Home > The First Liberty National Bank > Income and Expense

The First Liberty National Bank, Income and Expense

2021-12-31 (YTD Data)Rank
Total interest income$15,583,0001,810
Total interest expense$670,0002,756
Net interest income$14,913,0001,731
Provision for loan and lease losses$280,0001,477
Total noninterest income$3,880,0001,551
Gross Fiduciary activities income$19,000836
Service charges on deposit accounts$1,387,000746
Trading account gains and feesNANA
Additional Noninterest Income$2,474,0001,691
Total noninterest expense$13,059,0001,630
Salaries and employee benefits$7,078,0001,705
Premises and equipment expense$2,114,0001,156
Additional noninterest expense$3,867,0001,617
Pre-tax net operating income$5,454,0001,943
Securities gains (losses)$401,000418
Applicable income taxes$03,710
Income before extraordinary items$5,855,0001,687
Extraordinary gains, net$010
Net income$5,855,0001,686
Minority interest net income$074
Net income of bank and minority interests.$5,855,0001,687
Net charge-offs$87,0001,399
Cash dividends$5,330,000757
Sale, conversion, retirement of capital stock, net$68,000495
Net operating income$5,454,0001,746
2021-09-30 (YTD Data)Rank
Total interest income$11,287,0001,895
Total interest expense$521,0002,810
Net interest income$10,766,0001,802
Provision for loan and lease losses$120,0001,843
Total noninterest income$2,954,0001,572
Gross Fiduciary activities income$17,000812
Service charges on deposit accounts$1,002,000760
Trading account gains and feesNANA
Additional Noninterest Income$1,935,0001,710
Total noninterest expense$9,725,0001,635
Salaries and employee benefits$5,155,0001,743
Premises and equipment expense$1,692,0001,100
Additional noninterest expense$2,878,0001,640
Pre-tax net operating income$3,875,0002,093
Securities gains (losses)$401,000382
Applicable income taxes$03,719
Income before extraordinary items$4,276,0001,791
Extraordinary gains, net$08
Net income$4,276,0001,790
Minority interest net income$069
Net income of bank and minority interests.$4,276,0001,791
Net charge-offs$56,0001,309
Cash dividends$4,331,000654
Sale, conversion, retirement of capital stock, net$0543
Net operating income$3,875,0001,892
2021-06-30 (YTD Data)Rank
Total interest income$7,305,0001,939
Total interest expense$362,0002,828
Net interest income$6,943,0001,846
Provision for loan and lease losses$02,862
Total noninterest income$1,848,0001,600
Gross Fiduciary activities income$15,000790
Service charges on deposit accounts$633,000773
Trading account gains and feesNANA
Additional Noninterest Income$1,200,0001,736
Total noninterest expense$6,383,0001,647
Salaries and employee benefits$3,407,0001,748
Premises and equipment expense$1,211,0001,031
Additional noninterest expense$1,765,0001,722
Pre-tax net operating income$2,408,0002,157
Securities gains (losses)$111,000635
Applicable income taxes$03,702
Income before extraordinary items$2,519,0001,928
Extraordinary gains, net$06
Net income$2,519,0001,927
Minority interest net income$067
Net income of bank and minority interests.$2,519,0001,928
Net charge-offs$69,0001,054
Cash dividends$2,442,000734
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,408,0001,966
2021-03-31 (YTD Data)Rank
Total interest income$3,521,0001,967
Total interest expense$193,0002,803
Net interest income$3,328,0001,875
Provision for loan and lease losses$02,741
Total noninterest income$926,0001,591
Gross Fiduciary activities income$12,000773
Service charges on deposit accounts$314,000759
Trading account gains and feesNANA
Additional Noninterest Income$600,0001,730
Total noninterest expense$3,234,0001,622
Salaries and employee benefits$1,682,0001,752
Premises and equipment expense$596,0001,044
Additional noninterest expense$956,0001,591
Pre-tax net operating income$1,020,0002,340
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$1,020,0002,190
Extraordinary gains, net$03
Net income$1,020,0002,190
Minority interest net income$055
Net income of bank and minority interests.$1,020,0002,190
Net charge-offs$-10,0004,067
Cash dividends$1,472,000579
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,020,0002,151
2020-12-31 (YTD Data)Rank
Total interest income$15,739,0001,821
Total interest expense$1,084,0002,813
Net interest income$14,655,0001,680
Provision for loan and lease losses$1,305,0001,346
Total noninterest income$3,673,0001,544
Gross Fiduciary activities income$131,000703
Service charges on deposit accounts$1,343,000746
Trading account gains and feesNANA
Additional Noninterest Income$2,199,0001,705
Total noninterest expense$12,248,0001,680
Salaries and employee benefits$6,679,0001,739
Premises and equipment expense$2,104,0001,125
Additional noninterest expense$3,465,0001,716
Pre-tax net operating income$4,775,0001,839
Securities gains (losses)$342,000762
Applicable income taxes$03,697
Income before extraordinary items$5,117,0001,607
Extraordinary gains, net$04
Net income$5,117,0001,607
Minority interest net income$072
Net income of bank and minority interests.$5,117,0001,607
Net charge-offs$816,000733
Cash dividends$2,205,0001,409
Sale, conversion, retirement of capital stock, net$0566
Net operating income$4,775,0001,648
2020-09-30 (YTD Data)Rank
Total interest income$12,140,0001,788
Total interest expense$860,0002,821
Net interest income$11,280,0001,634
Provision for loan and lease losses$1,305,0001,158
Total noninterest income$2,709,0001,515
Gross Fiduciary activities income$102,000693
Service charges on deposit accounts$974,000757
Trading account gains and feesNANA
Additional Noninterest Income$1,633,0001,669
Total noninterest expense$9,422,0001,622
Salaries and employee benefits$5,163,0001,696
Premises and equipment expense$1,656,0001,078
Additional noninterest expense$2,603,0001,690
Pre-tax net operating income$3,262,0001,937
Securities gains (losses)$342,000640
Applicable income taxes$03,696
Income before extraordinary items$3,604,0001,665
Extraordinary gains, net$04
Net income$3,604,0001,666
Minority interest net income$065
Net income of bank and minority interests.$3,604,0001,666
Net charge-offs$749,000591
Cash dividends$2,205,0001,029
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,262,0001,735
2020-06-30 (YTD Data)Rank
Total interest income$8,345,0001,763
Total interest expense$615,0002,836
Net interest income$7,730,0001,596
Provision for loan and lease losses$1,234,000954
Total noninterest income$1,763,0001,468
Gross Fiduciary activities income$64,000703
Service charges on deposit accounts$651,000766
Trading account gains and feesNANA
Additional Noninterest Income$1,048,0001,625
Total noninterest expense$6,294,0001,612
Salaries and employee benefits$3,458,0001,677
Premises and equipment expense$1,098,0001,078
Additional noninterest expense$1,738,0001,690
Pre-tax net operating income$1,965,0002,027
Securities gains (losses)$342,000487
Applicable income taxes$03,655
Income before extraordinary items$2,307,0001,635
Extraordinary gains, net$04
Net income$2,307,0001,636
Minority interest net income$065
Net income of bank and minority interests.$2,307,0001,636
Net charge-offs$411,000667
Cash dividends$1,603,000939
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,965,0001,831
2020-03-31 (YTD Data)Rank
Total interest income$3,883,0001,854
Total interest expense$345,0002,804
Net interest income$3,538,0001,694
Provision for loan and lease losses$409,000996
Total noninterest income$960,0001,324
Gross Fiduciary activities income$34,000703
Service charges on deposit accounts$382,000774
Trading account gains and feesNANA
Additional Noninterest Income$544,0001,434
Total noninterest expense$3,226,0001,582
Salaries and employee benefits$1,757,0001,670
Premises and equipment expense$537,0001,116
Additional noninterest expense$932,0001,604
Pre-tax net operating income$863,0002,051
Securities gains (losses)$137,000504
Applicable income taxes$03,513
Income before extraordinary items$1,000,0001,663
Extraordinary gains, net$04
Net income$1,000,0001,664
Minority interest net income$056
Net income of bank and minority interests.$1,000,0001,664
Net charge-offs$217,000601
Cash dividends$1,323,000671
Sale, conversion, retirement of capital stock, net$0482
Net operating income$863,0001,835
2019-12-31 (YTD Data)Rank
Total interest income$14,969,0001,926
Total interest expense$1,259,0002,981
Net interest income$13,710,0001,734
Provision for loan and lease losses$1,158,000821
Total noninterest income$4,662,0001,179
Gross Fiduciary activities income$153,000700
Service charges on deposit accounts$1,547,000785
Trading account gains and feesNANA
Additional Noninterest Income$2,962,0001,214
Total noninterest expense$12,182,0001,621
Salaries and employee benefits$6,541,0001,720
Premises and equipment expense$1,728,0001,323
Additional noninterest expense$3,913,0001,536
Pre-tax net operating income$5,032,0001,745
Securities gains (losses)$3,0002,172
Applicable income taxes$03,859
Income before extraordinary items$5,035,0001,592
Extraordinary gains, net$011
Net income$5,035,0001,594
Minority interest net income$076
Net income of bank and minority interests.$5,035,0001,594
Net charge-offs$881,000704
Cash dividends$5,084,000781
Sale, conversion, retirement of capital stock, net$0626
Net operating income$5,032,0001,556
2019-09-30 (YTD Data)Rank
Total interest income$11,131,0001,963
Total interest expense$903,0003,074
Net interest income$10,228,0001,768
Provision for loan and lease losses$983,000691
Total noninterest income$3,659,0001,140
Gross Fiduciary activities income$92,000715
Service charges on deposit accounts$1,133,000801
Trading account gains and feesNANA
Additional Noninterest Income$2,434,0001,125
Total noninterest expense$9,299,0001,606
Salaries and employee benefits$4,984,0001,713
Premises and equipment expense$1,335,0001,296
Additional noninterest expense$2,980,0001,511
Pre-tax net operating income$3,605,0001,852
Securities gains (losses)$3,0001,926
Applicable income taxes$03,902
Income before extraordinary items$3,608,0001,670
Extraordinary gains, net$011
Net income$3,608,0001,671
Minority interest net income$072
Net income of bank and minority interests.$3,608,0001,671
Net charge-offs$708,000612
Cash dividends$3,712,000760
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,605,0001,636
2019-06-30 (YTD Data)Rank
Total interest income$7,332,0001,972
Total interest expense$591,0003,083
Net interest income$6,741,0001,791
Provision for loan and lease losses$808,000577
Total noninterest income$2,582,0001,063
Gross Fiduciary activities income$46,000749
Service charges on deposit accounts$731,000817
Trading account gains and feesNANA
Additional Noninterest Income$1,805,0001,007
Total noninterest expense$6,258,0001,591
Salaries and employee benefits$3,364,0001,703
Premises and equipment expense$856,0001,340
Additional noninterest expense$2,038,0001,491
Pre-tax net operating income$2,257,0001,933
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$2,257,0001,735
Extraordinary gains, net$011
Net income$2,257,0001,735
Minority interest net income$069
Net income of bank and minority interests.$2,257,0001,735
Net charge-offs$709,000455
Cash dividends$2,238,000802
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,257,0001,702
2019-03-31 (YTD Data)Rank
Total interest income$3,560,0002,023
Total interest expense$287,0003,100
Net interest income$3,273,0001,841
Provision for loan and lease losses$258,000771
Total noninterest income$1,163,0001,116
Gross Fiduciary activities income$30,000737
Service charges on deposit accounts$354,000826
Trading account gains and feesNANA
Additional Noninterest Income$779,0001,079
Total noninterest expense$3,175,0001,577
Salaries and employee benefits$1,690,0001,705
Premises and equipment expense$442,0001,331
Additional noninterest expense$1,043,0001,468
Pre-tax net operating income$1,003,0002,055
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$1,003,0001,866
Extraordinary gains, net$05
Net income$1,003,0001,864
Minority interest net income$052
Net income of bank and minority interests.$1,003,0001,865
Net charge-offs$243,000536
Cash dividends$1,020,000798
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,003,0001,846
2018-12-31 (YTD Data)Rank
Total interest income$13,235,0002,055
Total interest expense$933,0003,036
Net interest income$12,302,0001,911
Provision for loan and lease losses$650,0001,210
Total noninterest income$3,602,0001,359
Gross Fiduciary activities income$170,000719
Service charges on deposit accounts$1,528,000805
Trading account gains and feesNANA
Additional Noninterest Income$1,904,0001,543
Total noninterest expense$11,096,0001,746
Salaries and employee benefits$5,954,0001,825
Premises and equipment expense$1,346,0001,650
Additional noninterest expense$3,796,0001,578
Pre-tax net operating income$4,158,0002,054
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$4,158,0001,851
Extraordinary gains, net$06
Net income$4,158,0001,850
Minority interest net income$072
Net income of bank and minority interests.$4,158,0001,850
Net charge-offs$644,000815
Cash dividends$2,551,0001,238
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,158,0001,842
2018-09-30 (YTD Data)Rank
Total interest income$9,607,0002,091
Total interest expense$651,0003,078
Net interest income$8,956,0001,956
Provision for loan and lease losses$350,0001,444
Total noninterest income$2,693,0001,379
Gross Fiduciary activities income$127,000713
Service charges on deposit accounts$1,146,000801
Trading account gains and feesNANA
Additional Noninterest Income$1,420,0001,567
Total noninterest expense$8,246,0001,754
Salaries and employee benefits$4,425,0001,835
Premises and equipment expense$1,014,0001,661
Additional noninterest expense$2,807,0001,586
Pre-tax net operating income$3,053,0002,098
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$3,053,0001,884
Extraordinary gains, net$05
Net income$3,053,0001,882
Minority interest net income$066
Net income of bank and minority interests.$3,053,0001,883
Net charge-offs$222,0001,165
Cash dividends$1,486,0001,323
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,053,0001,873
2018-06-30 (YTD Data)Rank
Total interest income$6,348,0002,091
Total interest expense$401,0003,114
Net interest income$5,947,0001,973
Provision for loan and lease losses$300,0001,165
Total noninterest income$1,839,0001,361
Gross Fiduciary activities income$96,000707
Service charges on deposit accounts$769,000799
Trading account gains and feesNANA
Additional Noninterest Income$974,0001,549
Total noninterest expense$5,439,0001,778
Salaries and employee benefits$2,899,0001,878
Premises and equipment expense$651,0001,727
Additional noninterest expense$1,889,0001,584
Pre-tax net operating income$2,047,0002,074
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$2,047,0001,851
Extraordinary gains, net$06
Net income$2,047,0001,849
Minority interest net income$065
Net income of bank and minority interests.$2,047,0001,850
Net charge-offs$107,0001,284
Cash dividends$980,0001,347
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,047,0001,841
2018-03-31 (YTD Data)Rank
Total interest income$3,049,0002,147
Total interest expense$193,0003,143
Net interest income$2,856,0002,025
Provision for loan and lease losses$150,0001,106
Total noninterest income$917,0001,344
Gross Fiduciary activities income$40,000736
Service charges on deposit accounts$404,000769
Trading account gains and feesNANA
Additional Noninterest Income$473,0001,538
Total noninterest expense$2,654,0001,837
Salaries and employee benefits$1,426,0001,921
Premises and equipment expense$329,0001,730
Additional noninterest expense$899,0001,645
Pre-tax net operating income$969,0002,086
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$969,0001,884
Extraordinary gains, net$07
Net income$969,0001,883
Minority interest net income$052
Net income of bank and minority interests.$969,0001,884
Net charge-offs$71,0001,017
Cash dividends$502,0001,163
Sale, conversion, retirement of capital stock, net$0580
Net operating income$969,0001,873
2017-12-31 (YTD Data)Rank
Total interest income$11,391,0002,212
Total interest expense$755,0003,020
Net interest income$10,636,0002,120
Provision for loan and lease losses$645,0001,218
Total noninterest income$3,400,0001,451
Gross Fiduciary activities income$104,000780
Service charges on deposit accounts$1,540,000802
Trading account gains and feesNANA
Additional Noninterest Income$1,756,0001,655
Total noninterest expense$9,803,0001,943
Salaries and employee benefits$5,302,0002,001
Premises and equipment expense$1,193,0001,856
Additional noninterest expense$3,308,0001,798
Pre-tax net operating income$3,588,0002,202
Securities gains (losses)$-47,0005,304
Applicable income taxes$04,135
Income before extraordinary items$3,541,0001,790
Extraordinary gains, net$09
Net income$3,541,0001,791
Minority interest net income$076
Net income of bank and minority interests.$3,541,0001,791
Net charge-offs$377,0001,310
Cash dividends$1,656,0001,622
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,588,0001,742
2017-09-30 (YTD Data)Rank
Total interest income$8,356,0002,249
Total interest expense$560,0003,025
Net interest income$7,796,0002,164
Provision for loan and lease losses$580,0001,042
Total noninterest income$2,549,0001,452
Gross Fiduciary activities income$79,000783
Service charges on deposit accounts$1,139,000818
Trading account gains and feesNANA
Additional Noninterest Income$1,331,0001,661
Total noninterest expense$7,149,0001,988
Salaries and employee benefits$3,910,0002,038
Premises and equipment expense$888,0001,883
Additional noninterest expense$2,351,0001,867
Pre-tax net operating income$2,616,0002,289
Securities gains (losses)$-47,0005,586
Applicable income taxes$04,172
Income before extraordinary items$2,569,0001,987
Extraordinary gains, net$09
Net income$2,569,0001,986
Minority interest net income$071
Net income of bank and minority interests.$2,569,0001,987
Net charge-offs$376,000969
Cash dividends$1,259,0001,477
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,616,0001,931
2017-06-30 (YTD Data)Rank
Total interest income$5,474,0002,271
Total interest expense$377,0002,980
Net interest income$5,097,0002,187
Provision for loan and lease losses$350,0001,079
Total noninterest income$1,696,0001,464
Gross Fiduciary activities income$49,000790
Service charges on deposit accounts$786,000780
Trading account gains and feesNANA
Additional Noninterest Income$861,0001,695
Total noninterest expense$4,570,0002,062
Salaries and employee benefits$2,542,0002,081
Premises and equipment expense$554,0001,961
Additional noninterest expense$1,474,0001,968
Pre-tax net operating income$1,873,0002,130
Securities gains (losses)$-128,0005,714
Applicable income taxes$04,189
Income before extraordinary items$1,745,0001,901
Extraordinary gains, net$011
Net income$1,745,0001,901
Minority interest net income$071
Net income of bank and minority interests.$1,745,0001,901
Net charge-offs$259,000907
Cash dividends$800,0001,516
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,873,0001,773
2017-03-31 (YTD Data)Rank
Total interest income$2,708,0002,289
Total interest expense$192,0002,929
Net interest income$2,516,0002,214
Provision for loan and lease losses$150,0001,115
Total noninterest income$831,0001,479
Gross Fiduciary activities income$23,000807
Service charges on deposit accounts$380,000806
Trading account gains and feesNANA
Additional Noninterest Income$428,0001,685
Total noninterest expense$2,210,0002,143
Salaries and employee benefits$1,231,0002,158
Premises and equipment expense$261,0002,076
Additional noninterest expense$718,0002,003
Pre-tax net operating income$987,0001,979
Securities gains (losses)$-128,0005,807
Applicable income taxes$04,086
Income before extraordinary items$859,0001,868
Extraordinary gains, net$08
Net income$859,0001,868
Minority interest net income$055
Net income of bank and minority interests.$859,0001,868
Net charge-offs$67,0001,148
Cash dividends$338,0001,546
Sale, conversion, retirement of capital stock, net$0632
Net operating income$987,0001,673
2016-12-31 (YTD Data)Rank
Total interest income$9,574,0002,492
Total interest expense$951,0002,504
Net interest income$8,623,0002,470
Provision for loan and lease losses$1,216,000771
Total noninterest income$2,804,0001,724
Gross Fiduciary activities income$156,000758
Service charges on deposit accounts$1,232,000995
Trading account gains and fees$0170
Additional Noninterest Income$1,416,0001,960
Total noninterest expense$8,579,0002,168
Salaries and employee benefits$4,317,0002,363
Premises and equipment expense$1,106,0001,989
Additional noninterest expense$3,156,0001,891
Pre-tax net operating income$1,632,0003,395
Securities gains (losses)$39,0002,006
Applicable income taxes$04,278
Income before extraordinary items$1,671,0003,091
Extraordinary gains, net$05
Net income$1,671,0003,090
Minority interest net income$082
Net income of bank and minority interests.$1,671,0003,090
Net charge-offs$544,0001,023
Cash dividends$1,209,0001,957
Sale, conversion, retirement of capital stock, net$0759
Net operating income$1,632,0003,077
2016-09-30 (YTD Data)Rank
Total interest income$7,197,0002,485
Total interest expense$735,0002,454
Net interest income$6,462,0002,474
Provision for loan and lease losses$1,064,000655
Total noninterest income$2,070,0001,738
Gross Fiduciary activities income$114,000760
Service charges on deposit accounts$905,0001,008
Trading account gains and fees$0169
Additional Noninterest Income$1,051,0001,979
Total noninterest expense$6,240,0002,219
Salaries and employee benefits$3,191,0002,371
Premises and equipment expense$831,0001,990
Additional noninterest expense$2,218,0001,998
Pre-tax net operating income$1,228,0003,442
Securities gains (losses)$39,0001,939
Applicable income taxes$04,325
Income before extraordinary items$1,267,0003,097
Extraordinary gains, net$05
Net income$1,267,0003,097
Minority interest net income$071
Net income of bank and minority interests.$1,267,0003,097
Net charge-offs$484,000814
Cash dividends$1,039,0001,622
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,228,0003,108
2016-06-30 (YTD Data)Rank
Total interest income$4,856,0002,466
Total interest expense$503,0002,419
Net interest income$4,353,0002,459
Provision for loan and lease losses$669,000677
Total noninterest income$1,339,0001,761
Gross Fiduciary activities income$76,000767
Service charges on deposit accounts$581,0001,038
Trading account gains and fees$0157
Additional Noninterest Income$682,0001,986
Total noninterest expense$4,039,0002,281
Salaries and employee benefits$2,121,0002,389
Premises and equipment expense$526,0002,074
Additional noninterest expense$1,392,0002,115
Pre-tax net operating income$984,0003,101
Securities gains (losses)$29,0001,762
Applicable income taxes$04,338
Income before extraordinary items$1,013,0002,776
Extraordinary gains, net$016
Net income$1,013,0002,774
Minority interest net income$071
Net income of bank and minority interests.$1,013,0002,775
Net charge-offs$199,0001,125
Cash dividends$829,0001,478
Sale, conversion, retirement of capital stock, net$0705
Net operating income$984,0002,762
2016-03-31 (YTD Data)Rank
Total interest income$2,349,0002,538
Total interest expense$262,0002,369
Net interest income$2,087,0002,547
Provision for loan and lease losses$140,0001,265
Total noninterest income$646,0001,754
Gross Fiduciary activities income$35,000784
Service charges on deposit accounts$295,0001,017
Trading account gains and fees$0142
Additional Noninterest Income$316,0002,031
Total noninterest expense$1,884,0002,433
Salaries and employee benefits$1,035,0002,452
Premises and equipment expense$257,0002,115
Additional noninterest expense$592,0002,417
Pre-tax net operating income$709,0002,468
Securities gains (losses)$-2,0005,868
Applicable income taxes$04,259
Income before extraordinary items$707,0002,195
Extraordinary gains, net$012
Net income$707,0002,195
Minority interest net income$062
Net income of bank and minority interests.$707,0002,195
Net charge-offs$92,0001,070
Cash dividends$463,0001,273
Sale, conversion, retirement of capital stock, net$0659
Net operating income$709,0002,127
2015-12-31 (YTD Data)Rank
Total interest income$9,474,0002,476
Total interest expense$1,070,0002,308
Net interest income$8,404,0002,480
Provision for loan and lease losses$395,0001,604
Total noninterest income$2,551,0001,805
Gross Fiduciary activities income$153,000784
Service charges on deposit accounts$1,226,0001,021
Trading account gains and fees$0159
Additional Noninterest Income$1,172,0002,176
Total noninterest expense$7,482,0002,438
Salaries and employee benefits$4,019,0002,488
Premises and equipment expense$969,0002,222
Additional noninterest expense$2,494,0002,347
Pre-tax net operating income$3,078,0002,282
Securities gains (losses)$1,0003,117
Applicable income taxes$04,402
Income before extraordinary items$3,079,0002,011
Extraordinary gains, net$023
Net income$3,079,0002,012
Minority interest net income$081
Net income of bank and minority interests.$3,079,0002,013
Net charge-offs$263,0001,728
Cash dividends$2,074,0001,308
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,078,0001,968
2015-09-30 (YTD Data)Rank
Total interest income$7,045,0002,515
Total interest expense$789,0002,359
Net interest income$6,256,0002,510
Provision for loan and lease losses$283,0001,571
Total noninterest income$1,941,0001,792
Gross Fiduciary activities income$112,000781
Service charges on deposit accounts$927,0001,007
Trading account gains and fees$0153
Additional Noninterest Income$902,0002,155
Total noninterest expense$5,551,0002,463
Salaries and employee benefits$2,985,0002,504
Premises and equipment expense$728,0002,254
Additional noninterest expense$1,838,0002,381
Pre-tax net operating income$2,363,0002,278
Securities gains (losses)$1,0002,915
Applicable income taxes$04,489
Income before extraordinary items$2,364,0001,983
Extraordinary gains, net$021
Net income$2,364,0001,985
Minority interest net income$078
Net income of bank and minority interests.$2,364,0001,985
Net charge-offs$158,0001,746
Cash dividends$1,518,0001,194
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,363,0001,943
2015-06-30 (YTD Data)Rank
Total interest income$4,694,0002,518
Total interest expense$517,0002,407
Net interest income$4,177,0002,504
Provision for loan and lease losses$193,0001,554
Total noninterest income$1,250,0001,844
Gross Fiduciary activities income$70,000801
Service charges on deposit accounts$591,0001,036
Trading account gains and fees$0157
Additional Noninterest Income$589,0002,213
Total noninterest expense$3,726,0002,450
Salaries and employee benefits$1,998,0002,521
Premises and equipment expense$492,0002,247
Additional noninterest expense$1,236,0002,371
Pre-tax net operating income$1,508,0002,332
Securities gains (losses)$1,0002,511
Applicable income taxes$04,497
Income before extraordinary items$1,509,0002,032
Extraordinary gains, net$022
Net income$1,509,0002,034
Minority interest net income$075
Net income of bank and minority interests.$1,509,0002,034
Net charge-offs$125,0001,527
Cash dividends$1,014,0001,200
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,508,0001,990
2015-03-31 (YTD Data)Rank
Total interest income$2,350,0002,522
Total interest expense$263,0002,394
Net interest income$2,087,0002,498
Provision for loan and lease losses$90,0001,532
Total noninterest income$594,0001,887
Gross Fiduciary activities income$32,000814
Service charges on deposit accounts$294,0001,018
Trading account gains and fees$0152
Additional Noninterest Income$268,0002,269
Total noninterest expense$1,855,0002,474
Salaries and employee benefits$1,001,0002,527
Premises and equipment expense$253,0002,227
Additional noninterest expense$601,0002,410
Pre-tax net operating income$736,0002,339
Securities gains (losses)$1,0001,909
Applicable income taxes$04,400
Income before extraordinary items$737,0002,046
Extraordinary gains, net$013
Net income$737,0002,047
Minority interest net income$064
Net income of bank and minority interests.$737,0002,047
Net charge-offs$15,0002,292
Cash dividends$559,0001,026
Sale, conversion, retirement of capital stock, net$0697
Net operating income$736,0001,991
2014-12-31 (YTD Data)Rank
Total interest income$9,689,0002,470
Total interest expense$1,111,0002,404
Net interest income$8,578,0002,471
Provision for loan and lease losses$310,0001,948
Total noninterest income$2,622,0001,735
Gross Fiduciary activities income$135,000819
Service charges on deposit accounts$1,324,0001,005
Trading account gains and fees$0180
Additional Noninterest Income$1,163,0002,122
Total noninterest expense$7,496,0002,450
Salaries and employee benefits$3,980,0002,513
Premises and equipment expense$1,139,0002,009
Additional noninterest expense$2,377,0002,502
Pre-tax net operating income$3,394,0002,080
Securities gains (losses)$1,0003,149
Applicable income taxes$04,531
Income before extraordinary items$3,395,0001,827
Extraordinary gains, net$017
Net income$3,395,0001,827
Minority interest net income$084
Net income of bank and minority interests.$3,395,0001,826
Net charge-offs$214,0002,385
Cash dividends$2,223,0001,180
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,394,0001,793
2014-09-30 (YTD Data)Rank
Total interest income$7,225,0002,498
Total interest expense$836,0002,424
Net interest income$6,389,0002,495
Provision for loan and lease losses$220,0001,981
Total noninterest income$1,981,0001,721
Gross Fiduciary activities income$99,000817
Service charges on deposit accounts$989,0001,009
Trading account gains and fees$0174
Additional Noninterest Income$893,0002,095
Total noninterest expense$5,579,0002,476
Salaries and employee benefits$2,941,0002,546
Premises and equipment expense$877,0001,982
Additional noninterest expense$1,761,0002,540
Pre-tax net operating income$2,571,0002,100
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$2,571,0001,806
Extraordinary gains, net$015
Net income$2,571,0001,806
Minority interest net income$081
Net income of bank and minority interests.$2,571,0001,805
Net charge-offs$168,0002,185
Cash dividends$1,683,0001,073
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,571,0001,772
2014-06-30 (YTD Data)Rank
Total interest income$4,816,0002,500
Total interest expense$564,0002,428
Net interest income$4,252,0002,498
Provision for loan and lease losses$130,0002,050
Total noninterest income$1,327,0001,689
Gross Fiduciary activities income$62,000832
Service charges on deposit accounts$683,000961
Trading account gains and fees$0172
Additional Noninterest Income$582,0002,102
Total noninterest expense$3,706,0002,487
Salaries and employee benefits$1,961,0002,559
Premises and equipment expense$562,0002,062
Additional noninterest expense$1,183,0002,525
Pre-tax net operating income$1,743,0002,021
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$1,743,0001,727
Extraordinary gains, net$020
Net income$1,743,0001,730
Minority interest net income$080
Net income of bank and minority interests.$1,743,0001,729
Net charge-offs$112,0002,079
Cash dividends$1,105,0001,075
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,743,0001,693
2014-03-31 (YTD Data)Rank
Total interest income$2,392,0002,514
Total interest expense$288,0002,431
Net interest income$2,104,0002,511
Provision for loan and lease losses$60,0002,013
Total noninterest income$660,0001,666
Gross Fiduciary activities income$26,000869
Service charges on deposit accounts$349,000927
Trading account gains and fees$0147
Additional Noninterest Income$285,0002,067
Total noninterest expense$1,811,0002,556
Salaries and employee benefits$977,0002,568
Premises and equipment expense$263,0002,211
Additional noninterest expense$571,0002,599
Pre-tax net operating income$893,0001,930
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$893,0001,639
Extraordinary gains, net$016
Net income$893,0001,642
Minority interest net income$066
Net income of bank and minority interests.$893,0001,642
Net charge-offs$33,0002,158
Cash dividends$570,000952
Sale, conversion, retirement of capital stock, net$0747
Net operating income$893,0001,607
2013-12-31 (YTD Data)Rank
Total interest income$9,505,0002,535
Total interest expense$1,384,0002,308
Net interest income$8,121,0002,567
Provision for loan and lease losses$240,0002,739
Total noninterest income$2,758,0001,719
Gross Fiduciary activities income$77,000899
Service charges on deposit accounts$1,553,000893
Trading account gains and fees$0184
Additional Noninterest Income$1,128,0002,211
Total noninterest expense$7,371,0002,506
Salaries and employee benefits$3,950,0002,502
Premises and equipment expense$1,126,0002,022
Additional noninterest expense$2,295,0002,675
Pre-tax net operating income$3,268,0002,029
Securities gains (losses)$10,0002,629
Applicable income taxes$04,631
Income before extraordinary items$3,278,0001,762
Extraordinary gains, net$029
Net income$3,278,0001,765
Minority interest net income$090
Net income of bank and minority interests.$3,278,0001,765
Net charge-offs$202,0003,005
Cash dividends$2,160,0001,136
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,268,0001,738
2013-09-30 (YTD Data)Rank
Total interest income$7,048,0002,589
Total interest expense$1,047,0002,355
Net interest income$6,001,0002,617
Provision for loan and lease losses$180,0002,702
Total noninterest income$2,086,0001,737
Gross Fiduciary activities income$57,000896
Service charges on deposit accounts$1,164,000894
Trading account gains and fees$0180
Additional Noninterest Income$865,0002,247
Total noninterest expense$5,465,0002,545
Salaries and employee benefits$2,926,0002,541
Premises and equipment expense$830,0002,072
Additional noninterest expense$1,709,0002,678
Pre-tax net operating income$2,442,0002,102
Securities gains (losses)$10,0002,497
Applicable income taxes$04,713
Income before extraordinary items$2,452,0001,796
Extraordinary gains, net$025
Net income$2,452,0001,800
Minority interest net income$084
Net income of bank and minority interests.$2,452,0001,801
Net charge-offs$95,0003,308
Cash dividends$1,580,0001,059
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,442,0001,762
2013-06-30 (YTD Data)Rank
Total interest income$4,691,0002,588
Total interest expense$700,0002,400
Net interest income$3,991,0002,614
Provision for loan and lease losses$120,0002,706
Total noninterest income$1,329,0001,815
Gross Fiduciary activities income$35,000910
Service charges on deposit accounts$748,000901
Trading account gains and fees$0157
Additional Noninterest Income$546,0002,359
Total noninterest expense$3,590,0002,590
Salaries and employee benefits$1,962,0002,533
Premises and equipment expense$539,0002,126
Additional noninterest expense$1,089,0002,767
Pre-tax net operating income$1,610,0002,087
Securities gains (losses)$10,0002,282
Applicable income taxes$04,679
Income before extraordinary items$1,620,0001,808
Extraordinary gains, net$022
Net income$1,620,0001,812
Minority interest net income$082
Net income of bank and minority interests.$1,620,0001,814
Net charge-offs$34,0003,652
Cash dividends$1,072,0001,027
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,610,0001,754
2013-03-31 (YTD Data)Rank
Total interest income$2,342,0002,604
Total interest expense$361,0002,404
Net interest income$1,981,0002,634
Provision for loan and lease losses$60,0002,589
Total noninterest income$671,0001,789
Gross Fiduciary activities income$18,000915
Service charges on deposit accounts$375,000892
Trading account gains and fees$0148
Additional Noninterest Income$278,0002,326
Total noninterest expense$1,787,0002,622
Salaries and employee benefits$978,0002,558
Premises and equipment expense$262,0002,226
Additional noninterest expense$547,0002,758
Pre-tax net operating income$805,0002,032
Securities gains (losses)$3,0001,729
Applicable income taxes$04,602
Income before extraordinary items$808,0001,753
Extraordinary gains, net$010
Net income$808,0001,755
Minority interest net income$076
Net income of bank and minority interests.$808,0001,755
Net charge-offs$21,0003,051
Cash dividends$549,000882
Sale, conversion, retirement of capital stock, net$0789
Net operating income$805,0001,694
2012-12-31 (YTD Data)Rank
Total interest income$10,216,0002,520
Total interest expense$1,743,0002,407
Net interest income$8,473,0002,534
Provision for loan and lease losses$240,0003,678
Total noninterest income$2,828,0001,709
Gross Fiduciary activities income$78,000920
Service charges on deposit accounts$1,679,000840
Trading account gains and fees$0166
Additional Noninterest Income$1,071,0002,289
Total noninterest expense$6,969,0002,665
Salaries and employee benefits$3,858,0002,538
Premises and equipment expense$985,0002,301
Additional noninterest expense$2,126,0002,947
Pre-tax net operating income$4,092,0001,617
Securities gains (losses)$71,0002,511
Applicable income taxes$1,0004,670
Income before extraordinary items$4,162,0001,407
Extraordinary gains, net$029
Net income$4,162,0001,408
Minority interest net income$093
Net income of bank and minority interests.$4,162,0001,408
Net charge-offs$275,0003,413
Cash dividends$2,946,000899
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,091,0001,340
2012-09-30 (YTD Data)Rank
Total interest income$7,787,0002,528
Total interest expense$1,330,0002,467
Net interest income$6,457,0002,527
Provision for loan and lease losses$180,0003,637
Total noninterest income$2,129,0001,708
Gross Fiduciary activities income$58,000912
Service charges on deposit accounts$1,251,000851
Trading account gains and fees$0157
Additional Noninterest Income$820,0002,243
Total noninterest expense$5,152,0002,705
Salaries and employee benefits$2,840,0002,603
Premises and equipment expense$748,0002,309
Additional noninterest expense$1,564,0003,000
Pre-tax net operating income$3,254,0001,589
Securities gains (losses)$49,0002,453
Applicable income taxes$04,802
Income before extraordinary items$3,303,0001,373
Extraordinary gains, net$020
Net income$3,303,0001,374
Minority interest net income$086
Net income of bank and minority interests.$3,303,0001,374
Net charge-offs$149,0003,607
Cash dividends$2,256,000705
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,254,0001,307
2012-06-30 (YTD Data)Rank
Total interest income$5,246,0002,519
Total interest expense$887,0002,553
Net interest income$4,359,0002,498
Provision for loan and lease losses$120,0003,606
Total noninterest income$1,413,0001,697
Gross Fiduciary activities income$36,000929
Service charges on deposit accounts$820,000851
Trading account gains and fees$0153
Additional Noninterest Income$557,0002,197
Total noninterest expense$3,451,0002,708
Salaries and employee benefits$1,904,0002,594
Premises and equipment expense$481,0002,369
Additional noninterest expense$1,066,0002,964
Pre-tax net operating income$2,201,0001,570
Securities gains (losses)$-19,0006,979
Applicable income taxes$04,770
Income before extraordinary items$2,182,0001,357
Extraordinary gains, net$019
Net income$2,182,0001,357
Minority interest net income$084
Net income of bank and minority interests.$2,182,0001,357
Net charge-offs$105,0003,358
Cash dividends$1,528,000672
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,201,0001,272
2012-03-31 (YTD Data)Rank
Total interest income$2,608,0002,557
Total interest expense$443,0002,647
Net interest income$2,165,0002,522
Provision for loan and lease losses$60,0003,447
Total noninterest income$700,0001,708
Gross Fiduciary activities income$18,000929
Service charges on deposit accounts$411,000844
Trading account gains and fees$0148
Additional Noninterest Income$271,0002,238
Total noninterest expense$1,757,0002,670
Salaries and employee benefits$953,0002,593
Premises and equipment expense$259,0002,236
Additional noninterest expense$545,0002,892
Pre-tax net operating income$1,048,0001,614
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$1,048,0001,390
Extraordinary gains, net$019
Net income$1,048,0001,391
Minority interest net income$078
Net income of bank and minority interests.$1,048,0001,391
Net charge-offs$60,0002,879
Cash dividends$603,000739
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,048,0001,313
2011-12-31 (YTD Data)Rank
Total interest income$10,686,0002,608
Total interest expense$1,873,0002,904
Net interest income$8,813,0002,497
Provision for loan and lease losses$240,0004,406
Total noninterest income$2,942,0001,518
Gross Fiduciary activities income$80,000867
Service charges on deposit accounts$1,820,000810
Trading account gains and fees$0146
Additional Noninterest Income$1,042,0002,079
Total noninterest expense$7,144,0002,624
Salaries and employee benefits$3,704,0002,597
Premises and equipment expense$1,121,0002,172
Additional noninterest expense$2,319,0002,751
Pre-tax net operating income$4,371,0001,331
Securities gains (losses)$393,000944
Applicable income taxes$10,0004,308
Income before extraordinary items$4,754,0001,047
Extraordinary gains, net$029
Net income$4,754,0001,048
Minority interest net income$096
Net income of bank and minority interests.$4,754,0001,048
Net charge-offs$226,0004,154
Cash dividends$3,081,000644
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,361,0001,092
2011-09-30 (YTD Data)Rank
Total interest income$8,129,0002,593
Total interest expense$1,432,0002,963
Net interest income$6,697,0002,469
Provision for loan and lease losses$180,0004,271
Total noninterest income$2,265,0001,479
Gross Fiduciary activities income$60,000859
Service charges on deposit accounts$1,375,000807
Trading account gains and fees$0145
Additional Noninterest Income$830,0001,984
Total noninterest expense$5,355,0002,628
Salaries and employee benefits$2,770,0002,602
Premises and equipment expense$839,0002,202
Additional noninterest expense$1,746,0002,749
Pre-tax net operating income$3,427,0001,319
Securities gains (losses)$400,000752
Applicable income taxes$04,740
Income before extraordinary items$3,827,0001,013
Extraordinary gains, net$021
Net income$3,827,0001,012
Minority interest net income$087
Net income of bank and minority interests.$3,827,0001,013
Net charge-offs$149,0004,028
Cash dividends$2,370,000555
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,427,0001,067
2011-06-30 (YTD Data)Rank
Total interest income$5,474,0002,596
Total interest expense$982,0002,986
Net interest income$4,492,0002,453
Provision for loan and lease losses$120,0004,174
Total noninterest income$1,535,0001,454
Gross Fiduciary activities income$37,000882
Service charges on deposit accounts$916,000797
Trading account gains and fees$0153
Additional Noninterest Income$582,0001,908
Total noninterest expense$3,545,0002,666
Salaries and employee benefits$1,836,0002,627
Premises and equipment expense$552,0002,241
Additional noninterest expense$1,157,0002,817
Pre-tax net operating income$2,362,0001,257
Securities gains (losses)$371,000461
Applicable income taxes$04,697
Income before extraordinary items$2,733,000904
Extraordinary gains, net$015
Net income$2,733,000903
Minority interest net income$089
Net income of bank and minority interests.$2,733,000904
Net charge-offs$104,0003,802
Cash dividends$1,348,000628
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,362,0001,019
2011-03-31 (YTD Data)Rank
Total interest income$2,735,0002,610
Total interest expense$512,0002,979
Net interest income$2,223,0002,479
Provision for loan and lease losses$60,0003,936
Total noninterest income$741,0001,499
Gross Fiduciary activities income$18,000891
Service charges on deposit accounts$443,000812
Trading account gains and fees$0158
Additional Noninterest Income$280,0001,991
Total noninterest expense$1,746,0002,711
Salaries and employee benefits$920,0002,634
Premises and equipment expense$274,0002,297
Additional noninterest expense$552,0002,938
Pre-tax net operating income$1,158,0001,248
Securities gains (losses)$3,0001,535
Applicable income taxes$04,545
Income before extraordinary items$1,161,0001,053
Extraordinary gains, net$09
Net income$1,161,0001,052
Minority interest net income$086
Net income of bank and minority interests.$1,161,0001,053
Net charge-offs$57,0003,235
Cash dividends$593,000634
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,158,0001,019
2010-12-31 (YTD Data)Rank
Total interest income$10,503,0002,830
Total interest expense$2,511,0002,980
Net interest income$7,992,0002,726
Provision for loan and lease losses$240,0005,139
Total noninterest income$3,079,0001,521
Gross Fiduciary activities income$81,000900
Service charges on deposit accounts$1,856,000812
Trading account gains and fees$0175
Additional Noninterest Income$1,142,0002,019
Total noninterest expense$7,127,0002,685
Salaries and employee benefits$3,720,0002,578
Premises and equipment expense$1,088,0002,303
Additional noninterest expense$2,319,0002,853
Pre-tax net operating income$3,704,0001,352
Securities gains (losses)$84,0002,306
Applicable income taxes$-1,0006,484
Income before extraordinary items$3,789,0001,148
Extraordinary gains, net$029
Net income$3,789,0001,150
Minority interest net income$0111
Net income of bank and minority interests.$3,789,0001,151
Net charge-offs$190,0004,814
Cash dividends$2,496,000670
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,705,0001,122
2010-09-30 (YTD Data)Rank
Total interest income$7,766,0002,931
Total interest expense$1,872,0003,115
Net interest income$5,894,0002,803
Provision for loan and lease losses$180,0005,003
Total noninterest income$2,342,0001,497
Gross Fiduciary activities income$57,000907
Service charges on deposit accounts$1,400,000828
Trading account gains and fees$0165
Additional Noninterest Income$885,0001,953
Total noninterest expense$5,258,0002,723
Salaries and employee benefits$2,744,0002,628
Premises and equipment expense$811,0002,362
Additional noninterest expense$1,703,0002,847
Pre-tax net operating income$2,798,0001,398
Securities gains (losses)$79,0002,125
Applicable income taxes$04,726
Income before extraordinary items$2,877,0001,170
Extraordinary gains, net$023
Net income$2,877,0001,174
Minority interest net income$0110
Net income of bank and minority interests.$2,877,0001,174
Net charge-offs$121,0004,711
Cash dividends$1,794,000608
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,798,0001,154
2010-06-30 (YTD Data)Rank
Total interest income$5,068,0003,013
Total interest expense$1,159,0003,404
Net interest income$3,909,0002,806
Provision for loan and lease losses$120,0004,894
Total noninterest income$1,566,0001,465
Gross Fiduciary activities income$39,000908
Service charges on deposit accounts$928,000840
Trading account gains and fees$0152
Additional Noninterest Income$599,0001,859
Total noninterest expense$3,527,0002,716
Salaries and employee benefits$1,843,0002,625
Premises and equipment expense$533,0002,404
Additional noninterest expense$1,151,0002,809
Pre-tax net operating income$1,828,0001,422
Securities gains (losses)$-30,0007,397
Applicable income taxes$04,691
Income before extraordinary items$1,798,0001,239
Extraordinary gains, net$019
Net income$1,798,0001,240
Minority interest net income$0105
Net income of bank and minority interests.$1,798,0001,240
Net charge-offs$88,0004,381
Cash dividends$1,169,000608
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,828,0001,175
2010-03-31 (YTD Data)Rank
Total interest income$2,464,0003,140
Total interest expense$573,0003,551
Net interest income$1,891,0002,938
Provision for loan and lease losses$60,0004,570
Total noninterest income$780,0001,476
Gross Fiduciary activities income$19,000918
Service charges on deposit accounts$454,000861
Trading account gains and fees$0175
Additional Noninterest Income$307,0001,813
Total noninterest expense$1,776,0002,734
Salaries and employee benefits$934,0002,625
Premises and equipment expense$272,0002,398
Additional noninterest expense$570,0002,837
Pre-tax net operating income$835,0001,562
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$835,0001,313
Extraordinary gains, net$016
Net income$835,0001,316
Minority interest net income$091
Net income of bank and minority interests.$835,0001,315
Net charge-offs$70,0003,438
Cash dividends$626,000539
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$835,0001,272
2009-12-31 (YTD Data)Rank
Total interest income$10,515,0003,109
Total interest expense$2,562,0003,824
Net interest income$7,953,0002,747
Provision for loan and lease losses$120,0006,252
Total noninterest income$3,265,0001,516
Gross Fiduciary activities income$72,000906
Service charges on deposit accounts$1,994,000867
Trading account gains and fees$0211
Additional Noninterest Income$1,199,0001,912
Total noninterest expense$7,043,0002,782
Salaries and employee benefits$3,617,0002,703
Premises and equipment expense$1,092,0002,394
Additional noninterest expense$2,334,0002,911
Pre-tax net operating income$4,055,0001,023
Securities gains (losses)$-139,0007,348
Applicable income taxes$2,0004,160
Income before extraordinary items$3,914,000882
Extraordinary gains, net$034
Net income$3,914,000881
Minority interest net income$0115
Net income of bank and minority interests.$3,914,000881
Net charge-offs$250,0004,724
Cash dividends$2,565,000692
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$4,053,000849
2009-09-30 (YTD Data)Rank
Total interest income$7,989,0003,115
Total interest expense$1,980,0003,874
Net interest income$6,009,0002,728
Provision for loan and lease losses$120,0005,761
Total noninterest income$2,480,0001,523
Gross Fiduciary activities income$52,000906
Service charges on deposit accounts$1,478,000869
Trading account gains and fees$0212
Additional Noninterest Income$950,0001,893
Total noninterest expense$5,319,0002,768
Salaries and employee benefits$2,699,0002,734
Premises and equipment expense$821,0002,422
Additional noninterest expense$1,799,0002,805
Pre-tax net operating income$3,050,0001,072
Securities gains (losses)$-99,0007,470
Applicable income taxes$04,592
Income before extraordinary items$2,951,000919
Extraordinary gains, net$027
Net income$2,951,000920
Minority interest net income$0118
Net income of bank and minority interests.$2,951,000920
Net charge-offs$142,0004,684
Cash dividends$1,861,000691
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,050,000877
2009-06-30 (YTD Data)Rank
Total interest income$5,355,0003,128
Total interest expense$1,340,0003,947
Net interest income$4,015,0002,707
Provision for loan and lease losses$120,0005,054
Total noninterest income$1,576,0001,587
Gross Fiduciary activities income$38,000908
Service charges on deposit accounts$936,000905
Trading account gains and fees$0193
Additional Noninterest Income$602,0001,989
Total noninterest expense$3,520,0002,816
Salaries and employee benefits$1,802,0002,767
Premises and equipment expense$523,0002,539
Additional noninterest expense$1,195,0002,842
Pre-tax net operating income$1,951,0001,171
Securities gains (losses)$-83,0007,659
Applicable income taxes$04,657
Income before extraordinary items$1,868,0001,021
Extraordinary gains, net$021
Net income$1,868,0001,019
Minority interest net income$0112
Net income of bank and minority interests.$1,868,0001,021
Net charge-offs$91,0004,347
Cash dividends$1,340,000689
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,951,000942
2009-03-31 (YTD Data)Rank
Total interest income$2,706,0003,125
Total interest expense$683,0004,014
Net interest income$2,023,0002,682
Provision for loan and lease losses$60,0004,614
Total noninterest income$748,0001,625
Gross Fiduciary activities income$16,000940
Service charges on deposit accounts$442,000932
Trading account gains and fees$0171
Additional Noninterest Income$290,0002,007
Total noninterest expense$1,642,0002,901
Salaries and employee benefits$905,0002,789
Premises and equipment expense$251,0002,673
Additional noninterest expense$486,0003,078
Pre-tax net operating income$1,069,0001,203
Securities gains (losses)$-2,0007,731
Applicable income taxes$04,835
Income before extraordinary items$1,067,0001,012
Extraordinary gains, net$015
Net income$1,067,0001,012
Minority interest net income$0102
Net income of bank and minority interests.$1,067,0001,014
Net charge-offs$67,0003,273
Cash dividends$647,000679
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,069,000942
2008-12-31 (YTD Data)Rank
Total interest income$11,157,0003,232
Total interest expense$3,411,0003,903
Net interest income$7,746,0002,791
Provision for loan and lease losses$216,0005,119
Total noninterest income$3,306,0001,463
Gross Fiduciary activities income$85,000909
Service charges on deposit accounts$1,966,000900
Trading account gains and fees$0154
Additional Noninterest Income$1,255,0001,820
Total noninterest expense$6,576,0002,830
Salaries and employee benefits$3,529,0002,803
Premises and equipment expense$979,0002,681
Additional noninterest expense$2,068,0002,782
Pre-tax net operating income$4,260,0001,283
Securities gains (losses)$14,0002,367
Applicable income taxes$3,0004,759
Income before extraordinary items$4,271,000958
Extraordinary gains, net$039
Net income$4,271,000958
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$214,0003,999
Cash dividends$2,899,000953
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,257,0001,037
2008-09-30 (YTD Data)Rank
Total interest income$8,461,0003,264
Total interest expense$2,688,0003,892
Net interest income$5,773,0002,824
Provision for loan and lease losses$162,0004,525
Total noninterest income$2,546,0001,488
Gross Fiduciary activities income$62,000910
Service charges on deposit accounts$1,536,000858
Trading account gains and fees$0148
Additional Noninterest Income$948,0001,893
Total noninterest expense$4,881,0002,828
Salaries and employee benefits$2,636,0002,839
Premises and equipment expense$760,0002,609
Additional noninterest expense$1,485,0002,794
Pre-tax net operating income$3,276,0001,493
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$3,276,0001,119
Extraordinary gains, net$031
Net income$3,276,0001,118
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$189,0003,125
Cash dividends$2,221,000934
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,276,0001,201
2008-06-30 (YTD Data)Rank
Total interest income$5,795,0003,229
Total interest expense$1,917,0003,848
Net interest income$3,878,0002,789
Provision for loan and lease losses$108,0004,159
Total noninterest income$1,724,0001,479
Gross Fiduciary activities income$51,000903
Service charges on deposit accounts$1,015,000852
Trading account gains and fees$0149
Additional Noninterest Income$658,0001,868
Total noninterest expense$3,261,0002,829
Salaries and employee benefits$1,776,0002,844
Premises and equipment expense$491,0002,684
Additional noninterest expense$994,0002,757
Pre-tax net operating income$2,233,0001,526
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$2,233,0001,243
Extraordinary gains, net$021
Net income$2,233,0001,244
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$145,0002,584
Cash dividends$1,520,000975
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,233,0001,225
2008-03-31 (YTD Data)Rank
Total interest income$3,062,0003,175
Total interest expense$1,080,0003,719
Net interest income$1,982,0002,725
Provision for loan and lease losses$54,0003,716
Total noninterest income$828,0001,532
Gross Fiduciary activities income$22,000935
Service charges on deposit accounts$490,000881
Trading account gains and fees$0158
Additional Noninterest Income$316,0001,912
Total noninterest expense$1,602,0002,880
Salaries and employee benefits$875,0002,911
Premises and equipment expense$234,0002,813
Additional noninterest expense$493,0002,755
Pre-tax net operating income$1,154,0001,577
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$1,154,0001,308
Extraordinary gains, net$015
Net income$1,154,0001,311
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$85,0001,940
Cash dividends$770,000951
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,154,0001,270
2007-12-31 (YTD Data)Rank
Total interest income$13,119,0003,046
Total interest expense$5,933,0003,027
Net interest income$7,186,0003,028
Provision for loan and lease losses$213,0003,768
Total noninterest income$3,365,0001,506
Gross Fiduciary activities income$100,000921
Service charges on deposit accounts$2,112,000840
Trading account gains and fees$0178
Additional Noninterest Income$1,153,0002,024
Total noninterest expense$6,441,0002,774
Salaries and employee benefits$3,394,0002,894
Premises and equipment expense$945,0002,690
Additional noninterest expense$2,102,0002,543
Pre-tax net operating income$3,897,0002,025
Securities gains (losses)$-84,0008,112
Applicable income taxes$13,0005,571
Income before extraordinary items$3,800,0001,666
Extraordinary gains, net$039
Net income$3,800,0001,665
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0003,974
Cash dividends$1,344,0002,186
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,884,0001,630
2007-09-30 (YTD Data)Rank
Total interest income$9,836,0003,030
Total interest expense$4,679,0002,915
Net interest income$5,157,0003,154
Provision for loan and lease losses$198,0003,034
Total noninterest income$2,522,0001,509
Gross Fiduciary activities income$73,000916
Service charges on deposit accounts$1,550,000847
Trading account gains and fees$0184
Additional Noninterest Income$899,0001,976
Total noninterest expense$4,809,0002,760
Salaries and employee benefits$2,506,0002,915
Premises and equipment expense$721,0002,648
Additional noninterest expense$1,582,0002,500
Pre-tax net operating income$2,672,0002,312
Securities gains (losses)$-56,0008,195
Applicable income taxes$06,220
Income before extraordinary items$2,616,0001,933
Extraordinary gains, net$033
Net income$2,616,0001,931
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0004,621
Cash dividends$797,0002,318
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,672,0001,876
2007-06-30 (YTD Data)Rank
Total interest income$6,537,0003,043
Total interest expense$3,298,0002,759
Net interest income$3,239,0003,333
Provision for loan and lease losses$132,0002,837
Total noninterest income$1,665,0001,550
Gross Fiduciary activities income$51,000929
Service charges on deposit accounts$1,002,000894
Trading account gains and fees$0168
Additional Noninterest Income$612,0001,953
Total noninterest expense$3,257,0002,765
Salaries and employee benefits$1,682,0002,934
Premises and equipment expense$483,0002,662
Additional noninterest expense$1,092,0002,421
Pre-tax net operating income$1,515,0002,658
Securities gains (losses)$-56,0008,322
Applicable income taxes$06,265
Income before extraordinary items$1,459,0002,253
Extraordinary gains, net$029
Net income$1,459,0002,252
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0004,518
Cash dividends$396,0002,799
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,515,0002,179
2007-03-31 (YTD Data)Rank
Total interest income$3,244,0003,061
Total interest expense$1,669,0002,721
Net interest income$1,575,0003,414
Provision for loan and lease losses$66,0002,646
Total noninterest income$803,0001,577
Gross Fiduciary activities income$28,000917
Service charges on deposit accounts$486,000887
Trading account gains and fees$0195
Additional Noninterest Income$289,0002,009
Total noninterest expense$1,590,0002,828
Salaries and employee benefits$839,0002,953
Premises and equipment expense$238,0002,705
Additional noninterest expense$513,0002,560
Pre-tax net operating income$722,0002,738
Securities gains (losses)$1,0001,055
Applicable income taxes$06,196
Income before extraordinary items$723,0002,254
Extraordinary gains, net$022
Net income$723,0002,254
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0003,481
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$722,0002,233
2006-12-31 (YTD Data)Rank
Total interest income$11,941,0003,102
Total interest expense$5,405,0002,833
Net interest income$6,536,0003,295
Provision for loan and lease losses$240,0003,157
Total noninterest income$3,268,0001,497
Gross Fiduciary activities income$123,000899
Service charges on deposit accounts$2,076,000848
Trading account gains and fees$0130
Additional Noninterest Income$1,069,0002,120
Total noninterest expense$6,295,0002,763
Salaries and employee benefits$3,242,0002,915
Premises and equipment expense$1,010,0002,449
Additional noninterest expense$2,043,0002,531
Pre-tax net operating income$3,269,0002,625
Securities gains (losses)$225,000367
Applicable income taxes$1,111,0002,055
Income before extraordinary items$2,383,0002,722
Extraordinary gains, net$051
Net income$2,383,0002,724
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$115,0002,959
Cash dividends$9,935,000397
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,230,0002,848
2006-09-30 (YTD Data)Rank
Total interest income$8,890,0003,097
Total interest expense$4,080,0002,727
Net interest income$4,810,0003,371
Provision for loan and lease losses$180,0003,038
Total noninterest income$2,433,0001,519
Gross Fiduciary activities income$84,000905
Service charges on deposit accounts$1,568,000843
Trading account gains and fees$0126
Additional Noninterest Income$781,0002,167
Total noninterest expense$4,699,0002,773
Salaries and employee benefits$2,389,0002,961
Premises and equipment expense$796,0002,339
Additional noninterest expense$1,514,0002,536
Pre-tax net operating income$2,364,0002,782
Securities gains (losses)$18,000773
Applicable income taxes$515,0002,827
Income before extraordinary items$1,867,0002,722
Extraordinary gains, net$045
Net income$1,867,0002,724
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$85,0002,535
Cash dividends$422,0003,174
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,852,9602,722
2006-06-30 (YTD Data)Rank
Total interest income$5,919,0003,057
Total interest expense$2,795,0002,593
Net interest income$3,124,0003,449
Provision for loan and lease losses$120,0002,983
Total noninterest income$1,618,0001,522
Gross Fiduciary activities income$59,000913
Service charges on deposit accounts$1,015,000856
Trading account gains and fees$0126
Additional Noninterest Income$544,0002,105
Total noninterest expense$3,115,0002,800
Salaries and employee benefits$1,587,0002,983
Premises and equipment expense$492,0002,504
Additional noninterest expense$1,036,0002,474
Pre-tax net operating income$1,507,0002,869
Securities gains (losses)$14,000672
Applicable income taxes$315,0002,975
Income before extraordinary items$1,206,0002,784
Extraordinary gains, net$039
Net income$1,206,0002,786
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0002,463
Cash dividends$322,0003,009
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,194,9402,785
2006-03-31 (YTD Data)Rank
Total interest income$2,949,0003,019
Total interest expense$1,404,0002,462
Net interest income$1,545,0003,461
Provision for loan and lease losses$60,0002,788
Total noninterest income$786,0001,539
Gross Fiduciary activities income$26,000942
Service charges on deposit accounts$473,000889
Trading account gains and fees$0115
Additional Noninterest Income$287,0002,003
Total noninterest expense$1,545,0002,809
Salaries and employee benefits$794,0002,987
Premises and equipment expense$240,0002,556
Additional noninterest expense$511,0002,498
Pre-tax net operating income$726,0002,904
Securities gains (losses)$0955
Applicable income taxes$147,0003,065
Income before extraordinary items$579,0002,818
Extraordinary gains, net$021
Net income$579,0002,817
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$66,0001,230
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$579,0002,806
2005-12-31 (YTD Data)Rank
Total interest income$9,849,0003,182
Total interest expense$3,795,0002,763
Net interest income$6,054,0003,393
Provision for loan and lease losses$192,0003,659
Total noninterest income$3,076,0001,577
Gross Fiduciary activities income$118,000920
Service charges on deposit accounts$2,089,000830
Trading account gains and fees$0138
Additional Noninterest Income$869,0002,419
Total noninterest expense$5,886,0002,798
Salaries and employee benefits$3,121,0002,876
Premises and equipment expense$1,002,0002,356
Additional noninterest expense$1,763,0002,806
Pre-tax net operating income$3,052,0002,718
Securities gains (losses)$174,000538
Applicable income taxes$721,0002,766
Income before extraordinary items$2,505,0002,592
Extraordinary gains, net$046
Net income$2,505,0002,592
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$85,0003,583
Cash dividends$559,0003,459
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,369,2802,670
2005-09-30 (YTD Data)Rank
Total interest income$7,212,0003,194
Total interest expense$2,742,0002,726
Net interest income$4,470,0003,434
Provision for loan and lease losses$144,0003,560
Total noninterest income$2,387,0001,529
Gross Fiduciary activities income$99,000882
Service charges on deposit accounts$1,638,000795
Trading account gains and fees$0126
Additional Noninterest Income$650,0002,427
Total noninterest expense$4,403,0002,776
Salaries and employee benefits$2,344,0002,827
Premises and equipment expense$757,0002,331
Additional noninterest expense$1,302,0002,822
Pre-tax net operating income$2,310,0002,732
Securities gains (losses)$174,000508
Applicable income taxes$564,0002,743
Income before extraordinary items$1,920,0002,558
Extraordinary gains, net$035
Net income$1,920,0002,558
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$114,0002,377
Cash dividends$266,0003,700
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,786,0202,679
2005-06-30 (YTD Data)Rank
Total interest income$4,739,0003,181
Total interest expense$1,790,0002,640
Net interest income$2,949,0003,445
Provision for loan and lease losses$96,0003,425
Total noninterest income$1,593,0001,516
Gross Fiduciary activities income$66,000888
Service charges on deposit accounts$1,064,000795
Trading account gains and fees$0116
Additional Noninterest Income$463,0002,304
Total noninterest expense$2,917,0002,776
Salaries and employee benefits$1,583,0002,785
Premises and equipment expense$483,0002,410
Additional noninterest expense$851,0002,852
Pre-tax net operating income$1,529,0002,709
Securities gains (losses)$187,000420
Applicable income taxes$406,0002,591
Income before extraordinary items$1,310,0002,477
Extraordinary gains, net$030
Net income$1,310,0002,477
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0002,083
Cash dividends$266,0003,142
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,167,8802,676
2005-03-31 (YTD Data)Rank
Total interest income$2,309,0003,212
Total interest expense$862,0002,627
Net interest income$1,447,0003,503
Provision for loan and lease losses$48,0003,267
Total noninterest income$751,0001,567
Gross Fiduciary activities income$33,000894
Service charges on deposit accounts$492,000829
Trading account gains and fees$0115
Additional Noninterest Income$226,0002,296
Total noninterest expense$1,446,0002,810
Salaries and employee benefits$781,0002,820
Premises and equipment expense$243,0002,414
Additional noninterest expense$422,0002,885
Pre-tax net operating income$704,0002,850
Securities gains (losses)$179,000268
Applicable income taxes$212,0002,502
Income before extraordinary items$671,0002,399
Extraordinary gains, net$024
Net income$671,0002,400
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0002,877
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$534,9602,843
2004-12-31 (YTD Data)Rank
Total interest income$8,747,0003,171
Total interest expense$2,566,0002,983
Net interest income$6,181,0003,214
Provision for loan and lease losses$192,0003,768
Total noninterest income$3,359,0001,464
Gross Fiduciary activities income$117,000909
Service charges on deposit accounts$2,279,000770
Trading account gains and fees$0138
Additional Noninterest Income$963,0002,201
Total noninterest expense$5,825,0002,721
Salaries and employee benefits$3,038,0002,808
Premises and equipment expense$975,0002,343
Additional noninterest expense$1,812,0002,636
Pre-tax net operating income$3,523,0002,262
Securities gains (losses)$-26,0008,443
Applicable income taxes$830,0002,471
Income before extraordinary items$2,667,0002,292
Extraordinary gains, net$034
Net income$2,667,0002,294
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$229,0002,373
Cash dividends$494,0003,591
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,686,7602,224
2004-09-30 (YTD Data)Rank
Total interest income$6,577,0003,143
Total interest expense$1,902,0002,967
Net interest income$4,675,0003,175
Provision for loan and lease losses$144,0003,617
Total noninterest income$2,600,0001,445
Gross Fiduciary activities income$90,000900
Service charges on deposit accounts$1,717,000776
Trading account gains and fees$0134
Additional Noninterest Income$793,0002,084
Total noninterest expense$4,282,0002,747
Salaries and employee benefits$2,278,0002,784
Premises and equipment expense$733,0002,336
Additional noninterest expense$1,271,0002,764
Pre-tax net operating income$2,849,0002,157
Securities gains (losses)$-9,0008,488
Applicable income taxes$702,0002,305
Income before extraordinary items$2,138,0002,188
Extraordinary gains, net$026
Net income$2,138,0002,190
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$138,0002,381
Cash dividends$252,0003,667
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,144,7502,130
2004-06-30 (YTD Data)Rank
Total interest income$4,436,0003,101
Total interest expense$1,284,0002,923
Net interest income$3,152,0003,141
Provision for loan and lease losses$96,0003,565
Total noninterest income$1,500,0001,592
Gross Fiduciary activities income$60,000909
Service charges on deposit accounts$1,112,000784
Trading account gains and fees$0130
Additional Noninterest Income$328,0002,830
Total noninterest expense$2,792,0002,800
Salaries and employee benefits$1,502,0002,826
Premises and equipment expense$473,0002,394
Additional noninterest expense$817,0002,882
Pre-tax net operating income$1,764,0002,272
Securities gains (losses)$-20,0008,797
Applicable income taxes$423,0002,463
Income before extraordinary items$1,321,0002,319
Extraordinary gains, net$021
Net income$1,321,0002,319
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$114,0002,000
Cash dividends$252,0003,116
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,336,2002,234
2004-03-31 (YTD Data)Rank
Total interest income$2,253,0003,064
Total interest expense$655,0002,914
Net interest income$1,598,0003,099
Provision for loan and lease losses$48,0003,379
Total noninterest income$719,0001,629
Gross Fiduciary activities income$30,000921
Service charges on deposit accounts$523,000809
Trading account gains and fees$0121
Additional Noninterest Income$166,0002,759
Total noninterest expense$1,434,0002,748
Salaries and employee benefits$748,0002,846
Premises and equipment expense$226,0002,509
Additional noninterest expense$460,0002,558
Pre-tax net operating income$835,0002,338
Securities gains (losses)$11,0002,005
Applicable income taxes$202,0002,565
Income before extraordinary items$644,0002,338
Extraordinary gains, net$016
Net income$644,0002,339
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0002,050
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$635,6402,286
2003-12-31 (YTD Data)Rank
Total interest income$9,683,0002,927
Total interest expense$2,988,0002,881
Net interest income$6,695,0002,866
Provision for loan and lease losses$357,0002,816
Total noninterest income$2,875,0001,746
Gross Fiduciary activities income$89,000982
Service charges on deposit accounts$2,179,000794
Trading account gains and fees$0160
Additional Noninterest Income$607,0003,226
Total noninterest expense$5,482,0002,820
Salaries and employee benefits$2,892,0002,855
Premises and equipment expense$868,0002,570
Additional noninterest expense$1,722,0002,729
Pre-tax net operating income$3,731,0002,087
Securities gains (losses)$45,0002,612
Applicable income taxes$976,0002,209
Income before extraordinary items$2,800,0002,175
Extraordinary gains, net$054
Net income$2,800,0002,175
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0004,437
Cash dividends$440,0003,767
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,766,7002,091
2003-09-30 (YTD Data)Rank
Total interest income$7,347,0002,927
Total interest expense$2,330,0002,865
Net interest income$5,017,0002,894
Provision for loan and lease losses$297,0002,540
Total noninterest income$2,149,0001,803
Gross Fiduciary activities income$74,000970
Service charges on deposit accounts$1,609,000808
Trading account gains and fees$0153
Additional Noninterest Income$466,0003,255
Total noninterest expense$4,076,0002,851
Salaries and employee benefits$2,155,0002,881
Premises and equipment expense$654,0002,569
Additional noninterest expense$1,267,0002,749
Pre-tax net operating income$2,793,0002,170
Securities gains (losses)$56,0002,221
Applicable income taxes$747,0002,298
Income before extraordinary items$2,102,0002,228
Extraordinary gains, net$040
Net income$2,102,0002,226
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0004,569
Cash dividends$220,0003,902
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,060,5602,157
2003-06-30 (YTD Data)Rank
Total interest income$4,943,0002,926
Total interest expense$1,610,0002,860
Net interest income$3,333,0002,899
Provision for loan and lease losses$198,0002,542
Total noninterest income$1,377,0001,838
Gross Fiduciary activities income$50,000970
Service charges on deposit accounts$1,032,000824
Trading account gains and fees$0150
Additional Noninterest Income$295,0003,322
Total noninterest expense$2,664,0002,901
Salaries and employee benefits$1,418,0002,931
Premises and equipment expense$426,0002,609
Additional noninterest expense$820,0002,818
Pre-tax net operating income$1,848,0002,181
Securities gains (losses)$79,0001,687
Applicable income taxes$516,0002,271
Income before extraordinary items$1,411,0002,217
Extraordinary gains, net$030
Net income$1,411,0002,215
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-22,0008,783
Cash dividends$220,0003,341
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,353,3302,179
2003-03-31 (YTD Data)Rank
Total interest income$2,417,0003,004
Total interest expense$809,0002,911
Net interest income$1,608,0002,978
Provision for loan and lease losses$99,0002,416
Total noninterest income$668,0001,848
Gross Fiduciary activities income$25,000980
Service charges on deposit accounts$495,000833
Trading account gains and fees$0134
Additional Noninterest Income$148,0003,237
Total noninterest expense$1,339,0002,864
Salaries and employee benefits$707,0002,927
Premises and equipment expense$217,0002,575
Additional noninterest expense$415,0002,767
Pre-tax net operating income$838,0002,381
Securities gains (losses)$78,0001,136
Applicable income taxes$241,0002,382
Income before extraordinary items$675,0002,265
Extraordinary gains, net$021
Net income$675,0002,263
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-38,0009,057
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$617,2802,338
2002-12-31 (YTD Data)Rank
Total interest income$9,871,0003,053
Total interest expense$3,420,0003,177
Net interest income$6,451,0002,953
Provision for loan and lease losses$600,0002,054
Total noninterest income$2,664,0001,708
Gross Fiduciary activities income$131,000934
Service charges on deposit accounts$1,958,000816
Trading account gains and fees$0153
Additional Noninterest Income$575,0003,047
Total noninterest expense$5,017,0002,922
Salaries and employee benefits$2,561,0003,052
Premises and equipment expense$898,0002,415
Additional noninterest expense$1,558,0002,873
Pre-tax net operating income$3,498,0002,208
Securities gains (losses)$34,0002,728
Applicable income taxes$931,0002,332
Income before extraordinary items$2,601,0002,279
Extraordinary gains, net$070
Net income$2,601,0002,279
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$329,0002,227
Cash dividends$400,0003,806
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,575,8402,224
2001-12-31 (YTD Data)Rank
Total interest income$9,721,0003,397
Total interest expense$4,307,0003,581
Net interest income$5,414,0003,220
Provision for loan and lease losses$280,0003,357
Total noninterest income$2,366,0001,768
Gross Fiduciary activities income$80,0001,045
Service charges on deposit accounts$1,725,000854
Trading account gains and fees$0177
Additional Noninterest Income$561,0002,942
Total noninterest expense$4,615,0003,024
Salaries and employee benefits$2,339,0003,132
Premises and equipment expense$893,0002,387
Additional noninterest expense$1,383,0003,085
Pre-tax net operating income$2,885,0002,346
Securities gains (losses)$8,0003,714
Applicable income taxes$769,0002,504
Income before extraordinary items$2,124,0002,396
Extraordinary gains, net$0105
Net income$2,124,0002,400
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$203,0002,835
Cash dividends$566,0003,248
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,118,1602,320
2000-12-31 (YTD Data)Rank
Total interest income$8,989,0003,723
Total interest expense$4,103,0003,894
Net interest income$4,886,0003,551
Provision for loan and lease losses$240,0003,322
Total noninterest income$1,883,0001,959
Gross Fiduciary activities income$86,000970
Service charges on deposit accounts$1,520,000884
Trading account gains and fees$0180
Additional Noninterest Income$277,0004,085
Total noninterest expense$4,341,0003,106
Salaries and employee benefits$2,120,0003,297
Premises and equipment expense$872,0002,373
Additional noninterest expense$1,349,0003,076
Pre-tax net operating income$2,188,0003,099
Securities gains (losses)$-26,0008,870
Applicable income taxes$574,0003,204
Income before extraordinary items$1,588,0003,104
Extraordinary gains, net$038
Net income$1,588,0003,102
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$177,0002,598
Cash dividends$330,0004,304
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,606,9803,071
1999-12-31 (YTD Data)Rank
Total interest income$7,941,0003,930
Total interest expense$3,561,0003,985
Net interest income$4,380,0003,871
Provision for loan and lease losses$175,0003,893
Total noninterest income$1,662,0002,137
Gross Fiduciary activities income$78,0001,032
Service charges on deposit accounts$1,155,0001,150
Trading account gains and fees$0173
Additional Noninterest Income$429,0003,256
Total noninterest expense$3,985,0003,325
Salaries and employee benefits$2,030,0003,398
Premises and equipment expense$770,0002,639
Additional noninterest expense$1,185,0003,465
Pre-tax net operating income$1,882,0003,489
Securities gains (losses)$03,155
Applicable income taxes$527,0003,516
Income before extraordinary items$1,355,0003,508
Extraordinary gains, net$035
Net income$1,355,0003,508
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$192,0002,463
Cash dividends$300,0004,494
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,355,0003,478
1998-12-31 (YTD Data)Rank
Total interest income$7,835,0004,021
Total interest expense$3,336,0004,334
Net interest income$4,499,0003,734
Provision for loan and lease losses$90,0005,311
Total noninterest income$951,0003,198
Gross Fiduciary activities income$67,0001,068
Service charges on deposit accounts$716,0001,787
Trading account gains and fees$0224
Additional Noninterest Income$168,0005,401
Total noninterest expense$3,542,0003,573
Salaries and employee benefits$1,848,0003,588
Premises and equipment expense$592,0003,210
Additional noninterest expense$1,102,0003,617
Pre-tax net operating income$1,818,0003,602
Securities gains (losses)$04,449
Applicable income taxes$533,0003,691
Income before extraordinary items$1,285,0003,729
Extraordinary gains, net$032
Net income$1,285,0003,728
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$122,0003,306
Cash dividends$500,0003,496
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,285,0003,641
1997-12-31 (YTD Data)Rank
Total interest income$7,866,0004,033
Total interest expense$3,457,0004,179
Net interest income$4,409,0003,870
Provision for loan and lease losses$12,0008,256
Total noninterest income$814,0003,529
Gross Fiduciary activities income$71,0001,113
Service charges on deposit accounts$599,0002,191
Trading account gains and fees$0239
Additional Noninterest Income$144,0005,804
Total noninterest expense$3,053,0004,038
Salaries and employee benefits$1,676,0003,878
Premises and equipment expense$455,0004,006
Additional noninterest expense$922,0004,213
Pre-tax net operating income$2,158,0003,298
Securities gains (losses)$03,944
Applicable income taxes$667,0003,384
Income before extraordinary items$1,491,0003,379
Extraordinary gains, net$044
Net income$1,491,0003,379
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$181,0002,696
Cash dividends$440,0003,765
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,491,0003,307
1996-12-31 (YTD Data)Rank
Total interest income$7,902,0004,087
Total interest expense$3,395,0004,308
Net interest income$4,507,0003,893
Provision for loan and lease losses$12,0008,364
Total noninterest income$778,0003,781
Gross Fiduciary activities income$84,0001,146
Service charges on deposit accounts$550,0002,475
Trading account gains and fees$0262
Additional Noninterest Income$144,0006,090
Total noninterest expense$2,867,0004,451
Salaries and employee benefits$1,579,0004,117
Premises and equipment expense$420,0004,359
Additional noninterest expense$868,0004,885
Pre-tax net operating income$2,406,0002,872
Securities gains (losses)$04,148
Applicable income taxes$774,0002,936
Income before extraordinary items$1,632,0002,946
Extraordinary gains, net$053
Net income$1,632,0002,947
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0005,845
Cash dividends$315,0004,401
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,632,0002,913
1995-12-31 (YTD Data)Rank
Total interest income$7,454,0004,295
Total interest expense$3,299,0004,373
Net interest income$4,155,0004,180
Provision for loan and lease losses$12,0008,132
Total noninterest income$707,0004,055
Gross Fiduciary activities income$97,0001,172
Service charges on deposit accounts$504,0002,705
Trading account gains and fees$0522
Additional Noninterest Income$106,0007,051
Total noninterest expense$2,883,0004,433
Salaries and employee benefits$1,641,0003,956
Premises and equipment expense$311,0005,475
Additional noninterest expense$931,0004,623
Pre-tax net operating income$1,967,0003,546
Securities gains (losses)$-6,0009,789
Applicable income taxes$651,0003,442
Income before extraordinary items$1,310,0003,658
Extraordinary gains, net$065
Net income$1,310,0003,655
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0004,478
Cash dividends$310,0004,429
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,314,0203,622
1994-12-31 (YTD Data)Rank
Total interest income$6,364,0004,609
Total interest expense$2,649,0004,408
Net interest income$3,715,0004,680
Provision for loan and lease losses$56,0005,901
Total noninterest income$631,0004,480
Gross Fiduciary activities income$75,0001,234
Service charges on deposit accounts$452,0003,045
Trading account gains and fees$0475
Additional Noninterest Income$104,0007,391
Total noninterest expense$2,617,0004,953
Salaries and employee benefits$1,325,0004,799
Premises and equipment expense$307,0005,617
Additional noninterest expense$985,0004,764
Pre-tax net operating income$1,673,0004,013
Securities gains (losses)$03,600
Applicable income taxes$561,0003,703
Income before extraordinary items$1,112,0004,131
Extraordinary gains, net$0249
Net income$1,112,0004,135
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0008,704
Cash dividends$250,0004,888
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,112,0004,172
1993-12-31 (YTD Data)Rank
Total interest income$6,555,0004,581
Total interest expense$2,645,0004,584
Net interest income$3,910,0004,507
Provision for loan and lease losses$210,0003,794
Total noninterest income$604,0004,939
Gross Fiduciary activities income$73,0001,269
Service charges on deposit accounts$434,0003,201
Trading account gains and fees$0532
Additional Noninterest Income$97,0007,960
Total noninterest expense$2,518,0005,249
Salaries and employee benefits$1,256,0005,024
Premises and equipment expense$296,0005,922
Additional noninterest expense$966,0005,067
Pre-tax net operating income$1,786,0003,704
Securities gains (losses)$07,477
Applicable income taxes$596,0003,623
Income before extraordinary items$1,190,0004,046
Extraordinary gains, net$-38,00012,632
Net income$1,152,0004,287
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$170,0003,451
Cash dividends$250,0004,831
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,190,0003,847
1992-12-31 (YTD Data)Rank
Total interest income$7,937,0004,315
Total interest expense$3,675,0004,380
Net interest income$4,262,0004,199
Provision for loan and lease losses$360,0003,684
Total noninterest income$525,0005,454
Gross Fiduciary activities income$51,0001,360
Service charges on deposit accounts$385,0003,611
Trading account gains and fees$0504
Additional Noninterest Income$89,0008,478
Total noninterest expense$2,511,0005,293
Salaries and employee benefits$1,194,0005,187
Premises and equipment expense$288,0006,154
Additional noninterest expense$1,029,0004,945
Pre-tax net operating income$1,916,0003,228
Securities gains (losses)$08,369
Applicable income taxes$637,0003,270
Income before extraordinary items$1,279,0003,592
Extraordinary gains, net$01,422
Net income$1,279,0003,633
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$162,0004,713
Cash dividends$225,0004,732
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,279,0003,323

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.