Home > The First Commercial Bank > Income and Expense
The First Commercial Bank, Income and Expense
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $13,574,000 | 2,226 |
| Total interest expense | $2,392,000 | 3,105 |
| Net interest income | $11,182,000 | 1,942 |
| Provision for loan and lease losses | $22,313,000 | 332 |
| Total noninterest income | $-3,133,000 | 7,618 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $623,000 | 2,222 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-3,756,000 | 7,616 |
| Total noninterest expense | $9,105,000 | 2,125 |
| Salaries and employee benefits | $3,437,000 | 2,777 |
| Premises and equipment expense | $1,265,000 | 2,002 |
| Additional noninterest expense | $4,403,000 | 1,634 |
| Pre-tax net operating income | $-23,369,000 | 7,539 |
| Securities gains (losses) | $360,000 | 1,113 |
| Applicable income taxes | $-7,977,000 | 7,611 |
| Income before extraordinary items | $-15,032,000 | 7,473 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-15,032,000 | 7,473 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-15,032,000 | 7,473 |
| Net charge-offs | $20,439,000 | 328 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-15,266,000 | 7,468 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,506,000 | 2,206 |
| Total interest expense | $1,977,000 | 2,978 |
| Net interest income | $8,529,000 | 1,951 |
| Provision for loan and lease losses | $17,973,000 | 307 |
| Total noninterest income | $-2,669,000 | 7,736 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $530,000 | 2,087 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-3,199,000 | 7,732 |
| Total noninterest expense | $6,334,000 | 2,289 |
| Salaries and employee benefits | $2,587,000 | 2,769 |
| Premises and equipment expense | $1,000,000 | 1,942 |
| Additional noninterest expense | $2,747,000 | 1,898 |
| Pre-tax net operating income | $-18,447,000 | 7,648 |
| Securities gains (losses) | $328,000 | 1,012 |
| Applicable income taxes | $-6,253,000 | 7,709 |
| Income before extraordinary items | $-11,866,000 | 7,605 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-11,866,000 | 7,605 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-11,866,000 | 7,605 |
| Net charge-offs | $14,979,000 | 322 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-12,079,200 | 7,608 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,192,000 | 2,166 |
| Total interest expense | $1,451,000 | 2,864 |
| Net interest income | $5,741,000 | 1,942 |
| Provision for loan and lease losses | $11,773,000 | 314 |
| Total noninterest income | $32,000 | 7,155 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $356,000 | 2,071 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-324,000 | 7,657 |
| Total noninterest expense | $7,129,000 | 1,393 |
| Salaries and employee benefits | $1,778,000 | 2,722 |
| Premises and equipment expense | $647,000 | 2,007 |
| Additional noninterest expense | $4,704,000 | 767 |
| Pre-tax net operating income | $-13,129,000 | 7,715 |
| Securities gains (losses) | $5,000 | 2,788 |
| Applicable income taxes | $-4,453,000 | 7,769 |
| Income before extraordinary items | $-8,671,000 | 7,673 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-8,671,000 | 7,673 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-8,671,000 | 7,673 |
| Net charge-offs | $7,893,000 | 393 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-8,674,300 | 7,674 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,646,000 | 2,192 |
| Total interest expense | $791,000 | 2,776 |
| Net interest income | $2,855,000 | 1,978 |
| Provision for loan and lease losses | $8,496,000 | 259 |
| Total noninterest income | $230,000 | 3,371 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $163,000 | 2,204 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $67,000 | 4,201 |
| Total noninterest expense | $3,984,000 | 1,257 |
| Salaries and employee benefits | $938,000 | 2,615 |
| Premises and equipment expense | $321,000 | 2,079 |
| Additional noninterest expense | $2,725,000 | 673 |
| Pre-tax net operating income | $-9,395,000 | 7,842 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-3,207,000 | 7,885 |
| Income before extraordinary items | $-6,188,000 | 7,811 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-6,188,000 | 7,812 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-6,188,000 | 7,812 |
| Net charge-offs | $715,000 | 1,310 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-6,188,000 | 7,808 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $16,967,000 | 1,999 |
| Total interest expense | $5,083,000 | 2,225 |
| Net interest income | $11,884,000 | 1,865 |
| Provision for loan and lease losses | $18,929,000 | 517 |
| Total noninterest income | $652,000 | 4,211 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $649,000 | 2,400 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $3,000 | 7,342 |
| Total noninterest expense | $7,568,000 | 2,601 |
| Salaries and employee benefits | $4,071,000 | 2,402 |
| Premises and equipment expense | $1,285,000 | 2,083 |
| Additional noninterest expense | $2,212,000 | 3,060 |
| Pre-tax net operating income | $-13,961,000 | 7,606 |
| Securities gains (losses) | $3,000 | 3,532 |
| Applicable income taxes | $-5,002,000 | 7,758 |
| Income before extraordinary items | $-8,956,000 | 7,514 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-8,956,000 | 7,513 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-8,956,000 | 7,513 |
| Net charge-offs | $18,917,000 | 429 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-8,957,920 | 7,521 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $13,360,000 | 1,932 |
| Total interest expense | $4,070,000 | 2,191 |
| Net interest income | $9,290,000 | 1,795 |
| Provision for loan and lease losses | $4,236,000 | 1,172 |
| Total noninterest income | $447,000 | 4,442 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $478,000 | 2,447 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-31,000 | 7,726 |
| Total noninterest expense | $5,711,000 | 2,593 |
| Salaries and employee benefits | $3,184,000 | 2,334 |
| Premises and equipment expense | $1,071,000 | 1,902 |
| Additional noninterest expense | $1,456,000 | 3,356 |
| Pre-tax net operating income | $-210,000 | 6,030 |
| Securities gains (losses) | $9,000 | 3,002 |
| Applicable income taxes | $-222,000 | 7,120 |
| Income before extraordinary items | $21,000 | 5,687 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $21,000 | 5,687 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $21,000 | 5,687 |
| Net charge-offs | $2,629,000 | 1,281 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $15,240 | 5,652 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $9,201,000 | 1,919 |
| Total interest expense | $2,815,000 | 2,202 |
| Net interest income | $6,386,000 | 1,746 |
| Provision for loan and lease losses | $3,331,000 | 1,012 |
| Total noninterest income | $575,000 | 3,116 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $305,000 | 2,507 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $270,000 | 3,165 |
| Total noninterest expense | $3,784,000 | 2,640 |
| Salaries and employee benefits | $2,209,000 | 2,285 |
| Premises and equipment expense | $717,000 | 1,920 |
| Additional noninterest expense | $858,000 | 3,689 |
| Pre-tax net operating income | $-154,000 | 6,195 |
| Securities gains (losses) | $9,000 | 2,610 |
| Applicable income taxes | $-164,000 | 7,264 |
| Income before extraordinary items | $19,000 | 5,804 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $19,000 | 5,802 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $19,000 | 5,802 |
| Net charge-offs | $2,315,000 | 1,031 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $13,240 | 5,753 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,771,000 | 1,877 |
| Total interest expense | $1,483,000 | 2,198 |
| Net interest income | $3,288,000 | 1,683 |
| Provision for loan and lease losses | $855,000 | 1,297 |
| Total noninterest income | $299,000 | 3,030 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $147,000 | 2,511 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $152,000 | 2,939 |
| Total noninterest expense | $2,075,000 | 2,340 |
| Salaries and employee benefits | $1,189,000 | 2,145 |
| Premises and equipment expense | $387,000 | 1,826 |
| Additional noninterest expense | $499,000 | 3,014 |
| Pre-tax net operating income | $657,000 | 1,901 |
| Securities gains (losses) | $9,000 | 1,939 |
| Applicable income taxes | $212,000 | 1,390 |
| Income before extraordinary items | $454,000 | 2,317 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $454,000 | 2,317 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $454,000 | 2,319 |
| Net charge-offs | $1,927,000 | 612 |
| Cash dividends | $1,000 | 3,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $447,880 | 2,205 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $20,934,000 | 1,829 |
| Total interest expense | $7,949,000 | 1,985 |
| Net interest income | $12,985,000 | 1,712 |
| Provision for loan and lease losses | $2,508,000 | 1,558 |
| Total noninterest income | $932,000 | 3,561 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $563,000 | 2,766 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $369,000 | 3,720 |
| Total noninterest expense | $8,252,000 | 2,316 |
| Salaries and employee benefits | $5,052,000 | 1,997 |
| Premises and equipment expense | $1,384,000 | 1,969 |
| Additional noninterest expense | $1,816,000 | 3,123 |
| Pre-tax net operating income | $3,157,000 | 1,714 |
| Securities gains (losses) | $44,000 | 1,693 |
| Applicable income taxes | $1,099,000 | 1,115 |
| Income before extraordinary items | $2,102,000 | 1,898 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,102,000 | 1,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,004,000 | 1,286 |
| Cash dividends | $2,000,000 | 1,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,072,960 | 2,043 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $16,172,000 | 1,824 |
| Total interest expense | $6,298,000 | 1,959 |
| Net interest income | $9,874,000 | 1,702 |
| Provision for loan and lease losses | $992,000 | 1,831 |
| Total noninterest income | $697,000 | 3,643 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $412,000 | 2,830 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $285,000 | 3,770 |
| Total noninterest expense | $5,772,000 | 2,445 |
| Salaries and employee benefits | $3,445,000 | 2,236 |
| Premises and equipment expense | $1,032,000 | 1,975 |
| Additional noninterest expense | $1,295,000 | 3,166 |
| Pre-tax net operating income | $3,807,000 | 1,300 |
| Securities gains (losses) | $44,000 | 1,509 |
| Applicable income taxes | $1,406,000 | 892 |
| Income before extraordinary items | $2,445,000 | 1,491 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,445,000 | 1,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $318,000 | 2,489 |
| Cash dividends | $2,000,000 | 1,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,416,840 | 1,593 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $11,217,000 | 1,791 |
| Total interest expense | $4,384,000 | 1,970 |
| Net interest income | $6,833,000 | 1,649 |
| Provision for loan and lease losses | $748,000 | 1,474 |
| Total noninterest income | $469,000 | 3,658 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $271,000 | 2,845 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $198,000 | 3,789 |
| Total noninterest expense | $4,020,000 | 2,369 |
| Salaries and employee benefits | $2,486,000 | 2,092 |
| Premises and equipment expense | $698,000 | 1,944 |
| Additional noninterest expense | $836,000 | 3,233 |
| Pre-tax net operating income | $2,534,000 | 1,361 |
| Securities gains (losses) | $44,000 | 1,531 |
| Applicable income taxes | $936,000 | 990 |
| Income before extraordinary items | $1,642,000 | 1,649 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,642,000 | 1,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 2,262 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,613,840 | 1,647 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $6,003,000 | 1,717 |
| Total interest expense | $2,410,000 | 1,921 |
| Net interest income | $3,593,000 | 1,551 |
| Provision for loan and lease losses | $600,000 | 895 |
| Total noninterest income | $247,000 | 3,538 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $141,000 | 2,748 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $106,000 | 3,660 |
| Total noninterest expense | $1,839,000 | 2,562 |
| Salaries and employee benefits | $1,105,000 | 2,368 |
| Premises and equipment expense | $333,000 | 2,034 |
| Additional noninterest expense | $401,000 | 3,305 |
| Pre-tax net operating income | $1,401,000 | 1,352 |
| Securities gains (losses) | $29,000 | 1,385 |
| Applicable income taxes | $530,000 | 965 |
| Income before extraordinary items | $900,000 | 1,651 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $900,000 | 1,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,393 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $881,440 | 1,625 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $25,794,000 | 1,676 |
| Total interest expense | $11,269,000 | 1,772 |
| Net interest income | $14,525,000 | 1,564 |
| Provision for loan and lease losses | $334,000 | 3,008 |
| Total noninterest income | $1,113,000 | 3,313 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $626,000 | 2,588 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $487,000 | 3,363 |
| Total noninterest expense | $8,254,000 | 2,217 |
| Salaries and employee benefits | $5,401,000 | 1,867 |
| Premises and equipment expense | $1,276,000 | 2,048 |
| Additional noninterest expense | $1,577,000 | 3,279 |
| Pre-tax net operating income | $7,050,000 | 1,201 |
| Securities gains (losses) | $11,000 | 1,315 |
| Applicable income taxes | $2,660,000 | 892 |
| Income before extraordinary items | $4,401,000 | 1,458 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,401,000 | 1,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $295,000 | 2,312 |
| Cash dividends | $3,000,000 | 1,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $4,393,960 | 1,445 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $19,588,000 | 1,652 |
| Total interest expense | $8,683,000 | 1,722 |
| Net interest income | $10,905,000 | 1,571 |
| Provision for loan and lease losses | $125,000 | 3,799 |
| Total noninterest income | $820,000 | 3,339 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $481,000 | 2,517 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $339,000 | 3,520 |
| Total noninterest expense | $6,447,000 | 2,112 |
| Salaries and employee benefits | $3,979,000 | 1,891 |
| Premises and equipment expense | $1,012,000 | 1,926 |
| Additional noninterest expense | $1,456,000 | 2,688 |
| Pre-tax net operating income | $5,153,000 | 1,325 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,940,000 | 986 |
| Income before extraordinary items | $3,213,000 | 1,578 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,213,000 | 1,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 2,121 |
| Cash dividends | $2,000,000 | 1,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,213,000 | 1,564 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $13,101,000 | 1,656 |
| Total interest expense | $5,858,000 | 1,715 |
| Net interest income | $7,243,000 | 1,595 |
| Provision for loan and lease losses | $125,000 | 2,906 |
| Total noninterest income | $554,000 | 3,331 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $332,000 | 2,452 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $222,000 | 3,585 |
| Total noninterest expense | $4,363,000 | 2,110 |
| Salaries and employee benefits | $2,695,000 | 1,900 |
| Premises and equipment expense | $705,000 | 1,860 |
| Additional noninterest expense | $963,000 | 2,720 |
| Pre-tax net operating income | $3,309,000 | 1,419 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,243,000 | 1,074 |
| Income before extraordinary items | $2,066,000 | 1,673 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,066,000 | 1,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,040 |
| Cash dividends | $2,000,000 | 870 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,066,000 | 1,652 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $6,538,000 | 1,657 |
| Total interest expense | $2,920,000 | 1,701 |
| Net interest income | $3,618,000 | 1,599 |
| Provision for loan and lease losses | $125,000 | 1,705 |
| Total noninterest income | $307,000 | 3,064 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $185,000 | 2,202 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $122,000 | 3,401 |
| Total noninterest expense | $2,197,000 | 2,102 |
| Salaries and employee benefits | $1,378,000 | 1,862 |
| Premises and equipment expense | $356,000 | 1,859 |
| Additional noninterest expense | $463,000 | 2,778 |
| Pre-tax net operating income | $1,603,000 | 1,451 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $599,000 | 1,123 |
| Income before extraordinary items | $1,004,000 | 1,710 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,004,000 | 1,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,895 |
| Cash dividends | $2,000,000 | 446 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,004,000 | 1,700 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $25,910,000 | 1,544 |
| Total interest expense | $10,254,000 | 1,639 |
| Net interest income | $15,656,000 | 1,454 |
| Provision for loan and lease losses | $1,350,000 | 775 |
| Total noninterest income | $1,187,000 | 3,149 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $763,000 | 2,202 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $424,000 | 3,634 |
| Total noninterest expense | $7,426,000 | 2,387 |
| Salaries and employee benefits | $4,600,000 | 2,125 |
| Premises and equipment expense | $1,272,000 | 1,974 |
| Additional noninterest expense | $1,554,000 | 3,203 |
| Pre-tax net operating income | $8,067,000 | 1,219 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $3,067,000 | 923 |
| Income before extraordinary items | $5,000,000 | 1,464 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,000,000 | 1,465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,216,000 | 354 |
| Cash dividends | $399,000 | 4,112 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $5,000,000 | 1,445 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $19,291,000 | 1,543 |
| Total interest expense | $7,377,000 | 1,662 |
| Net interest income | $11,914,000 | 1,446 |
| Provision for loan and lease losses | $600,000 | 1,201 |
| Total noninterest income | $894,000 | 3,156 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $563,000 | 2,248 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $331,000 | 3,553 |
| Total noninterest expense | $5,984,000 | 2,204 |
| Salaries and employee benefits | $3,591,000 | 2,037 |
| Premises and equipment expense | $1,035,000 | 1,830 |
| Additional noninterest expense | $1,358,000 | 2,789 |
| Pre-tax net operating income | $6,224,000 | 1,237 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $2,360,000 | 953 |
| Income before extraordinary items | $3,864,000 | 1,451 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,864,000 | 1,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,679 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,864,000 | 1,434 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $12,608,000 | 1,540 |
| Total interest expense | $4,651,000 | 1,673 |
| Net interest income | $7,957,000 | 1,449 |
| Provision for loan and lease losses | $375,000 | 1,222 |
| Total noninterest income | $567,000 | 3,237 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $349,000 | 2,356 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $218,000 | 3,574 |
| Total noninterest expense | $4,059,000 | 2,183 |
| Salaries and employee benefits | $2,378,000 | 2,057 |
| Premises and equipment expense | $699,000 | 1,807 |
| Additional noninterest expense | $982,000 | 2,614 |
| Pre-tax net operating income | $4,090,000 | 1,238 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,548,000 | 964 |
| Income before extraordinary items | $2,542,000 | 1,469 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,542,000 | 1,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,253 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,542,000 | 1,449 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $6,091,000 | 1,559 |
| Total interest expense | $2,217,000 | 1,669 |
| Net interest income | $3,874,000 | 1,483 |
| Provision for loan and lease losses | $175,000 | 1,259 |
| Total noninterest income | $255,000 | 3,414 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $162,000 | 2,421 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $93,000 | 3,860 |
| Total noninterest expense | $2,006,000 | 2,209 |
| Salaries and employee benefits | $1,175,000 | 2,095 |
| Premises and equipment expense | $365,000 | 1,749 |
| Additional noninterest expense | $466,000 | 2,717 |
| Pre-tax net operating income | $1,948,000 | 1,270 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $737,000 | 1,006 |
| Income before extraordinary items | $1,211,000 | 1,498 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,211,000 | 1,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 2,127 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,211,000 | 1,482 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $20,581,000 | 1,638 |
| Total interest expense | $5,535,000 | 2,023 |
| Net interest income | $15,046,000 | 1,459 |
| Provision for loan and lease losses | $1,300,000 | 809 |
| Total noninterest income | $965,000 | 3,647 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $596,000 | 2,671 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $369,000 | 3,914 |
| Total noninterest expense | $7,923,000 | 2,107 |
| Salaries and employee benefits | $4,625,000 | 1,993 |
| Premises and equipment expense | $1,399,000 | 1,734 |
| Additional noninterest expense | $1,899,000 | 2,617 |
| Pre-tax net operating income | $6,788,000 | 1,413 |
| Securities gains (losses) | $11,000 | 1,453 |
| Applicable income taxes | $2,599,000 | 1,091 |
| Income before extraordinary items | $4,200,000 | 1,679 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,200,000 | 1,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,620 |
| Cash dividends | $700,000 | 3,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,192,960 | 1,654 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $14,892,000 | 1,662 |
| Total interest expense | $3,714,000 | 2,105 |
| Net interest income | $11,178,000 | 1,447 |
| Provision for loan and lease losses | $1,000,000 | 759 |
| Total noninterest income | $761,000 | 3,524 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $438,000 | 2,713 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $323,000 | 3,673 |
| Total noninterest expense | $6,035,000 | 2,058 |
| Salaries and employee benefits | $3,532,000 | 1,936 |
| Premises and equipment expense | $1,058,000 | 1,722 |
| Additional noninterest expense | $1,445,000 | 2,548 |
| Pre-tax net operating income | $4,904,000 | 1,464 |
| Securities gains (losses) | $11,000 | 1,448 |
| Applicable income taxes | $1,854,000 | 1,150 |
| Income before extraordinary items | $3,061,000 | 1,723 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,061,000 | 1,724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,107 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,053,960 | 1,696 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $9,456,000 | 1,693 |
| Total interest expense | $2,271,000 | 2,166 |
| Net interest income | $7,185,000 | 1,482 |
| Provision for loan and lease losses | $555,000 | 889 |
| Total noninterest income | $475,000 | 3,645 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $282,000 | 2,738 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $193,000 | 3,817 |
| Total noninterest expense | $4,021,000 | 2,047 |
| Salaries and employee benefits | $2,358,000 | 1,922 |
| Premises and equipment expense | $690,000 | 1,736 |
| Additional noninterest expense | $973,000 | 2,503 |
| Pre-tax net operating income | $3,084,000 | 1,509 |
| Securities gains (losses) | $11,000 | 1,322 |
| Applicable income taxes | $1,186,000 | 1,185 |
| Income before extraordinary items | $1,909,000 | 1,786 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,909,000 | 1,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 8,324 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,901,960 | 1,759 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,042,000 | 1,917 |
| Total interest expense | $1,041,000 | 2,252 |
| Net interest income | $3,001,000 | 1,781 |
| Provision for loan and lease losses | $205,000 | 1,112 |
| Total noninterest income | $212,000 | 3,830 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $146,000 | 2,618 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $66,000 | 4,568 |
| Total noninterest expense | $1,495,000 | 2,722 |
| Salaries and employee benefits | $676,000 | 3,219 |
| Premises and equipment expense | $349,000 | 1,722 |
| Additional noninterest expense | $470,000 | 2,580 |
| Pre-tax net operating income | $1,513,000 | 1,505 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $562,000 | 1,216 |
| Income before extraordinary items | $951,000 | 1,775 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $951,000 | 1,776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 8,492 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $951,000 | 1,735 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $13,619,000 | 2,101 |
| Total interest expense | $2,841,000 | 2,741 |
| Net interest income | $10,778,000 | 1,876 |
| Provision for loan and lease losses | $675,000 | 1,497 |
| Total noninterest income | $934,000 | 3,711 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $579,000 | 2,785 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $355,000 | 3,939 |
| Total noninterest expense | $5,982,000 | 2,655 |
| Salaries and employee benefits | $3,140,000 | 2,724 |
| Premises and equipment expense | $1,070,000 | 2,136 |
| Additional noninterest expense | $1,772,000 | 2,686 |
| Pre-tax net operating income | $5,055,000 | 1,685 |
| Securities gains (losses) | $6,000 | 3,079 |
| Applicable income taxes | $1,859,000 | 1,358 |
| Income before extraordinary items | $3,202,000 | 1,960 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,202,000 | 1,960 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,390 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,198,160 | 1,913 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,829,000 | 2,173 |
| Total interest expense | $1,941,000 | 2,912 |
| Net interest income | $7,888,000 | 1,908 |
| Provision for loan and lease losses | $450,000 | 1,575 |
| Total noninterest income | $705,000 | 3,714 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $434,000 | 2,798 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $271,000 | 3,922 |
| Total noninterest expense | $4,463,000 | 2,634 |
| Salaries and employee benefits | $2,380,000 | 2,686 |
| Premises and equipment expense | $773,000 | 2,220 |
| Additional noninterest expense | $1,310,000 | 2,686 |
| Pre-tax net operating income | $3,680,000 | 1,741 |
| Securities gains (losses) | $4,000 | 3,145 |
| Applicable income taxes | $1,347,000 | 1,413 |
| Income before extraordinary items | $2,337,000 | 2,010 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,337,000 | 2,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-43,000 | 8,620 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,334,440 | 1,957 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,296,000 | 2,223 |
| Total interest expense | $1,234,000 | 3,010 |
| Net interest income | $5,062,000 | 1,967 |
| Provision for loan and lease losses | $300,000 | 1,523 |
| Total noninterest income | $470,000 | 3,712 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $292,000 | 2,767 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $178,000 | 3,993 |
| Total noninterest expense | $2,915,000 | 2,693 |
| Salaries and employee benefits | $1,555,000 | 2,744 |
| Premises and equipment expense | $495,000 | 2,317 |
| Additional noninterest expense | $865,000 | 2,722 |
| Pre-tax net operating income | $2,317,000 | 1,810 |
| Securities gains (losses) | $3,000 | 2,926 |
| Applicable income taxes | $845,000 | 1,467 |
| Income before extraordinary items | $1,475,000 | 2,103 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,475,000 | 2,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-42,000 | 8,684 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,473,080 | 2,042 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,042,000 | 2,312 |
| Total interest expense | $607,000 | 3,086 |
| Net interest income | $2,435,000 | 2,053 |
| Provision for loan and lease losses | $150,000 | 1,414 |
| Total noninterest income | $238,000 | 3,637 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $154,000 | 2,620 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $84,000 | 4,069 |
| Total noninterest expense | $1,439,000 | 2,738 |
| Salaries and employee benefits | $819,000 | 2,629 |
| Premises and equipment expense | $227,000 | 2,503 |
| Additional noninterest expense | $393,000 | 2,964 |
| Pre-tax net operating income | $1,084,000 | 1,875 |
| Securities gains (losses) | $3,000 | 2,499 |
| Applicable income taxes | $396,000 | 1,565 |
| Income before extraordinary items | $691,000 | 2,203 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $691,000 | 2,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $689,080 | 2,130 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,893,000 | 2,601 |
| Total interest expense | $2,343,000 | 3,513 |
| Net interest income | $8,550,000 | 2,266 |
| Provision for loan and lease losses | $300,000 | 3,140 |
| Total noninterest income | $926,000 | 3,884 |
| Gross Fiduciary activities income | $9,000 | 1,372 |
| Service charges on deposit accounts | $690,000 | 2,387 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $227,000 | 5,034 |
| Total noninterest expense | $5,720,000 | 2,709 |
| Salaries and employee benefits | $2,999,000 | 2,771 |
| Premises and equipment expense | $1,061,000 | 2,146 |
| Additional noninterest expense | $1,660,000 | 2,815 |
| Pre-tax net operating income | $3,456,000 | 2,235 |
| Securities gains (losses) | $4,000 | 3,987 |
| Applicable income taxes | $1,244,000 | 1,887 |
| Income before extraordinary items | $2,216,000 | 2,645 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,216,000 | 2,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-374,000 | 9,151 |
| Cash dividends | $1,000,000 | 2,290 |
| Sale, conversion, retirement of capital stock, net | $-38,000 | 9,088 |
| Net operating income | $2,213,440 | 2,521 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,920,000 | 2,718 |
| Total interest expense | $1,750,000 | 3,646 |
| Net interest income | $6,170,000 | 2,373 |
| Provision for loan and lease losses | $225,000 | 3,052 |
| Total noninterest income | $688,000 | 3,979 |
| Gross Fiduciary activities income | $9,000 | 1,296 |
| Service charges on deposit accounts | $542,000 | 2,312 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $137,000 | 5,519 |
| Total noninterest expense | $4,217,000 | 2,764 |
| Salaries and employee benefits | $2,279,000 | 2,744 |
| Premises and equipment expense | $754,000 | 2,257 |
| Additional noninterest expense | $1,184,000 | 2,911 |
| Pre-tax net operating income | $2,416,000 | 2,454 |
| Securities gains (losses) | $3,000 | 3,777 |
| Applicable income taxes | $849,000 | 2,120 |
| Income before extraordinary items | $1,570,000 | 2,868 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,570,000 | 2,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-74,000 | 9,034 |
| Cash dividends | $1,000,000 | 1,726 |
| Sale, conversion, retirement of capital stock, net | $-38,000 | 9,152 |
| Net operating income | $1,568,050 | 2,727 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,189,000 | 2,792 |
| Total interest expense | $1,187,000 | 3,701 |
| Net interest income | $4,002,000 | 2,429 |
| Provision for loan and lease losses | $150,000 | 3,000 |
| Total noninterest income | $466,000 | 3,904 |
| Gross Fiduciary activities income | $9,000 | 1,239 |
| Service charges on deposit accounts | $374,000 | 2,212 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $83,000 | 5,662 |
| Total noninterest expense | $2,815,000 | 2,753 |
| Salaries and employee benefits | $1,548,000 | 2,711 |
| Premises and equipment expense | $451,000 | 2,473 |
| Additional noninterest expense | $816,000 | 2,829 |
| Pre-tax net operating income | $1,503,000 | 2,587 |
| Securities gains (losses) | $1,000 | 3,586 |
| Applicable income taxes | $521,000 | 2,252 |
| Income before extraordinary items | $983,000 | 3,014 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $983,000 | 3,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-72,000 | 9,066 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $982,350 | 2,859 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,515,000 | 2,898 |
| Total interest expense | $584,000 | 3,837 |
| Net interest income | $1,931,000 | 2,514 |
| Provision for loan and lease losses | $75,000 | 2,805 |
| Total noninterest income | $239,000 | 3,738 |
| Gross Fiduciary activities income | $9,000 | 1,140 |
| Service charges on deposit accounts | $193,000 | 2,078 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $37,000 | 5,843 |
| Total noninterest expense | $1,392,000 | 2,766 |
| Salaries and employee benefits | $769,000 | 2,701 |
| Premises and equipment expense | $212,000 | 2,624 |
| Additional noninterest expense | $411,000 | 2,788 |
| Pre-tax net operating income | $703,000 | 2,729 |
| Securities gains (losses) | $1,000 | 2,714 |
| Applicable income taxes | $233,000 | 2,441 |
| Income before extraordinary items | $471,000 | 3,079 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $471,000 | 3,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 2,460 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $470,330 | 2,926 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,365,000 | 3,198 |
| Total interest expense | $2,420,000 | 4,213 |
| Net interest income | $6,945,000 | 2,759 |
| Provision for loan and lease losses | $809,000 | 1,614 |
| Total noninterest income | $346,000 | 6,128 |
| Gross Fiduciary activities income | $14,000 | 1,348 |
| Service charges on deposit accounts | $178,000 | 5,493 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $154,000 | 5,539 |
| Total noninterest expense | $4,970,000 | 2,941 |
| Salaries and employee benefits | $2,821,000 | 2,788 |
| Premises and equipment expense | $581,000 | 3,503 |
| Additional noninterest expense | $1,568,000 | 2,859 |
| Pre-tax net operating income | $1,512,000 | 4,098 |
| Securities gains (losses) | $16,000 | 3,321 |
| Applicable income taxes | $527,000 | 3,353 |
| Income before extraordinary items | $1,001,000 | 4,594 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,001,000 | 4,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,137,000 | 851 |
| Cash dividends | $65,000 | 5,835 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $990,440 | 4,507 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,855,000 | 3,088 |
| Total interest expense | $5,254,000 | 3,024 |
| Net interest income | $5,601,000 | 3,125 |
| Provision for loan and lease losses | $788,000 | 1,525 |
| Total noninterest income | $661,000 | 4,334 |
| Gross Fiduciary activities income | $24,000 | 1,274 |
| Service charges on deposit accounts | $445,000 | 3,125 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $192,000 | 5,021 |
| Total noninterest expense | $5,168,000 | 2,750 |
| Salaries and employee benefits | $2,977,000 | 2,523 |
| Premises and equipment expense | $854,000 | 2,480 |
| Additional noninterest expense | $1,337,000 | 3,185 |
| Pre-tax net operating income | $306,000 | 7,387 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $116,000 | 5,821 |
| Income before extraordinary items | $190,000 | 7,810 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $190,000 | 7,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $527,000 | 1,507 |
| Cash dividends | $190,000 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $190,000 | 7,690 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $13,721,000 | 2,541 |
| Total interest expense | $8,298,000 | 2,074 |
| Net interest income | $5,423,000 | 3,243 |
| Provision for loan and lease losses | $665,000 | 1,477 |
| Total noninterest income | $566,000 | 4,569 |
| Gross Fiduciary activities income | $23,000 | 1,141 |
| Service charges on deposit accounts | $369,000 | 3,448 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $174,000 | 5,123 |
| Total noninterest expense | $4,878,000 | 2,786 |
| Salaries and employee benefits | $3,038,000 | 2,356 |
| Premises and equipment expense | $680,000 | 2,938 |
| Additional noninterest expense | $1,160,000 | 3,541 |
| Pre-tax net operating income | $446,000 | 7,248 |
| Securities gains (losses) | $-21,000 | 8,768 |
| Applicable income taxes | $132,000 | 6,132 |
| Income before extraordinary items | $293,000 | 7,519 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $293,000 | 7,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $879,000 | 827 |
| Cash dividends | $90,000 | 6,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $307,490 | 7,430 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $13,974,000 | 2,335 |
| Total interest expense | $7,466,000 | 2,000 |
| Net interest income | $6,508,000 | 2,703 |
| Provision for loan and lease losses | $1,791,000 | 620 |
| Total noninterest income | $518,000 | 4,854 |
| Gross Fiduciary activities income | $31,000 | 1,164 |
| Service charges on deposit accounts | $346,000 | 3,598 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $141,000 | 5,751 |
| Total noninterest expense | $5,035,000 | 2,678 |
| Salaries and employee benefits | $3,194,000 | 2,195 |
| Premises and equipment expense | $721,000 | 2,801 |
| Additional noninterest expense | $1,120,000 | 3,660 |
| Pre-tax net operating income | $200,000 | 8,589 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $54,000 | 7,584 |
| Income before extraordinary items | $146,000 | 8,665 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $146,000 | 8,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,820,000 | 481 |
| Cash dividends | $388,000 | 4,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $146,000 | 8,622 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $13,202,000 | 2,465 |
| Total interest expense | $6,718,000 | 2,255 |
| Net interest income | $6,484,000 | 2,639 |
| Provision for loan and lease losses | $739,000 | 1,261 |
| Total noninterest income | $513,000 | 4,862 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $378,000 | 3,286 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $135,000 | 5,944 |
| Total noninterest expense | $5,018,000 | 2,604 |
| Salaries and employee benefits | $3,053,000 | 2,216 |
| Premises and equipment expense | $752,000 | 2,589 |
| Additional noninterest expense | $1,213,000 | 3,339 |
| Pre-tax net operating income | $1,240,000 | 4,780 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $414,000 | 4,328 |
| Income before extraordinary items | $826,000 | 5,091 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $826,000 | 5,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $411,000 | 1,473 |
| Cash dividends | $700,000 | 2,837 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $826,000 | 5,003 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,518,000 | 2,843 |
| Total interest expense | $5,282,000 | 2,836 |
| Net interest income | $6,236,000 | 2,803 |
| Provision for loan and lease losses | $127,000 | 4,498 |
| Total noninterest income | $612,000 | 4,360 |
| Gross Fiduciary activities income | $74,000 | 1,108 |
| Service charges on deposit accounts | $426,000 | 3,063 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $112,000 | 6,462 |
| Total noninterest expense | $5,368,000 | 2,401 |
| Salaries and employee benefits | $3,508,000 | 1,869 |
| Premises and equipment expense | $661,000 | 2,888 |
| Additional noninterest expense | $1,199,000 | 3,361 |
| Pre-tax net operating income | $1,353,000 | 4,827 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $446,000 | 4,561 |
| Income before extraordinary items | $907,000 | 5,024 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $907,000 | 5,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $224,000 | 2,372 |
| Cash dividends | $750,000 | 2,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $907,000 | 4,970 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,973,000 | 3,285 |
| Total interest expense | $4,239,000 | 3,514 |
| Net interest income | $5,734,000 | 3,088 |
| Provision for loan and lease losses | $84,000 | 5,516 |
| Total noninterest income | $628,000 | 4,427 |
| Gross Fiduciary activities income | $62,000 | 1,191 |
| Service charges on deposit accounts | $428,000 | 3,139 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $138,000 | 6,206 |
| Total noninterest expense | $4,799,000 | 2,848 |
| Salaries and employee benefits | $3,042,000 | 2,198 |
| Premises and equipment expense | $567,000 | 3,384 |
| Additional noninterest expense | $1,190,000 | 3,811 |
| Pre-tax net operating income | $1,479,000 | 4,380 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $461,000 | 4,422 |
| Income before extraordinary items | $1,018,000 | 4,421 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,018,000 | 4,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,972 |
| Cash dividends | $700,000 | 2,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,018,000 | 4,363 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,545,000 | 3,428 |
| Total interest expense | $3,923,000 | 3,745 |
| Net interest income | $5,622,000 | 3,160 |
| Provision for loan and lease losses | $116,000 | 4,287 |
| Total noninterest income | $542,000 | 4,900 |
| Gross Fiduciary activities income | $52,000 | 1,279 |
| Service charges on deposit accounts | $398,000 | 3,383 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $92,000 | 7,497 |
| Total noninterest expense | $4,505,000 | 2,985 |
| Salaries and employee benefits | $2,919,000 | 2,265 |
| Premises and equipment expense | $479,000 | 3,893 |
| Additional noninterest expense | $1,107,000 | 4,009 |
| Pre-tax net operating income | $1,543,000 | 4,354 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $512,000 | 4,121 |
| Income before extraordinary items | $1,031,000 | 4,469 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,031,000 | 4,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,482 |
| Cash dividends | $750,000 | 2,525 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,031,000 | 4,468 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,799,000 | 3,410 |
| Total interest expense | $3,056,000 | 3,896 |
| Net interest income | $5,743,000 | 3,116 |
| Provision for loan and lease losses | $386,000 | 1,873 |
| Total noninterest income | $612,000 | 4,583 |
| Gross Fiduciary activities income | $65,000 | 1,262 |
| Service charges on deposit accounts | $442,000 | 3,102 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $105,000 | 7,360 |
| Total noninterest expense | $4,717,000 | 2,931 |
| Salaries and employee benefits | $2,865,000 | 2,340 |
| Premises and equipment expense | $460,000 | 4,084 |
| Additional noninterest expense | $1,392,000 | 3,553 |
| Pre-tax net operating income | $1,252,000 | 5,074 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $384,000 | 4,904 |
| Income before extraordinary items | $868,000 | 5,041 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $868,000 | 5,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $330,000 | 1,797 |
| Cash dividends | $625,000 | 2,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $868,000 | 5,099 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,270,000 | 3,330 |
| Total interest expense | $2,647,000 | 4,582 |
| Net interest income | $6,623,000 | 2,724 |
| Provision for loan and lease losses | $540,000 | 1,991 |
| Total noninterest income | $662,000 | 4,615 |
| Gross Fiduciary activities income | $53,000 | 1,331 |
| Service charges on deposit accounts | $466,000 | 2,996 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $143,000 | 6,719 |
| Total noninterest expense | $4,701,000 | 3,004 |
| Salaries and employee benefits | $2,895,000 | 2,299 |
| Premises and equipment expense | $494,000 | 3,901 |
| Additional noninterest expense | $1,312,000 | 3,908 |
| Pre-tax net operating income | $2,044,000 | 3,244 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $649,000 | 3,353 |
| Income before extraordinary items | $1,395,000 | 3,466 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,395,000 | 3,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $489,000 | 1,791 |
| Cash dividends | $825,000 | 2,084 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,395,000 | 3,276 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,448,000 | 3,345 |
| Total interest expense | $3,629,000 | 4,420 |
| Net interest income | $6,819,000 | 2,670 |
| Provision for loan and lease losses | $405,000 | 3,430 |
| Total noninterest income | $692,000 | 4,441 |
| Gross Fiduciary activities income | $60,000 | 1,341 |
| Service charges on deposit accounts | $531,000 | 2,597 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $101,000 | 8,026 |
| Total noninterest expense | $4,577,000 | 3,111 |
| Salaries and employee benefits | $2,786,000 | 2,328 |
| Premises and equipment expense | $517,000 | 3,851 |
| Additional noninterest expense | $1,274,000 | 4,114 |
| Pre-tax net operating income | $2,529,000 | 2,452 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $819,000 | 2,546 |
| Income before extraordinary items | $1,710,000 | 2,691 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,710,000 | 2,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 4,273 |
| Cash dividends | $825,000 | 1,848 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,710,000 | 2,492 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.