Home > The First National Bank and Trust Company Athens, Tennessee > Income and Expense
The First National Bank and Trust Company Athens, Tennessee, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $0 | 9,899 |
| Total interest expense | $0 | 9,874 |
| Net interest income | $0 | 9,894 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $0 | 9,851 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $0 | 8,617 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $0 | 9,820 |
| Total noninterest expense | $0 | 9,901 |
| Salaries and employee benefits | $0 | 9,881 |
| Premises and equipment expense | $0 | 9,865 |
| Additional noninterest expense | $0 | 9,897 |
| Pre-tax net operating income | $0 | 9,116 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $0 | 9,152 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $0 | 9,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $0 | 9,139 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $14,575,000 | 2,230 |
| Total interest expense | $6,519,000 | 2,263 |
| Net interest income | $8,056,000 | 2,179 |
| Provision for loan and lease losses | $556,000 | 1,614 |
| Total noninterest income | $1,313,000 | 2,514 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $820,000 | 1,619 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $493,000 | 2,977 |
| Total noninterest expense | $5,600,000 | 2,422 |
| Salaries and employee benefits | $2,934,000 | 2,387 |
| Premises and equipment expense | $830,000 | 2,440 |
| Additional noninterest expense | $1,836,000 | 2,377 |
| Pre-tax net operating income | $3,213,000 | 2,264 |
| Securities gains (losses) | $5,000 | 2,145 |
| Applicable income taxes | $831,000 | 2,561 |
| Income before extraordinary items | $2,387,000 | 2,196 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,387,000 | 2,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $459,000 | 1,296 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,383,300 | 2,165 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $14,491,000 | 2,249 |
| Total interest expense | $6,701,000 | 2,260 |
| Net interest income | $7,790,000 | 2,193 |
| Provision for loan and lease losses | $815,000 | 1,163 |
| Total noninterest income | $2,101,000 | 1,753 |
| Gross Fiduciary activities income | $780,000 | 519 |
| Service charges on deposit accounts | $767,000 | 1,653 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $554,000 | 2,797 |
| Total noninterest expense | $5,864,000 | 2,231 |
| Salaries and employee benefits | $3,342,000 | 2,011 |
| Premises and equipment expense | $892,000 | 2,173 |
| Additional noninterest expense | $1,630,000 | 2,573 |
| Pre-tax net operating income | $3,212,000 | 2,228 |
| Securities gains (losses) | $42,000 | 1,862 |
| Applicable income taxes | $790,000 | 2,770 |
| Income before extraordinary items | $2,464,000 | 2,111 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,464,000 | 2,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $426,000 | 1,431 |
| Cash dividends | $50,000 | 6,861 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,432,080 | 2,079 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $13,662,000 | 2,388 |
| Total interest expense | $6,194,000 | 2,424 |
| Net interest income | $7,468,000 | 2,342 |
| Provision for loan and lease losses | $685,000 | 1,350 |
| Total noninterest income | $2,040,000 | 1,734 |
| Gross Fiduciary activities income | $622,000 | 590 |
| Service charges on deposit accounts | $770,000 | 1,685 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $648,000 | 2,349 |
| Total noninterest expense | $5,461,000 | 2,363 |
| Salaries and employee benefits | $3,124,000 | 2,108 |
| Premises and equipment expense | $820,000 | 2,363 |
| Additional noninterest expense | $1,517,000 | 2,708 |
| Pre-tax net operating income | $3,362,000 | 2,249 |
| Securities gains (losses) | $134,000 | 859 |
| Applicable income taxes | $936,000 | 2,572 |
| Income before extraordinary items | $2,560,000 | 2,066 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,560,000 | 2,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $706,000 | 1,024 |
| Cash dividends | $1,420,000 | 1,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,462,180 | 2,089 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,114,000 | 2,550 |
| Total interest expense | $6,042,000 | 2,533 |
| Net interest income | $7,072,000 | 2,508 |
| Provision for loan and lease losses | $150,000 | 4,046 |
| Total noninterest income | $1,832,000 | 1,982 |
| Gross Fiduciary activities income | $572,000 | 664 |
| Service charges on deposit accounts | $866,000 | 1,543 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $394,000 | 3,435 |
| Total noninterest expense | $5,338,000 | 2,558 |
| Salaries and employee benefits | $3,147,000 | 2,120 |
| Premises and equipment expense | $800,000 | 2,452 |
| Additional noninterest expense | $1,391,000 | 3,325 |
| Pre-tax net operating income | $3,416,000 | 2,096 |
| Securities gains (losses) | $-20,000 | 10,629 |
| Applicable income taxes | $998,000 | 2,350 |
| Income before extraordinary items | $2,398,000 | 2,076 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,398,000 | 2,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $280,000 | 2,178 |
| Cash dividends | $1,090,000 | 2,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,412,200 | 2,019 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,870,000 | 2,596 |
| Total interest expense | $5,666,000 | 2,715 |
| Net interest income | $7,204,000 | 2,491 |
| Provision for loan and lease losses | $175,000 | 3,337 |
| Total noninterest income | $1,736,000 | 2,054 |
| Gross Fiduciary activities income | $551,000 | 714 |
| Service charges on deposit accounts | $853,000 | 1,590 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $332,000 | 3,756 |
| Total noninterest expense | $5,235,000 | 2,590 |
| Salaries and employee benefits | $3,003,000 | 2,210 |
| Premises and equipment expense | $772,000 | 2,574 |
| Additional noninterest expense | $1,460,000 | 3,163 |
| Pre-tax net operating income | $3,530,000 | 2,081 |
| Securities gains (losses) | $-68,000 | 11,329 |
| Applicable income taxes | $1,056,000 | 2,260 |
| Income before extraordinary items | $2,406,000 | 2,097 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,406,000 | 2,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 3,139 |
| Cash dividends | $1,025,000 | 1,978 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,452,920 | 2,022 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,240,000 | 2,703 |
| Total interest expense | $4,293,000 | 2,853 |
| Net interest income | $6,947,000 | 2,594 |
| Provision for loan and lease losses | $200,000 | 3,000 |
| Total noninterest income | $1,812,000 | 1,963 |
| Gross Fiduciary activities income | $544,000 | 710 |
| Service charges on deposit accounts | $803,000 | 1,681 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $465,000 | 3,091 |
| Total noninterest expense | $5,007,000 | 2,780 |
| Salaries and employee benefits | $2,798,000 | 2,392 |
| Premises and equipment expense | $665,000 | 2,961 |
| Additional noninterest expense | $1,544,000 | 3,213 |
| Pre-tax net operating income | $3,552,000 | 2,013 |
| Securities gains (losses) | $83,000 | 860 |
| Applicable income taxes | $1,068,000 | 2,095 |
| Income before extraordinary items | $2,567,000 | 1,895 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,567,000 | 1,893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,717 |
| Cash dividends | $885,000 | 2,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,508,070 | 1,950 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $10,804,000 | 2,870 |
| Total interest expense | $4,083,000 | 3,110 |
| Net interest income | $6,721,000 | 2,682 |
| Provision for loan and lease losses | $300,000 | 2,975 |
| Total noninterest income | $1,804,000 | 2,106 |
| Gross Fiduciary activities income | $457,000 | 798 |
| Service charges on deposit accounts | $798,000 | 1,720 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $549,000 | 3,061 |
| Total noninterest expense | $4,739,000 | 2,988 |
| Salaries and employee benefits | $2,681,000 | 2,479 |
| Premises and equipment expense | $600,000 | 3,330 |
| Additional noninterest expense | $1,458,000 | 3,595 |
| Pre-tax net operating income | $3,486,000 | 1,957 |
| Securities gains (losses) | $32,000 | 4,013 |
| Applicable income taxes | $998,000 | 2,265 |
| Income before extraordinary items | $2,520,000 | 1,985 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,520,000 | 2,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 3,836 |
| Cash dividends | $825,000 | 2,084 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,496,960 | 1,887 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,488,000 | 3,062 |
| Total interest expense | $5,158,000 | 3,226 |
| Net interest income | $6,330,000 | 2,888 |
| Provision for loan and lease losses | $350,000 | 3,771 |
| Total noninterest income | $1,643,000 | 2,235 |
| Gross Fiduciary activities income | $525,000 | 745 |
| Service charges on deposit accounts | $778,000 | 1,735 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $340,000 | 4,104 |
| Total noninterest expense | $4,307,000 | 3,280 |
| Salaries and employee benefits | $2,313,000 | 2,807 |
| Premises and equipment expense | $566,000 | 3,549 |
| Additional noninterest expense | $1,428,000 | 3,737 |
| Pre-tax net operating income | $3,316,000 | 1,866 |
| Securities gains (losses) | $16,000 | 5,884 |
| Applicable income taxes | $983,000 | 2,140 |
| Income before extraordinary items | $2,349,000 | 1,949 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,349,000 | 1,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $284,000 | 3,447 |
| Cash dividends | $725,000 | 2,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,337,800 | 1,804 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.