Home > The First National Bank and Trust Company > Income and Expense
The First National Bank and Trust Company, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,067,000 | 6,910 |
| Total interest expense | $1,832,000 | 6,827 |
| Net interest income | $2,235,000 | 6,807 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $289,000 | 7,202 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $254,000 | 4,891 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 9,970 |
| Total noninterest expense | $1,706,000 | 6,724 |
| Salaries and employee benefits | $780,000 | 7,214 |
| Premises and equipment expense | $342,000 | 5,108 |
| Additional noninterest expense | $584,000 | 6,633 |
| Pre-tax net operating income | $818,000 | 6,760 |
| Securities gains (losses) | $2,000 | 3,270 |
| Applicable income taxes | $340,000 | 5,560 |
| Income before extraordinary items | $480,000 | 7,402 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $480,000 | 7,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 3,716 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $478,720 | 7,375 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,498,000 | 4,525 |
| Total interest expense | $2,423,000 | 4,783 |
| Net interest income | $4,075,000 | 4,304 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $697,000 | 4,132 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $516,000 | 2,646 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $181,000 | 5,600 |
| Total noninterest expense | $2,973,000 | 4,455 |
| Salaries and employee benefits | $1,486,000 | 4,306 |
| Premises and equipment expense | $588,000 | 3,331 |
| Additional noninterest expense | $899,000 | 5,170 |
| Pre-tax net operating income | $1,799,000 | 3,747 |
| Securities gains (losses) | $7,000 | 2,440 |
| Applicable income taxes | $595,000 | 3,538 |
| Income before extraordinary items | $1,211,000 | 3,821 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,211,000 | 3,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-69,000 | 12,053 |
| Cash dividends | $1,300,000 | 1,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,206,310 | 3,869 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,077,000 | 4,892 |
| Total interest expense | $2,290,000 | 5,186 |
| Net interest income | $3,787,000 | 4,630 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $577,000 | 5,086 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $497,000 | 2,815 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 8,622 |
| Total noninterest expense | $2,737,000 | 4,868 |
| Salaries and employee benefits | $1,337,000 | 4,759 |
| Premises and equipment expense | $535,000 | 3,661 |
| Additional noninterest expense | $865,000 | 5,553 |
| Pre-tax net operating income | $1,627,000 | 4,034 |
| Securities gains (losses) | $220,000 | 1,588 |
| Applicable income taxes | $593,000 | 3,643 |
| Income before extraordinary items | $1,254,000 | 3,851 |
| Extraordinary gains, net | $-16,000 | 12,403 |
| Net income | $1,238,000 | 3,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $213,000 | 3,020 |
| Cash dividends | $450,000 | 3,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,104,400 | 4,086 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,515,000 | 5,130 |
| Total interest expense | $2,911,000 | 5,289 |
| Net interest income | $3,604,000 | 4,879 |
| Provision for loan and lease losses | $160,000 | 5,897 |
| Total noninterest income | $568,000 | 5,170 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $490,000 | 2,840 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 8,942 |
| Total noninterest expense | $2,811,000 | 4,795 |
| Salaries and employee benefits | $1,298,000 | 4,830 |
| Premises and equipment expense | $532,000 | 3,764 |
| Additional noninterest expense | $981,000 | 5,120 |
| Pre-tax net operating income | $1,201,000 | 4,913 |
| Securities gains (losses) | $195,000 | 2,044 |
| Applicable income taxes | $427,000 | 4,554 |
| Income before extraordinary items | $969,000 | 4,628 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $969,000 | 4,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 7,050 |
| Cash dividends | $550,000 | 2,567 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $834,450 | 4,890 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.