Home > The First National Bank and Trust Company of Corbin > Income and Expense
The First National Bank and Trust Company of Corbin, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $19,577,000 | 1,663 |
| Total interest expense | $9,885,000 | 1,544 |
| Net interest income | $9,692,000 | 1,763 |
| Provision for loan and lease losses | $4,939,000 | 324 |
| Total noninterest income | $1,461,000 | 2,311 |
| Gross Fiduciary activities income | $52,000 | 1,108 |
| Service charges on deposit accounts | $727,000 | 1,755 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $682,000 | 2,441 |
| Total noninterest expense | $9,534,000 | 1,380 |
| Salaries and employee benefits | $3,783,000 | 1,750 |
| Premises and equipment expense | $1,590,000 | 1,211 |
| Additional noninterest expense | $4,161,000 | 1,091 |
| Pre-tax net operating income | $-3,320,000 | 10,433 |
| Securities gains (losses) | $382,000 | 647 |
| Applicable income taxes | $-3,009,000 | 10,448 |
| Income before extraordinary items | $71,000 | 9,511 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $71,000 | 9,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,114,000 | 369 |
| Cash dividends | $2,100,000 | 1,268 |
| Sale, conversion, retirement of capital stock, net | $-31,000 | 10,318 |
| Net operating income | $-173,480 | 9,993 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $18,605,000 | 1,781 |
| Total interest expense | $8,721,000 | 1,779 |
| Net interest income | $9,884,000 | 1,761 |
| Provision for loan and lease losses | $359,000 | 2,290 |
| Total noninterest income | $1,217,000 | 2,606 |
| Gross Fiduciary activities income | $15,000 | 1,305 |
| Service charges on deposit accounts | $684,000 | 1,912 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $518,000 | 2,754 |
| Total noninterest expense | $5,907,000 | 2,175 |
| Salaries and employee benefits | $3,019,000 | 2,196 |
| Premises and equipment expense | $1,214,000 | 1,606 |
| Additional noninterest expense | $1,674,000 | 2,463 |
| Pre-tax net operating income | $4,835,000 | 1,597 |
| Securities gains (losses) | $-3,000 | 9,416 |
| Applicable income taxes | $1,586,000 | 1,626 |
| Income before extraordinary items | $3,246,000 | 1,662 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,246,000 | 1,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,000 | 2,672 |
| Cash dividends | $3,723,000 | 800 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,248,010 | 1,624 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $16,807,000 | 2,014 |
| Total interest expense | $8,128,000 | 1,925 |
| Net interest income | $8,679,000 | 2,064 |
| Provision for loan and lease losses | $372,000 | 2,199 |
| Total noninterest income | $864,000 | 3,493 |
| Gross Fiduciary activities income | $26,000 | 1,325 |
| Service charges on deposit accounts | $573,000 | 2,372 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $265,000 | 4,389 |
| Total noninterest expense | $5,278,000 | 2,580 |
| Salaries and employee benefits | $2,650,000 | 2,517 |
| Premises and equipment expense | $1,076,000 | 1,871 |
| Additional noninterest expense | $1,552,000 | 3,035 |
| Pre-tax net operating income | $3,893,000 | 1,854 |
| Securities gains (losses) | $-4,000 | 9,823 |
| Applicable income taxes | $1,138,000 | 2,097 |
| Income before extraordinary items | $2,751,000 | 1,797 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,751,000 | 1,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 2,928 |
| Cash dividends | $3,224,000 | 897 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 777 |
| Net operating income | $2,753,840 | 1,765 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $15,802,000 | 2,132 |
| Total interest expense | $8,010,000 | 1,954 |
| Net interest income | $7,792,000 | 2,311 |
| Provision for loan and lease losses | $889,000 | 1,047 |
| Total noninterest income | $806,000 | 3,665 |
| Gross Fiduciary activities income | $47,000 | 1,294 |
| Service charges on deposit accounts | $500,000 | 2,724 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $259,000 | 4,387 |
| Total noninterest expense | $4,913,000 | 2,763 |
| Salaries and employee benefits | $2,501,000 | 2,671 |
| Premises and equipment expense | $937,000 | 2,147 |
| Additional noninterest expense | $1,475,000 | 3,130 |
| Pre-tax net operating income | $2,796,000 | 2,583 |
| Securities gains (losses) | $38,000 | 1,486 |
| Applicable income taxes | $766,000 | 2,991 |
| Income before extraordinary items | $2,068,000 | 2,430 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,068,000 | 2,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,139,000 | 813 |
| Cash dividends | $583,000 | 3,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,040,260 | 2,441 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $13,575,000 | 2,259 |
| Total interest expense | $5,787,000 | 2,161 |
| Net interest income | $7,788,000 | 2,307 |
| Provision for loan and lease losses | $317,000 | 2,166 |
| Total noninterest income | $586,000 | 4,740 |
| Gross Fiduciary activities income | $22,000 | 1,410 |
| Service charges on deposit accounts | $352,000 | 3,813 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $212,000 | 5,083 |
| Total noninterest expense | $4,934,000 | 2,806 |
| Salaries and employee benefits | $2,492,000 | 2,673 |
| Premises and equipment expense | $908,000 | 2,221 |
| Additional noninterest expense | $1,534,000 | 3,229 |
| Pre-tax net operating income | $3,123,000 | 2,269 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $841,000 | 2,650 |
| Income before extraordinary items | $2,282,000 | 2,140 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,282,000 | 2,137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $267,000 | 2,069 |
| Cash dividends | $692,000 | 2,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,282,000 | 2,160 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,348,000 | 2,494 |
| Total interest expense | $4,925,000 | 2,606 |
| Net interest income | $7,423,000 | 2,416 |
| Provision for loan and lease losses | $464,000 | 2,215 |
| Total noninterest income | $640,000 | 4,738 |
| Gross Fiduciary activities income | $32,000 | 1,404 |
| Service charges on deposit accounts | $323,000 | 4,162 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $285,000 | 4,614 |
| Total noninterest expense | $4,559,000 | 3,079 |
| Salaries and employee benefits | $2,286,000 | 2,895 |
| Premises and equipment expense | $817,000 | 2,504 |
| Additional noninterest expense | $1,456,000 | 3,600 |
| Pre-tax net operating income | $3,040,000 | 2,249 |
| Securities gains (losses) | $40,000 | 3,728 |
| Applicable income taxes | $830,000 | 2,678 |
| Income before extraordinary items | $2,250,000 | 2,225 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,250,000 | 2,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $324,000 | 2,340 |
| Cash dividends | $705,000 | 2,355 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,220,800 | 2,119 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,743,000 | 2,764 |
| Total interest expense | $6,125,000 | 2,723 |
| Net interest income | $6,618,000 | 2,768 |
| Provision for loan and lease losses | $1,287,000 | 1,561 |
| Total noninterest income | $542,000 | 5,324 |
| Gross Fiduciary activities income | $27,000 | 1,450 |
| Service charges on deposit accounts | $271,000 | 4,810 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $244,000 | 5,037 |
| Total noninterest expense | $4,365,000 | 3,251 |
| Salaries and employee benefits | $2,135,000 | 3,024 |
| Premises and equipment expense | $823,000 | 2,516 |
| Additional noninterest expense | $1,407,000 | 3,785 |
| Pre-tax net operating income | $1,508,000 | 4,029 |
| Securities gains (losses) | $27,000 | 5,154 |
| Applicable income taxes | $326,000 | 5,617 |
| Income before extraordinary items | $1,209,000 | 3,774 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,209,000 | 3,820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $576,000 | 2,230 |
| Cash dividends | $652,000 | 2,252 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,187,670 | 3,564 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.