Home > The First Commercial Bank > Assets and Liabilities
The First Commercial Bank, Assets and Liabilities
| 2010-12-31 | Rank | |
| # of Employees: | 62 | 2,515 |
| Assets and Liabilities | ||
| Total Assets: | $268,597,000 | 2,404 |
| Cash and due from depository institutions | $4,064,000 | 2,515 |
| Interest-bearing balances | $1,155,000 | 5,418 |
| Securities | $5,327,000 | 6,472 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $223,559,000 | 1,902 |
| Loan loss allowance | $5,090,000 | 1,554 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $6,859,000 | 1,748 |
| Other real estate owned | $15,208,000 | 2,515 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $13,580,000 | 1,524 |
| Life insurance assets | $255,000 | 3,494 |
| Total liabilities and capital | $268,596,000 | 2,404 |
| Total liabilities | $242,774,000 | 2,390 |
| Total deposits | $218,563,000 | 2,466 |
| Interest-bearing deposits | $179,962,000 | 2,537 |
| Deposits held in domestic offices | $218,563,000 | 2,465 |
| % insured | 96.17% | 1,435 |
| Federal funds purchased & repurchase agreements | $23,545,000 | 593 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,983 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $666,000 | 3,987 |
| Total equity capital | $25,822,000 | 2,482 |
| Total bank equity capital | $25,822,000 | 2,482 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $1,000,000 | 2,526 |
| Surplus | $27,865,000 | 1,174 |
| Undivided profits | $-3,043,000 | 6,803 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $29,070,000 | 614 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,036,000 | 2,922 |
| Earning assets | $230,041,000 | 2,548 |
| Long-term assets (5+ years) | $13,151,000 | 4,967 |
| Average Assets, year-to-date | $294,537,400 | 2,186 |
| Average Assets, quarterly | $273,417,000 | 2,358 |
| Volatile liabilities | $69,530,000 | 1,900 |
| Insider loans | $0 | 6,907 |
| FHLB advances | $0 | 4,551 |
| Loans and leases held for sale | $898,000 | 1,252 |
| Unused loan commitments | $1,359,000 | 6,706 |
| Tier 1 (core) risk-based capital | $25,796,000 | 2,400 |
| Tier 2 risk-based capital | $2,723,000 | 1,910 |
| Total risk weighted assets | $215,516,000 | 2,050 |
| Total unused commitments | $1,359,000 | 6,707 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 62 | 2,513 |
| Assets and Liabilities | ||
| Total Assets: | $278,237,000 | 2,361 |
| Cash and due from depository institutions | $4,263,000 | 2,513 |
| Interest-bearing balances | $1,056,000 | 5,448 |
| Securities | $7,954,000 | 6,018 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $234,770,000 | 1,844 |
| Loan loss allowance | $6,211,000 | 1,306 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $6,982,000 | 1,746 |
| Other real estate owned | $12,135,000 | 2,513 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $12,133,000 | 1,686 |
| Life insurance assets | $241,000 | 3,531 |
| Total liabilities and capital | $278,238,000 | 2,361 |
| Total liabilities | $254,957,000 | 2,313 |
| Total deposits | $234,715,000 | 2,317 |
| Interest-bearing deposits | $189,300,000 | 2,444 |
| Deposits held in domestic offices | $234,715,000 | 2,314 |
| % insured | 82.17% | 5,722 |
| Federal funds purchased & repurchase agreements | $19,320,000 | 670 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,105 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $922,000 | 3,690 |
| Total equity capital | $23,281,000 | 2,836 |
| Total bank equity capital | $23,281,000 | 2,835 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $1,000,000 | 2,575 |
| Surplus | $22,165,000 | 1,415 |
| Undivided profits | $116,000 | 6,376 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $34,342,000 | 536 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,123,000 | 2,898 |
| Earning assets | $243,780,000 | 2,459 |
| Long-term assets (5+ years) | $16,176,000 | 4,588 |
| Average Assets, year-to-date | $301,022,500 | 2,180 |
| Average Assets, quarterly | $292,248,500 | 2,241 |
| Volatile liabilities | $68,182,000 | 1,996 |
| Insider loans | $1,927,000 | 2,956 |
| FHLB advances | $0 | 4,672 |
| Loans and leases held for sale | $473,000 | 1,506 |
| Unused loan commitments | $1,866,000 | 6,582 |
| Tier 1 (core) risk-based capital | $22,943,000 | 2,705 |
| Tier 2 risk-based capital | $2,843,000 | 1,878 |
| Total risk weighted assets | $224,069,000 | 1,996 |
| Total unused commitments | $1,866,000 | 6,589 |
| Derivatives | $473,000 | 1,116 |
| 2010-06-30 | Rank | |
| # of Employees: | 63 | 2,519 |
| Assets and Liabilities | ||
| Total Assets: | $306,260,000 | 2,177 |
| Cash and due from depository institutions | $19,417,000 | 2,519 |
| Interest-bearing balances | $54,000 | 6,772 |
| Securities | $13,329,000 | 5,208 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $242,421,000 | 1,821 |
| Loan loss allowance | $7,096,000 | 1,182 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $7,079,000 | 1,755 |
| Other real estate owned | $13,041,000 | 2,519 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $10,973,000 | 1,847 |
| Life insurance assets | $241,000 | 3,534 |
| Total liabilities and capital | $306,260,000 | 2,177 |
| Total liabilities | $279,739,000 | 2,137 |
| Total deposits | $246,242,000 | 2,218 |
| Interest-bearing deposits | $196,362,000 | 2,384 |
| Deposits held in domestic offices | $246,242,000 | 2,216 |
| % insured | 80.93% | 6,062 |
| Federal funds purchased & repurchase agreements | $32,855,000 | 474 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,212 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $642,000 | 4,322 |
| Total equity capital | $26,521,000 | 2,476 |
| Total bank equity capital | $26,521,000 | 2,474 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,000,000 | 2,602 |
| Surplus | $22,165,000 | 1,414 |
| Undivided profits | $3,356,000 | 4,953 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $27,350,000 | 658 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,339,000 | 2,360 |
| Earning assets | $255,804,000 | 2,355 |
| Long-term assets (5+ years) | $13,845,000 | 4,843 |
| Average Assets, year-to-date | $308,617,670 | 2,152 |
| Average Assets, quarterly | $305,304,500 | 2,180 |
| Volatile liabilities | $85,196,000 | 1,675 |
| Insider loans | $1,939,000 | 3,018 |
| FHLB advances | $0 | 4,785 |
| Loans and leases held for sale | $792,000 | 1,142 |
| Unused loan commitments | $2,768,000 | 6,243 |
| Tier 1 (core) risk-based capital | $26,456,000 | 2,345 |
| Tier 2 risk-based capital | $3,062,000 | 1,796 |
| Total risk weighted assets | $237,279,000 | 1,942 |
| Total unused commitments | $2,768,000 | 6,249 |
| Derivatives | $792,000 | 996 |
| 2010-03-31 | Rank | |
| # of Employees: | 61 | 2,613 |
| Assets and Liabilities | ||
| Total Assets: | $304,349,000 | 2,237 |
| Cash and due from depository institutions | $4,136,000 | 2,613 |
| Interest-bearing balances | $54,000 | 6,806 |
| Securities | $18,884,000 | 4,566 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $251,666,000 | 1,811 |
| Loan loss allowance | $10,997,000 | 802 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $7,163,000 | 1,766 |
| Other real estate owned | $12,450,000 | 2,613 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $10,050,000 | 2,024 |
| Life insurance assets | $237,000 | 3,561 |
| Total liabilities and capital | $304,349,000 | 2,237 |
| Total liabilities | $281,426,000 | 2,180 |
| Total deposits | $234,590,000 | 2,348 |
| Interest-bearing deposits | $200,169,000 | 2,388 |
| Deposits held in domestic offices | $234,590,000 | 2,346 |
| % insured | 92.42% | 2,769 |
| Federal funds purchased & repurchase agreements | $46,085,000 | 395 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 5,317 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $751,000 | 4,009 |
| Total equity capital | $22,923,000 | 2,851 |
| Total bank equity capital | $22,923,000 | 2,851 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $1,000,000 | 2,649 |
| Surplus | $15,965,000 | 1,917 |
| Undivided profits | $5,958,000 | 3,955 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $32,102,000 | 601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,357,000 | 2,404 |
| Earning assets | $270,604,000 | 2,287 |
| Long-term assets (5+ years) | $18,845,000 | 4,284 |
| Average Assets, year-to-date | $309,796,500 | 2,197 |
| Average Assets, quarterly | $309,796,500 | 2,197 |
| Volatile liabilities | $101,527,000 | 1,467 |
| Insider loans | $1,890,000 | 3,104 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $93,000 | 1,729 |
| Unused loan commitments | $3,486,000 | 6,054 |
| Tier 1 (core) risk-based capital | $22,740,000 | 2,731 |
| Tier 2 risk-based capital | $3,681,000 | 1,560 |
| Total risk weighted assets | $276,264,000 | 1,740 |
| Total unused commitments | $3,486,000 | 6,058 |
| Derivatives | $93,000 | 1,131 |
| 2009-12-31 | Rank | |
| # of Employees: | 62 | 2,606 |
| Assets and Liabilities | ||
| Total Assets: | $315,244,000 | 2,171 |
| Cash and due from depository institutions | $4,200,000 | 2,606 |
| Interest-bearing balances | $55,000 | 6,720 |
| Securities | $18,849,000 | 4,515 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $268,381,000 | 1,749 |
| Loan loss allowance | $3,216,000 | 2,281 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $7,280,000 | 1,769 |
| Other real estate owned | $9,504,000 | 2,606 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $7,030,000 | 2,719 |
| Life insurance assets | $231,000 | 3,579 |
| Total liabilities and capital | $315,243,000 | 2,171 |
| Total liabilities | $286,311,000 | 2,160 |
| Total deposits | $231,355,000 | 2,374 |
| Interest-bearing deposits | $199,271,000 | 2,389 |
| Deposits held in domestic offices | $231,355,000 | 2,372 |
| % insured | 90.51% | 3,533 |
| Federal funds purchased & repurchase agreements | $47,871,000 | 402 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $6,000,000 | 3,416 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,085,000 | 3,265 |
| Total equity capital | $28,932,000 | 2,277 |
| Total bank equity capital | $28,932,000 | 2,274 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $1,000,000 | 2,691 |
| Surplus | $15,965,000 | 1,925 |
| Undivided profits | $11,967,000 | 2,547 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $28,626,000 | 655 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,455,000 | 2,335 |
| Earning assets | $287,285,000 | 2,173 |
| Long-term assets (5+ years) | $18,774,000 | 4,275 |
| Average Assets, year-to-date | $326,993,000 | 2,072 |
| Average Assets, quarterly | $320,235,000 | 2,137 |
| Volatile liabilities | $113,993,000 | 1,307 |
| Insider loans | $1,890,000 | 3,161 |
| FHLB advances | $6,000,000 | 3,282 |
| Loans and leases held for sale | $969,000 | 1,019 |
| Unused loan commitments | $4,691,000 | 5,590 |
| Tier 1 (core) risk-based capital | $28,925,000 | 2,173 |
| Tier 2 risk-based capital | $3,262,000 | 1,753 |
| Total risk weighted assets | $277,566,000 | 1,774 |
| Total unused commitments | $4,691,000 | 5,592 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 65 | 2,504 |
| Assets and Liabilities | ||
| Total Assets: | $325,226,000 | 2,124 |
| Cash and due from depository institutions | $10,511,000 | 2,504 |
| Interest-bearing balances | $55,000 | 6,637 |
| Securities | $18,549,000 | 4,610 |
| Federal funds sold & reverse repurchase agreements | $2,665,000 | 2,596 |
| Net loans & leases | $271,226,000 | 1,767 |
| Loan loss allowance | $4,811,000 | 1,600 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $7,377,000 | 1,758 |
| Other real estate owned | $8,931,000 | 2,504 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $5,967,000 | 2,751 |
| Life insurance assets | $231,000 | 3,592 |
| Total liabilities and capital | $325,226,000 | 2,124 |
| Total liabilities | $296,567,000 | 2,100 |
| Total deposits | $249,943,000 | 2,214 |
| Interest-bearing deposits | $213,457,000 | 2,236 |
| Deposits held in domestic offices | $249,943,000 | 2,212 |
| % insured | 91.04% | 3,512 |
| Federal funds purchased & repurchase agreements | $5,363,000 | 1,437 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $40,000,000 | 1,157 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,261,000 | 3,254 |
| Total equity capital | $28,659,000 | 2,380 |
| Total bank equity capital | $28,659,000 | 2,378 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $1,000,000 | 2,726 |
| Surplus | $7,000,000 | 3,379 |
| Undivided profits | $20,659,000 | 1,624 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $16,131,000 | 1,021 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,844,000 | 1,983 |
| Earning assets | $292,495,000 | 2,165 |
| Long-term assets (5+ years) | $19,725,000 | 4,194 |
| Average Assets, year-to-date | $329,930,250 | 2,070 |
| Average Assets, quarterly | $330,152,500 | 2,093 |
| Volatile liabilities | $75,486,000 | 1,998 |
| Insider loans | $1,632,000 | 3,414 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $5,129,000 | 5,562 |
| Tier 1 (core) risk-based capital | $28,659,000 | 2,237 |
| Tier 2 risk-based capital | $3,656,000 | 1,613 |
| Total risk weighted assets | $291,335,000 | 1,723 |
| Total unused commitments | $5,129,000 | 5,563 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 70 | 2,382 |
| Assets and Liabilities | ||
| Total Assets: | $335,079,000 | 2,082 |
| Cash and due from depository institutions | $5,682,000 | 2,382 |
| Interest-bearing balances | $55,000 | 6,612 |
| Securities | $18,162,000 | 4,666 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $287,965,000 | 1,695 |
| Loan loss allowance | $4,221,000 | 1,724 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $7,456,000 | 1,755 |
| Other real estate owned | $9,567,000 | 2,382 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $6,247,000 | 2,661 |
| Life insurance assets | $231,000 | 3,629 |
| Total liabilities and capital | $335,079,000 | 2,082 |
| Total liabilities | $306,760,000 | 2,042 |
| Total deposits | $251,816,000 | 2,206 |
| Interest-bearing deposits | $217,627,000 | 2,197 |
| Deposits held in domestic offices | $251,816,000 | 2,204 |
| % insured | 80.49% | 3,582 |
| Federal funds purchased & repurchase agreements | $4,406,000 | 1,575 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $49,345,000 | 1,020 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,193,000 | 3,436 |
| Total equity capital | $28,319,000 | 2,392 |
| Total bank equity capital | $28,319,000 | 2,391 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $1,000,000 | 2,766 |
| Surplus | $7,000,000 | 3,402 |
| Undivided profits | $20,319,000 | 1,619 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $15,177,000 | 1,029 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,860,000 | 1,881 |
| Earning assets | $306,182,000 | 2,091 |
| Long-term assets (5+ years) | $19,106,000 | 4,201 |
| Average Assets, year-to-date | $331,498,330 | 2,095 |
| Average Assets, quarterly | $334,915,000 | 2,078 |
| Volatile liabilities | $74,709,000 | 1,991 |
| Insider loans | $2,006,000 | 3,111 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $923,000 | 1,236 |
| Unused loan commitments | $5,216,000 | 5,671 |
| Tier 1 (core) risk-based capital | $28,321,000 | 2,278 |
| Tier 2 risk-based capital | $3,734,000 | 1,570 |
| Total risk weighted assets | $300,632,000 | 1,714 |
| Total unused commitments | $5,216,000 | 5,674 |
| Derivatives | $923,000 | 1,032 |
| 2009-03-31 | Rank | |
| # of Employees: | 76 | 2,207 |
| Assets and Liabilities | ||
| Total Assets: | $334,751,000 | 2,092 |
| Cash and due from depository institutions | $4,602,000 | 2,207 |
| Interest-bearing balances | $54,000 | 6,431 |
| Securities | $16,446,000 | 4,869 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $292,283,000 | 1,686 |
| Loan loss allowance | $2,132,000 | 2,832 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $7,523,000 | 1,747 |
| Other real estate owned | $7,371,000 | 2,207 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $6,526,000 | 2,588 |
| Life insurance assets | $230,000 | 3,654 |
| Total liabilities and capital | $334,751,000 | 2,092 |
| Total liabilities | $307,082,000 | 2,051 |
| Total deposits | $266,129,000 | 2,090 |
| Interest-bearing deposits | $230,802,000 | 2,078 |
| Deposits held in domestic offices | $266,129,000 | 2,088 |
| % insured | 77.46% | 4,498 |
| Federal funds purchased & repurchase agreements | $9,591,000 | 1,150 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $30,000,000 | 1,536 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,362,000 | 3,061 |
| Total equity capital | $27,669,000 | 2,464 |
| Total bank equity capital | $27,669,000 | 2,461 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000,000 | 2,787 |
| Surplus | $7,000,000 | 3,378 |
| Undivided profits | $19,669,000 | 1,708 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $15,722,000 | 900 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,900,000 | 1,847 |
| Earning assets | $308,783,000 | 2,086 |
| Long-term assets (5+ years) | $20,046,000 | 4,080 |
| Average Assets, year-to-date | $329,708,000 | 2,116 |
| Average Assets, quarterly | $329,708,000 | 2,116 |
| Volatile liabilities | $82,645,000 | 1,834 |
| Insider loans | $2,010,000 | 3,124 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $172,000 | 1,700 |
| Unused loan commitments | $6,398,000 | 5,370 |
| Tier 1 (core) risk-based capital | $27,669,000 | 2,354 |
| Tier 2 risk-based capital | $2,132,000 | 2,490 |
| Total risk weighted assets | $264,801,000 | 1,924 |
| Total unused commitments | $6,398,000 | 5,371 |
| Derivatives | $172,000 | 1,146 |
| 2008-12-31 | Rank | |
| # of Employees: | 78 | 2,169 |
| Assets and Liabilities | ||
| Total Assets: | $324,665,000 | 2,130 |
| Cash and due from depository institutions | $4,718,000 | 2,169 |
| Interest-bearing balances | $51,000 | 6,128 |
| Securities | $23,667,000 | 4,028 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $276,677,000 | 1,776 |
| Loan loss allowance | $3,204,000 | 1,998 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $7,632,000 | 1,712 |
| Other real estate owned | $4,524,000 | 2,169 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $7,447,000 | 2,377 |
| Life insurance assets | $205,000 | 3,694 |
| Total liabilities and capital | $324,665,000 | 2,130 |
| Total liabilities | $296,749,000 | 2,097 |
| Total deposits | $268,490,000 | 2,022 |
| Interest-bearing deposits | $234,337,000 | 1,997 |
| Deposits held in domestic offices | $268,490,000 | 2,018 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,002,000 | 960 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $11,700,000 | 2,970 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,557,000 | 2,761 |
| Total equity capital | $27,916,000 | 2,421 |
| Total bank equity capital | $27,916,000 | 2,421 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000,000 | 2,802 |
| Surplus | $7,000,000 | 3,373 |
| Undivided profits | $19,916,000 | 1,668 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $20,417,000 | 635 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,827,000 | 2,067 |
| Earning assets | $300,395,000 | 2,107 |
| Long-term assets (5+ years) | $11,161,000 | 5,160 |
| Average Assets, year-to-date | $327,071,200 | 2,044 |
| Average Assets, quarterly | $313,675,500 | 2,174 |
| Volatile liabilities | $89,699,000 | 1,671 |
| Insider loans | $1,894,000 | 3,252 |
| FHLB advances | $11,700,000 | 2,861 |
| Loans and leases held for sale | $211,000 | 1,431 |
| Unused loan commitments | $6,852,000 | 5,238 |
| Tier 1 (core) risk-based capital | $27,952,000 | 2,305 |
| Tier 2 risk-based capital | $3,204,000 | 1,753 |
| Total risk weighted assets | $287,373,000 | 1,789 |
| Total unused commitments | $6,852,000 | 5,244 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 87 | 1,950 |
| Assets and Liabilities | ||
| Total Assets: | $302,686,000 | 2,242 |
| Cash and due from depository institutions | $5,357,000 | 1,950 |
| Interest-bearing balances | $12,000 | 6,404 |
| Securities | $24,426,000 | 3,863 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $258,890,000 | 1,891 |
| Loan loss allowance | $3,374,000 | 1,771 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $7,714,000 | 1,690 |
| Other real estate owned | $0 | 1,950 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $6,299,000 | 2,684 |
| Life insurance assets | $205,000 | 3,722 |
| Total liabilities and capital | $302,686,000 | 2,242 |
| Total liabilities | $274,005,000 | 2,224 |
| Total deposits | $269,975,000 | 1,982 |
| Interest-bearing deposits | $229,659,000 | 2,026 |
| Deposits held in domestic offices | $269,975,000 | 1,978 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,530,000 | 2,612 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $0 | 5,843 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,500,000 | 1,937 |
| Total equity capital | $28,681,000 | 2,386 |
| Total bank equity capital | $28,681,000 | 2,386 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,000,000 | 2,830 |
| Surplus | $7,000,000 | 3,367 |
| Undivided profits | $20,681,000 | 1,674 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $24,808,000 | 447 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,749,000 | 2,292 |
| Earning assets | $283,328,000 | 2,202 |
| Long-term assets (5+ years) | $12,311,000 | 4,924 |
| Average Assets, year-to-date | $327,672,750 | 2,042 |
| Average Assets, quarterly | $317,886,500 | 2,138 |
| Volatile liabilities | $71,901,000 | 1,964 |
| Insider loans | $1,904,000 | 3,253 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $9,381,000 | 4,804 |
| Tier 1 (core) risk-based capital | $28,681,000 | 2,289 |
| Tier 2 risk-based capital | $3,374,000 | 1,643 |
| Total risk weighted assets | $275,836,000 | 1,849 |
| Total unused commitments | $9,381,000 | 4,809 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 84 | 2,055 |
| Assets and Liabilities | ||
| Total Assets: | $333,087,000 | 2,049 |
| Cash and due from depository institutions | $5,474,000 | 2,055 |
| Interest-bearing balances | $17,000 | 6,247 |
| Securities | $27,438,000 | 3,665 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $286,180,000 | 1,709 |
| Loan loss allowance | $3,253,000 | 1,776 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $7,771,000 | 1,669 |
| Other real estate owned | $0 | 2,055 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $6,224,000 | 2,664 |
| Life insurance assets | $205,000 | 3,751 |
| Total liabilities and capital | $333,087,000 | 2,049 |
| Total liabilities | $303,002,000 | 2,026 |
| Total deposits | $273,802,000 | 1,949 |
| Interest-bearing deposits | $239,189,000 | 1,939 |
| Deposits held in domestic offices | $273,802,000 | 1,945 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,400,000 | 2,738 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $26,000,000 | 1,804 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,800,000 | 2,511 |
| Total equity capital | $30,085,000 | 2,292 |
| Total bank equity capital | $30,085,000 | 2,292 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,000,000 | 2,852 |
| Surplus | $7,000,000 | 3,354 |
| Undivided profits | $22,085,000 | 1,606 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,934,000 | 657 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,887,000 | 2,033 |
| Earning assets | $313,635,000 | 1,991 |
| Long-term assets (5+ years) | $30,500,000 | 3,152 |
| Average Assets, year-to-date | $336,001,670 | 1,983 |
| Average Assets, quarterly | $334,597,000 | 2,022 |
| Volatile liabilities | $74,562,000 | 1,902 |
| Insider loans | $1,915,000 | 3,237 |
| FHLB advances | $26,000,000 | 1,707 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $9,003,000 | 4,958 |
| Tier 1 (core) risk-based capital | $30,458,000 | 2,158 |
| Tier 2 risk-based capital | $3,253,000 | 1,664 |
| Total risk weighted assets | $304,054,000 | 1,697 |
| Total unused commitments | $9,003,000 | 4,958 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 75 | 2,298 |
| Assets and Liabilities | ||
| Total Assets: | $336,107,000 | 2,015 |
| Cash and due from depository institutions | $6,256,000 | 2,298 |
| Interest-bearing balances | $27,000 | 5,987 |
| Securities | $23,038,000 | 4,061 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $291,481,000 | 1,642 |
| Loan loss allowance | $3,303,000 | 1,710 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $7,825,000 | 1,640 |
| Other real estate owned | $0 | 2,298 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $7,507,000 | 2,260 |
| Life insurance assets | $205,000 | 3,764 |
| Total liabilities and capital | $336,107,000 | 2,015 |
| Total liabilities | $306,450,000 | 1,978 |
| Total deposits | $275,527,000 | 1,936 |
| Interest-bearing deposits | $243,678,000 | 1,906 |
| Deposits held in domestic offices | $275,527,000 | 1,932 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,000,000 | 1,996 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $26,000,000 | 1,677 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,923,000 | 2,543 |
| Total equity capital | $29,657,000 | 2,374 |
| Total bank equity capital | $29,657,000 | 2,374 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,000,000 | 2,858 |
| Surplus | $7,000,000 | 3,324 |
| Undivided profits | $21,657,000 | 1,700 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,591,000 | 629 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,998,000 | 1,957 |
| Earning assets | $314,546,000 | 1,970 |
| Long-term assets (5+ years) | $25,129,000 | 3,425 |
| Average Assets, year-to-date | $337,459,000 | 1,986 |
| Average Assets, quarterly | $337,459,000 | 1,986 |
| Volatile liabilities | $78,403,000 | 1,772 |
| Insider loans | $2,022,000 | 3,056 |
| FHLB advances | $26,000,000 | 1,596 |
| Loans and leases held for sale | $226,000 | 1,499 |
| Unused loan commitments | $10,290,000 | 4,744 |
| Tier 1 (core) risk-based capital | $29,717,000 | 2,211 |
| Tier 2 risk-based capital | $3,303,000 | 1,608 |
| Total risk weighted assets | $305,940,000 | 1,656 |
| Total unused commitments | $10,290,000 | 4,747 |
| Derivatives | $226,000 | 1,052 |
| 2007-12-31 | Rank | |
| # of Employees: | 78 | 2,238 |
| Assets and Liabilities | ||
| Total Assets: | $338,811,000 | 1,973 |
| Cash and due from depository institutions | $6,675,000 | 2,238 |
| Interest-bearing balances | $69,000 | 5,163 |
| Securities | $38,574,000 | 2,859 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $279,251,000 | 1,709 |
| Loan loss allowance | $2,700,000 | 1,982 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $7,894,000 | 1,622 |
| Other real estate owned | $0 | 2,238 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $6,417,000 | 2,550 |
| Life insurance assets | $176,000 | 3,803 |
| Total liabilities and capital | $338,811,000 | 1,973 |
| Total liabilities | $309,997,000 | 1,941 |
| Total deposits | $273,495,000 | 1,944 |
| Interest-bearing deposits | $238,627,000 | 1,909 |
| Deposits held in domestic offices | $273,495,000 | 1,939 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,500,000 | 1,075 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $20,000,000 | 1,853 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,002,000 | 2,475 |
| Total equity capital | $28,814,000 | 2,420 |
| Total bank equity capital | $28,814,000 | 2,420 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000,000 | 2,860 |
| Surplus | $7,000,000 | 3,304 |
| Undivided profits | $20,814,000 | 1,747 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,728,000 | 691 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,148,000 | 1,964 |
| Earning assets | $317,894,000 | 1,945 |
| Long-term assets (5+ years) | $40,967,000 | 2,308 |
| Average Assets, year-to-date | $335,917,200 | 1,915 |
| Average Assets, quarterly | $335,031,000 | 1,976 |
| Volatile liabilities | $84,999,000 | 1,664 |
| Insider loans | $2,027,000 | 3,031 |
| FHLB advances | $20,000,000 | 1,752 |
| Loans and leases held for sale | $290,000 | 1,386 |
| Unused loan commitments | $10,335,000 | 4,713 |
| Tier 1 (core) risk-based capital | $28,818,000 | 2,279 |
| Tier 2 risk-based capital | $2,700,000 | 1,908 |
| Total risk weighted assets | $293,572,000 | 1,705 |
| Total unused commitments | $10,335,000 | 4,713 |
| Derivatives | $290,000 | 958 |
| 2007-09-30 | Rank | |
| # of Employees: | 79 | 2,193 |
| Assets and Liabilities | ||
| Total Assets: | $331,251,000 | 1,977 |
| Cash and due from depository institutions | $4,384,000 | 2,193 |
| Interest-bearing balances | $60,000 | 5,131 |
| Securities | $42,200,000 | 2,646 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $271,179,000 | 1,719 |
| Loan loss allowance | $2,608,000 | 1,989 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $7,740,000 | 1,621 |
| Other real estate owned | $0 | 2,193 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $5,748,000 | 2,775 |
| Life insurance assets | $176,000 | 3,773 |
| Total liabilities and capital | $331,251,000 | 1,977 |
| Total liabilities | $302,628,000 | 1,944 |
| Total deposits | $273,235,000 | 1,920 |
| Interest-bearing deposits | $238,088,000 | 1,919 |
| Deposits held in domestic offices | $273,235,000 | 1,915 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,500,000 | 1,359 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $18,000,000 | 1,870 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,893,000 | 1,846 |
| Total equity capital | $28,623,000 | 2,404 |
| Total bank equity capital | $28,623,000 | 2,404 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000,000 | 2,840 |
| Surplus | $7,000,000 | 3,249 |
| Undivided profits | $20,623,000 | 1,759 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,258,000 | 518 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,156,000 | 2,112 |
| Earning assets | $313,439,000 | 1,926 |
| Long-term assets (5+ years) | $43,198,000 | 2,150 |
| Average Assets, year-to-date | $335,193,750 | 1,910 |
| Average Assets, quarterly | $334,582,000 | 1,950 |
| Volatile liabilities | $73,131,000 | 1,857 |
| Insider loans | $1,641,000 | 3,418 |
| FHLB advances | $18,000,000 | 1,773 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $14,970,000 | 3,980 |
| Tier 1 (core) risk-based capital | $28,629,000 | 2,287 |
| Tier 2 risk-based capital | $2,608,000 | 1,930 |
| Total risk weighted assets | $285,782,000 | 1,702 |
| Total unused commitments | $14,970,000 | 3,980 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 80 | 2,189 |
| Assets and Liabilities | ||
| Total Assets: | $337,913,000 | 1,948 |
| Cash and due from depository institutions | $5,623,000 | 2,189 |
| Interest-bearing balances | $48,000 | 5,417 |
| Securities | $42,509,000 | 2,620 |
| Federal funds sold & reverse repurchase agreements | $11,740,000 | 1,364 |
| Net loans & leases | $263,855,000 | 1,769 |
| Loan loss allowance | $2,808,000 | 1,879 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $7,802,000 | 1,611 |
| Other real estate owned | $0 | 2,189 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $6,384,000 | 2,540 |
| Life insurance assets | $176,000 | 3,797 |
| Total liabilities and capital | $337,913,000 | 1,948 |
| Total liabilities | $310,429,000 | 1,909 |
| Total deposits | $287,986,000 | 1,859 |
| Interest-bearing deposits | $251,265,000 | 1,841 |
| Deposits held in domestic offices | $287,986,000 | 1,854 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $20,000,000 | 1,679 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,443,000 | 2,015 |
| Total equity capital | $27,484,000 | 2,462 |
| Total bank equity capital | $27,484,000 | 2,462 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000,000 | 2,842 |
| Surplus | $7,000,000 | 3,244 |
| Undivided profits | $19,484,000 | 1,807 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,079,000 | 805 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,058,000 | 2,055 |
| Earning assets | $318,152,000 | 1,908 |
| Long-term assets (5+ years) | $42,353,000 | 2,130 |
| Average Assets, year-to-date | $336,508,000 | 1,934 |
| Average Assets, quarterly | $335,135,000 | 1,953 |
| Volatile liabilities | $66,724,000 | 1,993 |
| Insider loans | $2,088,000 | 2,931 |
| FHLB advances | $20,000,000 | 1,577 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $14,970,000 | 4,004 |
| Tier 1 (core) risk-based capital | $27,480,000 | 2,375 |
| Tier 2 risk-based capital | $2,808,000 | 1,817 |
| Total risk weighted assets | $234,829,000 | 2,036 |
| Total unused commitments | $14,970,000 | 4,007 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 79 | 2,205 |
| Assets and Liabilities | ||
| Total Assets: | $332,357,000 | 1,978 |
| Cash and due from depository institutions | $4,903,000 | 2,205 |
| Interest-bearing balances | $46,000 | 5,518 |
| Securities | $42,639,000 | 2,643 |
| Federal funds sold & reverse repurchase agreements | $11,470,000 | 1,768 |
| Net loans & leases | $259,129,000 | 1,784 |
| Loan loss allowance | $2,797,000 | 1,876 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $7,916,000 | 1,558 |
| Other real estate owned | $0 | 2,205 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $6,300,000 | 2,520 |
| Life insurance assets | $127,000 | 3,861 |
| Total liabilities and capital | $332,357,000 | 1,978 |
| Total liabilities | $305,937,000 | 1,936 |
| Total deposits | $283,105,000 | 1,888 |
| Interest-bearing deposits | $248,370,000 | 1,870 |
| Deposits held in domestic offices | $283,105,000 | 1,883 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $20,000,000 | 1,625 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,832,000 | 1,857 |
| Total equity capital | $26,420,000 | 2,562 |
| Total bank equity capital | $26,420,000 | 2,562 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $7,000,000 | 3,191 |
| Undivided profits | $18,420,000 | 1,915 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,380,000 | 814 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,959,000 | 2,081 |
| Earning assets | $313,284,000 | 1,933 |
| Long-term assets (5+ years) | $42,476,000 | 2,102 |
| Average Assets, year-to-date | $335,805,500 | 1,944 |
| Average Assets, quarterly | $335,805,500 | 1,944 |
| Volatile liabilities | $66,334,000 | 1,986 |
| Insider loans | $4,138,000 | 1,710 |
| FHLB advances | $20,000,000 | 1,536 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $15,621,000 | 3,921 |
| Tier 1 (core) risk-based capital | $26,420,000 | 2,435 |
| Tier 2 risk-based capital | $2,797,000 | 1,813 |
| Total risk weighted assets | $279,841,000 | 1,738 |
| Total unused commitments | $15,621,000 | 3,921 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 82 | 2,123 |
| Assets and Liabilities | ||
| Total Assets: | $339,254,000 | 1,926 |
| Cash and due from depository institutions | $5,364,000 | 2,123 |
| Interest-bearing balances | $105,000 | 4,663 |
| Securities | $42,782,000 | 2,654 |
| Federal funds sold & reverse repurchase agreements | $9,660,000 | 1,706 |
| Net loans & leases | $267,804,000 | 1,719 |
| Loan loss allowance | $2,661,000 | 1,948 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $7,963,000 | 1,520 |
| Other real estate owned | $0 | 2,123 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $5,681,000 | 2,736 |
| Life insurance assets | $127,000 | 3,859 |
| Total liabilities and capital | $339,254,000 | 1,926 |
| Total liabilities | $311,843,000 | 1,891 |
| Total deposits | $289,872,000 | 1,826 |
| Interest-bearing deposits | $254,308,000 | 1,804 |
| Deposits held in domestic offices | $289,872,000 | 1,821 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $20,000,000 | 1,704 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,971,000 | 2,408 |
| Total equity capital | $27,411,000 | 2,421 |
| Total bank equity capital | $27,411,000 | 2,421 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,000,000 | 2,834 |
| Surplus | $7,000,000 | 3,145 |
| Undivided profits | $19,411,000 | 1,810 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,366,000 | 523 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,163,000 | 1,936 |
| Earning assets | $320,351,000 | 1,880 |
| Long-term assets (5+ years) | $42,512,000 | 2,067 |
| Average Assets, year-to-date | $328,157,200 | 1,904 |
| Average Assets, quarterly | $337,078,500 | 1,922 |
| Volatile liabilities | $66,667,000 | 2,110 |
| Insider loans | $0 | 7,725 |
| FHLB advances | $20,000,000 | 1,599 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $14,929,000 | 3,920 |
| Tier 1 (core) risk-based capital | $27,416,000 | 2,310 |
| Tier 2 risk-based capital | $2,661,000 | 1,883 |
| Total risk weighted assets | $287,192,000 | 1,686 |
| Total unused commitments | $14,929,000 | 3,920 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 79 | 2,230 |
| Assets and Liabilities | ||
| Total Assets: | $334,903,000 | 1,944 |
| Cash and due from depository institutions | $7,128,000 | 2,230 |
| Interest-bearing balances | $140,000 | 4,387 |
| Securities | $42,994,000 | 2,666 |
| Federal funds sold & reverse repurchase agreements | $1,800,000 | 4,022 |
| Net loans & leases | $269,131,000 | 1,700 |
| Loan loss allowance | $4,126,000 | 1,258 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $8,111,000 | 1,466 |
| Other real estate owned | $0 | 2,230 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $5,739,000 | 2,720 |
| Life insurance assets | $127,000 | 3,838 |
| Total liabilities and capital | $334,903,000 | 1,944 |
| Total liabilities | $308,230,000 | 1,896 |
| Total deposits | $282,434,000 | 1,836 |
| Interest-bearing deposits | $251,107,000 | 1,793 |
| Deposits held in domestic offices | $282,434,000 | 1,830 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $22,500,000 | 1,638 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,296,000 | 1,580 |
| Total equity capital | $26,673,000 | 2,465 |
| Total bank equity capital | $26,673,000 | 2,465 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,848 |
| Surplus | $7,000,000 | 3,114 |
| Undivided profits | $18,673,000 | 1,868 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,131,000 | 1,415 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,086,000 | 1,994 |
| Earning assets | $314,065,000 | 1,900 |
| Long-term assets (5+ years) | $44,520,000 | 1,987 |
| Average Assets, year-to-date | $325,383,000 | 1,918 |
| Average Assets, quarterly | $333,356,000 | 1,923 |
| Volatile liabilities | $60,542,000 | 2,262 |
| Insider loans | $0 | 7,800 |
| FHLB advances | $22,500,000 | 1,541 |
| Loans and leases held for sale | $427,000 | 1,273 |
| Unused loan commitments | $10,775,000 | 4,615 |
| Tier 1 (core) risk-based capital | $26,680,000 | 2,358 |
| Tier 2 risk-based capital | $3,616,000 | 1,438 |
| Total risk weighted assets | $288,756,000 | 1,671 |
| Total unused commitments | $10,775,000 | 4,617 |
| Derivatives | $426,000 | 917 |
| 2006-06-30 | Rank | |
| # of Employees: | 77 | 2,304 |
| Assets and Liabilities | ||
| Total Assets: | $331,809,000 | 1,930 |
| Cash and due from depository institutions | $6,354,000 | 2,304 |
| Interest-bearing balances | $76,000 | 5,197 |
| Securities | $43,263,000 | 2,659 |
| Federal funds sold & reverse repurchase agreements | $3,450,000 | 2,811 |
| Net loans & leases | $265,215,000 | 1,702 |
| Loan loss allowance | $3,877,000 | 1,321 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $8,244,000 | 1,417 |
| Other real estate owned | $0 | 2,304 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $5,283,000 | 2,868 |
| Life insurance assets | $127,000 | 3,819 |
| Total liabilities and capital | $331,809,000 | 1,930 |
| Total liabilities | $306,463,000 | 1,889 |
| Total deposits | $278,349,000 | 1,851 |
| Interest-bearing deposits | $240,502,000 | 1,845 |
| Deposits held in domestic offices | $278,349,000 | 1,847 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $25,000,000 | 1,545 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,114,000 | 1,535 |
| Total equity capital | $25,346,000 | 2,488 |
| Total bank equity capital | $25,346,000 | 2,488 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,000,000 | 2,841 |
| Surplus | $7,000,000 | 3,054 |
| Undivided profits | $17,346,000 | 1,888 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,167,000 | 1,279 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,715,000 | 2,194 |
| Earning assets | $312,004,000 | 1,890 |
| Long-term assets (5+ years) | $46,414,000 | 1,917 |
| Average Assets, year-to-date | $322,209,670 | 1,943 |
| Average Assets, quarterly | $327,419,000 | 1,939 |
| Volatile liabilities | $56,225,000 | 2,358 |
| Insider loans | $0 | 7,848 |
| FHLB advances | $25,000,000 | 1,445 |
| Loans and leases held for sale | $741,000 | 1,035 |
| Unused loan commitments | $8,661,000 | 5,083 |
| Tier 1 (core) risk-based capital | $25,354,000 | 2,433 |
| Tier 2 risk-based capital | $3,550,000 | 1,438 |
| Total risk weighted assets | $283,686,000 | 1,669 |
| Total unused commitments | $8,661,000 | 5,083 |
| Derivatives | $741,000 | 860 |
| 2006-03-31 | Rank | |
| # of Employees: | 76 | 2,313 |
| Assets and Liabilities | ||
| Total Assets: | $323,029,000 | 1,952 |
| Cash and due from depository institutions | $4,102,000 | 2,313 |
| Interest-bearing balances | $53,000 | 5,532 |
| Securities | $43,889,000 | 2,643 |
| Federal funds sold & reverse repurchase agreements | $3,650,000 | 3,232 |
| Net loans & leases | $257,618,000 | 1,702 |
| Loan loss allowance | $3,677,000 | 1,383 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $8,361,000 | 1,347 |
| Other real estate owned | $0 | 2,313 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $5,409,000 | 2,755 |
| Life insurance assets | $127,000 | 3,789 |
| Total liabilities and capital | $323,029,000 | 1,952 |
| Total liabilities | $299,013,000 | 1,905 |
| Total deposits | $268,500,000 | 1,911 |
| Interest-bearing deposits | $234,809,000 | 1,859 |
| Deposits held in domestic offices | $268,500,000 | 1,907 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $27,000,000 | 1,406 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $3,513,000 | 1,382 |
| Total equity capital | $24,016,000 | 2,572 |
| Total bank equity capital | $24,016,000 | 2,572 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,827 |
| Surplus | $7,000,000 | 2,991 |
| Undivided profits | $16,016,000 | 2,032 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,658,000 | 1,551 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,803,000 | 1,966 |
| Earning assets | $305,210,000 | 1,912 |
| Long-term assets (5+ years) | $46,572,000 | 1,880 |
| Average Assets, year-to-date | $317,410,000 | 1,963 |
| Average Assets, quarterly | $317,410,000 | 1,963 |
| Volatile liabilities | $59,973,000 | 2,167 |
| Insider loans | $0 | 7,878 |
| FHLB advances | $27,000,000 | 1,327 |
| Loans and leases held for sale | $175,000 | 1,457 |
| Unused loan commitments | $8,153,000 | 5,209 |
| Tier 1 (core) risk-based capital | $24,026,000 | 2,506 |
| Tier 2 risk-based capital | $3,431,000 | 1,451 |
| Total risk weighted assets | $274,209,000 | 1,683 |
| Total unused commitments | $8,153,000 | 5,210 |
| Derivatives | $175,000 | 943 |
| 2005-12-31 | Rank | |
| # of Employees: | 71 | 2,449 |
| Assets and Liabilities | ||
| Total Assets: | $311,791,000 | 1,992 |
| Cash and due from depository institutions | $8,691,000 | 2,449 |
| Interest-bearing balances | $30,000 | 5,951 |
| Securities | $44,260,000 | 2,635 |
| Federal funds sold & reverse repurchase agreements | $6,950,000 | 1,901 |
| Net loans & leases | $239,995,000 | 1,781 |
| Loan loss allowance | $3,527,000 | 1,411 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $7,978,000 | 1,404 |
| Other real estate owned | $0 | 2,449 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $3,917,000 | 3,439 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $311,791,000 | 1,992 |
| Total liabilities | $288,975,000 | 1,946 |
| Total deposits | $259,755,000 | 1,936 |
| Interest-bearing deposits | $220,314,000 | 1,925 |
| Deposits held in domestic offices | $259,755,000 | 1,930 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $27,000,000 | 1,422 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,220,000 | 1,982 |
| Total equity capital | $22,816,000 | 2,658 |
| Total bank equity capital | $22,816,000 | 2,658 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,000,000 | 2,825 |
| Surplus | $7,000,000 | 2,959 |
| Undivided profits | $14,816,000 | 2,159 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,423,000 | 1,751 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,607,000 | 2,210 |
| Earning assets | $291,235,000 | 1,966 |
| Long-term assets (5+ years) | $44,265,000 | 1,932 |
| Average Assets, year-to-date | $276,168,200 | 2,147 |
| Average Assets, quarterly | $300,046,500 | 2,046 |
| Volatile liabilities | $54,697,000 | 2,279 |
| Insider loans | $0 | 7,892 |
| FHLB advances | $27,000,000 | 1,332 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $16,042,000 | 3,736 |
| Tier 1 (core) risk-based capital | $22,816,000 | 2,579 |
| Tier 2 risk-based capital | $3,185,000 | 1,537 |
| Total risk weighted assets | $254,462,000 | 1,762 |
| Total unused commitments | $16,042,000 | 3,737 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 72 | 2,412 |
| Assets and Liabilities | ||
| Total Assets: | $288,302,000 | 2,111 |
| Cash and due from depository institutions | $4,868,000 | 2,412 |
| Interest-bearing balances | $20,000 | 6,230 |
| Securities | $44,768,000 | 2,581 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $227,816,000 | 1,840 |
| Loan loss allowance | $3,231,000 | 1,516 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $7,439,000 | 1,466 |
| Other real estate owned | $0 | 2,412 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $3,411,000 | 3,725 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $288,302,000 | 2,111 |
| Total liabilities | $265,871,000 | 2,055 |
| Total deposits | $239,484,000 | 2,065 |
| Interest-bearing deposits | $202,783,000 | 2,044 |
| Deposits held in domestic offices | $239,484,000 | 2,058 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,400,000 | 1,447 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $16,500,000 | 2,003 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,487,000 | 1,340 |
| Total equity capital | $22,431,000 | 2,682 |
| Total bank equity capital | $22,431,000 | 2,682 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,806 |
| Surplus | $7,000,000 | 2,898 |
| Undivided profits | $14,431,000 | 2,220 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,236,000 | 2,016 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,502,000 | 2,309 |
| Earning assets | $272,604,000 | 2,047 |
| Long-term assets (5+ years) | $47,247,000 | 1,838 |
| Average Assets, year-to-date | $267,262,500 | 2,205 |
| Average Assets, quarterly | $282,451,000 | 2,131 |
| Volatile liabilities | $59,907,000 | 2,057 |
| Insider loans | $24,000 | 7,714 |
| FHLB advances | $16,500,000 | 1,889 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $22,789,000 | 3,013 |
| Tier 1 (core) risk-based capital | $22,377,000 | 2,595 |
| Tier 2 risk-based capital | $2,989,000 | 1,593 |
| Total risk weighted assets | $238,858,000 | 1,811 |
| Total unused commitments | $22,789,000 | 3,015 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 76 | 2,286 |
| Assets and Liabilities | ||
| Total Assets: | $276,600,000 | 2,154 |
| Cash and due from depository institutions | $6,078,000 | 2,286 |
| Interest-bearing balances | $12,000 | 6,375 |
| Securities | $44,981,000 | 2,586 |
| Federal funds sold & reverse repurchase agreements | $14,500,000 | 828 |
| Net loans & leases | $200,450,000 | 2,019 |
| Loan loss allowance | $2,827,000 | 1,694 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $7,450,000 | 1,432 |
| Other real estate owned | $0 | 2,286 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $3,141,000 | 3,787 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $276,600,000 | 2,154 |
| Total liabilities | $257,360,000 | 2,073 |
| Total deposits | $231,822,000 | 2,086 |
| Interest-bearing deposits | $197,930,000 | 2,049 |
| Deposits held in domestic offices | $231,822,000 | 2,081 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $23,500,000 | 1,596 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,038,000 | 1,932 |
| Total equity capital | $19,240,000 | 3,024 |
| Total bank equity capital | $19,240,000 | 3,024 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,786 |
| Surplus | $5,000,000 | 3,588 |
| Undivided profits | $13,240,000 | 2,389 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,277,000 | 1,911 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,353,000 | 2,340 |
| Earning assets | $259,943,000 | 2,106 |
| Long-term assets (5+ years) | $45,548,000 | 1,919 |
| Average Assets, year-to-date | $260,249,330 | 2,237 |
| Average Assets, quarterly | $267,714,500 | 2,202 |
| Volatile liabilities | $71,736,000 | 1,698 |
| Insider loans | $24,000 | 7,728 |
| FHLB advances | $23,500,000 | 1,498 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $14,537,000 | 3,831 |
| Tier 1 (core) risk-based capital | $19,225,000 | 2,916 |
| Tier 2 risk-based capital | $2,683,000 | 1,727 |
| Total risk weighted assets | $214,416,000 | 1,956 |
| Total unused commitments | $14,537,000 | 3,832 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 76 | 2,236 |
| Assets and Liabilities | ||
| Total Assets: | $258,829,000 | 2,286 |
| Cash and due from depository institutions | $6,011,000 | 2,236 |
| Interest-bearing balances | $10,000 | 6,457 |
| Securities | $45,035,000 | 2,606 |
| Federal funds sold & reverse repurchase agreements | $2,800,000 | 3,452 |
| Net loans & leases | $194,350,000 | 2,031 |
| Loan loss allowance | $2,476,000 | 1,914 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $7,512,000 | 1,398 |
| Other real estate owned | $0 | 2,236 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $3,121,000 | 3,763 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $258,829,000 | 2,286 |
| Total liabilities | $240,556,000 | 2,207 |
| Total deposits | $214,959,000 | 2,221 |
| Interest-bearing deposits | $187,101,000 | 2,153 |
| Deposits held in domestic offices | $214,959,000 | 2,215 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $23,500,000 | 1,534 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,097,000 | 1,893 |
| Total equity capital | $18,273,000 | 3,089 |
| Total bank equity capital | $18,273,000 | 3,089 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,793 |
| Surplus | $5,000,000 | 3,559 |
| Undivided profits | $12,273,000 | 2,483 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,351,000 | 1,844 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,396,000 | 2,182 |
| Earning assets | $242,195,000 | 2,228 |
| Long-term assets (5+ years) | $43,851,000 | 2,010 |
| Average Assets, year-to-date | $252,074,000 | 2,318 |
| Average Assets, quarterly | $252,074,000 | 2,318 |
| Volatile liabilities | $70,816,000 | 1,635 |
| Insider loans | $0 | 8,007 |
| FHLB advances | $23,500,000 | 1,435 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $22,616,000 | 2,881 |
| Tier 1 (core) risk-based capital | $18,266,000 | 2,998 |
| Tier 2 risk-based capital | $2,476,000 | 1,841 |
| Total risk weighted assets | $206,063,000 | 1,982 |
| Total unused commitments | $22,616,000 | 2,886 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 66 | 2,611 |
| Assets and Liabilities | ||
| Total Assets: | $245,319,000 | 2,383 |
| Cash and due from depository institutions | $4,152,000 | 2,611 |
| Interest-bearing balances | $20,000 | 6,217 |
| Securities | $45,256,000 | 2,616 |
| Federal funds sold & reverse repurchase agreements | $8,400,000 | 1,390 |
| Net loans & leases | $177,321,000 | 2,207 |
| Loan loss allowance | $2,240,000 | 2,089 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,424,000 | 1,393 |
| Other real estate owned | $0 | 2,611 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $2,766,000 | 4,001 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $245,319,000 | 2,383 |
| Total liabilities | $227,984,000 | 2,306 |
| Total deposits | $202,930,000 | 2,331 |
| Interest-bearing deposits | $175,309,000 | 2,283 |
| Deposits held in domestic offices | $202,930,000 | 2,326 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $23,500,000 | 1,541 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,554,000 | 2,333 |
| Total equity capital | $17,335,000 | 3,234 |
| Total bank equity capital | $17,335,000 | 3,234 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,784 |
| Surplus | $5,000,000 | 3,517 |
| Undivided profits | $11,335,000 | 2,711 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,284,000 | 1,960 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,289,000 | 2,344 |
| Earning assets | $230,997,000 | 2,330 |
| Long-term assets (5+ years) | $44,362,000 | 2,030 |
| Average Assets, year-to-date | $218,835,600 | 2,552 |
| Average Assets, quarterly | $238,394,500 | 2,426 |
| Volatile liabilities | $67,936,000 | 1,656 |
| Insider loans | $24,000 | 7,805 |
| FHLB advances | $23,500,000 | 1,442 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $16,990,000 | 3,334 |
| Tier 1 (core) risk-based capital | $17,316,000 | 3,105 |
| Tier 2 risk-based capital | $2,241,000 | 1,995 |
| Total risk weighted assets | $189,347,000 | 2,131 |
| Total unused commitments | $16,990,000 | 3,336 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 71 | 2,412 |
| Assets and Liabilities | ||
| Total Assets: | $231,470,000 | 2,504 |
| Cash and due from depository institutions | $3,961,000 | 2,412 |
| Interest-bearing balances | $22,000 | 6,235 |
| Securities | $45,129,000 | 2,604 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $172,567,000 | 2,212 |
| Loan loss allowance | $2,042,000 | 2,261 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $5,454,000 | 1,902 |
| Other real estate owned | $0 | 2,412 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $4,359,000 | 2,910 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $231,470,000 | 2,504 |
| Total liabilities | $214,985,000 | 2,422 |
| Total deposits | $188,337,000 | 2,474 |
| Interest-bearing deposits | $158,460,000 | 2,483 |
| Deposits held in domestic offices | $188,337,000 | 2,469 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,600,000 | 2,145 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $21,500,000 | 1,638 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,548,000 | 1,577 |
| Total equity capital | $16,485,000 | 3,356 |
| Total bank equity capital | $16,485,000 | 3,356 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,000,000 | 2,785 |
| Surplus | $5,000,000 | 3,472 |
| Undivided profits | $10,485,000 | 2,905 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,045,000 | 1,373 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,293,000 | 2,406 |
| Earning assets | $217,718,000 | 2,440 |
| Long-term assets (5+ years) | $42,223,000 | 2,134 |
| Average Assets, year-to-date | $212,214,750 | 2,614 |
| Average Assets, quarterly | $224,508,500 | 2,534 |
| Volatile liabilities | $72,013,000 | 1,536 |
| Insider loans | $1,217,000 | 3,680 |
| FHLB advances | $21,500,000 | 1,523 |
| Loans and leases held for sale | $511,000 | 1,168 |
| Unused loan commitments | $14,461,000 | 3,660 |
| Tier 1 (core) risk-based capital | $16,451,000 | 3,219 |
| Tier 2 risk-based capital | $2,043,000 | 2,131 |
| Total risk weighted assets | $182,411,000 | 2,164 |
| Total unused commitments | $14,461,000 | 3,662 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 71 | 2,431 |
| Assets and Liabilities | ||
| Total Assets: | $217,547,000 | 2,606 |
| Cash and due from depository institutions | $4,540,000 | 2,431 |
| Interest-bearing balances | $21,000 | 6,275 |
| Securities | $44,329,000 | 2,703 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $159,213,000 | 2,321 |
| Loan loss allowance | $1,891,000 | 2,405 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,188,000 | 1,978 |
| Other real estate owned | $0 | 2,431 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $4,277,000 | 2,928 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $217,547,000 | 2,606 |
| Total liabilities | $201,940,000 | 2,527 |
| Total deposits | $170,709,000 | 2,675 |
| Interest-bearing deposits | $141,875,000 | 2,739 |
| Deposits held in domestic offices | $170,709,000 | 2,670 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,700,000 | 1,317 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $21,500,000 | 1,609 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $2,031,000 | 1,749 |
| Total equity capital | $15,607,000 | 3,415 |
| Total bank equity capital | $15,607,000 | 3,415 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,000,000 | 2,796 |
| Surplus | $5,000,000 | 3,426 |
| Undivided profits | $9,607,000 | 2,984 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $649,000 | 3,483 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,178,000 | 2,519 |
| Earning assets | $203,563,000 | 2,554 |
| Long-term assets (5+ years) | $41,027,000 | 2,236 |
| Average Assets, year-to-date | $205,796,330 | 2,695 |
| Average Assets, quarterly | $211,556,000 | 2,649 |
| Volatile liabilities | $64,140,000 | 1,662 |
| Insider loans | $1,240,000 | 3,631 |
| FHLB advances | $21,500,000 | 1,505 |
| Loans and leases held for sale | $324,000 | 1,322 |
| Unused loan commitments | $11,573,000 | 4,116 |
| Tier 1 (core) risk-based capital | $15,590,000 | 3,345 |
| Tier 2 risk-based capital | $1,891,000 | 2,262 |
| Total risk weighted assets | $167,379,000 | 2,302 |
| Total unused commitments | $11,573,000 | 4,116 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 72 | 2,385 |
| Assets and Liabilities | ||
| Total Assets: | $205,565,000 | 2,717 |
| Cash and due from depository institutions | $4,475,000 | 2,385 |
| Interest-bearing balances | $20,000 | 6,389 |
| Securities | $34,789,000 | 3,271 |
| Federal funds sold & reverse repurchase agreements | $11,300,000 | 1,288 |
| Net loans & leases | $146,140,000 | 2,455 |
| Loan loss allowance | $1,700,000 | 2,616 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $4,907,000 | 2,037 |
| Other real estate owned | $0 | 2,385 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $3,954,000 | 2,956 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $205,565,000 | 2,717 |
| Total liabilities | $190,721,000 | 2,621 |
| Total deposits | $166,860,000 | 2,704 |
| Interest-bearing deposits | $138,467,000 | 2,776 |
| Deposits held in domestic offices | $166,860,000 | 2,701 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $21,500,000 | 1,530 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,361,000 | 1,740 |
| Total equity capital | $14,844,000 | 3,642 |
| Total bank equity capital | $14,844,000 | 3,642 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,000,000 | 2,795 |
| Surplus | $5,000,000 | 3,386 |
| Undivided profits | $8,844,000 | 3,312 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $835,000 | 3,031 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,019,000 | 2,844 |
| Earning assets | $192,249,000 | 2,663 |
| Long-term assets (5+ years) | $30,641,000 | 2,733 |
| Average Assets, year-to-date | $199,921,000 | 2,765 |
| Average Assets, quarterly | $199,921,000 | 2,765 |
| Volatile liabilities | $53,401,000 | 1,861 |
| Insider loans | $1,214,000 | 3,618 |
| FHLB advances | $21,500,000 | 1,422 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $13,876,000 | 3,664 |
| Tier 1 (core) risk-based capital | $14,806,000 | 3,453 |
| Tier 2 risk-based capital | $1,700,000 | 2,431 |
| Total risk weighted assets | $156,587,000 | 2,395 |
| Total unused commitments | $13,876,000 | 3,671 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 70 | 2,464 |
| Assets and Liabilities | ||
| Total Assets: | $194,277,000 | 2,842 |
| Cash and due from depository institutions | $4,088,000 | 2,464 |
| Interest-bearing balances | $19,000 | 6,395 |
| Securities | $40,047,000 | 2,970 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $141,228,000 | 2,512 |
| Loan loss allowance | $1,549,000 | 2,817 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,921,000 | 2,007 |
| Other real estate owned | $0 | 2,464 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $3,993,000 | 2,953 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $194,277,000 | 2,842 |
| Total liabilities | $180,133,000 | 2,763 |
| Total deposits | $162,189,000 | 2,764 |
| Interest-bearing deposits | $134,395,000 | 2,831 |
| Deposits held in domestic offices | $162,189,000 | 2,761 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,500,000 | 2,446 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $14,500,000 | 1,999 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,944,000 | 1,902 |
| Total equity capital | $14,144,000 | 3,728 |
| Total bank equity capital | $14,144,000 | 3,728 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,000,000 | 2,819 |
| Surplus | $5,000,000 | 3,359 |
| Undivided profits | $8,144,000 | 3,458 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $514,000 | 4,074 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,128,000 | 2,670 |
| Earning assets | $181,294,000 | 2,791 |
| Long-term assets (5+ years) | $37,006,000 | 2,401 |
| Average Assets, year-to-date | $178,268,600 | 2,964 |
| Average Assets, quarterly | $193,228,500 | 2,822 |
| Volatile liabilities | $54,700,000 | 1,816 |
| Insider loans | $24,000 | 7,965 |
| FHLB advances | $14,500,000 | 1,879 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $15,126,000 | 3,407 |
| Tier 1 (core) risk-based capital | $14,114,000 | 3,581 |
| Tier 2 risk-based capital | $1,549,000 | 2,600 |
| Total risk weighted assets | $151,718,000 | 2,438 |
| Total unused commitments | $15,126,000 | 3,407 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 65 | 2,671 |
| Assets and Liabilities | ||
| Total Assets: | $192,180,000 | 2,851 |
| Cash and due from depository institutions | $5,623,000 | 2,671 |
| Interest-bearing balances | $15,000 | 6,529 |
| Securities | $37,002,000 | 3,116 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $140,864,000 | 2,517 |
| Loan loss allowance | $1,174,000 | 3,504 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,880,000 | 2,013 |
| Other real estate owned | $0 | 2,671 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $3,811,000 | 3,069 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $192,180,000 | 2,851 |
| Total liabilities | $178,683,000 | 2,765 |
| Total deposits | $160,140,000 | 2,792 |
| Interest-bearing deposits | $131,236,000 | 2,903 |
| Deposits held in domestic offices | $160,140,000 | 2,789 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,500,000 | 1,373 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,000,000 | 2,372 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,043,000 | 1,892 |
| Total equity capital | $13,497,000 | 3,856 |
| Total bank equity capital | $13,497,000 | 3,856 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $5,000,000 | 3,300 |
| Undivided profits | $7,497,000 | 3,691 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,368,000 | 2,256 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $991,000 | 3,171 |
| Earning assets | $177,881,000 | 2,819 |
| Long-term assets (5+ years) | $34,094,000 | 2,538 |
| Average Assets, year-to-date | $174,266,500 | 3,044 |
| Average Assets, quarterly | $182,868,500 | 2,964 |
| Volatile liabilities | $54,090,000 | 1,783 |
| Insider loans | $24,000 | 8,022 |
| FHLB advances | $10,000,000 | 2,220 |
| Loans and leases held for sale | $525,000 | 1,414 |
| Unused loan commitments | $12,817,000 | 3,740 |
| Tier 1 (core) risk-based capital | $13,469,000 | 3,700 |
| Tier 2 risk-based capital | $1,174,000 | 3,233 |
| Total risk weighted assets | $144,197,000 | 2,533 |
| Total unused commitments | $12,817,000 | 3,744 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 59 | 2,929 |
| Assets and Liabilities | ||
| Total Assets: | $173,557,000 | 3,099 |
| Cash and due from depository institutions | $5,566,000 | 2,929 |
| Interest-bearing balances | $15,000 | 6,557 |
| Securities | $33,584,000 | 3,275 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 2,947 |
| Net loans & leases | $120,743,000 | 2,807 |
| Loan loss allowance | $1,097,000 | 3,649 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,854,000 | 1,979 |
| Other real estate owned | $0 | 2,929 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $3,810,000 | 2,953 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $173,557,000 | 3,099 |
| Total liabilities | $159,591,000 | 3,033 |
| Total deposits | $157,702,000 | 2,814 |
| Interest-bearing deposits | $133,852,000 | 2,844 |
| Deposits held in domestic offices | $157,702,000 | 2,811 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,889,000 | 2,097 |
| Total equity capital | $13,966,000 | 3,743 |
| Total bank equity capital | $13,966,000 | 3,743 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $5,000,000 | 3,265 |
| Undivided profits | $7,966,000 | 3,538 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $865,000 | 3,178 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,028,000 | 2,956 |
| Earning assets | $159,342,000 | 3,083 |
| Long-term assets (5+ years) | $28,674,000 | 2,731 |
| Average Assets, year-to-date | $168,295,330 | 3,132 |
| Average Assets, quarterly | $172,936,000 | 3,084 |
| Volatile liabilities | $39,595,000 | 2,277 |
| Insider loans | $25,000 | 8,067 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $14,218,000 | 3,458 |
| Tier 1 (core) risk-based capital | $13,919,000 | 3,541 |
| Tier 2 risk-based capital | $1,097,000 | 3,370 |
| Total risk weighted assets | $130,233,000 | 2,760 |
| Total unused commitments | $14,218,000 | 3,468 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 66 | 2,612 |
| Assets and Liabilities | ||
| Total Assets: | $172,315,000 | 3,084 |
| Cash and due from depository institutions | $5,465,000 | 2,612 |
| Interest-bearing balances | $15,000 | 6,509 |
| Securities | $41,249,000 | 2,764 |
| Federal funds sold & reverse repurchase agreements | $1,600,000 | 5,644 |
| Net loans & leases | $116,439,000 | 2,845 |
| Loan loss allowance | $911,000 | 4,160 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,704,000 | 2,540 |
| Other real estate owned | $0 | 2,612 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $3,858,000 | 2,877 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $172,315,000 | 3,084 |
| Total liabilities | $158,861,000 | 3,014 |
| Total deposits | $157,481,000 | 2,793 |
| Interest-bearing deposits | $134,530,000 | 2,811 |
| Deposits held in domestic offices | $157,481,000 | 2,789 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,380,000 | 2,679 |
| Total equity capital | $13,454,000 | 3,798 |
| Total bank equity capital | $13,454,000 | 3,798 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000,000 | 2,845 |
| Surplus | $5,000,000 | 3,222 |
| Undivided profits | $7,454,000 | 3,660 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,470,000 | 2,102 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,040,000 | 2,931 |
| Earning assets | $159,303,000 | 3,055 |
| Long-term assets (5+ years) | $35,221,000 | 2,285 |
| Average Assets, year-to-date | $165,664,500 | 3,151 |
| Average Assets, quarterly | $165,664,500 | 3,151 |
| Volatile liabilities | $46,368,000 | 1,965 |
| Insider loans | $25,000 | 8,081 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $10,726,000 | 4,011 |
| Tier 1 (core) risk-based capital | $13,408,000 | 3,614 |
| Tier 2 risk-based capital | $911,000 | 3,840 |
| Total risk weighted assets | $109,773,000 | 3,140 |
| Total unused commitments | $10,726,000 | 4,024 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 51 | 3,272 |
| Assets and Liabilities | ||
| Total Assets: | $159,014,000 | 3,235 |
| Cash and due from depository institutions | $8,734,000 | 3,272 |
| Interest-bearing balances | $15,000 | 6,474 |
| Securities | $30,816,000 | 3,459 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 3,948 |
| Net loans & leases | $109,249,000 | 2,977 |
| Loan loss allowance | $875,000 | 4,204 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,559,000 | 2,609 |
| Other real estate owned | $0 | 3,272 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $3,656,000 | 2,966 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $159,014,000 | 3,235 |
| Total liabilities | $146,017,000 | 3,175 |
| Total deposits | $145,006,000 | 2,968 |
| Interest-bearing deposits | $119,256,000 | 3,041 |
| Deposits held in domestic offices | $145,006,000 | 2,965 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,011,000 | 3,351 |
| Total equity capital | $12,997,000 | 3,869 |
| Total bank equity capital | $12,997,000 | 3,869 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,000,000 | 2,848 |
| Surplus | $5,000,000 | 3,190 |
| Undivided profits | $6,997,000 | 3,796 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,473,000 | 2,024 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $799,000 | 3,878 |
| Earning assets | $143,080,000 | 3,274 |
| Long-term assets (5+ years) | $22,014,000 | 3,143 |
| Average Assets, year-to-date | $147,514,800 | 3,302 |
| Average Assets, quarterly | $154,184,500 | 3,274 |
| Volatile liabilities | $36,293,000 | 2,403 |
| Insider loans | $25,000 | 8,127 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $8,536,000 | 4,424 |
| Tier 1 (core) risk-based capital | $12,937,000 | 3,657 |
| Tier 2 risk-based capital | $875,000 | 3,917 |
| Total risk weighted assets | $102,648,000 | 3,276 |
| Total unused commitments | $8,536,000 | 4,427 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 70 | 2,424 |
| Assets and Liabilities | ||
| Total Assets: | $145,186,000 | 3,361 |
| Cash and due from depository institutions | $5,489,000 | 2,424 |
| Interest-bearing balances | $15,000 | 6,442 |
| Securities | $23,998,000 | 3,988 |
| Federal funds sold & reverse repurchase agreements | $4,500,000 | 3,014 |
| Net loans & leases | $104,061,000 | 3,038 |
| Loan loss allowance | $1,203,000 | 3,110 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,507,000 | 2,575 |
| Other real estate owned | $0 | 2,424 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $3,631,000 | 2,923 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $145,186,000 | 3,361 |
| Total liabilities | $133,183,000 | 3,308 |
| Total deposits | $132,314,000 | 3,060 |
| Interest-bearing deposits | $108,197,000 | 3,178 |
| Deposits held in domestic offices | $132,314,000 | 3,054 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $48,000 | 5,514 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $821,000 | 3,977 |
| Total equity capital | $12,003,000 | 3,889 |
| Total bank equity capital | $12,003,000 | 3,889 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,000,000 | 2,902 |
| Surplus | $5,000,000 | 3,089 |
| Undivided profits | $6,003,000 | 3,991 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,586,000 | 1,868 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $797,000 | 4,213 |
| Earning assets | $132,574,000 | 3,336 |
| Long-term assets (5+ years) | $3,551,000 | 6,697 |
| Average Assets, year-to-date | $159,660,000 | 2,968 |
| Average Assets, quarterly | $152,225,000 | 3,201 |
| Volatile liabilities | $36,464,000 | 2,299 |
| Insider loans | $767,000 | 4,494 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $10,297,000 | 3,872 |
| Tier 1 (core) risk-based capital | $11,961,000 | 3,750 |
| Tier 2 risk-based capital | $1,203,000 | 2,893 |
| Total risk weighted assets | $110,441,000 | 2,971 |
| Total unused commitments | $10,297,000 | 3,883 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 71 | 2,416 |
| Assets and Liabilities | ||
| Total Assets: | $186,522,000 | 2,600 |
| Cash and due from depository institutions | $5,954,000 | 2,416 |
| Interest-bearing balances | $17,000 | 6,089 |
| Securities | $81,614,000 | 1,369 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $92,632,000 | 3,246 |
| Loan loss allowance | $942,000 | 3,664 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,672,000 | 2,388 |
| Other real estate owned | $0 | 2,416 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $2,650,000 | 3,160 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $186,522,000 | 2,600 |
| Total liabilities | $175,078,000 | 2,504 |
| Total deposits | $174,146,000 | 2,269 |
| Interest-bearing deposits | $150,424,000 | 2,252 |
| Deposits held in domestic offices | $174,146,000 | 2,262 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $92,000 | 5,489 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $840,000 | 4,092 |
| Total equity capital | $11,444,000 | 3,950 |
| Total bank equity capital | $11,444,000 | 3,950 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,000,000 | 2,981 |
| Surplus | $5,000,000 | 3,002 |
| Undivided profits | $5,444,000 | 4,160 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $362,000 | 4,492 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $648,000 | 4,184 |
| Earning assets | $174,263,000 | 2,561 |
| Long-term assets (5+ years) | $34,998,000 | 2,138 |
| Average Assets, year-to-date | $193,827,800 | 2,406 |
| Average Assets, quarterly | $189,389,000 | 2,534 |
| Volatile liabilities | $86,607,000 | 1,104 |
| Insider loans | $199,000 | 7,132 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $10,064,000 | 3,727 |
| Tier 1 (core) risk-based capital | $11,961,000 | 3,656 |
| Tier 2 risk-based capital | $942,000 | 3,440 |
| Total risk weighted assets | $114,689,400 | 2,747 |
| Total unused commitments | $10,064,000 | 3,728 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 74 | 2,369 |
| Assets and Liabilities | ||
| Total Assets: | $197,824,000 | 2,396 |
| Cash and due from depository institutions | $6,110,000 | 2,369 |
| Interest-bearing balances | $32,000 | 5,751 |
| Securities | $87,471,000 | 1,314 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $96,337,000 | 3,013 |
| Loan loss allowance | $1,156,000 | 3,011 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,865,000 | 2,232 |
| Other real estate owned | $0 | 2,369 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $4,041,000 | 2,186 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $197,824,000 | 2,396 |
| Total liabilities | $188,293,000 | 2,258 |
| Total deposits | $181,336,000 | 2,092 |
| Interest-bearing deposits | $158,061,000 | 2,061 |
| Deposits held in domestic offices | $181,336,000 | 2,088 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,915,000 | 1,561 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $133,000 | 5,421 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $909,000 | 3,501 |
| Total equity capital | $9,531,000 | 4,426 |
| Total bank equity capital | $9,531,000 | 4,426 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000,000 | 3,047 |
| Surplus | $5,000,000 | 2,970 |
| Undivided profits | $3,531,000 | 5,101 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $716,000 | 2,861 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $600,000 | 3,899 |
| Earning assets | $183,840,000 | 2,347 |
| Long-term assets (5+ years) | $53,907,000 | 1,614 |
| Average Assets, year-to-date | $200,795,600 | 2,242 |
| Average Assets, quarterly | $203,956,500 | 2,274 |
| Volatile liabilities | $95,419,000 | 1,004 |
| Insider loans | $299,000 | 6,489 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $10,608,000 | 3,620 |
| Tier 1 (core) risk-based capital | $11,759,000 | 3,697 |
| Tier 2 risk-based capital | $1,156,000 | 2,753 |
| Total risk weighted assets | $121,595,900 | 2,502 |
| Total unused commitments | $10,608,000 | 3,624 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 75 | 2,333 |
| Assets and Liabilities | ||
| Total Assets: | $199,038,000 | 2,313 |
| Cash and due from depository institutions | $5,088,000 | 2,333 |
| Interest-bearing balances | $7,000 | 6,401 |
| Securities | $89,030,000 | 1,312 |
| Federal funds sold & reverse repurchase agreements | $9,050,000 | 1,894 |
| Net loans & leases | $89,303,000 | 3,041 |
| Loan loss allowance | $1,185,000 | 2,861 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,762,000 | 2,174 |
| Other real estate owned | $0 | 2,333 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,805,000 | 2,625 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $199,038,000 | 2,313 |
| Total liabilities | $186,911,000 | 2,213 |
| Total deposits | $185,398,000 | 2,044 |
| Interest-bearing deposits | $162,224,000 | 1,991 |
| Deposits held in domestic offices | $185,398,000 | 2,038 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $233,000 | 4,545 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,280,000 | 2,883 |
| Total equity capital | $12,127,000 | 3,673 |
| Total bank equity capital | $12,127,000 | 3,673 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000,000 | 3,049 |
| Surplus | $5,000,000 | 2,820 |
| Undivided profits | $6,127,000 | 3,825 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,774,000 | 1,441 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $586,000 | 3,965 |
| Earning assets | $187,390,000 | 2,255 |
| Long-term assets (5+ years) | $47,507,000 | 1,652 |
| Average Assets, year-to-date | $179,754,800 | 2,412 |
| Average Assets, quarterly | $191,802,500 | 2,352 |
| Volatile liabilities | $72,870,000 | 1,045 |
| Insider loans | $128,000 | 7,795 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $9,786,000 | 3,669 |
| Tier 1 (core) risk-based capital | $12,000,000 | 3,541 |
| Tier 2 risk-based capital | $1,185,000 | 2,595 |
| Total risk weighted assets | $117,179,600 | 2,445 |
| Total unused commitments | $9,786,000 | 3,676 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 76 | 2,342 |
| Assets and Liabilities | ||
| Total Assets: | $164,005,000 | 2,738 |
| Cash and due from depository institutions | $5,013,000 | 2,342 |
| Interest-bearing balances | $22,000 | 5,824 |
| Securities | $55,615,000 | 2,079 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $97,461,000 | 2,824 |
| Loan loss allowance | $857,000 | 3,843 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,768,000 | 2,081 |
| Other real estate owned | $0 | 2,342 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,148,000 | 3,277 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $164,005,000 | 2,738 |
| Total liabilities | $151,995,000 | 2,656 |
| Total deposits | $142,909,000 | 2,610 |
| Interest-bearing deposits | $122,178,000 | 2,624 |
| Deposits held in domestic offices | $142,909,000 | 2,604 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,600,000 | 1,216 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,486,000 | 2,571 |
| Total equity capital | $12,010,000 | 3,651 |
| Total bank equity capital | $12,010,000 | 3,651 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000,000 | 3,120 |
| Surplus | $5,000,000 | 2,740 |
| Undivided profits | $6,010,000 | 3,887 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $832,000 | 2,850 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $639,000 | 3,718 |
| Earning assets | $153,098,000 | 2,683 |
| Long-term assets (5+ years) | $18,616,000 | 2,915 |
| Average Assets, year-to-date | $152,403,400 | 2,791 |
| Average Assets, quarterly | $161,108,500 | 2,731 |
| Volatile liabilities | $61,066,000 | 1,210 |
| Insider loans | $439,000 | 5,752 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $6,759,000 | 4,440 |
| Tier 1 (core) risk-based capital | $11,875,000 | 3,551 |
| Tier 2 risk-based capital | $857,000 | 3,380 |
| Total risk weighted assets | $114,790,500 | 2,440 |
| Total unused commitments | $6,759,000 | 4,443 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 76 | 2,479 |
| Assets and Liabilities | ||
| Total Assets: | $145,610,000 | 3,121 |
| Cash and due from depository institutions | $5,223,000 | 2,479 |
| Interest-bearing balances | $32,000 | 5,683 |
| Securities | $53,644,000 | 2,275 |
| Federal funds sold & reverse repurchase agreements | $4,350,000 | 2,922 |
| Net loans & leases | $76,613,000 | 3,539 |
| Loan loss allowance | $954,000 | 3,657 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,773,000 | 2,102 |
| Other real estate owned | $0 | 2,479 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,007,000 | 3,593 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $145,610,000 | 3,121 |
| Total liabilities | $133,967,000 | 3,069 |
| Total deposits | $132,972,000 | 2,879 |
| Interest-bearing deposits | $110,715,000 | 2,973 |
| Deposits held in domestic offices | $132,972,000 | 2,871 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $995,000 | 3,539 |
| Total equity capital | $11,643,000 | 3,778 |
| Total bank equity capital | $11,643,000 | 3,778 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000,000 | 3,340 |
| Surplus | $5,000,000 | 2,818 |
| Undivided profits | $5,643,000 | 4,065 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $648,000 | 3,675 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $574,000 | 4,021 |
| Earning assets | $134,639,000 | 3,100 |
| Long-term assets (5+ years) | $16,234,000 | 3,085 |
| Average Assets, year-to-date | $134,832,000 | 3,220 |
| Average Assets, quarterly | $141,403,500 | 3,169 |
| Volatile liabilities | $46,244,000 | 1,472 |
| Insider loans | $465,000 | 5,710 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $4,871,000 | 5,145 |
| Tier 1 (core) risk-based capital | $11,718,000 | 3,657 |
| Tier 2 risk-based capital | $954,000 | 3,110 |
| Total risk weighted assets | $93,413,700 | 2,964 |
| Total unused commitments | $4,871,000 | 5,157 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 77 | 2,512 |
| Assets and Liabilities | ||
| Total Assets: | $127,869,000 | 3,528 |
| Cash and due from depository institutions | $4,060,000 | 2,512 |
| Interest-bearing balances | $3,000 | 6,704 |
| Securities | $45,095,000 | 2,801 |
| Federal funds sold & reverse repurchase agreements | $8,500,000 | 1,711 |
| Net loans & leases | $66,677,000 | 3,914 |
| Loan loss allowance | $929,000 | 3,768 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,133,000 | 3,499 |
| Other real estate owned | $0 | 2,512 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,404,000 | 4,932 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $127,869,000 | 3,528 |
| Total liabilities | $116,312,000 | 3,489 |
| Total deposits | $115,539,000 | 3,317 |
| Interest-bearing deposits | $94,162,000 | 3,489 |
| Deposits held in domestic offices | $115,539,000 | 3,309 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $773,000 | 4,513 |
| Total equity capital | $11,557,000 | 3,803 |
| Total bank equity capital | $11,557,000 | 3,803 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000,000 | 3,492 |
| Surplus | $5,000,000 | 2,816 |
| Undivided profits | $5,557,000 | 4,183 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $472,000 | 4,416 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $492,000 | 4,803 |
| Earning assets | $120,275,000 | 3,432 |
| Long-term assets (5+ years) | $8,822,000 | 4,360 |
| Average Assets, year-to-date | $124,375,000 | 3,478 |
| Average Assets, quarterly | $125,601,500 | 3,539 |
| Volatile liabilities | $37,183,000 | 1,582 |
| Insider loans | $533,000 | 5,480 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $3,511,000 | 5,927 |
| Tier 1 (core) risk-based capital | $11,400,000 | 3,735 |
| Tier 2 risk-based capital | $929,000 | 3,113 |
| Total risk weighted assets | $78,875,500 | 3,360 |
| Total unused commitments | $3,511,000 | 5,939 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 75 | 2,672 |
| Assets and Liabilities | ||
| Total Assets: | $122,809,000 | 3,612 |
| Cash and due from depository institutions | $5,496,000 | 2,672 |
| Interest-bearing balances | $18,000 | 6,520 |
| Securities | $40,393,000 | 3,257 |
| Federal funds sold & reverse repurchase agreements | $8,625,000 | 1,083 |
| Net loans & leases | $65,111,000 | 3,916 |
| Loan loss allowance | $926,000 | 3,856 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,708,000 | 4,176 |
| Other real estate owned | $0 | 2,672 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,476,000 | 4,999 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $122,809,000 | 3,612 |
| Total liabilities | $111,766,000 | 3,617 |
| Total deposits | $106,095,000 | 3,584 |
| Interest-bearing deposits | $84,276,000 | 3,844 |
| Deposits held in domestic offices | $106,095,000 | 3,575 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,000,000 | 1,783 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $671,000 | 4,175 |
| Total equity capital | $11,043,000 | 3,685 |
| Total bank equity capital | $11,043,000 | 3,685 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000,000 | 3,640 |
| Surplus | $5,000,000 | 2,732 |
| Undivided profits | $5,043,000 | 4,172 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,482,000 | 1,957 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $493,000 | 4,276 |
| Earning assets | $114,147,000 | 3,559 |
| Long-term assets (5+ years) | $7,589,000 | 4,852 |
| Average Assets, year-to-date | $120,957,200 | 3,580 |
| Average Assets, quarterly | $120,083,500 | 3,666 |
| Volatile liabilities | $36,144,000 | 1,571 |
| Insider loans | $492,000 | 5,743 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,021,000 | 6,339 |
| Tier 1 (core) risk-based capital | $11,119,000 | 3,699 |
| Tier 2 risk-based capital | $926,000 | 3,116 |
| Total risk weighted assets | $76,217,300 | 3,388 |
| Total unused commitments | $3,021,000 | 6,350 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 82 | 2,549 |
| Assets and Liabilities | ||
| Total Assets: | $126,684,000 | 3,576 |
| Cash and due from depository institutions | $4,732,000 | 2,549 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $37,833,000 | 3,648 |
| Federal funds sold & reverse repurchase agreements | $12,880,000 | 1,035 |
| Net loans & leases | $67,977,000 | 3,690 |
| Loan loss allowance | $870,000 | 4,183 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,824,000 | 3,936 |
| Other real estate owned | $35,000 | 2,549 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,402,000 | 4,705 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $126,684,000 | 3,576 |
| Total liabilities | $115,808,000 | 3,565 |
| Total deposits | $109,919,000 | 3,558 |
| Interest-bearing deposits | $83,824,000 | 4,027 |
| Deposits held in domestic offices | $109,919,000 | 3,551 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,000,000 | 1,499 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $889,000 | 3,427 |
| Total equity capital | $10,876,000 | 3,745 |
| Total bank equity capital | $10,876,000 | 3,745 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000,000 | 3,765 |
| Surplus | $5,000,000 | 2,659 |
| Undivided profits | $4,876,000 | 4,418 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,012,000 | 3,125 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $520,000 | 3,554 |
| Earning assets | $118,690,000 | 3,496 |
| Long-term assets (5+ years) | $6,951,000 | 5,441 |
| Average Assets, year-to-date | $122,588,600 | 3,597 |
| Average Assets, quarterly | $122,335,000 | 3,667 |
| Volatile liabilities | $35,621,000 | 1,534 |
| Insider loans | $485,000 | 5,803 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,150,000 | 7,308 |
| Tier 1 (core) risk-based capital | $10,876,000 | 3,676 |
| Tier 2 risk-based capital | $870,000 | 3,274 |
| Total risk weighted assets | $78,786,100 | 3,281 |
| Total unused commitments | $2,150,000 | 7,333 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 82 | 2,639 |
| Assets and Liabilities | ||
| Total Assets: | $129,978,000 | 3,566 |
| Cash and due from depository institutions | $5,089,000 | 2,639 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $37,785,000 | 3,642 |
| Federal funds sold & reverse repurchase agreements | $11,970,000 | 1,397 |
| Net loans & leases | $71,721,000 | 3,584 |
| Loan loss allowance | $819,000 | 4,411 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,932,000 | 3,727 |
| Other real estate owned | $81,000 | 2,639 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,400,000 | 4,866 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $129,978,000 | 3,566 |
| Total liabilities | $119,672,000 | 3,547 |
| Total deposits | $113,781,000 | 3,568 |
| Interest-bearing deposits | $89,041,000 | 3,956 |
| Deposits held in domestic offices | $113,781,000 | 3,559 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,000,000 | 1,367 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $891,000 | 3,607 |
| Total equity capital | $10,306,000 | 3,764 |
| Total bank equity capital | $10,306,000 | 3,764 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000,000 | 3,936 |
| Surplus | $5,000,000 | 2,549 |
| Undivided profits | $4,306,000 | 4,694 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $261,000 | 7,627 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $518,000 | 3,926 |
| Earning assets | $121,476,000 | 3,479 |
| Long-term assets (5+ years) | $8,154,000 | 4,930 |
| Average Assets, year-to-date | $124,133,800 | 3,651 |
| Average Assets, quarterly | $126,892,500 | 3,625 |
| Volatile liabilities | $38,361,000 | 1,436 |
| Insider loans | $572,000 | 1,572 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,390,000 | 6,793 |
| Tier 1 (core) risk-based capital | $10,306,000 | 3,709 |
| Tier 2 risk-based capital | $801,160 | 3,530 |
| Total risk weighted assets | $64,074,760 | 4,004 |
| Total unused commitments | $2,390,000 | 6,822 |
| Derivatives | $0 | 651 |