The First National Bank and Trust Company, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$56,867,000837
Total interest expense$19,977,000780
Net interest income$36,890,000861
Provision for loan and lease losses$-84,0004,315
Total noninterest income$16,567,000530
Gross Fiduciary activities income$5,073,000258
Service charges on deposit accounts$4,032,000325
Trading account gains and feesNANA
Additional Noninterest Income$7,462,000670
Total noninterest expense$44,946,000626
Salaries and employee benefits$25,725,000603
Premises and equipment expense$5,068,000540
Additional noninterest expense$7,462,000670
Pre-tax net operating income$8,595,0001,319
Securities gains (losses)$0988
Applicable income taxes$5,051,000523
Income before extraordinary items$3,544,0002,140
Extraordinary gains, net$054
Net income$3,544,0002,164
Minority interest net income$088
Net income of bank and minority interests.$3,544,0002,143
Net charge-offs$36,0001,953
Cash dividends$5,712,000731
Sale, conversion, retirement of capital stock, net$0540
Net operating income$3,544,0002,167
2023-09-30 (YTD Data)Rank
Total interest income$41,682,000841
Total interest expense$14,073,000772
Net interest income$27,609,000873
Provision for loan and lease losses$3,0003,033
Total noninterest income$12,435,000530
Gross Fiduciary activities income$3,835,000257
Service charges on deposit accounts$3,015,000324
Trading account gains and feesNANA
Additional Noninterest Income$5,585,000686
Total noninterest expense$33,009,000639
Salaries and employee benefits$18,547,000627
Premises and equipment expense$3,949,000525
Additional noninterest expense$5,585,000686
Pre-tax net operating income$7,032,0001,277
Securities gains (losses)$0849
Applicable income taxes$1,690,000934
Income before extraordinary items$5,342,0001,375
Extraordinary gains, net$052
Net income$5,342,0001,386
Minority interest net income$081
Net income of bank and minority interests.$5,342,0001,375
Net charge-offs$12,0002,080
Cash dividends$4,776,000633
Sale, conversion, retirement of capital stock, net$0507
Net operating income$5,342,0001,395
2023-06-30 (YTD Data)Rank
Total interest income$27,109,000830
Total interest expense$8,564,000758
Net interest income$18,545,000864
Provision for loan and lease losses$-153,0004,475
Total noninterest income$8,237,000522
Gross Fiduciary activities income$2,561,000252
Service charges on deposit accounts$1,966,000321
Trading account gains and feesNANA
Additional Noninterest Income$3,710,000649
Total noninterest expense$22,354,000616
Salaries and employee benefits$12,605,000609
Premises and equipment expense$2,664,000510
Additional noninterest expense$3,710,000649
Pre-tax net operating income$4,581,0001,286
Securities gains (losses)$0938
Applicable income taxes$1,107,000957
Income before extraordinary items$3,474,0001,398
Extraordinary gains, net$051
Net income$3,474,0001,414
Minority interest net income$081
Net income of bank and minority interests.$3,474,0001,398
Net charge-offs$39,0001,267
Cash dividends$3,168,000609
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,474,0001,409
2023-03-31 (YTD Data)Rank
Total interest income$13,174,000847
Total interest expense$3,751,000762
Net interest income$9,423,000868
Provision for loan and lease losses$185,000925
Total noninterest income$4,110,000516
Gross Fiduciary activities income$1,261,000268
Service charges on deposit accounts$961,000341
Trading account gains and feesNANA
Additional Noninterest Income$1,888,000631
Total noninterest expense$11,260,000625
Salaries and employee benefits$6,463,000614
Premises and equipment expense$1,327,000533
Additional noninterest expense$1,888,000631
Pre-tax net operating income$2,088,0001,428
Securities gains (losses)$0950
Applicable income taxes$499,0001,046
Income before extraordinary items$1,589,0001,544
Extraordinary gains, net$04
Net income$1,589,0001,544
Minority interest net income$048
Net income of bank and minority interests.$1,589,0001,544
Net charge-offs$13,0001,282
Cash dividends$1,368,000645
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,589,0001,558
2022-12-31 (YTD Data)Rank
Total interest income$45,607,000807
Total interest expense$4,821,000806
Net interest income$40,786,000808
Provision for loan and lease losses$03,012
Total noninterest income$15,984,000553
Gross Fiduciary activities income$3,943,000302
Service charges on deposit accounts$3,997,000339
Trading account gains and feesNANA
Additional Noninterest Income$8,044,000653
Total noninterest expense$43,650,000616
Salaries and employee benefits$24,308,000624
Premises and equipment expense$4,994,000546
Additional noninterest expense$8,044,000653
Pre-tax net operating income$13,120,0001,052
Securities gains (losses)$-9,177,0004,664
Applicable income taxes$765,0001,756
Income before extraordinary items$3,178,0002,383
Extraordinary gains, net$05
Net income$3,178,0002,381
Minority interest net income$063
Net income of bank and minority interests.$3,178,0002,382
Net charge-offs$203,000917
Cash dividends$1,800,0001,599
Sale, conversion, retirement of capital stock, net$0568
Net operating income$10,611,3701,086
2022-09-30 (YTD Data)Rank
Total interest income$32,490,000814
Total interest expense$2,283,000896
Net interest income$30,207,000804
Provision for loan and lease losses$02,835
Total noninterest income$12,567,000540
Gross Fiduciary activities income$2,858,000303
Service charges on deposit accounts$2,825,000365
Trading account gains and feesNANA
Additional Noninterest Income$6,884,000612
Total noninterest expense$31,150,000637
Salaries and employee benefits$17,641,000639
Premises and equipment expense$3,879,000523
Additional noninterest expense$6,884,000612
Pre-tax net operating income$11,624,000919
Securities gains (losses)$-9,178,0004,708
Applicable income taxes$423,0001,949
Income before extraordinary items$2,023,0002,564
Extraordinary gains, net$04
Net income$2,023,0002,562
Minority interest net income$057
Net income of bank and minority interests.$2,023,0002,563
Net charge-offs$46,0001,264
Cash dividends$1,800,0001,196
Sale, conversion, retirement of capital stock, net$0519
Net operating income$9,640,740933
2022-06-30 (YTD Data)Rank
Total interest income$20,240,000823
Total interest expense$890,0001,251
Net interest income$19,350,000809
Provision for loan and lease losses$02,599
Total noninterest income$8,972,000508
Gross Fiduciary activities income$1,914,000270
Service charges on deposit accounts$1,774,000376
Trading account gains and feesNANA
Additional Noninterest Income$5,284,000573
Total noninterest expense$20,817,000621
Salaries and employee benefits$11,851,000625
Premises and equipment expense$2,661,000504
Additional noninterest expense$6,305,000632
Pre-tax net operating income$7,505,000888
Securities gains (losses)$-9,176,0004,740
Applicable income taxes$-629,0004,734
Income before extraordinary items$-1,042,0004,708
Extraordinary gains, net$04
Net income$-1,042,0004,708
Minority interest net income$060
Net income of bank and minority interests.$-1,042,0004,708
Net charge-offs$43,0001,030
Cash dividends$1,800,000906
Sale, conversion, retirement of capital stock, net$0494
Net operating income$6,207,040894
2022-03-31 (YTD Data)Rank
Total interest income$9,789,000825
Total interest expense$344,0001,490
Net interest income$9,445,000806
Provision for loan and lease losses$150,000763
Total noninterest income$4,201,000546
Gross Fiduciary activities income$942,000276
Service charges on deposit accounts$859,000382
Trading account gains and feesNANA
Additional Noninterest Income$2,400,000624
Total noninterest expense$10,121,000652
Salaries and employee benefits$5,894,000642
Premises and equipment expense$1,317,000519
Additional noninterest expense$2,910,000663
Pre-tax net operating income$3,375,000926
Securities gains (losses)$-239,0004,619
Applicable income taxes$779,000757
Income before extraordinary items$2,357,0001,065
Extraordinary gains, net$04
Net income$2,357,0001,062
Minority interest net income$050
Net income of bank and minority interests.$2,357,0001,065
Net charge-offs$15,0001,053
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,545,8101,018
2021-12-31 (YTD Data)Rank
Total interest income$39,962,000829
Total interest expense$2,055,0001,303
Net interest income$37,907,000806
Provision for loan and lease losses$300,0001,389
Total noninterest income$17,853,000559
Gross Fiduciary activities income$3,442,000286
Service charges on deposit accounts$3,274,000376
Trading account gains and feesNANA
Additional Noninterest Income$11,137,000624
Total noninterest expense$43,073,000613
Salaries and employee benefits$26,063,000570
Premises and equipment expense$5,296,000505
Additional noninterest expense$11,714,000678
Pre-tax net operating income$12,387,0001,103
Securities gains (losses)$1,181,000193
Applicable income taxes$3,315,000808
Income before extraordinary items$10,253,0001,129
Extraordinary gains, net$010
Net income$10,253,0001,129
Minority interest net income$074
Net income of bank and minority interests.$10,253,0001,129
Net charge-offs$24,0001,997
Cash dividends$8,334,000550
Sale, conversion, retirement of capital stock, net$10,000561
Net operating income$9,320,0101,188
2021-09-30 (YTD Data)Rank
Total interest income$30,130,000847
Total interest expense$1,687,0001,273
Net interest income$28,443,000820
Provision for loan and lease losses$300,0001,152
Total noninterest income$13,414,000575
Gross Fiduciary activities income$2,539,000285
Service charges on deposit accounts$2,421,000383
Trading account gains and feesNANA
Additional Noninterest Income$8,454,000635
Total noninterest expense$31,390,000631
Salaries and employee benefits$19,053,000588
Premises and equipment expense$3,928,000520
Additional noninterest expense$8,409,000699
Pre-tax net operating income$10,167,0001,059
Securities gains (losses)$1,181,000178
Applicable income taxes$2,810,000779
Income before extraordinary items$8,538,0001,073
Extraordinary gains, net$08
Net income$8,538,0001,074
Minority interest net income$069
Net income of bank and minority interests.$8,538,0001,074
Net charge-offs$11,0001,949
Cash dividends$1,584,0001,338
Sale, conversion, retirement of capital stock, net$0543
Net operating income$7,605,0101,167
2021-06-30 (YTD Data)Rank
Total interest income$19,928,000844
Total interest expense$1,245,0001,205
Net interest income$18,683,000819
Provision for loan and lease losses$300,000865
Total noninterest income$9,057,000569
Gross Fiduciary activities income$1,664,000290
Service charges on deposit accounts$1,523,000383
Trading account gains and feesNANA
Additional Noninterest Income$5,870,000628
Total noninterest expense$20,230,000651
Salaries and employee benefits$12,354,000604
Premises and equipment expense$2,573,000531
Additional noninterest expense$5,303,000727
Pre-tax net operating income$7,210,0001,002
Securities gains (losses)$-3,0004,550
Applicable income taxes$1,780,000798
Income before extraordinary items$5,427,0001,112
Extraordinary gains, net$06
Net income$5,427,0001,113
Minority interest net income$067
Net income of bank and minority interests.$5,427,0001,113
Net charge-offs$-6,0003,611
Cash dividends$1,584,0001,020
Sale, conversion, retirement of capital stock, net$0517
Net operating income$5,429,3701,095
2021-03-31 (YTD Data)Rank
Total interest income$9,962,000835
Total interest expense$689,0001,148
Net interest income$9,273,000807
Provision for loan and lease losses$150,000937
Total noninterest income$4,531,000572
Gross Fiduciary activities income$813,000288
Service charges on deposit accounts$756,000382
Trading account gains and feesNANA
Additional Noninterest Income$2,962,000627
Total noninterest expense$9,997,000645
Salaries and employee benefits$6,029,000614
Premises and equipment expense$1,290,000529
Additional noninterest expense$2,678,000704
Pre-tax net operating income$3,657,000986
Securities gains (losses)$8,0001,119
Applicable income taxes$922,000791
Income before extraordinary items$2,743,0001,104
Extraordinary gains, net$03
Net income$2,743,0001,103
Minority interest net income$055
Net income of bank and minority interests.$2,743,0001,104
Net charge-offs$-12,0004,135
Cash dividends$624,0001,038
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,736,6801,076
2020-12-31 (YTD Data)Rank
Total interest income$41,409,000812
Total interest expense$4,362,0001,076
Net interest income$37,047,000778
Provision for loan and lease losses$1,439,0001,285
Total noninterest income$16,160,000573
Gross Fiduciary activities income$2,984,000289
Service charges on deposit accounts$3,433,000342
Trading account gains and feesNANA
Additional Noninterest Income$9,743,000651
Total noninterest expense$39,622,000637
Salaries and employee benefits$23,019,000615
Premises and equipment expense$4,983,000529
Additional noninterest expense$11,620,000655
Pre-tax net operating income$12,146,000901
Securities gains (losses)$02,675
Applicable income taxes$2,733,000746
Income before extraordinary items$9,413,0001,008
Extraordinary gains, net$04
Net income$9,413,0001,008
Minority interest net income$072
Net income of bank and minority interests.$9,413,0001,008
Net charge-offs$264,0001,364
Cash dividends$4,740,000797
Sale, conversion, retirement of capital stock, net$0566
Net operating income$9,413,000978
2020-09-30 (YTD Data)Rank
Total interest income$30,024,000841
Total interest expense$3,568,0001,056
Net interest income$26,456,000805
Provision for loan and lease losses$1,294,0001,169
Total noninterest income$12,100,000556
Gross Fiduciary activities income$2,234,000283
Service charges on deposit accounts$2,509,000342
Trading account gains and feesNANA
Additional Noninterest Income$7,357,000625
Total noninterest expense$29,315,000632
Salaries and employee benefits$17,523,000593
Premises and equipment expense$3,725,000526
Additional noninterest expense$8,067,000679
Pre-tax net operating income$7,947,000983
Securities gains (losses)$02,494
Applicable income taxes$1,725,000819
Income before extraordinary items$6,222,0001,072
Extraordinary gains, net$04
Net income$6,222,0001,072
Minority interest net income$065
Net income of bank and minority interests.$6,222,0001,072
Net charge-offs$227,0001,184
Cash dividends$3,756,000695
Sale, conversion, retirement of capital stock, net$0532
Net operating income$6,222,0001,049
2020-06-30 (YTD Data)Rank
Total interest income$20,427,000830
Total interest expense$2,634,0001,037
Net interest income$17,793,000796
Provision for loan and lease losses$832,0001,204
Total noninterest income$7,849,000541
Gross Fiduciary activities income$1,468,000290
Service charges on deposit accounts$1,790,000326
Trading account gains and feesNANA
Additional Noninterest Income$4,591,000603
Total noninterest expense$19,754,000617
Salaries and employee benefits$11,714,000580
Premises and equipment expense$2,515,000523
Additional noninterest expense$5,525,000649
Pre-tax net operating income$5,056,000942
Securities gains (losses)$02,249
Applicable income taxes$1,071,000786
Income before extraordinary items$3,985,0001,045
Extraordinary gains, net$04
Net income$3,985,0001,045
Minority interest net income$065
Net income of bank and minority interests.$3,985,0001,045
Net charge-offs$117,0001,284
Cash dividends$1,788,000884
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,985,0001,022
2020-03-31 (YTD Data)Rank
Total interest income$10,656,000795
Total interest expense$1,533,000998
Net interest income$9,123,000756
Provision for loan and lease losses$356,0001,087
Total noninterest income$3,516,000544
Gross Fiduciary activities income$736,000285
Service charges on deposit accounts$1,122,000307
Trading account gains and feesNANA
Additional Noninterest Income$1,658,000684
Total noninterest expense$10,315,000586
Salaries and employee benefits$5,874,000581
Premises and equipment expense$1,307,000509
Additional noninterest expense$3,134,000583
Pre-tax net operating income$1,968,0001,056
Securities gains (losses)$01,705
Applicable income taxes$379,000911
Income before extraordinary items$1,589,0001,133
Extraordinary gains, net$04
Net income$1,589,0001,132
Minority interest net income$056
Net income of bank and minority interests.$1,589,0001,133
Net charge-offs$76,0001,009
Cash dividends$876,000906
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,589,0001,111
2019-12-31 (YTD Data)Rank
Total interest income$43,821,000773
Total interest expense$6,645,000975
Net interest income$37,176,000736
Provision for loan and lease losses$779,0001,104
Total noninterest income$13,775,000559
Gross Fiduciary activities income$2,907,000285
Service charges on deposit accounts$5,218,000277
Trading account gains and fees$0135
Additional Noninterest Income$5,650,000759
Total noninterest expense$39,808,000589
Salaries and employee benefits$22,001,000595
Premises and equipment expense$5,066,000520
Additional noninterest expense$12,741,000563
Pre-tax net operating income$10,364,0001,032
Securities gains (losses)$1,705,000164
Applicable income taxes$2,500,000786
Income before extraordinary items$9,569,000968
Extraordinary gains, net$011
Net income$9,569,000969
Minority interest net income$076
Net income of bank and minority interests.$9,569,000969
Net charge-offs$280,0001,404
Cash dividends$7,220,000611
Sale, conversion, retirement of capital stock, net$0626
Net operating income$8,222,0501,071
2019-09-30 (YTD Data)Rank
Total interest income$33,029,000774
Total interest expense$5,098,000958
Net interest income$27,931,000741
Provision for loan and lease losses$747,000867
Total noninterest income$10,119,000563
Gross Fiduciary activities income$2,193,000282
Service charges on deposit accounts$3,876,000283
Trading account gains and fees$0129
Additional Noninterest Income$4,050,000782
Total noninterest expense$30,409,000577
Salaries and employee benefits$16,800,000589
Premises and equipment expense$3,831,000520
Additional noninterest expense$9,778,000549
Pre-tax net operating income$6,894,0001,144
Securities gains (losses)$1,705,000141
Applicable income taxes$1,668,000871
Income before extraordinary items$6,931,0001,015
Extraordinary gains, net$011
Net income$6,931,0001,016
Minority interest net income$072
Net income of bank and minority interests.$6,931,0001,016
Net charge-offs$207,0001,270
Cash dividends$6,920,000474
Sale, conversion, retirement of capital stock, net$0590
Net operating income$5,549,9501,185
2019-06-30 (YTD Data)Rank
Total interest income$22,015,000776
Total interest expense$3,396,000940
Net interest income$18,619,000741
Provision for loan and lease losses$597,000754
Total noninterest income$6,336,000575
Gross Fiduciary activities income$1,421,000290
Service charges on deposit accounts$2,499,000286
Trading account gains and fees$0131
Additional Noninterest Income$2,416,000819
Total noninterest expense$20,114,000578
Salaries and employee benefits$11,225,000589
Premises and equipment expense$2,510,000529
Additional noninterest expense$6,379,000560
Pre-tax net operating income$4,244,0001,180
Securities gains (losses)$407,000252
Applicable income taxes$785,0001,075
Income before extraordinary items$3,866,0001,141
Extraordinary gains, net$011
Net income$3,866,0001,141
Minority interest net income$069
Net income of bank and minority interests.$3,866,0001,141
Net charge-offs$164,0001,120
Cash dividends$5,600,000406
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,528,1901,204
2019-03-31 (YTD Data)Rank
Total interest income$11,093,000770
Total interest expense$1,735,000902
Net interest income$9,358,000736
Provision for loan and lease losses$353,000607
Total noninterest income$3,036,000581
Gross Fiduciary activities income$682,000294
Service charges on deposit accounts$1,237,000291
Trading account gains and fees$0126
Additional Noninterest Income$1,117,000832
Total noninterest expense$10,165,000568
Salaries and employee benefits$5,759,000563
Premises and equipment expense$1,275,000521
Additional noninterest expense$3,131,000557
Pre-tax net operating income$1,876,0001,270
Securities gains (losses)$01,087
Applicable income taxes$180,0001,681
Income before extraordinary items$1,696,0001,240
Extraordinary gains, net$05
Net income$1,696,0001,239
Minority interest net income$052
Net income of bank and minority interests.$1,696,0001,239
Net charge-offs$45,0001,268
Cash dividends$4,400,000296
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,696,0001,217
2018-12-31 (YTD Data)Rank
Total interest income$42,028,000757
Total interest expense$4,910,000935
Net interest income$37,118,000719
Provision for loan and lease losses$206,0002,332
Total noninterest income$12,369,000590
Gross Fiduciary activities income$2,806,000290
Service charges on deposit accounts$4,657,000313
Trading account gains and fees$0126
Additional Noninterest Income$4,906,000809
Total noninterest expense$38,988,000578
Salaries and employee benefits$22,534,000556
Premises and equipment expense$4,237,000594
Additional noninterest expense$12,217,000571
Pre-tax net operating income$10,293,0001,011
Securities gains (losses)$323,000169
Applicable income taxes$1,485,0001,056
Income before extraordinary items$9,131,000988
Extraordinary gains, net$06
Net income$9,131,000987
Minority interest net income$072
Net income of bank and minority interests.$9,131,000987
Net charge-offs$-255,0005,212
Cash dividends$5,678,000666
Sale, conversion, retirement of capital stock, net$248,000380
Net operating income$8,853,2201,022
2018-09-30 (YTD Data)Rank
Total interest income$31,011,000757
Total interest expense$3,476,000922
Net interest income$27,535,000723
Provision for loan and lease losses$185,0002,052
Total noninterest income$9,436,000586
Gross Fiduciary activities income$2,107,000289
Service charges on deposit accounts$3,478,000313
Trading account gains and fees$0138
Additional Noninterest Income$3,851,000798
Total noninterest expense$28,203,000601
Salaries and employee benefits$16,062,000583
Premises and equipment expense$3,040,000618
Additional noninterest expense$9,101,000564
Pre-tax net operating income$8,583,000949
Securities gains (losses)$233,000193
Applicable income taxes$1,461,000910
Income before extraordinary items$7,355,000940
Extraordinary gains, net$05
Net income$7,355,000938
Minority interest net income$066
Net income of bank and minority interests.$7,355,000939
Net charge-offs$-403,0005,363
Cash dividends$4,670,000573
Sale, conversion, retirement of capital stock, net$0633
Net operating income$7,161,610954
2018-06-30 (YTD Data)Rank
Total interest income$20,315,000756
Total interest expense$2,148,000931
Net interest income$18,167,000728
Provision for loan and lease losses$145,0001,865
Total noninterest income$6,376,000587
Gross Fiduciary activities income$1,375,000295
Service charges on deposit accounts$2,257,000317
Trading account gains and fees$0130
Additional Noninterest Income$2,744,000762
Total noninterest expense$18,639,000610
Salaries and employee benefits$10,621,000589
Premises and equipment expense$1,996,000630
Additional noninterest expense$6,022,000566
Pre-tax net operating income$5,759,000929
Securities gains (losses)$115,000225
Applicable income taxes$949,000911
Income before extraordinary items$4,925,000926
Extraordinary gains, net$06
Net income$4,925,000924
Minority interest net income$065
Net income of bank and minority interests.$4,925,000925
Net charge-offs$-437,0005,446
Cash dividends$3,350,000526
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,828,400931
2018-03-31 (YTD Data)Rank
Total interest income$10,010,000756
Total interest expense$1,017,000943
Net interest income$8,993,000726
Provision for loan and lease losses$121,0001,315
Total noninterest income$3,288,000564
Gross Fiduciary activities income$691,000298
Service charges on deposit accounts$1,081,000328
Trading account gains and fees$0123
Additional Noninterest Income$1,516,000702
Total noninterest expense$9,150,000636
Salaries and employee benefits$5,237,000606
Premises and equipment expense$997,000635
Additional noninterest expense$2,916,000586
Pre-tax net operating income$3,010,000866
Securities gains (losses)$115,000157
Applicable income taxes$504,000866
Income before extraordinary items$2,621,000840
Extraordinary gains, net$07
Net income$2,621,000840
Minority interest net income$052
Net income of bank and minority interests.$2,621,000840
Net charge-offs$-455,0005,556
Cash dividends$1,750,000475
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,524,400865
2017-12-31 (YTD Data)Rank
Total interest income$39,528,000720
Total interest expense$3,056,0001,068
Net interest income$36,472,000697
Provision for loan and lease losses$1,011,000879
Total noninterest income$12,153,000605
Gross Fiduciary activities income$2,559,000301
Service charges on deposit accounts$4,286,000338
Trading account gains and fees$0151
Additional Noninterest Income$5,308,000787
Total noninterest expense$34,853,000638
Salaries and employee benefits$19,685,000613
Premises and equipment expense$3,843,000647
Additional noninterest expense$11,325,000595
Pre-tax net operating income$12,761,000796
Securities gains (losses)$53,000868
Applicable income taxes$2,937,000975
Income before extraordinary items$9,877,000761
Extraordinary gains, net$09
Net income$9,877,000761
Minority interest net income$076
Net income of bank and minority interests.$9,877,000761
Net charge-offs$1,652,000474
Cash dividends$4,410,000751
Sale, conversion, retirement of capital stock, net$0711
Net operating income$9,836,190757
2017-09-30 (YTD Data)Rank
Total interest income$29,292,000728
Total interest expense$2,220,0001,076
Net interest income$27,072,000705
Provision for loan and lease losses$669,000961
Total noninterest income$8,746,000616
Gross Fiduciary activities income$1,869,000303
Service charges on deposit accounts$3,017,000363
Trading account gains and fees$0145
Additional Noninterest Income$3,860,000813
Total noninterest expense$26,324,000627
Salaries and employee benefits$15,248,000593
Premises and equipment expense$2,874,000660
Additional noninterest expense$8,202,000621
Pre-tax net operating income$8,825,000880
Securities gains (losses)$42,000955
Applicable income taxes$1,821,000977
Income before extraordinary items$7,046,000853
Extraordinary gains, net$09
Net income$7,046,000853
Minority interest net income$071
Net income of bank and minority interests.$7,046,000853
Net charge-offs$1,547,000363
Cash dividends$3,810,000631
Sale, conversion, retirement of capital stock, net$0677
Net operating income$7,012,820845
2017-06-30 (YTD Data)Rank
Total interest income$19,419,000730
Total interest expense$1,412,0001,103
Net interest income$18,007,000706
Provision for loan and lease losses$185,0001,625
Total noninterest income$5,721,000634
Gross Fiduciary activities income$1,259,000300
Service charges on deposit accounts$1,968,000365
Trading account gains and fees$0139
Additional Noninterest Income$2,494,000836
Total noninterest expense$17,559,000627
Salaries and employee benefits$10,192,000593
Premises and equipment expense$1,913,000653
Additional noninterest expense$5,454,000625
Pre-tax net operating income$5,984,000843
Securities gains (losses)$-14,0005,536
Applicable income taxes$1,152,0001,006
Income before extraordinary items$4,818,000825
Extraordinary gains, net$011
Net income$4,818,000824
Minority interest net income$071
Net income of bank and minority interests.$4,818,000825
Net charge-offs$922,000379
Cash dividends$2,360,000666
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,829,340810
2017-03-31 (YTD Data)Rank
Total interest income$9,662,000728
Total interest expense$683,0001,115
Net interest income$8,979,000699
Provision for loan and lease losses$13,0003,091
Total noninterest income$2,727,000639
Gross Fiduciary activities income$604,000308
Service charges on deposit accounts$984,000364
Trading account gains and fees$0142
Additional Noninterest Income$1,139,000873
Total noninterest expense$9,052,000615
Salaries and employee benefits$5,407,000575
Premises and equipment expense$963,000657
Additional noninterest expense$2,682,000632
Pre-tax net operating income$2,641,000917
Securities gains (losses)$-1,0005,454
Applicable income taxes$432,0001,185
Income before extraordinary items$2,208,000858
Extraordinary gains, net$08
Net income$2,208,000859
Minority interest net income$055
Net income of bank and minority interests.$2,208,000858
Net charge-offs$886,000240
Cash dividends$960,000770
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,208,840846
2016-12-31 (YTD Data)Rank
Total interest income$38,132,000707
Total interest expense$2,752,0001,049
Net interest income$35,380,000681
Provision for loan and lease losses$798,0001,109
Total noninterest income$11,623,000615
Gross Fiduciary activities income$2,043,000334
Service charges on deposit accounts$3,832,000373
Trading account gains and fees$0170
Additional Noninterest Income$5,748,000763
Total noninterest expense$36,820,000591
Salaries and employee benefits$19,969,000589
Premises and equipment expense$3,779,000658
Additional noninterest expense$13,072,000532
Pre-tax net operating income$9,385,000973
Securities gains (losses)$562,000389
Applicable income taxes$1,610,0001,215
Income before extraordinary items$8,337,000893
Extraordinary gains, net$05
Net income$8,337,000892
Minority interest net income$082
Net income of bank and minority interests.$8,337,000892
Net charge-offs$444,0001,172
Cash dividends$1,440,0001,748
Sale, conversion, retirement of capital stock, net$0759
Net operating income$7,864,920925
2016-09-30 (YTD Data)Rank
Total interest income$28,448,000706
Total interest expense$2,086,0001,038
Net interest income$26,362,000682
Provision for loan and lease losses$763,000846
Total noninterest income$8,356,000646
Gross Fiduciary activities income$1,542,000331
Service charges on deposit accounts$2,828,000377
Trading account gains and fees$0169
Additional Noninterest Income$3,986,000800
Total noninterest expense$27,904,000579
Salaries and employee benefits$14,899,000593
Premises and equipment expense$2,818,000659
Additional noninterest expense$10,187,000517
Pre-tax net operating income$6,051,0001,115
Securities gains (losses)$550,000355
Applicable income taxes$889,0001,526
Income before extraordinary items$5,712,000983
Extraordinary gains, net$05
Net income$5,712,000983
Minority interest net income$071
Net income of bank and minority interests.$5,712,000983
Net charge-offs$331,0001,062
Cash dividends$840,0001,837
Sale, conversion, retirement of capital stock, net$0719
Net operating income$5,233,5001,043
2016-06-30 (YTD Data)Rank
Total interest income$18,681,000716
Total interest expense$1,381,0001,039
Net interest income$17,300,000691
Provision for loan and lease losses$703,000648
Total noninterest income$5,353,000654
Gross Fiduciary activities income$1,038,000327
Service charges on deposit accounts$1,805,000388
Trading account gains and fees$0157
Additional Noninterest Income$2,510,000823
Total noninterest expense$19,217,000562
Salaries and employee benefits$9,876,000596
Premises and equipment expense$1,863,000665
Additional noninterest expense$7,478,000466
Pre-tax net operating income$2,733,0001,519
Securities gains (losses)$550,000258
Applicable income taxes$227,0002,385
Income before extraordinary items$3,056,0001,181
Extraordinary gains, net$016
Net income$3,056,0001,181
Minority interest net income$071
Net income of bank and minority interests.$3,056,0001,181
Net charge-offs$101,0001,612
Cash dividends$240,0002,718
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,544,5001,341
2016-03-31 (YTD Data)Rank
Total interest income$8,977,000746
Total interest expense$668,0001,075
Net interest income$8,309,000716
Provision for loan and lease losses$287,000735
Total noninterest income$2,483,000673
Gross Fiduciary activities income$490,000334
Service charges on deposit accounts$883,000388
Trading account gains and fees$0142
Additional Noninterest Income$1,110,000869
Total noninterest expense$9,960,000545
Salaries and employee benefits$4,751,000626
Premises and equipment expense$898,000699
Additional noninterest expense$4,311,000406
Pre-tax net operating income$545,0002,882
Securities gains (losses)$17,0001,296
Applicable income taxes$-265,0006,092
Income before extraordinary items$827,0001,933
Extraordinary gains, net$012
Net income$827,0001,933
Minority interest net income$062
Net income of bank and minority interests.$827,0001,933
Net charge-offs$-95,0005,870
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$810,0001,917
2015-12-31 (YTD Data)Rank
Total interest income$28,719,000900
Total interest expense$2,165,0001,285
Net interest income$26,554,000860
Provision for loan and lease losses$599,0001,202
Total noninterest income$10,387,000660
Gross Fiduciary activities income$2,002,000334
Service charges on deposit accounts$3,538,000391
Trading account gains and fees$0159
Additional Noninterest Income$4,847,000837
Total noninterest expense$27,910,000741
Salaries and employee benefits$15,444,000737
Premises and equipment expense$3,377,000727
Additional noninterest expense$9,089,000726
Pre-tax net operating income$8,432,0001,029
Securities gains (losses)$86,0001,253
Applicable income taxes$1,166,0001,454
Income before extraordinary items$7,352,000967
Extraordinary gains, net$023
Net income$7,352,000967
Minority interest net income$081
Net income of bank and minority interests.$7,352,000967
Net charge-offs$1,493,000496
Cash dividends$1,200,0001,904
Sale, conversion, retirement of capital stock, net$0804
Net operating income$7,278,040955
2015-09-30 (YTD Data)Rank
Total interest income$21,906,000886
Total interest expense$1,607,0001,309
Net interest income$20,299,000839
Provision for loan and lease losses$455,0001,107
Total noninterest income$7,927,000662
Gross Fiduciary activities income$1,520,000331
Service charges on deposit accounts$2,666,000394
Trading account gains and fees$0153
Additional Noninterest Income$3,741,000835
Total noninterest expense$21,528,000730
Salaries and employee benefits$12,179,000714
Premises and equipment expense$2,539,000739
Additional noninterest expense$6,810,000735
Pre-tax net operating income$6,243,0001,051
Securities gains (losses)$85,0001,129
Applicable income taxes$852,0001,521
Income before extraordinary items$5,476,000975
Extraordinary gains, net$021
Net income$5,476,000975
Minority interest net income$078
Net income of bank and minority interests.$5,476,000975
Net charge-offs$1,336,000384
Cash dividends$1,200,0001,412
Sale, conversion, retirement of capital stock, net$0773
Net operating income$5,402,050960
2015-06-30 (YTD Data)Rank
Total interest income$14,565,000884
Total interest expense$1,051,0001,337
Net interest income$13,514,000840
Provision for loan and lease losses$288,0001,190
Total noninterest income$5,230,000662
Gross Fiduciary activities income$1,029,000330
Service charges on deposit accounts$1,682,000407
Trading account gains and fees$0157
Additional Noninterest Income$2,519,000817
Total noninterest expense$14,396,000726
Salaries and employee benefits$8,168,000711
Premises and equipment expense$1,696,000743
Additional noninterest expense$4,532,000742
Pre-tax net operating income$4,060,0001,074
Securities gains (losses)$-1,0005,919
Applicable income taxes$484,0001,660
Income before extraordinary items$3,575,000994
Extraordinary gains, net$022
Net income$3,575,000994
Minority interest net income$075
Net income of bank and minority interests.$3,575,000994
Net charge-offs$804,000416
Cash dividends$960,0001,284
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,575,880963
2015-03-31 (YTD Data)Rank
Total interest income$7,153,000898
Total interest expense$513,0001,370
Net interest income$6,640,000848
Provision for loan and lease losses$130,0001,223
Total noninterest income$2,596,000649
Gross Fiduciary activities income$485,000339
Service charges on deposit accounts$798,000418
Trading account gains and fees$0152
Additional Noninterest Income$1,313,000754
Total noninterest expense$7,130,000729
Salaries and employee benefits$4,104,000715
Premises and equipment expense$861,000745
Additional noninterest expense$2,165,000759
Pre-tax net operating income$1,976,0001,073
Securities gains (losses)$02,027
Applicable income taxes$196,0001,842
Income before extraordinary items$1,780,000965
Extraordinary gains, net$013
Net income$1,780,000965
Minority interest net income$064
Net income of bank and minority interests.$1,780,000966
Net charge-offs$563,000315
Cash dividends$480,0001,162
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,780,000927
2014-12-31 (YTD Data)Rank
Total interest income$29,559,000848
Total interest expense$2,184,0001,335
Net interest income$27,375,000798
Provision for loan and lease losses$1,717,000535
Total noninterest income$10,078,000641
Gross Fiduciary activities income$1,906,000345
Service charges on deposit accounts$3,541,000404
Trading account gains and fees$0180
Additional Noninterest Income$4,631,000805
Total noninterest expense$28,047,000728
Salaries and employee benefits$15,428,000721
Premises and equipment expense$3,444,000720
Additional noninterest expense$9,175,000723
Pre-tax net operating income$7,689,0001,066
Securities gains (losses)$74,0001,465
Applicable income taxes$756,0001,819
Income before extraordinary items$7,007,000950
Extraordinary gains, net$017
Net income$7,007,000949
Minority interest net income$084
Net income of bank and minority interests.$7,007,000949
Net charge-offs$1,039,000867
Cash dividends$2,760,000992
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,940,400930
2014-09-30 (YTD Data)Rank
Total interest income$22,279,000847
Total interest expense$1,657,0001,331
Net interest income$20,622,000793
Provision for loan and lease losses$601,000982
Total noninterest income$7,547,000638
Gross Fiduciary activities income$1,426,000343
Service charges on deposit accounts$2,645,000409
Trading account gains and fees$0174
Additional Noninterest Income$3,476,000805
Total noninterest expense$21,024,000723
Salaries and employee benefits$11,690,000711
Premises and equipment expense$2,591,000719
Additional noninterest expense$6,743,000732
Pre-tax net operating income$6,544,000965
Securities gains (losses)$74,0001,200
Applicable income taxes$1,068,0001,252
Income before extraordinary items$5,550,000894
Extraordinary gains, net$015
Net income$5,550,000893
Minority interest net income$081
Net income of bank and minority interests.$5,550,000893
Net charge-offs$645,000952
Cash dividends$2,520,000777
Sale, conversion, retirement of capital stock, net$0819
Net operating income$5,487,840885
2014-06-30 (YTD Data)Rank
Total interest income$14,847,000845
Total interest expense$1,115,0001,326
Net interest income$13,732,000796
Provision for loan and lease losses$496,000864
Total noninterest income$5,051,000630
Gross Fiduciary activities income$951,000343
Service charges on deposit accounts$1,714,000411
Trading account gains and fees$0172
Additional Noninterest Income$2,386,000761
Total noninterest expense$13,939,000727
Salaries and employee benefits$7,746,000712
Premises and equipment expense$1,719,000723
Additional noninterest expense$4,474,000733
Pre-tax net operating income$4,348,000939
Securities gains (losses)$63,0001,043
Applicable income taxes$701,0001,254
Income before extraordinary items$3,710,000873
Extraordinary gains, net$020
Net income$3,710,000873
Minority interest net income$080
Net income of bank and minority interests.$3,710,000873
Net charge-offs$500,000874
Cash dividends$1,680,000755
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,657,080861
2014-03-31 (YTD Data)Rank
Total interest income$7,452,000840
Total interest expense$583,0001,287
Net interest income$6,869,000796
Provision for loan and lease losses$395,000551
Total noninterest income$2,524,000612
Gross Fiduciary activities income$442,000360
Service charges on deposit accounts$810,000422
Trading account gains and fees$0147
Additional Noninterest Income$1,272,000701
Total noninterest expense$6,921,000738
Salaries and employee benefits$3,894,000719
Premises and equipment expense$886,000723
Additional noninterest expense$2,141,000759
Pre-tax net operating income$2,077,000944
Securities gains (losses)$24,000901
Applicable income taxes$267,0001,445
Income before extraordinary items$1,834,000855
Extraordinary gains, net$016
Net income$1,834,000858
Minority interest net income$066
Net income of bank and minority interests.$1,834,000856
Net charge-offs$23,0002,396
Cash dividends$840,000709
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,813,120841
2013-12-31 (YTD Data)Rank
Total interest income$30,645,000813
Total interest expense$2,987,0001,132
Net interest income$27,658,000771
Provision for loan and lease losses$1,851,000659
Total noninterest income$9,904,000674
Gross Fiduciary activities income$1,622,000363
Service charges on deposit accounts$3,666,000407
Trading account gains and fees$0184
Additional Noninterest Income$4,616,000858
Total noninterest expense$27,704,000729
Salaries and employee benefits$15,919,000684
Premises and equipment expense$3,216,000751
Additional noninterest expense$8,569,000799
Pre-tax net operating income$8,007,000960
Securities gains (losses)$190,000922
Applicable income taxes$1,247,0001,275
Income before extraordinary items$6,950,000902
Extraordinary gains, net$029
Net income$6,950,000903
Minority interest net income$090
Net income of bank and minority interests.$6,950,000903
Net charge-offs$1,836,000807
Cash dividends$3,240,000823
Sale, conversion, retirement of capital stock, net$0924
Net operating income$6,788,500895
2013-09-30 (YTD Data)Rank
Total interest income$23,052,000808
Total interest expense$2,336,0001,113
Net interest income$20,716,000770
Provision for loan and lease losses$1,017,000869
Total noninterest income$7,313,000697
Gross Fiduciary activities income$1,195,000363
Service charges on deposit accounts$2,741,000405
Trading account gains and fees$0180
Additional Noninterest Income$3,377,000900
Total noninterest expense$20,189,000760
Salaries and employee benefits$11,691,000705
Premises and equipment expense$2,413,000754
Additional noninterest expense$6,085,000835
Pre-tax net operating income$6,823,000863
Securities gains (losses)$157,000939
Applicable income taxes$1,246,0001,071
Income before extraordinary items$5,734,000831
Extraordinary gains, net$025
Net income$5,734,000833
Minority interest net income$084
Net income of bank and minority interests.$5,734,000833
Net charge-offs$1,457,000757
Cash dividends$2,280,000785
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,605,260831
2013-06-30 (YTD Data)Rank
Total interest income$15,371,000804
Total interest expense$1,598,0001,119
Net interest income$13,773,000767
Provision for loan and lease losses$675,000900
Total noninterest income$4,851,000711
Gross Fiduciary activities income$774,000374
Service charges on deposit accounts$1,736,000416
Trading account gains and fees$0157
Additional Noninterest Income$2,341,000879
Total noninterest expense$13,397,000765
Salaries and employee benefits$7,855,000700
Premises and equipment expense$1,613,000759
Additional noninterest expense$3,929,000864
Pre-tax net operating income$4,552,000844
Securities gains (losses)$127,000961
Applicable income taxes$852,0001,052
Income before extraordinary items$3,827,000814
Extraordinary gains, net$022
Net income$3,827,000814
Minority interest net income$082
Net income of bank and minority interests.$3,827,000816
Net charge-offs$1,091,000716
Cash dividends$1,440,000818
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,722,860808
2013-03-31 (YTD Data)Rank
Total interest income$7,621,000816
Total interest expense$814,0001,135
Net interest income$6,807,000774
Provision for loan and lease losses$343,000908
Total noninterest income$2,349,000729
Gross Fiduciary activities income$356,000387
Service charges on deposit accounts$840,000419
Trading account gains and fees$0148
Additional Noninterest Income$1,153,000890
Total noninterest expense$6,555,000783
Salaries and employee benefits$3,938,000707
Premises and equipment expense$809,000764
Additional noninterest expense$1,808,000942
Pre-tax net operating income$2,258,000833
Securities gains (losses)$62,000838
Applicable income taxes$481,000952
Income before extraordinary items$1,839,000836
Extraordinary gains, net$010
Net income$1,839,000837
Minority interest net income$076
Net income of bank and minority interests.$1,839,000838
Net charge-offs$378,000906
Cash dividends$600,000809
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,790,020816
2012-12-31 (YTD Data)Rank
Total interest income$31,079,000838
Total interest expense$4,009,0001,109
Net interest income$27,070,000797
Provision for loan and lease losses$2,212,000987
Total noninterest income$9,605,000709
Gross Fiduciary activities income$1,489,000365
Service charges on deposit accounts$3,778,000391
Trading account gains and fees$0166
Additional Noninterest Income$4,338,000912
Total noninterest expense$26,749,000754
Salaries and employee benefits$15,342,000683
Premises and equipment expense$3,102,000777
Additional noninterest expense$8,305,000846
Pre-tax net operating income$7,714,000918
Securities gains (losses)$418,0001,076
Applicable income taxes$1,295,0001,225
Income before extraordinary items$6,837,000874
Extraordinary gains, net$029
Net income$6,837,000874
Minority interest net income$093
Net income of bank and minority interests.$6,837,000874
Net charge-offs$1,372,0001,478
Cash dividends$1,848,0001,295
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$6,485,880861
2012-09-30 (YTD Data)Rank
Total interest income$23,552,000849
Total interest expense$3,131,0001,125
Net interest income$20,421,000800
Provision for loan and lease losses$1,723,000977
Total noninterest income$7,329,000690
Gross Fiduciary activities income$1,139,000357
Service charges on deposit accounts$2,797,000401
Trading account gains and fees$0157
Additional Noninterest Income$3,393,000853
Total noninterest expense$19,527,000771
Salaries and employee benefits$11,052,000700
Premises and equipment expense$2,310,000788
Additional noninterest expense$6,165,000850
Pre-tax net operating income$6,500,000864
Securities gains (losses)$330,0001,033
Applicable income taxes$1,421,000949
Income before extraordinary items$5,409,000840
Extraordinary gains, net$020
Net income$5,409,000838
Minority interest net income$086
Net income of bank and minority interests.$5,409,000840
Net charge-offs$1,063,0001,400
Cash dividends$1,248,0001,143
Sale, conversion, retirement of capital stock, net$0952
Net operating income$5,148,300825
2012-06-30 (YTD Data)Rank
Total interest income$15,778,000850
Total interest expense$2,178,0001,125
Net interest income$13,600,000810
Provision for loan and lease losses$1,241,000922
Total noninterest income$4,605,000728
Gross Fiduciary activities income$795,000356
Service charges on deposit accounts$1,790,000414
Trading account gains and fees$0153
Additional Noninterest Income$2,020,000907
Total noninterest expense$12,906,000778
Salaries and employee benefits$7,263,000706
Premises and equipment expense$1,524,000796
Additional noninterest expense$4,119,000843
Pre-tax net operating income$4,058,000898
Securities gains (losses)$317,000818
Applicable income taxes$845,0001,021
Income before extraordinary items$3,530,000857
Extraordinary gains, net$019
Net income$3,530,000855
Minority interest net income$084
Net income of bank and minority interests.$3,530,000857
Net charge-offs$867,0001,269
Cash dividends$648,0001,355
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,273,230873
2012-03-31 (YTD Data)Rank
Total interest income$7,883,000851
Total interest expense$1,163,0001,093
Net interest income$6,720,000815
Provision for loan and lease losses$709,000814
Total noninterest income$2,245,000728
Gross Fiduciary activities income$383,000357
Service charges on deposit accounts$871,000417
Trading account gains and fees$0148
Additional Noninterest Income$991,000907
Total noninterest expense$6,349,000786
Salaries and employee benefits$3,588,000725
Premises and equipment expense$759,000791
Additional noninterest expense$2,002,000846
Pre-tax net operating income$1,907,000929
Securities gains (losses)$17,0001,644
Applicable income taxes$293,0001,322
Income before extraordinary items$1,631,000915
Extraordinary gains, net$019
Net income$1,631,000916
Minority interest net income$078
Net income of bank and minority interests.$1,631,000916
Net charge-offs$479,0001,128
Cash dividends$324,0001,218
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,616,550874
2011-12-31 (YTD Data)Rank
Total interest income$32,520,000858
Total interest expense$6,562,000925
Net interest income$25,958,000843
Provision for loan and lease losses$3,737,0001,005
Total noninterest income$9,494,000641
Gross Fiduciary activities income$1,537,000315
Service charges on deposit accounts$3,881,000397
Trading account gains and fees$0146
Additional Noninterest Income$4,076,000833
Total noninterest expense$24,725,000800
Salaries and employee benefits$13,712,000720
Premises and equipment expense$2,963,000851
Additional noninterest expense$8,050,000887
Pre-tax net operating income$6,990,000869
Securities gains (losses)$72,0002,311
Applicable income taxes$1,357,0001,072
Income before extraordinary items$5,705,000881
Extraordinary gains, net$029
Net income$5,705,000880
Minority interest net income$096
Net income of bank and minority interests.$5,705,000881
Net charge-offs$3,459,0001,085
Cash dividends$1,902,0001,008
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$5,646,680856
2011-09-30 (YTD Data)Rank
Total interest income$24,465,000868
Total interest expense$5,264,000896
Net interest income$19,201,000866
Provision for loan and lease losses$2,599,0001,042
Total noninterest income$6,989,000658
Gross Fiduciary activities income$1,146,000318
Service charges on deposit accounts$2,890,000403
Trading account gains and fees$0145
Additional Noninterest Income$2,953,000842
Total noninterest expense$18,189,000814
Salaries and employee benefits$10,130,000737
Premises and equipment expense$2,168,000880
Additional noninterest expense$5,891,000895
Pre-tax net operating income$5,402,000866
Securities gains (losses)$71,0002,065
Applicable income taxes$1,028,0001,064
Income before extraordinary items$4,445,000869
Extraordinary gains, net$021
Net income$4,445,000868
Minority interest net income$087
Net income of bank and minority interests.$4,445,000869
Net charge-offs$1,448,0001,531
Cash dividends$1,206,000992
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$4,387,490835
2011-06-30 (YTD Data)Rank
Total interest income$16,392,000873
Total interest expense$3,716,000877
Net interest income$12,676,000874
Provision for loan and lease losses$1,724,0001,020
Total noninterest income$4,672,000647
Gross Fiduciary activities income$801,000313
Service charges on deposit accounts$1,850,000415
Trading account gains and fees$0153
Additional Noninterest Income$2,021,000830
Total noninterest expense$12,204,000821
Salaries and employee benefits$6,745,000733
Premises and equipment expense$1,462,000878
Additional noninterest expense$3,997,000910
Pre-tax net operating income$3,420,000880
Securities gains (losses)$50,0001,598
Applicable income taxes$567,0001,206
Income before extraordinary items$2,903,000858
Extraordinary gains, net$015
Net income$2,903,000857
Minority interest net income$089
Net income of bank and minority interests.$2,903,000858
Net charge-offs$576,0001,997
Cash dividends$654,0001,158
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,861,000843
2011-03-31 (YTD Data)Rank
Total interest income$8,170,000885
Total interest expense$1,954,000863
Net interest income$6,216,000885
Provision for loan and lease losses$606,0001,242
Total noninterest income$2,196,000688
Gross Fiduciary activities income$375,000327
Service charges on deposit accounts$896,000423
Trading account gains and fees$0158
Additional Noninterest Income$925,000875
Total noninterest expense$6,168,000817
Salaries and employee benefits$3,364,000740
Premises and equipment expense$734,000900
Additional noninterest expense$2,070,000864
Pre-tax net operating income$1,638,000929
Securities gains (losses)$35,000882
Applicable income taxes$428,000840
Income before extraordinary items$1,245,000969
Extraordinary gains, net$09
Net income$1,245,000969
Minority interest net income$086
Net income of bank and minority interests.$1,245,000969
Net charge-offs$319,0001,689
Cash dividends$150,0001,610
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,219,100972
2010-12-31 (YTD Data)Rank
Total interest income$32,915,000929
Total interest expense$8,761,000949
Net interest income$24,154,000913
Provision for loan and lease losses$3,518,0001,454
Total noninterest income$10,418,000619
Gross Fiduciary activities income$1,615,000303
Service charges on deposit accounts$3,971,000393
Trading account gains and fees$0175
Additional Noninterest Income$4,832,000766
Total noninterest expense$23,603,000849
Salaries and employee benefits$12,784,000760
Premises and equipment expense$2,882,000894
Additional noninterest expense$7,937,000931
Pre-tax net operating income$7,451,000726
Securities gains (losses)$64,0002,500
Applicable income taxes$2,311,000660
Income before extraordinary items$5,204,000847
Extraordinary gains, net$029
Net income$5,204,000847
Minority interest net income$0111
Net income of bank and minority interests.$5,204,000848
Net charge-offs$2,874,0001,502
Cash dividends$792,0001,778
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$5,159,840823
2010-09-30 (YTD Data)Rank
Total interest income$24,626,000950
Total interest expense$6,677,000973
Net interest income$17,949,000929
Provision for loan and lease losses$2,065,0001,621
Total noninterest income$7,588,000610
Gross Fiduciary activities income$1,193,000306
Service charges on deposit accounts$2,942,000395
Trading account gains and fees$0165
Additional Noninterest Income$3,453,000743
Total noninterest expense$17,657,000845
Salaries and employee benefits$9,705,000741
Premises and equipment expense$2,165,000892
Additional noninterest expense$5,787,000921
Pre-tax net operating income$5,815,000718
Securities gains (losses)$24,0002,816
Applicable income taxes$1,810,000643
Income before extraordinary items$4,029,000860
Extraordinary gains, net$023
Net income$4,029,000861
Minority interest net income$0110
Net income of bank and minority interests.$4,029,000861
Net charge-offs$1,769,0001,627
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$4,012,440819
2010-06-30 (YTD Data)Rank
Total interest income$16,420,000957
Total interest expense$4,492,000999
Net interest income$11,928,000932
Provision for loan and lease losses$1,241,0001,710
Total noninterest income$4,626,000647
Gross Fiduciary activities income$796,000304
Service charges on deposit accounts$1,882,000407
Trading account gains and fees$0152
Additional Noninterest Income$1,948,000817
Total noninterest expense$11,622,000855
Salaries and employee benefits$6,383,000748
Premises and equipment expense$1,430,000918
Additional noninterest expense$3,809,000932
Pre-tax net operating income$3,691,000749
Securities gains (losses)$15,0002,470
Applicable income taxes$1,150,000642
Income before extraordinary items$2,556,000872
Extraordinary gains, net$019
Net income$2,556,000872
Minority interest net income$0105
Net income of bank and minority interests.$2,556,000873
Net charge-offs$969,0001,762
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,545,650844
2010-03-31 (YTD Data)Rank
Total interest income$8,209,000980
Total interest expense$2,270,0001,034
Net interest income$5,939,000941
Provision for loan and lease losses$634,0001,563
Total noninterest income$2,202,000660
Gross Fiduciary activities income$379,000315
Service charges on deposit accounts$891,000425
Trading account gains and fees$0175
Additional Noninterest Income$932,000846
Total noninterest expense$5,678,000876
Salaries and employee benefits$3,167,000768
Premises and equipment expense$719,000941
Additional noninterest expense$1,792,000981
Pre-tax net operating income$1,829,000742
Securities gains (losses)$15,0001,604
Applicable income taxes$596,000619
Income before extraordinary items$1,248,000880
Extraordinary gains, net$016
Net income$1,248,000882
Minority interest net income$091
Net income of bank and minority interests.$1,248,000884
Net charge-offs$624,0001,418
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,237,800860
2009-12-31 (YTD Data)Rank
Total interest income$29,164,0001,171
Total interest expense$9,140,0001,302
Net interest income$20,024,0001,091
Provision for loan and lease losses$5,354,0001,357
Total noninterest income$9,572,000667
Gross Fiduciary activities income$1,283,000332
Service charges on deposit accounts$3,915,000425
Trading account gains and fees$0211
Additional Noninterest Income$4,374,000791
Total noninterest expense$21,478,000975
Salaries and employee benefits$11,063,000893
Premises and equipment expense$2,518,0001,083
Additional noninterest expense$7,897,000993
Pre-tax net operating income$2,764,0001,444
Securities gains (losses)$2,481,000226
Applicable income taxes$1,392,000748
Income before extraordinary items$3,853,000899
Extraordinary gains, net$034
Net income$3,853,000898
Minority interest net income$0115
Net income of bank and minority interests.$3,853,000898
Net charge-offs$3,469,0001,470
Cash dividends$1,404,0001,255
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,041,8701,590
2009-09-30 (YTD Data)Rank
Total interest income$21,597,0001,220
Total interest expense$6,889,0001,365
Net interest income$14,708,0001,117
Provision for loan and lease losses$2,557,0001,638
Total noninterest income$7,160,000670
Gross Fiduciary activities income$940,000336
Service charges on deposit accounts$2,826,000440
Trading account gains and fees$0212
Additional Noninterest Income$3,394,000788
Total noninterest expense$15,361,0001,004
Salaries and employee benefits$8,103,000922
Premises and equipment expense$1,825,0001,136
Additional noninterest expense$5,433,0001,038
Pre-tax net operating income$3,950,000855
Securities gains (losses)$1,568,000253
Applicable income taxes$1,623,000558
Income before extraordinary items$3,895,000694
Extraordinary gains, net$027
Net income$3,895,000694
Minority interest net income$0118
Net income of bank and minority interests.$3,895,000696
Net charge-offs$1,768,0001,622
Cash dividends$1,104,0001,147
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,781,720957
2009-06-30 (YTD Data)Rank
Total interest income$14,563,0001,228
Total interest expense$4,713,0001,409
Net interest income$9,850,0001,127
Provision for loan and lease losses$1,400,0001,703
Total noninterest income$4,942,000655
Gross Fiduciary activities income$634,000338
Service charges on deposit accounts$1,789,000463
Trading account gains and fees$0193
Additional Noninterest Income$2,519,000734
Total noninterest expense$10,429,0001,011
Salaries and employee benefits$5,450,000933
Premises and equipment expense$1,229,0001,143
Additional noninterest expense$3,750,0001,024
Pre-tax net operating income$2,963,000786
Securities gains (losses)$570,000455
Applicable income taxes$1,029,000597
Income before extraordinary items$2,504,000737
Extraordinary gains, net$021
Net income$2,504,000732
Minority interest net income$0112
Net income of bank and minority interests.$2,504,000737
Net charge-offs$1,412,0001,383
Cash dividends$804,0001,119
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,099,300868
2009-03-31 (YTD Data)Rank
Total interest income$7,422,0001,213
Total interest expense$2,419,0001,424
Net interest income$5,003,0001,096
Provision for loan and lease losses$319,0002,227
Total noninterest income$2,251,000687
Gross Fiduciary activities income$302,000345
Service charges on deposit accounts$836,000483
Trading account gains and fees$0171
Additional Noninterest Income$1,113,000774
Total noninterest expense$5,136,000981
Salaries and employee benefits$2,762,000931
Premises and equipment expense$624,0001,151
Additional noninterest expense$1,750,000960
Pre-tax net operating income$1,799,000692
Securities gains (losses)$197,000678
Applicable income taxes$609,000542
Income before extraordinary items$1,387,000745
Extraordinary gains, net$015
Net income$1,387,000745
Minority interest net income$0102
Net income of bank and minority interests.$1,387,000747
Net charge-offs$209,0002,095
Cash dividends$504,000849
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,251,070779
2008-12-31 (YTD Data)Rank
Total interest income$32,238,0001,187
Total interest expense$12,954,0001,258
Net interest income$19,284,0001,147
Provision for loan and lease losses$1,589,0002,083
Total noninterest income$8,186,000697
Gross Fiduciary activities income$1,418,000329
Service charges on deposit accounts$3,650,000473
Trading account gains and fees$0154
Additional Noninterest Income$3,118,000934
Total noninterest expense$19,348,0001,024
Salaries and employee benefits$10,233,000968
Premises and equipment expense$2,605,0001,074
Additional noninterest expense$6,510,000987
Pre-tax net operating income$6,533,000852
Securities gains (losses)$03,220
Applicable income taxes$1,520,000862
Income before extraordinary items$5,013,000810
Extraordinary gains, net$039
Net income$5,013,000810
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,212,0001,755
Cash dividends$2,016,0001,331
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$5,013,000872
2008-09-30 (YTD Data)Rank
Total interest income$24,473,0001,200
Total interest expense$10,124,0001,249
Net interest income$14,349,0001,181
Provision for loan and lease losses$932,0001,911
Total noninterest income$6,202,000730
Gross Fiduciary activities income$1,091,000329
Service charges on deposit accounts$2,692,000488
Trading account gains and fees$0148
Additional Noninterest Income$2,419,000961
Total noninterest expense$14,711,0001,008
Salaries and employee benefits$7,948,000967
Premises and equipment expense$2,008,0001,047
Additional noninterest expense$4,755,000963
Pre-tax net operating income$4,908,0001,040
Securities gains (losses)$03,106
Applicable income taxes$1,092,0001,079
Income before extraordinary items$3,816,000958
Extraordinary gains, net$031
Net income$3,816,000957
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$818,0001,470
Cash dividends$1,512,0001,293
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,816,0001,021
2008-06-30 (YTD Data)Rank
Total interest income$16,399,0001,207
Total interest expense$6,957,0001,255
Net interest income$9,442,0001,178
Provision for loan and lease losses$719,0001,504
Total noninterest income$4,066,000758
Gross Fiduciary activities income$701,000342
Service charges on deposit accounts$1,710,000496
Trading account gains and fees$0149
Additional Noninterest Income$1,655,000972
Total noninterest expense$9,778,0001,006
Salaries and employee benefits$5,282,000979
Premises and equipment expense$1,358,0001,025
Additional noninterest expense$3,138,000943
Pre-tax net operating income$3,011,0001,184
Securities gains (losses)$03,233
Applicable income taxes$558,0001,477
Income before extraordinary items$2,453,0001,116
Extraordinary gains, net$021
Net income$2,453,0001,116
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$783,000991
Cash dividends$1,009,0001,374
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,453,0001,104
2008-03-31 (YTD Data)Rank
Total interest income$8,480,0001,198
Total interest expense$3,743,0001,253
Net interest income$4,737,0001,156
Provision for loan and lease losses$193,0001,860
Total noninterest income$1,980,000756
Gross Fiduciary activities income$316,000369
Service charges on deposit accounts$807,000517
Trading account gains and fees$0158
Additional Noninterest Income$857,000951
Total noninterest expense$4,856,0001,000
Salaries and employee benefits$2,638,000994
Premises and equipment expense$680,0001,025
Additional noninterest expense$1,538,000936
Pre-tax net operating income$1,668,0001,138
Securities gains (losses)$02,688
Applicable income taxes$230,0001,787
Income before extraordinary items$1,438,0001,045
Extraordinary gains, net$015
Net income$1,438,0001,048
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0003,413
Cash dividends$504,0001,325
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,438,0001,007
2007-12-31 (YTD Data)Rank
Total interest income$34,617,0001,215
Total interest expense$17,070,0001,157
Net interest income$17,547,0001,272
Provision for loan and lease losses$613,0002,017
Total noninterest income$8,262,000723
Gross Fiduciary activities income$1,362,000351
Service charges on deposit accounts$3,205,000541
Trading account gains and fees$0178
Additional Noninterest Income$3,695,000872
Total noninterest expense$18,264,0001,021
Salaries and employee benefits$9,943,0001,013
Premises and equipment expense$2,539,0001,044
Additional noninterest expense$5,782,000979
Pre-tax net operating income$6,932,0001,229
Securities gains (losses)$117,000572
Applicable income taxes$2,042,0001,121
Income before extraordinary items$5,007,0001,279
Extraordinary gains, net$039
Net income$5,007,0001,278
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$413,0001,915
Cash dividends$2,016,0001,587
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,923,9301,292
2007-09-30 (YTD Data)Rank
Total interest income$26,042,0001,218
Total interest expense$13,000,0001,132
Net interest income$13,042,0001,285
Provision for loan and lease losses$481,0001,621
Total noninterest income$6,217,000720
Gross Fiduciary activities income$1,012,000347
Service charges on deposit accounts$2,260,000573
Trading account gains and fees$0184
Additional Noninterest Income$2,945,000838
Total noninterest expense$13,699,0001,014
Salaries and employee benefits$7,552,000991
Premises and equipment expense$1,924,0001,013
Additional noninterest expense$4,223,000979
Pre-tax net operating income$5,079,0001,346
Securities gains (losses)$01,655
Applicable income taxes$1,469,0001,243
Income before extraordinary items$3,610,0001,415
Extraordinary gains, net$033
Net income$3,610,0001,413
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$324,0001,462
Cash dividends$1,512,0001,483
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,610,0001,401
2007-06-30 (YTD Data)Rank
Total interest income$17,325,0001,236
Total interest expense$8,698,0001,133
Net interest income$8,627,0001,317
Provision for loan and lease losses$415,0001,199
Total noninterest income$4,099,000752
Gross Fiduciary activities income$660,000356
Service charges on deposit accounts$1,418,000606
Trading account gains and fees$0168
Additional Noninterest Income$2,021,000845
Total noninterest expense$9,059,0001,044
Salaries and employee benefits$4,954,0001,025
Premises and equipment expense$1,274,0001,027
Additional noninterest expense$2,831,000985
Pre-tax net operating income$3,252,0001,440
Securities gains (losses)$01,444
Applicable income taxes$931,0001,340
Income before extraordinary items$2,321,0001,505
Extraordinary gains, net$029
Net income$2,321,0001,503
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$123,0001,840
Cash dividends$1,008,0001,497
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,321,0001,486
2007-03-31 (YTD Data)Rank
Total interest income$8,671,0001,222
Total interest expense$4,403,0001,104
Net interest income$4,268,0001,339
Provision for loan and lease losses$244,000989
Total noninterest income$1,573,000911
Gross Fiduciary activities income$295,000384
Service charges on deposit accounts$665,000631
Trading account gains and fees$0195
Additional Noninterest Income$613,0001,181
Total noninterest expense$4,449,0001,057
Salaries and employee benefits$2,445,0001,046
Premises and equipment expense$637,0001,038
Additional noninterest expense$1,367,0001,004
Pre-tax net operating income$1,148,0001,936
Securities gains (losses)$01,187
Applicable income taxes$279,0001,947
Income before extraordinary items$869,0001,927
Extraordinary gains, net$022
Net income$869,0001,927
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$102,0001,168
Cash dividends$504,0001,369
Sale, conversion, retirement of capital stock, net$0885
Net operating income$869,0001,917
2006-12-31 (YTD Data)Rank
Total interest income$33,004,0001,193
Total interest expense$15,780,0001,059
Net interest income$17,224,0001,328
Provision for loan and lease losses$800,0001,275
Total noninterest income$6,747,000860
Gross Fiduciary activities income$1,410,000332
Service charges on deposit accounts$2,841,000597
Trading account gains and fees$0130
Additional Noninterest Income$2,496,0001,136
Total noninterest expense$16,659,0001,075
Salaries and employee benefits$8,886,0001,088
Premises and equipment expense$2,649,000943
Additional noninterest expense$5,124,0001,037
Pre-tax net operating income$6,512,0001,491
Securities gains (losses)$01,687
Applicable income taxes$1,926,0001,375
Income before extraordinary items$4,586,0001,578
Extraordinary gains, net$051
Net income$4,586,0001,579
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$906,000750
Cash dividends$2,016,0001,518
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,586,0001,566
2006-09-30 (YTD Data)Rank
Total interest income$24,395,0001,213
Total interest expense$11,466,0001,065
Net interest income$12,929,0001,338
Provision for loan and lease losses$589,0001,229
Total noninterest income$4,976,000881
Gross Fiduciary activities income$999,000342
Service charges on deposit accounts$2,099,000612
Trading account gains and fees$0126
Additional Noninterest Income$1,878,0001,150
Total noninterest expense$12,762,0001,062
Salaries and employee benefits$6,988,0001,045
Premises and equipment expense$1,984,000953
Additional noninterest expense$3,790,0001,069
Pre-tax net operating income$4,554,0001,632
Securities gains (losses)$01,388
Applicable income taxes$1,313,0001,537
Income before extraordinary items$3,241,0001,719
Extraordinary gains, net$045
Net income$3,241,0001,720
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$315,0001,113
Cash dividends$1,512,0001,423
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,241,0001,707
2006-06-30 (YTD Data)Rank
Total interest income$15,960,0001,221
Total interest expense$7,291,0001,049
Net interest income$8,669,0001,332
Provision for loan and lease losses$376,0001,219
Total noninterest income$3,259,000887
Gross Fiduciary activities income$630,000356
Service charges on deposit accounts$1,337,000646
Trading account gains and fees$0126
Additional Noninterest Income$1,292,0001,117
Total noninterest expense$8,451,0001,070
Salaries and employee benefits$4,562,0001,075
Premises and equipment expense$1,337,000946
Additional noninterest expense$2,552,0001,061
Pre-tax net operating income$3,101,0001,604
Securities gains (losses)$01,185
Applicable income taxes$899,0001,522
Income before extraordinary items$2,202,0001,654
Extraordinary gains, net$039
Net income$2,202,0001,655
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$144,0001,373
Cash dividends$1,008,0001,408
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,202,0001,640
2006-03-31 (YTD Data)Rank
Total interest income$7,826,0001,222
Total interest expense$3,533,0001,023
Net interest income$4,293,0001,337
Provision for loan and lease losses$178,0001,250
Total noninterest income$1,476,000950
Gross Fiduciary activities income$288,000368
Service charges on deposit accounts$628,000663
Trading account gains and fees$0115
Additional Noninterest Income$560,0001,231
Total noninterest expense$4,366,0001,034
Salaries and employee benefits$2,399,0001,023
Premises and equipment expense$686,000924
Additional noninterest expense$1,281,0001,044
Pre-tax net operating income$1,225,0001,937
Securities gains (losses)$0955
Applicable income taxes$317,0001,946
Income before extraordinary items$908,0001,958
Extraordinary gains, net$021
Net income$908,0001,957
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0001,171
Cash dividends$504,0001,310
Sale, conversion, retirement of capital stock, net$0648
Net operating income$908,0001,937
2005-12-31 (YTD Data)Rank
Total interest income$28,291,0001,172
Total interest expense$10,737,0001,041
Net interest income$17,554,0001,236
Provision for loan and lease losses$708,0001,411
Total noninterest income$6,971,000827
Gross Fiduciary activities income$1,263,000353
Service charges on deposit accounts$2,719,000634
Trading account gains and fees$0138
Additional Noninterest Income$2,989,0001,014
Total noninterest expense$16,905,0001,009
Salaries and employee benefits$9,094,0001,017
Premises and equipment expense$2,760,000854
Additional noninterest expense$5,051,0001,029
Pre-tax net operating income$6,912,0001,386
Securities gains (losses)$02,296
Applicable income taxes$1,919,0001,412
Income before extraordinary items$4,993,0001,421
Extraordinary gains, net$046
Net income$4,993,0001,421
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$649,000945
Cash dividends$2,016,0001,436
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,993,0001,399
2005-09-30 (YTD Data)Rank
Total interest income$20,751,0001,164
Total interest expense$7,552,0001,047
Net interest income$13,199,0001,216
Provision for loan and lease losses$547,0001,296
Total noninterest income$5,349,000817
Gross Fiduciary activities income$948,000343
Service charges on deposit accounts$1,986,000646
Trading account gains and fees$0126
Additional Noninterest Income$2,415,000964
Total noninterest expense$12,851,000980
Salaries and employee benefits$7,044,000967
Premises and equipment expense$2,040,000861
Additional noninterest expense$3,767,0001,019
Pre-tax net operating income$5,150,0001,396
Securities gains (losses)$02,317
Applicable income taxes$1,461,0001,411
Income before extraordinary items$3,689,0001,444
Extraordinary gains, net$035
Net income$3,689,0001,445
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$496,000840
Cash dividends$1,512,0001,326
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,689,0001,420
2005-06-30 (YTD Data)Rank
Total interest income$13,554,0001,159
Total interest expense$4,724,0001,055
Net interest income$8,830,0001,196
Provision for loan and lease losses$282,0001,624
Total noninterest income$3,579,000800
Gross Fiduciary activities income$613,000351
Service charges on deposit accounts$1,228,000685
Trading account gains and fees$0116
Additional Noninterest Income$1,738,000900
Total noninterest expense$8,466,000987
Salaries and employee benefits$4,566,000990
Premises and equipment expense$1,347,000865
Additional noninterest expense$2,553,000992
Pre-tax net operating income$3,661,0001,274
Securities gains (losses)$02,146
Applicable income taxes$1,064,0001,303
Income before extraordinary items$2,597,0001,345
Extraordinary gains, net$030
Net income$2,597,0001,346
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0003,953
Cash dividends$1,008,0001,275
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,597,0001,327
2005-03-31 (YTD Data)Rank
Total interest income$6,664,0001,149
Total interest expense$2,229,0001,057
Net interest income$4,435,0001,183
Provision for loan and lease losses$150,0001,379
Total noninterest income$1,972,000721
Gross Fiduciary activities income$276,000373
Service charges on deposit accounts$567,000720
Trading account gains and fees$0115
Additional Noninterest Income$1,129,000724
Total noninterest expense$4,043,0001,032
Salaries and employee benefits$2,133,0001,065
Premises and equipment expense$669,000881
Additional noninterest expense$1,241,000999
Pre-tax net operating income$2,214,0001,043
Securities gains (losses)$01,685
Applicable income taxes$682,0001,034
Income before extraordinary items$1,532,0001,125
Extraordinary gains, net$024
Net income$1,532,0001,125
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$503,0001,202
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,532,0001,099
2004-12-31 (YTD Data)Rank
Total interest income$26,003,0001,089
Total interest expense$8,039,0001,004
Net interest income$17,964,0001,122
Provision for loan and lease losses$765,0001,334
Total noninterest income$5,957,000920
Gross Fiduciary activities income$1,208,000338
Service charges on deposit accounts$2,636,000670
Trading account gains and fees$0138
Additional Noninterest Income$2,113,0001,268
Total noninterest expense$16,436,000997
Salaries and employee benefits$8,685,000987
Premises and equipment expense$2,524,000885
Additional noninterest expense$5,227,000964
Pre-tax net operating income$6,720,0001,284
Securities gains (losses)$165,000934
Applicable income taxes$1,798,0001,402
Income before extraordinary items$5,087,0001,281
Extraordinary gains, net$034
Net income$5,087,0001,282
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$290,0002,041
Cash dividends$1,656,0001,606
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,964,9001,273
2004-09-30 (YTD Data)Rank
Total interest income$19,317,0001,085
Total interest expense$5,886,0001,009
Net interest income$13,431,0001,100
Provision for loan and lease losses$580,0001,270
Total noninterest income$4,450,000937
Gross Fiduciary activities income$889,000352
Service charges on deposit accounts$1,953,000682
Trading account gains and fees$0134
Additional Noninterest Income$1,608,0001,266
Total noninterest expense$12,320,000986
Salaries and employee benefits$6,513,000981
Premises and equipment expense$1,875,000888
Additional noninterest expense$3,932,000950
Pre-tax net operating income$4,981,0001,317
Securities gains (losses)$164,000878
Applicable income taxes$1,321,0001,435
Income before extraordinary items$3,824,0001,290
Extraordinary gains, net$026
Net income$3,824,0001,291
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$194,0001,942
Cash dividends$1,152,0001,543
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,702,6401,288
2004-06-30 (YTD Data)Rank
Total interest income$12,628,0001,093
Total interest expense$3,847,0001,015
Net interest income$8,781,0001,120
Provision for loan and lease losses$395,0001,252
Total noninterest income$2,752,000999
Gross Fiduciary activities income$566,000360
Service charges on deposit accounts$1,245,000697
Trading account gains and fees$0130
Additional Noninterest Income$941,0001,385
Total noninterest expense$8,169,000995
Salaries and employee benefits$4,314,000992
Premises and equipment expense$1,243,000898
Additional noninterest expense$2,612,000950
Pre-tax net operating income$2,969,0001,437
Securities gains (losses)$146,000802
Applicable income taxes$761,0001,589
Income before extraordinary items$2,354,0001,374
Extraordinary gains, net$021
Net income$2,354,0001,375
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$167,0001,565
Cash dividends$648,0001,783
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,243,0401,387
2004-03-31 (YTD Data)Rank
Total interest income$6,302,0001,109
Total interest expense$1,950,0001,020
Net interest income$4,352,0001,129
Provision for loan and lease losses$200,0001,147
Total noninterest income$1,225,0001,069
Gross Fiduciary activities income$251,000383
Service charges on deposit accounts$593,000716
Trading account gains and fees$0121
Additional Noninterest Income$381,0001,586
Total noninterest expense$3,906,0001,040
Salaries and employee benefits$2,030,0001,065
Premises and equipment expense$617,000936
Additional noninterest expense$1,259,000979
Pre-tax net operating income$1,471,0001,407
Securities gains (losses)$150,000618
Applicable income taxes$393,0001,577
Income before extraordinary items$1,228,0001,312
Extraordinary gains, net$016
Net income$1,228,0001,312
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$121,0001,140
Cash dividends$288,0001,798
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,114,0001,362
2003-12-31 (YTD Data)Rank
Total interest income$24,926,0001,145
Total interest expense$8,015,0001,120
Net interest income$16,911,0001,146
Provision for loan and lease losses$790,0001,471
Total noninterest income$5,680,0001,030
Gross Fiduciary activities income$1,043,000373
Service charges on deposit accounts$2,442,000704
Trading account gains and fees$0160
Additional Noninterest Income$2,195,0001,374
Total noninterest expense$15,972,0001,025
Salaries and employee benefits$8,334,0001,018
Premises and equipment expense$2,309,000993
Additional noninterest expense$5,329,000955
Pre-tax net operating income$5,829,0001,415
Securities gains (losses)$178,0001,421
Applicable income taxes$1,411,0001,708
Income before extraordinary items$4,596,0001,379
Extraordinary gains, net$054
Net income$4,596,0001,381
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$207,0002,830
Cash dividends$768,0002,779
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,458,9401,353
2003-09-30 (YTD Data)Rank
Total interest income$18,599,0001,174
Total interest expense$5,995,0001,167
Net interest income$12,604,0001,168
Provision for loan and lease losses$516,0001,617
Total noninterest income$4,221,0001,069
Gross Fiduciary activities income$783,000383
Service charges on deposit accounts$1,708,000758
Trading account gains and fees$0153
Additional Noninterest Income$1,730,0001,382
Total noninterest expense$11,913,0001,038
Salaries and employee benefits$6,196,0001,038
Premises and equipment expense$1,717,0001,010
Additional noninterest expense$4,000,000958
Pre-tax net operating income$4,396,0001,460
Securities gains (losses)$177,0001,303
Applicable income taxes$1,091,0001,726
Income before extraordinary items$3,482,0001,426
Extraordinary gains, net$040
Net income$3,482,0001,426
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$163,0002,473
Cash dividends$192,0004,116
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,347,4801,388
2003-06-30 (YTD Data)Rank
Total interest income$12,724,0001,144
Total interest expense$3,968,0001,207
Net interest income$8,756,0001,117
Provision for loan and lease losses$342,0001,627
Total noninterest income$2,496,0001,156
Gross Fiduciary activities income$519,000388
Service charges on deposit accounts$1,087,000794
Trading account gains and fees$0150
Additional Noninterest Income$890,0001,648
Total noninterest expense$8,099,0001,013
Salaries and employee benefits$4,197,0001,031
Premises and equipment expense$1,102,0001,052
Additional noninterest expense$2,800,000917
Pre-tax net operating income$2,811,0001,495
Securities gains (losses)$111,0001,425
Applicable income taxes$685,0001,846
Income before extraordinary items$2,237,0001,467
Extraordinary gains, net$030
Net income$2,237,0001,467
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0003,391
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,151,5301,424
2003-03-31 (YTD Data)Rank
Total interest income$6,222,0001,191
Total interest expense$1,925,0001,269
Net interest income$4,297,0001,144
Provision for loan and lease losses$168,0001,559
Total noninterest income$1,134,0001,217
Gross Fiduciary activities income$241,000410
Service charges on deposit accounts$499,000828
Trading account gains and fees$0134
Additional Noninterest Income$394,0001,760
Total noninterest expense$3,737,0001,074
Salaries and employee benefits$1,901,0001,110
Premises and equipment expense$505,0001,145
Additional noninterest expense$1,331,000929
Pre-tax net operating income$1,526,0001,408
Securities gains (losses)$14,0002,056
Applicable income taxes$390,0001,662
Income before extraordinary items$1,150,0001,419
Extraordinary gains, net$021
Net income$1,150,0001,417
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0002,771
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,139,5001,341
2002-12-31 (YTD Data)Rank
Total interest income$25,227,0001,215
Total interest expense$9,251,0001,216
Net interest income$15,976,0001,211
Provision for loan and lease losses$660,0001,912
Total noninterest income$4,878,0001,077
Gross Fiduciary activities income$1,002,000407
Service charges on deposit accounts$2,187,000739
Trading account gains and fees$0153
Additional Noninterest Income$1,689,0001,499
Total noninterest expense$14,551,0001,070
Salaries and employee benefits$7,718,0001,035
Premises and equipment expense$1,980,0001,111
Additional noninterest expense$4,853,0001,015
Pre-tax net operating income$5,643,0001,471
Securities gains (losses)$203,0001,160
Applicable income taxes$1,461,0001,689
Income before extraordinary items$4,385,0001,418
Extraordinary gains, net$070
Net income$4,385,0001,416
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0006,985
Cash dividends$768,0002,724
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,232,7501,422
2001-12-31 (YTD Data)Rank
Total interest income$27,303,0001,257
Total interest expense$13,916,0001,162
Net interest income$13,387,0001,322
Provision for loan and lease losses$498,0002,228
Total noninterest income$3,975,0001,183
Gross Fiduciary activities income$1,126,000394
Service charges on deposit accounts$1,583,000935
Trading account gains and fees$0177
Additional Noninterest Income$1,266,0001,732
Total noninterest expense$13,417,0001,100
Salaries and employee benefits$6,967,0001,068
Premises and equipment expense$1,690,0001,263
Additional noninterest expense$4,760,0001,016
Pre-tax net operating income$3,447,0002,001
Securities gains (losses)$461,000640
Applicable income taxes$717,0002,622
Income before extraordinary items$3,191,0001,648
Extraordinary gains, net$0105
Net income$3,191,0001,649
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$518,0001,529
Cash dividends$576,0003,225
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,812,9801,799
2000-12-31 (YTD Data)Rank
Total interest income$19,670,0001,765
Total interest expense$10,694,0001,598
Net interest income$8,976,0001,967
Provision for loan and lease losses$414,0002,219
Total noninterest income$3,284,0001,243
Gross Fiduciary activities income$1,441,000350
Service charges on deposit accounts$922,0001,488
Trading account gains and fees$0180
Additional Noninterest Income$921,0001,960
Total noninterest expense$8,651,0001,621
Salaries and employee benefits$4,799,0001,478
Premises and equipment expense$1,058,0001,968
Additional noninterest expense$2,794,0001,597
Pre-tax net operating income$3,195,0002,261
Securities gains (losses)$147,000481
Applicable income taxes$588,0003,146
Income before extraordinary items$2,754,0001,889
Extraordinary gains, net$038
Net income$2,754,0001,889
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$373,0001,559
Cash dividends$768,0002,735
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,633,4601,993
1999-12-31 (YTD Data)Rank
Total interest income$18,549,0001,750
Total interest expense$8,996,0001,665
Net interest income$9,553,0001,826
Provision for loan and lease losses$409,0002,070
Total noninterest income$3,173,0001,300
Gross Fiduciary activities income$1,316,000400
Service charges on deposit accounts$826,0001,603
Trading account gains and fees$0173
Additional Noninterest Income$1,031,0001,823
Total noninterest expense$8,575,0001,601
Salaries and employee benefits$4,771,0001,445
Premises and equipment expense$1,023,0001,998
Additional noninterest expense$2,781,0001,600
Pre-tax net operating income$3,742,0001,967
Securities gains (losses)$7,0001,949
Applicable income taxes$844,0002,524
Income before extraordinary items$2,905,0001,838
Extraordinary gains, net$035
Net income$2,905,0001,839
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$105,0003,499
Cash dividends$576,0003,244
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,899,6101,809
1998-12-31 (YTD Data)Rank
Total interest income$18,806,0001,723
Total interest expense$9,300,0001,657
Net interest income$9,506,0001,797
Provision for loan and lease losses$955,0001,013
Total noninterest income$2,666,0001,473
Gross Fiduciary activities income$1,089,000439
Service charges on deposit accounts$782,0001,623
Trading account gains and fees$0224
Additional Noninterest Income$795,0002,180
Total noninterest expense$8,442,0001,569
Salaries and employee benefits$4,659,0001,402
Premises and equipment expense$1,074,0001,835
Additional noninterest expense$2,709,0001,593
Pre-tax net operating income$2,775,0002,556
Securities gains (losses)$20,0002,430
Applicable income taxes$595,0003,428
Income before extraordinary items$2,200,0002,350
Extraordinary gains, net$032
Net income$2,200,0002,349
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$925,000809
Cash dividends$768,0002,676
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,184,2002,286
1997-12-31 (YTD Data)Rank
Total interest income$17,845,0001,849
Total interest expense$8,628,0001,798
Net interest income$9,217,0001,888
Provision for loan and lease losses$694,0001,345
Total noninterest income$2,118,0001,689
Gross Fiduciary activities income$875,000507
Service charges on deposit accounts$722,0001,800
Trading account gains and fees$0239
Additional Noninterest Income$521,0002,737
Total noninterest expense$7,586,0001,720
Salaries and employee benefits$4,226,0001,543
Premises and equipment expense$1,092,0001,819
Additional noninterest expense$2,268,0001,876
Pre-tax net operating income$3,055,0002,452
Securities gains (losses)$03,944
Applicable income taxes$906,0002,643
Income before extraordinary items$2,149,0002,417
Extraordinary gains, net$044
Net income$2,149,0002,416
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$424,0001,520
Cash dividends$4,568,000676
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,149,0002,362
1996-12-31 (YTD Data)Rank
Total interest income$16,933,0001,993
Total interest expense$7,704,0002,040
Net interest income$9,229,0001,943
Provision for loan and lease losses$294,0002,635
Total noninterest income$1,777,0002,027
Gross Fiduciary activities income$690,000620
Service charges on deposit accounts$642,0002,102
Trading account gains and fees$0262
Additional Noninterest Income$445,0003,167
Total noninterest expense$6,979,0002,006
Salaries and employee benefits$3,809,0001,737
Premises and equipment expense$1,065,0001,889
Additional noninterest expense$2,105,0002,345
Pre-tax net operating income$3,733,0001,944
Securities gains (losses)$3,0003,304
Applicable income taxes$1,266,0001,912
Income before extraordinary items$2,470,0002,002
Extraordinary gains, net$053
Net income$2,470,0002,003
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0005,157
Cash dividends$960,0002,223
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,468,0201,963
1995-12-31 (YTD Data)Rank
Total interest income$15,631,0002,160
Total interest expense$7,612,0002,057
Net interest income$8,019,0002,246
Provision for loan and lease losses$183,0003,199
Total noninterest income$1,781,0002,017
Gross Fiduciary activities income$615,000676
Service charges on deposit accounts$567,0002,388
Trading account gains and fees$0522
Additional Noninterest Income$599,0002,532
Total noninterest expense$6,837,0002,022
Salaries and employee benefits$3,848,0001,729
Premises and equipment expense$916,0002,190
Additional noninterest expense$2,073,0002,331
Pre-tax net operating income$2,780,0002,598
Securities gains (losses)$03,831
Applicable income taxes$729,0003,126
Income before extraordinary items$2,051,0002,451
Extraordinary gains, net$065
Net income$2,051,0002,450
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$332,0001,818
Cash dividends$672,0002,733
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,051,0002,424
1994-12-31 (YTD Data)Rank
Total interest income$13,561,0002,260
Total interest expense$5,691,0002,187
Net interest income$7,870,0002,285
Provision for loan and lease losses$183,0003,178
Total noninterest income$1,597,0002,181
Gross Fiduciary activities income$565,000701
Service charges on deposit accounts$549,0002,484
Trading account gains and fees$0475
Additional Noninterest Income$483,0003,014
Total noninterest expense$6,450,0002,187
Salaries and employee benefits$3,229,0002,044
Premises and equipment expense$845,0002,402
Additional noninterest expense$2,376,0002,227
Pre-tax net operating income$2,834,0002,499
Securities gains (losses)$25,0001,598
Applicable income taxes$759,0002,907
Income before extraordinary items$2,100,0002,311
Extraordinary gains, net$0249
Net income$2,100,0002,307
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$84,0004,047
Cash dividends$1,972,0001,140
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,081,7502,356
1993-12-31 (YTD Data)Rank
Total interest income$13,120,0002,357
Total interest expense$5,111,0002,526
Net interest income$8,009,0002,242
Provision for loan and lease losses$291,0003,090
Total noninterest income$1,715,0002,203
Gross Fiduciary activities income$575,000716
Service charges on deposit accounts$545,0002,550
Trading account gains and fees$0532
Additional Noninterest Income$595,0002,914
Total noninterest expense$6,625,0002,193
Salaries and employee benefits$3,329,0002,002
Premises and equipment expense$839,0002,438
Additional noninterest expense$2,457,0002,269
Pre-tax net operating income$2,808,0002,447
Securities gains (losses)$07,477
Applicable income taxes$758,0002,878
Income before extraordinary items$2,050,0002,450
Extraordinary gains, net$157,0001,191
Net income$2,207,0002,351
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$120,0004,167
Cash dividends$624,0002,580
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,050,0002,304
1992-12-31 (YTD Data)Rank
Total interest income$13,359,0002,639
Total interest expense$6,157,0002,713
Net interest income$7,202,0002,524
Provision for loan and lease losses$450,0003,212
Total noninterest income$1,336,0002,618
Gross Fiduciary activities income$500,000765
Service charges on deposit accounts$497,0002,799
Trading account gains and fees$0504
Additional Noninterest Income$339,0004,110
Total noninterest expense$5,721,0002,526
Salaries and employee benefits$2,960,0002,203
Premises and equipment expense$779,0002,663
Additional noninterest expense$1,982,0002,826
Pre-tax net operating income$2,367,0002,635
Securities gains (losses)$1,0007,986
Applicable income taxes$528,0003,816
Income before extraordinary items$1,840,0002,492
Extraordinary gains, net$01,422
Net income$1,840,0002,535
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$410,0002,788
Cash dividends$576,0002,491
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,839,2202,314

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.