Home > The First National Bank and Trust Company > Net charge- offs to loans
The First National Bank and Trust Company, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0038% | 2,606 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0051% | 3,762 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0162% | 4,065 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2608% | 4,519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0013% | 3,563 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0102% | 3,787 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8663% | 781 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9249% | 156 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1890% | 1,867 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0017% | 2,525 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0067% | 3,868 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0214% | 4,159 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3525% | 4,558 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0012% | 3,570 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0111% | 3,755 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8289% | 713 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1928% | 90 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0844% | 2,123 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0084% | 1,891 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0003% | 3,274 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0008% | 3,548 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0009% | 3,569 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0130% | 3,779 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9823% | 591 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0430% | 71 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0767% | 1,967 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0057% | 1,754 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 3,413 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0017% | 3,713 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0018% | 3,787 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0075% | 3,688 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6316% | 836 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9512% | 140 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1034% | 1,607 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0229% | 1,604 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0021% | 934 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 3,940 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0100% | 597 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0106% | 550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1259% | 785 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1521% | 1,895 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0593% | 492 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1729% | 1,729 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0070% | 1,893 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0028% | 732 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0025% | 4,018 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0135% | 461 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0143% | 432 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0106% | 3,502 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1308% | 1,792 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7177% | 327 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,351 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0099% | 1,619 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0050% | 585 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0033% | 3,981 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0223% | 349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0237% | 329 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0090% | 3,297 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0218% | 2,119 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1200% | 407 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,093 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0070% | 1,500 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0106% | 381 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0032% | 4,120 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0413% | 205 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0438% | 189 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0157% | 3,523 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0432% | 3,899 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2402% | 765 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0028% | 2,518 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0031% | 3,440 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0036% | 4,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0043% | 3,483 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0045% | 3,545 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0090% | 3,454 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5422% | 797 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6347% | 81 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1373% | 4,239 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0017% | 2,346 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0040% | 3,536 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0037% | 4,105 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0070% | 3,685 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0074% | 3,738 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0114% | 3,522 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5532% | 696 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9856% | 73 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1973% | 4,314 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0014% | 3,127 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0036% | 3,598 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0037% | 4,207 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0057% | 3,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0061% | 3,772 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0160% | 3,670 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3233% | 1,010 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1146% | 108 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2963% | 4,375 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0055% | 3,427 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 3,717 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0038% | 4,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0076% | 3,878 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0081% | 3,924 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0227% | 3,877 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1213% | 1,392 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6208% | 150 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4465% | 4,445 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0303% | 2,423 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0015% | 3,758 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0006% | 1,051 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0055% | 3,907 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0059% | 3,967 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0524% | 1,691 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7983% | 311 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7892% | 66 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8724% | 659 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0348% | 2,137 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0056% | 4,013 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 4,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0147% | 4,196 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0157% | 4,231 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0767% | 1,339 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0853% | 254 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0995% | 60 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1496% | 461 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0273% | 2,173 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0063% | 4,069 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 4,261 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0181% | 4,290 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0193% | 4,322 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0238% | 1,427 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2235% | 258 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6646% | 64 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1721% | 513 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0366% | 1,687 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0048% | 3,963 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0042% | 4,427 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0088% | 4,109 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0094% | 4,165 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1328% | 797 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7513% | 426 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2622% | 125 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1358% | 619 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0344% | 2,698 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 3,896 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0060% | 4,406 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0018% | 1,832 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1380% | 231 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0080% | 4,209 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0723% | 1,857 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9384% | 344 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4319% | 274 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8280% | 339 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0340% | 2,392 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0039% | 3,992 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0061% | 4,457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0035% | 4,024 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1787% | 167 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0170% | 4,420 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0876% | 1,488 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8592% | 351 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4970% | 252 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7202% | 345 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0405% | 2,083 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 3,933 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0063% | 4,556 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,346 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2542% | 106 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0200% | 4,500 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1428% | 1,109 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7709% | 377 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8426% | 214 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5445% | 394 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0222% | 2,004 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0156% | 4,599 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0070% | 4,697 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0353% | 4,765 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0450% | 3,753 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0345% | 4,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0510% | 952 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0460% | 334 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5363% | 233 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9457% | 309 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0322% | 4,837 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0739% | 5,037 |
| Percentage Net Loans Charged-off:Construction & development | -1.4526% | 4,927 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0037% | 4,451 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0307% | 1,481 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1177% | 3,862 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0457% | 1,240 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0378% | 1,937 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6146% | 428 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8601% | 220 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3742% | 471 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0680% | 5,044 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1177% | 5,186 |
| Percentage Net Loans Charged-off:Construction & development | -1.8124% | 4,985 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0030% | 4,483 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0139% | 4,481 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0766% | 3,836 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0074% | 4,359 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0282% | 1,701 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6144% | 405 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9267% | 203 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3631% | 455 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1116% | 5,201 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1751% | 5,303 |
| Percentage Net Loans Charged-off:Construction & development | -2.4090% | 5,035 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0023% | 4,523 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0165% | 4,558 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1027% | 3,902 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0071% | 4,381 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0448% | 1,360 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6444% | 385 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5266% | 229 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4753% | 396 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2332% | 5,403 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3232% | 5,452 |
| Percentage Net Loans Charged-off:Construction & development | -4.7257% | 5,080 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0030% | 4,707 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0402% | 811 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2539% | 119 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0163% | 896 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0119% | 1,072 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6503% | 458 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2113% | 236 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5435% | 440 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2176% | 1,194 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2059% | 510 |
| Percentage Net Loans Charged-off:Construction & development | 2.8366% | 59 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0077% | 4,740 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1579% | 746 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7274% | 83 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0859% | 1,141 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2825% | 1,322 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2040% | 695 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6779% | 152 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8233% | 992 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2728% | 790 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2758% | 325 |
| Percentage Net Loans Charged-off:Construction & development | 4.0338% | 35 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 4,535 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2001% | 539 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8420% | 68 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1170% | 857 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2653% | 1,083 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3164% | 587 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3518% | 173 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0160% | 720 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2444% | 835 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2698% | 326 |
| Percentage Net Loans Charged-off:Construction & development | 5.8076% | 20 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0077% | 764 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0302% | 4,994 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1213% | 307 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0503% | 5,190 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1313% | 1,193 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7479% | 1,087 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9104% | 305 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5825% | 1,227 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4730% | 392 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5326% | 133 |
| Percentage Net Loans Charged-off:Construction & development | 11.7172% | 8 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0216% | 449 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0865% | 5,403 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0441% | 4,031 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0923% | 5,420 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2440% | 683 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8022% | 1,032 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2421% | 183 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4734% | 1,342 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0622% | 2,816 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0111% | 2,622 |
| Percentage Net Loans Charged-off:Construction & development | -0.0938% | 4,906 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0569% | 5,309 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1105% | 1,271 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3862% | 213 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0645% | 1,623 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1035% | 1,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2663% | 680 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0594% | 293 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1763% | 681 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2819% | 857 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0626% | 2,457 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0231% | 2,019 |
| Percentage Net Loans Charged-off:Construction & development | -0.0233% | 4,690 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0757% | 5,446 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1538% | 878 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4022% | 209 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1098% | 1,118 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1735% | 1,341 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2217% | 626 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4960% | 236 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0773% | 679 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0292% | 2,893 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0022% | 4,398 |
| Percentage Net Loans Charged-off:Construction & development | -0.0062% | 4,639 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1119% | 5,606 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1265% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0126% | 3,988 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1526% | 856 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0780% | 1,386 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1078% | 701 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9105% | 183 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9011% | 804 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0571% | 5,391 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0966% | 5,655 |
| Percentage Net Loans Charged-off:Construction & development | -0.0144% | 4,819 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2222% | 5,809 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0021% | 1,572 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0258% | 4,083 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0076% | 1,433 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0094% | 4,260 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1008% | 742 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6818% | 106 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6695% | 1,004 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2587% | 1,169 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2362% | 809 |
| Percentage Net Loans Charged-off:Construction & development | 0.0469% | 667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2544% | 660 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3405% | 618 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2207% | 490 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3667% | 592 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3472% | 1,212 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7909% | 357 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1576% | 284 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7419% | 332 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1981% | 5,448 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3091% | 865 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2939% | 591 |
| Percentage Net Loans Charged-off:Construction & development | 0.0717% | 556 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3422% | 455 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3844% | 498 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1673% | 514 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4325% | 442 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4272% | 881 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5812% | 406 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7059% | 205 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4350% | 397 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2709% | 5,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2808% | 938 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3525% | 503 |
| Percentage Net Loans Charged-off:Construction & development | 0.1522% | 408 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4970% | 346 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3364% | 617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2526% | 400 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3552% | 591 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0023% | 4,243 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3697% | 510 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4663% | 142 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1049% | 579 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4349% | 5,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3979% | 615 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4888% | 339 |
| Percentage Net Loans Charged-off:Construction & development | -0.0649% | 5,187 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0239% | 162 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0818% | 1,299 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0134% | 4,244 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1035% | 1,139 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0135% | 4,428 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9828% | 753 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0202% | 264 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8571% | 770 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1792% | 2,235 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1005% | 2,365 |
| Percentage Net Loans Charged-off:Construction & development | -0.0414% | 5,110 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1406% | 1,392 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1024% | 2,364 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0533% | 1,028 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1141% | 2,168 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1711% | 1,901 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3414% | 664 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2744% | 291 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2440% | 649 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1237% | 400 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1473% | 2,316 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1236% | 1,912 |
| Percentage Net Loans Charged-off:Construction & development | -0.0399% | 5,166 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1540% | 1,151 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1481% | 1,822 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0745% | 895 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1658% | 1,613 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1588% | 1,687 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2990% | 640 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4769% | 250 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1797% | 641 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1712% | 2,025 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1413% | 1,711 |
| Percentage Net Loans Charged-off:Construction & development | -0.0358% | 5,235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2842% | 809 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0301% | 2,608 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1172% | 706 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0090% | 2,677 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2410% | 1,318 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1812% | 729 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4645% | 251 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0538% | 750 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0158% | 3,276 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0043% | 5,231 |
| Percentage Net Loans Charged-off:Construction & development | -0.0463% | 5,370 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 5,569 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0048% | 5,471 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0614% | 566 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0210% | 5,813 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0092% | 4,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0368% | 857 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2247% | 133 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7215% | 1,051 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3307% | 2,027 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3734% | 1,487 |
| Percentage Net Loans Charged-off:Construction & development | 0.5515% | 1,050 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4025% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4391% | 1,271 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2748% | 935 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4825% | 1,126 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0344% | 5,270 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5916% | 659 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7586% | 174 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3924% | 714 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3543% | 1,776 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4046% | 1,323 |
| Percentage Net Loans Charged-off:Construction & development | 0.3348% | 1,071 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5162% | 944 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4071% | 1,300 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3156% | 815 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4317% | 1,194 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0509% | 5,356 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4643% | 682 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3880% | 191 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2922% | 704 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4054% | 1,595 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4734% | 1,156 |
| Percentage Net Loans Charged-off:Construction & development | 0.5430% | 868 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6065% | 771 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4453% | 1,201 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4640% | 625 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4402% | 1,178 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0832% | 5,544 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2944% | 790 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0344% | 147 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0480% | 879 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2901% | 1,804 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3081% | 1,438 |
| Percentage Net Loans Charged-off:Construction & development | 1.1452% | 537 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0487% | 6,437 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7142% | 746 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2170% | 630 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8546% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0891% | 1,470 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2694% | 818 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3644% | 415 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2606% | 744 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2835% | 3,244 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2914% | 2,772 |
| Percentage Net Loans Charged-off:Construction & development | -0.2211% | 6,131 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1730% | 2,386 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5658% | 1,615 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3854% | 1,156 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6249% | 1,412 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0698% | 3,266 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3957% | 967 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0176% | 448 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3404% | 921 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2959% | 2,955 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3000% | 2,591 |
| Percentage Net Loans Charged-off:Construction & development | -0.1495% | 6,125 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1422% | 2,244 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6171% | 1,462 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3491% | 1,081 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7075% | 1,233 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0954% | 2,835 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4659% | 875 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7158% | 323 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3575% | 858 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3654% | 2,551 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3860% | 2,176 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1771% | 1,844 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7790% | 1,161 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1431% | 1,181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9986% | 897 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0212% | 2,778 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5217% | 854 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0849% | 209 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3013% | 881 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4132% | 2,065 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4477% | 1,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5995% | 894 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4235% | 1,598 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5742% | 1,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0116% | 5,322 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3206% | 901 |
| Percentage Net Loans Charged-off: Credit card loans | 6.8712% | 102 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8584% | 1,153 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7443% | 2,291 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7994% | 1,950 |
| Percentage Net Loans Charged-off:Construction & development | 2.0861% | 1,663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9958% | 1,264 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0927% | 939 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5658% | 2,052 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3735% | 1,394 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6401% | 1,813 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2919% | 3,198 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4682% | 1,138 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9877% | 278 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1418% | 1,280 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4157% | 3,063 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4157% | 2,688 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2984% | 2,076 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1194% | 774 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7501% | 1,524 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4196% | 1,180 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8793% | 1,303 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3906% | 2,608 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0836% | 1,431 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6281% | 300 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7809% | 1,617 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2481% | 3,635 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2798% | 2,982 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 6,720 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1703% | 613 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7717% | 1,439 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1929% | 1,248 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9985% | 1,142 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0460% | 6,183 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4958% | 2,446 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2583% | 1,363 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4445% | 2,254 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2764% | 2,963 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3041% | 2,397 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0726% | 7,102 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9546% | 1,000 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3952% | 793 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1734% | 808 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0313% | 5,977 |
| Percentage Net Loans Charged-off: Credit card loans | -6.7140% | 1,460 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2980% | 2,272 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5161% | 530 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6148% | 3,192 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6539% | 2,560 |
| Percentage Net Loans Charged-off:Construction & development | 0.1532% | 3,178 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8439% | 1,487 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8774% | 728 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6228% | 1,971 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3367% | 1,427 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7278% | 1,739 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1234% | 4,302 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4561% | 1,530 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9221% | 407 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5010% | 3,275 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5294% | 2,626 |
| Percentage Net Loans Charged-off:Construction & development | 0.1909% | 2,835 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6532% | 1,520 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6142% | 1,833 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4075% | 1,197 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6887% | 1,633 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1467% | 3,807 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1529% | 1,748 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1792% | 476 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4095% | 3,347 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4135% | 2,701 |
| Percentage Net Loans Charged-off:Construction & development | 0.2814% | 2,417 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7142% | 1,237 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2181% | 2,714 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0359% | 1,381 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2829% | 2,343 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2139% | 3,186 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1337% | 1,724 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5455% | 357 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5248% | 2,494 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6093% | 1,857 |
| Percentage Net Loans Charged-off:Construction & development | 0.5570% | 1,662 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0061% | 759 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3454% | 1,859 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4661% | 1,546 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2946% | 7,149 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1471% | 1,632 |
| Percentage Net Loans Charged-off: Credit card loans | 8.0050% | 194 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8131% | 2,795 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8013% | 2,211 |
| Percentage Net Loans Charged-off:Construction & development | 4.3598% | 1,378 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5901% | 1,625 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4103% | 2,339 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2762% | 1,507 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4501% | 2,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7778% | 3,208 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4221% | 1,990 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4087% | 304 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5697% | 2,973 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4847% | 2,487 |
| Percentage Net Loans Charged-off:Construction & development | 1.3744% | 1,986 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3926% | 1,531 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4759% | 1,840 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3867% | 1,147 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5012% | 1,712 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0762% | 2,266 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2489% | 2,055 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0995% | 318 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6820% | 2,338 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5758% | 1,965 |
| Percentage Net Loans Charged-off:Construction & development | 2.0456% | 1,418 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5999% | 947 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3297% | 1,988 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4924% | 858 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2850% | 2,019 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4731% | 1,602 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1091% | 2,117 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9181% | 391 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2019% | 3,424 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5731% | 1,126 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9426% | 2,139 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3145% | 289 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2952% | 3,428 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1604% | 3,137 |
| Percentage Net Loans Charged-off:Construction & development | 0.7529% | 1,760 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0498% | 1,999 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1104% | 2,748 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1372% | 2,408 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1435% | 1,659 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8837% | 2,544 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0811% | 366 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2669% | 2,777 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1684% | 2,337 |
| Percentage Net Loans Charged-off:Construction & development | 1.0605% | 1,049 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0670% | 1,366 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0040% | 7,708 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0208% | 5,962 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8754% | 1,457 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7106% | 2,563 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1442% | 342 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3839% | 1,745 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2561% | 1,476 |
| Percentage Net Loans Charged-off:Construction & development | 1.4499% | 622 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1021% | 934 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3260% | 858 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7432% | 2,215 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5696% | 196 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0175% | 4,451 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 7,610 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0062% | 7,859 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3108% | 7,701 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6878% | 2,040 |
| Percentage Net Loans Charged-off: Credit card loans | 8.2104% | 114 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0983% | 3,972 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0321% | 3,220 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0820% | 1,135 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0138% | 5,981 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0031% | 3,057 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2103% | 2,699 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6356% | 2,557 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9910% | 605 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0110% | 6,845 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1022% | 3,151 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0304% | 2,441 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0689% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0101% | 2,512 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0187% | 5,981 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0165% | 2,205 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3037% | 1,895 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5967% | 2,332 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8962% | 859 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0144% | 6,867 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0584% | 3,485 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0082% | 2,483 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0238% | 1,822 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0293% | 5,979 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0350% | 1,555 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1519% | 1,994 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4333% | 2,631 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3538% | 653 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0211% | 6,907 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0966% | 2,248 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0164% | 1,604 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0477% | 1,136 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0601% | 5,998 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0699% | 938 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3034% | 1,122 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6428% | 1,832 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8257% | 219 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0419% | 6,974 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2189% | 1,846 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0062% | 7,801 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0184% | 8,045 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0789% | 6,076 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0066% | 7,822 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5506% | 664 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8272% | 1,817 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1117% | 862 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0244% | 1,509 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1023% | 2,665 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0079% | 7,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0238% | 8,072 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1011% | 6,080 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0090% | 7,852 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2135% | 1,925 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7676% | 1,751 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6830% | 621 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0344% | 1,289 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0709% | 2,968 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0115% | 7,875 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0353% | 8,155 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1504% | 6,055 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0140% | 7,955 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0640% | 2,227 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6158% | 2,010 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9562% | 545 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0716% | 2,462 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0156% | 7,999 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0478% | 8,247 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3107% | 6,030 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1063% | 1,384 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6005% | 1,922 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8970% | 283 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1685% | 2,637 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0048% | 7,735 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0141% | 8,073 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0494% | 531 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0247% | 8,174 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5379% | 1,812 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9527% | 1,962 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6959% | 927 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1733% | 2,202 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0065% | 7,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0189% | 8,083 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0768% | 381 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0345% | 8,193 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7345% | 1,221 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8711% | 1,897 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2711% | 658 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0090% | 5,237 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0381% | 8,216 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1093% | 8,435 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1354% | 250 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1473% | 8,468 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0327% | 7,047 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2939% | 3,709 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3819% | 442 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,728 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0388% | 8,300 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1089% | 8,497 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2243% | 54 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3054% | 8,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0939% | 7,432 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2625% | 3,325 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0955% | 265 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0791% | 4,602 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0037% | 3,717 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0100% | 2,982 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0763% | 441 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0011% | 3,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1895% | 3,155 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4337% | 4,152 |
| Percentage Net Loans Charged-off: Credit card loans | 8.8914% | 131 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0709% | 4,200 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0074% | 3,027 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0201% | 2,321 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1162% | 318 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0076% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1534% | 2,773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3759% | 3,996 |
| Percentage Net Loans Charged-off: Credit card loans | 10.2202% | 111 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0929% | 3,528 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0038% | 2,684 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0102% | 2,110 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0114% | 1,952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2244% | 2,142 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5064% | 3,200 |
| Percentage Net Loans Charged-off: Credit card loans | 14.7155% | 66 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1355% | 2,476 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0077% | 1,839 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0205% | 1,422 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0231% | 1,306 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4317% | 1,252 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6459% | 2,543 |
| Percentage Net Loans Charged-off: Credit card loans | 27.4725% | 29 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0642% | 5,529 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0135% | 3,482 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0171% | 8,473 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0565% | 2,273 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0630% | 2,104 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0096% | 4,706 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3941% | 4,755 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5821% | 482 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2095% | 7,698 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0688% | 4,937 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0186% | 2,784 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0235% | 8,556 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0773% | 1,657 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0861% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0509% | 3,837 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3829% | 4,401 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5563% | 686 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2873% | 7,760 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0333% | 5,376 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0224% | 8,483 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0365% | 8,636 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0120% | 8,378 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0134% | 8,413 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0189% | 3,464 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3864% | 4,048 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2837% | 553 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4646% | 7,841 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0413% | 4,367 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0040% | 8,160 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0103% | 8,418 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0114% | 8,457 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2577% | 4,034 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1948% | 439 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0031% | 7,528 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0045% | 8,234 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1152% | 8,847 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1376% | 1,371 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1503% | 1,276 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7421% | 8,657 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3143% | 5,337 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6905% | 767 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5287% | 522 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2118% | 3,485 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2106% | 937 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4081% | 494 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0717% | 1,827 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0762% | 1,710 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0495% | 8,239 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4111% | 4,610 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5374% | 1,050 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2016% | 3,138 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0617% | 5,730 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5936% | 1,186 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2840% | 2,891 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0398% | 7,307 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2568% | 3,218 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0694% | 6,452 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1070% | 6,961 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3899% | 5,164 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |