Home > The First National Bank and Trust Company of Baraboo > Income and Expense
The First National Bank and Trust Company of Baraboo, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,414,000 | 4,270 |
| Total interest expense | $3,649,000 | 4,080 |
| Net interest income | $3,765,000 | 4,328 |
| Provision for loan and lease losses | $65,000 | 6,279 |
| Total noninterest income | $1,281,000 | 2,804 |
| Gross Fiduciary activities income | $186,000 | 856 |
| Service charges on deposit accounts | $325,000 | 3,958 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $770,000 | 2,440 |
| Total noninterest expense | $3,185,000 | 4,138 |
| Salaries and employee benefits | $1,662,000 | 4,181 |
| Premises and equipment expense | $311,000 | 5,411 |
| Additional noninterest expense | $1,212,000 | 3,467 |
| Pre-tax net operating income | $1,796,000 | 3,441 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $9,000 | 7,619 |
| Income before extraordinary items | $1,787,000 | 2,811 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,787,000 | 2,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,671 |
| Cash dividends | $1,250,000 | 1,904 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,787,000 | 2,721 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,852,000 | 4,196 |
| Total interest expense | $4,348,000 | 3,727 |
| Net interest income | $3,504,000 | 4,602 |
| Provision for loan and lease losses | $99,000 | 5,366 |
| Total noninterest income | $983,000 | 3,178 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $321,000 | 3,856 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $662,000 | 2,470 |
| Total noninterest expense | $2,674,000 | 4,625 |
| Salaries and employee benefits | $1,485,000 | 4,391 |
| Premises and equipment expense | $134,000 | 7,850 |
| Additional noninterest expense | $1,055,000 | 3,827 |
| Pre-tax net operating income | $1,714,000 | 3,684 |
| Securities gains (losses) | $75,000 | 629 |
| Applicable income taxes | $13,000 | 7,999 |
| Income before extraordinary items | $1,776,000 | 2,825 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,776,000 | 2,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,468 |
| Cash dividends | $1,250,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,701,750 | 2,917 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,856,000 | 4,480 |
| Total interest expense | $3,512,000 | 4,033 |
| Net interest income | $3,344,000 | 4,789 |
| Provision for loan and lease losses | $43,000 | 6,780 |
| Total noninterest income | $930,000 | 3,266 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $236,000 | 4,671 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $694,000 | 2,394 |
| Total noninterest expense | $2,629,000 | 4,681 |
| Salaries and employee benefits | $1,433,000 | 4,508 |
| Premises and equipment expense | $133,000 | 7,976 |
| Additional noninterest expense | $1,063,000 | 3,817 |
| Pre-tax net operating income | $1,602,000 | 3,926 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $90,000 | 7,066 |
| Income before extraordinary items | $1,512,000 | 3,218 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,512,000 | 3,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,364 |
| Cash dividends | $2,250,000 | 1,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,512,000 | 3,188 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,852,000 | 4,472 |
| Total interest expense | $3,807,000 | 3,836 |
| Net interest income | $3,045,000 | 5,084 |
| Provision for loan and lease losses | $102,000 | 5,052 |
| Total noninterest income | $1,045,000 | 2,981 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $191,000 | 5,272 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $854,000 | 2,072 |
| Total noninterest expense | $2,425,000 | 4,874 |
| Salaries and employee benefits | $1,358,000 | 4,603 |
| Premises and equipment expense | $145,000 | 7,766 |
| Additional noninterest expense | $922,000 | 4,213 |
| Pre-tax net operating income | $1,563,000 | 4,053 |
| Securities gains (losses) | $61,000 | 1,591 |
| Applicable income taxes | $464,000 | 4,044 |
| Income before extraordinary items | $1,160,000 | 4,043 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,160,000 | 4,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,908 |
| Cash dividends | $500,000 | 3,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,116,690 | 4,047 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,552,000 | 4,744 |
| Total interest expense | $3,662,000 | 3,991 |
| Net interest income | $2,890,000 | 5,461 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $702,000 | 3,963 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $218,000 | 5,067 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $484,000 | 2,890 |
| Total noninterest expense | $2,247,000 | 5,212 |
| Salaries and employee benefits | $1,212,000 | 5,059 |
| Premises and equipment expense | $324,000 | 5,177 |
| Additional noninterest expense | $711,000 | 5,157 |
| Pre-tax net operating income | $1,285,000 | 5,006 |
| Securities gains (losses) | $-4,000 | 9,548 |
| Applicable income taxes | $308,000 | 5,651 |
| Income before extraordinary items | $973,000 | 4,794 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $973,000 | 4,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,092 |
| Cash dividends | $500,000 | 3,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $976,040 | 4,718 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,986,000 | 5,194 |
| Total interest expense | $3,281,000 | 4,426 |
| Net interest income | $2,705,000 | 5,869 |
| Provision for loan and lease losses | $15,000 | 8,204 |
| Total noninterest income | $604,000 | 4,545 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $190,000 | 5,737 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $414,000 | 3,341 |
| Total noninterest expense | $2,063,000 | 5,819 |
| Salaries and employee benefits | $1,186,000 | 5,266 |
| Premises and equipment expense | $239,000 | 6,401 |
| Additional noninterest expense | $638,000 | 6,110 |
| Pre-tax net operating income | $1,231,000 | 5,033 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $323,000 | 5,587 |
| Income before extraordinary items | $907,000 | 4,845 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $907,000 | 4,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,019 |
| Cash dividends | $1,150,000 | 1,933 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $907,740 | 4,784 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,870,000 | 5,292 |
| Total interest expense | $3,019,000 | 4,727 |
| Net interest income | $2,851,000 | 5,730 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $681,000 | 4,174 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $189,000 | 5,888 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $492,000 | 2,909 |
| Total noninterest expense | $2,008,000 | 5,960 |
| Salaries and employee benefits | $1,081,000 | 5,675 |
| Premises and equipment expense | $242,000 | 6,482 |
| Additional noninterest expense | $685,000 | 5,960 |
| Pre-tax net operating income | $1,464,000 | 4,541 |
| Securities gains (losses) | $8,000 | 2,536 |
| Applicable income taxes | $444,000 | 4,565 |
| Income before extraordinary items | $1,028,000 | 4,481 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,028,000 | 4,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,576 |
| Cash dividends | $1,900,000 | 1,297 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,022,400 | 4,499 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,217,000 | 5,470 |
| Total interest expense | $2,433,000 | 4,764 |
| Net interest income | $2,784,000 | 5,941 |
| Provision for loan and lease losses | $3,000 | 8,961 |
| Total noninterest income | $599,000 | 4,668 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $169,000 | 6,469 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $430,000 | 3,256 |
| Total noninterest expense | $1,950,000 | 6,340 |
| Salaries and employee benefits | $989,000 | 6,141 |
| Premises and equipment expense | $248,000 | 6,554 |
| Additional noninterest expense | $713,000 | 6,227 |
| Pre-tax net operating income | $1,430,000 | 4,592 |
| Securities gains (losses) | $-3,000 | 9,178 |
| Applicable income taxes | $407,000 | 4,702 |
| Income before extraordinary items | $1,020,000 | 4,470 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,020,000 | 4,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,944 |
| Cash dividends | $500,000 | 3,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,022,130 | 4,503 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,003,000 | 5,783 |
| Total interest expense | $2,461,000 | 4,891 |
| Net interest income | $2,542,000 | 6,460 |
| Provision for loan and lease losses | $127,000 | 5,073 |
| Total noninterest income | $646,000 | 4,705 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $164,000 | 6,750 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $482,000 | 3,342 |
| Total noninterest expense | $1,784,000 | 6,935 |
| Salaries and employee benefits | $895,000 | 6,742 |
| Premises and equipment expense | $228,000 | 7,133 |
| Additional noninterest expense | $661,000 | 6,859 |
| Pre-tax net operating income | $1,277,000 | 4,937 |
| Securities gains (losses) | $112,000 | 2,338 |
| Applicable income taxes | $460,000 | 4,509 |
| Income before extraordinary items | $929,000 | 4,973 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $929,000 | 5,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 11,050 |
| Cash dividends | $1,400,000 | 1,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $853,960 | 5,077 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,904,000 | 6,486 |
| Total interest expense | $2,570,000 | 5,858 |
| Net interest income | $2,334,000 | 6,924 |
| Provision for loan and lease losses | $10,000 | 11,168 |
| Total noninterest income | $505,000 | 5,602 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $163,000 | 6,783 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $342,000 | 4,091 |
| Total noninterest expense | $1,675,000 | 7,329 |
| Salaries and employee benefits | $824,000 | 7,115 |
| Premises and equipment expense | $224,000 | 7,300 |
| Additional noninterest expense | $627,000 | 7,283 |
| Pre-tax net operating income | $1,154,000 | 5,083 |
| Securities gains (losses) | $22,000 | 5,460 |
| Applicable income taxes | $368,000 | 5,114 |
| Income before extraordinary items | $808,000 | 5,318 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $808,000 | 5,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 12,286 |
| Cash dividends | $400,000 | 3,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $792,820 | 5,088 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.