Home > The First National Bank > Income and Expense
The First National Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,062,000 | 8,120 |
| Total interest expense | $1,365,000 | 8,072 |
| Net interest income | $1,697,000 | 8,026 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $357,000 | 6,395 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $214,000 | 5,453 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $143,000 | 6,129 |
| Total noninterest expense | $1,416,000 | 7,535 |
| Salaries and employee benefits | $659,000 | 7,997 |
| Premises and equipment expense | $250,000 | 6,348 |
| Additional noninterest expense | $507,000 | 7,202 |
| Pre-tax net operating income | $638,000 | 7,658 |
| Securities gains (losses) | $-23,000 | 10,647 |
| Applicable income taxes | $192,000 | 7,562 |
| Income before extraordinary items | $423,000 | 7,860 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $423,000 | 7,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,150 |
| Cash dividends | $380,000 | 3,998 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $438,870 | 7,711 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,710,000 | 8,531 |
| Total interest expense | $1,195,000 | 7,921 |
| Net interest income | $1,515,000 | 8,846 |
| Provision for loan and lease losses | $-100,000 | 12,140 |
| Total noninterest income | $296,000 | 7,300 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $205,000 | 5,767 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 7,803 |
| Total noninterest expense | $1,316,000 | 8,182 |
| Salaries and employee benefits | $603,000 | 8,590 |
| Premises and equipment expense | $200,000 | 7,420 |
| Additional noninterest expense | $513,000 | 7,729 |
| Pre-tax net operating income | $595,000 | 8,032 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $180,000 | 7,704 |
| Income before extraordinary items | $415,000 | 8,058 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $415,000 | 8,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-141,000 | 12,328 |
| Cash dividends | $400,000 | 3,689 |
| Sale, conversion, retirement of capital stock, net | $639,000 | 505 |
| Net operating income | $415,000 | 8,092 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,435,000 | 9,319 |
| Total interest expense | $1,106,000 | 8,653 |
| Net interest income | $1,329,000 | 9,649 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $288,000 | 7,829 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $169,000 | 6,628 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $119,000 | 7,333 |
| Total noninterest expense | $1,079,000 | 9,410 |
| Salaries and employee benefits | $513,000 | 9,547 |
| Premises and equipment expense | $150,000 | 8,908 |
| Additional noninterest expense | $416,000 | 9,082 |
| Pre-tax net operating income | $538,000 | 8,389 |
| Securities gains (losses) | $-2,000 | 12,373 |
| Applicable income taxes | $142,000 | 8,816 |
| Income before extraordinary items | $394,000 | 8,491 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $394,000 | 8,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 4,368 |
| Cash dividends | $530,000 | 2,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $395,480 | 8,202 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,637,000 | 9,658 |
| Total interest expense | $1,317,000 | 9,166 |
| Net interest income | $1,320,000 | 9,905 |
| Provision for loan and lease losses | $12,000 | 11,000 |
| Total noninterest income | $280,000 | 8,007 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $188,000 | 6,229 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 8,366 |
| Total noninterest expense | $1,225,000 | 8,934 |
| Salaries and employee benefits | $448,000 | 10,327 |
| Premises and equipment expense | $151,000 | 9,075 |
| Additional noninterest expense | $626,000 | 7,292 |
| Pre-tax net operating income | $363,000 | 9,551 |
| Securities gains (losses) | $57,000 | 3,915 |
| Applicable income taxes | $107,000 | 9,719 |
| Income before extraordinary items | $313,000 | 9,125 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $313,000 | 9,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 10,714 |
| Cash dividends | $300,000 | 3,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $270,250 | 9,303 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.