Home > The First National Bank and Trust Company of Ellendale > Income and Expense
The First National Bank and Trust Company of Ellendale, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,536,000 | 8,845 |
| Total interest expense | $1,054,000 | 8,465 |
| Net interest income | $1,482,000 | 8,930 |
| Provision for loan and lease losses | $24,000 | 7,499 |
| Total noninterest income | $214,000 | 8,501 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $64,000 | 9,216 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $150,000 | 6,205 |
| Total noninterest expense | $963,000 | 9,500 |
| Salaries and employee benefits | $545,000 | 9,002 |
| Premises and equipment expense | $50,000 | 11,639 |
| Additional noninterest expense | $368,000 | 9,143 |
| Pre-tax net operating income | $709,000 | 7,342 |
| Securities gains (losses) | $-16,000 | 10,174 |
| Applicable income taxes | $230,000 | 6,840 |
| Income before extraordinary items | $463,000 | 7,592 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $463,000 | 7,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,873 |
| Cash dividends | $855,000 | 2,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $473,720 | 7,556 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,640,000 | 8,928 |
| Total interest expense | $1,148,000 | 8,491 |
| Net interest income | $1,492,000 | 9,143 |
| Provision for loan and lease losses | $60,000 | 6,949 |
| Total noninterest income | $221,000 | 8,836 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $69,000 | 9,374 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $152,000 | 6,523 |
| Total noninterest expense | $1,017,000 | 9,660 |
| Salaries and employee benefits | $526,000 | 9,413 |
| Premises and equipment expense | $50,000 | 12,210 |
| Additional noninterest expense | $441,000 | 8,808 |
| Pre-tax net operating income | $636,000 | 7,714 |
| Securities gains (losses) | $-5,000 | 12,580 |
| Applicable income taxes | $195,000 | 7,710 |
| Income before extraordinary items | $436,000 | 8,087 |
| Extraordinary gains, net | $1,000 | 3,136 |
| Net income | $437,000 | 8,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 12,190 |
| Cash dividends | $150,000 | 6,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $439,450 | 7,792 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,890,000 | 9,168 |
| Total interest expense | $1,403,000 | 8,839 |
| Net interest income | $1,487,000 | 9,318 |
| Provision for loan and lease losses | $102,000 | 7,202 |
| Total noninterest income | $228,000 | 8,889 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $73,000 | 9,449 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $155,000 | 6,528 |
| Total noninterest expense | $1,070,000 | 9,667 |
| Salaries and employee benefits | $521,000 | 9,571 |
| Premises and equipment expense | $159,000 | 8,856 |
| Additional noninterest expense | $390,000 | 9,685 |
| Pre-tax net operating income | $543,000 | 8,111 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $165,000 | 8,276 |
| Income before extraordinary items | $378,000 | 8,434 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $378,000 | 8,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 5,610 |
| Cash dividends | $593,000 | 2,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $378,000 | 8,074 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.