| Total noninterest income | $1,619,000 | 2,294 |
| Gross Fiduciary activities income | $14,000 | 1,473 |
| Service charges on deposit accounts | $1,111,000 | 1,213 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $494,000 | 3,288 |
| Total noninterest expense | $3,889,000 | 3,576 |
| Salaries and employee benefits | $2,218,000 | 2,961 |
| Premises and equipment expense | $475,000 | 4,053 |
| Additional noninterest expense | $1,196,000 | 4,200 |
| Pre-tax net operating income | $2,497,000 | 2,710 |
| Securities gains (losses) | $124,000 | 2,209 |
| Applicable income taxes | $853,000 | 2,620 |
| Income before extraordinary items | $1,768,000 | 2,805 |
| Extraordinary gains, net | $47,000 | 2,224 |
| Net income | $1,815,000 | 2,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 3,553 |
| Cash dividends | $1,750,000 | 1,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,684,920 | 2,762 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,241,000 | 4,189 |
| Total interest expense | $3,457,000 | 4,579 |
| Net interest income | $4,784,000 | 3,797 |
| Provision for loan and lease losses | $370,000 | 3,627 |
| Total noninterest income | $1,638,000 | 2,236 |
| Gross Fiduciary activities income | $14,000 | 1,509 |
| Service charges on deposit accounts | $1,021,000 | 1,303 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $603,000 | 2,816 |
| Total noninterest expense | $3,895,000 | 3,590 |
| Salaries and employee benefits | $2,061,000 | 3,137 |
| Premises and equipment expense | $431,000 | 4,524 |
| Additional noninterest expense | $1,403,000 | 3,791 |
| Pre-tax net operating income | $2,157,000 | 2,885 |
| Securities gains (losses) | $245,000 | 1,748 |
| Applicable income taxes | $775,000 | 2,697 |
| Income before extraordinary items | $1,627,000 | 2,826 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,627,000 | 2,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $469,000 | 2,563 |
| Cash dividends | $1,500,000 | 1,080 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,460,400 | 2,925 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.