The First Commonwealth Bank of Prestonsburg, Inc., Income and Expense

2019-03-31 (YTD Data)Rank
Total interest income$2,715,0002,471
Total interest expense$357,0002,794
Net interest income$2,358,0002,389
Provision for loan and lease losses$60,0001,874
Total noninterest income$737,0001,505
Gross Fiduciary activities income$0972
Service charges on deposit accounts$419,000721
Trading account gains and fees$0126
Additional Noninterest Income$318,0001,910
Total noninterest expense$2,600,0001,878
Salaries and employee benefits$1,390,0001,980
Premises and equipment expense$292,0001,871
Additional noninterest expense$918,0001,625
Pre-tax net operating income$435,0003,259
Securities gains (losses)$3,000920
Applicable income taxes$03,800
Income before extraordinary items$438,0003,087
Extraordinary gains, net$05
Net income$438,0003,084
Minority interest net income$052
Net income of bank and minority interests.$438,0003,086
Net charge-offs$25,0001,595
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$435,0003,085
2018-12-31 (YTD Data)Rank
Total interest income$11,246,0002,319
Total interest expense$1,267,0002,591
Net interest income$9,979,0002,254
Provision for loan and lease losses$270,0002,073
Total noninterest income$2,934,0001,575
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,837,000698
Trading account gains and fees$0126
Additional Noninterest Income$1,097,0002,146
Total noninterest expense$8,975,0002,068
Salaries and employee benefits$4,799,0002,168
Premises and equipment expense$1,165,0001,847
Additional noninterest expense$3,011,0001,917
Pre-tax net operating income$3,668,0002,215
Securities gains (losses)$-149,0005,101
Applicable income taxes$03,978
Income before extraordinary items$3,519,0002,080
Extraordinary gains, net$06
Net income$3,519,0002,078
Minority interest net income$072
Net income of bank and minority interests.$3,519,0002,079
Net charge-offs$197,0001,655
Cash dividends$3,494,000977
Sale, conversion, retirement of capital stock, net$0671
Net operating income$3,668,0002,016
2018-09-30 (YTD Data)Rank
Total interest income$8,407,0002,316
Total interest expense$892,0002,611
Net interest income$7,515,0002,252
Provision for loan and lease losses$210,0001,934
Total noninterest income$2,117,0001,627
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,361,000700
Trading account gains and fees$0138
Additional Noninterest Income$756,0002,246
Total noninterest expense$6,746,0002,059
Salaries and employee benefits$3,607,0002,154
Premises and equipment expense$879,0001,847
Additional noninterest expense$2,260,0001,914
Pre-tax net operating income$2,676,0002,285
Securities gains (losses)$15,000629
Applicable income taxes$04,032
Income before extraordinary items$2,691,0002,062
Extraordinary gains, net$05
Net income$2,691,0002,060
Minority interest net income$066
Net income of bank and minority interests.$2,691,0002,061
Net charge-offs$144,0001,452
Cash dividends$2,780,000832
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,676,0002,070
2018-06-30 (YTD Data)Rank
Total interest income$5,525,0002,331
Total interest expense$557,0002,630
Net interest income$4,968,0002,260
Provision for loan and lease losses$150,0001,766
Total noninterest income$1,246,0001,758
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$887,000708
Trading account gains and fees$0130
Additional Noninterest Income$359,0002,669
Total noninterest expense$4,592,0002,047
Salaries and employee benefits$2,421,0002,152
Premises and equipment expense$587,0001,856
Additional noninterest expense$1,584,0001,832
Pre-tax net operating income$1,472,0002,546
Securities gains (losses)$15,000532
Applicable income taxes$04,018
Income before extraordinary items$1,487,0002,321
Extraordinary gains, net$06
Net income$1,487,0002,320
Minority interest net income$065
Net income of bank and minority interests.$1,487,0002,320
Net charge-offs$72,0001,526
Cash dividends$1,680,000880
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,472,0002,342
2018-03-31 (YTD Data)Rank
Total interest income$2,746,0002,337
Total interest expense$266,0002,643
Net interest income$2,480,0002,260
Provision for loan and lease losses$75,0001,680
Total noninterest income$403,0002,245
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$436,000715
Trading account gains and fees$0123
Additional Noninterest Income$-33,0005,588
Total noninterest expense$2,323,0002,045
Salaries and employee benefits$1,223,0002,157
Premises and equipment expense$311,0001,819
Additional noninterest expense$789,0001,838
Pre-tax net operating income$485,0003,146
Securities gains (losses)$24,000311
Applicable income taxes$03,948
Income before extraordinary items$509,0002,869
Extraordinary gains, net$07
Net income$509,0002,869
Minority interest net income$052
Net income of bank and minority interests.$509,0002,869
Net charge-offs$37,0001,343
Cash dividends$800,000845
Sale, conversion, retirement of capital stock, net$0580
Net operating income$485,0002,939
2017-12-31 (YTD Data)Rank
Total interest income$11,072,0002,261
Total interest expense$1,042,0002,478
Net interest income$10,030,0002,221
Provision for loan and lease losses$483,0001,485
Total noninterest income$3,044,0001,569
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,610,000773
Trading account gains and fees$0151
Additional Noninterest Income$1,434,0001,870
Total noninterest expense$9,192,0002,040
Salaries and employee benefits$4,779,0002,153
Premises and equipment expense$1,141,0001,921
Additional noninterest expense$3,272,0001,812
Pre-tax net operating income$3,399,0002,277
Securities gains (losses)$304,000301
Applicable income taxes$04,135
Income before extraordinary items$3,703,0001,711
Extraordinary gains, net$09
Net income$3,703,0001,711
Minority interest net income$076
Net income of bank and minority interests.$3,703,0001,711
Net charge-offs$439,0001,179
Cash dividends$3,621,000883
Sale, conversion, retirement of capital stock, net$3,469,000125
Net operating income$3,399,0001,823
2017-09-30 (YTD Data)Rank
Total interest income$8,180,0002,282
Total interest expense$787,0002,446
Net interest income$7,393,0002,262
Provision for loan and lease losses$378,0001,406
Total noninterest income$2,389,0001,529
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,169,000798
Trading account gains and fees$0145
Additional Noninterest Income$1,220,0001,746
Total noninterest expense$6,901,0002,047
Salaries and employee benefits$3,569,0002,162
Premises and equipment expense$826,0001,976
Additional noninterest expense$2,506,0001,774
Pre-tax net operating income$2,503,0002,366
Securities gains (losses)$263,000313
Applicable income taxes$04,172
Income before extraordinary items$2,766,0001,855
Extraordinary gains, net$09
Net income$2,766,0001,855
Minority interest net income$071
Net income of bank and minority interests.$2,766,0001,855
Net charge-offs$304,0001,103
Cash dividends$2,221,000963
Sale, conversion, retirement of capital stock, net$3,469,000103
Net operating income$2,503,0001,996
2017-06-30 (YTD Data)Rank
Total interest income$5,127,0002,379
Total interest expense$492,0002,520
Net interest income$4,635,0002,356
Provision for loan and lease losses$273,0001,300
Total noninterest income$1,576,0001,539
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$738,000829
Trading account gains and fees$0139
Additional Noninterest Income$838,0001,728
Total noninterest expense$4,410,0002,121
Salaries and employee benefits$2,322,0002,231
Premises and equipment expense$539,0002,004
Additional noninterest expense$1,549,0001,889
Pre-tax net operating income$1,528,0002,466
Securities gains (losses)$221,000274
Applicable income taxes$04,189
Income before extraordinary items$1,749,0001,898
Extraordinary gains, net$011
Net income$1,749,0001,898
Minority interest net income$071
Net income of bank and minority interests.$1,749,0001,898
Net charge-offs$255,000922
Cash dividends$1,471,000989
Sale, conversion, retirement of capital stock, net$3,469,00067
Net operating income$1,528,0002,092
2017-03-31 (YTD Data)Rank
Total interest income$2,467,0002,452
Total interest expense$239,0002,533
Net interest income$2,228,0002,421
Provision for loan and lease losses$91,0001,518
Total noninterest income$590,0001,845
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$358,000848
Trading account gains and fees$0142
Additional Noninterest Income$232,0002,398
Total noninterest expense$2,097,0002,228
Salaries and employee benefits$1,125,0002,311
Premises and equipment expense$314,0001,824
Additional noninterest expense$658,0002,148
Pre-tax net operating income$630,0002,719
Securities gains (losses)$98,000238
Applicable income taxes$04,086
Income before extraordinary items$728,0002,134
Extraordinary gains, net$08
Net income$728,0002,135
Minority interest net income$055
Net income of bank and minority interests.$728,0002,135
Net charge-offs$111,000879
Cash dividends$721,000937
Sale, conversion, retirement of capital stock, net$0632
Net operating income$630,0002,336
2016-12-31 (YTD Data)Rank
Total interest income$10,179,0002,365
Total interest expense$991,0002,431
Net interest income$9,188,0002,343
Provision for loan and lease losses$270,0002,111
Total noninterest income$3,106,0001,600
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,596,000792
Trading account gains and fees$0170
Additional Noninterest Income$1,510,0001,874
Total noninterest expense$8,639,0002,157
Salaries and employee benefits$4,456,0002,291
Premises and equipment expense$1,193,0001,873
Additional noninterest expense$2,990,0001,989
Pre-tax net operating income$3,385,0002,180
Securities gains (losses)$765,000302
Applicable income taxes$04,278
Income before extraordinary items$4,150,0001,600
Extraordinary gains, net$05
Net income$4,150,0001,598
Minority interest net income$082
Net income of bank and minority interests.$4,150,0001,599
Net charge-offs$290,0001,558
Cash dividends$3,847,000854
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,385,0001,853
2016-09-30 (YTD Data)Rank
Total interest income$7,684,0002,354
Total interest expense$757,0002,406
Net interest income$6,927,0002,335
Provision for loan and lease losses$180,0002,135
Total noninterest income$2,426,0001,554
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,177,000805
Trading account gains and fees$0169
Additional Noninterest Income$1,249,0001,769
Total noninterest expense$6,210,0002,224
Salaries and employee benefits$3,307,0002,306
Premises and equipment expense$918,0001,841
Additional noninterest expense$1,985,0002,196
Pre-tax net operating income$2,963,0001,985
Securities gains (losses)$675,000293
Applicable income taxes$04,325
Income before extraordinary items$3,638,0001,448
Extraordinary gains, net$05
Net income$3,638,0001,448
Minority interest net income$071
Net income of bank and minority interests.$3,638,0001,448
Net charge-offs$233,0001,340
Cash dividends$2,247,000935
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,963,0001,662
2016-06-30 (YTD Data)Rank
Total interest income$5,096,0002,371
Total interest expense$506,0002,411
Net interest income$4,590,0002,355
Provision for loan and lease losses$120,0002,108
Total noninterest income$1,503,0001,622
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$742,000832
Trading account gains and fees$0157
Additional Noninterest Income$761,0001,849
Total noninterest expense$4,153,0002,236
Salaries and employee benefits$2,213,0002,312
Premises and equipment expense$627,0001,785
Additional noninterest expense$1,313,0002,222
Pre-tax net operating income$1,820,0002,092
Securities gains (losses)$527,000272
Applicable income taxes$04,338
Income before extraordinary items$2,347,0001,466
Extraordinary gains, net$016
Net income$2,347,0001,466
Minority interest net income$071
Net income of bank and minority interests.$2,347,0001,466
Net charge-offs$186,0001,180
Cash dividends$1,388,0001,035
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,820,0001,750
2016-03-31 (YTD Data)Rank
Total interest income$2,480,0002,420
Total interest expense$254,0002,413
Net interest income$2,226,0002,420
Provision for loan and lease losses$60,0001,948
Total noninterest income$790,0001,531
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$330,000933
Trading account gains and fees$0142
Additional Noninterest Income$460,0001,597
Total noninterest expense$2,050,0002,264
Salaries and employee benefits$1,108,0002,309
Premises and equipment expense$282,0001,964
Additional noninterest expense$660,0002,199
Pre-tax net operating income$906,0002,068
Securities gains (losses)$340,000187
Applicable income taxes$04,259
Income before extraordinary items$1,246,0001,368
Extraordinary gains, net$012
Net income$1,246,0001,368
Minority interest net income$062
Net income of bank and minority interests.$1,246,0001,369
Net charge-offs$21,0001,949
Cash dividends$694,000975
Sale, conversion, retirement of capital stock, net$0659
Net operating income$906,0001,728
2015-12-31 (YTD Data)Rank
Total interest income$10,230,0002,322
Total interest expense$1,030,0002,372
Net interest income$9,200,0002,308
Provision for loan and lease losses$315,0001,850
Total noninterest income$2,745,0001,699
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,296,000966
Trading account gains and fees$0159
Additional Noninterest Income$1,449,0001,902
Total noninterest expense$8,266,0002,230
Salaries and employee benefits$4,420,0002,287
Premises and equipment expense$1,294,0001,768
Additional noninterest expense$2,552,0002,300
Pre-tax net operating income$3,364,0002,133
Securities gains (losses)$222,000685
Applicable income taxes$04,402
Income before extraordinary items$3,586,0001,755
Extraordinary gains, net$023
Net income$3,586,0001,755
Minority interest net income$081
Net income of bank and minority interests.$3,586,0001,756
Net charge-offs$277,0001,679
Cash dividends$3,758,000833
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,364,0001,818
2015-09-30 (YTD Data)Rank
Total interest income$7,682,0002,343
Total interest expense$781,0002,381
Net interest income$6,901,0002,328
Provision for loan and lease losses$255,0001,679
Total noninterest income$2,096,0001,695
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$941,000999
Trading account gains and fees$0153
Additional Noninterest Income$1,155,0001,836
Total noninterest expense$6,264,0002,210
Salaries and employee benefits$3,413,0002,233
Premises and equipment expense$961,0001,797
Additional noninterest expense$1,890,0002,322
Pre-tax net operating income$2,478,0002,205
Securities gains (losses)$112,000965
Applicable income taxes$04,489
Income before extraordinary items$2,590,0001,839
Extraordinary gains, net$021
Net income$2,590,0001,841
Minority interest net income$078
Net income of bank and minority interests.$2,590,0001,841
Net charge-offs$180,0001,648
Cash dividends$3,063,000697
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,478,0001,869
2015-06-30 (YTD Data)Rank
Total interest income$5,140,0002,331
Total interest expense$523,0002,388
Net interest income$4,617,0002,323
Provision for loan and lease losses$195,0001,540
Total noninterest income$1,461,0001,644
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$589,0001,039
Trading account gains and fees$0157
Additional Noninterest Income$872,0001,704
Total noninterest expense$4,200,0002,214
Salaries and employee benefits$2,283,0002,234
Premises and equipment expense$635,0001,814
Additional noninterest expense$1,282,0002,295
Pre-tax net operating income$1,683,0002,159
Securities gains (losses)$111,000797
Applicable income taxes$04,497
Income before extraordinary items$1,794,0001,777
Extraordinary gains, net$022
Net income$1,794,0001,780
Minority interest net income$075
Net income of bank and minority interests.$1,794,0001,781
Net charge-offs$101,0001,721
Cash dividends$2,339,000623
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,683,0001,826
2015-03-31 (YTD Data)Rank
Total interest income$2,593,0002,312
Total interest expense$261,0002,408
Net interest income$2,332,0002,290
Provision for loan and lease losses$105,0001,379
Total noninterest income$833,0001,465
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$277,0001,088
Trading account gains and fees$0152
Additional Noninterest Income$556,0001,395
Total noninterest expense$2,078,0002,244
Salaries and employee benefits$1,120,0002,294
Premises and equipment expense$325,0001,807
Additional noninterest expense$633,0002,299
Pre-tax net operating income$982,0001,890
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$982,0001,633
Extraordinary gains, net$013
Net income$982,0001,634
Minority interest net income$064
Net income of bank and minority interests.$982,0001,635
Net charge-offs$76,0001,286
Cash dividends$1,445,000493
Sale, conversion, retirement of capital stock, net$0697
Net operating income$982,0001,566
2014-12-31 (YTD Data)Rank
Total interest income$10,427,0002,311
Total interest expense$983,0002,600
Net interest income$9,444,0002,246
Provision for loan and lease losses$300,0001,975
Total noninterest income$2,708,0001,687
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,341,000991
Trading account gains and fees$0180
Additional Noninterest Income$1,367,0001,889
Total noninterest expense$7,888,0002,341
Salaries and employee benefits$4,185,0002,400
Premises and equipment expense$1,274,0001,817
Additional noninterest expense$2,429,0002,461
Pre-tax net operating income$3,964,0001,850
Securities gains (losses)$198,000813
Applicable income taxes$04,531
Income before extraordinary items$4,162,0001,533
Extraordinary gains, net$017
Net income$4,162,0001,530
Minority interest net income$084
Net income of bank and minority interests.$4,162,0001,532
Net charge-offs$308,0001,985
Cash dividends$4,258,000692
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,964,0001,576
2014-09-30 (YTD Data)Rank
Total interest income$7,845,0002,319
Total interest expense$717,0002,689
Net interest income$7,128,0002,245
Provision for loan and lease losses$225,0001,923
Total noninterest income$2,037,0001,689
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,007,000994
Trading account gains and fees$0174
Additional Noninterest Income$1,030,0001,892
Total noninterest expense$5,979,0002,331
Salaries and employee benefits$3,228,0002,345
Premises and equipment expense$956,0001,825
Additional noninterest expense$1,795,0002,512
Pre-tax net operating income$2,961,0001,880
Securities gains (losses)$78,0001,167
Applicable income taxes$04,583
Income before extraordinary items$3,039,0001,560
Extraordinary gains, net$015
Net income$3,039,0001,560
Minority interest net income$081
Net income of bank and minority interests.$3,039,0001,560
Net charge-offs$271,0001,686
Cash dividends$3,313,000616
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,961,0001,575
2014-06-30 (YTD Data)Rank
Total interest income$5,238,0002,300
Total interest expense$475,0002,734
Net interest income$4,763,0002,227
Provision for loan and lease losses$150,0001,864
Total noninterest income$1,336,0001,680
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$647,0001,020
Trading account gains and fees$0172
Additional Noninterest Income$689,0001,865
Total noninterest expense$3,994,0002,336
Salaries and employee benefits$2,173,0002,327
Premises and equipment expense$638,0001,844
Additional noninterest expense$1,183,0002,525
Pre-tax net operating income$1,955,0001,857
Securities gains (losses)$50,0001,166
Applicable income taxes$04,568
Income before extraordinary items$2,005,0001,537
Extraordinary gains, net$020
Net income$2,005,0001,540
Minority interest net income$080
Net income of bank and minority interests.$2,005,0001,539
Net charge-offs$119,0002,029
Cash dividends$2,368,000568
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,955,0001,547
2014-03-31 (YTD Data)Rank
Total interest income$2,626,0002,299
Total interest expense$235,0002,805
Net interest income$2,391,0002,214
Provision for loan and lease losses$75,0001,807
Total noninterest income$622,0001,752
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$311,0001,032
Trading account gains and fees$0147
Additional Noninterest Income$311,0001,952
Total noninterest expense$2,020,0002,320
Salaries and employee benefits$1,111,0002,289
Premises and equipment expense$323,0001,861
Additional noninterest expense$586,0002,536
Pre-tax net operating income$918,0001,889
Securities gains (losses)$24,000901
Applicable income taxes$04,445
Income before extraordinary items$942,0001,569
Extraordinary gains, net$016
Net income$942,0001,572
Minority interest net income$066
Net income of bank and minority interests.$942,0001,572
Net charge-offs$18,0002,548
Cash dividends$1,423,000458
Sale, conversion, retirement of capital stock, net$0747
Net operating income$918,0001,569
2013-12-31 (YTD Data)Rank
Total interest income$10,964,0002,224
Total interest expense$967,0003,019
Net interest income$9,997,0002,086
Provision for loan and lease losses$330,0002,330
Total noninterest income$2,806,0001,686
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,485,000930
Trading account gains and fees$0184
Additional Noninterest Income$1,321,0002,004
Total noninterest expense$8,060,0002,316
Salaries and employee benefits$4,216,0002,364
Premises and equipment expense$1,197,0001,919
Additional noninterest expense$2,647,0002,336
Pre-tax net operating income$4,413,0001,578
Securities gains (losses)$335,000634
Applicable income taxes$04,631
Income before extraordinary items$4,748,0001,284
Extraordinary gains, net$029
Net income$4,748,0001,285
Minority interest net income$090
Net income of bank and minority interests.$4,748,0001,287
Net charge-offs$169,0003,206
Cash dividends$4,558,000613
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,413,0001,345
2013-09-30 (YTD Data)Rank
Total interest income$8,261,0002,233
Total interest expense$766,0002,977
Net interest income$7,495,0002,099
Provision for loan and lease losses$255,0002,265
Total noninterest income$2,096,0001,727
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,113,000931
Trading account gains and fees$0180
Additional Noninterest Income$983,0002,056
Total noninterest expense$6,015,0002,346
Salaries and employee benefits$3,216,0002,342
Premises and equipment expense$914,0001,904
Additional noninterest expense$1,885,0002,438
Pre-tax net operating income$3,321,0001,601
Securities gains (losses)$327,000595
Applicable income taxes$04,713
Income before extraordinary items$3,648,0001,259
Extraordinary gains, net$025
Net income$3,648,0001,260
Minority interest net income$084
Net income of bank and minority interests.$3,648,0001,261
Net charge-offs$110,0003,164
Cash dividends$3,700,000542
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,321,0001,341
2013-06-30 (YTD Data)Rank
Total interest income$5,590,0002,205
Total interest expense$540,0002,913
Net interest income$5,050,0002,073
Provision for loan and lease losses$180,0002,226
Total noninterest income$1,341,0001,799
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$717,000937
Trading account gains and fees$0157
Additional Noninterest Income$624,0002,181
Total noninterest expense$4,119,0002,301
Salaries and employee benefits$2,160,0002,339
Premises and equipment expense$604,0001,913
Additional noninterest expense$1,355,0002,267
Pre-tax net operating income$2,092,0001,659
Securities gains (losses)$276,000593
Applicable income taxes$04,679
Income before extraordinary items$2,368,0001,276
Extraordinary gains, net$022
Net income$2,368,0001,279
Minority interest net income$082
Net income of bank and minority interests.$2,368,0001,279
Net charge-offs$67,0003,115
Cash dividends$2,604,000496
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,092,0001,390
2013-03-31 (YTD Data)Rank
Total interest income$2,840,0002,194
Total interest expense$285,0002,893
Net interest income$2,555,0002,054
Provision for loan and lease losses$90,0002,172
Total noninterest income$631,0001,892
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$357,000928
Trading account gains and fees$0148
Additional Noninterest Income$274,0002,342
Total noninterest expense$2,068,0002,299
Salaries and employee benefits$1,101,0002,315
Premises and equipment expense$304,0001,944
Additional noninterest expense$663,0002,334
Pre-tax net operating income$1,028,0001,658
Securities gains (losses)$113,000642
Applicable income taxes$04,602
Income before extraordinary items$1,141,0001,306
Extraordinary gains, net$010
Net income$1,141,0001,309
Minority interest net income$076
Net income of bank and minority interests.$1,141,0001,308
Net charge-offs$9,0003,485
Cash dividends$1,509,000382
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,028,0001,381
2012-12-31 (YTD Data)Rank
Total interest income$12,195,0002,139
Total interest expense$1,357,0002,928
Net interest income$10,838,0002,008
Provision for loan and lease losses$540,0002,617
Total noninterest income$2,656,0001,789
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,416,0001,005
Trading account gains and fees$0166
Additional Noninterest Income$1,240,0002,095
Total noninterest expense$8,285,0002,272
Salaries and employee benefits$4,439,0002,236
Premises and equipment expense$1,303,0001,817
Additional noninterest expense$2,543,0002,527
Pre-tax net operating income$4,669,0001,461
Securities gains (losses)$1,098,000472
Applicable income taxes$04,751
Income before extraordinary items$5,767,0001,036
Extraordinary gains, net$029
Net income$5,767,0001,036
Minority interest net income$093
Net income of bank and minority interests.$5,767,0001,036
Net charge-offs$199,0003,770
Cash dividends$5,302,000541
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,669,0001,204
2012-09-30 (YTD Data)Rank
Total interest income$9,218,0002,165
Total interest expense$1,082,0002,900
Net interest income$8,136,0002,037
Provision for loan and lease losses$405,0002,565
Total noninterest income$1,886,0001,863
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,047,0001,023
Trading account gains and fees$0157
Additional Noninterest Income$839,0002,230
Total noninterest expense$6,287,0002,271
Salaries and employee benefits$3,374,0002,206
Premises and equipment expense$994,0001,794
Additional noninterest expense$1,919,0002,514
Pre-tax net operating income$3,330,0001,560
Securities gains (losses)$1,098,000366
Applicable income taxes$04,802
Income before extraordinary items$4,428,0001,036
Extraordinary gains, net$020
Net income$4,428,0001,036
Minority interest net income$086
Net income of bank and minority interests.$4,428,0001,036
Net charge-offs$107,0003,901
Cash dividends$4,143,000420
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,330,0001,283
2012-06-30 (YTD Data)Rank
Total interest income$6,194,0002,153
Total interest expense$759,0002,878
Net interest income$5,435,0002,038
Provision for loan and lease losses$270,0002,583
Total noninterest income$1,242,0001,870
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$693,0001,024
Trading account gains and fees$0153
Additional Noninterest Income$549,0002,214
Total noninterest expense$4,303,0002,223
Salaries and employee benefits$2,302,0002,159
Premises and equipment expense$684,0001,723
Additional noninterest expense$1,317,0002,462
Pre-tax net operating income$2,104,0001,624
Securities gains (losses)$1,072,000264
Applicable income taxes$04,770
Income before extraordinary items$3,176,000958
Extraordinary gains, net$019
Net income$3,176,000957
Minority interest net income$084
Net income of bank and minority interests.$3,176,000958
Net charge-offs$71,0003,731
Cash dividends$3,049,000370
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,104,0001,331
2012-03-31 (YTD Data)Rank
Total interest income$3,115,0002,167
Total interest expense$399,0002,868
Net interest income$2,716,0002,035
Provision for loan and lease losses$135,0002,529
Total noninterest income$602,0001,896
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$341,0001,027
Trading account gains and fees$0148
Additional Noninterest Income$261,0002,280
Total noninterest expense$2,177,0002,188
Salaries and employee benefits$1,168,0002,135
Premises and equipment expense$378,0001,573
Additional noninterest expense$631,0002,527
Pre-tax net operating income$1,006,0001,666
Securities gains (losses)$199,000608
Applicable income taxes$04,704
Income before extraordinary items$1,205,0001,209
Extraordinary gains, net$019
Net income$1,205,0001,209
Minority interest net income$078
Net income of bank and minority interests.$1,205,0001,210
Net charge-offs$21,0003,656
Cash dividends$1,116,000428
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,006,0001,371
2011-12-31 (YTD Data)Rank
Total interest income$11,594,0002,406
Total interest expense$1,366,0003,664
Net interest income$10,228,0002,141
Provision for loan and lease losses$285,0004,200
Total noninterest income$2,235,0001,850
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,282,0001,144
Trading account gains and fees$0146
Additional Noninterest Income$953,0002,207
Total noninterest expense$8,782,0002,173
Salaries and employee benefits$4,350,0002,223
Premises and equipment expense$1,316,0001,892
Additional noninterest expense$3,116,0002,130
Pre-tax net operating income$3,396,0001,641
Securities gains (losses)$998,000444
Applicable income taxes$04,719
Income before extraordinary items$4,394,0001,141
Extraordinary gains, net$029
Net income$4,394,0001,141
Minority interest net income$096
Net income of bank and minority interests.$4,394,0001,141
Net charge-offs$143,0004,643
Cash dividends$3,650,000565
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,396,0001,376
2011-09-30 (YTD Data)Rank
Total interest income$8,459,0002,505
Total interest expense$1,479,0002,902
Net interest income$6,980,0002,355
Provision for loan and lease losses$150,0004,478
Total noninterest income$1,512,0001,981
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$903,0001,225
Trading account gains and fees$0145
Additional Noninterest Income$609,0002,403
Total noninterest expense$6,394,0002,242
Salaries and employee benefits$3,077,0002,342
Premises and equipment expense$918,0002,038
Additional noninterest expense$2,399,0002,076
Pre-tax net operating income$1,948,0002,124
Securities gains (losses)$970,000369
Applicable income taxes$04,740
Income before extraordinary items$2,918,0001,324
Extraordinary gains, net$021
Net income$2,918,0001,324
Minority interest net income$087
Net income of bank and minority interests.$2,918,0001,324
Net charge-offs$98,0004,457
Cash dividends$2,748,000493
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,948,0001,785
2011-06-30 (YTD Data)Rank
Total interest income$5,167,0002,732
Total interest expense$861,0003,312
Net interest income$4,306,0002,557
Provision for loan and lease losses$60,0004,872
Total noninterest income$823,0002,285
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$512,0001,430
Trading account gains and fees$0153
Additional Noninterest Income$311,0002,820
Total noninterest expense$4,085,0002,357
Salaries and employee benefits$1,923,0002,505
Premises and equipment expense$557,0002,231
Additional noninterest expense$1,605,0002,110
Pre-tax net operating income$984,0002,574
Securities gains (losses)$867,000231
Applicable income taxes$04,697
Income before extraordinary items$1,851,0001,347
Extraordinary gains, net$015
Net income$1,851,0001,347
Minority interest net income$089
Net income of bank and minority interests.$1,851,0001,347
Net charge-offs$37,0004,702
Cash dividends$1,847,000461
Sale, conversion, retirement of capital stock, net$0986
Net operating income$984,0002,230
2011-03-31 (YTD Data)Rank
Total interest income$2,132,0003,247
Total interest expense$318,0004,154
Net interest income$1,814,0002,976
Provision for loan and lease losses$30,0004,582
Total noninterest income$321,0002,716
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$185,0001,861
Trading account gains and fees$0158
Additional Noninterest Income$136,0003,073
Total noninterest expense$1,359,0003,359
Salaries and employee benefits$748,0003,158
Premises and equipment expense$237,0002,597
Additional noninterest expense$374,0003,906
Pre-tax net operating income$746,0001,881
Securities gains (losses)$432,000182
Applicable income taxes$04,545
Income before extraordinary items$1,178,0001,038
Extraordinary gains, net$09
Net income$1,178,0001,038
Minority interest net income$086
Net income of bank and minority interests.$1,178,0001,038
Net charge-offs$4,0004,727
Cash dividends$1,074,000361
Sale, conversion, retirement of capital stock, net$0925
Net operating income$746,0001,535
2010-12-31 (YTD Data)Rank
Total interest income$8,856,0003,260
Total interest expense$1,501,0004,264
Net interest income$7,355,0002,948
Provision for loan and lease losses$120,0005,848
Total noninterest income$1,417,0002,619
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$836,0001,756
Trading account gains and fees$0175
Additional Noninterest Income$581,0002,970
Total noninterest expense$5,512,0003,335
Salaries and employee benefits$2,986,0003,132
Premises and equipment expense$887,0002,734
Additional noninterest expense$1,639,0003,766
Pre-tax net operating income$3,140,0001,567
Securities gains (losses)$124,0001,978
Applicable income taxes$04,655
Income before extraordinary items$3,264,0001,305
Extraordinary gains, net$029
Net income$3,264,0001,306
Minority interest net income$0111
Net income of bank and minority interests.$3,264,0001,307
Net charge-offs$91,0005,493
Cash dividends$3,607,000458
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,140,0001,302
2010-09-30 (YTD Data)Rank
Total interest income$6,665,0003,320
Total interest expense$1,167,0004,319
Net interest income$5,498,0003,001
Provision for loan and lease losses$90,0005,755
Total noninterest income$1,051,0002,635
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$620,0001,828
Trading account gains and fees$0165
Additional Noninterest Income$431,0002,999
Total noninterest expense$4,194,0003,294
Salaries and employee benefits$2,296,0003,076
Premises and equipment expense$672,0002,756
Additional noninterest expense$1,226,0003,747
Pre-tax net operating income$2,265,0001,730
Securities gains (losses)$124,0001,760
Applicable income taxes$04,726
Income before extraordinary items$2,389,0001,387
Extraordinary gains, net$023
Net income$2,389,0001,390
Minority interest net income$0110
Net income of bank and minority interests.$2,389,0001,391
Net charge-offs$63,0005,341
Cash dividends$2,834,000390
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,265,0001,413
2010-06-30 (YTD Data)Rank
Total interest income$4,425,0003,369
Total interest expense$798,0004,361
Net interest income$3,627,0003,030
Provision for loan and lease losses$60,0005,595
Total noninterest income$672,0002,651
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$396,0001,906
Trading account gains and fees$0152
Additional Noninterest Income$276,0002,974
Total noninterest expense$2,814,0003,281
Salaries and employee benefits$1,535,0003,083
Premises and equipment expense$448,0002,770
Additional noninterest expense$831,0003,698
Pre-tax net operating income$1,425,0001,786
Securities gains (losses)$124,0001,272
Applicable income taxes$04,691
Income before extraordinary items$1,549,0001,420
Extraordinary gains, net$019
Net income$1,549,0001,420
Minority interest net income$0105
Net income of bank and minority interests.$1,549,0001,421
Net charge-offs$38,0005,106
Cash dividends$1,353,000513
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,425,0001,469
2010-03-31 (YTD Data)Rank
Total interest income$2,182,0003,483
Total interest expense$400,0004,480
Net interest income$1,782,0003,095
Provision for loan and lease losses$30,0005,300
Total noninterest income$313,0002,787
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$187,0001,985
Trading account gains and fees$0175
Additional Noninterest Income$126,0003,112
Total noninterest expense$1,406,0003,318
Salaries and employee benefits$770,0003,114
Premises and equipment expense$236,0002,704
Additional noninterest expense$400,0003,799
Pre-tax net operating income$659,0001,935
Securities gains (losses)$14,0001,636
Applicable income taxes$04,611
Income before extraordinary items$673,0001,622
Extraordinary gains, net$016
Net income$673,0001,624
Minority interest net income$091
Net income of bank and minority interests.$673,0001,624
Net charge-offs$6,0005,069
Cash dividends$601,000553
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$659,0001,590
2009-12-31 (YTD Data)Rank
Total interest income$8,896,0003,538
Total interest expense$1,770,0004,779
Net interest income$7,126,0003,025
Provision for loan and lease losses$120,0006,252
Total noninterest income$1,477,0002,573
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$959,0001,751
Trading account gains and fees$0211
Additional Noninterest Income$518,0003,149
Total noninterest expense$5,532,0003,394
Salaries and employee benefits$3,043,0003,136
Premises and equipment expense$904,0002,811
Additional noninterest expense$1,585,0003,931
Pre-tax net operating income$2,951,0001,353
Securities gains (losses)$310,0001,208
Applicable income taxes$04,388
Income before extraordinary items$3,261,0001,036
Extraordinary gains, net$034
Net income$3,261,0001,032
Minority interest net income$0115
Net income of bank and minority interests.$3,261,0001,035
Net charge-offs$151,0005,326
Cash dividends$2,942,000607
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,951,0001,132
2009-09-30 (YTD Data)Rank
Total interest income$6,624,0003,612
Total interest expense$1,362,0004,848
Net interest income$5,262,0003,052
Provision for loan and lease losses$90,0006,065
Total noninterest income$1,092,0002,666
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$717,0001,765
Trading account gains and fees$0212
Additional Noninterest Income$375,0003,294
Total noninterest expense$4,071,0003,451
Salaries and employee benefits$2,256,0003,192
Premises and equipment expense$645,0002,963
Additional noninterest expense$1,170,0003,930
Pre-tax net operating income$2,193,0001,484
Securities gains (losses)$227,0001,204
Applicable income taxes$04,592
Income before extraordinary items$2,420,0001,126
Extraordinary gains, net$027
Net income$2,420,0001,124
Minority interest net income$0118
Net income of bank and minority interests.$2,420,0001,126
Net charge-offs$108,0004,991
Cash dividends$2,190,000586
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,193,0001,202
2009-06-30 (YTD Data)Rank
Total interest income$4,391,0003,654
Total interest expense$927,0004,918
Net interest income$3,464,0003,075
Provision for loan and lease losses$60,0005,816
Total noninterest income$707,0002,732
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$470,0001,765
Trading account gains and fees$0193
Additional Noninterest Income$237,0003,388
Total noninterest expense$2,695,0003,504
Salaries and employee benefits$1,508,0003,226
Premises and equipment expense$402,0003,168
Additional noninterest expense$785,0003,927
Pre-tax net operating income$1,416,0001,596
Securities gains (losses)$227,000939
Applicable income taxes$04,657
Income before extraordinary items$1,643,0001,155
Extraordinary gains, net$021
Net income$1,643,0001,155
Minority interest net income$0112
Net income of bank and minority interests.$1,643,0001,155
Net charge-offs$76,0004,525
Cash dividends$1,481,000615
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,416,0001,293
2009-03-31 (YTD Data)Rank
Total interest income$2,134,0003,759
Total interest expense$467,0005,012
Net interest income$1,667,0003,162
Provision for loan and lease losses$30,0005,394
Total noninterest income$340,0002,788
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$217,0001,837
Trading account gains and fees$0171
Additional Noninterest Income$123,0003,311
Total noninterest expense$1,347,0003,433
Salaries and employee benefits$774,0003,188
Premises and equipment expense$190,0003,369
Additional noninterest expense$383,0003,709
Pre-tax net operating income$630,0001,972
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$630,0001,707
Extraordinary gains, net$015
Net income$630,0001,708
Minority interest net income$0102
Net income of bank and minority interests.$630,0001,709
Net charge-offs$20,0004,311
Cash dividends$537,000805
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$630,0001,620
2008-12-31 (YTD Data)Rank
Total interest income$9,273,0003,725
Total interest expense$2,551,0004,688
Net interest income$6,722,0003,173
Provision for loan and lease losses$90,0006,145
Total noninterest income$1,113,0003,198
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$679,0002,398
Trading account gains and fees$0154
Additional Noninterest Income$434,0003,442
Total noninterest expense$5,080,0003,521
Salaries and employee benefits$2,962,0003,290
Premises and equipment expense$739,0003,376
Additional noninterest expense$1,379,0003,850
Pre-tax net operating income$2,665,0001,993
Securities gains (losses)$95,0001,167
Applicable income taxes$04,979
Income before extraordinary items$2,760,0001,481
Extraordinary gains, net$039
Net income$2,760,0001,482
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0005,111
Cash dividends$2,533,0001,080
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,665,0001,634
2008-09-30 (YTD Data)Rank
Total interest income$7,012,0003,763
Total interest expense$2,042,0004,639
Net interest income$4,970,0003,233
Provision for loan and lease losses$60,0005,691
Total noninterest income$835,0003,250
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$513,0002,400
Trading account gains and fees$0148
Additional Noninterest Income$322,0003,566
Total noninterest expense$3,745,0003,558
Salaries and employee benefits$2,204,0003,353
Premises and equipment expense$533,0003,492
Additional noninterest expense$1,008,0003,841
Pre-tax net operating income$2,000,0002,314
Securities gains (losses)$72,0001,173
Applicable income taxes$05,372
Income before extraordinary items$2,072,0001,719
Extraordinary gains, net$031
Net income$2,072,0001,718
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0004,783
Cash dividends$1,867,0001,102
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,000,0001,875
2008-06-30 (YTD Data)Rank
Total interest income$4,705,0003,801
Total interest expense$1,462,0004,570
Net interest income$3,243,0003,284
Provision for loan and lease losses$60,0004,901
Total noninterest income$558,0003,272
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$368,0002,260
Trading account gains and fees$0149
Additional Noninterest Income$190,0003,864
Total noninterest expense$2,383,0003,727
Salaries and employee benefits$1,450,0003,427
Premises and equipment expense$283,0004,132
Additional noninterest expense$650,0003,926
Pre-tax net operating income$1,358,0002,381
Securities gains (losses)$72,0001,184
Applicable income taxes$05,627
Income before extraordinary items$1,430,0001,880
Extraordinary gains, net$021
Net income$1,430,0001,882
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0004,229
Cash dividends$1,266,0001,155
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,358,0001,926
2008-03-31 (YTD Data)Rank
Total interest income$2,397,0003,821
Total interest expense$809,0004,480
Net interest income$1,588,0003,353
Provision for loan and lease losses$30,0004,346
Total noninterest income$277,0003,294
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$170,0002,369
Trading account gains and fees$0158
Additional Noninterest Income$107,0003,641
Total noninterest expense$1,253,0003,578
Salaries and employee benefits$724,0003,459
Premises and equipment expense$160,0003,794
Additional noninterest expense$369,0003,522
Pre-tax net operating income$582,0002,774
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$582,0002,370
Extraordinary gains, net$015
Net income$582,0002,372
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,796
Cash dividends$536,0001,284
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$582,0002,302
2007-12-31 (YTD Data)Rank
Total interest income$9,807,0003,815
Total interest expense$3,620,0004,258
Net interest income$6,187,0003,425
Provision for loan and lease losses$120,0004,617
Total noninterest income$1,094,0003,358
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$683,0002,415
Trading account gains and fees$0178
Additional Noninterest Income$411,0003,682
Total noninterest expense$4,691,0003,629
Salaries and employee benefits$2,716,0003,495
Premises and equipment expense$575,0003,951
Additional noninterest expense$1,400,0003,620
Pre-tax net operating income$2,470,0002,851
Securities gains (losses)$42,000853
Applicable income taxes$06,070
Income before extraordinary items$2,512,0002,348
Extraordinary gains, net$039
Net income$2,512,0002,347
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$106,0003,679
Cash dividends$2,341,0001,439
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,470,0002,383
2007-09-30 (YTD Data)Rank
Total interest income$7,280,0003,851
Total interest expense$2,645,0004,335
Net interest income$4,635,0003,434
Provision for loan and lease losses$90,0004,255
Total noninterest income$815,0003,349
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$508,0002,420
Trading account gains and fees$0184
Additional Noninterest Income$307,0003,698
Total noninterest expense$3,563,0003,568
Salaries and employee benefits$2,038,0003,476
Premises and equipment expense$460,0003,780
Additional noninterest expense$1,065,0003,528
Pre-tax net operating income$1,797,0003,065
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$1,797,0002,592
Extraordinary gains, net$033
Net income$1,797,0002,590
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0003,780
Cash dividends$1,825,0001,307
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,797,0002,572
2007-06-30 (YTD Data)Rank
Total interest income$4,842,0003,875
Total interest expense$1,730,0004,388
Net interest income$3,112,0003,439
Provision for loan and lease losses$60,0003,990
Total noninterest income$548,0003,353
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$345,0002,383
Trading account gains and fees$0168
Additional Noninterest Income$203,0003,758
Total noninterest expense$2,344,0003,644
Salaries and employee benefits$1,349,0003,528
Premises and equipment expense$326,0003,635
Additional noninterest expense$669,0003,686
Pre-tax net operating income$1,256,0003,012
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$1,256,0002,544
Extraordinary gains, net$029
Net income$1,256,0002,543
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0003,376
Cash dividends$1,181,0001,362
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,256,0002,526
2007-03-31 (YTD Data)Rank
Total interest income$2,418,0003,867
Total interest expense$865,0004,375
Net interest income$1,553,0003,451
Provision for loan and lease losses$30,0003,737
Total noninterest income$257,0003,459
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$167,0002,392
Trading account gains and fees$0195
Additional Noninterest Income$90,0003,960
Total noninterest expense$1,158,0003,668
Salaries and employee benefits$677,0003,550
Premises and equipment expense$157,0003,744
Additional noninterest expense$324,0003,739
Pre-tax net operating income$622,0003,041
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$622,0002,556
Extraordinary gains, net$022
Net income$622,0002,558
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0006,955
Cash dividends$558,0001,287
Sale, conversion, retirement of capital stock, net$0885
Net operating income$622,0002,533
2006-12-31 (YTD Data)Rank
Total interest income$8,952,0003,884
Total interest expense$2,631,0004,691
Net interest income$6,321,0003,387
Provision for loan and lease losses$90,0004,875
Total noninterest income$1,060,0003,412
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$689,0002,406
Trading account gains and fees$0130
Additional Noninterest Income$371,0003,877
Total noninterest expense$4,609,0003,571
Salaries and employee benefits$2,673,0003,446
Premises and equipment expense$659,0003,498
Additional noninterest expense$1,277,0003,754
Pre-tax net operating income$2,682,0002,985
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$2,682,0002,471
Extraordinary gains, net$051
Net income$2,682,0002,472
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$113,0002,984
Cash dividends$2,469,0001,313
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,682,0002,454
2006-09-30 (YTD Data)Rank
Total interest income$6,622,0003,890
Total interest expense$1,827,0004,812
Net interest income$4,795,0003,380
Provision for loan and lease losses$90,0004,225
Total noninterest income$783,0003,443
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$509,0002,444
Trading account gains and fees$0126
Additional Noninterest Income$274,0003,908
Total noninterest expense$3,558,0003,485
Salaries and employee benefits$2,029,0003,407
Premises and equipment expense$568,0003,141
Additional noninterest expense$961,0003,727
Pre-tax net operating income$1,930,0003,195
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$1,930,0002,641
Extraordinary gains, net$045
Net income$1,930,0002,645
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0003,812
Cash dividends$1,760,0001,278
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,930,0002,633
2006-06-30 (YTD Data)Rank
Total interest income$4,393,0003,866
Total interest expense$1,162,0004,817
Net interest income$3,231,0003,358
Provision for loan and lease losses$90,0003,463
Total noninterest income$515,0003,458
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$338,0002,422
Trading account gains and fees$0126
Additional Noninterest Income$177,0003,972
Total noninterest expense$2,316,0003,553
Salaries and employee benefits$1,369,0003,385
Premises and equipment expense$339,0003,408
Additional noninterest expense$608,0003,874
Pre-tax net operating income$1,340,0003,114
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$1,340,0002,553
Extraordinary gains, net$039
Net income$1,340,0002,556
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,807
Cash dividends$1,202,0001,235
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,340,0002,535
2006-03-31 (YTD Data)Rank
Total interest income$2,201,0003,804
Total interest expense$547,0004,857
Net interest income$1,654,0003,271
Provision for loan and lease losses$45,0003,261
Total noninterest income$239,0003,578
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$154,0002,544
Trading account gains and fees$0115
Additional Noninterest Income$85,0004,010
Total noninterest expense$1,126,0003,651
Salaries and employee benefits$697,0003,350
Premises and equipment expense$132,0004,139
Additional noninterest expense$297,0003,932
Pre-tax net operating income$722,0002,912
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$722,0002,387
Extraordinary gains, net$021
Net income$722,0002,388
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0002,335
Cash dividends$644,0001,094
Sale, conversion, retirement of capital stock, net$0648
Net operating income$722,0002,363
2005-12-31 (YTD Data)Rank
Total interest income$8,414,0003,609
Total interest expense$1,754,0004,819
Net interest income$6,660,0003,160
Provision for loan and lease losses$150,0004,107
Total noninterest income$1,013,0003,528
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$573,0002,756
Trading account gains and fees$0138
Additional Noninterest Income$440,0003,606
Total noninterest expense$4,558,0003,489
Salaries and employee benefits$2,686,0003,278
Premises and equipment expense$683,0003,303
Additional noninterest expense$1,189,0003,894
Pre-tax net operating income$2,965,0002,783
Securities gains (losses)$-37,0008,074
Applicable income taxes$06,964
Income before extraordinary items$2,928,0002,296
Extraordinary gains, net$046
Net income$2,928,0002,297
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$143,0002,800
Cash dividends$2,705,0001,124
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,965,0002,230
2005-09-30 (YTD Data)Rank
Total interest income$6,297,0003,559
Total interest expense$1,242,0004,849
Net interest income$5,055,0003,123
Provision for loan and lease losses$150,0003,463
Total noninterest income$661,0003,850
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$422,0002,798
Trading account gains and fees$0126
Additional Noninterest Income$239,0004,209
Total noninterest expense$3,405,0003,469
Salaries and employee benefits$2,030,0003,230
Premises and equipment expense$516,0003,278
Additional noninterest expense$859,0003,958
Pre-tax net operating income$2,161,0002,883
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$2,161,0002,349
Extraordinary gains, net$035
Net income$2,161,0002,349
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$92,0002,672
Cash dividends$1,975,0001,081
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,161,0002,320
2005-06-30 (YTD Data)Rank
Total interest income$4,087,0003,561
Total interest expense$772,0004,880
Net interest income$3,315,0003,136
Provision for loan and lease losses$120,0003,004
Total noninterest income$416,0003,957
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$268,0002,860
Trading account gains and fees$0116
Additional Noninterest Income$148,0004,350
Total noninterest expense$2,295,0003,425
Salaries and employee benefits$1,375,0003,167
Premises and equipment expense$340,0003,273
Additional noninterest expense$580,0003,905
Pre-tax net operating income$1,316,0003,046
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$1,316,0002,464
Extraordinary gains, net$030
Net income$1,316,0002,464
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0002,361
Cash dividends$1,202,0001,112
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,316,0002,430
2005-03-31 (YTD Data)Rank
Total interest income$2,024,0003,555
Total interest expense$372,0004,878
Net interest income$1,652,0003,134
Provision for loan and lease losses$60,0002,830
Total noninterest income$196,0004,019
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$141,0002,681
Trading account gains and fees$0115
Additional Noninterest Income$55,0004,967
Total noninterest expense$1,157,0003,411
Salaries and employee benefits$699,0003,124
Premises and equipment expense$162,0003,432
Additional noninterest expense$296,0003,846
Pre-tax net operating income$631,0003,114
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$631,0002,512
Extraordinary gains, net$024
Net income$631,0002,513
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0002,290
Cash dividends$601,0001,027
Sale, conversion, retirement of capital stock, net$0491
Net operating income$631,0002,471
2004-12-31 (YTD Data)Rank
Total interest income$8,476,0003,262
Total interest expense$1,510,0004,492
Net interest income$6,966,0002,898
Provision for loan and lease losses$218,0003,559
Total noninterest income$905,0003,780
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$608,0002,676
Trading account gains and fees$0138
Additional Noninterest Income$297,0004,293
Total noninterest expense$4,647,0003,327
Salaries and employee benefits$2,727,0003,111
Premises and equipment expense$687,0003,174
Additional noninterest expense$1,233,0003,657
Pre-tax net operating income$3,006,0002,591
Securities gains (losses)$163,000944
Applicable income taxes$07,185
Income before extraordinary items$3,169,0001,977
Extraordinary gains, net$034
Net income$3,169,0001,977
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$185,0002,684
Cash dividends$2,727,0001,049
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,006,0002,033
2004-09-30 (YTD Data)Rank
Total interest income$6,373,0003,236
Total interest expense$1,139,0004,446
Net interest income$5,234,0002,868
Provision for loan and lease losses$150,0003,509
Total noninterest income$689,0003,772
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$460,0002,674
Trading account gains and fees$0134
Additional Noninterest Income$229,0004,237
Total noninterest expense$3,554,0003,261
Salaries and employee benefits$2,083,0003,022
Premises and equipment expense$538,0003,064
Additional noninterest expense$933,0003,607
Pre-tax net operating income$2,219,0002,636
Securities gains (losses)$163,000883
Applicable income taxes$07,220
Income before extraordinary items$2,382,0001,975
Extraordinary gains, net$026
Net income$2,382,0001,976
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$123,0002,513
Cash dividends$2,040,000959
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,219,0002,056
2004-06-30 (YTD Data)Rank
Total interest income$4,281,0003,201
Total interest expense$780,0004,351
Net interest income$3,501,0002,849
Provision for loan and lease losses$75,0003,988
Total noninterest income$450,0003,818
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$310,0002,643
Trading account gains and fees$0130
Additional Noninterest Income$140,0004,440
Total noninterest expense$2,405,0003,206
Salaries and employee benefits$1,382,0003,061
Premises and equipment expense$367,0003,008
Additional noninterest expense$656,0003,473
Pre-tax net operating income$1,471,0002,632
Securities gains (losses)$81,0001,156
Applicable income taxes$07,214
Income before extraordinary items$1,552,0002,020
Extraordinary gains, net$021
Net income$1,552,0002,021
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$91,0002,280
Cash dividends$1,267,0001,036
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,471,0002,047
2004-03-31 (YTD Data)Rank
Total interest income$2,133,0003,216
Total interest expense$406,0004,277
Net interest income$1,727,0002,879
Provision for loan and lease losses$37,0003,840
Total noninterest income$208,0003,974
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$151,0002,665
Trading account gains and fees$0121
Additional Noninterest Income$57,0004,851
Total noninterest expense$1,239,0003,127
Salaries and employee benefits$691,0003,058
Premises and equipment expense$182,0003,056
Additional noninterest expense$366,0003,166
Pre-tax net operating income$659,0002,839
Securities gains (losses)$-8,0008,893
Applicable income taxes$07,103
Income before extraordinary items$651,0002,318
Extraordinary gains, net$016
Net income$651,0002,319
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0002,391
Cash dividends$580,0001,064
Sale, conversion, retirement of capital stock, net$0464
Net operating income$659,0002,217
2003-12-31 (YTD Data)Rank
Total interest income$9,039,0003,096
Total interest expense$1,884,0004,207
Net interest income$7,155,0002,696
Provision for loan and lease losses$150,0004,567
Total noninterest income$839,0004,119
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$593,0002,714
Trading account gains and fees$0160
Additional Noninterest Income$246,0004,881
Total noninterest expense$4,569,0003,314
Salaries and employee benefits$2,711,0003,041
Premises and equipment expense$709,0003,050
Additional noninterest expense$1,149,0003,853
Pre-tax net operating income$3,275,0002,325
Securities gains (losses)$281,0001,095
Applicable income taxes$07,459
Income before extraordinary items$3,556,0001,751
Extraordinary gains, net$054
Net income$3,556,0001,753
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$150,0003,366
Cash dividends$3,198,000947
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,275,0001,806
2003-09-30 (YTD Data)Rank
Total interest income$6,795,0003,133
Total interest expense$1,461,0004,228
Net interest income$5,334,0002,734
Provision for loan and lease losses$120,0004,343
Total noninterest income$632,0004,159
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$437,0002,758
Trading account gains and fees$0153
Additional Noninterest Income$195,0004,845
Total noninterest expense$3,316,0003,391
Salaries and employee benefits$1,920,0003,209
Premises and equipment expense$536,0003,035
Additional noninterest expense$860,0003,855
Pre-tax net operating income$2,530,0002,361
Securities gains (losses)$287,000995
Applicable income taxes$07,524
Income before extraordinary items$2,817,0001,711
Extraordinary gains, net$040
Net income$2,817,0001,712
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0003,532
Cash dividends$2,468,000863
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,530,0001,795
2003-06-30 (YTD Data)Rank
Total interest income$4,506,0003,165
Total interest expense$1,006,0004,237
Net interest income$3,500,0002,769
Provision for loan and lease losses$90,0004,018
Total noninterest income$426,0004,095
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$293,0002,703
Trading account gains and fees$0150
Additional Noninterest Income$133,0004,798
Total noninterest expense$2,227,0003,359
Salaries and employee benefits$1,281,0003,202
Premises and equipment expense$356,0003,037
Additional noninterest expense$590,0003,747
Pre-tax net operating income$1,609,0002,453
Securities gains (losses)$282,000840
Applicable income taxes$07,529
Income before extraordinary items$1,891,0001,714
Extraordinary gains, net$030
Net income$1,891,0001,714
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0003,896
Cash dividends$1,674,000871
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,609,0001,867
2003-03-31 (YTD Data)Rank
Total interest income$2,254,0003,182
Total interest expense$503,0004,330
Net interest income$1,751,0002,772
Provision for loan and lease losses$45,0003,818
Total noninterest income$217,0003,964
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$145,0002,645
Trading account gains and fees$0134
Additional Noninterest Income$72,0004,544
Total noninterest expense$1,154,0003,268
Salaries and employee benefits$644,0003,168
Premises and equipment expense$183,0002,963
Additional noninterest expense$327,0003,382
Pre-tax net operating income$769,0002,551
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$769,0002,041
Extraordinary gains, net$021
Net income$769,0002,039
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0002,492
Cash dividends$665,000962
Sale, conversion, retirement of capital stock, net$0419
Net operating income$769,0001,922
2002-12-31 (YTD Data)Rank
Total interest income$9,574,0003,137
Total interest expense$2,405,0004,231
Net interest income$7,169,0002,665
Provision for loan and lease losses$180,0004,547
Total noninterest income$843,0003,857
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$558,0002,713
Trading account gains and fees$0153
Additional Noninterest Income$285,0004,363
Total noninterest expense$4,672,0003,107
Salaries and employee benefits$2,668,0002,955
Premises and equipment expense$826,0002,614
Additional noninterest expense$1,178,0003,658
Pre-tax net operating income$3,160,0002,383
Securities gains (losses)$-36,0009,048
Applicable income taxes$07,681
Income before extraordinary items$3,124,0001,920
Extraordinary gains, net$070
Net income$3,124,0001,919
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$156,0003,440
Cash dividends$2,748,000997
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,160,0001,841
2001-12-31 (YTD Data)Rank
Total interest income$11,340,0002,986
Total interest expense$4,781,0003,279
Net interest income$6,559,0002,720
Provision for loan and lease losses$240,0003,705
Total noninterest income$888,0003,602
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$492,0002,869
Trading account gains and fees$0177
Additional Noninterest Income$396,0003,552
Total noninterest expense$4,687,0002,982
Salaries and employee benefits$2,607,0002,845
Premises and equipment expense$862,0002,454
Additional noninterest expense$1,218,0003,448
Pre-tax net operating income$2,520,0002,651
Securities gains (losses)$-31,0009,406
Applicable income taxes$07,903
Income before extraordinary items$2,489,0002,095
Extraordinary gains, net$0105
Net income$2,489,0002,099
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$192,0002,928
Cash dividends$2,211,0001,221
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,520,0001,999
2000-12-31 (YTD Data)Rank
Total interest income$12,173,0002,864
Total interest expense$5,871,0002,841
Net interest income$6,302,0002,811
Provision for loan and lease losses$316,0002,727
Total noninterest income$718,0003,932
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$481,0002,779
Trading account gains and fees$0180
Additional Noninterest Income$237,0004,407
Total noninterest expense$5,120,0002,660
Salaries and employee benefits$2,857,0002,501
Premises and equipment expense$980,0002,103
Additional noninterest expense$1,283,0003,215
Pre-tax net operating income$1,584,0003,916
Securities gains (losses)$-18,0008,681
Applicable income taxes$08,362
Income before extraordinary items$1,566,0003,144
Extraordinary gains, net$038
Net income$1,566,0003,142
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$222,0002,244
Cash dividends$1,396,0001,755
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,584,0003,104
1999-12-31 (YTD Data)Rank
Total interest income$11,178,0002,895
Total interest expense$4,828,0003,028
Net interest income$6,350,0002,771
Provision for loan and lease losses$180,0003,760
Total noninterest income$714,0003,938
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$450,0002,890
Trading account gains and fees$0173
Additional Noninterest Income$264,0004,319
Total noninterest expense$4,958,0002,722
Salaries and employee benefits$2,606,0002,697
Premises and equipment expense$941,0002,170
Additional noninterest expense$1,411,0003,018
Pre-tax net operating income$1,926,0003,431
Securities gains (losses)$-18,0009,513
Applicable income taxes$570,0003,330
Income before extraordinary items$1,338,0003,556
Extraordinary gains, net$035
Net income$1,338,0003,556
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$299,0001,819
Cash dividends$404,0003,888
Sale, conversion, retirement of capital stock, net$-774,00010,170
Net operating income$1,350,6003,491
1998-12-31 (YTD Data)Rank
Total interest income$10,382,0003,113
Total interest expense$4,419,0003,359
Net interest income$5,963,0002,896
Provision for loan and lease losses$39,0007,011
Total noninterest income$619,0004,300
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$398,0003,146
Trading account gains and fees$0224
Additional Noninterest Income$221,0004,708
Total noninterest expense$4,735,0002,747
Salaries and employee benefits$2,598,0002,606
Premises and equipment expense$861,0002,272
Additional noninterest expense$1,276,0003,197
Pre-tax net operating income$1,808,0003,617
Securities gains (losses)$9,0003,034
Applicable income taxes$595,0003,428
Income before extraordinary items$1,222,0003,870
Extraordinary gains, net$032
Net income$1,222,0003,868
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0005,328
Cash dividends$396,0004,058
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,215,9703,799
1997-12-31 (YTD Data)Rank
Total interest income$10,561,0003,072
Total interest expense$4,459,0003,318
Net interest income$6,102,0002,857
Provision for loan and lease losses$90,0005,371
Total noninterest income$1,071,0002,883
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$407,0003,176
Trading account gains and fees$0239
Additional Noninterest Income$664,0002,301
Total noninterest expense$4,736,0002,703
Salaries and employee benefits$2,724,0002,438
Premises and equipment expense$804,0002,411
Additional noninterest expense$1,208,0003,338
Pre-tax net operating income$2,347,0003,073
Securities gains (losses)$-95,00010,758
Applicable income taxes$765,0003,028
Income before extraordinary items$1,487,0003,388
Extraordinary gains, net$044
Net income$1,487,0003,388
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$286,0002,023
Cash dividends$315,0004,448
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,549,7003,197
1996-12-31 (YTD Data)Rank
Total interest income$10,397,0003,164
Total interest expense$4,721,0003,165
Net interest income$5,676,0003,121
Provision for loan and lease losses$255,0002,902
Total noninterest income$591,0004,615
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$425,0003,165
Trading account gains and fees$0262
Additional Noninterest Income$166,0005,678
Total noninterest expense$4,558,0002,983
Salaries and employee benefits$2,515,0002,687
Premises and equipment expense$975,0002,061
Additional noninterest expense$1,068,0004,174
Pre-tax net operating income$1,454,0004,455
Securities gains (losses)$-61,00011,089
Applicable income taxes$472,0004,344
Income before extraordinary items$921,0004,789
Extraordinary gains, net$053
Net income$921,0004,790
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$302,0002,066
Cash dividends$288,0004,656
Sale, conversion, retirement of capital stock, net$0953
Net operating income$961,2604,583
1995-12-31 (YTD Data)Rank
Total interest income$10,841,0003,056
Total interest expense$5,056,0002,996
Net interest income$5,785,0003,070
Provision for loan and lease losses$635,0001,289
Total noninterest income$761,0003,823
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$448,0003,024
Trading account gains and fees$0522
Additional Noninterest Income$313,0003,905
Total noninterest expense$4,770,0002,835
Salaries and employee benefits$2,406,0002,773
Premises and equipment expense$1,186,0001,702
Additional noninterest expense$1,178,0003,798
Pre-tax net operating income$1,141,0005,445
Securities gains (losses)$-54,00011,219
Applicable income taxes$378,0005,146
Income before extraordinary items$709,0005,930
Extraordinary gains, net$065
Net income$709,0005,929
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$564,0001,274
Cash dividends$288,0004,668
Sale, conversion, retirement of capital stock, net$0809
Net operating income$744,1005,727
1994-12-31 (YTD Data)Rank
Total interest income$10,052,0003,019
Total interest expense$4,257,0002,881
Net interest income$5,795,0003,094
Provision for loan and lease losses$500,0001,533
Total noninterest income$755,0003,897
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$479,0002,889
Trading account gains and fees$0475
Additional Noninterest Income$276,0004,334
Total noninterest expense$5,057,0002,755
Salaries and employee benefits$2,636,0002,528
Premises and equipment expense$981,0002,074
Additional noninterest expense$1,440,0003,440
Pre-tax net operating income$993,0005,987
Securities gains (losses)$113,000730
Applicable income taxes$-900,00012,524
Income before extraordinary items$2,006,0002,431
Extraordinary gains, net$0249
Net income$2,006,0002,431
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$511,0001,359
Cash dividends$144,0006,212
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,893,0002,584
1993-12-31 (YTD Data)Rank
Total interest income$10,524,0002,952
Total interest expense$4,057,0003,133
Net interest income$6,467,0002,800
Provision for loan and lease losses$420,0002,359
Total noninterest income$791,0004,021
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$468,0002,981
Trading account gains and fees$0532
Additional Noninterest Income$323,0004,288
Total noninterest expense$6,195,0002,323
Salaries and employee benefits$2,765,0002,409
Premises and equipment expense$956,0002,151
Additional noninterest expense$2,474,0002,257
Pre-tax net operating income$643,0007,665
Securities gains (losses)$1,159,000482
Applicable income taxes$012,141
Income before extraordinary items$1,802,0002,760
Extraordinary gains, net$03,149
Net income$1,802,0002,841
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$471,0001,831
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$643,0006,229
1992-12-31 (YTD Data)Rank
Total interest income$11,979,0002,928
Total interest expense$5,257,0003,152
Net interest income$6,722,0002,713
Provision for loan and lease losses$990,0001,856
Total noninterest income$941,0003,482
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$500,0002,781
Trading account gains and fees$0504
Additional Noninterest Income$441,0003,483
Total noninterest expense$7,588,0001,954
Salaries and employee benefits$2,834,0002,300
Premises and equipment expense$1,039,0002,023
Additional noninterest expense$3,715,0001,678
Pre-tax net operating income$-915,00013,455
Securities gains (losses)$494,0001,092
Applicable income taxes$012,680
Income before extraordinary items$-421,00013,339
Extraordinary gains, net$01,422
Net income$-421,00013,335
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$822,0001,786
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-915,00013,455

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.