Home > The First National Bank and Trust Company > Assets and Liabilities
The First National Bank and Trust Company, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 29 | 5,388 |
| Assets and Liabilities | ||
| Total Assets: | $58,233,000 | 6,365 |
| Cash and due from depository institutions | $2,409,000 | 5,388 |
| Interest-bearing balances | $406,000 | 3,319 |
| Securities | $19,848,000 | 4,879 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $34,235,000 | 6,379 |
| Loan loss allowance | $375,000 | 6,665 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $464,000 | 7,846 |
| Other real estate owned | $115,000 | 5,388 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,162,000 | 5,701 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,233,000 | 6,365 |
| Total liabilities | $53,509,000 | 6,262 |
| Total deposits | $50,370,000 | 6,224 |
| Interest-bearing deposits | $44,032,000 | 6,153 |
| Deposits held in domestic offices | $50,370,000 | 6,221 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,690,000 | 2,228 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $449,000 | 5,694 |
| Total equity capital | $4,724,000 | 7,187 |
| Total bank equity capital | $4,724,000 | 7,187 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $450,000 | 5,011 |
| Surplus | $450,000 | 8,531 |
| Undivided profits | $3,824,000 | 4,912 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $713,000 | 2,868 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $121,000 | 772 |
| Income earned, not collected on loans | $603,000 | 3,880 |
| Earning assets | $54,489,000 | 6,239 |
| Long-term assets (5+ years) | $16,406,000 | 3,757 |
| Average Assets, year-to-date | $60,372,800 | 6,051 |
| Average Assets, quarterly | $58,911,500 | 6,260 |
| Volatile liabilities | $13,268,000 | 4,616 |
| Insider loans | $1,301,000 | 3,131 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $52,000 | 1,426 |
| Unused loan commitments | $3,590,000 | 6,282 |
| Tier 1 (core) risk-based capital | $5,002,000 | 6,995 |
| Tier 2 risk-based capital | $375,000 | 6,296 |
| Total risk weighted assets | $35,287,900 | 6,438 |
| Total unused commitments | $3,590,000 | 6,287 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 28 | 5,562 |
| Assets and Liabilities | ||
| Total Assets: | $61,570,000 | 6,182 |
| Cash and due from depository institutions | $4,448,000 | 5,562 |
| Interest-bearing balances | $3,841,000 | 1,497 |
| Securities | $13,887,000 | 6,055 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $41,814,000 | 5,539 |
| Loan loss allowance | $419,000 | 6,237 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $297,000 | 8,701 |
| Other real estate owned | $153,000 | 5,562 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $971,000 | 5,999 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,570,000 | 6,182 |
| Total liabilities | $56,667,000 | 6,081 |
| Total deposits | $53,338,000 | 6,066 |
| Interest-bearing deposits | $45,996,000 | 6,034 |
| Deposits held in domestic offices | $53,338,000 | 6,063 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,772,000 | 1,781 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $557,000 | 5,392 |
| Total equity capital | $4,903,000 | 7,177 |
| Total bank equity capital | $4,903,000 | 7,177 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $450,000 | 5,064 |
| Surplus | $450,000 | 8,694 |
| Undivided profits | $4,003,000 | 5,104 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $363,000 | 4,749 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $212,000 | 609 |
| Income earned, not collected on loans | $711,000 | 3,284 |
| Earning assets | $59,542,000 | 5,994 |
| Long-term assets (5+ years) | $12,096,000 | 4,280 |
| Average Assets, year-to-date | $60,604,400 | 6,035 |
| Average Assets, quarterly | $61,316,000 | 6,133 |
| Volatile liabilities | $12,133,000 | 4,413 |
| Insider loans | $1,428,000 | 2,759 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $631,000 | 1,197 |
| Unused loan commitments | $3,277,000 | 6,366 |
| Tier 1 (core) risk-based capital | $4,812,000 | 7,081 |
| Tier 2 risk-based capital | $419,000 | 5,835 |
| Total risk weighted assets | $40,177,600 | 5,868 |
| Total unused commitments | $3,277,000 | 6,374 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 30 | 5,530 |
| Assets and Liabilities | ||
| Total Assets: | $59,124,000 | 6,411 |
| Cash and due from depository institutions | $1,878,000 | 5,530 |
| Interest-bearing balances | $886,000 | 2,613 |
| Securities | $17,349,000 | 5,446 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $38,587,000 | 5,938 |
| Loan loss allowance | $336,000 | 7,187 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $286,000 | 9,014 |
| Other real estate owned | $163,000 | 5,530 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $861,000 | 6,621 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,124,000 | 6,411 |
| Total liabilities | $54,484,000 | 6,283 |
| Total deposits | $47,573,000 | 6,597 |
| Interest-bearing deposits | $40,658,000 | 6,608 |
| Deposits held in domestic offices | $47,573,000 | 6,593 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,260,000 | 1,346 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $651,000 | 4,929 |
| Total equity capital | $4,640,000 | 7,469 |
| Total bank equity capital | $4,640,000 | 7,469 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $450,000 | 5,268 |
| Surplus | $450,000 | 9,027 |
| Undivided profits | $3,740,000 | 5,383 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $200,000 | 6,321 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $557,000 | 4,250 |
| Earning assets | $56,822,000 | 6,202 |
| Long-term assets (5+ years) | $11,762,000 | 3,923 |
| Average Assets, year-to-date | $58,097,400 | 6,286 |
| Average Assets, quarterly | $58,269,500 | 6,416 |
| Volatile liabilities | $13,574,000 | 4,049 |
| Insider loans | $1,516,000 | 2,600 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $91,000 | 1,449 |
| Unused loan commitments | $5,379,000 | 4,997 |
| Tier 1 (core) risk-based capital | $4,556,000 | 7,408 |
| Tier 2 risk-based capital | $336,000 | 6,643 |
| Total risk weighted assets | $37,631,200 | 6,175 |
| Total unused commitments | $5,379,000 | 5,001 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 28 | 6,081 |
| Assets and Liabilities | ||
| Total Assets: | $56,861,000 | 6,737 |
| Cash and due from depository institutions | $3,937,000 | 6,081 |
| Interest-bearing balances | $3,086,000 | 1,211 |
| Securities | $18,260,000 | 5,654 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $33,377,000 | 6,542 |
| Loan loss allowance | $280,000 | 8,113 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $358,000 | 8,890 |
| Other real estate owned | $139,000 | 6,081 |
| Goodwill and other intangibles | $1,000 | 3,414 |
| All other assets | $789,000 | 7,188 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $56,861,000 | 6,737 |
| Total liabilities | $52,512,000 | 6,614 |
| Total deposits | $47,859,000 | 6,794 |
| Interest-bearing deposits | $41,058,000 | 6,769 |
| Deposits held in domestic offices | $47,859,000 | 6,786 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,058,000 | 1,733 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $595,000 | 5,292 |
| Total equity capital | $4,349,000 | 7,842 |
| Total bank equity capital | $4,349,000 | 7,842 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $450,000 | 5,583 |
| Surplus | $450,000 | 9,426 |
| Undivided profits | $3,449,000 | 5,628 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $267,000 | 5,934 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,000 | 1,760 |
| Income earned, not collected on loans | $446,000 | 5,169 |
| Earning assets | $54,723,000 | 6,544 |
| Long-term assets (5+ years) | $8,419,000 | 4,603 |
| Average Assets, year-to-date | $56,937,000 | 6,580 |
| Average Assets, quarterly | $57,148,000 | 6,674 |
| Volatile liabilities | $12,082,000 | 4,267 |
| Insider loans | $1,519,000 | 2,659 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $148,000 | 1,312 |
| Unused loan commitments | $4,518,000 | 5,359 |
| Tier 1 (core) risk-based capital | $4,302,000 | 7,790 |
| Tier 2 risk-based capital | $280,000 | 7,505 |
| Total risk weighted assets | $32,932,300 | 6,739 |
| Total unused commitments | $4,518,000 | 5,368 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 30 | 5,997 |
| Assets and Liabilities | ||
| Total Assets: | $54,378,000 | 7,073 |
| Cash and due from depository institutions | $1,690,000 | 5,997 |
| Interest-bearing balances | $1,044,000 | 2,499 |
| Securities | $19,369,000 | 5,669 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $31,818,000 | 6,747 |
| Loan loss allowance | $265,000 | 8,557 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $460,000 | 8,505 |
| Other real estate owned | $137,000 | 5,997 |
| Goodwill and other intangibles | $2,000 | 3,126 |
| All other assets | $902,000 | 6,813 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $54,378,000 | 7,073 |
| Total liabilities | $50,524,000 | 6,931 |
| Total deposits | $45,741,000 | 7,147 |
| Interest-bearing deposits | $40,663,000 | 6,968 |
| Deposits held in domestic offices | $45,741,000 | 7,142 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,267,000 | 1,636 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $516,000 | 6,092 |
| Total equity capital | $3,854,000 | 8,502 |
| Total bank equity capital | $3,854,000 | 8,502 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $450,000 | 5,883 |
| Surplus | $450,000 | 9,795 |
| Undivided profits | $2,954,000 | 6,266 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $257,000 | 6,022 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $10,000 | 1,549 |
| Income earned, not collected on loans | $516,000 | 4,607 |
| Earning assets | $52,231,000 | 6,849 |
| Long-term assets (5+ years) | $9,177,000 | 4,260 |
| Average Assets, year-to-date | $51,079,200 | 7,139 |
| Average Assets, quarterly | $53,444,500 | 7,086 |
| Volatile liabilities | $11,031,000 | 4,269 |
| Insider loans | $1,621,000 | 2,588 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $288,000 | 1,182 |
| Unused loan commitments | $5,090,000 | 4,946 |
| Tier 1 (core) risk-based capital | $3,757,000 | 8,493 |
| Tier 2 risk-based capital | $265,000 | 7,825 |
| Total risk weighted assets | $31,242,100 | 7,004 |
| Total unused commitments | $5,090,000 | 4,959 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 28 | 6,490 |
| Assets and Liabilities | ||
| Total Assets: | $46,308,000 | 7,851 |
| Cash and due from depository institutions | $1,453,000 | 6,490 |
| Interest-bearing balances | $788,000 | 2,741 |
| Securities | $21,137,000 | 5,642 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $22,150,000 | 8,307 |
| Loan loss allowance | $250,000 | 9,085 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $496,000 | 8,519 |
| Other real estate owned | $136,000 | 6,490 |
| Goodwill and other intangibles | $4,000 | 3,013 |
| All other assets | $932,000 | 7,045 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $46,308,000 | 7,851 |
| Total liabilities | $43,248,000 | 7,696 |
| Total deposits | $40,783,000 | 7,746 |
| Interest-bearing deposits | $34,592,000 | 7,764 |
| Deposits held in domestic offices | $40,783,000 | 7,737 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $720,000 | 3,656 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,150,000 | 3,016 |
| Subordinated debt | $300,000 | 338 |
| All other liabilities | $295,000 | 7,401 |
| Total equity capital | $3,060,000 | 9,397 |
| Total bank equity capital | $3,060,000 | 9,397 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $450,000 | 6,216 |
| Surplus | $450,000 | 10,198 |
| Undivided profits | $2,160,000 | 6,922 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $23,000 | 10,473 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $13,000 | 1,452 |
| Income earned, not collected on loans | $246,000 | 7,528 |
| Earning assets | $44,075,000 | 7,646 |
| Long-term assets (5+ years) | $7,779,000 | 4,785 |
| Average Assets, year-to-date | $46,081,800 | 7,737 |
| Average Assets, quarterly | $46,418,000 | 7,795 |
| Volatile liabilities | $7,459,000 | 5,342 |
| Insider loans | $502,000 | 5,675 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $149,000 | 1,145 |
| Unused loan commitments | $3,447,000 | 5,966 |
| Tier 1 (core) risk-based capital | $3,573,000 | 8,815 |
| Tier 2 risk-based capital | $250,000 | 8,254 |
| Total risk weighted assets | $22,065,300 | 8,575 |
| Total unused commitments | $3,447,000 | 5,976 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 29 | 6,588 |
| Assets and Liabilities | ||
| Total Assets: | $43,495,000 | 8,402 |
| Cash and due from depository institutions | $2,760,000 | 6,588 |
| Interest-bearing balances | $2,258,000 | 2,232 |
| Securities | $20,773,000 | 5,963 |
| Federal funds sold & reverse repurchase agreements | $175,000 | 9,987 |
| Net loans & leases | $18,684,000 | 9,129 |
| Loan loss allowance | $274,000 | 9,017 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $445,000 | 9,082 |
| Other real estate owned | $139,000 | 6,588 |
| Goodwill and other intangibles | $5,000 | 2,963 |
| All other assets | $514,000 | 9,238 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $43,495,000 | 8,402 |
| Total liabilities | $39,993,000 | 8,328 |
| Total deposits | $39,145,000 | 8,259 |
| Interest-bearing deposits | $33,476,000 | 8,273 |
| Deposits held in domestic offices | $39,145,000 | 8,252 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $351,000 | 3,423 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $300,000 | 363 |
| All other liabilities | $197,000 | 9,343 |
| Total equity capital | $3,502,000 | 9,063 |
| Total bank equity capital | $3,502,000 | 9,063 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $450,000 | 6,511 |
| Surplus | $450,000 | 10,599 |
| Undivided profits | $2,602,000 | 6,654 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $58,000 | 10,200 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $167,000 | 8,994 |
| Earning assets | $41,890,000 | 8,131 |
| Long-term assets (5+ years) | $7,163,000 | 5,334 |
| Average Assets, year-to-date | $45,383,600 | 8,035 |
| Average Assets, quarterly | $43,864,000 | 8,318 |
| Volatile liabilities | $3,501,000 | 7,845 |
| Insider loans | $472,000 | 5,893 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $381,000 | 1,303 |
| Unused loan commitments | $2,597,000 | 6,802 |
| Tier 1 (core) risk-based capital | $3,409,000 | 9,131 |
| Tier 2 risk-based capital | $289,590 | 7,759 |
| Total risk weighted assets | $18,322,690 | 9,566 |
| Total unused commitments | $2,597,000 | 6,824 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 32 | 6,231 |
| Assets and Liabilities | ||
| Total Assets: | $47,848,000 | 8,102 |
| Cash and due from depository institutions | $2,342,000 | 6,231 |
| Interest-bearing balances | $98,000 | 7,306 |
| Securities | $25,563,000 | 5,074 |
| Federal funds sold & reverse repurchase agreements | $3,300,000 | 4,684 |
| Net loans & leases | $15,430,000 | 10,071 |
| Loan loss allowance | $252,000 | 9,551 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $422,000 | 9,491 |
| Other real estate owned | $185,000 | 6,231 |
| Goodwill and other intangibles | $6,000 | 2,970 |
| All other assets | $600,000 | 8,846 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,848,000 | 8,102 |
| Total liabilities | $44,599,000 | 7,972 |
| Total deposits | $41,226,000 | 8,206 |
| Interest-bearing deposits | $35,589,000 | 8,197 |
| Deposits held in domestic offices | $41,226,000 | 8,200 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,800,000 | 1,787 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $300,000 | 408 |
| All other liabilities | $273,000 | 8,649 |
| Total equity capital | $3,249,000 | 9,327 |
| Total bank equity capital | $3,249,000 | 9,327 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $450,000 | 6,848 |
| Surplus | $450,000 | 10,917 |
| Undivided profits | $2,349,000 | 6,856 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $60,000 | 11,002 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $155,000 | 9,870 |
| Earning assets | $44,391,000 | 7,997 |
| Long-term assets (5+ years) | $3,097,000 | 7,902 |
| Average Assets, year-to-date | $46,123,800 | 8,135 |
| Average Assets, quarterly | $46,795,500 | 8,164 |
| Volatile liabilities | $4,465,000 | 7,012 |
| Insider loans | $281,000 | 3,061 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,741,000 | 7,695 |
| Tier 1 (core) risk-based capital | $3,243,000 | 9,266 |
| Tier 2 risk-based capital | $343,210 | 6,979 |
| Total risk weighted assets | $17,827,910 | 9,889 |
| Total unused commitments | $1,741,000 | 7,730 |
| Derivatives | $0 | 651 |