Home > The First National Bank > Assets and Liabilities
The First National Bank, Assets and Liabilities
| 2005-12-31 | Rank | |
| # of Employees: | 26 | 5,424 |
| Assets and Liabilities | ||
| Total Assets: | $68,830,000 | 6,125 |
| Cash and due from depository institutions | $2,638,000 | 5,424 |
| Interest-bearing balances | $56,000 | 5,564 |
| Securities | $32,068,000 | 3,369 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $29,927,000 | 6,826 |
| Loan loss allowance | $1,351,000 | 3,299 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,462,000 | 5,140 |
| Other real estate owned | $712,000 | 5,424 |
| Goodwill and other intangibles | $199,000 | 2,603 |
| All other assets | $1,824,000 | 5,293 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $68,830,000 | 6,125 |
| Total liabilities | $61,728,000 | 6,082 |
| Total deposits | $59,648,000 | 5,962 |
| Interest-bearing deposits | $53,857,000 | 5,696 |
| Deposits held in domestic offices | $59,648,000 | 5,960 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,710,000 | 2,417 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $370,000 | 5,814 |
| Total equity capital | $7,102,000 | 6,283 |
| Total bank equity capital | $7,102,000 | 6,283 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $0 | 8,078 |
| Surplus | $2,000,000 | 5,558 |
| Undivided profits | $5,102,000 | 4,547 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $381,000 | 4,253 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $441,000 | 6,135 |
| Earning assets | $62,051,000 | 6,148 |
| Long-term assets (5+ years) | $3,074,000 | 6,417 |
| Average Assets, year-to-date | $75,004,200 | 5,732 |
| Average Assets, quarterly | $69,544,500 | 6,064 |
| Volatile liabilities | $12,980,000 | 5,482 |
| Insider loans | $542,000 | 5,276 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $21,621,000 | 3,145 |
| Tier 1 (core) risk-based capital | $7,358,000 | 6,144 |
| Tier 2 risk-based capital | $486,000 | 5,902 |
| Total risk weighted assets | $37,983,000 | 6,487 |
| Total unused commitments | $21,621,000 | 3,145 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 30 | 4,931 |
| Assets and Liabilities | ||
| Total Assets: | $70,259,000 | 6,058 |
| Cash and due from depository institutions | $3,261,000 | 4,931 |
| Interest-bearing balances | $56,000 | 5,578 |
| Securities | $30,276,000 | 3,519 |
| Federal funds sold & reverse repurchase agreements | $1,010,000 | 4,579 |
| Net loans & leases | $31,577,000 | 6,749 |
| Loan loss allowance | $1,398,000 | 3,189 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,471,000 | 5,085 |
| Other real estate owned | $735,000 | 4,931 |
| Goodwill and other intangibles | $212,000 | 2,557 |
| All other assets | $1,717,000 | 5,414 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $70,259,000 | 6,058 |
| Total liabilities | $63,193,000 | 6,006 |
| Total deposits | $62,841,000 | 5,765 |
| Interest-bearing deposits | $55,616,000 | 5,555 |
| Deposits held in domestic offices | $62,841,000 | 5,762 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $352,000 | 6,038 |
| Total equity capital | $7,066,000 | 6,297 |
| Total bank equity capital | $7,066,000 | 6,297 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,097 |
| Surplus | $2,000,000 | 5,516 |
| Undivided profits | $5,066,000 | 4,604 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $432,000 | 4,063 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $430,000 | 6,213 |
| Earning assets | $62,919,000 | 6,106 |
| Long-term assets (5+ years) | $3,247,000 | 6,434 |
| Average Assets, year-to-date | $76,547,750 | 5,655 |
| Average Assets, quarterly | $70,233,000 | 6,014 |
| Volatile liabilities | $13,091,000 | 5,434 |
| Insider loans | $560,000 | 5,239 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $1,492,000 | 7,605 |
| Tier 1 (core) risk-based capital | $7,181,000 | 6,190 |
| Tier 2 risk-based capital | $502,000 | 5,783 |
| Total risk weighted assets | $39,232,000 | 6,399 |
| Total unused commitments | $1,492,000 | 7,606 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 26 | 5,432 |
| Assets and Liabilities | ||
| Total Assets: | $70,207,000 | 5,995 |
| Cash and due from depository institutions | $2,000,000 | 5,432 |
| Interest-bearing balances | $55,000 | 5,614 |
| Securities | $28,788,000 | 3,692 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $35,342,000 | 6,426 |
| Loan loss allowance | $1,412,000 | 3,135 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,492,000 | 5,025 |
| Other real estate owned | $718,000 | 5,432 |
| Goodwill and other intangibles | $225,000 | 2,526 |
| All other assets | $1,642,000 | 5,384 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $70,207,000 | 5,995 |
| Total liabilities | $63,299,000 | 5,938 |
| Total deposits | $62,337,000 | 5,746 |
| Interest-bearing deposits | $55,371,000 | 5,543 |
| Deposits held in domestic offices | $62,337,000 | 5,744 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $785,000 | 3,003 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $177,000 | 7,239 |
| Total equity capital | $6,908,000 | 6,314 |
| Total bank equity capital | $6,908,000 | 6,314 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,105 |
| Surplus | $2,000,000 | 5,497 |
| Undivided profits | $4,908,000 | 4,625 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,202,000 | 2,011 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $395,000 | 6,193 |
| Earning assets | $64,185,000 | 5,992 |
| Long-term assets (5+ years) | $3,194,000 | 6,474 |
| Average Assets, year-to-date | $78,644,000 | 5,556 |
| Average Assets, quarterly | $75,532,500 | 5,725 |
| Volatile liabilities | $15,705,000 | 4,865 |
| Insider loans | $544,000 | 5,258 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $2,427,000 | 7,123 |
| Tier 1 (core) risk-based capital | $6,966,000 | 6,203 |
| Tier 2 risk-based capital | $533,000 | 5,588 |
| Total risk weighted assets | $41,564,000 | 6,224 |
| Total unused commitments | $2,427,000 | 7,125 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 27 | 5,308 |
| Assets and Liabilities | ||
| Total Assets: | $80,858,000 | 5,554 |
| Cash and due from depository institutions | $2,271,000 | 5,308 |
| Interest-bearing balances | $55,000 | 5,655 |
| Securities | $30,641,000 | 3,562 |
| Federal funds sold & reverse repurchase agreements | $3,330,000 | 3,127 |
| Net loans & leases | $40,598,000 | 6,076 |
| Loan loss allowance | $1,422,000 | 3,116 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,323,000 | 5,305 |
| Other real estate owned | $618,000 | 5,308 |
| Goodwill and other intangibles | $239,000 | 2,500 |
| All other assets | $1,838,000 | 5,084 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $80,858,000 | 5,554 |
| Total liabilities | $74,255,000 | 5,466 |
| Total deposits | $68,200,000 | 5,463 |
| Interest-bearing deposits | $60,134,000 | 5,331 |
| Deposits held in domestic offices | $68,200,000 | 5,459 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $6,055,000 | 810 |
| Total equity capital | $6,603,000 | 6,397 |
| Total bank equity capital | $6,603,000 | 6,397 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,166 |
| Surplus | $2,000,000 | 5,515 |
| Undivided profits | $4,603,000 | 4,723 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,604,000 | 1,000 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $469,000 | 5,543 |
| Earning assets | $74,624,000 | 5,538 |
| Long-term assets (5+ years) | $3,621,000 | 6,427 |
| Average Assets, year-to-date | $82,862,500 | 5,466 |
| Average Assets, quarterly | $82,862,500 | 5,466 |
| Volatile liabilities | $18,293,000 | 4,392 |
| Insider loans | $1,825,000 | 2,942 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $3,859,000 | 6,510 |
| Tier 1 (core) risk-based capital | $6,737,000 | 6,288 |
| Tier 2 risk-based capital | $607,000 | 5,218 |
| Total risk weighted assets | $47,717,000 | 5,820 |
| Total unused commitments | $3,859,000 | 6,512 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 31 | 4,823 |
| Assets and Liabilities | ||
| Total Assets: | $84,867,000 | 5,410 |
| Cash and due from depository institutions | $2,252,000 | 4,823 |
| Interest-bearing balances | $55,000 | 5,653 |
| Securities | $29,987,000 | 3,626 |
| Federal funds sold & reverse repurchase agreements | $590,000 | 5,348 |
| Net loans & leases | $47,923,000 | 5,599 |
| Loan loss allowance | $1,684,000 | 2,664 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,215,000 | 5,481 |
| Other real estate owned | $700,000 | 4,823 |
| Goodwill and other intangibles | $252,000 | 2,479 |
| All other assets | $1,948,000 | 4,923 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $84,867,000 | 5,410 |
| Total liabilities | $72,962,000 | 5,511 |
| Total deposits | $72,319,000 | 5,273 |
| Interest-bearing deposits | $64,370,000 | 5,085 |
| Deposits held in domestic offices | $72,319,000 | 5,269 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $643,000 | 4,119 |
| Total equity capital | $11,905,000 | 4,398 |
| Total bank equity capital | $11,905,000 | 4,398 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,205 |
| Surplus | $2,000,000 | 5,506 |
| Undivided profits | $9,905,000 | 3,039 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,090,000 | 2,256 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $526,000 | 5,162 |
| Earning assets | $78,555,000 | 5,374 |
| Long-term assets (5+ years) | $5,282,000 | 5,959 |
| Average Assets, year-to-date | $87,210,000 | 5,189 |
| Average Assets, quarterly | $86,025,000 | 5,315 |
| Volatile liabilities | $19,172,000 | 4,232 |
| Insider loans | $2,628,000 | 2,224 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $4,682,000 | 6,028 |
| Tier 1 (core) risk-based capital | $11,813,000 | 4,304 |
| Tier 2 risk-based capital | $684,000 | 4,867 |
| Total risk weighted assets | $54,121,000 | 5,458 |
| Total unused commitments | $4,682,000 | 6,029 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 28 | 5,187 |
| Assets and Liabilities | ||
| Total Assets: | $87,183,000 | 5,287 |
| Cash and due from depository institutions | $2,501,000 | 5,187 |
| Interest-bearing balances | $54,000 | 5,740 |
| Securities | $23,676,000 | 4,267 |
| Federal funds sold & reverse repurchase agreements | $1,770,000 | 3,825 |
| Net loans & leases | $55,039,000 | 5,209 |
| Loan loss allowance | $1,236,000 | 3,440 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,224,000 | 5,437 |
| Other real estate owned | $777,000 | 5,187 |
| Goodwill and other intangibles | $265,000 | 2,416 |
| All other assets | $1,931,000 | 4,931 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $87,183,000 | 5,287 |
| Total liabilities | $75,106,000 | 5,384 |
| Total deposits | $74,436,000 | 5,146 |
| Interest-bearing deposits | $65,578,000 | 4,993 |
| Deposits held in domestic offices | $74,436,000 | 5,143 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $670,000 | 4,153 |
| Total equity capital | $12,077,000 | 4,359 |
| Total bank equity capital | $12,077,000 | 4,359 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $0 | 8,249 |
| Surplus | $2,000,000 | 5,480 |
| Undivided profits | $10,077,000 | 3,000 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $236,000 | 5,360 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $616,000 | 4,737 |
| Earning assets | $80,539,000 | 5,244 |
| Long-term assets (5+ years) | $5,227,000 | 6,060 |
| Average Assets, year-to-date | $87,795,750 | 5,183 |
| Average Assets, quarterly | $86,925,000 | 5,263 |
| Volatile liabilities | $17,925,000 | 4,364 |
| Insider loans | $1,928,000 | 2,747 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $3,115,000 | 6,653 |
| Tier 1 (core) risk-based capital | $11,860,000 | 4,268 |
| Tier 2 risk-based capital | $697,000 | 4,791 |
| Total risk weighted assets | $55,244,000 | 5,373 |
| Total unused commitments | $3,115,000 | 6,658 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 30 | 5,013 |
| Assets and Liabilities | ||
| Total Assets: | $86,667,000 | 5,288 |
| Cash and due from depository institutions | $1,713,000 | 5,013 |
| Interest-bearing balances | $54,000 | 5,767 |
| Securities | $23,253,000 | 4,366 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $57,496,000 | 5,037 |
| Loan loss allowance | $1,395,000 | 3,118 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,207,000 | 5,464 |
| Other real estate owned | $902,000 | 5,013 |
| Goodwill and other intangibles | $278,000 | 2,394 |
| All other assets | $1,818,000 | 5,051 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $86,667,000 | 5,288 |
| Total liabilities | $74,789,000 | 5,401 |
| Total deposits | $73,632,000 | 5,184 |
| Interest-bearing deposits | $64,288,000 | 5,059 |
| Deposits held in domestic offices | $73,632,000 | 5,182 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $465,000 | 3,269 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $692,000 | 3,787 |
| Total equity capital | $11,878,000 | 4,262 |
| Total bank equity capital | $11,878,000 | 4,262 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $450,000 | 4,504 |
| Surplus | $1,550,000 | 6,016 |
| Undivided profits | $9,878,000 | 2,909 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $441,000 | 4,277 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $614,000 | 4,520 |
| Earning assets | $80,803,000 | 5,242 |
| Long-term assets (5+ years) | $7,061,000 | 5,694 |
| Average Assets, year-to-date | $88,000,000 | 5,202 |
| Average Assets, quarterly | $87,124,500 | 5,269 |
| Volatile liabilities | $17,008,000 | 4,426 |
| Insider loans | $2,488,000 | 2,265 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $3,303,000 | 6,662 |
| Tier 1 (core) risk-based capital | $11,928,000 | 4,191 |
| Tier 2 risk-based capital | $764,000 | 4,500 |
| Total risk weighted assets | $60,521,000 | 5,066 |
| Total unused commitments | $3,303,000 | 6,666 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 30 | 5,006 |
| Assets and Liabilities | ||
| Total Assets: | $87,582,000 | 5,269 |
| Cash and due from depository institutions | $2,142,000 | 5,006 |
| Interest-bearing balances | $54,000 | 5,853 |
| Securities | $23,832,000 | 4,292 |
| Federal funds sold & reverse repurchase agreements | $325,000 | 6,360 |
| Net loans & leases | $57,550,000 | 4,980 |
| Loan loss allowance | $622,000 | 5,410 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,195,000 | 5,482 |
| Other real estate owned | $960,000 | 5,006 |
| Goodwill and other intangibles | $292,000 | 2,358 |
| All other assets | $1,286,000 | 5,786 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $87,582,000 | 5,269 |
| Total liabilities | $75,237,000 | 5,387 |
| Total deposits | $74,254,000 | 5,173 |
| Interest-bearing deposits | $65,355,000 | 5,033 |
| Deposits held in domestic offices | $74,254,000 | 5,171 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $983,000 | 3,261 |
| Total equity capital | $12,345,000 | 4,229 |
| Total bank equity capital | $12,345,000 | 4,229 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $450,000 | 4,515 |
| Surplus | $1,550,000 | 6,014 |
| Undivided profits | $10,345,000 | 2,961 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,009,000 | 2,631 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $647,000 | 4,242 |
| Earning assets | $81,761,000 | 5,211 |
| Long-term assets (5+ years) | $6,742,000 | 5,722 |
| Average Assets, year-to-date | $88,666,500 | 5,190 |
| Average Assets, quarterly | $88,666,500 | 5,190 |
| Volatile liabilities | $17,902,000 | 4,209 |
| Insider loans | $2,620,000 | 2,135 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $6,209,000 | 5,434 |
| Tier 1 (core) risk-based capital | $11,998,000 | 4,149 |
| Tier 2 risk-based capital | $622,000 | 5,078 |
| Total risk weighted assets | $62,005,000 | 4,942 |
| Total unused commitments | $6,209,000 | 5,445 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 30 | 5,015 |
| Assets and Liabilities | ||
| Total Assets: | $89,751,000 | 5,158 |
| Cash and due from depository institutions | $2,272,000 | 5,015 |
| Interest-bearing balances | $54,000 | 5,799 |
| Securities | $25,194,000 | 4,197 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $57,407,000 | 4,977 |
| Loan loss allowance | $604,000 | 5,488 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,213,000 | 5,466 |
| Other real estate owned | $1,271,000 | 5,015 |
| Goodwill and other intangibles | $305,000 | 2,315 |
| All other assets | $2,089,000 | 4,593 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $89,751,000 | 5,158 |
| Total liabilities | $77,926,000 | 5,253 |
| Total deposits | $74,083,000 | 5,151 |
| Interest-bearing deposits | $64,926,000 | 5,042 |
| Deposits held in domestic offices | $74,083,000 | 5,147 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,125,000 | 1,925 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $718,000 | 3,844 |
| Total equity capital | $11,825,000 | 4,301 |
| Total bank equity capital | $11,825,000 | 4,301 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $450,000 | 4,552 |
| Surplus | $1,550,000 | 6,015 |
| Undivided profits | $9,825,000 | 3,006 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $683,000 | 3,470 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $590,000 | 4,769 |
| Earning assets | $82,655,000 | 5,136 |
| Long-term assets (5+ years) | $10,220,000 | 4,976 |
| Average Assets, year-to-date | $86,634,600 | 5,166 |
| Average Assets, quarterly | $89,354,500 | 5,145 |
| Volatile liabilities | $20,145,000 | 3,894 |
| Insider loans | $2,410,000 | 2,240 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $6,742,000 | 5,146 |
| Tier 1 (core) risk-based capital | $11,557,000 | 4,220 |
| Tier 2 risk-based capital | $604,000 | 5,167 |
| Total risk weighted assets | $63,946,000 | 4,862 |
| Total unused commitments | $6,742,000 | 5,150 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 30 | 5,029 |
| Assets and Liabilities | ||
| Total Assets: | $88,958,000 | 5,181 |
| Cash and due from depository institutions | $2,825,000 | 5,029 |
| Interest-bearing balances | $54,000 | 5,882 |
| Securities | $26,698,000 | 3,955 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $54,950,000 | 5,107 |
| Loan loss allowance | $606,000 | 5,498 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,240,000 | 5,400 |
| Other real estate owned | $1,432,000 | 5,029 |
| Goodwill and other intangibles | $318,000 | 2,273 |
| All other assets | $1,495,000 | 5,457 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $88,958,000 | 5,181 |
| Total liabilities | $77,455,000 | 5,267 |
| Total deposits | $72,539,000 | 5,228 |
| Interest-bearing deposits | $62,598,000 | 5,162 |
| Deposits held in domestic offices | $72,539,000 | 5,225 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,245,000 | 1,651 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $671,000 | 4,201 |
| Total equity capital | $11,503,000 | 4,381 |
| Total bank equity capital | $11,503,000 | 4,381 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $450,000 | 4,586 |
| Surplus | $1,550,000 | 6,027 |
| Undivided profits | $9,503,000 | 3,112 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $688,000 | 3,633 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $780,000 | 3,944 |
| Earning assets | $81,702,000 | 5,156 |
| Long-term assets (5+ years) | $18,380,000 | 3,750 |
| Average Assets, year-to-date | $85,855,500 | 5,218 |
| Average Assets, quarterly | $86,471,000 | 5,245 |
| Volatile liabilities | $19,647,000 | 3,910 |
| Insider loans | $2,492,000 | 2,166 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $6,655,000 | 5,155 |
| Tier 1 (core) risk-based capital | $11,220,000 | 4,298 |
| Tier 2 risk-based capital | $606,000 | 5,152 |
| Total risk weighted assets | $61,444,000 | 4,960 |
| Total unused commitments | $6,655,000 | 5,162 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 30 | 5,036 |
| Assets and Liabilities | ||
| Total Assets: | $83,984,000 | 5,376 |
| Cash and due from depository institutions | $2,529,000 | 5,036 |
| Interest-bearing balances | $53,000 | 5,943 |
| Securities | $23,328,000 | 4,243 |
| Federal funds sold & reverse repurchase agreements | $290,000 | 6,575 |
| Net loans & leases | $54,845,000 | 5,080 |
| Loan loss allowance | $624,000 | 5,366 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,265,000 | 5,333 |
| Other real estate owned | $224,000 | 5,036 |
| Goodwill and other intangibles | $331,000 | 2,200 |
| All other assets | $1,172,000 | 6,016 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,984,000 | 5,376 |
| Total liabilities | $72,797,000 | 5,459 |
| Total deposits | $72,125,000 | 5,249 |
| Interest-bearing deposits | $63,171,000 | 5,121 |
| Deposits held in domestic offices | $72,125,000 | 5,246 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $672,000 | 4,310 |
| Total equity capital | $11,187,000 | 4,466 |
| Total bank equity capital | $11,187,000 | 4,466 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $450,000 | 4,595 |
| Surplus | $1,550,000 | 6,020 |
| Undivided profits | $9,187,000 | 3,221 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,352,000 | 2,280 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $597,000 | 4,741 |
| Earning assets | $78,516,000 | 5,289 |
| Long-term assets (5+ years) | $11,777,000 | 4,590 |
| Average Assets, year-to-date | $84,821,330 | 5,256 |
| Average Assets, quarterly | $84,198,000 | 5,328 |
| Volatile liabilities | $16,222,000 | 4,356 |
| Insider loans | $2,449,000 | 2,207 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $5,693,000 | 5,482 |
| Tier 1 (core) risk-based capital | $10,804,000 | 4,364 |
| Tier 2 risk-based capital | $624,000 | 5,037 |
| Total risk weighted assets | $58,453,000 | 5,092 |
| Total unused commitments | $5,693,000 | 5,493 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 29 | 5,143 |
| Assets and Liabilities | ||
| Total Assets: | $84,412,000 | 5,291 |
| Cash and due from depository institutions | $6,218,000 | 5,143 |
| Interest-bearing balances | $53,000 | 5,819 |
| Securities | $20,394,000 | 4,615 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $54,806,000 | 5,039 |
| Loan loss allowance | $596,000 | 5,469 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,290,000 | 5,253 |
| Other real estate owned | $239,000 | 5,143 |
| Goodwill and other intangibles | $345,000 | 2,176 |
| All other assets | $1,120,000 | 6,111 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $84,412,000 | 5,291 |
| Total liabilities | $73,627,000 | 5,384 |
| Total deposits | $71,531,000 | 5,241 |
| Interest-bearing deposits | $63,133,000 | 5,102 |
| Deposits held in domestic offices | $71,531,000 | 5,238 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,200,000 | 2,253 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $896,000 | 3,585 |
| Total equity capital | $10,785,000 | 4,503 |
| Total bank equity capital | $10,785,000 | 4,503 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $450,000 | 4,609 |
| Surplus | $1,550,000 | 6,016 |
| Undivided profits | $8,785,000 | 3,267 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,235,000 | 2,431 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $49,000 | 1,130 |
| Income earned, not collected on loans | $611,000 | 4,635 |
| Earning assets | $75,253,000 | 5,400 |
| Long-term assets (5+ years) | $10,067,000 | 4,820 |
| Average Assets, year-to-date | $85,240,000 | 5,229 |
| Average Assets, quarterly | $85,240,000 | 5,229 |
| Volatile liabilities | $18,619,000 | 3,943 |
| Insider loans | $2,473,000 | 2,137 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $5,783,000 | 5,363 |
| Tier 1 (core) risk-based capital | $10,414,000 | 4,424 |
| Tier 2 risk-based capital | $596,000 | 5,128 |
| Total risk weighted assets | $58,232,000 | 5,037 |
| Total unused commitments | $5,783,000 | 5,380 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 29 | 5,143 |
| Assets and Liabilities | ||
| Total Assets: | $86,068,000 | 5,182 |
| Cash and due from depository institutions | $4,559,000 | 5,143 |
| Interest-bearing balances | $53,000 | 5,731 |
| Securities | $24,574,000 | 4,047 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $53,869,000 | 5,090 |
| Loan loss allowance | $587,000 | 5,450 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,312,000 | 5,210 |
| Other real estate owned | $233,000 | 5,143 |
| Goodwill and other intangibles | $358,000 | 2,131 |
| All other assets | $1,163,000 | 6,072 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $86,068,000 | 5,182 |
| Total liabilities | $75,619,000 | 5,257 |
| Total deposits | $73,540,000 | 5,093 |
| Interest-bearing deposits | $63,713,000 | 5,032 |
| Deposits held in domestic offices | $73,540,000 | 5,089 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,345,000 | 2,301 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $734,000 | 4,161 |
| Total equity capital | $10,449,000 | 4,567 |
| Total bank equity capital | $10,449,000 | 4,567 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $450,000 | 4,614 |
| Surplus | $1,550,000 | 6,009 |
| Undivided profits | $8,449,000 | 3,337 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $975,000 | 2,760 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $49,000 | 1,088 |
| Income earned, not collected on loans | $633,000 | 4,754 |
| Earning assets | $78,496,000 | 5,184 |
| Long-term assets (5+ years) | $6,799,000 | 5,566 |
| Average Assets, year-to-date | $80,911,400 | 5,223 |
| Average Assets, quarterly | $84,325,000 | 5,208 |
| Volatile liabilities | $19,096,000 | 3,872 |
| Insider loans | $2,429,000 | 2,142 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $3,901,000 | 6,059 |
| Tier 1 (core) risk-based capital | $10,042,000 | 4,491 |
| Tier 2 risk-based capital | $587,000 | 5,139 |
| Total risk weighted assets | $56,967,000 | 5,087 |
| Total unused commitments | $3,901,000 | 6,061 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 25 | 5,661 |
| Assets and Liabilities | ||
| Total Assets: | $77,864,000 | 5,444 |
| Cash and due from depository institutions | $3,756,000 | 5,661 |
| Interest-bearing balances | $52,000 | 5,685 |
| Securities | $23,778,000 | 4,011 |
| Federal funds sold & reverse repurchase agreements | $385,000 | 6,607 |
| Net loans & leases | $46,523,000 | 5,472 |
| Loan loss allowance | $549,000 | 5,503 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,414,000 | 5,009 |
| Other real estate owned | $207,000 | 5,661 |
| Goodwill and other intangibles | $411,000 | 1,987 |
| All other assets | $1,390,000 | 5,599 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,864,000 | 5,444 |
| Total liabilities | $69,157,000 | 5,481 |
| Total deposits | $68,376,000 | 5,253 |
| Interest-bearing deposits | $60,649,000 | 5,085 |
| Deposits held in domestic offices | $68,376,000 | 5,248 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $781,000 | 4,136 |
| Total equity capital | $8,707,000 | 5,020 |
| Total bank equity capital | $8,707,000 | 5,020 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $450,000 | 4,717 |
| Surplus | $1,550,000 | 6,031 |
| Undivided profits | $6,707,000 | 3,704 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,276,000 | 2,221 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $48,000 | 1,141 |
| Income earned, not collected on loans | $734,000 | 4,529 |
| Earning assets | $70,738,000 | 5,472 |
| Long-term assets (5+ years) | $11,225,000 | 4,543 |
| Average Assets, year-to-date | $75,056,800 | 5,379 |
| Average Assets, quarterly | $77,373,000 | 5,420 |
| Volatile liabilities | $14,646,000 | 4,549 |
| Insider loans | $2,412,000 | 2,034 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $4,526,000 | 5,731 |
| Tier 1 (core) risk-based capital | $8,608,000 | 4,906 |
| Tier 2 risk-based capital | $549,000 | 5,181 |
| Total risk weighted assets | $49,112,000 | 5,458 |
| Total unused commitments | $4,526,000 | 5,735 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 25 | 5,727 |
| Assets and Liabilities | ||
| Total Assets: | $72,189,000 | 5,576 |
| Cash and due from depository institutions | $2,578,000 | 5,727 |
| Interest-bearing balances | $40,000 | 5,529 |
| Securities | $25,590,000 | 3,875 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $40,815,000 | 5,860 |
| Loan loss allowance | $495,000 | 5,763 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,525,000 | 4,798 |
| Other real estate owned | $207,000 | 5,727 |
| Goodwill and other intangibles | $464,000 | 1,875 |
| All other assets | $1,010,000 | 6,128 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,189,000 | 5,576 |
| Total liabilities | $63,285,000 | 5,644 |
| Total deposits | $62,678,000 | 5,402 |
| Interest-bearing deposits | $56,130,000 | 5,235 |
| Deposits held in domestic offices | $62,678,000 | 5,397 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $365,000 | 3,320 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $242,000 | 7,867 |
| Total equity capital | $8,904,000 | 4,835 |
| Total bank equity capital | $8,904,000 | 4,835 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $450,000 | 4,865 |
| Surplus | $1,550,000 | 6,085 |
| Undivided profits | $6,904,000 | 3,482 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $208,000 | 5,599 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $467,000 | 5,352 |
| Earning assets | $66,445,000 | 5,566 |
| Long-term assets (5+ years) | $8,140,000 | 5,021 |
| Average Assets, year-to-date | $73,010,600 | 5,337 |
| Average Assets, quarterly | $71,527,000 | 5,560 |
| Volatile liabilities | $14,806,000 | 4,499 |
| Insider loans | $2,293,000 | 2,054 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $2,763,000 | 6,686 |
| Tier 1 (core) risk-based capital | $8,440,000 | 4,911 |
| Tier 2 risk-based capital | $495,000 | 5,454 |
| Total risk weighted assets | $43,991,600 | 5,751 |
| Total unused commitments | $2,763,000 | 6,692 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 29 | 5,388 |
| Assets and Liabilities | ||
| Total Assets: | $75,756,000 | 5,414 |
| Cash and due from depository institutions | $3,568,000 | 5,388 |
| Interest-bearing balances | $1,201,000 | 2,222 |
| Securities | $28,963,000 | 3,692 |
| Federal funds sold & reverse repurchase agreements | $1,865,000 | 3,841 |
| Net loans & leases | $38,282,000 | 5,989 |
| Loan loss allowance | $503,000 | 5,655 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,595,000 | 4,657 |
| Other real estate owned | $207,000 | 5,388 |
| Goodwill and other intangibles | $517,000 | 1,864 |
| All other assets | $759,000 | 7,059 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,756,000 | 5,414 |
| Total liabilities | $68,206,000 | 5,399 |
| Total deposits | $67,931,000 | 5,142 |
| Interest-bearing deposits | $61,269,000 | 4,963 |
| Deposits held in domestic offices | $67,931,000 | 5,139 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $275,000 | 7,204 |
| Total equity capital | $7,550,000 | 5,337 |
| Total bank equity capital | $7,550,000 | 5,337 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $450,000 | 5,011 |
| Surplus | $1,550,000 | 6,165 |
| Undivided profits | $5,550,000 | 3,881 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $142,000 | 6,341 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $336,000 | 6,058 |
| Earning assets | $70,311,000 | 5,348 |
| Long-term assets (5+ years) | $7,632,000 | 5,455 |
| Average Assets, year-to-date | $75,879,800 | 5,258 |
| Average Assets, quarterly | $76,201,500 | 5,340 |
| Volatile liabilities | $14,198,000 | 4,385 |
| Insider loans | $1,576,000 | 2,708 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $5,734,000 | 5,115 |
| Tier 1 (core) risk-based capital | $7,233,000 | 5,541 |
| Tier 2 risk-based capital | $503,000 | 5,304 |
| Total risk weighted assets | $43,074,900 | 5,746 |
| Total unused commitments | $5,734,000 | 5,117 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 26 | 5,850 |
| Assets and Liabilities | ||
| Total Assets: | $74,218,000 | 5,486 |
| Cash and due from depository institutions | $10,492,000 | 5,850 |
| Interest-bearing balances | $7,346,000 | 850 |
| Securities | $24,284,000 | 4,237 |
| Federal funds sold & reverse repurchase agreements | $2,480,000 | 5,327 |
| Net loans & leases | $35,027,000 | 6,165 |
| Loan loss allowance | $200,000 | 8,547 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $709,000 | 6,919 |
| Other real estate owned | $0 | 5,850 |
| Goodwill and other intangibles | $570,000 | 1,763 |
| All other assets | $656,000 | 7,383 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $74,218,000 | 5,486 |
| Total liabilities | $67,052,000 | 5,458 |
| Total deposits | $66,691,000 | 5,252 |
| Interest-bearing deposits | $59,451,000 | 5,077 |
| Deposits held in domestic offices | $66,691,000 | 5,248 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $361,000 | 6,854 |
| Total equity capital | $7,166,000 | 5,682 |
| Total bank equity capital | $7,166,000 | 5,682 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $450,000 | 5,064 |
| Surplus | $1,550,000 | 6,120 |
| Undivided profits | $5,166,000 | 4,340 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $231,000 | 5,822 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $309,000 | 6,464 |
| Earning assets | $69,137,000 | 5,423 |
| Long-term assets (5+ years) | $11,475,000 | 4,399 |
| Average Assets, year-to-date | $63,787,600 | 5,859 |
| Average Assets, quarterly | $68,146,000 | 5,744 |
| Volatile liabilities | $15,736,000 | 3,653 |
| Insider loans | $1,783,000 | 2,322 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,514,000 | 5,085 |
| Tier 1 (core) risk-based capital | $6,594,000 | 5,850 |
| Tier 2 risk-based capital | $200,000 | 8,231 |
| Total risk weighted assets | $40,431,200 | 5,848 |
| Total unused commitments | $5,514,000 | 5,092 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 27 | 5,932 |
| Assets and Liabilities | ||
| Total Assets: | $60,341,000 | 6,342 |
| Cash and due from depository institutions | $6,302,000 | 5,932 |
| Interest-bearing balances | $3,656,000 | 1,182 |
| Securities | $16,749,000 | 5,600 |
| Federal funds sold & reverse repurchase agreements | $2,385,000 | 4,564 |
| Net loans & leases | $33,254,000 | 6,506 |
| Loan loss allowance | $221,000 | 8,524 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $573,000 | 7,582 |
| Other real estate owned | $0 | 5,932 |
| Goodwill and other intangibles | $623,000 | 1,634 |
| All other assets | $455,000 | 8,717 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $60,341,000 | 6,342 |
| Total liabilities | $53,971,000 | 6,315 |
| Total deposits | $53,110,000 | 6,160 |
| Interest-bearing deposits | $47,545,000 | 5,964 |
| Deposits held in domestic offices | $53,110,000 | 6,153 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $861,000 | 4,018 |
| Total equity capital | $6,370,000 | 6,157 |
| Total bank equity capital | $6,370,000 | 6,157 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $450,000 | 5,268 |
| Surplus | $1,550,000 | 6,192 |
| Undivided profits | $4,370,000 | 4,875 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $77,000 | 8,059 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $292,000 | 6,938 |
| Earning assets | $56,044,000 | 6,254 |
| Long-term assets (5+ years) | $5,733,000 | 5,661 |
| Average Assets, year-to-date | $61,571,600 | 6,044 |
| Average Assets, quarterly | $60,975,500 | 6,228 |
| Volatile liabilities | $9,535,000 | 5,162 |
| Insider loans | $1,405,000 | 2,767 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $2,676,000 | 6,791 |
| Tier 1 (core) risk-based capital | $5,673,000 | 6,489 |
| Tier 2 risk-based capital | $221,000 | 8,100 |
| Total risk weighted assets | $33,396,000 | 6,594 |
| Total unused commitments | $2,676,000 | 6,798 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 26 | 6,375 |
| Assets and Liabilities | ||
| Total Assets: | $62,453,000 | 6,354 |
| Cash and due from depository institutions | $5,704,000 | 6,375 |
| Interest-bearing balances | $2,880,000 | 1,282 |
| Securities | $20,489,000 | 5,211 |
| Federal funds sold & reverse repurchase agreements | $4,970,000 | 2,626 |
| Net loans & leases | $29,421,000 | 7,055 |
| Loan loss allowance | $229,000 | 8,755 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $615,000 | 7,530 |
| Other real estate owned | $0 | 6,375 |
| Goodwill and other intangibles | $676,000 | 1,515 |
| All other assets | $578,000 | 8,351 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,453,000 | 6,354 |
| Total liabilities | $56,397,000 | 6,328 |
| Total deposits | $55,415,000 | 6,173 |
| Interest-bearing deposits | $50,113,000 | 5,955 |
| Deposits held in domestic offices | $55,415,000 | 6,164 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $982,000 | 3,583 |
| Total equity capital | $6,056,000 | 6,408 |
| Total bank equity capital | $6,056,000 | 6,408 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $450,000 | 5,583 |
| Surplus | $1,550,000 | 6,345 |
| Undivided profits | $4,056,000 | 5,101 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $71,000 | 8,655 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $258,000 | 7,524 |
| Earning assets | $57,760,000 | 6,309 |
| Long-term assets (5+ years) | $5,826,000 | 5,524 |
| Average Assets, year-to-date | $57,320,400 | 6,555 |
| Average Assets, quarterly | $60,198,000 | 6,462 |
| Volatile liabilities | $11,988,000 | 4,289 |
| Insider loans | $1,098,000 | 3,394 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,834,000 | 6,582 |
| Tier 1 (core) risk-based capital | $5,245,000 | 6,932 |
| Tier 2 risk-based capital | $229,000 | 8,207 |
| Total risk weighted assets | $29,190,500 | 7,213 |
| Total unused commitments | $2,834,000 | 6,596 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 25 | 6,788 |
| Assets and Liabilities | ||
| Total Assets: | $55,136,000 | 7,009 |
| Cash and due from depository institutions | $5,157,000 | 6,788 |
| Interest-bearing balances | $2,971,000 | 1,432 |
| Securities | $15,338,000 | 6,617 |
| Federal funds sold & reverse repurchase agreements | $4,230,000 | 3,352 |
| Net loans & leases | $28,489,000 | 7,215 |
| Loan loss allowance | $231,000 | 9,004 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $638,000 | 7,558 |
| Other real estate owned | $0 | 6,788 |
| Goodwill and other intangibles | $729,000 | 1,361 |
| All other assets | $555,000 | 8,783 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $55,136,000 | 7,009 |
| Total liabilities | $49,017,000 | 7,065 |
| Total deposits | $48,568,000 | 6,905 |
| Interest-bearing deposits | $43,701,000 | 6,672 |
| Deposits held in domestic offices | $48,568,000 | 6,900 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $449,000 | 6,661 |
| Total equity capital | $6,119,000 | 6,461 |
| Total bank equity capital | $6,119,000 | 6,461 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $450,000 | 5,883 |
| Surplus | $1,550,000 | 6,413 |
| Undivided profits | $4,119,000 | 5,168 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $25,000 | 9,983 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $216,000 | 8,487 |
| Earning assets | $51,028,000 | 6,955 |
| Long-term assets (5+ years) | $5,122,000 | 5,739 |
| Average Assets, year-to-date | $53,869,600 | 6,919 |
| Average Assets, quarterly | $55,590,500 | 6,924 |
| Volatile liabilities | $9,345,000 | 4,766 |
| Insider loans | $1,053,000 | 3,613 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,503,000 | 8,127 |
| Tier 1 (core) risk-based capital | $5,085,000 | 7,167 |
| Tier 2 risk-based capital | $231,000 | 8,348 |
| Total risk weighted assets | $25,301,700 | 7,881 |
| Total unused commitments | $1,503,000 | 8,140 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 22 | 7,672 |
| Assets and Liabilities | ||
| Total Assets: | $51,199,000 | 7,388 |
| Cash and due from depository institutions | $6,424,000 | 7,672 |
| Interest-bearing balances | $3,070,000 | 1,140 |
| Securities | $19,483,000 | 5,983 |
| Federal funds sold & reverse repurchase agreements | $575,000 | 6,559 |
| Net loans & leases | $22,762,000 | 8,206 |
| Loan loss allowance | $231,000 | 9,355 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $571,000 | 8,096 |
| Other real estate owned | $0 | 7,672 |
| Goodwill and other intangibles | $778,000 | 1,211 |
| All other assets | $606,000 | 8,864 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $51,199,000 | 7,388 |
| Total liabilities | $45,898,000 | 7,428 |
| Total deposits | $45,729,000 | 7,233 |
| Interest-bearing deposits | $41,562,000 | 6,918 |
| Deposits held in domestic offices | $45,729,000 | 7,224 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $169,000 | 9,617 |
| Total equity capital | $5,301,000 | 6,850 |
| Total bank equity capital | $5,301,000 | 6,850 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $450,000 | 6,216 |
| Surplus | $1,550,000 | 6,479 |
| Undivided profits | $3,301,000 | 5,565 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,000 | 10,874 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $156,000 | 9,528 |
| Earning assets | $45,890,000 | 7,477 |
| Long-term assets (5+ years) | $4,864,000 | 6,080 |
| Average Assets, year-to-date | $46,896,600 | 7,682 |
| Average Assets, quarterly | $47,607,000 | 7,693 |
| Volatile liabilities | $7,534,000 | 5,308 |
| Insider loans | $1,418,000 | 2,818 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $755,000 | 9,693 |
| Tier 1 (core) risk-based capital | $4,746,000 | 7,490 |
| Tier 2 risk-based capital | $231,000 | 8,555 |
| Total risk weighted assets | $20,522,500 | 8,860 |
| Total unused commitments | $755,000 | 9,698 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 19 | 8,670 |
| Assets and Liabilities | ||
| Total Assets: | $46,285,000 | 8,096 |
| Cash and due from depository institutions | $5,761,000 | 8,670 |
| Interest-bearing balances | $3,449,000 | 1,680 |
| Securities | $20,803,000 | 5,953 |
| Federal funds sold & reverse repurchase agreements | $3,585,000 | 3,810 |
| Net loans & leases | $15,374,000 | 9,937 |
| Loan loss allowance | $230,000 | 9,706 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $206,000 | 11,130 |
| Other real estate owned | $0 | 8,670 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $556,000 | 8,867 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $46,285,000 | 8,096 |
| Total liabilities | $41,184,000 | 8,193 |
| Total deposits | $41,006,000 | 8,041 |
| Interest-bearing deposits | $37,802,000 | 7,679 |
| Deposits held in domestic offices | $41,006,000 | 8,034 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $178,000 | 9,720 |
| Total equity capital | $5,101,000 | 7,147 |
| Total bank equity capital | $5,101,000 | 7,147 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $450,000 | 6,511 |
| Surplus | $1,550,000 | 6,506 |
| Undivided profits | $3,101,000 | 6,030 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 12,424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $101,000 | 10,982 |
| Earning assets | $43,211,000 | 7,991 |
| Long-term assets (5+ years) | $4,826,000 | 6,528 |
| Average Assets, year-to-date | $43,855,200 | 8,208 |
| Average Assets, quarterly | $44,504,500 | 8,225 |
| Volatile liabilities | $7,639,000 | 4,963 |
| Insider loans | $545,000 | 5,458 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $910,000 | 9,463 |
| Tier 1 (core) risk-based capital | $5,101,000 | 7,072 |
| Tier 2 risk-based capital | $190,980 | 9,565 |
| Total risk weighted assets | $15,239,380 | 10,322 |
| Total unused commitments | $910,000 | 9,489 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 20 | 8,629 |
| Assets and Liabilities | ||
| Total Assets: | $44,421,000 | 8,461 |
| Cash and due from depository institutions | $6,969,000 | 8,629 |
| Interest-bearing balances | $4,345,000 | 1,613 |
| Securities | $18,439,000 | 6,428 |
| Federal funds sold & reverse repurchase agreements | $1,950,000 | 6,602 |
| Net loans & leases | $16,328,000 | 9,828 |
| Loan loss allowance | $126,000 | 12,049 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $190,000 | 11,674 |
| Other real estate owned | $0 | 8,629 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $545,000 | 9,298 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,421,000 | 8,461 |
| Total liabilities | $39,940,000 | 8,516 |
| Total deposits | $39,757,000 | 8,386 |
| Interest-bearing deposits | $36,125,000 | 8,115 |
| Deposits held in domestic offices | $39,757,000 | 8,379 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $183,000 | 10,391 |
| Total equity capital | $4,481,000 | 7,675 |
| Total bank equity capital | $4,481,000 | 7,675 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $450,000 | 6,848 |
| Surplus | $1,550,000 | 6,451 |
| Undivided profits | $2,481,000 | 6,664 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $29,000 | 11,845 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $106,000 | 11,371 |
| Earning assets | $41,062,000 | 8,367 |
| Long-term assets (5+ years) | $8,215,000 | 4,900 |
| Average Assets, year-to-date | $42,339,600 | 8,541 |
| Average Assets, quarterly | $43,209,500 | 8,535 |
| Volatile liabilities | $7,556,000 | 4,996 |
| Insider loans | $12,000 | 8,744 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $570,000 | 10,335 |
| Tier 1 (core) risk-based capital | $4,481,000 | 7,618 |
| Tier 2 risk-based capital | $126,000 | 11,288 |
| Total risk weighted assets | $14,548,500 | 10,767 |
| Total unused commitments | $570,000 | 10,358 |
| Derivatives | $0 | 651 |